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Aiken, Raymond J.
163 Bosworth St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/06/04

Alexander, David B.
Alexander, Pauline D.
164 Upper Beverly Hills
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/05/04

Amell, Jason J.
799 Southwest St.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 03/16/04

Auclair, Paul M.
153 East St.
Granby, MA 01033
Chapter: 7
Filing Date: 03/25/04

Avery, Eric P.
Avery, Amanda M.
4A Sunflower Lane
Westfield, MA 01085
Chapter: 7
Filing Date: 04/02/04

Banning, Joseph E.
739 James St., Apt. C
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/25/04

Bartlett, Judith T.
69 Westbrook Road
South Hadley, MA 01075
Chapter: 7
Filing Date: 04/08/04

Bartley, Nancy A.
622 South St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/12/04

Baskerville, Ruby J.
69 Andrew St.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/09/04

Bates, Danielle B.
16 Carol Dr.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/13/04

Benoit, Melany Lynn
PO Box 1393
Northampton, MA 01061
Chapter: 7
Filing Date: 04/12/04

Bergeron, Monique R.
249 St. James Blvd.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/16/04

Bessette, Yvon J.
359 Hampden St., 3rd Fl.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/13/04

Black, Robin E.
36 Tremont St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/07/04

Blaney, Douglas J.
Blaney, Darlene M.
42 Manning St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/12/04

Bliss, Margaret J.
4 Inward Commons
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 04/05/04

Bourque, David A.
Bourque, Kathleen S.
15 Granger Place
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/17/04

Brady, Barry H.
54 Lincoln St.
Springfield, MA 01109
Chapter: 13
Filing Date: 04/15/04

Brazee, Jason A.
5 Long Pond Road
Westfield, MA 01085
Chapter: 7
Filing Date: 04/01/04

Breton, John P.
96 Channell Dr.
Agawam, MA 01001
Chapter: 7
Filing Date: 04/05/04

Brisbois, Daniel L.
210 Pearl St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 03/25/04

Brohman, Richard D.
Brohman, Tina M.
108 Cherokee Dr.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/18/04

Brown, Angilene S.
22 Wellesley St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/25/04

Brown, Paul A.
562 Nassau Dr.
Springfield, MA 01129
Chapter: 7
Filing Date: 03/29/04

Burke, Donna Marie
23 Saint Jacques Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/29/04

Butler, Wayne E.
Butler, Crystal L.
518 Grattan St.
Chicopee, MA 01020
Chapter: 13
Filing Date: 04/09/04

Calabrese, John P.
30 Bel-Air Dr.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 03/29/04

Camacho, Evelyn
16 Woodmont St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Centeno, Crusita
134 Union St.
Westfield, MA 01085
Chapter: 7
Filing Date: 03/31/04

Chabot, Lori A.
342 Front St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/05/04

Chartier, Julie T.
269 Hillside Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/14/04

Christie, Donald S.
40 Smyrna St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/12/04

Cichon, Mary Lou
33 Guyotte Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/31/04

Clapp, Angela M.
685 Elm St., Apt. B
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/30/04

Clemons, Susan E.
90 Chestnut St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 04/05/04

Cleveland, Florence Mary
77 Valley View Dr.
Westfield, MA 01085
Chapter: 13
Filing Date: 03/31/04

Comtois, Jane M.
49 McCarthy Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/07/04

Connors, Steven C.
39 Old Boston Road
Wilbraham, MA 01095
Chapter: 13
Filing Date: 04/01/04

Cookish, Richard F.
Cookish, Margaret A.
3 Canton St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Coombs, Carrie
373 Nassau Dr.
Springfield, MA 01020
Chapter: 7
Filing Date: 04/12/04

Courchesne, Robert R.
Courchesne, Ellen M.
1604 Westover Road
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/18/04

Courtney, Howard W.
Courtney, Diane M.
483 Union St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/24/04

Craig, Michael J.
1106 Allen St.
Springfield, MA 01118
Chapter: 13
Filing Date: 04/05/04

Cranson, Ralph S.
Cranson, Sharlene A.
16 West Lake St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 03/24/04

Cruz, Manuel A.
Cruz, Jaime
37 Orange St., 1st Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/13/04

Cruz, Maria D.
100 Middle St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Cruz, Patricia A.
65 Amherst St.
Granby, MA 01033
Chapter: 13
Filing Date: 03/25/04

Cruzado, Juan
Cruzado, Sonia
25 Talcott Ave.
Springfield, MA 01107
Chapter: 7
Filing Date: 04/12/04

Curtis, Randall J.
Curtis, Linda M.
6 Phillip Dr.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/15/04

DeGennaro, Regina M.
1 Woodside Circle
Southwick, MA 01077
Chapter: 7
Filing Date: 04/14/04

Desjardins, Nathan V.
43 Tiffany St.
Springfield, MA 01108
Chapter: 7
Filing Date: 04/15/04

Discawicz, Dennis E.
Discawicz, Monique M.
54 West Orchard St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 04/13/04

Dodge, Billy J.
Dodge, Marrianne S.
47 St. James Circle
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Doming, Cheryl Ann
303 Hatfield St.
Northampton, MA 01060
Chapter: 7
Filing Date: 04/05/04

Doming, Rene A.
303 Hatfield St.
Northampton, MA 01060
Chapter: 7
Filing Date: 04/05/04

Dominique, Ross J.
Dominique, Kimberly A.
478 Fuller St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/24/04

Dougherty, James M.
42 York Town Court
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/25/04

Douglas, Florence E.
73 Flint St.
Springfield, MA 01129
Chapter: 13
Filing Date: 04/06/04

Downey, Scott
Downey, Mary T.
21 Maebeth St.
Springfield, MA 01119
Chapter: 7
Filing Date: 04/09/04

Driscoll, Cheryl
52 Emmet St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/02/04

Dube, Lucille M.
53 Roosevelt Ave.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/15/04

Duque, Jose H.
30 Portland St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/13/04

Duquette, John L.
Duquette, Heather L.
405 South St.
Agawam, MA 01001
Chapter: 7
Filing Date: 03/16/04

Duval, Bruce A.
Duval, Karen E.
2 Birch Lane
Westfield, MA 01085
Chapter: 7
Filing Date: 03/31/04

Dwight, Kathleen M.
204 East St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/17/04

Dwight, Tori F.
204 East St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/17/04

Egan, John M.
44 Edward Dr.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/19/04

Feliciano, Margarita
178 Meeting House Road
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/07/04

Ferrara, Christine A.
98 Maebeth St.
Springfield, MA 01119
Chapter: 7
Filing Date: 04/05/04

Flathers, Linda L.
10 Pelham St.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/12/04

Fronrath, Roberta J.
214 Parkerview St.
Springfield, MA 01129
Chapter: 7
Filing Date: 04/14/04

Gallup, Edward C.
Gallup, Suzanne L.
1557 E. Mountain Road
Westfield, MA 01085
Chapter: 7
Filing Date: 04/07/04

Gamelli, Elizabeth P.
88 Smyrna St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/14/04

Garcia, Carmen
253 Suffolk St.
Holyoke, MA 01040
Chapter: 13
Filing Date: 04/13/04

Gilbert, Nancy M.
735 Memorial Dr.
Harmony Homes
Chicopee, MA 01021
Chapter: 7
Filing Date: 04/02/04

Giordano, Edward H.
21 Gardner St.
Springfield, MA 01105
Chapter: 7
Filing Date: 04/07/04

Gonzales, Henry Joseph
69 West Silver St.
Westfield, MA 01085
Chapter: 13
Filing Date: 03/23/04

Gonzalez, Adilia
Gonzalez, Ernestor
346 Maple St., Apt. 3L
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/01/04

Gonzalez, Raul
170 Grayson Dr.
Springfield, MA 01119
Chapter: 13
Filing Date: 04/06/04

Gordon, Peter L.
Gordon, Kelly A.
40 South Road
Westhampton, MA 01027
Chapter: 7
Filing Date: 04/14/04

Granger, Arthur L.
Granger, Pauline A.
189 Springfield Road
Westfield, MA 01085
Chapter: 7
Filing Date: 03/31/04

Gravelin, Louis J.
Gravelin, Jeanne M.
84 Bridle Road
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/23/04

Green, Chester Anthony
309 Park Ave., Apt.1R
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/30/04

Griffin, Kenneth J.
Griffin, Beth I.
165 College St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/08/04

Guthrie, Lorraine E.
832 Converse St.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 03/30/04

Guyette, Herbert C.
2575 Boston Road
Wilbraham, MA 01095
Chapter: 7
Filing Date: 03/19/04

Guyton, Cindy D.
183 Boston Road
Springfield, MA 01109
Chapter: 7
Filing Date: 03/23/04

Hampton, William
90 Northridge Road
Westfield, MA 01085
Chapter: 7
Filing Date: 03/22/04

Hannum, Peter D.
PO Box 129
Whately, MA 01093
Chapter: 7
Filing Date: 03/22/04

Hansmann, James F.
Hansmann, Gail G.
54 Colonial Ave.
Agawam, MA 01001
Chapter: 7
Filing Date: 04/07/04

Harris, Linda P.
26 Groton St.
Springfield, MA 01129
Chapter: 7
Filing Date: 04/12/04

Hendricks, Edward D.
Hendricks, Christel A.
1421 Dwight St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/31/04

Hernandez-Martinez, Rita
142 Cherry St.
Springfield, MA 01105
Chapter: 7
Filing Date: 04/13/04

Hiltbrand, Amy L.
69 Pochassic St.
Westfield, MA 01085
Chapter: 7
Filing Date: 03/22/04

Ho, Tuequang
116 Commonwealth Ave.
Springfield, MA 01108
Chapter: 7
Filing Date: 04/09/04

Hulla, Virginia
35 Beston St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/19/04

Iwanicki, Joan M.
431 Parker St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 04/14/04

Jackson, Cheryl L.
52 Gillette Circle
Springfield, MA 01118
Chapter: 7
Filing Date: 04/05/04

Jedziniak, Robert F.
Jedziniak, Linda M.
370 Mill Valley Road
Trailor 3B
Belchertown, MA 01007
Chapter: 7
Filing Date: 04/06/04

Jordan-Bivins, Sally S.
35 Prospect St.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/13/04

Joyce, John T.
52 Echo Valley Dr.
Hampden, MA 01036
Chapter: 7
Filing Date: 03/31/04

Karowski, Joan Ann
6 Appletree Lane
Easthampton, MA 01027
Chapter: 7
Filing Date: 03/25/04

Kellogg, Patricia A.
289 Lower Sandy Hill Road
Westfield, MA 01086
Chapter: 7
Filing Date: 03/30/04

Kendall, Donald P.
114 Prospect St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/25/04

King, Grace B.
10B Kasper Dr.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/14/04

Krueger, Karl G.
98 Riverboat Village Road
South Hadley, MA 01075
Chapter: 7
Filing Date: 04/08/04

Kuzmeski, Melissa N.
32 Emerald Place
Easthampton, MA 01027
Chapter: 7
Filing Date: 03/31/04

Labrecque, Kathryn Marie
49 Day St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/15/04

Labrecque, Peter Girerd
37 Day St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/15/04

Lacasse, Douglas T.
5 Cottage Ave.
Wilbraham, MA 01095
Chapter: 7
Filing Date: 04/14/04

LaFleur, Robert E.
LaFleur, Diane L.
38 South St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 03/30/04

Lafrance, Thomas A.
30 Greenleaf St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/05/04

Lage, James M.
Lage, Cynthia S.
35 Sunset Dr.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/12/04

Lagimonier, Robert R.
Lagimonier, Christine P.
12 Melvin St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/25/04

Lamontagne, Stella L.
86 Cuff Ave.
Springfield, MA 01104
Chapter: 13
Filing Date: 04/05/04

Landry, Phyllis J.
805 Front St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/29/04

Ledesma, Julian P.
11 High Meadow Road
Florence, MA 01062
Chapter: 7
Filing Date: 03/19/04

Lucio, John A.
Lucio, Charlene M.
181 Sewall St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 04/14/04

Lusignan, Yvon J.
33 Homer Ave., Apt. 7
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/22/04

Maciolek, Thomas S.
66 Walsh St.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/06/04

Malanson, Virginia Marie
89 Alfred Circle
Agawam, MA 01001
Chapter: 7
Filing Date: 04/08/04

Maldonado, Ramon
42 Pheland St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/16/04

Mangold, Cheryl L.
236 Walnut St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/29/04

Marshall, Alden E.
97 Grape St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/05/04

Martinez, Nansy
62 Worcester Ave.
Springfield, MA 01107
Chapter: 7
Filing Date: 03/17/04

Maynard, Leah K.
221 Hampden St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/08/04

Mayo, Wayne R.
27 Clayton Dr.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/29/04

McCarthy, Charles
44 Alvord Ave.
Chicopee, MA 01020
Chapter: 13
Filing Date: 04/14/04

McGoldrick, Robert S.
127 Rugby Road
Longmeadow, MA 01106
Chapter: 7
Filing Date: 04/05/04

McIntyre, Kathleen J.
155 Pearl St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/02/04

Mead, Melany L.
432 South Branch Parkway
Springfield, MA 01118
Chapter: 7
Filing Date: 03/18/04

Mecteau, Wayne L.
Mecteau, Denise D.
45 Partridge Lane
Chicopee, MA 01022
Chapter: 7
Filing Date: 04/01/04

Medina, Israel
200 Oak St., 1st Fl.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/13/04

Melendez, Ruben
164 Maynard St.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/13/04

Menard, Terry
18 Johnson St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/12/04

Messier, Frank W.
Messier, Colleen A.
174 Southwick St.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 03/25/04

Milar, William T.
Milar, Lynn A.
44 Newhouse St.
Springfield, MA 01108
Chapter: 7
Filing Date: 04/09/04

Molin, Michelle M.
164 South St.
Granby, MA 01033
Chapter: 7
Filing Date: 04/12/04

Monette, Aimee Phyllis
77 Hanover St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/18/04

Montalvo, Carmen M.
1447 Dwight St., Apt. 2L
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/12/04

Moody, Nelson M.
840 Amostown Road
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/18/04

Moore, James K.
Moo
e, Glenn C.
PO Box 80415
Springfield, MA 01138
Chapter: 7
Filing Date: 04/06/04

Moore, Linda G.
80 Yorktown Court
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/15/04

Moran, Kimberly A.
79 Malibu Dr.
Springfield, MA 01128
Chapter: 7
Filing Date: 04/12/04

Morin, Paul J.
Morin, Lisa Ann
107 Norman St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/23/04

Morin, Phillip J.
Morin, Susan M.
23F Castle Hills Road
Agawam, MA 01001
Chapter: 7
Filing Date: 04/02/04

Morith, Bradford J.
71 South Prospect St., Room 10
Amherst, MA 01002
Chapter: 7
Filing Date: 03/19/04

Moye, Daniel
55 Pleasant St.
Granby, MA 01040
Chapter: 7
Filing Date: 03/23/04

Nareau, Lawrence L.
4 Clinton Ave.
Holyoke, MA 01040
Chapter: 13
Filing Date: 03/19/04

Neale, Marie Doris Beatri
26 Meadow St., Apt. 1
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/29/04

Nieves, Eunice J.
81 Washburn St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/22/04

Nieves, Jose E.
51 Grover St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/22/04

Orren, Ellen B.
26 Tioga St.
Springfield, MA 01128
Chapter: 13
Filing Date: 04/06/04

Osgood, Richard M.
Osgood, Nancy J.
36 Duclos Dr.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 03/29/04

Otero, Luis H.
Otero, Maria I.
37 Spring St.
Springfield, MA 01105
Chapter: 7
Filing Date: 03/16/04

Ouellette, Beverly J.
P.O. Box 237
Hadley, MA 01035
Chapter: 7
Filing Date: 04/08/04

Ouellette, Theresa
21 Scantic Dr.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 04/01/04

Owens, Ruth
25 Queen St.
Springfield, MA 01109
Chapter: 13
Filing Date: 03/25/04

Paez, Pablo
128 Mill St.
Springfield, MA 01103
Chapter: 7
Filing Date: 04/14/04

Page, William C.
741 Granby Road
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/22/04

Pandolfi, Andrew J.
PO Box 574
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 03/29/04

Papuga, Donald
Papuga, Karen V.
59 Portulaca Dr.
Springfield, MA 01129
Chapter: 7
Filing Date: 03/22/04

Parker, Mary G.
16 Washington St., Apt. 210
Westfield, MA 01085
Chapter: 7
Filing Date: 03/31/04

Passidakis, Nicholas M.
452 Broadway St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/14/04

Patel, Maheshwari
27 Lyman St., Apt. 609
Springfield, MA 01103
Chapter: 7
Filing Date: 03/29/04

Perez, Jose A.
13 Yvonne St.
Chicopee, MA 01013
Chapter: 13
Filing Date: 03/22/04

Petrucci, Kelly L.
73 Barrett St., Apt. 3076
Northampton, MA 01060
Chapter: 7
Filing Date: 04/13/04

Pike, Sarah
50 South St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 03/25/04

Pinero, Juana
98 Division St.
Springfield, MA 01107
Chapter: 7
Filing Date: 04/12/04

Provo, Diane Marie
53 Highland Ave.
Agawam, MA 01001
Chapter: 7
Filing Date: 03/18/04

Quesnal, Brian R.
350 West St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/22/04

Quintier, Rita A.
225 Fairlawn St.
Springfield, MA 01119
Chapter: 7
Filing Date: 03/22/04

Rice, Marcus W.
311Main St
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 04/05/04

Richard, Jason Philip
70 Burford Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/29/04

Rivera, Angel L.
Rivera, Juana
102 Lowell St.
Springfield, MA 01107
Chapter: 7
Filing Date: 04/13/04

Rivera, Luis A.
Rivera, Lizette
48 Appleton St.
Springfield, MA 01108
Chapter: 13
Filing Date: 04/13/04

Rivera, Ramon L.
424 Irene St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/02/04

Rivera, Rosa E.
215 White St.
Springfield, MA 01108
Chapter: 7
Filing Date: 03/22/04

