Sections Supplements
Like the company he leads, Tom Dennis is successful, but decidedly low-key. His engineering firm, The Dennis Group, offers planning, architectural, process engineering, and construction management services to the food and beverage industries, and is among the world’s leaders in that highly competitive field. Meanwhile, Dennis and a partner have become successful players in the Springfield real estate market, having purchased and renovated several landmark office buildings. Getting him to talk about these successful ventures is difficult, however — he’d rather spend his time tending to his often-demanding clients.

It’s a script right out of central casting — a storyline that must have been written by the regional economic development commission. Tom Dennis is a local guy — he’s from Feeding Hills. After graduating from college with a degree in Engineering, he went to work in Boston. When he grew frustrated with the path his employer was on and made the decision to start his own venture, he came ëhome’ to do it, because he liked the area, and the cost of doing business was much cheaper than it was inside Route 128. And he really liked the airport that was only a few miles down the road in Windsor Locks, one that you could get in and out of without losing half a day.

He started in the attic of his home on Fairfield Street in Springfield, and eventually bought a struggling downtown landmark, Harrison Place, renovated it, and put his offices there. His company, The Dennis Group, which designs food-processing facilities and counts a number of Fortune 500 companies on its client list, doesn’t do much business locally and could be located anywhere. But Dennis — and those who have helped him build this venture — want it here.

He even lives in Springfield.

Yes, it’s a story that Allan Blair and other leaders at the EDC could turn into a promotional piece as they try to market the Pioneer Valley and the Knowledge Corridor. But it’s a story you almost have to pry out of Dennis.

Like the company itself, he is very low-key. His venture now employs more than 100 people, 70 in Springfield, and has four offices scattered across the country. But because of the unique nature of its work and the quiet nature of its leader, it flies under the radar screen. Also low-key are his real estate ventures. Dennis and a partner, William Stotler, have bought and renovated a number of Springfield office buildings, including Harrison Place (later sold to the Picknelly family) and the former Wesson Hospital. Dennis is quite active in his real estate pursuits and takes great pride in those ventures — there’s a framed picture of Harrison Place on his credenza — but he says he directs most of his energy to The Dennis Group and its continued growth.

"This business is my first priority," he said. "There are a lot of hardworking, performance-oriented people who deserve nothing less than that from me."

Dennis will give you that same answer when you ask about community involvement and participation with area non-profits and various development groups. He’d love to — but at the moment, and for the foreseeable future, he’s focusing on his clients and how to provide them quality service and, most importantly, value.

Indeed, as he talked with BusinessWest, Dennis, the subject of this month’s CEO Profile, was interrupted several times by calls from customers and potential customers. "It’s the nature of the business," he said at one juncture. "I’m here for my customers."

In a wide-ranging but fast-moving interview, Dennis talked about how he has blueprinted success for his company — although he rarely uses the word ëI.’ He credits a group of young, entrepreneurial-minded engineers — many of whom are now partners in this venture — with the firm’s steady growth over the years.

"Our guideline here has been to hire anyone who will make this a better company," he explained. "We know that if we have the right talent within our organization and create an environment that lets individuals apply their craft, then work will come our way, and it has."

Progress, by Design

Dennis, 48, told BusinessWest that he had no intention of putting his name on the company that he started in the fall of 1987. Several possibilities — most of which he can’t remember — didn’t pass muster with the state Secretary of State’s office (they were too close to existing business names), so he eventually settled on The Dennis Group — only it wasn’t really a group, just Dennis and some engineers he subcontracted work to.

He knew there would be a group, though, and that quiet confidence is part of his business philosophy and management style.

As a youth, Dennis was drawn to mathematics and science, and at Rutgers University, he earned degrees in Chemical Engineering and Biology. The biotechnology field was still in its developmental stages at that time, he said, so he focused his attention on project engineering. He eventually took a job with a Boston-area construction management company called Carlson Associates, and worked on a number of projects in this country and overseas, many in the food-processing industry.

"I was really attracted to project management work — taking an assignment from start to finish," he said. "As project manager, you get your arms around a whole project and understand it from the inside out, which to me was fulfilling and appealing."

He enjoyed the work and living in Boston, but when Carlson was bought by a French conglomerate, he would soon decide to make the shift from employee to entrepreneur, although he is still not really comfortable with the latter term.

"The French company sent a bunch of accountants over to run a design and construction-services business," he explained. "Very early on, I decided that this wasn’t compatible with my philosophy, so I decided to leave."

His decision to come back to Springfield was grounded in familiarity and, to a large extent, economics.

"My wife was pregnant at the time, and I knew that the cost of living was much less out here," he said. "Also, there was a major airport nearby, which was a necessity, and I thought that I might be more readily able to attract people as a startup company if I was here, as opposed to Boston, which was much more expensive."

He set up shop in his attic — "it was an old Victorian, and the attic was huge; it’s better than it sounds" — and got started only a few weeks before the stock market collapse in October of 1987. That event served to slow the start for The Dennis Group, but not for long.

Through contacts he had made earlier his career, Dennis was able to win a number of domestic projects, and he used that work to develop a reputation in the multi-billion-dollar food-processing industry and build a portfolio.

Food for Thought

Then, as now, the company had no salespeople and did comparitively little marketing, he explained, adding that its reputation for quality work and relationship-oriented approach to doing business have been its best selling tools.

"There are no salespeople Ö we rely on doing good work and having it lead to more work," he explained. "If we’re not developing relationships, we’re out of business. And if people don’t like what we’ve done, then we’re out of business as well."

Over the years, the company has undertaken more than 2,000 projects and enjoyed what Dennis calls controlled, or smart, growth, taking a conservative approach to business. Its main strength has been its diversity, he explained, noting that the firm can handle $5,000 consulting projects and also oversee $100 million new-plant-construction ventures.

The company has managed projects for some of the most recognizable names in the food industry, including Kraft, Smuckers, Dreyers, Lender’s, Dole, Sara Lee, Poland Spring, Campbell’s, and others, and some that are less well-known, such as the Haverhill, Mass.-based company Hans Kissle, a pioneer in the development of pre-packaged salads, desserts, and other deli items.

Recent projects include three plants, all more than 200,000 square feet, that the company built for Dole in Soledad, Calif., Springfield, Ohio, and Yuma, Ariz. to produce packaged salads; an 86,000-square-foot plant built for Heinz, Ireland in Dundalk, Ireland to produce frozen-ready meals; a 50,000-square-foot plant built for Stockpot Soup in Woodinville, Wash.; and another plant for Dole in Hulsingborg, Sweden.

"We’re efficient and very flexible, so we can handle all-sized projects," he said, noting that the firm will design and build 1 million square feet of production and warehouse facilities a year. "That diversity is very helpful to us."

This is a highly competitive industry, said Dennis, adding that competition comes from firms as large as Bechtel and as small as a two- or three-person local construction company.

Over the years, the size and scope of projects has varied, from plant design to creation of new packaging processes, said Dennis, noting that the wide geographic range of the firm has necessitated creation of another large office in Salt Lake City and smaller facilities in Toronto and San Diego.

The headquarters will remain in Springfield, however, he said, because the Pioneer Valley, with its many amenities, is a large asset for the company. "There’s a quality of life here that I enjoy and everyone here enjoys."

