Page 20 - BusinessWest 2021 Senior Planning Guide

Your Path to Affordable Senior Living
Welcome Home
Your Path to Affordable Senior Living
Quality of Life, Quality of Living
We encourage you to explore our beautiful setting, comfortable environment, services, amenities, activities and more.
Most of all, we encourage you to explore our attitude, reflected in our culture of caring and commitment to quality in all that we do.
Enjoy affordable, quality housing and daily living services to support the dignity and independence of seniors. This is our mission and more than a 100- year tradition of Mason Wright.
We offer Independent Living, Assisted Living, and a Memory Care community with our long-standing commitment to excellence.
Please contact us for detailed information on fees, financial assistance, space availability and tours.
74WalnutStreet,Springfield,MA01105 • 413-733-1517
For more information, please visit us at masonwright.org or contact [email protected]
Scams
Continued on page 29
cash-transfer app identifier for a chance at free money. Right away, scammers posing as celebrities started offering fake giveaways as a way to get people’s private information. You get a note via social media, e-mail or text message, claiming you won — you just need to verify your account info and send a small deposit up front.
How to avoid: If you really win, you won’t be asked to send money first, says Satnam Narang of Tenable, a cybersecurity firm. “The easiest way to defeat this scam is to block incoming requests on your cash-transfer app. Remember: If it sounds too good to be true, it probably is.”
Online Romance Scams
The scheme: Scammers typically lure their romance marks off sites that may
be monitored and onto Google Hangouts, WhatsApp, or Facebook Messenger, where no one’s watching. Eventually they hit you up for money.
How to avoid: Rule number one: never send money to someone you’ve never met in person. And say ‘no’ to requests for suggestive selfies and videos that a scammer can later use to blackmail you. “It’s flattering to be told you are attractive,” Nofziger says, “but it will be used against you.”
Medicare Card Scams
The scheme: Scammers are e-mailing, calling, and even knocking on doors,
claiming to be from Medicare and offering all sorts of pandemic-related services if you “verify” your Medicare ID number. Some offers include new cards
they claim contain microchips. Some posers are asking for payment to move beneficiaries up in line for the COVID-19 vaccine.
How to avoid: Hang up the phone, shut the door, delete the e-mail. According to the Centers for Medicare & Medicaid Services, Medicare will never contact you without permission for your Medicare number or other personal information. And it will never call to sell you anything. Guard your Medicare number and never pay for a COVID vaccine. It’s free.
Peer-to-peer Payment Scams
The scheme: The rise of smartphone tools like CashApp, Venmo, Zelle, and
PayPal, which let you transfer money directly to another person, has led to a range of frauds. “One of the more pervasive is the so-called ‘accidental transfer of funds’ scam,” Narang says. “A scammer sends hundreds of dollars, then sends a follow-up message requesting the money back, claiming it was ‘an accident.’” But the original transfer was made with a stolen debit card; those funds will eventually be removed from your account. And you’re out the money.
How to avoid: Scrutinize money requests before hitting ‘accept.’ To be extra diligent, “disable (or block) incoming requests altogether on your app and only use it for sending money,” Narang suggests. Enable it when someone you trust is about to send you cash. And ignore a notice to return an accidental deposit. Report the incident to the app’s support team to resolve the dispute.
Social Security Scam Calls
The scheme: You get a scary phone call saying your Social Security number
was used in a crime — and you’ll be arrested soon if you don’t send money to fix it. “They may say your number was used to rent a car where drugs were found and that the Drug Enforcement Agency is on their way to your house,” Nofziger says. “The caller may refer you to a local law-enforcement website where you
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