Rivers, Michelle L.
744 Britton St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/05/04

Robert A. Koch Industries Inc.
115 Williamsburg Dr.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 04/06/04

Roberts, Carol J.
12 Meadow St., Apt. 2
Wesfield, MA 01085
Chapter: 7
Filing Date: 04/12/04

Roberts, Cecile E.
46 Loretta St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 04/15/04

Roberts, Jo-Anne R.
27 Silver St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/25/04

Robinson, Lisa A.
30 Williams St., Apt. A
Westfield, MA 01085
Chapter: 7
Filing Date: 03/22/04

Rodriguez, Juana
2295 Main St., Apt. 36
Springfield, MA 01107
Chapter: 7
Filing Date: 04/13/04

Rodriguez, Marilyn
844 Chestnut St.
Springfield, MA 01107
Chapter: 7
Filing Date: 03/18/04

Roe, Deborah A.
83 Vann St.
Springfield, MA 01119
Chapter: 13
Filing Date: 04/05/04

Rogers, Evelyn L.
PO Box 952
Wilbraham, MA 01095
Chapter: 7
Filing Date: 03/26/04

Rogers, Kimberley A.
55 Maple St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 04/01/04

Rogers, Nancy R.
PO Box 952
Wilbraham, MA 01095
Chapter: 7
Filing Date: 03/26/04

Roldan, Brant D.
245 West Franklin St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/09/04

Rollins, John K.
114 Hampden St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/17/04

Romani, Thomas D.
Romani, Lisa A.
26 Merrick St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/22/04

Salazar, Olga
46 Orange St., 1st Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/12/04

Salicrup, Emma N.
2 Northern Dr.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/17/04

Sanchez, Marilu
136 Sargent St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/22/04

Santana, Carlos
16 Woodmont St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Santiago, Edwin Medina
253 Suffolk St
Holyoke, MA 01040
Chapter: 13
Filing Date: 04/13/04

Savides, Gena M.
59 New Ludlow Road
Apt. 16C
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/25/04

Scarfo, Paula J
3 Scarfo Dr.
Westfield, MA 01085
Chapter: 7
Filing Date: 03/22/04

Scavotto, David R.
Scavotto, Katerina V.
45 Cricket Road
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 04/05/04

Scholpp, Lizbeth A.
97 Ashley St., 2nd Fl.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/02/04

Sears, Michelle M.
241 Pheland St.
Springfield, MA 01109
Chapter: 7
Filing Date: 04/14/04

Semb, Krisinda S.
61 Kensington Ave.
Northampton, MA 01060
Chapter: 7
Filing Date: 03/29/04

Shah, Javed A
104 Cloran St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/31/04

Shattuck, Jason T.
73 School St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/25/04

Shetty, Shekar T.
25 Arlington Road
Longmeadow, MA 01106
Chapter: 7
Filing Date: 04/05/04

Siano, Anthony
110 Whittum Ave.
Springfield, MA 01118
Chapter: 13
Filing Date: 04/02/04

Silva, Ana L.
43 Van Buren Ave., Apt. A
Springfield, MA 01104
Chapter: 13
Filing Date: 03/31/04

Smigiel, Shawn P.
1169 River Road
Agawam, MA 01001
Chapter: 7
Filing Date: 04/01/04

Son, Raith P.
60 Lovell St., Apt. 2
Worcester, MA 01068
Chapter: 7
Filing Date: 04/14/04

Soto, Joseta
55 Empire St., Apt. 36
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/05/04

Starks, Waleska
54 Campechi St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Streeter, Candice Y.
22 Lessey St., Apt. 101
Amherst, MA 01002
Chapter: 7
Filing Date: 03/22/04

Stuart, Jennifer C.
174 Hendrick St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 04/01/04

Sullivan, Thomas C.
Sullivan, Suzanne P.
15 Julia Lane
Granville, MA 01034
Chapter: 7
Filing Date: 03/22/04

Swayger, Thomas C.
153 Pleasant St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 03/25/04

Tessier-Brown, Denise
562 Nassau Dr.
Springfield, MA 01129
Chapter: 7
Filing Date: 03/29/04

Tetreault, Mary Ann
5 Muzzy St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/05/04

Thibodeau, Ralph L.
Thibodeau, Alice C.
187 Theroux Dr.,12B
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/25/04

Thomas, Beverley N.
4 Daytona St.
Springfield, MA 01108
Chapter: 13
Filing Date: 04/14/04

Vanzant, Charles
42 Sycamore St.
Springfield, MA 01109
Chapter: 13
Filing Date: 04/12/04

Vargas, Edgardo L.
178 Pendleton Ave.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/16/04

Vera, Eduardo
46 Orange St., 1st Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/12/04

Villani, Elizabeth A.
18 Ledgewood Dr.
Belchertown, MA 01007
Chapter: 7
Filing Date: 03/25/04

Vivenzio, Terri A.
370 Mill Valley Road
Lot 49-45
Belchertown, MA 01007
Chapter: 7
Filing Date: 03/22/04

Vo, Sean T.
90 McKinstry Ave.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/01/04

Walker, Bertha
42-44 Sycamore St.
Springfield, MA 01109
Chapter: 13
Filing Date: 04/12/04

Wall, Scott D.
Wall, Gail M.
166 Haven Ave.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/06/04

Weibel, Mia R.
151 Cady St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 04/14/04

White, David B.
White, Kimberly L.
19 Rogers Ave.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 04/12/04

Williamson, Eddie J.
45 McKnight St.
Springfield, MA 01109
Chapter: 13
Filing Date: 03/29/04

Wilson, Curtis
Wilson, Alice
76 Hood St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/17/04

Wood, Larry Allan
Wood, Sheila Gail
49 Taylor Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 04/08/04

Yergeau, Richard J.
Yergeau, Theresa A.
151 Kerry Dr.
Springfield, MA 01118
Chapter: 13
Filing Date: 04/13/04

Young, Ruth A.
East St.
Granby, MA 01033
Chapter: 7
Filing Date: 04/08/04

Zayas, Elizabeth
14 Clantoy St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/12/04

Departments

The following Business Certificates and Trade Names were issued or renewed during the month of April 2004.

AGAWAM

Advanced Tactics & Firearms
14 Twoifby St
James Markowski

Car Perfections
74 Regency Park Dr.
Christopher Rollin

Colcord Coatings
585 South West St.
Christopher Colcord

Fortune 500 Group
743 Suffield St.
David Bonice Jr.

Muttis Sheet Metal
224 North St.
Gary Mutti

R. Holmes Construction
1004 Shoemaker Lane
Randy Holmes

Scott Mitchell
67 Coyote Circle
Scott Mitchell

Town Motors II
393 Main St.
Richard Melloni Jr. and Sr.

AMHERST

Danielle’s Accessing
155 Summit St.
Danielle Dillon

Espresso Time
162 Wildflower Dr.
Thomas Suchodolski

Herbal Commerce, LLC
1261 East Main St.
David Roy

Music Awareness
256 North Pleasant St.
Paul Bennett

Webmaster Commerce, LLC
1261 South East St.
David Roy

CHICOPEE

B & D Couriers
618 Chicopee St.
Warren Patridge

Bill of All Trades
543 Montgomery St.
William Glinka Jr.

CCA Painting Service
16 Nelson St.
Charles Arsenault

Country Kettle Cafe
129 Broadway St.
Joan Masaitis

DSD Carpentry
13 Alden St.
Sergey Durnev

Health Claim Billing
Services
956 Granby Road
Brenda Bacon

Jennifer Nail
151 Broadway St.
Ngo Hieu

MJ Nails
1893 Memorial Dr.
Chau Quach

Paradise Pizza
67 Springfield St.
Sezgin Turan

Sweetwater Cycles
66 Willmont St.
Daniel Kandilakis

Twins Variety
112 Ducharme St.
Amir Papacha

EAST LONGMEADOW

Americare Inc.
174 North Main St.
Gail Tori

Employment Essentials
94 Tanglewood Dr.
Carol Martin

Mary-Jane Kelly
143 Shaker Road
Mary-Jane Kelly

Panera Bread
450 North Main St.
P.R. Restaurant LLC

Subway
24 Shaker Road
Jim Ho Inc.

Vulcan USA
31 Lomox St.
Joseph Reale

HADLEY

Blades Lawnmower Services
122 Middle St.
Thomas Waskiewicz

Lean Business Services
77 Lawrence Plain Road
Richard Brighenti

Little Bird Daycare
341 River Road
Stacey Mushinski

Pioneer Valley Upholstery
3 Railroad St.
Jeffrey Kris

River Valley Realty Services
114 Bay Road
Timothy Murphy

HOLYOKE

McDermott’s Soft Serve
49 Ely St.
James McDermott

Neoteric Ventures
18 Manorhouse Road
David Peters

Piercing Pagoda
50 Holyoke St.
Mary Curington

Racing Mart
183 West Franklin St.
Bhikkbbai Patel

Revon Management
155 Beech St.
Antoine Kennedy

Shell Gas
225 Whiting Farms Road
Neil Tierney

SKDL Design
257 Homestead Ave.
Debra Ragoonanan

Tony’s Auto Sales
800 High St.
Anthony Trabal

Tony’s Shop
153 Sargeant St.
Virgen Lopez

Whitley’s Fitness Center
354 High St.
Dwayne Whitley

LONGMEADOW

AMS
23 Duxbury Lane
Andrew Sherman

Caren & Company
682 Bliss Road
Caren DeMarche

Coughlin’s Concrete & Masonary Inc.
1066 Frank Smith Road
Jeffrey Coughlin

North Star Benchmark
362 Converse St.
Michael Batchelor

The Sports Connection
55 Cambridge Circle
Penny Sotiropoulos

Zap Electric
785 Williams St., #181
James Jaron

NORTHAMPTON

Butcher & Briggs
100 Ryan Road
James Butcher

Doomsday Promotions
161 South St.
Katherine Livingston

Gems & Jewelry by Bobs
167 South St.
Robert Marston

Good Thyme Deli
186 Main St.
Dar V. Cote-Houghton

Homeworks
18 Ridgewood Ter.
Lori Steiner

Inspiration Soaps
38 Coolidge Ave.
Victoria Munroe

Kosmo Enterprises
53 Middle St.
Michael Koramiersky

Lisa Scollan Fine Art/Illustration
221 Pine St.
Lisa Scollan


New York Shop Exchange
26 Stronge Road
Marcia Hawkins

Noema Development
47 Pleasant St.
Shannon Baily

Northampton Medical Spa
163 Conz St.
Roger Allcroft

Sid Vintage
18 Crafts Ave.
Alix Westburg, Jill Boyce

Signs & Such
2 Easthampton Road
Gregg Lambert

Sparkles Cleaning Service
25 Finn St.
Carmen Santiago

Two Joys!
2 Mountain Laurel Path
Susan Martins

Valley Free
285 Pleasant St.
Joshua Whiting

Whiting Energy Fuels
3004 Park St.
Richard Whiting Jr.

SOUTH HADLEY

Choice Property
Enhancement
15 Harvard St.
Sheri Green

Liberty Installations
240 Brainard St.
Richard Liberty

SPRINGFIELD

ADT Specialties
75 Westbrook St.
Alan Welch

Amsterdams
172 Main St.
Ken Davis

A Touch of Class Remodeling
14 Irvington St.
Eddie Alicea

Brad Convenience Store
494 Central St.
Chantel Kouoh

Chinese Gift Shop
249 Belmont Ave.
Life Science Corp.

Creative Remodeling
61 Canal Road
Stanley Glad

Gray Enterprises
419 St. James Ave.
McGuire LLC

Heavenly Home Care
327 Franklin St.
T. Dixon

JC’s Enterprises
159 Partyka St.
Joseph Cleereman

Jasran Construction
1080 Worcester St.
Randy Wilson

MTR Auto Detailing
58 Montgomery St.
Matthew Rogalski

NJ Rehab
112 Belvidere St.
Ismael Medina

Nuevavida Systems
1655 Main St.
Gilberto Amedor

Picture Perfect
51 Lumae St.
Michael Parent

Subway
374 Cooley St.
JJSKD Inc.

UBC Surface Specialties
750 Worcester St.
Surface Specialties Inc.

US Transit Co.
34-40 Front St.
Steven Burnham

Unique Ryders Motorcycle Club
64 Joseph St.
Gary Alvarez

Wounded Lamb Ministries
77 Parkside St.
Rafael Riviera

You Body Spa Salon
1655 Main St.
Rebecca Ruiz

WEST SPRINGFIELD

Barbara Belz
2260 Westfield St.
Barbara Belz

Cori’s K9 Clip
242 Elm St.
Cori Napolitan

Custom Railing Tech. Inc.
117 Allston Ave.
Armand Cote

e Biz Opz
24 Glenview Dr.
Robert Clark

Euroimage
1616 Riverdale St.
Edward Korol

Guyette Framing & Home Improvement
76 Lombra Road
Christopher Guyette

Hampden County Cycle
117 Allston Ave.
Bryan Cote

I-Deal Solutions
39 Larone Ave.
Carl Theriault

Jobber’s Auto Electric
26 Mulberry St.
John Phillips

North Garden Inc.
42 Myron St.
Gilbert Lee

PPI Professional Pool Installations
249 Westfield St.
Patrick Durham

Ron’s Income Tax Service
454 Main St.
Roland Navone

St. Pierre Enterprises
174 Robinson Road
Robert St. Pierre

Sorrento Pizza of West Springfield Inc.
600 Kings Highway
N. Albano

Soundworks Mobile Disc Jockeys
27 Park Ave., Apt. 17
Sean Callahan

Tomas Stanelis
178 River St., Apt. 3
Tomas Stanelis

WESTFIELD

A & G Transport
241 East Main St.
Andrey Krasun

Bodysmart
48 Elm St.
Colleen Campbell, Thomas Keenan

Celebrations
24 Western Ave.
Ammeris Riviera, Tiffany Kingsley

Cheryl’s Trucking
567 Pochassic Road
James Treadwell

Diver Down Computers
25 Highland Dr.
Joe Popielzrczyk

EZ Tech Group Inc.
39 Cranston St.
Jason Gates

Estate Accents
370 Southwick Road
Jane Watras

Everest Communications
33 Plantation Cir.
Molly Watsol

The Gavel Dili
243 Elm St.
Edward Tyburski

Home Grown Art
26 Cedar Lane
Michellene Cyr, Peter Cyr

Joe’s Mobile Auto Repair
5 City View Blvd.
Joe Martin

Old Time Auto Body & Repair
932 Russell St.
Mary Johnson

Simple Treasures
95 Pineridge Dr.
Marilia Santos

Westfield Variety & Deli
57 Southwick Road
Pravinbhai Patel

Features
Since he arrived at Baystate Medical Center 12 years ago and assumed the title of president, Mark Tolosky has made it a habit to attend the facility’s twice-monthly new-employee-orientation sessions. He says he does so to "put a face" on the massive health care system, and share with the newcomers his thoughts on the values and goals he considers most important. It’s part of a personal approach to management that Tolosky, now CEO of Baystate Health System and the subject of this month’s CEO Profile, owes to a childhood spent in a tiny mining town in upstate New York, and the lessons he learned from the people who carved out a life there.

Baystate Medical Center is the second-largest health care facility in the state. More than 5,000 people work there, and 1,000 physicians administer care to the thousands of people who visit the complex every day.

This is a city unto itself, one that is a world — make that several worlds — away from the place where Mark Tolosky, CEO of the Baystate system, grew up and eventually developed a special interest in health care.

That place is Lyon Mountain, N.Y., an iron-ore-mining town in the Adirondacks near the Canadian border. Its claim to fame is that the cables in the Golden Gate Bridge were made with ore from the Republic Steel mine that gave the community its identity. When Tolosky grew up here in the ’50s, the town’s population was 900, and dominated by Poles, Lithuanians, and other Eastern Europeans who worked hard to support their families.

"Everybody knew everybody, and life was really simple," said Tolosky, who would become an Eagle Scout and an athletic star at the town’s tiny high school. "It was very close-knit, and everyone looked out for each other. I could walk down the street and tell you who lived in every house."

Tolosky, the subject of this month’s CEO Profile, takes the same approach to his responsibilities within the Baystate system, where he succeeded longtime CEO Mike Daly in January. He practices what he calls a very personal style of management, despite the size of the facility and the scope of his responsibilities.

For example, Tolosky often hand-delivers complimentary letters he receives about employees from patients and reads them to the individual in front of his or her co-workers. Meanwhile, he still attends many of the company’s bi-weekly new-employee- orientation meetings.

"I like to meet and greet the new employees and talk about values … I want to put a face on the organization," he said, noting that he started attending the sessions soon after he arrived at Baystate in 1992. "I also want to let them know that the leaders that are making decisions about this organization live and work in the community, and you can see them, touch them, and converse with them."

Tolosky assumes the helm of the Baystate system at a very challenging time for this industry. He told BusinessWest that providers are being stretched to the very limits of their capabilities and imaginations, and he doesn’t believe the health care system can maintain itself much longer without meaningful reform.

"I know people have been saying that for the past several years, but it’s clear to me that we can’t keep going in this direction," he said. "There is a fundamental belief among people who know this business well that the course we’re on is not sustainable.

"There are 600,000 uninsured people in this state now — that’s equivalent to the population of the city of Boston," he continued. "The data is looking continually troublesome, and when you factor in the aging population, the Baby Boomers who are reaching retirement age, and the unbelievable advances coming in technology and interventions in pharamaceuticals, and there’s a mismatch between what our capabilities are going to be and what society may want to commit to."

The problems facing health care are so acute and so numerous that, when asked what he would do if he had a proverbial magic wand, Tolosky said leaders in this industry have pondered that very question, and have come to the conclusion that there are no easy answers or quick fixes.

He said that, if possible, the process would begin with a national dialogue about what people expect from the nation’s health care system, and whether they’re willing to pay for that care.

"In the absence of the war on terror, health care will be, over the next five to seven years, the single biggest state and national political issue," he said, adding that while the presidential candidates have been relatively quiet on the subject to date, that will soon change. "I’m very frustrated with some elected officials who have a very short-term view and are simply not dealing with the very predictable long-term consequences of the track that we’re on."