Dennis returned repeatedly to the subject of Bradley Airport, and said that for a business owner who spends as much time in the air as he does — 50 trips a year by his count — it is an invaluable resource.

"Logan is better now than it used to be, but it’s still hard to fly in and out of," he explained. "Some people may not realize it, but Bradley is a great asset for companies in this region."

As he talked about the firm and its consistent growth, Dennis focused consistently on the word Group in the company’s name. "There are a lot of people who are responsible for the success of this company Ö I didn’t do this myself."

Dennis told BusinessWest that, while he was sole owner at one time, he has made long-term associates partners, in a structure similar to that used by most law firms.

"There’s not a lot of vertical growth in this company," he explained. "So where people grow is in responsibility, the opportunity to become a partner and have some ownership in the firm."

Governance is shared, he said, adding that there is little of what he would call ëmanagement’ in his day-to-day activities.

"Maybe what makes us work is that we don’t have any management," he said. "What we do have is a lot of talented people. We have an administrative group, and we’re very structured in our projects, but we have none of the traditional management layers."

When asked for his own job description, Dennis said he still leads a number of projects himself, and will continue to do so.

"Last year, for example, I ran three projects, and I use that format to train people, improve our systems, develop relationships with our clients, and help grow the talent here," he said. "I could never be a full-time administrator; first of all, I don’t think I’d be very good at it, and second, I get a lot of fulfillment out of what we do."

Dennis’s approach to business — a blend of passion and conservatism — is mirrored by his philosophy with regard to commercial real estate.

He told BusinessWest that he has a fondness for old buildings, and has collaborated with Stolter to purchase several of them in downtown Springfield, including the Stearns Building, the former W.F. Young building on Lyman Street, and the old Wesson Hospital, which the partners are converting into a center for technology-based ventures.

His favorite project, however, was Harrison Place, the 10-story downtown office tower that was half-vacant and in very poor condition when the partners bought it in 1995. The two made a major investment in the property, and Dennis took the first two floors and the basement for his engineering firm.

"I really like this building, and we really enjoy being here," he said, noting that he had to be talked into selling the property, now named the Bank of Western Mass. Building, to the Picknelly group in 1999. "There’s some history here."

Producing Results

Thinking back to those early days in his attic on Fairfield Street, Dennis said he couldn’t have predicted then that his company would grow to its current size and stature.

But he knew he had the necessary ingredients for a successful venture. Listing them again, he mentioned people, location, diversity, and a firm focus on quality and price — "those are the keys to any business."

Putting that package together has provided Dennis with a career that’s been rewarding on a number of levels. And it’s given the Pioneer Valley’s economic development leaders a script they would like others to follow — a true blueprint for success.

George O’Brien can be reached at [email protected]

Opinion
When asked recently about the fiscal health of the Commonwealth’s cities and towns — or, in many cases, the lack thereof — Gov. Mitt Romney hinted strongly that many communities are in trouble simply because they spent too much money, especially on municipal employees.

Hearing those remarks, Springfield Mayor Charles Ryan replied, "the governor must be talking about someone else — I haven’t spent a dime since I got here."

The two sets of comments show exactly where the city’s at with its finances — a current mayor having to cope with the mistakes of his predecessor, and a governor talking in generalities about municipal workers making too much money and unions holding cities and towns hostage.

Soon, we hope both sides can come together and find some real solutions for Springfield and avoid receivership, a situation that would be regretful for the city, its business community, the state, Romney, and everyone else. In other words, it’s time to stop focusing on how Springfield got into this mess — the many indulgencies of the Albano administration — and to turn our attention on how it is going to get out.

At issue is the matter of a $14 million to $22 million shortfall projected in the budget for the fiscal year that will begin July 1. This is a big number, one that will not be made up through collecting overdue property taxes, tightening the proverbial belt, or putting consultants from MassMutual to work on ways to create more efficiencies in how the city operates. Making up that deficit will involve pain, lots of it, and quite possibly require receivership.

That step, which essentially strips city officials of their decision-making authority when it comes to the community’s finances, is now being talked about more as a probability, rather than a possibility, as it was during last fall’s election, during which Ryan was criticized for using the word and accused of trying to scare residents. Now, receivership is very real because the city is showing visible signs of not being able to meet some of its financial obligations, most notably the raises that have been owed to city workers for two years now.

That word receivership scares people, and it should, because it is never good when the people who have been elected to make fiscal decisions for a community lose that responsibility. In reality, though, few will actually notice any difference in day-to-day life if it does happen. Those most affected will be city employees who will have to live with a wage freeze for the foreseeable future — and thus may be tempted to explore other employment options — and individual departments that won’t have the money to take on new programs or continue some existing ones.

Instead, much of the damage that will be done by receiv-ership will be psychological. This city’s reputation has already been heavily scarred by the scandals of the Albano administration and recent convictions of several city officials, including the managers of a city-operated entrepreneurial fund. Add the stigma of receivership to the equation, and it will be even more difficult for economic development leaders to attract new businesses to the area.

This is why the state must step to the plate and work with the city to steer it out of the current whitewater. A $20 million bailout would be a nice gesture, but it is not likely to materialize. Doing so would be tantamount to rewarding fiscal irresponsibility, and Gov. Romney isn’t about to do that.

There are things the state can do, however. It can further adjust its aid formulas to assist cities like Springfield, Lowell, Lawrence, and others that have high percentages of lower-income individuals. The state could also provide oversight that assists the city with the process of moving forward, but without the trauma of actual receivership.

The bottom line here is that the city doesn’t need receivership, and the state doesn’t need to have its third-largest city humbled in this way. On the campaign trail in 2002, Romney talked about an economic development strategy grounded in making each of the Commonwealth’s regions more competitive. He was talking in terms of education, health care, workforce, and entrepreneurialism when he used that word, but fiscal health is also an important consideration, and Springfield will be far less competitive if it is burdened with the humiliation of receivership.

There are no easy solutions to Springfield’s fiscal woes, and it is clear to us that the city and state will have to work together fix the problem and, as we said, focus not on the past, but on the future.

Sections Supplements
Indian Orchard, or The Orchard, as residents call it, was once a thriving mill town. In recent years, however, the former Indian settlement and home to groves of plum trees (hence the name) has deteriorated and, in many ways, lost some of its identity. A recently unveiled master plan for the Springfield neighborhood creates a blueprint for bringing new life to the area and creating what is being called a "21st-century mill town." Optimism abounds, but the challenges facing residents, planners, and business owners are considerable.

01151. That’s the zip code for Indian Orchard, Mass., and a number that people in this blue collar neighborhood of Springfield are quite proud of.

ëThe Orchard,’ as they call it, is the only neighborhood in the city with its own postmark, and residents will usually correct parties that put ëSpringfield’ on items sent to them. "It’s an immensely proud community," said Katie Stebbins, the city’s senior planner, who long ago learned the proper way to address mail to people in this section by the Chicopee River. "The residents are proud of their history, their diversity, and their uniqueness."

This pride explains why more than 200 people turned out for an unveiling of a new master plan for the community, an important document that has created an outline for what Stebbins and others call a "21st-century mill town." That phrase was chosen to convey the need to blend the past with the future, she said, noting that the community is at a crossroads of sorts.

Its stock of residential and commercial properties is aging, and before more of them are lost to parking lots, the neighborhood wants to make a concerted effort toward becoming a destination, she explained. The plan for achieving that end is multi-faceted, and calls for connecting Main Street with the currently underutilized riverfront; making facade improvements to a number of the century-old buildings in the downtown area; attracting new small businesses, especially restaurants and other entertainment venues; and finding a new life for an old industrial complex that essentially bisects the neighborhood.

Fred Andrews, executive director of the Indian Orchard Main Street Partnership, believes all that is doable, although he acknowledges that putting goals down on paper and making them happen are two completely different things, especially at a time when the level of public funds for such endeavors is dwindling and no one can really be sure of the appetite for private investment.

But, like Stebbins, Andrews sees progress and senses both the requisite optimism and energy needed to achieve more over time. He points to several facade improvements that have already taken place downtown as movement in the right direction. And he notes a considerable uptick in the number of calls from people exploring possible investments in the neighborhood.

"There is some vibrancy downtown," he said. "We’ve had some faÁade improvements and also the hoped-for result — people in neighboring buildings seeing that progress and deciding to become part of the movement."

Charles Brush, owner of the massive Indian Orchard Mills, a home to more than 100 small businesses and artists, and a member of the panel that pushed through the master plan, sees both the vast potential in The Orchard and the challenges facing the community. Mostly, he sees enthusiasm.

"People were lined up out the door the night we unveiled the plan; people came to see what was happening," he said. "Now, we need to tap that energy and move forward. We can turn Indian Orchard into a destination — we have all the components in place."

Beyond the predictable rush of optimism that accompanied the release of the plan, however, lies the obvious question: what now?

Stebbins says she isn’t sure, and told BusinessWest that much depends on the residents and business owners who turned out to see the plan unveiled. She equated creation of the master plan to sketching an outline in a coloring book — it can be colored in any number of ways.

"What happens next is not a passive approach — waiting and hoping for something to happen — but a very active approach," she explained. "We want to be open to every opportunity that comes our way, pursuing it with the neighborhood and seeing where it leads. You treat everything as a possibility until it’s not.

"It’s like a patchwork quilt," she continued. "You keep piecing things together, and eventually you have something."

Fruits of Their Labor

The name Indian Orchard is derived from the area’s past life as both an Indian settlement and, later, a home to groves of plum trees.

In an attempt to reflect that past, street signs, building facades, Andrews’ business card, and even the back cover of the master plan’s executive summary have incorporated the color purple. And soon, new plum trees may be growing in the downtown and elsewhere in the community. Andrews said planners have done some research, and believe they’ve found a hearty variety of tree that can stand up to the climate and congestion of a Northeast urban center.

But planners also want to breathe new economic life into a community that has most often been described as ëtired’ in recent years. Indeed, the vibrancy that existed years ago has been lost due to a number of factors, including the exodus of the textile makers and many other manufacturers, the emergence of Boston Road as a major retail center, which sucked life from Main Street, and the flight of many working class residents into the region’s suburbs.

The vision for a retooled community — one that will be called ëThe Village of Indian Orchard, a neighborhood of Springfield’ — is that of a destination, said Stebbins, an area rich with shops, restaurants, artists, antiques, bike paths, walking trails, and other features that would attract people from across the region and perhaps well beyond it.

She calls it the "strolling effect."

Many communities have an area in which people can stroll, she said, noting that this activity blends recreation with window-shopping, actual shopping, and dining. Northampton is this area’s best strolling center, she noted. Springfield doesn’t have such an area at present — downtown comes close, but it lacks the requisite variety of shops, she said — and The Orchard could someday fill that role.

To make The Orchard a destination, a place to stroll, however, many things have to happen, said Stebbins, especially the link between Main Street and the riverfront. She told BusinessWest that the community’s downtown is in many ways unremarkable and similar to countless others in this area and across the country, for that matter. The scenic Chicopee River does give the neighborhood a chance to do some things that other cities and towns can’t, however.

"If we can’t get the river opened up and established as a destination point with the downtown, then Main Street is going to have a much longer road to travel."

One stated goal for planners is to create a riverfront park that would stretch from a parcel near the tip of Main Street to the Indian Orchard Mills, and construct bike trails and walking paths along that strip. Much of that property is owned by Consolidated Edison — it was sold to that corporation by Western Mass. Electric Co. as part of a divestiture of assets forced by restructuring of the energy industry — and some talks have taken place between the city and that company, said Stebbins.

Brush, whose mills have become home to a number of noted artists, believes those galleries could become a key component in making The Orchard a destination, especially if his mills can be more effectively linked to Main Street stores and restaurants and a cluster of antique outlets.

"We have 43 artists here now, and our open studios bring hundreds of people down to the mills," he said. "We need more events and attractions like that; we need to create more reasons to bring people to Indian Orchard."

Planting Seeds

While offering a quick tour of the downtown area, Andrews stopped at one of a collection of new bus stop benches. The colorful, tile-covered benches were created by artists at the Indian Orchard Mills, he explained, and are one of the many small initiatives in that area creating some enthusiasm in the community.

There are other, similar examples of progress, he said, pointing out comprehensive facade improvement projects at Indian Orchard Glass and Orchard Variety, which sit on opposite sides of Main Street. There have been other faÁade initiatives, and more are being planned, he said, adding that they give the downtown a cleaner, more modern look, one that will hopefully spur additional investments in that area.

Andrews said The Orchard is perhaps Springfield’s most culturally diverse neighborhood, with a mix of Portuguese, Polish, Hispanic, and Armenian residents, among other groups. He envisions a number of ethnic restaurants and cultural attractions in the downtown. He says there are entertainment opportunities as well, including a new life for the old Grand Theater and perhaps a much larger home for the cramped Titanic Museum.

"There’s a lot that can happen, and a number of very positive things have already happened," he said. "I think it’s a matter of getting things moving and having people want to become part of something special."

Stebbins agreed, and said that while there are several vacant storefronts downtown, this should be viewed more as an opportunity than a concern. "In many ways, it’s like a blank canvas."

She cited Red Rocket Records on Main Street, a business that draws music enthusiasts, especially heavy metal fans, from far and wide, as the type of destination attraction that The Orchard needs in much greater numbers, and she believes it can happen.

"Why not? People will find Indian Orchard to come to Red Rocket Records," she said. "If these people can find it, then other people can — if we give them a reason."

She told BusinessWest that much of her optimism stems from the amount of interest being expressed in The Orchard, from both existing business owners and some from outside the region expressing interest in living or doing business in the neighborhood.

"Every day, I get a call from someone about Indian Orchard, either someone already in The Orchard who wants to figure out how to make it better, or someone outside The Orchard who wants to find out more about it — and that’s either businesses or potential homeowners," she said. "Some of the calls are from existing business owners, some who say that they’ve been thinking about sprucing up their site, but didn’t because they didn’t think anything was happening. Now that they see things going on in the building next door, they want to do something themselves."

But is there funding available for such projects?

Stebbins paused when asked that question, and admitted that there’s never as much money as planners and entrepreneurs want or need. But she said that some money remains from a $160,000 facade improvement grant, and there are some pockets of money to tap into.