In a wide-ranging interview, Tolosky talked about the challenges facing the health care sector, his short- and long-term goals for Baystate, and how his upbringing shaped his leadership style.

Lessons in Caring

Tolosky told BusinessWest that he was first drawn into health care, and first considered it as a profession, after listening to the stories told by a longtime friend of his father who managed a small hospital in Southern New York.

"Our families would see each other in the summertime … I would listen to him talk about health care and became intrigued," he said. "When I finally went to visit his hospital, I was absolutely fascinated by what was behind the walls.

"Until that time, when I thought of hospitals, I thought of doctors and nurses," he continued, "but this visit really opened my eyes; I was fascinated by all the different types of people, the different disciplines, how complex the processes were, and the overall business aspect of a hospital. It caught my attention."

Tolosky attended schools in Lyon Mountain (there was one building for all 12 grades) before his father was transferred to another community in New York after the mine closed in the late ’60s in the face of heavy foreign competition. He later went on to attend State University of New York in Binghampton, and then Xavier College in Cincinnati, where he earned a master’s degree in Hospital and Health Care Administration.

After serving as an administrative resident at Ingalls Memorial Hospital in Chicago, Tolosky took his first job at Franklin Square Hospital in Baltimore. He started as assistant director, moved up to associate director, and later to senior vice president.

During his stint at Franklin Square, Tolosky devoted three summers and countless nights to pursuit of a law degree at the University of Maryland School of Law, and at one time had a small private practice.

"I always enjoyed law, and I think it really helped me develop my analytical skills and my writing and speaking," he said, adding that while he considered joining a large law firm and specializing in health care, he ultimately decided that he would stay in hospital administration. "I enjoyed management, and I enjoyed being part of an organization and leading it, and in 1980 I made a very deliberate decision to stay the course."

From Franklin Square, Tolosky moved on to Faulkner Hospital in Boston, which he served first as chief operating officer and later as president and CEO. In 1987, he took a job as executive vice president of Mount Auburn Hospital in Cambridge.

Tolosky told BusinessWest that he greatly enjoyed his work at Mount Auburn, and had no intentions of leaving there. But Daly and others actively recruited him for the position of CEO of Baystate Medical Center and senior vice president of the Baystate system.

In the end, it was an opportunity to work at a bigger system and a chance to stay close to his family in New York, and thus it was an offer he didn’t want to refuse.

"I wasn’t going to go to Texas or Florida or California," he said. "My whole family is from Albany north, and my wife’s family is also in New York, and our families are very important to us."

And while Tolosky was soon on a track to succeed Daly, he wasn’t thinking that far ahead when he made the decision to come to Springfield. "You never go somewhere for the next job, because something can, and often does, go wrong," he said. "I came here for the job I was hired for."

Getting Personal

That job evolved considerably over the years, he said, noting that, while he was charged with administering Baystate Medical Center, he also had a system role. He was involved, for example, in the broad care delivery system that includes Franklin Medical Center, Mary Lane Hospital, and the Visiting Nurse Association. He was later assigned academic affairs, research, and information technology.

"The scope of my role kept getting more pervasive — bigger, broader, deeper — and that happened over a period of many years," he said, adding that the depth of his responsibilities left him well-positioned when, about three years ago, Daly initiated the process of selecting a successor.

That search process morphed into what became a lengthy transition period that Tolosky described as "remarkably smooth," in part because of the careful planning that went into it, but also because the two leaders share many of the same visions and management philosophies.

When asked for a job description for the CEO of a system of Baystate’s size, Tolosky said that individual obviously helps to shape a vision for the institution and is intricately involved with putting together the business plans for meeting goals and objectives. But the bigger assignment, perhaps, is setting a tone for how work will be carried out and how care will be delivered.

"I think that’s an important role — determining what this leadership team stands for, and what kind of organization we’re going to be," he said. "Are you going to be driven purely by the numbers, or are you going to be a compassionate organization?

"The CEO puts the stamp on the values of the organization and answers the question: what do you stand for?" he continued. "And how do you, as a CEO, project that in real life, on an hourly basis, in how you conduct your work?"

Tolosky answered his own question by saying that he takes a decidedly personal approach to what he does. Attending new-employee-orientation meetings is part of the equation, but the work continues after the individual is hired.

"I make a deliberate, concentrated effort, which I thoroughly enjoy, of making phone calls to thank people for things," he said. "I send notes, and I hand-deliver complimentary letters to staff members. Those are just some of the ways that I like to personalize my work and not be remote; I think it’s very important to be visible."

As for Baystate’s short- and long-term future, Tolosky said he will work in conjunction with the system’s board and other members of the management team to shape a strategic plan. Long-term planning is more difficult than ever given the current climate in health care, he said, but health care systems can project a few years out and plan accordingly.

"You can’t stop thinking mid- to long-term, but you can wait on your specific commitments as long as you can to make sure you have the best sense of the environment," he explained. "We’re always thinking out and looking at demographic trends; we have a five- to seven- to 10-year look, and we keep translating that back into three-year goals and then one-year objectives. We have a multi-layering of how we look at the world.

"Overall, we need to evolve," he continued. "That’s because there’s a natural migration of procedures and technology to community hospitals and physicians’ offices. We need to keep climbing up the sophistication scale, so that we’re differentiated. If we just sat back and we didn’t change over the next eight to 10 years, a lot of our business would go right out the front door."

Critical Condition

As he talked about the situation facing health care providers today, Tolosky spoke as both the CEO of Baystate and the immediate past president of the Mass. Hospital Assoc. In that role, he pressed the case for all the hospitals in the Commonwealth, and became keenly aware of the political, economic, and logistical challenges facing those now seeking reform of the current system.

"The bigger view of the industry is very troubling," he said, "and it doesn’t appear that the political ambition to take this on is there — at either the state or federal level. We learned with the Clinton administration that a wholesale change in the health care system is not something that is embraced by most Americans."

Summarizing the problem facing the health care industry today, Tolosky said medicine is advancing at a phenomenal pace. New technology and new pharmaceuticals are improving the quality of care that can be provided and, in most cases, the quality of life of individuals receiving that care.

The big problem, of course, is how to pay for it all. Americans want and expect the best, but they are also reluctant or, in many cases, unable to pay for it, said Tolosky, and neither the government nor private insurance companies are moving to pick up that cost.

Reimbursements from public and private payers continue to fall, said Tolosky, while, in the case of insurance companies, double-digit increases in premiums have been placed on individuals and businesses.

There are other problems, as well, starting with shortages of many health care professionals, especially nurses, and lack of any real solution to the problem. In fact, in many areas, including Western Mass., there are more people trying to get into nursing programs than there are seats in the classrooms.

Meanwhile, the environment for physicians has become increasingly uninviting, especially in Massachusetts, said Tolosky. They face reimbursement problems of their own, coupled with skyrocketing malpractice rates that are driving them out of the state or into retirement.

And for facilities like Baystate, there is another issue to contend with — capital, or lack thereof. "When we look at some of the great things that are coming to the marketplace, as well as our need to rebuild some of our facilities, our tremendous need for information technology, and capital equipment to take care of patients, it’s going to be a real challenge to afford all that — and we’re one of the three strongest organizations in the state," he said. "Some smaller institutions just have no access to capital."

Add it all up, and it’s not a pretty picture, he said, adding that many in the industry have trouble even deciding where and how to begin fixing the system.

"When you talk about waving a magic wand, or asking people what they would do to solve the problem, that’s the question that causes the best and the brightest people to glaze over," he said. "What should we do? That question is so big, so interdependent, so complex, no one can take three minutes and say, ’this will fix our health system.’"

Tolosky told BusinessWest that, while waiting for that larger solution, elected leaders should refrain from quick fixes, which is how he categorized the national drug legislation that was recently passed.

"I think there’s going to be a revolt in this country by seniors when they figure out what this national pharmacy benefit is and what it isn’t," he said. "The average American thinks it’s first dollar, every dollar that’s covered by this proposal, and that’s not what it is — that’s nowhere near what it is, and that’s why I think that issue will get revisited, and soon."

Healthy Approach

Tolosky admitted that he certainly doesn’t know everyone at the Baystate Medical Center, let alone the rest of the system, on a first-
ame basis. But he knows many of them, and can usually recognize people by face and the department they work in.

He’s delivered letters from patients to some of these employees, and he’s met hundreds of others at new-employee-orientation sessions. When asked how and why he takes such a personal approach, Tolosky replies simply, ’that’s me … that’s how I was brought up."

It’s a style of management that has put Tolosky at the helm of the largest Massachusetts health care facility west of Boston, and one of the Top 100 hospitals in the country. It’s also made him Lyon Mountain’s other claim to fame, besides the cables in the Golden Gate Bridge.

George O’Brien can be reached at [email protected]

Opinion
Richard Goyette was sworn into office as Chicopee mayor in January after surviving a close (350-vote) race with former mayor Joseph Chessey. He assumes the corner office at a time when Chicopee remains in an expansion mode, with a new high school nearing completion, a new city library set to open, and Wal-Mart planning to come to Memorial Drive. These are all projects set in motion during the administration of Richard Kos, who is credited with taking Chicopee, the region’s second-largest city, out of the doldrums and putting it on the road to sound fiscal health and economic vitality. Goyette, who served on the Board of Aldermen during the Kos years, says his predecessor built a solid foundation. Now, he wants to build a house on top of it. BusinessWest talked with the new mayor about his goals for the city, his strategies for reaching them, and his thoughts on everything from Wal-Mart to a planned women’s prison.

BusinessWest:Before we get into a deep discussion about business, economic development, and your vision for Chicopee, tell us why you wanted this job, and at this time in your life and career.

Goyette:"This is something I’ve always had an interest in. I told my wife this, and when Mayor Kos announced that he was not going to run, she and I sat down and had a long talk about it. I didn’t want to look back 20 years from now and say, ’would’ve, could’ve, should’ve.’ Being mayor is something I always wanted to do, and this was my opportunity."

BusinessWest:You’re following Kos, a man who is credited with having not only vision, but the ability to make that vision reality. Is he a hard act to follow?

Goyette:"He is. He did a wonderful job for the city. He built a wonderful foundation — not only with the city’s finances but with a number of projects across the city — and now I’m hoping to build a house on top of that foundation."

BusinessWest:What did you do in the private sector, and do you believe any of those experiences will help you handle the duties of being mayor?

Goyette:"I was sales manager at the Springfield Sheraton for a few years, and before that I was in the aerospace industry; I was in charge of manufacturing at a company called Fountain Plating in West Springfield. After Sept. 11, things in the aerospace industry took a real nosedive, so I took a career change. And I really think my job as a sales manager will help me here. When you’re in the hospitality industry, customer service is important — you have to deal with people on a one-to-one basis. It’s very similar when you’re mayor; I’m basically the salesman for the city.

BusinessWest:How else would you define your responsibilities in this position? Give us your job description.

Goyette:"The mayor is the chief executive officer, so obviously, you have to make a number of financial decisions. Beyond that, though, the mayor sets the agenda and tries to move forward with a vision for the city and what it should be. I’ve lived in Chicopee most of my life — I’m the fourth generation of my family living in the same house in Aldenville — and I have a vested interest in this city. I want businesses to locate here, I want to see investment in my community, and I’m the point person for that."

BusinessWest:Speaking of moving agendas forward, what are your priorities when it comes to economic development in Chicopee?

Goyette:"Like every community in the area, we want to attract companies that are going to bring good-paying jobs. We’ve had some good success stories in the past few years — Channel 22, Williams Distributing, MassMutual’s conference center, and some businesses in the Westover industrial parks. We want to build on that. We have an attractive location, and we have some places for companies to go. There are some lots left in the Westover parks, and we have the Chicopee River Technology Park, as well.

"In addition to attracting new, larger companies, we want to take in some smaller companies and give them the space to get to that next stage. There is room in Cabotville for this type of development. I know Springfield has been successful with very small businesses in the STCC incubator; we’re looking at trying to market Cabotville and some of our other old mills as the place to take the next step — when a company outgrows its space in a smaller facility, we want it to think about Chicopee."

BusinessWest:Wal-Mart is coming to town in the former Fairfield Mall complex. What does this mean for Chicopee and for Memorial Drive?

Goyette:"I think this is going to work out very well for this city. One of the biggest complaints that I hear from people is that they live in the second-largest city in the region, but they have to go to Holyoke or Springfield to do their shopping. There are no major stores here. Wal-Mart is just going to be the start. There is room at the site for six small boxes, and I think you’ll see a lot of interest on the part of major retailers — our first national chain, the Ninety Nine, is going into the spot in front of the old mall.

"This development is also going to bring more people into Chicopee; it’s going to be a huge boost for the businesses currently there. Because of its location just off the Turnpike, it’s very accessible, and people will be coming to Memorial Drive who haven’t come that way in the past. I think this will develop the same way Riverdale Road did — first you had Home Depot, and then Costco, and it took off. Now, you have Chili’s, an Outback, and a lot of other restaurants. We’re expecting similar things.

BusinessWest:Is that good or bad? Can Memorial Drive handle the kind of development that’s being talked about? Are there fears that you could have traffic problems similar to those seen on Riverdale Road?

Goyette:"I think it’s good. People want to spend their dollars in their own community. As far as the traffic goes, I think we have a better arrangement than Riverdale Road — there’s better access and better traffic flow. Once Wal-Mart is in place and those box stores fill up, things are really going to take off; it will be great for our tax base and great for our residents, and it will provide jobs.

BusinessWest:Chicopee is an industrial city that has many large employers. But is fast running out of developable land. What does this mean, and how can the city continue to attract jobs with this apparent handicap?

Goyette:"As our land gets filled up, we’re going to look at redevelopment of existing buildings and underutilized parcels. One site we’re looking at for the long term is the former Uniroyal complex and the adjacent Facemate property (see related story, page 22). There are some environmental concerns, but down the road, this will become space that we can utilize."

BusinessWest:Plans to build a women’s prison at the site of the former canine control center are now on hold due to the state’s budget problems. Most people don’t think of a prison as economic development, but you and your predecessor both believe this is an opportunity for Chicopee. Why?

Goyette:"It does represent economic development — it’s going to bring jobs, probably 100 or more, into the city. And that project brings a number of infrastructure improvements with it. There are plans for a major reconstruction of Center Street from the Springfield line to downtown. That project is on a separate track from the jail, but, realistically, it won’t happen until the jail does."

BusinessWest:Is there a new timetable for the jail?

Goyette:"Not that I’m aware of. The state is currently conducting a needs assessment of its correctional facilities, and doesn’t want to spend money on projects like this if it doesn’t have to. Obviously, we’re hoping this project gets back on track."

BusinessWest:Unlike many cities and town in this region, and especially Springfield, Chicopee is in good fiscal health. How did it get that way, and how will you keep the city on that course?

Goyette:"Four or five years ago, the mayor and the Board of Aldermen worked on a lot of things, and while many communities were just handing out things and creating new jobs — like Springfield adding 100 new police officers — we were tightening our belts and looking at the situation and saying, ’the good times aren’t going to last forever — we need to save for a rainy day and put some money away.’

"When I took office as an alderman, the stabilization fund had $5,000 in it. Now, it’s got $10.5 million. Obviously, we worked very hard to do that, and now that times are tougher, we may not be able to save a lot of money. We may have to continue to scale back, but at least we have that cushion."

BusinessWest:What else do you have on your to-do list?

Goyette:"One of the projects in front of us is redevelopment of the old (current) Chicopee High School. When we move into the new one this fall, we’re going to have a very large, vacant building on our hands. We’re looking at combining some city departments in there, or perhaps a senior center, or even moving the school administration offices in there. There’s a lot of consolidation that can take place, and a lot of options for us to look at.

"Ultimately, I think we’re looking at mixed uses for that building, and there are a lot of things we have to take a look at. That’s why the city is paying to have a facilities study done of all city buildings, including the schools, City Hall, any municipal building. Once we get that back, then we can determine what our options and priorities are, and decide where and how to spend money on these buildings. To this point, we’ve never had something like this; we’ve traditionally waited until something is broken and then found the money to fix it."

BusinessWest:You’re wrapping up those proverbial ’first 100 days in office.’ What has the experience been like? Is being mayor about what you expected when you decided to run for the seat?

Goyette:"It was a real advantage to me to be on the Board of Aldermen for six years, two years as president. I had a chance to work with a lot of the department heads and cope with the issues the city was confronted with; I was part of the process, and as a result I had a pretty good handle on things.

"That said, there’s a lot to do, and much of it is things that people don’t see or fully appreciate. People don’t see the nights, the weekends, and the events you’re expected to attend — the Boy Scouts, the banquets, the church services … there’s so much, and people expect to see the mayor there; it’s part of the job, and an important part.

BusinessWest:How long do you think you want to do this?

Goyette:"I just got here, so it’s really hard to say how long I might want to keep this job. I hope it’s a while. I very much enjoy the job, but it puts some constraints on how much time I can spend with my wife and family — I have two children and five stepchildren. We’ve tried to make this experience fun for the kids. During the campaign, they would come out and hold signs … it was a learning experience for them in how government works; it’s one thing to go in the classroom and talk about how people get elected, but it’s another thing to be part of the process."

BusinessWest:One more question: You’re one of the very few Republican mayors in this state. Is that going to help you or the city in any way?

Goyette:"The governor and I are on a first-name basis, but I’m not sure being a Republican is going to be a big help. But at the moment, it doesn’t hurt, either."