The bus stop benches were the result of a grant, she said, noting that planners will have to be diligent and imaginative in their pursuit of resources. "We’re going to turn over every rock."

Building Momentum

While exploring links between Main Street and the riverfront and trying to expand the cultural offering downtown, planners will also address a number of other issues. Some, like the benches, trees, and street signs, are smaller in scope and designed to build visibility, enhance the community’s image — it is still viewed as many as a high-crime, low-income area — and improve traffic flow.

Meanwhile, there is the matter of the former Chapman Valve/Crane site, a 52-acre strip of land that has plagued the neighborhood for decades.

Old renderings of the Indian Orchard neighborhood show a small downtown area dwarfed by the massive Chapman Valve complex, where workers, mostly immigrants from Ireland, Italy, Poland, and other European countries, made valves for various industries.

The site expanded and evolved over the years — the Navy built a foundry there in the 1940s, and the complex was actually a satellite site for the Manhattan Project — and the neighborhood grew up around it. Homes now crowd a site that is largely abandoned and overgrown.

Residential development is planed for a portion of the parcel, said Stebbins, and some construction has already begun, but the fate of the building that housed the Navy foundry is still to be determined, and there are environmental hurdles to be cleared before anything can be done on the site.

In fact, it was Stebbins’ work on the Chapman Valve site — she is the city’s brownfields coordinator — that got the ball moving toward creation of a master plan for the neighborhood. "We said to ourselves, ëwhat are we going to do with this beast?’" she said.

"We worked with the neighborhood to figure out what would be a good use for the site, and eventually, the focus shifted to the whole neighborhood."

It will likely be several years before the fate of the industrial site can be resolved and a new life for that property found, said Stebbins, adding that the long view must be taken on many elements contained in the master plan.

It could be 10 to 15 years or more before many of the visions are realized, she said, noting quickly that areas like Northampton and Alexandria, Va., both great strolling areas, took years to reach their potential.

She doesn’t know how The Orchard’s mostly blank canvas will be colored in, but she is very confident that the neighborhood’s master plan won’t gather dust on a shelf, like so many before it in a number of area communities.

"It’s the enthusiasm of the residents that will keep this from getting dusty," Stebbins said, holding the document aloft. "People are very proud of this community, and they want to see something happen with it."

Branching Out

Stebbins, 33, told BusinessWest that many people her age look at The Orchard and see the ëdestination’ potential that she does. For many older residents, however, there is more skepticism. "For many of the older people who grew up here, it’s a lot harder to see what this neighborhood can be."

For the concepts outlined in the master plan to become reality, planners must get all those in the community on the same page, literally and figuratively, and begin to create some momentum for moving forward.

Progress will come a piece at a time, said Stebbins — just like that patchwork quilt.

George O’Brien can be reached at [email protected]

Departments

Aiken, Raymond J.
163 Bosworth St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/06/04

Alexander, David B.
Alexander, Pauline D.
164 Upper Beverly Hills
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/05/04

Amell, Jason J.
799 Southwest St.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 03/16/04

Auclair, Paul M.
153 East St.
Granby, MA 01033
Chapter: 7
Filing Date: 03/25/04

Avery, Eric P.
Avery, Amanda M.
4A Sunflower Lane
Westfield, MA 01085
Chapter: 7
Filing Date: 04/02/04

Banning, Joseph E.
739 James St., Apt. C
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/25/04

Bartlett, Judith T.
69 Westbrook Road
South Hadley, MA 01075
Chapter: 7
Filing Date: 04/08/04

Bartley, Nancy A.
622 South St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/12/04

Baskerville, Ruby J.
69 Andrew St.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/09/04

Bates, Danielle B.
16 Carol Dr.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/13/04

Benoit, Melany Lynn
PO Box 1393
Northampton, MA 01061
Chapter: 7
Filing Date: 04/12/04

Bergeron, Monique R.
249 St. James Blvd.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/16/04

Bessette, Yvon J.
359 Hampden St., 3rd Fl.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/13/04

Black, Robin E.
36 Tremont St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/07/04

Blaney, Douglas J.
Blaney, Darlene M.
42 Manning St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/12/04

Bliss, Margaret J.
4 Inward Commons
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 04/05/04

Bourque, David A.
Bourque, Kathleen S.
15 Granger Place
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/17/04

Brady, Barry H.
54 Lincoln St.
Springfield, MA 01109
Chapter: 13
Filing Date: 04/15/04

Brazee, Jason A.
5 Long Pond Road
Westfield, MA 01085
Chapter: 7
Filing Date: 04/01/04

Breton, John P.
96 Channell Dr.
Agawam, MA 01001
Chapter: 7
Filing Date: 04/05/04

Brisbois, Daniel L.
210 Pearl St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 03/25/04

Brohman, Richard D.
Brohman, Tina M.
108 Cherokee Dr.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/18/04

Brown, Angilene S.
22 Wellesley St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/25/04

Brown, Paul A.
562 Nassau Dr.
Springfield, MA 01129
Chapter: 7
Filing Date: 03/29/04

Burke, Donna Marie
23 Saint Jacques Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/29/04

Butler, Wayne E.
Butler, Crystal L.
518 Grattan St.
Chicopee, MA 01020
Chapter: 13
Filing Date: 04/09/04

Calabrese, John P.
30 Bel-Air Dr.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 03/29/04

Camacho, Evelyn
16 Woodmont St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Centeno, Crusita
134 Union St.
Westfield, MA 01085
Chapter: 7
Filing Date: 03/31/04

Chabot, Lori A.
342 Front St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/05/04

Chartier, Julie T.
269 Hillside Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/14/04

Christie, Donald S.
40 Smyrna St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/12/04

Cichon, Mary Lou
33 Guyotte Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/31/04

Clapp, Angela M.
685 Elm St., Apt. B
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/30/04

Clemons, Susan E.
90 Chestnut St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 04/05/04

Cleveland, Florence Mary
77 Valley View Dr.
Westfield, MA 01085
Chapter: 13
Filing Date: 03/31/04

Comtois, Jane M.
49 McCarthy Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/07/04

Connors, Steven C.
39 Old Boston Road
Wilbraham, MA 01095
Chapter: 13
Filing Date: 04/01/04

Cookish, Richard F.
Cookish, Margaret A.
3 Canton St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Coombs, Carrie
373 Nassau Dr.
Springfield, MA 01020
Chapter: 7
Filing Date: 04/12/04

Courchesne, Robert R.
Courchesne, Ellen M.
1604 Westover Road
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/18/04

Courtney, Howard W.
Courtney, Diane M.
483 Union St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/24/04

Craig, Michael J.
1106 Allen St.
Springfield, MA 01118
Chapter: 13
Filing Date: 04/05/04

Cranson, Ralph S.
Cranson, Sharlene A.
16 West Lake St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 03/24/04

Cruz, Manuel A.
Cruz, Jaime
37 Orange St., 1st Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/13/04

Cruz, Maria D.
100 Middle St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Cruz, Patricia A.
65 Amherst St.
Granby, MA 01033
Chapter: 13
Filing Date: 03/25/04