Departments

Abdow, Joseph J.
314 Elm St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 03/04/04

Adorno, Miguel A.
75 Braddock St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/01/04

Albano, Carl
50 Newton Road
Springfield, MA 01118
Chapter: 7
Filing Date: 02/27/04

Alicea, Eddie
14 Irvington St.
Springfield, MA 01108
Chapter: 7
Filing Date: 03/01/04

Alicea, Yasmin L.
14 Irvington St.
Springfield, MA 01108
Chapter: 7
Filing Date: 03/01/04

Altimo, David
67 Euclid St.
Springfield, MA 01108
Chapter: 13
Filing Date: 02/29/04

Alves, Francisco M.
621 Franklin St.
Belchertown, MA 01007
Chapter: 13
Filing Date: 03/02/04

Amato, Jamie L.
305 Main St., Apt. 4
Easthampton, MA 01027
Chapter: 7
Filing Date: 02/24/04

Annino, Charles J.
31 Mill St., 2nd Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 03/10/04

Annino, Louis J.
Annino, Denise J.
107 Farnham Lane
Westfield, MA 01085
Chapter: 7
Filing Date: 03/05/04

Antonuzzo, Deborah Lynn
PO Box 418
Southwick, MA 01077
Chapter: 7
Filing Date: 02/16/04

Arbelaez, Carlos A.
31 Bloomfield St.
Springfield, MA 01108
Chapter: 7
Filing Date: 02/17/04

Arnold Ward, Kathleen M.
26 Luden St.
Springfield, MA 01118
Chapter: 7
Filing Date: 03/05/04

Arroyo, Braulio
57 Bevier St.
Springfield, MA 01107
Chapter: 7
Filing Date: 03/08/04

Barnes, Tammy L.
577 Pleasant St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/10/04

Barry, Robert K.
Barry, Beth A.
82 Shawmut St.
Springfield, MA 01108
Chapter: 7
Filing Date: 03/11/04

Bass, Eric M.
127 Emerald Road
Springfield, MA 01119
Chapter: 7
Filing Date: 02/17/04

Belton, Wynter P.
10 Home St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/01/04

Beyer, David Robert
31A Cottage Ave.
South Hadley, MA 01075
Chapter: 7
Filing Date: 03/02/04

Binkley, Kathleen A.
95 Shady Brook Lane
Springfield, MA 01118
Chapter: 7
Filing Date: 02/23/04

Birriel, Carlos
8 Vernon St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/01/04

Bolduc, Brandon J.
10 Welland Road
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 02/17/04

Bonzagni, Francis A
12 Herrick Place
Wilbraham, MA 01095
Chapter: 7
Filing Date: 02/27/04

Boucher, Donna J.
93 Hewitt St.
West Springfield, MA 01089
Chapter: 13
Filing Date: 03/15/04

Bragg, Stephen W.
113 Crestwood St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/11/04

Brinkmann, Holly A
2F Mansion Woods Dr.
Agawam, MA 01001
Chapter: 7
Filing Date: 03/04/04

Brodeur, Donald A.
Brodeur, Kristin A.
13 Picard Circle
Easthampton, MA 01027
Chapter: 7
Filing Date: 03/09/04

Buck, Joann S.
280 Poplar Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/01/04

Bui, Kevin Khoa
34 Russell St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 02/27/04

Burgess, Dana E.
359 Beacon Circle
Springfield, MA 01119
Chapter: 7
Filing Date: 03/02/04

Butler, Wayne E.
Butler, Christine T.
36 Manos Dr.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/02/04

Buxton, Scott T.
196 Louis Road
Springfield, MA 01118
Chapter: 13
Filing Date: 03/11/04

Byrum, Susan F.
2 Windpath West
West Springfield, MA 01089
Chapter: 7
Filing Date: 03/02/04

Caceres, Josefina R.
41C Church St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 02/27/04

Candido, Kathleen M.
34 Laurelwood Lane
Springfield, MA 01118
Chapter: 13
Filing Date: 03/11/04

Card, Thomas A.
60 South St.
Williamsburg, MA 01096
Chapter: 7
Filing Date: 03/12/04

Carroll, Sonja M.
120 Amherst Road
PO Box 1205
Belchertown, MA 01007
Chapter: 13
Filing Date: 02/18/04

Chartier, Johanna Lea
523 Broadway St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 02/20/04

Cintron, Michael A.
46 Maplehurst Ave.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 02/25/04

Cole, Milton R.
Cole, Mona L.
52 Stebbins St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/08/04

Colon, Osvaldo
Colon, Esther
22 Ringgold St., 2nd Fl.
Springfield, MA 01107
Chapter: 7
Filing Date: 02/20/04

Comforte, Judith A.
71 Austin St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/01/04

Concepcion, Hector L.
987 Hampden St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/15/04

Connor, Donald
37 Alderbrook Lane
West Springfield, MA 01089
Chapter: 13
Filing Date: 03/01/04

Cortina, Rocco
Cortina, Brenda Lee
199/201 Orange St.
Springfield, MA 01108
Chapter: 13
Filing Date: 02/20/04

Costigan, Michele Lee
400 North King St.
Northampton, MA 01060
Chapter: 7
Filing Date: 02/16/04

Cruz, Felix R.
65 Adams St.
Springfield, MA 01105
Chapter: 13
Filing Date: 03/08/04

Curtis, Lucille Yvette
2191 Page Blvd.
Springfield, MA 01151
Chapter: 7
Filing Date: 02/25/04

Dart, Daniel J.
Dart, Elizabeth A.
10 Goddu St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/01/04

Davis, Linda M.
16 Hudson St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 03/15/04

Davis, Marilyn
95 Ashley St.
Springfield, MA 01105
Chapter: 13
Filing Date: 03/11/04

Dean, Alden L.
Dean, Christine M.
221 Britton St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/04/04

Demers, Mary Ellen
14 Curry Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/08/04

Dodge, Garvin
81 Old Amherst Road, Apt. 1
Belchertown, MA 01007
Chapter: 7
Filing Date: 02/23/04

Duca, Jacqueline K.
12 Edgewood Dr.
Hadley, MA 01035
Chapter: 7
Filing Date: 02/20/04

Eberlein, Christopher Robert
142 Grove St.
Northampton, MA 01060
Chapter: 7
Filing Date: 02/16/04

Engelson, Christine M.
639B Pendleton Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 02/19/04

Falcon, Lois
Falcon, Paulino
33 Daniel St.
Springfield, MA 01151
Chapter: 7
Filing Date: 03/11/04

Fasolino, Giovanna N.
172 Oak St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 03/02/04

Fields, Dwayne R
Fields, Lesenia A
60 Brandon Ave.
Springfield, MA 01119
Chapter: 7
Filing Date: 02/28/04

Figueroa, Eric
Figueroa, Linda
90 Paramount St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/02/04

Fischer, Blanche Lauria
8 Cottage Ave.
Southampton, MA 01073
Chapter: 7
Filing Date: 02/20/04

Fitzpatrick, Betty L.
124 C. Druids Lane
West Springfield, MA 01089
Chapter: 7
Filing Date: 02/27/04

Flores, Federico
61 Fountain St.
Springfield, MA 01101
Chapter: 7
Filing Date: 03/05/04

Flynn, Barbara A.
66 Pasco Road
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 02/23/04

Fondakowski, Sandra J.
241 Main Road
Westhampton, MA 01027
Chapter: 7
Filing Date: 03/12/04

Forrester, Rose C.
69 Sanderson St., Apt. 504
Springfield, MA 01107
Chapter: 7
Filing Date: 02/24/04

Francis, Lucien J.
132 Myrtle St.
Indian Orchard, MA 01151
Chapter: 13
Filing Date: 03/11/04

Gadreault, Lisa K.
78 Montgomery St.
Westfield, MA 01085
Chapter: 7
Filing Date: 03/04/04

Garrigan, Duane C.
Garrigan, Kristine M.
530 East Main St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/08/04

Gendron, Ellen J.
1286 Granby Road
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/11/04

Glancy, Cheryl M
40 Paramount St.
Springfield, MA 01104
Chapter: 13
Filing Date: 02/24/04

Glasgow, Robin K.F.
91 Thornfell St.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/17/04

Golenski, Amy Beth
22 Deer Run
Belchertown, MA 01007
Chapter: 7
Filing Date: 02/16/04

Gonzalez, Rafael
Gonzalez, Maria O.
53 White St.
Ludlow, MA 01056
Chapter: 13
Filing Date: 02/23/04

Goyette, Katherine A.
122 Celebration Circle
Chicopee, MA 01020
Chapter: 7
Filing Date: 02/20/04

Graham, Terri
64 Harmon Ave.
Springfield, MA 01118
Chapter: 7
Filing Date: 03/08/04

Graveline, Barbara J.
380 Meadow St.
Agawam, MA 01101
Chapter: 7
Filing Date: 03/08/04

Grigsby, Joseph T.
71 Bircham Road
Springfield, MA 01104
Chapter: 7
Filing Date: 03/04/04

Guilbault, James J.
Guilbault, Joan M.
7 Bradlind Ave.
Wilbraham, MA 01095
Chapter: 7
Filing Date: 02/25/04

Guzman, Luis A.
Guzman, Sandra M.
11 Williams St.
Westfield, MA 01085
Chapter: 7
Filing Date: 03/09/04

Hamilton, Jeffrey C.
8 Marlborough St.
Springfield, MA 01109
Chapter: 13
Filing Date: 03/03/04

Harris, Ronald C.
Harris, Linda G.
125 White St.
Springfield, MA 01108
Chapter: 13
Filing Date: 02/18/04

Hart, Joseph P.
137 Hubbard St.
Ludlow, MA 01056
Chapter: 13
Filing Date: 03/06/04

Haynes, Sandra
223 Fernbank Road
Springfield, MA 01129
Chapter: 7
Filing Date: 03/04/04

Healy, John S.
157 South Martin St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/02/04

Hebert, Scott Allen
PO Box 418
Southwick, MA 01077
Chapter: 7
Filing Date: 02/16/04

Hemminger, Sylvia Ann
188 Main St.
Haydenville, MA 01039
Chapter: 13
Filing Date: 03/12/04

Herring, Claire
77 Fisher St.
Springfield, MA 01109
Chapter: 7
Filing Date: 02/23/04

Hetu, Lionel
2 Valley View Court, Apt. 2
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/02/04

Howell, Ann V.
292 Westwood Ave.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 03/08/04

Hundley-Slater, Lisa
168 Artisan St.
Chicopee, MA 01013
Chapter: 13
Filing Date: 03/01/04

Hunting, Brandi K.
62 Craig Road, Apt. A-8
West Springfiled, MA 01089
Chapter: 7
Filing Date: 03/01/04

Hutchinson, Aimee E.
62 Chestnut St.
Hatfield, MA 01038
Chapter: 7
Filing Date: 03/05/04

Johnson, Russell E.
Johnson, JoAnn
97 Wachusett St.
Springfield, MA 01118
Chapter: 7
Filing Date: 03/10/04

Johnson, Tammie M.
38 Intendale St.
Springfield, MA 01108
Chapter: 13
Filing Date: 02/19/04

Jordan, Toni
130 Fountain St.
Springfield, MA 01108
Chapter: 7
Filing Date: 02/25/04

Keenan, Julie
104 Spring St.
Springfield, MA 01105
Chapter: 7
Filing Date: 02/27/04

Kelley, Deborah
16 Merrimack Ave.
Springfield, MA 01109
Chapter: 13
Filing Date: 03/07/04

Kelley, Todd W.
Kelley, Gwendolyn R.
1151 Main St.
Agawam, MA 01001
Chapter: 13
Filing Date: 02/18/04

Kenney, Wallace A.
85 Princeton St.
Springfield, MA 01109
Chapter: 7
Filing Date: 02/27/04

Kindness, Christopher J.
Kindness, Seanna M.
1277 Granby Road
Chicopee, MA 01020
Chapter: 7
Filing Date: 02/25/04

Smith, Frances
121 Wilbraham Road
Springfield, MA 01109
Chapter: 13
Filing Date: 02/25/04

Staltare, Paul E.
51 Van Deene Ave., Apt. L5
W. Springfield, MA 01089
Chapter: 7
Filing Date: 03/08/04

Stanley, Kenneth H.
Stanley, Sheila H.
21 Central Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/02/04

Stasiak, Thomas Francis
Stasiak, Elizabeth J.
619 Sumner Ave.
Springfield, MA 01108
Chapter: 7
Filing Date: 03/11/04

Stasiowski, Gary Steven
Stasiowski, Jennifer Rae
20 Brunelle St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/03/04

Sullivan, Joanne M.
28 Wesson St.
Springfield, MA 01108
Chapter: 7
Filing Date: 03/02/04

Surian-Villalvazo, Yissel
67 Northbridge St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/12/04

Szklarz, Linda B.
60 Riverboat Village Road
South Hadley, MA 01075
Chapter: 7
Filing Date: 03/10/04

Taft, Beverly M.
63 Central Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 02/24/04

Talbot, Paul A.
Talbot, Jayne A.
26 South Loomis St.
Southwick, MA 01077
Chapter: 7
Filing Date: 02/19/04

Texidor, Carmen A.
987 Hampden St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/15/04

Thomas, Tracey Monique
35 Redlands St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/09/04

Tierney, Timothy N.
170 East Hadley Road
Amherst, MA 01002
Chapter: 7
Filing Date: 02/20/04

Tobiasz, Nancy
44 Bell St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 02/23/04

Tomasauckas, Todd Raymond
689 Federal St.
Belchertown, MA 01007
Chapter: 7
Filing Date: 03/09/04

Tomolillo, Richard David
Tomolillo, Linda
1286 Granby Road, Trl. 35
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/05/04

Torres, Elizabeth
33 Bowdoin St.
Springfield, MA 01109
Chapter: 7
Filing Date: 02/25/04

Vanderpool, Jean M.
455 Northampton St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/11/04

Verdejo, Celestino
67 Beverly St.
Chicopee, MA 01103
Chapter: 7
Filing Date: 03/11/04

Washington, Patricia R.
133 Eddy St.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/26/04

Wawrzyniak, Evelyn L.
31 Manor Court
Springfield, MA 01118
Chapter: 7
Filing Date: 02/18/04

Williams, Nathaniel
201 Rosemary Dr.
Springfield, MA 01119
Chapter: 7
Filing Date: 03/12/04

Wilson, Nangwaya K.
187 Acorn St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/12/04

Young, Kerry Ann
24 Pendelton Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/12/04

Young, William G.
Young, Nicole
226 Coventry Lane
Longmeadow, MA 01106
Chapter: 7
Filing Date: 02/25/04

Zades, George C.
Zades, Felixa T.
67 Sunflower Ave.
Chicopee, MA 01013
Chapter: 7
Filing Date: 02/23/04

Kuphal, Denise M.
78 Lawnwood Ave.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 03/15/04

Kurzeski, Jason M.
35 Oxford St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/12/04

Ladouceur, Joylene
191 Davis St.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/20/04

Lamagdelaine, James E.
Lamagdelaine, Heather Haen
100 Odion Ave.
Springfield, MA 01118
Chapter: 7
Filing Date: 02/23/04

Langley, Caroline Joan
121 N. Main St., Apt. A4
Belchertown, MA 01007
Chapter: 7
Filing Date: 03/08/04

Larussa, Rose A.
57 Manor Ct.
Springfield, MA 01118
Chapter: 7
Filing Date: 03/05/04

Lavalle, Robert W.
Lavalle, Tracy A.
14 Marian St.
Northampton, MA 01060
Chapter: 7
Filing Date: 02/27/04

Lavigne, Francis Paul
82 Cherry St.
Springfield, MA 01105
Chapter: 7
Filing Date: 02/18/04

LeBlanc, Dennis W.
21 Haumont Terr.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/23/04

LeClair, Raymond E.
LeClair, Patricia L.
30 Smith Ave.
Granby, MA 01033
Chapter: 13
Filing Date: 03/08/04

Lenkowski, Farilyn
25 Strong St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 03/15/04

Lipinsky, Edward K.
563 Springfield St.
Chicopee, MA 01013
Chapter: 13
Filing Date: 02/19/04

Liverseidge, Jay M
Liverseidge, Tracy E.
120 Wildwood Ave.
Springfield, MA 01118
Chapter: 7
Filing Date: 02/25/04

Lopez, Hector L.
93 Gresham St.
Springfield
MA 01119
Chapter: 7
Filing Date: 03/10/04

Lucey, Dorinda Kerns
93 Chapel St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 02/19/04

Lyden, Raymond J.
58 Steuben St.
Springfield, MA 01151
Chapter: 7
Filing Date: 02/23/04

Lynch, Christopher M.
10 Spring St., 3rd Flo
Westfield, MA 01085
Chapter: 7
Filing Date: 03/01/04

MacDonald, Bruce R.
39A Hadley Village Road
South Hadley, MA 01075
Chapter: 13
Filing Date: 03/02/04

Madru, Brian Keith
Madru, Lisa Marie
76 Boivin Terrace
Chicopee, MA 01020
Chapter: 7
Filing Date: 03/04/04

Magurn, Brian W.
Magurn, Maria T.
P.O. Box 4283
Springfield, MA 01101
Chapter: 7
Filing Date: 03/12/04

Malcolm, Walter F.
222 Beekman Dr.
Agawam, MA 01001
Chapter: 7
Filing Date: 03/04/04

Maleshefski, Richard T.
116 White Birch Dr.
Springfield, MA 01119
Chapter: 7
Filing Date: 03/11/04

Mancini, Rosemary B
50 Kirkland St.
Agawam, MA 01001
Chapter: 7
Filing Date: 02/25/04

Manuel, Dean A.
Manuel, Dolce H.
84 Miller St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 03/15/04

Marcano, Hector J.
102 Draper St.
Springfield, MA 01108
Chapter: 7
Filing Date: 03/08/04

Mathieu, Richard J.
38 Forest St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/01/04

McAlpine, Jennie T.
42 Pasadena St.
Springfield, MA 01108
Chapter: 7
Filing Date: 03/04/04

McCray, Diane M.
35 Chestnut St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 02/17/04

McCullough, Diane G.
125 Summit St.
Belchertown, MA 01007
Chapter: 7
Filing Date: 03/05/04

McGovern, Mark R.
108 Pine St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 02/27/04

Meara, William R.
Meara, Elaine A.
94 South Park Ave.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 03/02/04

Medina, Elizabeth
320 Stebbins St.
Belchertown, MA 01007
Chapter: 13
Filing Date: 02/26/04

Mendez, Alejandro
Mendez, Evelyn
193 Abbott St.
Springfield, MA 01118
Chapter: 13
Filing Date: 02/18/04