Cruzado, Juan
Cruzado, Sonia
25 Talcott Ave.
Springfield, MA 01107
Chapter: 7
Filing Date: 04/12/04

Curtis, Randall J.
Curtis, Linda M.
6 Phillip Dr.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/15/04

DeGennaro, Regina M.
1 Woodside Circle
Southwick, MA 01077
Chapter: 7
Filing Date: 04/14/04

Desjardins, Nathan V.
43 Tiffany St.
Springfield, MA 01108
Chapter: 7
Filing Date: 04/15/04

Discawicz, Dennis E.
Discawicz, Monique M.
54 West Orchard St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 04/13/04

Dodge, Billy J.
Dodge, Marrianne S.
47 St. James Circle
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Doming, Cheryl Ann
303 Hatfield St.
Northampton, MA 01060
Chapter: 7
Filing Date: 04/05/04

Doming, Rene A.
303 Hatfield St.
Northampton, MA 01060
Chapter: 7
Filing Date: 04/05/04

Dominique, Ross J.
Dominique, Kimberly A.
478 Fuller St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/24/04

Dougherty, James M.
42 York Town Court
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/25/04

Douglas, Florence E.
73 Flint St.
Springfield, MA 01129
Chapter: 13
Filing Date: 04/06/04

Downey, Scott
Downey, Mary T.
21 Maebeth St.
Springfield, MA 01119
Chapter: 7
Filing Date: 04/09/04

Driscoll, Cheryl
52 Emmet St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/02/04

Dube, Lucille M.
53 Roosevelt Ave.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/15/04

Duque, Jose H.
30 Portland St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/13/04

Duquette, John L.
Duquette, Heather L.
405 South St.
Agawam, MA 01001
Chapter: 7
Filing Date: 03/16/04

Duval, Bruce A.
Duval, Karen E.
2 Birch Lane
Westfield, MA 01085
Chapter: 7
Filing Date: 03/31/04

Dwight, Kathleen M.
204 East St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/17/04

Dwight, Tori F.
204 East St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/17/04

Egan, John M.
44 Edward Dr.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/19/04

Feliciano, Margarita
178 Meeting House Road
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/07/04

Ferrara, Christine A.
98 Maebeth St.
Springfield, MA 01119
Chapter: 7
Filing Date: 04/05/04

Flathers, Linda L.
10 Pelham St.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/12/04

Fronrath, Roberta J.
214 Parkerview St.
Springfield, MA 01129
Chapter: 7
Filing Date: 04/14/04

Gallup, Edward C.
Gallup, Suzanne L.
1557 E. Mountain Road
Westfield, MA 01085
Chapter: 7
Filing Date: 04/07/04

Gamelli, Elizabeth P.
88 Smyrna St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/14/04

Garcia, Carmen
253 Suffolk St.
Holyoke, MA 01040
Chapter: 13
Filing Date: 04/13/04

Gilbert, Nancy M.
735 Memorial Dr.
Harmony Homes
Chicopee, MA 01021
Chapter: 7
Filing Date: 04/02/04

Giordano, Edward H.
21 Gardner St.
Springfield, MA 01105
Chapter: 7
Filing Date: 04/07/04

Gonzales, Henry Joseph
69 West Silver St.
Westfield, MA 01085
Chapter: 13
Filing Date: 03/23/04

Gonzalez, Adilia
Gonzalez, Ernestor
346 Maple St., Apt. 3L
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/01/04

Gonzalez, Raul
170 Grayson Dr.
Springfield, MA 01119
Chapter: 13
Filing Date: 04/06/04

Gordon, Peter L.
Gordon, Kelly A.
40 South Road
Westhampton, MA 01027
Chapter: 7
Filing Date: 04/14/04

Granger, Arthur L.
Granger, Pauline A.
189 Springfield Road
Westfield, MA 01085
Chapter: 7
Filing Date: 03/31/04

Gravelin, Louis J.
Gravelin, Jeanne M.
84 Bridle Road
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/23/04

Green, Chester Anthony
309 Park Ave., Apt.1R
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/30/04

Griffin, Kenneth J.
Griffin, Beth I.
165 College St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/08/04

Guthrie, Lorraine E.
832 Converse St.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 03/30/04

Guyette, Herbert C.
2575 Boston Road
Wilbraham, MA 01095
Chapter: 7
Filing Date: 03/19/04

Guyton, Cindy D.
183 Boston Road
Springfield, MA 01109
Chapter: 7
Filing Date: 03/23/04

Hampton, William
90 Northridge Road
Westfield, MA 01085
Chapter: 7
Filing Date: 03/22/04

Hannum, Peter D.
PO Box 129
Whately, MA 01093
Chapter: 7
Filing Date: 03/22/04

Hansmann, James F.
Hansmann, Gail G.
54 Colonial Ave.
Agawam, MA 01001
Chapter: 7
Filing Date: 04/07/04

Harris, Linda P.
26 Groton St.
Springfield, MA 01129
Chapter: 7
Filing Date: 04/12/04

Hendricks, Edward D.
Hendricks, Christel A.
1421 Dwight St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/31/04

Hernandez-Martinez, Rita
142 Cherry St.
Springfield, MA 01105
Chapter: 7
Filing Date: 04/13/04

Hiltbrand, Amy L.
69 Pochassic St.
Westfield, MA 01085
Chapter: 7
Filing Date: 03/22/04

Ho, Tuequang
116 Commonwealth Ave.
Springfield, MA 01108
Chapter: 7
Filing Date: 04/09/04

Hulla, Virginia
35 Beston St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/19/04

Iwanicki, Joan M.
431 Parker St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 04/14/04

Jackson, Cheryl L.
52 Gillette Circle
Springfield, MA 01118
Chapter: 7
Filing Date: 04/05/04

Jedziniak, Robert F.
Jedziniak, Linda M.
370 Mill Valley Road
Trailor 3B
Belchertown, MA 01007
Chapter: 7
Filing Date: 04/06/04

Jordan-Bivins, Sally S.
35 Prospect St.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/13/04

Joyce, John T.
52 Echo Valley Dr.
Hampden, MA 01036
Chapter: 7
Filing Date: 03/31/04

Karowski, Joan Ann
6 Appletree Lane
Easthampton, MA 01027
Chapter: 7
Filing Date: 03/25/04

Kellogg, Patricia A.
289 Lower Sandy Hill Road
Westfield, MA 01086
Chapter: 7
Filing Date: 03/30/04

Kendall, Donald P.
114 Prospect St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/25/04

King, Grace B.
10B Kasper Dr.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/14/04

Krueger, Karl G.
98 Riverboat Village Road
South Hadley, MA 01075
Chapter: 7
Filing Date: 04/08/04

Kuzmeski, Melissa N.
32 Emerald Place
Easthampton, MA 01027
Chapter: 7
Filing Date: 03/31/04

Labrecque, Kathryn Marie
49 Day St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/15/04

Labrecque, Peter Girerd
37 Day St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/15/04

Lacasse, Douglas T.
5 Cottage Ave.
Wilbraham, MA 01095
Chapter: 7
Filing Date: 04/14/04

LaFleur, Robert E.
LaFleur, Diane L.
38 South St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 03/30/04

Lafrance, Thomas A.
30 Greenleaf St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/05/04