Miller, Jennifer L.
1477 Northampton St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 02/27/04

Montes, Abigal
67 Beverly St.
Chicopee, MA 01103
Chapter: 7
Filing Date: 03/11/04

Moorman, Jennifer E.
22 Highland Ave.
Northampton, MA 01060
Chapter: 7
Filing Date: 02/25/04

Murry, Melvin
25 Gladstone St.
Springfield, MA 01109
Chapter: 7
Filing Date: 03/09/04

Nareau, Jason A
Nareau, Rebecca L.
164 Spikenard Circle
Springfield, MA 01129
Chapter: 13
Filing Date: 03/12/04

Nolan, Thomas James
30 Hampden St.
Northampton, MA 01060
Chapter: 7
Filing Date: 02/17/04

Norton, Frank E.
26 Belmont St.
Westfield, MA 01085
Chapter: 7
Filing Date: 02/27/04

Otero, Thelma Joy
98 Groton St.
Springfield, MA 01129
Chapter: 7
Filing Date: 02/26/04

Palsa, Richard H.
102 Cass Ave.
West Springfield, MA 01089
Chapter: 13
Filing Date: 02/23/04

Parzych, John R.
639 White St.
Springfield, MA 01108
Chapter: 7
Filing Date: 03/15/04

Paul, Erin H.
39 Connor Ave., Apt. 3L
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/04/04

Pelletier, Peter J.
8 Lyric Ave.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 03/12/04

Pena, Carlos Ramon
33 Bowdoin St.
Springfield, MA 01109
Chapter: 7
Filing Date: 02/25/04

Pendergrast, Damien A
39 Bell St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/01/04

Perez, Jesus
Perez, Ivette L.
6 Tracy St.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/23/04

Phelan, Deborah J.
54 Oregon St.
Springfield, MA 01118
Chapter: 7
Filing Date: 03/02/04

Phillips, Herman L.
110 Florence St.
Springfield, MA 01105
Chapter: 7
Filing Date: 03/08/04

Powers, Jennifer Dawn
111 Champlain St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 02/25/04

Price, Sylvia A
128 Newfield Road
Springfield, MA 01119
Chapter: 13
Filing Date: 02/19/04

Redfern, Christopher
17 Chase Ave
Springfield, MA 01108
Chapter: 7
Filing Date: 03/02/04

Ripley, Debra Jean
26 Main St.
Hatfield, MA 01038
Chapter: 7
Filing Date: 02/20/04

Roberts, Roy E.
27 Concord Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 02/17/04

Robinovitz, Daryl
64 Harmon Ave.
Springfield, MA 01118
Chapter: 7
Filing Date: 03/08/04

Rodriguez, Jacqueline
1264 Page Boulevard
Springfield, MA 01104
Chapter: 7
Filing Date: 03/09/04

Rowell, William E.
Rowell, Nancy M.
12-B Quirk Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 03/01/04

Rudzik, David P.
238 South St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 02/27/04

Ryan, John J.
Ryan, Melissa S.
20 Lyman St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 02/26/04

Ryan, Robert E.
1753 Carew St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/11/04

Sadlowski, Mark A.
18 Chmura Road
Hadley, MA 01035
Chapter: 7
Filing Date: 03/03/04

Sample, Randy W.
Sample, Kathy M.
2467 Wilbraham Road
Springfield, MA 01129
Chapter: 7
Filing Date: 03/08/04

Sanchez, Ana I.
41 Pomona St.
Springfield, MA 01108
Chapter: 13
Filing Date: 02/23/04

Sanchez, Miguel A.
Sanchez, Evelyn
91 Lowell St.
Springfield, MA 01107
Chapter: 7
Filing Date: 03/01/04

Sanderson, Todd N.
34 South St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 02/27/04

Santana, Juan
Santana, Elizabeth
16 West School St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 02/27/04

Santerre, Robert E.
Santerre, Susan M.
56 Ogden St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 03/05/04

Santiago, Adelaida
119 Franklin St., 2nd Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 02/23/04

Santiago, Elsa
88 Enfield St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 02/25/04

Savoy, Brenden T.
10 Home St.
Springfield, MA 01104
Chapter: 7
Filing Date: 03/01/04

Schools, Heather C.
160 Point Grove Road
Southwick, MA 01077
Chapter: 7
Filing Date: 03/13/04

Scibelli, Mary T.
323 Tinkham Road
Springfield, MA 01129
Chapter: 13
Filing Date: 03/11/04

Scott, Gregory Anton
Scott, Janice Colleen
27 Martin St.
Springfield, MA 01108
Chapter: 7
Filing Date: 02/23/04

Departments

The following building permits were issued during the month of March 2004.

AGAWAM

Quail Meadow Holdings
270 Main St.
$127,250 — Fire sprinklers

Town of Agawam
109 Perry Lane
$50,000 — New locker room and bathrooms

AMHERST

Amhad Developement Corp.
23 Greenleaves Dr.
$100,000 — Construct garage for 10 vehicles

Amherst Nursing Home Inc.
150 University Dr.
$22,000 — Convert existing lounge to two-bed patient room with bathroom

Town of Amherst Recreation
179 Triangle St.
$49,000 — Storage building

Trustees of Hampshire College
Enfield House 57 & 58
$99,000 — Renovations, install sprinkler

Trustees of Hampshire College
793 Farm Center
$25,000 — Support beams, renovate stairwell, smoke alarms, emergency lighting

CHICOPEE

Nextel Communications
481 Center St.
$50,000 — Install antennas, lines and equipment

Paul Amaral
1271 Memorial Dr.
$9,500 — Convert to Domino’s Pizza

EAST LONGMEADOW

Saga Communications
45 Fisher Ave.
$91,000 — Install modular unit

HOLYOKE

Holyoke Prudential Plaza
276 High St.
$6,000 — Renovate first floor

Holyoke Water & Power Co.
1 North Canal St.
$13,566 — Pour concrete slab

South Street Plaza Assoc.
287 South St.
$41,000 — Interior renovations

NORTHAMPTON

American Legion Post #28 Home
63 Riverside Dr.
$18,000 — Convert storage space to office, renovations

Cooley Dickinson Hospital Inc.
30 Locust St.
$17,500 — Interior renovations to McCallum building

Leeds Village Associates
260 Main St.
$35,500 — Replace flat roof

Northampton Co-operative Bank
67 King St.
$12,000 — Install new roof and insulation

Smith College
44 Green St.
$9,400 — Construct built-in counters, benches, shelves in Chocolate Store

Strong Block Partners LLP
10 Strong Ave.
$148,000 — Interior build-out for five stores

SPRINGFIELD

AIC
15 Montrose St.
$16,000 — Bathrooms

Ames Design Inc.
132 Wollaston St.
$10,000 — Build two-car
garage

Bernie’s TV & Appliance
1522 Boston Road
$430,000 — Interior
renovations

Better Built Transmission
1201 South Branch Parkway
$10,000 — Two-car garage

Dollar Dreams
756 State St.
$20,000 — Interior
renovations

Durham Mfg.
5 Fisk Ave.
$60,000 — Install concrete pad

Hampden Dodge
1414 State St.
$140,000 — Re-roof

Mountain Development
1655 Boston Road
$55,000 — Interior renovations

Richard Hartman
4 Bernie Ave.
$20,000 — Fix loading dock foundation

Ryder Truck Rental
220 Tapley St.
$52,983 — Interior renovations

Ultra Sound Diagnostic School
365 Cadwell Dr.
$26,000 — Handicap ramp

WEST SPRINGFIELD

1150 Union St. Corp.
1150 Union St.
$160,000 — Fit-out 20,450 square feet for retail

Beth El Temple
37-39 Pipin Road
$11,700 — New roof

Dollar Dreams Management Co.
1150 B Union St.
$100,000 — Interior renovations and sprinklers

Equity Residential
Properties
51 Van Deene Ave.
$50,000 — Renovate office space

Zi Gao Chau
364 Westfield St.
$10,000 — Renovate for restaurant

WESTFIELD

E. Brouse/Berkshire Ind.
109 Apremont Way
$511,500 — Addition

Lawry Realty
140 Apremont Way
$92,395 — Re-roof

Shaker Farms
866 Shaker Road
$50,000 — Renovations

Opinion
The groups involved with development of Springfield’s riverfront issued a request for proposals, or RFP, for the old Basketball Hall of Fame last month. The old Hall is the last piece in the new Hall development project, and officials thought that after 18 months of futility, they would shake the trees, in a manner of speaking, and see if the development community had any new ideas on what to do with the former Hall of Fame building.

The RFP has already generated one, very unofficial response. In a letter to theRepublican, an area resident proposed turning the old Hall into a transit center for the region. He argued that the site was well-positioned — right on the railroad tracks and right off I-91— and had plenty of parking, and abundant space for the buses, trains, and whatever else would run out of a transit hub in Springfield. And he argued that the project would cost a fraction of what it will take to turn the long-vacant Union Station into the intermodal transportation center envisioned by the Pioneer Valley Transit Authority.

The letter writer’s arguments are valid, although there are two large problems. First, it is highly unlikely that planning officials would take a facility they have designated for a tourist-oriented use and relegate it (that’s the word they would use) to a future as a transportation center. The hope is for the old Hall to be used as a museum or retail center that will bring a wider demographic to the riverfront — and not merely those who like basketball or the food at Max’s Tavern.

The second problem is that the state and federal money to be used for Union Station — which will constitute a large portion of the project’s $100 million price tag — has already been committed. The wheels are in motion, as they say, literally and figuratively, and Union Station is moving forward.

We really wish it wasn’t.

From the start, we have tried to find the logic in taking the 80-year-old station, vacant since the early ’60s, and bringing it back to life. But we really can’t find any. This is a project rooted far more in nostalgia than it is in common sense, and we fear that those state and federal dollars may well wind up being wasted.

It isn’t the transportation component of this project that has us skeptical. People will go to wherever the buses and trains are centered; currently, the trains run out of a small depot at Union Station while the buses are run out of the Peter Pan terminal across Main Street. Consolidating the buses, trains, and taxis at one facility makes sense — although the price of renovating Union Station for this purpose is quite steep.

Which is why the scope of this project has been broadened. Indeed, like other old train facilities around the country — many of them named Union Station — Springfield’s landmark is being eyed as an economic development engine.

Plans call for filling the vast spaces above the main concourse with offices, retail outlets, a Challenger Learning Center, and other facilities. The goal is to make the grand old train station a destination, and this is where we turn skeptical.

Union Station is only a half-dozen blocks from downtown, but it might as well be a few miles. People will need some compelling reasons to visit the station, and we’re not sure they will have them. Very few individuals ride the train these days, and in this part of the state, the buses are used primarily by those who don’t have cars.

Thus, it will take a first-class restaurant (or maybe two) and a fine shopping experience to get most people to visit Union Station. And while a restaurant is possible, we don’t see retail succeeding in that space — not without a critical mass of daily visitors with disposable income. As for office space, there is already a glut of Class B and C space in the downtown area, and more is planned.

We sincerely hope that we’re wrong about Union Station. It would be great if it becomes not only a transportation hub, but a true destination worthy of a state/federal investment of nearly $100 million. It would be a great boost for Springfield if its train station could become what Union Station in Washington, D.C. has become — the largest tourist attraction in that city, a facility visited not only by commuters, but many looking for a place to grab lunch, do some shopping, or have a business meeting.

Unfortunately, we see this project as a nostalgic leap of faith, one we don’t consider worth taking.

Departments

Alicea, Daniel
Alicea, Maria
56 Kenway Dr.
Springfield, MA 01104
Chapter: 7
Filing Date: 01/28/04

Allen, Derwood W.
Allen, Donna L.
203 Granby Road
Chicopee, MA 01013
Chapter: 7
Filing Date: 02/03/04

Alvarado, Manuel
223 Pine St.
Holyoke, MA 01040
Chapter: 13
Filing Date: 01/24/04

Alvarez, Gumercindo
21 Bower St., Apt. 606
Holyoke, MA 01040
Chapter: 7
Filing Date: 02/13/04

Anderson, Eric Eugene
1 Nokomis Road
Wilbraham, MA 01095
Chapter: 7
Filing Date: 02/09/04

Aponte, Andres
P.O. Box 5326
Springfield, MA 01101
Chapter: 7
Filing Date: 02/10/04

Austin, Kelly C.
90 Edgewood St.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/02/04

Avery, Christopher J.
Avery, Jennifer I.
57 Fairfield Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 01/20/04

Bailey, Christina M.
48 New Broadway St.
Westfield, MA 01085
Chapter: 7
Filing Date: 02/09/04

Baptiste, Louise M.
8 Sutton Place
Agawam, MA 01001
Chapter: 7
Filing Date: 01/27/04

Barkyoumb, Jonathan P.
Barkyoumb, Andrea
78 Liswell Dr.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 01/20/04

Barrett, Diane K.
10 Winsor St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 01/27/04

Beaupre, Carmen R.
888 Main St.
Holyoke, MA 01040
Chapter: 13
Filing Date: 01/23/04

Berg, Rudolph J.
Berg, Regina
1640 Plumtree Road
Springfield, MA 01119
Chapter: 7
Filing Date: 02/03/04

Betts, Jacqueline C.
31 Undine Circle
Springfield, MA 01109
Chapter: 7
Filing Date: 02/04/04

Bones, Sol E.
66 Mill St., Apt. 3L
Springfield, MA 01105
Chapter: 7
Filing Date: 01/30/04

Bosworth, Blanche M.
68 C Herrlyn St.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/05/04

Boyer, Dennis R.
14 Hampton Ter.
Easthampton, MA 01027
Chapter: 7
Filing Date: 01/23/04

Broadhurst, Daniel
Broadhurst, Lynda
12 Lawler Dr.
Easthampton, MA 01027
Chapter: 7
Filing Date: 02/11/04

Brown, James N.
9 Hollow Road
Wilbraham, MA 01095
Chapter: 7
Filing Date: 01/16/04

Buckert, Sandra
392 Bliss Road
Longmeadow, MA 01106
Chapter: 13
Filing Date: 02/13/04

Cady, Mark A.
Cady, Jennifer A.
25 Lewis Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 01/16/04

Calloway, Gregory T.
136 Fair Oak Road
Springfield, MA 01128
Chapter: 7
Filing Date: 02/02/04

Campbell, Johnnie J.
Campbell, Edna P.
32 Hutchinson St.
Springfield, MA 01119
Chapter: 7
Filing Date: 01/27/04

Cancel, Margarita
93 Florence St., Apt. 1B
Springfield, MA 01109
Chapter: 7
Filing Date: 01/30/04

Cancel, Olga
37 Orange St., 1st Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 02/13/04

Carroll, Kevin M.
10 LeClair Ter.
Chicopee, MA 01013
Chapter: 7
Filing Date: 01/29/04

Casiano, Jaime M.
Casiano, Nilda I.
12 Ford Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 01/30/04

Chmura, Courtney Caite
74 Carew Ter.
East Springfield, MA 01104
Chapter: 13
Filing Date: 02/12/04

Cimino, Elaine T.
219 Braeburn Road
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 02/09/04

Clark, Jeffrey Martin
Clark, Esther Delia
3 Karen Lane
Southampton, MA 01073
Chapter: 7
Filing Date: 01/29/04

Clark, Patricia
35 Lyn Dr.
Granby, MA 01033
Chapter: 13
Filing Date: 01/27/04

Cook, Pamela J.
309 Fernbank Road, Apt. 19
Springfield, MA 01129
Chapter: 7
Filing Date: 02/11/04

Craddy, Andrea L.
101 Mulberry St., Unit 214
Springfield, MA 01105
Chapter: 7
Filing Date: 01/20/04

Crochetiere, Renee L.
8 Easthampton Road
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/29/04

Crow, Paul S.
Crow, Karen A.
49 Lakeview St.
Southwick, MA 01077
Chapter: 7
Filing Date: 02/08/04

Cruz, Maricruz
44 Rutledge St.
Springfield, MA 01105
Chapter: 7
Filing Date: 01/26/04

Delivorias, Nicholas J.
35 Watling St.
Springfield, MA 01104
Chapter: 7
Filing Date: 01/28/04

DeMontigny, David W.
73 Berkshire Ave.
Southwick, MA 01077
Chapter: 13
Filing Date: 01/29/04

Dennison, Harry L.
112 Pineridge Dr.
Westfield, MA 01085
Chapter: 7
Filing Date: 01/23/04

DeSouza, Lorraine R.
41 Duffy Lane
Springfield, MA 01119
Chapter: 7
Filing Date: 01/30/04

Diaz, Jose A.
8 Bellevue Ave.
Springfield, MA 01108
Chapter: 13
Filing Date: 01/29/04

DiDomenico, Valentine V.
12 Boulay Cir.
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/29/04

DiLorenzo, Americo C.
204 Pondview Dr.
Ludlow, MA 01056
Chapter: 7
Filing Date: 01/29/04

DiLorenzo, Wanda I.
204 Pondview Dr.
Ludlow, MA 01056
Chapter: 7
Filing Date: 01/29/04

Doyle, Patrick A.
85 Talmadge Dr.
Springfield, MA 01118
Chapter: 7
Filing Date: 01/30/04

Duchesne, Michael A.
Duchesne, Virginia M.
92 San Miguel St.
Springfield, MA 01104
Chapter: 7
Filing Date: 01/16/04

Dupont, Bette J.
29 Richelieu St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/29/04

Dupont, Edmond H.
Dupont, Sarah T.
25 Henry Harris St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 02/02/04

Elliott, Joan S.
16 Dallaire Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/29/04

Elsden, William J.
Elsden, Caroline J.
115 Hampden St.
Indian Orchard, MA 01151
Chapter: 13
Filing Date: 01/30/04

Emond, Jeanne S.
424 Chicopee St., Apt 2
Chicopee, MA 01013
Chapter: 7
Filing Date: 01/30/04

Ennis, William J.
60 Spring St.
West Springfield, MA 01089
Chapter: 13
Filing Date: 01/29/04

Falk, Brian A.
Falk, Sandra M.
53 Avery St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 01/26/04