Lage, James M.
Lage, Cynthia S.
35 Sunset Dr.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/12/04

Lagimonier, Robert R.
Lagimonier, Christine P.
12 Melvin St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/25/04

Lamontagne, Stella L.
86 Cuff Ave.
Springfield, MA 01104
Chapter: 13
Filing Date: 04/05/04

Landry, Phyllis J.
805 Front St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/29/04

Ledesma, Julian P.
11 High Meadow Road
Florence, MA 01062
Chapter: 7
Filing Date: 03/19/04

Lucio, John A.
Lucio, Charlene M.
181 Sewall St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 04/14/04

Lusignan, Yvon J.
33 Homer Ave., Apt. 7
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/22/04

Maciolek, Thomas S.
66 Walsh St.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/06/04

Malanson, Virginia Marie
89 Alfred Circle
Agawam, MA 01001
Chapter: 7
Filing Date: 04/08/04

Maldonado, Ramon
42 Pheland St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/16/04

Mangold, Cheryl L.
236 Walnut St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/29/04

Marshall, Alden E.
97 Grape St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/05/04

Martinez, Nansy
62 Worcester Ave.
Springfield, MA 01107
Chapter: 7
Filing Date: 03/17/04

Maynard, Leah K.
221 Hampden St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/08/04

Mayo, Wayne R.
27 Clayton Dr.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/29/04

McCarthy, Charles
44 Alvord Ave.
Chicopee, MA 01020
Chapter: 13
Filing Date: 04/14/04

McGoldrick, Robert S.
127 Rugby Road
Longmeadow, MA 01106
Chapter: 7
Filing Date: 04/05/04

McIntyre, Kathleen J.
155 Pearl St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/02/04

Mead, Melany L.
432 South Branch Parkway
Springfield, MA 01118
Chapter: 7
Filing Date: 03/18/04

Mecteau, Wayne L.
Mecteau, Denise D.
45 Partridge Lane
Chicopee, MA 01022
Chapter: 7
Filing Date: 04/01/04

Medina, Israel
200 Oak St., 1st Fl.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/13/04

Melendez, Ruben
164 Maynard St.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/13/04

Menard, Terry
18 Johnson St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/12/04

Messier, Frank W.
Messier, Colleen A.
174 Southwick St.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 03/25/04

Milar, William T.
Milar, Lynn A.
44 Newhouse St.
Springfield, MA 01108
Chapter: 7
Filing Date: 04/09/04

Molin, Michelle M.
164 South St.
Granby, MA 01033
Chapter: 7
Filing Date: 04/12/04

Monette, Aimee Phyllis
77 Hanover St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/18/04

Montalvo, Carmen M.
1447 Dwight St., Apt. 2L
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/12/04

Moody, Nelson M.
840 Amostown Road
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/18/04

Moore, James K.
Moo
e, Glenn C.
PO Box 80415
Springfield, MA 01138
Chapter: 7
Filing Date: 04/06/04

Moore, Linda G.
80 Yorktown Court
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/15/04

Moran, Kimberly A.
79 Malibu Dr.
Springfield, MA 01128
Chapter: 7
Filing Date: 04/12/04

Morin, Paul J.
Morin, Lisa Ann
107 Norman St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/23/04

Morin, Phillip J.
Morin, Susan M.
23F Castle Hills Road
Agawam, MA 01001
Chapter: 7
Filing Date: 04/02/04

Morith, Bradford J.
71 South Prospect St., Room 10
Amherst, MA 01002
Chapter: 7
Filing Date: 03/19/04

Moye, Daniel
55 Pleasant St.
Granby, MA 01040
Chapter: 7
Filing Date: 03/23/04

Nareau, Lawrence L.
4 Clinton Ave.
Holyoke, MA 01040
Chapter: 13
Filing Date: 03/19/04

Neale, Marie Doris Beatri
26 Meadow St., Apt. 1
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/29/04

Nieves, Eunice J.
81 Washburn St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/22/04

Nieves, Jose E.
51 Grover St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/22/04

Orren, Ellen B.
26 Tioga St.
Springfield, MA 01128
Chapter: 13
Filing Date: 04/06/04

Osgood, Richard M.
Osgood, Nancy J.
36 Duclos Dr.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 03/29/04

Otero, Luis H.
Otero, Maria I.
37 Spring St.
Springfield, MA 01105
Chapter: 7
Filing Date: 03/16/04

Ouellette, Beverly J.
P.O. Box 237
Hadley, MA 01035
Chapter: 7
Filing Date: 04/08/04

Ouellette, Theresa
21 Scantic Dr.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 04/01/04

Owens, Ruth
25 Queen St.
Springfield, MA 01109
Chapter: 13
Filing Date: 03/25/04

Paez, Pablo
128 Mill St.
Springfield, MA 01103
Chapter: 7
Filing Date: 04/14/04

Page, William C.
741 Granby Road
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/22/04

Pandolfi, Andrew J.
PO Box 574
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 03/29/04

Papuga, Donald
Papuga, Karen V.
59 Portulaca Dr.
Springfield, MA 01129
Chapter: 7
Filing Date: 03/22/04

Parker, Mary G.
16 Washington St., Apt. 210
Westfield, MA 01085
Chapter: 7
Filing Date: 03/31/04

Passidakis, Nicholas M.
452 Broadway St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/14/04

Patel, Maheshwari
27 Lyman St., Apt. 609
Springfield, MA 01103
Chapter: 7
Filing Date: 03/29/04

Perez, Jose A.
13 Yvonne St.
Chicopee, MA 01013
Chapter: 13
Filing Date: 03/22/04

Petrucci, Kelly L.
73 Barrett St., Apt. 3076
Northampton, MA 01060
Chapter: 7
Filing Date: 04/13/04

Pike, Sarah
50 South St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 03/25/04

Pinero, Juana
98 Division St.
Springfield, MA 01107
Chapter: 7
Filing Date: 04/12/04

Provo, Diane Marie
53 Highland Ave.
Agawam, MA 01001
Chapter: 7
Filing Date: 03/18/04

Quesnal, Brian R.
350 West St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/22/04

Quintier, Rita A.
225 Fairlawn St.
Springfield, MA 01119
Chapter: 7
Filing Date: 03/22/04

Rice, Marcus W.
311Main St
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 04/05/04

Richard, Jason Philip
70 Burford Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/29/04

Rivera, Angel L.
Rivera, Juana
102 Lowell St.
Springfield, MA 01107
Chapter: 7
Filing Date: 04/13/04

Rivera, Luis A.
Rivera, Lizette
48 Appleton St.
Springfield, MA 01108
Chapter: 13
Filing Date: 04/13/04

Rivera, Ramon L.
424 Irene St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/02/04

Rivera, Rosa E.
215 White St.
Springfield, MA 01108
Chapter: 7
Filing Date: 03/22/04

Rivers, Michelle L.
744 Britton St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/05/04

Robert A. Koch Industries Inc.
115 Williamsburg Dr.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 04/06/04

Roberts, Carol J.
12 Meadow St., Apt. 2
Wesfield, MA 01085
Chapter: 7
Filing Date: 04/12/04

Roberts, Cecile E.
46 Loretta St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 04/15/04

Roberts, Jo-Anne R.
27 Silver St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/25/04