Fay, Marie A.
58 Steuben St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 02/09/04

Ferry, Donald L.
Ferry, Janice M.
447 Ryan Road
Florence, MA 01062
Chapter: 7
Filing Date: 02/13/04

Flebotte, Christine A.
1145 East St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 01/26/04

Fountain, George E.
379 Winsor St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 01/28/04

Franck, Cathy A.
54 Bradford Dr., Apt. A-1
West Springfield, MA 01089
Chapter: 7
Filing Date: 01/23/04

Friedman, Edward
202 Sumner Ave.
Springfield, MA 01108
Chapter: 13
Filing Date: 02/13/04

Frogameni, Elizabeth
76 Pembroke Lane
Agawam, MA 01001
Chapter: 7
Filing Date: 02/12/04

Glover, Arthur L.
10 Arborway Apt. C
Holyoke, MA 01040
Chapter: 7
Filing Date: 02/13/04

Gosselin, Alfred J.
Gosselin, Florence A.
68C Riverview Ter.
Chicopee, MA 01013
Chapter: 7
Filing Date: 02/02/04

Grace, Robert
123 Skeele St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 01/30/04

Gralia, Edmond J.
Gralia, Debra T.
302 West Allen Ridge Road
Springfield, MA 01118
Chapter: 7
Filing Date: 01/20/04

Grasso, Gerald A.
30 Shaw St.
Belchertown, MA 01007
Chapter: 13
Filing Date: 01/19/04

Green, Lucinda J.
Green, Roy O.
36 Greenleaves Dr.
Hadley, MA 01035
Chapter: 7
Filing Date: 01/23/04

Green, Scott E.
68 Gilrain Ter.
Florence, MA 01062
Chapter: 7
Filing Date: 01/31/04

Guzman, Milagros C.
513 Armory St.
Springfield, MA 01104
Chapter: 7
Filing Date: 01/27/04

Hammersmith, Brooke Ann
59 Farnum Dr.
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/20/04

Hannon, Kevin J.
80 Old Amherst Road
Belchertown, MA 01007
Chapter: 13
Filing Date: 01/20/04

Harnish, Jeff
100 Brookline Ave.
West Springfield, MA 01089
Chapter: 13
Filing Date: 01/21/04

Harrica, Jasper E.
Harrica, Joan M.
26 Bruni Ave.
Ludlow, MA 01056
Chapter: 7
Filing Date: 01/26/04

Harvey, Sandra A.
385 Plumtree Road
Springfield, MA 01118
Chapter: 13
Filing Date: 01/27/04

Hebert, Donald P.
Hebert, Paula J.
42 Forest St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 01/22/04

Hernandez, Libby
245 Walnut St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 02/13/04

Holden, Jacqueline A
205C Hickory St.
Springfield, MA 01109
Chapter: 7
Filing Date: 01/30/04

Iacobucci, Mark
159 Fort Pleasant Ave.
Springfield, MA 01108
Chapter: 7
Filing Date: 01/30/04

Iacobucci, Mora
158 Fort Pleasant Ave.
Springfield, MA 01108
Chapter: 7
Filing Date: 01/30/04

Incognito, Robert F.
831 Homestead Ave.
Holyoke, MA 01040
Chapter: 13
Filing Date: 01/23/04

Jacobs, Earlene
263 Bay St.
Springfield, MA 01109
Chapter: 7
Filing Date: 01/26/04

Jacques, Madalyn
45 Sylvan St.
Springfield, MA 01108
Chapter: 7
Filing Date: 01/30/04

Jaskulski, Joseph M.
23 Hancock St.
Westfield, MA 01085
Chapter: 7
Filing Date: 02/05/04

Jekot, Henry T.
Jekot, Beverly A
1276 Page Blvd.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/11/04

Jiminez, Juan A
23 Hamlet St.
Springfield, MA 01104
Chapter: 7
Filing Date: 01/30/04

Johnson, Cynthia S.
81 Cherokee Dr.
Springfield, MA 01109
Chapter: 13
Filing Date: 01/20/04

Johnson, Michael E.
28 Gladstone St.
Springfield, MA 01109
Chapter: 7
Filing Date: 02/13/04

Kareta, Laurie Ann
63 Green St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 01/16/04Lawrence, David E.

265 Regency Park Dr.
Agawam, MA 01001
Chapter: 7
Filing Date: 02/13/04

Leigner, Arthur R.
47 Nonotuck Road
West Springfield, MA 01089
Chapter: 13
Filing Date: 01/21/04

Lissandri, Anthony D.
21 Gay Terrace
West Springfield, MA 01089
Chapter: 7
Filing Date: 02/05/04

Luciano, Mildred Pabon
90 Phillips Ave.
Springfield, MA 01119
Chapter: 7
Filing Date: 01/30/04

Luu, Le Gia
19 Niles St.
West Springfield, MA 01089
Chapter: 13
Filing Date: 02/05/04

MacNeill, Marsha M.
60 River Road
Agawam, MA 01001
Chapter: 7
Filing Date: 02/04/04

Major Wire and Conductor, Inc.
7 Coburn St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 02/05/04

Maravilha, Joao
Maravilha, Aida
51 Goddu St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 02/13/04

Mark, Lisa M
922 St. James Ave.
Springfield, MA 01104
Chapter: 7
Filing Date: 01/30/04

Martinez, Debbie A.
247 Arnold Ave.
Springfield, MA 01119
Chapter: 7
Filing Date: 01/30/04

Martinez, Nelly
340 Appleton St., 5th Fl.
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/30/04

Martins, Tonia
3 Belmont St.
Springfield, MA 01085
Chapter: 7
Filing Date: 02/11/04

McCarthy, Darlene G.
25 Craig Dr., Apt. H1
West Springfield, MA 01089
Chapter: 7
Filing Date: 02/13/04

McClain, Shawn A.
6 King Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 02/04/04

McCray, Robert S.
40 Riverview Terrace, Apt. 3
Chicopee, MA 01013
Chapter: 7
Filing Date: 01/28/04

McCutcheon, Villroy R.
7 Robin Road
Southwick, MA 01077
Chapter: 7
Filing Date: 01/23/04

McGrath, Jonathan Edward
557 North Lane
Granville, MA 01034
Chapter: 7
Filing Date: 01/20/04

McGurn, Mark Phillip
136 Garden St.
West Springfield, MA 01089
Chapter: 13
Filing Date: 02/04/04

McNutt, Kimberly S.
32 Cleveland Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 02/05/04

McPhaul, Delois
79 Montrose St.
Springfield, MA 01109
Chapter: 7
Filing Date: 01/22/04

Medina, Fitzgerald
419 Montcalm Heights
Chicoppee, MA 01020
Chapter: 7
Filing Date: 02/13/04

Mercado, Pablo D.
Mercado, Angelimarie
40 Amherst St.
Granby, MA 01033
Chapter: 7
Filing Date: 01/23/04

Mercado, Gloribel
320 A Pine St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 02/13/04

Michon, Stephen J.
1 Hadley St.
So. Hadley, MA 01075
Chapter: 7
Filing Date: 01/22/04

Mill Valley Molding, L.L.C.
15 West St.
West Hatfield, MA 01088
Chapter: 11
Filing Date: 01/28/04

Miller, William A.
649 Springfield St.
Wilbraham, MA 01095
Chapter: 7
Filing Date: 02/11/04

Mimitz Jr., Timothy E.
2 Bullard Road
Williamsburg, MA 01096
Chapter: 7
Filing Date: 01/23/04

Mitchell, Martin Thomas
30 Wallace St.
Springfield, MA 01119
Chapter: 7
Filing Date: 01/27/04

Mojica, Elizabeth
46 Bancroft St., 3rd Fl.
Springfield, MA 01107
Chapter: 7
Filing Date: 02/06/04

Moquin, Elizabeth K.
36 Franklin St.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 02/04/04

Morales, Carlos M
Morales, Mildred E.
35 Manitoba St.
Springfield, MA 01108
Chapter: 7
Filing Date: 01/16/04

Morales, Nilsa M.
102 Robert Dyer Circle
Springfield, MA 01109
Chapter: 7
Filing Date: 02/05/04

Morin, Kevin A.
9 Riviera Dr.
Agawam, MA 01001
Chapter: 7
Filing Date: 01/16/04

Nguyen, Tina Thao
28 Keith St.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/03/04

Owens, Ruthie M.
25 Queen St.
Springfield, MA 01109
Chapter: 13
Filing Date: 02/11/04

Pappis, Barbara A.
71 Craig Dr., Apt. M10
West Springfield, MA 01089
Chapter: 7
Filing Date: 02/03/04

Paro, Timothy Joseph
16 Chapin St.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 01/16/04

Perez-Vazquez, Anita M.
491 Bridge Road
Florence, MA 01062
Chapter: 7
Filing Date: 02/03/04

Quinones, Julio
168 Pine St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/23/04

Quintero, Rafael
181 Quincy St.
Springfield, MA 01108
Chapter: 7
Filing Date: 01/30/04

Reyes, Artemio
38 Beauchamp St.
1st Floor
Springfield, MA 01107
Chapter: 7
Filing Date: 02/13/04

Richardson, Margaret A.
130 Oklahoma St.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/06/04

Rivas, Victoria
414 Chestnut St., Apt. 1423
Springfield, MA 01104
Chapter: 7
Filing Date: 02/13/04

Rivera, Josue
1342 Dwight St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 02/04/04

Rivera, Marta E.
86 Florence St.
Springfield, MA 01105
Chapter: 7
Filing Date: 02/13/04

Rosa, Jovany
182 Pearl St., 2-L
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/31/04

Rossi, Enid J.
17 Eldridge St.
Springfield, MA 01108
Chapter: 7
Filing Date: 01/27/04

Rovelli-Grace, Carla
123 Skeele St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 01/30/04

Rushlow, Jeffry J.
92 Columba St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 02/10/04

Russell, Kevin P.
Russell, Cynthia L.
159 Elm St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 02/05/04

Sambrook, Michael A.
28 Joyce Dr.
Westfield, MA 01085
Chapter: 7
Filing Date: 01/30/04

Sanchez, Jose R.
50 Littleton St.
Springfield, MA 01104
Chapter: 7
Filing Date: 01/30/04

Sanders, Kenneth F.
11 Crescent Cir.
Southwick, MA 01077
Chapter: 7
Filing Date: 01/16/04

Serrano, Roberto
171 Walnut St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/30/04

Sevigne, John F.
P.O. Box 1103
Westfield, MA 01086
Chapter: 7
Filing Date: 01/19/04

Sharif, Tammy
1809 Roosevelt Ave.
Springfield, MA 01109
Chapter: 13
Filing Date: 02/04/04

Slater, Sharon E.
156 Nash Road
Cumming
on, MA 01026
Chapter: 13
Filing Date: 02/03/04

Smart, Laura H.
6-8 Bates St.
Westfield, MA 01085
Chapter: 13
Filing Date: 01/20/04

Smith, Barbara Ann
29 Northumberland St.
Springfield, MA 01109
Chapter: 7
Filing Date: 02/03/04

Smith, Robert J.
108 Blaine St.
Springfield, MA 01108
Chapter: 13
Filing Date: 02/13/04

Spears, Christopher J.
26 Madalay Road
Springfield, MA 01118
Chapter: 13
Filing Date: 01/20/04

Starke, Judith A.
64 Front St.
Chicopee, MA 01013
Chapter: 13
Filing Date: 02/05/04

Stone, Rebecca C.
23 Memorial Dr.
Holyoke, MA 01040
Chapter: 7
Filing Date: 02/11/04

Tadevich, Ronald W.
Tadevich, Judith M.
223 Garnet St.
Springfield, MA 01129
Chapter: 7
Filing Date: 01/26/04

Therrien, Richard P.
413 Elm St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/22/04

Thomas, David A.
536 Grattan St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 02/05/04

Thomas, Susan Asia
62 Biltmore St.
Springfield, MA 01108
Chapter: 7
Filing Date: 02/12/04

Thorne, Deitria R.
11 Chapman St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 01/26/04

Torres, Noemi
37-A Van Buren Ave.
Springfield, MA 01104
Chapter: 7
Filing Date: 01/29/04

Trombly, Richard
Trombly, Maria
89 Mi chael Sears Road
Belchertown, MA 01007
Chapter: 7
Filing Date: 02/05/04

Trotman, Maria
34 Dunmoreland St.
Springfield, MA 01109
Chapter: 7
Filing Date: 02/10/04

Vazquez, Edwin A.
491 Bridge Road
Florence, MA 01062
Chapter: 7
Filing Date: 02/03/04

Waring, Getts
104 Andrew St.
Springfield, MA 01109
Chapter: 7
Filing Date: 01/17/04

Weibel, Kellie M.
851 Union St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 01/26/04

Wilderness Mold, L.L.C.
17 West St.
West Hatfield, MA 01088
Chapter: 11
Filing Date: 01/28/04

Wilkes, Nichole Alison
133-B Hamilton St.
Belchertown, MA 01007
Chapter: 7
Filing Date: 02/09/04

Williams, Scott A.
46 Clearbrook Dr.
Springfield, MA 01118
Chapter: 7
Filing Date: 01/27/04

Wilson, Robert A.
2071 Riverdale St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 02/02/04

Wise, Lacrisha D.
28 Gladstone St.
Springfield, MA 01109
Chapter: 7
Filing Date: 02/13/04

Witherspoon, William K.
72 Pearl St.
Springfield, MA 01108
Chapter: 7
Filing Date: 02/02/04

Woering, Melanie A.
26 Gates St.
Holyoke, MA 01040
Chapter: 13
Filing Date: 02/14/04

Wolowicz, Joseph S.
289 Dickinson St.
Springfield, MA 01108
Chapter: 7
Filing Date: 02/09/04

Wong, Mina D.
25 Converse St.
Springfield, MA 01108
Chapter: 7
Filing Date: 02/06/04

Woodard, Caryn M.
143 Atherton St.
Springfield, MA 01104
Chapter: 7
Filing Date: 02/02/04

Woods, Edna M.
4 Fitzpatrick Lane
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/30/04

Woods, Gregory
18 America St., Apt. 7
Chicopee, MA 01013
Chapter: 7
Filing Date: 02/04/04

Wooten, John
27 McKinley
Ludlow, MA 01056
Chapter: 7
Filing Date: 02/09/04

Kehoe, John F.
11 Manchonis Road
Wilbraham, MA 01095
Chapter: 7
Filing Date: 02/02/04

King, Darryl
48 Wellington St.
Springfield, MA 01109
Chapter: 7
Filing Date: 02/06/04

Lacasse, Norman R.
7 Taylor St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 02/06/04

Lafleur, Marie Reine
66 Mary St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 02/09/04

Langhorne, Brenda
54 Carlisle St.
Springfield, MA 01109
Chapter: 7
Filing Date: 02/03/04

Departments

AGAWAM

Olympic Mfg.
153 Bowles St.
$15,750 — Add sprinkler heads

Silver St. Associates
604 Silver St.
$860,000 — Construct prefab building

Silver St. Associates
604 Silver St.
$56,620 — Install concrete

Sunshine Art Studio
270 Main St.
$127,250 — Fire sprinklers

AMHERST

Amherst College Trustees
25 Jeffrey Lane
$6,500 — Renovations

DB Companies
468 West St.
$2,000 — Install seven signs

Florence Savings Bank
375 College St. Postal Conn.
$30,000 — Interior fit out for business use

Jones Properties LTD Partnership
53 South Prospect St.
$9,800 — Install prefabricated venting system for prep bench sanding area

CHICOPEE

Chicopee Portuguese American Club
147—149 Exchange St.
$3,750 — New entrance

City of Chicopee
17 Springfield St.
$117,000 — Reinforce auditorium roof

Ludlow Technical Products
2 Ludlow Park Dr.
$47,500 — Modify and replace bracing in various areas

Pride
363 Burnett Road
$5,000 — Interior renovations

HOLYOKE

Henry Fini
900 Fini Road
$115,000 — Construct wireless facility

Michael Lempke
11 Lincoln St.
$7,500 — Remodel gas station

Pyramid Co. of Holyoke
50 Holyoke St.
$128,315 — Remodel new store

Yankee Partitions Inc.
280 Westfield St.
$101,937 — Remodel third floor

LONGMEADOW

Glenbrook School
110 Cambridge St.
$240,000 — Interior renovations

NORTHAMPTON

American Legion Post #28 Home
63 Riverside Dr.
$18,000 — Convert storage space to office

Smith College
College Lane (Wright Hall)
$8,000 — Construct two new walls and doors

Smith College
44 Green St.
$9,400 — Alterations (Chocolate Store)

SPRINGFIELD

Ames Design
197 Walleston St.
$10,000 — Detached garage

Ames Design
191 Walleston St.
$10,000 — Detached garage

Ames Design
187 Walleston St.
$10,000 — Detached garage

Ames Design
174 Walleston St.
$10,000 — Detached garage

Ames Design
167 Walleston St.
$10,000 — Detached garage

Ames Design
158 Walleston St.
$10,000 — Detached garage

Christ Church Cathedral
37 Chestnut St.
$360,000 — Elevator and renovations

Inglesia Dedios Pentecostal Church
72 Orchard St.
$88,800 — Addition

Leo Shapiro
1760 Boston Road
$14,500 — Renovate Nextel store

Meg Springfield LLC
1350 Main St.
$137,765 — Build-out and renovations on 15th floor