Robinson, Lisa A.
30 Williams St., Apt. A
Westfield, MA 01085
Chapter: 7
Filing Date: 03/22/04

Rodriguez, Juana
2295 Main St., Apt. 36
Springfield, MA 01107
Chapter: 7
Filing Date: 04/13/04

Rodriguez, Marilyn
844 Chestnut St.
Springfield, MA 01107
Chapter: 7
Filing Date: 03/18/04

Roe, Deborah A.
83 Vann St.
Springfield, MA 01119
Chapter: 13
Filing Date: 04/05/04

Rogers, Evelyn L.
PO Box 952
Wilbraham, MA 01095
Chapter: 7
Filing Date: 03/26/04

Rogers, Kimberley A.
55 Maple St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 04/01/04

Rogers, Nancy R.
PO Box 952
Wilbraham, MA 01095
Chapter: 7
Filing Date: 03/26/04

Roldan, Brant D.
245 West Franklin St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/09/04

Rollins, John K.
114 Hampden St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/17/04

Romani, Thomas D.
Romani, Lisa A.
26 Merrick St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/22/04

Salazar, Olga
46 Orange St., 1st Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/12/04

Salicrup, Emma N.
2 Northern Dr.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/17/04

Sanchez, Marilu
136 Sargent St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/22/04

Santana, Carlos
16 Woodmont St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Santiago, Edwin Medina
253 Suffolk St
Holyoke, MA 01040
Chapter: 13
Filing Date: 04/13/04

Savides, Gena M.
59 New Ludlow Road
Apt. 16C
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/25/04

Scarfo, Paula J
3 Scarfo Dr.
Westfield, MA 01085
Chapter: 7
Filing Date: 03/22/04

Scavotto, David R.
Scavotto, Katerina V.
45 Cricket Road
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 04/05/04

Scholpp, Lizbeth A.
97 Ashley St., 2nd Fl.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/02/04

Sears, Michelle M.
241 Pheland St.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/14/04

Semb, Krisinda S.
61 Kensington Ave.
Northampton, MA 01060
Chapter: 7
Filing Date: 03/29/04

Shah, Javed A
104 Cloran St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/31/04

Shattuck, Jason T.
73 School St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/25/04

Shetty, Shekar T.
25 Arlington Road
Longmeadow, MA 01106
Chapter: 7
Filing Date: 04/05/04

Siano, Anthony
110 Whittum Ave.
Springfield, MA 01118
Chapter: 13
Filing Date: 04/02/04

Silva, Ana L.
43 Van Buren Ave., Apt. A
Springfield, MA 01104
Chapter: 13
Filing Date: 03/31/04

Smigiel, Shawn P.
1169 River Road
Agawam, MA 01001
Chapter: 7
Filing Date: 04/01/04

Son, Raith P.
60 Lovell St., Apt. 2
Worcester, MA 01068
Chapter: 7
Filing Date: 04/14/04

Soto, Joseta
55 Empire St., Apt. 36
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/05/04

Starks, Waleska
54 Campechi St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Streeter, Candice Y.
22 Lessey St., Apt. 101
Amherst, MA 01002
Chapter: 7
Filing Date: 03/22/04

Stuart, Jennifer C.
174 Hendrick St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 04/01/04

Sullivan, Thomas C.
Sullivan, Suzanne P.
15 Julia Lane
Granville, MA 01034
Chapter: 7
Filing Date: 03/22/04

Swayger, Thomas C.
153 Pleasant St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 03/25/04

Tessier-Brown, Denise
562 Nassau Dr.
Springfield, MA 01129
Chapter: 7
Filing Date: 03/29/04

Tetreault, Mary Ann
5 Muzzy St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/05/04

Thibodeau, Ralph L.
Thibodeau, Alice C.
187 Theroux Dr.,12B
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/25/04

Thomas, Beverley N.
4 Daytona St.
Springfield, MA 01108
Chapter: 13
Filing Date: 04/14/04

Vanzant, Charles
42 Sycamore St.
Springfield, MA 01109
Chapter: 13
Filing Date: 04/12/04

Vargas, Edgardo L.
178 Pendleton Ave.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/16/04

Vera, Eduardo
46 Orange St., 1st Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/12/04

Villani, Elizabeth A.
18 Ledgewood Dr.
Belchertown, MA 01007
Chapter: 7
Filing Date: 03/25/04

Vivenzio, Terri A.
370 Mill Valley Road
Lot 49-45
Belchertown, MA 01007
Chapter: 7
Filing Date: 03/22/04

Vo, Sean T.
90 McKinstry Ave.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/01/04

Walker, Bertha
42-44 Sycamore St.
Springfield, MA 01109
Chapter: 13
Filing Date: 04/12/04

Wall, Scott D.
Wall, Gail M.
166 Haven Ave.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/06/04

Weibel, Mia R.
151 Cady St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 04/14/04

White, David B.
White, Kimberly L.
19 Rogers Ave.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 04/12/04

Williamson, Eddie J.
45 McKnight St.
Springfield, MA 01109
Chapter: 13
Filing Date: 03/29/04

Wilson, Curtis
Wilson, Alice
76 Hood St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/17/04

Wood, Larry Allan
Wood, Sheila Gail
49 Taylor Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/08/04

Yergeau, Richard J.
Yergeau, Theresa A.
151 Kerry Dr.
Springfield, MA 01118
Chapter: 13
Filing Date: 04/13/04

Young, Ruth A.
East St.
Granby, MA 01033
Chapter: 7
Filing Date: 04/08/04

Zayas, Elizabeth
14 Clantoy St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Departments

The following Business Certificates and Trade Names were issued or renewed during the month of April 2004.

AGAWAM

Advanced Tactics & Firearms
14 Twoifby St
James Markowski

Car Perfections
74 Regency Park Dr.
Christopher Rollin

Colcord Coatings
585 South West St.
Christopher Colcord

Fortune 500 Group
743 Suffield St.
David Bonice Jr.

Muttis Sheet Metal
224 North St.
Gary Mutti

R. Holmes Construction
1004 Shoemaker Lane
Randy Holmes

Scott Mitchell
67 Coyote Circle
Scott Mitchell

Town Motors II
393 Main St.
Richard Melloni Jr. and Sr.

AMHERST

Danielle’s Accessing
155 Summit St.
Danielle Dillon

Espresso Time
162 Wildflower Dr.
Thomas Suchodolski

Herbal Commerce, LLC
1261 East Main St.
David Roy

Music Awareness
256 North Pleasant St.
Paul Bennett

Webmaster Commerce, LLC
1261 South East St.
David Roy

CHICOPEE

B & D Couriers
618 Chicopee St.
Warren Patridge

Bill of All Trades
543 Montgomery St.
William Glinka Jr.