One Dollar Value
338 Cooley St.
$2,000 — Panel walls

Roser Zepke
154—154 1/2 Main St.
$5000 — Add wall and re-wire two stores

Departments

AGAWAM

A Roofing & Home
Improvement
22 Royal St.
Jeffrey Chagnon

Affordable Framing
808 Suffield St.
Kristine Jarinko

Agawam Investments
4 Stillbrook Lane
Annette Turniak

Blue Fox Productions
91 Kanawh Ave.
Christopher Jennison

Dan’s Affordable Home Improvement
321 Springfield St.
Daniel Dmitriev

The Hair Loft
766 Springfield St.
Maritza Alvarado

Integrity Automotive Service
31 St. Jacques Ave.
Marc Hiser

Iron Sight Ventures LLC
40 Corey St.
Kurt Dandan

Joseph A. Walz DMD
1 South End Bridge Circle
Joseph Welz, DMD

KC’s Cleaning
168 Elm St.
Jody Bryant

Kimmy Koi Art
141 Liberty St.
Edward Champigny

Liacos Landscaping
96 Letendre Ave.
Jason Liacos

On The Hill
37 Southwick St.
Dennis Marr

Persys Business Systems
61 South Westfield St.
Michael Bakhtiar

Proforma Pring & Promotional Solutions
77 Autumn St.
Ellen Zeltner

Robin’s Cleaning Service
28 South Park Terrace
Robin Easter

Rose Nails
336 Walnut St. Ext.
Thanh T Vo

AMHERST

Butterfly Press
345 Lincoln Ave.
Denise Gaskin

College Connection
12 Autumn Lane
Pamela Hikon

Consulting by Design
11 Summerfield Road
Nina Compagnon

Design by Analysis
53 Country Corners Road
Mark Israel

Hanger Pub & Grill/Wings
55 University Dr.
Harold Tramazzo, Patrick
Daly

3 H Woodlot & Construction
730 West St.
Phyllis Heromenus

UMS Enterprises
12 Autumn Lane
Pamela Hixon

CHICOPEE

Anthony Roofing
125 Fairview Ave.
Anthony Moura

Coyer Co.
73 Beverly St.
Daniel Coyer

Dust ëtil Dawn
14 Como Dr.
Candice Stefanelli

Home Realty
6 Sullivan St.
Petrina Hahn

JM Technology
51 Lemuel St.
Jorge Santos

Marco & Anthonys
653 Grattan St.
Lazzaro DeSantis

MTI Technologies
323 Montcalm St.
Mike Tarka

Oxford Mortgage Co.
37 Helen St.
Thomas Lyons

S.A. Delivery
70 Broadway St.
Richard Martinez

Salsa Con Clase Dance Studio
32 Center St.
Jorge Colon

Scott’s Home Improvement
12 Myrtle St.
Scott Rignwalt

EAST LONGMEADOW

Carrington Window Decor & More
37 Pilgram St.
Mark Carrington

The Handbag Outlet
37 Harkness Ave.
Carol Peck

RJR Services
82 Brynnawk Dr.
Ronald and Lisa Rinaold

Specialty Shoes
16 Kibbe Road
Richard Mertz

HADLEY

Aegis Chiropractic & Physical Therapy
317 Russell St.
Lisa Sanderson

Aegis Physical Therapy
317 Russell St.
Lisa Sanderson

The Collectors Corner
367 Russell St.
Ryan Meuse

HOLYOKE

Chain Reaction
67 Nonotuck St.
Cynthia Hardrick

Dunkin’ Donuts
1600 Northampton St.
Lori and Peter Martins

Famous Footwear
50 Holyoke St.
Brown Group Retail Inc.

Hi-5 Biscuits
15 Upland Road
Deborah Healy

Holyoke Rehab Center
260 Easthampton Road
Kathy Fuller

Jim’s Renovation & Repair Service
17 Myrtle Ave.
James Hall

Maki of Japan
50 Holyoke St.
Biagia Schiano

Mannys Market
155 Sergeant St.
Radhomes Garcia

Mega Foods
13 Cabot St.
Anthony Diaz

90’s Nails
50 Holyoke St.
Hong Phi Huynh

Partee Creative Services
252 Open Square Way
Morriss Partee

Patalarga Auto Repair
65 Commercial St.
Pablo Guerrero

Property Management Services
199 Southampton Road
Christopher Skelton

Theatre Dance Studio
165 Hillside Ave.
Debra Brochu

LONGMEADOW

Baconboard Group
21 Homecrest St.
John McMahon

Multi National Logistics Service USA
164 Farmington Ave.
MLS USA Corp.

RC Cleaning
1150 Longmeadow St.
Alina Vazquez

NORTHAMPTON

Litmus Design
10 Dewey Court
Peter Hutchins

QA 3
69 Old South St.
Elizabeth Hynes

SEM
69 Old South St.
Susan McKenna

SOUTH HADLEY

Bella Vita Full Service Salon & Spa
401 Granby Road
Thomas and Nancy Williams

Higher Dimensions
Consulting
50 College St.
Jamica Love

Showcase Internet
Consulting
110 East St.
Richard Thibodeau

South Hadley Yoga
138 College St.
Christine Lapierre

Stevie D’s
60 Washington Ave.
Steven Deren

SPRINGFIELD

A & D Automotive
700 Berkshire Ave.
Donald Powers, Arthur Seymour Jr.

Boricua Guerrero
11 Front St.
William Rivera

Century Nails
459 Main St.
Khank Nguyen

Cinderella Shoes & Gift Shop
314 Belmont Ave.
Tuan Danh

Classic Sportswear
68 Bristol St.
Tremaine Ferguson, Louise Mitchell

Creative Nails
538 Page Blvd.
Jessica Rivera

Creative Sportswear
163 Groveland St.
Francisco Rivera

Coffee Roaster Cafe
55 State St.
The Coffee Roaster Inc.

Enterprise Entertainment Group
61 Keith St.
Denroy Morgan Jr.

1st Class Construction
174 King St.
Steven Brantley

First Class Courier
85 Wait St.
Carmelo Soto

Forgetaboutit Foods LLC
426 Springfield St.
Pasquale Izzo

Full Flava Entertainment
171 Blanch St.
Tremaine Ferguson

GG Trucking
47 Mapledell St.
Gigiman Hann Hon

GMAC Real Estate
808 White St.
Eastern Massachusetts Real Estate Inc.

Gilbert Handyman Service
60 Grenada Ter.
Norman Gilbert

Good Water
1455 Boston Road
Edgardo Arroyo

Holdex UBS Corp.
32 Verge St.
Holdex Brake Products Corp.

Holy Spirit Rosaries
27 Windemere St.
Leslie Pallante

Kofi Fuah Deliveries
45 Cambridge St.
Kofi Fuah

Michelle Store
324 Wilbraham Road
Rigoberto Ramos

Naturally Selected
1193 Sumner Ave.
Jose Rodrigues

Quang’s Forest Park Barber Shop
529 Belmont Ave.
Tuyen Nguyen

RPM Auto Consultants & Credit Referral Services
1242 Main St.
Rubino Montbalvo

Ruddy’s Fruits Market 3427 Main St.
Ruddy Regnoso, Judith Santana

Sir-Tech Auto Body, Glass & Sales
700 Berkshire Ave.
Damaris Baez

Spiritual Woman Press
20 Dawson St.
Patrice Fagnant-MacArthur

Strictly Silver
896 Beacon Circle
Myya Seago

Stylin Footwear
170 Boston Road
Anna Perez

Texas Roadhouse
12 Mall St.
Texas Roadhouse Holdings LLC

Union Grocery
520 Union St.
David Lantigua

VJ’s Extension
341 Wilbraham Road
Donna James

Vinh Chau Restaurant
409 Dickinson St.
Phan Sang Van

WEST SPRINGFIELD

Advance Welding
47 Allston Ave.
Christopher Kielb

AOS LLP
1790 Westfield St.
George Alevras

Archie’s Rare Coins
125 Ohio Ave.
Archibald Moe

Castillian Hair Cutters
1146 Union St.
Tito Perez

The CDBA Group
64 High Meadow Dr.
John Calabrese

Creative Nails
664 Union St.
Jessica Rivera

Entre Computer Center
138 Memorial Ave.
P.C. Enterprises Inc.

Fathers & Sons Kia
989 Memorial Ave.
Fathers & Sons Inc.

Francis Hensen Business & Life Coach
10 Beauvieu Ter.
Francis Hensen

Hofbrauhaus
1105 Main St.
Joseph Stevens

Holyoke Underwater Supply Inc.
1353 Riverdale St.
Jonathan Popp

Homestead Improvement Services
53 Homestead Ave.
John Sherman

Integrated Equity Services
110 Elm St.
Thomas Sweeney

Kiki
19 Bernie Ave.
Krytyn McLellan

Lelly’s Dance Studio
532 Main St.
Lelly Nazario

Nina’s Beauty Salon
446 Main St.
Nina Bissionette

Oxfilms
64 High Meadow Dr.
John Calabrese

Pioneer Valley Education & Technology
209 Main St.
Kristin Salha

Precision Plumbing & Heating Inc.
162 Cityview Ave.
Heath Dion

Statewide Const.
1282 Westfield St.
John Gallant, Art Thomason

Stryker Orthopedics
136 Doty Circle
Howmedica Osteonics Corp.

Sue’s Silver Thread
33 Falvey St.
Susan Chaloux

Superior Quality Courier Services
215 Kings Highway
Daria Napolitan

Svetlana
440 Main St.
Svetlana Gorbovets

T & H Trailers & Landscape Equipment
2296 Westfield St.
Louis Harvey Jr.

Topsham Realty
220 Day St.
Brian Perdue

Two Brothers Company
19 Fairview Ave.
Vyacheslan Nakhacenko

Venture Investments
15 Ames Ave.
Thomas Nault

Western Mass. Property Management
208 Labelle St.
Leonard Cowles

Workwear Depot
321 Main St.
United Industrial Textile Products Inc.

WESTFIELD

Argo Poxy
55 Hillcrest Circle
Eric Gustafson

Balise Ford of Westfield
99 Springfield St.
Diane Mitus

Cutting Cove
122 Bates Road
Jennifer Butcher

GMAC Real Estate
54 Court St.
Eastern MA Real Estate Inc.

Greenhill Services
44 Prospect St.
Dennis Palmer

Home Depot 5372
1111 Southampton Road
Steven Taplits

Home Depot 5342
1111 Southampton Road
Steven Taplits

Kayvan Trucking
178B Falcon Dr.
Roberto Romero

McDermott Academy of Irish Dance
34 Northbridge Road
Maureen Ziskowski

Shaker Farms Country Club
866 Shaker Road
Thomas DiRico

VIP Physical Therapy
52 Court St.
Vladimir Ruba

Westfield Health & Fitness
68 Mainline Dr.
Michael Salzurallo

Departments

Acevedo, R. Antonio
Acevedo, P. Idairis
144 Starling Road
Springfield, MA 01119
Chapter: 7
Filing Date: 01/07/04

Alexander, Margaret Gertrude
414 Chestnut St.
Springfield, MA 01104
Chapter: 7
Filing Date: 01/07/04

Amaral, Jose
Amaral, Rosa
58 Cross St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 01/04/04

Atheneos, J. Kristi
96 Twin Hills Dr.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 12/22/03

Azhar, Syeda Nadia
14 Arnold St., Apt. 4
Westfield, MA 01085
Chapter: 7
Filing Date: 01/14/04

Barros, A. Fernando
25 Joy St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 12/31/03

Bass, R. Patrick
137 Cloran St.
Springfield, MA 01109
Chapter: 7
Filing Date: 12/29/03

Beach, S. Robert
Beach, J. Paulette
31 East School St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 12/28/03

Belkin, Kim Mary
98 Longview Dr.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 12/18/03

Benmosche, L. Sari
87 Edgewood Ave.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 12/22/03

Bergeron, E. Beth
414 Chestnut St.
Apt. 1229
Springfield, MA 01103
Chapter: 7
Filing Date: 12/18/03

Betances, E. Louis
42 N. Southpoint Dr.
Amherst, MA 01002
Chapter: 7
Filing Date: 12/29/03

Bliss, E. Timothy
Bliss, M. Kim
123 Williams St.
Northampton, MA 01060
Chapter: 7
Filing Date: 01/06/04

Bowens, A. Frederick
Bowens, M. Shelly
1535 Dwight St.
Springfield, MA 01107
Chapter: 13
Filing Date: 01/14/04

Brown, E. Jeanette
101 Mulberry St.
Springfield, MA 01105
Chapter: 7
Filing Date: 01/08/04

Brown, W. Shevington
50 Southampton Road
Apt. 10B
Westfield, MA 01085
Chapter: 7
Filing Date: 12/29/03

Cabrera, M. Ann
458 Dickinson St.
Springfield, MA 01108
Chapter: 7
Filing Date: 01/12/04

Campurciani, L. Elana
67 Chapin St.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 12/29/03

Cannamela, Michael David
Cannamela, Ann Maureen
91 Bretton Road
Springfield, MA 01119
Chapter: 7
Filing Date: 01/05/04

Chmielewski, Michael
512 Irene St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/12/04

Cloutier, M. Ethel
400 Britton St.
Apt. 409
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/15/04

Cobb, T. Robert
6 High St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 01/06/04

Colbert, E. Thomas
127 Thompson St.
2nd FL Rear
Springfield, MA 01109
Chapter: 7
Filing Date: 01/08/04

Combs, R. Gregory
220 East St.
Granby, MA 01033
Chapter: 7
Filing Date: 12/17/03

Contrino-Guilbault, JoAnne
76 Old Barn Road
West Springfield, MA 01089
Chapter: 7
Filing Date: 12/24/03

Cooney, A. Kevin
42 Stratford Ter.
Springfield, MA 01106
Chapter: 13
Filing Date: 01/09/04

Coulopoulos, A. Margaret
1 Springfield St., Apt. 416
Chicopee, MA 01013
Chapter: 7
Filing Date: 01/15/04

Crabtree, Lisa
67 Windmere St.
Chicopee, MA 01020
Chapter: 13
Filing Date: 01/08/04

Creswell, A. Lloyd
19 Florida St.
Springfield, MA 01109
Chapter: 13
Filing Date: 01/07/04

Crochiere, Louise Gayle
245 Broadway St.
Chicopee, MA 01020
Chapter: 13
Filing Date: 12/18/03

Crosby, R. David
Crosby, A. Cathleen
125 Old Lyman Road
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/08/04

Cruz, Esther Nilsa
1175 Worcester St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 12/17/03

Cummings, Peter John
Cummings, Dorothy Gail
48 Franklin St.
Westfield, MA 01085
Chapter: 7
Filing Date: 12/17/03

Cushing, L. Debra
645 James St
Chicopee, MA 01020
Chapter: 13
Filing Date: 01/13/04

Dermott, Rosetta
87-89 Monrovia St.
Springfield, MA 01104
Chapter: 13
Filing Date: 12/22/03

Deshaies, D. James
Deshaies, K. Amy
17 Kenneth Road
Easthampton, MA 01027
Chapter: 7
Filing Date: 12/24/03

Dixon, L. Mia
23 Cortland St.
Springfield, MA 01109
Chapter: 7
Filing Date: 12/18/03

Dominguez, A. Ricardo
Dominguez, L. Debra
90 Beacon Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 12/30/03

Driscoll, Alfred Michael
200 School St.
Agawam, MA 01001
Chapter: 7
Filing Date: 12/17/03

Dumaine, Pierre Adelard
Dumaine, Jean Darcy
79 Woodsong Road
Westfield, MA 01085
Chapter: 7
Filing Date: 12/31/03

Dyer, Sarah
8 Campus Place
Springfield, MA 01109
Chapter: 7
Filing Date: 01/12/04

Erickson, A. Ronald
Erickson, G. Marie
41 Drumlin Road
Springfield, MA 01108
Chapter: 13
Filing Date: 12/19/03

Fair, C. Jeffrey
20 Orchard St.
Springfield, MA 01107
Chapter: 7
Filing Date: 01/07/04

Ferreira, C. Manuel
Ferreira, M. Cynthia
73 Spikenard Circle
Springfield, MA 01129
Chapter: 13
Filing Date: 01/09/04

Fielder, B. Suzanne
23 Walnut Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/07/04

Fijal, M. Tadd
Fijal, A. Laurie
11 Clark St.
Westfield, MA 01085
Chapter: 7
Filing Date: 01/12/04

Flascher, A. Lorraine
31 Ozark St.
1st Floor
Springfield, MA 01108
Chapter: 7
Filing Date: 12/22/03

Flynn, T. Gary
Flynn, M. Mary
188 Lower Westfield Road
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/14/04

Fotiathis, K. Steve
8 Emmet St.
Springfield, MA 01119
Chapter: 13
Filing Date: 01/05/04

Gachim, M. Heather
607 Beech St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 12/28/03

Gesuelle, John Thomas
PO Box 60375
Florence, MA 01062
Chapter: 7
Filing Date: 12/22/03

Ginopoulos, Michael James
Ginopoulos, Marie Ann
18 South Ave.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 12/17/03

Goncalves, R. Michael
20 Riverview Place
Chicopee, MA 01013
Chapter: 7
Filing Date: 12/16/03

Grady, P. Sean
346 Maple St.
Springfield, MA 01101
Chapter: 7
Filing Date: 01/12/04

Grasso, A. Gerald
30 Shaw St.
Belchertown, MA 01007
Chapter: 13
Filing Date: 12/19/03

Haverbuilt Cabinet Distributors
1702 Riverdale St.
W. Springfield, MA 01089
Chapter: 7
Filing Date: 12/18/03

Hayes, P. Stephen
27 Elm Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 12/22/03

Hess, B. Stephanie
35 Shoemaker Lane
Agawam, MA 01001
Chapter: 7
Filing Date: 01/14/04

Hubbard, W. Robert
38 Asinof Ave.
Chicopee, MA 01013
Chapter: 7
Filing Date: 12/31/03

Hunter, Mark John
56 Maple St.
Florence, MA 01062
Chapter: 7
Filing Date: 12/31/03

Italien, M. Kevin
94 Acrebrook Road
Springfield, MA 01129
Chapter: 7
Filing Date: 01/15/04

Jackson, M. Shawna
551-A Main St.
Hampden, MA 01036
Chapter: 7
Filing Date: 12/31/03

Johanson, James Robert
37 George St.
Springfield, MA 01105
Chapter: 7
Filing Date: 12/24/03

Jones, E. James
185 Ramblewood Dr.
Springfield, MA 01118
Chapter: 13
Filing Date: 01/11/04

Jones, Ives Julie
175 Village Park Road
Amherst, MA 01002
Chapter: 7
Filing Date: 01/12/04