CCA Painting Service
16 Nelson St.
Charles Arsenault

Country Kettle Cafe
129 Broadway St.
Joan Masaitis

DSD Carpentry
13 Alden St.
Sergey Durnev

Health Claim Billing
Services
956 Granby Road
Brenda Bacon

Jennifer Nail
151 Broadway St.
Ngo Hieu

MJ Nails
1893 Memorial Dr.
Chau Quach

Paradise Pizza
67 Springfield St.
Sezgin Turan

Sweetwater Cycles
66 Willmont St.
Daniel Kandilakis

Twins Variety
112 Ducharme St.
Amir Papacha

EAST LONGMEADOW

Americare Inc.
174 North Main St.
Gail Tori

Employment Essentials
94 Tanglewood Dr.
Carol Martin

Mary-Jane Kelly
143 Shaker Road
Mary-Jane Kelly

Panera Bread
450 North Main St.
P.R. Restaurant LLC

Subway
24 Shaker Road
Jim Ho Inc.

Vulcan USA
31 Lomox St.
Joseph Reale

HADLEY

Blades Lawnmower Services
122 Middle St.
Thomas Waskiewicz

Lean Business Services
77 Lawrence Plain Road
Richard Brighenti

Little Bird Daycare
341 River Road
Stacey Mushinski

Pioneer Valley Upholstery
3 Railroad St.
Jeffrey Kris

River Valley Realty Services
114 Bay Road
Timothy Murphy

HOLYOKE

McDermott’s Soft Serve
49 Ely St.
James McDermott

Neoteric Ventures
18 Manorhouse Road
David Peters

Piercing Pagoda
50 Holyoke St.
Mary Curington

Racing Mart
183 West Franklin St.
Bhikkbbai Patel

Revon Management
155 Beech St.
Antoine Kennedy

Shell Gas
225 Whiting Farms Road
Neil Tierney

SKDL Design
257 Homestead Ave.
Debra Ragoonanan

Tony’s Auto Sales
800 High St.
Anthony Trabal

Tony’s Shop
153 Sargeant St.
Virgen Lopez

Whitley’s Fitness Center
354 High St.
Dwayne Whitley

LONGMEADOW

AMS
23 Duxbury Lane
Andrew Sherman

Caren & Company
682 Bliss Road
Caren DeMarche

Coughlin’s Concrete & Masonary Inc.
1066 Frank Smith Road
Jeffrey Coughlin

North Star Benchmark
362 Converse St.
Michael Batchelor

The Sports Connection
55 Cambridge Circle
Penny Sotiropoulos

Zap Electric
785 Williams St., #181
James Jaron

NORTHAMPTON

Butcher & Briggs
100 Ryan Road
James Butcher

Doomsday Promotions
161 South St.
Katherine Livingston

Gems & Jewelry by Bobs
167 South St.
Robert Marston

Good Thyme Deli
186 Main St.
Dar V. Cote-Houghton

Homeworks
18 Ridgewood Ter.
Lori Steiner

Inspiration Soaps
38 Coolidge Ave.
Victoria Munroe

Kosmo Enterprises
53 Middle St.
Michael Koramiersky

Lisa Scollan Fine Art/Illustration
221 Pine St.
Lisa Scollan


New York Shop Exchange
26 Stronge Road
Marcia Hawkins

Noema Development
47 Pleasant St.
Shannon Baily

Northampton Medical Spa
163 Conz St.
Roger Allcroft

Sid Vintage
18 Crafts Ave.
Alix Westburg, Jill Boyce

Signs & Such
2 Easthampton Road
Gregg Lambert

Sparkles Cleaning Service
25 Finn St.
Carmen Santiago

Two Joys!
2 Mountain Laurel Path
Susan Martins

Valley Free
285 Pleasant St.
Joshua Whiting

Whiting Energy Fuels
3004 Park St.
Richard Whiting Jr.

SOUTH HADLEY

Choice Property
Enhancement
15 Harvard St.
Sheri Green

Liberty Installations
240 Brainard St.
Richard Liberty

SPRINGFIELD

ADT Specialties
75 Westbrook St.
Alan Welch

Amsterdams
172 Main St.
Ken Davis

A Touch of Class Remodeling
14 Irvington St.
Eddie Alicea

Brad Convenience Store
494 Central St.
Chantel Kouoh

Chinese Gift Shop
249 Belmont Ave.
Life Science Corp.

Creative Remodeling
61 Canal Road
Stanley Glad

Gray Enterprises
419 St. James Ave.
McGuire LLC

Heavenly Home Care
327 Franklin St.
T. Dixon

JC’s Enterprises
159 Partyka St.
Joseph Cleereman

Jasran Construction
1080 Worcester St.
Randy Wilson

MTR Auto Detailing
58 Montgomery St.
Matthew Rogalski

NJ Rehab
112 Belvidere St.
Ismael Medina

Nuevavida Systems
1655 Main St.
Gilberto Amedor

Picture Perfect
51 Lumae St.
Michael Parent

Subway
374 Cooley St.
JJSKD Inc.

UBC Surface Specialties
750 Worcester St.
Surface Specialties Inc.

US Transit Co.
34-40 Front St.
Steven Burnham

Unique Ryders Motorcycle Club
64 Joseph St.
Gary Alvarez

Wounded Lamb Ministries
77 Parkside St.
Rafael Riviera

You Body Spa Salon
1655 Main St.
Rebecca Ruiz

WEST SPRINGFIELD

Barbara Belz
2260 Westfield St.
Barbara Belz

Cori’s K9 Clip
242 Elm St.
Cori Napolitan

Custom Railing Tech. Inc.
117 Allston Ave.
Armand Cote

e Biz Opz
24 Glenview Dr.
Robert Clark

Euroimage
1616 Riverdale St.
Edward Korol

Guyette Framing & Home Improvement
76 Lombra Road
Christopher Guyette

Hampden County Cycle
117 Allston Ave.
Bryan Cote

I-Deal Solutions
39 Larone Ave.
Carl Theriault

Jobber’s Auto Electric
26 Mulberry St.
John Phillips

North Garden Inc.
42 Myron St.
Gilbert Lee

PPI Professional Pool Installations
249 Westfield St.
Patrick Durham

Ron’s Income Tax Service
454 Main St.
Roland Navone

St. Pierre Enterprises
174 Robinson Road
Robert St. Pierre

Sorrento Pizza of West Springfield Inc.
600 Kings Highway
N. Albano

Soundworks Mobile Disc Jockeys
27 Park Ave., Apt. 17
Sean Callahan

Tomas Stanelis
178 River St., Apt. 3
Tomas Stanelis

WESTFIELD

A & G Transport
241 East Main St.
Andrey Krasun

Bodysmart
48 Elm St.
Colleen Campbell, Thomas Keenan

Celebrations
24 Western Ave.
Ammeris Riviera, Tiffany Kingsley

Cheryl’s Trucking
567 Pochassic Road
James Treadwell

Diver Down Computers
25 Highland Dr.
Joe Popielzrczyk

EZ Tech Group Inc.
39 Cranston St.
Jason Gates

Estate Accents
370 Southwick Road
Jane Watras

Everest Communications
33 Plantation Cir.
Molly Watsol

The Gavel Dili
243 Elm St.
Edward Tyburski

Home Grown Art
26 Cedar Lane
Michellene Cyr, Peter Cyr

Joe’s Mobile Auto Repair
5 City View Blvd.
Joe Martin

Old Time Auto Body & Repair
932 Russell St.
Mary Johnson

Simple Treasures
95 Pineridge Dr.
Marilia Santos

Westfield Variety & Deli
57 Southwick Road
Pravinbhai Patel