Jordan, A. William
Jordan, D. Christine
91 Westport Dr.
Chicopee, MA 01020
Chapter: 13
Filing Date: 12/31/03

Kecki, F. Jane
19 Haig Ave.
South Hadley, MA 01075
Chapter: 13
Filing Date: 12/17/03

Kellogg, P. Ronald
72 Austin Circle
Florence, MA 01062
Chapter: 7
Filing Date: 12/24/03

Kelly, S. Holly
54 Althea St.
West Springfield, MA 01089
Chapter: 13
Filing Date: 12/19/03

Khanna, Prasad Ravi
40 Pomeroy Court
Amherst, MA 01002
Chapter: 7
Filing Date: 12/16/03

Kiely, J. Donald
Kiely, M. Jean
44 Fredette St.
Chicopee, MA 01022
Chapter: 7
Filing Date: 12/24/03

Kirby, Paul
171 Dunmoreland St.
Springfield, MA 01109
Chapter: 13
Filing Date: 01/14/04

Kofroth, J. Robert
Kofroth, D. Carol
42 Parkwood St.
Springfield, MA 01108
Chapter: 7
Filing Date: 12/19/03

Kozikis, James
Kozikis, Jennifer
90 Teakwood Road
Springfield, MA 01128
Chapter: 7
Filing Date: 12/29/03

Lamere, A. Michelle
237 Main St.
Leeds, MA 01053
Chapter: 7
Filing Date: 01/05/04

LaPlante, S. Leisa
12 B North Farms Road
Haydenville, MA 01039
Chapter: 7
Filing Date: 12/22/03

LaRose, D. Joanne
148 Hermitage Dr.
Springfield, MA 01129
Chapter: 7
Filing Date: 12/17/03

Lee, Yia
99 Ashley Ave. Apt. F
West Springfield, MA 01089
Chapter: 7
Filing Date: 12/29/03

Leger, Jennifer
387 Allen Park Road
Springfield, MA 01118
Chapter: 7
Filing Date: 12/29/03

Leonard, J. Thomas
61 Ingham St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 12/22/03

Liese, J. Rosemary
578 Shaker Road
Westfield, MA 01085
Chapter: 7
Filing Date: 12/18/03

Lucas, A. Kimberly
157 Lockland Ave.
Ludlow, MA 01056
Chapter: 7
Filing Date: 12/29/03

Luvera, M. Stephen
Luvera, A. Kathryn
244 Draper St.
Springfield, MA 01108
Chapter: 7
Filing Date: 01/08/04

Mailloux, Edna
44 Craig Dr., Apt. M3
West Springfield, MA 01089
Chapter: 7
Filing Date: 01/08/04

Mason, F. Dennis
Mason, Rosemary
11 Center St., Apt. B
Easthampton, MA 01027
Chapter: 7
Filing Date: 12/18/03

Matthews, R. Yvonne
59 Edendale St.
Springfield, MA 01104
Chapter: 13
Filing Date: 12/30/03

Maziarz, A. Mary
96 Cyran St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/15/04

Mazza, Dominic
Mazza, Marie
18 Mosher St.
West Springfield, MA 01089
Chapter: 13
Filing Date: 12/19/03

McClain, E. Michael
McClain, H. Christine
255 Old Lyman Road
South Hadley, MA 01075
Chapter: 7
Filing Date: 12/18/03

McDonnell, M. Shirley
950 North St., Ext.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 01/08/04

McDonough, G. John
McDonough, I. Renee
48 Wexford St.
Springfield, MA 01118
Chapter: 7
Filing Date: 12/18/03

McNulty, A. Nancy
33 Piper Cross Road
West Springfield, MA 01089
Chapter: 7
Filing Date: 01/12/04

McNulty, E Robert
69 Merrimac Ave.
Springfield, MA 01104
Chapter: 7
Filing Date: 12/31/03

Meuse, Shauna
66 1/2 Maple St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 01/08/04

Mills, M. Lulu
180 King St.
Springfield, MA 01109
Chapter: 7
Filing Date: 01/12/04

Morales, A. Alexis
33 Nokomis St.
Springfield, MA 01109
Chapter: 13
Filing Date: 12/18/03

Moreno, Carlos
17 High St.
Springfield, MA 01105
Chapter: 7
Filing Date: 12/18/03

Morin, J. Paul
Morin, Ann Lisa
107 Normon St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 01/09/04

Morse, I. Tammy
65 East Longmeadow Road
Hampden, MA 01036
Chapter: 13
Filing Date: 01/09/04

Murdock, L. Daniel
Murdock, A. Melanie
51 1/2 Hatfield St.
Northampton, MA 01060
Chapter: 7
Filing Date: 12/31/03

Murray, V. James
31 Wilson Ave.
Westfield, MA 01085
Chapter: 13
Filing Date: 12/30/03

Neill, C. Maura
1 Portland St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 12/22/03

Ordine, T. Joseph
72 Sheehan Dr.
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/14/04

Pace, A. Elizabeth
161 Oak Grove Ave.
Springfield, MA 01109
Chapter: 7
Filing Date: 01/12/04

Paquette, A. Lynn
146 Lockhouse Road, Unit
Westfield, MA 01085
Chapter: 7
Filing Date: 12/24/03

Pasini, A. Eugene
691 Belmont Ave.
Springfield, MA 01108
Chapter: 13
Filing Date: 12/19/03

Peloquin, Raymond
49 Gates St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 12/18/03

Perez, J. Felix
Perez, M. Hilda
1846 Parker St.
Springfield, MA 01128
Chapter: 7
Filing Date: 12/24/03

Pettazzoni, L. Stephanie
116 Granger Dr.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 01/12/04

Pluta, M. Richard
553 Britton St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/12/04

Pozo, E. Jeimy
Pozo, O. Edenia
99 Prospect St.
2nd Floor
Springfield, MA 01107
Chapter: 7
Filing Date: 12/29/03

Puryear, Otis
101 Mulberry St., G-12
Springfield, MA 01105
Chapter: 7
Filing Date: 12/30/03

Raco, S. Dean
Raco, T. Marlee
303 Wilbraham Road
Hampden, MA 01036
Chapter: 7
Filing Date: 12/31/03

Ramos, S. Nicandro
636 Shaker Raod
Longmeadow, MA 01106
Chapter: 7
Filing Date: 12/31/03

Raneses, A. Almina
636 Shaker Raod
Longmeadow, MA 01106
Chapter: 7
Filing Date: 12/31/03

Reese, A. Tracy
1 Belden Court, Apt. N2
Agawam, MA 01001
Chapter: 7
Filing Date: 12/29/03

Ribeiro, Francisco
Ribeiro, Carmela
111 Clydesdale Lane
Springfield, MA 01129
Chapter: 13
Filing Date: 12/18/03

Rivard, Paul Benjamin
70 Redden St.
Springfield, MA 01119
Chapter: 13
Filing Date: 01/02/04

Rivas, M. Miguelina
82B Ebert St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/05/04

Ross, M. Josie
151 Fargo St.
Springfield, MA 01119
Chapter: 7
Filing Date: 01/14/04

Roy, E. Robert
7 Oakdale Place
Easthampton, MA 01027
Chapter: 7
Filing Date: 12/22/03

Roy, F. David
Roy, G. Kristen
75 Fox Run Dr.
Ludlow, MA 01056
Chapter: 7
Filing Date: 12/22/03

Russell, Marx William
84 Shepherd St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 12/29/03

Ryan, A. Gene
61 Sprague St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 12/29/03

Sanchez, J. Carmen
141 Moxon St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 12/29/03

Sapira, Peter
51 Maple St.
Florence, MA 01062
Chapter: 7
Filing Date: 01/14/04

Saport, A. Lee
342 Soutwick Road, Apt. A
Westfield, MA 01085
Chapter: 7
Filing Date: 12/23/03

Scibelli, A. Josie
15 Pinecrest Dr.
Springfield, MA 01118
Chapter: 7
Filing Date: 01/13/04

Smith, M. Diane
166 East Hadley Road
Amherst, MA 01002
Chapter: 7
Filing Date: 12/17/03

Steele, N. Brian
Steele, M. June
27 Joseph St.
Springfield, MA 01119
Chapter: 13
Filing Date: 01/13/04

Stephenson, M. Catherine
334 Page Blvd.
Springfield, MA 01104
Chapter: 7
Filing Date: 12/17/03

Stepno, Ann Barbara
118 Valier Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 12/18/03

Suburban Products Inc.
672 Fuller Road
Chicopee, MA 01020
Chapter: 7
Filing Date: 01/04/04

Sullivan, J. Daniel
27 Westbrook Dr.
Springfield, MA 01129
Chapter: 7
Filing Date: 12/29/03

Swearingen, W. David
Swearingen, M. Katherine
54 Loomis Ave.
Westfield, MA 01085
Chapter: 13
Filing Date: 12/19/03

Sweet, L. Jennifer
27 Royal Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/12/04

Szostkiewicz, J. Daniel
148 Westfield Road
Holyoke, MA 01040
Chapter: 7
Filing Date: 12/22/03

Talbot, J. Richard
712 Beacon Circle
Springfield, MA 01119
Chapter: 7
Filing Date: 12/28/03

Tally, M. Dawn
63 George St., 3rd FL.
Westfield, MA 01085
Chapter: 7
Filing Date: 01/08/04

Tauscher, Robert
220 Ontario Ave.
Holyoke, MA 01040
Chapter: 13
Filing Date: 12/31/03

Taylor, M. Carmen
223 Winterset Dr.
Springfield, MA 01129
Chapter: 7
Filing Date: 01/04/04

Teti, A. Colleen
343 South St.
Northampton, MA 01060
Chapter: 7
Filing Date: 12/17/03

Theriault, A. Nancy
88 Debra Dr. 2B
Chicopee, MA 010
0
Chapter: 7
Filing Date: 12/18/03

Therrien, W. Andrew
413 Elm St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 01/12/04

Thomas, L. Jesse
820 Tinkham Road
Wilbraham, MA 01095
Chapter: 7
Filing Date: 12/30/03

Velis, A James
Velis, M Susan
10 Woodland Road
Westfield, MA 01085
Chapter: 13
Filing Date: 01/15/04

Waggener, K. Sarah
30 West St.
Hadley, MA 01035
Chapter: 7
Filing Date: 12/18/03

Wanzo, A. Lori
32 Tumbleweed Ave.
Springfield, MA 01109
Chapter: 7
Filing Date: 12/29/03

Wanzo, M. Tasheen
32 Tumbleweed Ave.
Springfield, MA 01109
Chapter: 7
Filing Date: 12/29/03

Wener, Joy Darlene
215 Ft. Pleasant Ave., Apt. E-5
Springfield, MA 01108
Chapter: 7
Filing Date: 01/07/04

Wild, Ann Margaret
3 Dewey St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 12/31/03

Features
As he goes about the task of righting the fiscal ship in Springfield, Mayor Charles Ryan will solicit the help of the city’s business community. Specifically, he wants to tap into the competitive nature of business leaders and their focus on customer service.

Charlie Ryan stressed that the city of Springfield is not Ford Motor Co. "We’re not making cars, or widgets, or anything else," he told BusinessWest. "We’re educating children, we’re providing public safety, and we’re offering basic services. That’s not the same as running a company; some of the rules that apply to business don’t apply to a municipality."

That said, Ryan, the city’s 76-year-old mayor who returned to City Hall in January 36 years after he left it following three terms as Springfield’s top executive, believes his administration can, indeed, borrow lessons from the corporate world.

At the very least, it can benefit from its expertise and competitive nature, said Ryan, who has embarked on an intriguing initiative to involve members of region’s business community in his multi-faceted effort to return the city to sound fiscal health and, in general, enable it to operate more efficiently.

"The business community consists of men and women who are, out of necessity, competitive," he said. "They wouldn’t survive if they weren’t successful in beating the competition. Whatever attributes make them competitive — persistence, tenacity, imagination, and others — are very rare indeed.

"To whatever extent these individuals turn their attention to our problems," he continued, "we’re going to benefit."

Specifics of the plan are still coming together, and ordinances for the program must be drafted and approved by the City Council. But what is known is that Ryan wants to tap the talents of area business leaders to address some of the city’s many ills — and he believes that free assistance is crucial to the city’s efforts to right its financial ship.

For starters, Ryan intends to make use of three individuals from MassMutual in what he calls a "loaned-executive program." These volunteers will be reviewing various city departments with an eye toward creating efficiencies.

Once the 90-day review process is completed, the next, still-evolving stage of the process will take place.

Russell Denver, president of the Affiliated Chambers of Commerce of Greater Springfield, told BusinessWest that Ryan approached the Chamber and the Springfield Business Development Council after last fall’s election and asked about the recruitment of business volunteers to work on projects within City Hall. Denver said that to date, he has enlisted more than 100 such individuals who are willing to offer some form of assistance in project-specific situations.

"This is a great opportunity for the city to take advantage of some free consulting," he said, noting that, while that word consulting is the one being tossed around by those involved with this initiative, he prefers to say that business leaders would be partnering with city department heads and other employees.

But will this work? Can the private sector and public sector come together and achieve progress? Some city councilors have questioned whether department heads will feel threatened by the intrusion of business leaders, while others have expressed concern about chain-of-command and collective-bargaining issues.

But both Ryan and Denver believe there will be collaboration, not intrusion, and that the business community’s help is needed to fix the city’s bottom line and enable departments to provide better service to residents.

"Fundamental things are not being done, or not done as well as they could be," said the mayor of day-to-day activities at City Hall. "And this is everywhere I look."

Executive Decisions

Ryan acknowledged that his plans to enlist the business community are unusual and rather extraordinary — but those are some of the same words he would use to describe the city’s current situation.

Springfield is getting plenty of ink these days, and most of it isn’t good. The headline on the cover of the winter issue of Commonwealth magazine, put out by the Mass. Institute for a New Commonwealth (MassInc.), screams, ’Springfield: Has It Hit Bottom?’

Without directly answering that question, Ryan said the city’s fiscal state is precarious to say the least. He told BusinessWest that the city can generate about $3 million in new tax revenues this year under the guidelines of Proposition 2 1/2, but he’s already looking at an additional $6 million in debt service and $6 million to $7 million in additional health insurance expenses. "We just continue to lose ground."

During last fall’s campaign, Ryan dared to utter the R-word — receivership — and was accused by rival Linda Melconian of trying to scare voters and greatly exaggerating the problem.

He insists that he was doing neither, and a month after taking office, he is using the same language.

"I don’t know if we can head this off," he said, referring to the prospect of receivership. "I’d like to say that we can, but I just don’t know — the news keeps getting worse."

Indeed, in the budget he outlined late last month, Gov. Mitt Romney calls for level funding of aid to cities and towns, this at a time when Ryan is begging for a real increase.

The mayor said some people understand and appreciate the bind Springfield finds itself in, but many don’t. "When we end a contract or don’t fund a certain position, there still seems to be a lack of understanding as to why those things are happening," he said. "The answer is simple; we can’t afford those things anymore."

Using a decidedly somber tone, Ryan described a collective bargaining session that occurred just prior to his meeting with BusinessWest. Most City Hall employees are overdue for raises, said the mayor, noting that the city simply doesn’t have the $4 million needed to pay for contracted pay hikes. "In a few months, we’re going to be starting a new fiscal year," he noted. "And unless a miracle happens, we’re not going to have the $3 million to $4 million to pay for the next round of increases. The IOUs keep piling up."

Ryan isn’t looking for miracles from the business community. He is, however, looking for some good advice, the kind of consulting that the city couldn’t afford if it had to pay for it.

Denver believes the business community can provide that brand of help, and wants to, because it understands that a healthy Springfield is vital to the prospects of further economic development in the Pioneer Valley.

"They know how important it is for Springfield to turn itself around," he said. "That’s why you’re seeing so many people come forward and volunteer their services."

In Good Company

Ryan told BusinessWest that he had several discussions last fall with MassMutual CEO Robert O’Connell about ways the financial services giant might assist the city. One byproduct of those discussions is the planned loaned-executive program, which could commence over the next several weeks.

Plans — subject to approval by the council — call for MassMutual’s involvement to be led by Theresa H. Forde, senior vice president of sales and marketing, and John F. Abbott, vice president of state government relations and policy holder relations. They will meet with department heads and other employees to review operations and identify areas where changes can be made and improvement realized.

Ryan, who stressed to the City Council that the project was not a witch hunt, said that the MassMutual executives will be working with him in what he called a "dynamic process that will identify better ways for us to carry out our business.

"It’s fundamental that people understand that this is not a study by the MassMutual people that will be presented to me at the end of 90 days," he explained. "They will work, day by day, in concert with me, as together we make this very necessary analysis and identify the strengths and weaknesses of our city operation."

The hope is that the department-by-department review will yield strategies that do not involve additional personnel or other expenditures.

"We want to focus on remedies that are practical and affordable," Ryan said. "I’m sure there will be some where they say, ’you could do a better job if you had 30 more police officers.’ Well, right now, that’s not an option — we don’t have the money to hire 30 more police officers.

"What we have to do is look at what our economic capacity is and, within those significant constraints, try and improve our effectiveness," he continued. "And I’m sure there will be a lot that we can do, even with our empty pocketbook."

Once individual remedies have been identified, the city could call on some of the companies the Chamber has enlisted to take on specific projects. For example, area banks could assist with cash-flow or debt-refinancing issues, said Denver, while property-management companies may be able to identify economies of scale or other means of reducing costs.

Law firms may offer pro-bono services in a number of areas, said Denver, including the collection of overdue property taxes or the taking of properties. Meanwhile, accounting firms, marketing agencies, staffing companies, and the area’s colleges have services they can offer.

Even retail outlets can be of assistance, he explained, noting that such businesses know a lot about inventory control and customer service.

Denver told BusinessWest that, in early discussions with the mayor on the subject of business volunteers, Ryan focused on the broad subject of productivity.

"In our local economy, the numbers are improving, but unemployment is not, because companies are increasing productivity — that’s why they’re calling this a jobless recovery," said Denver. "Companies are doing more with the same number of people, or fewer, and this is what intrigues the mayor."

While he acknowledged that there are vast differences in how a company and a municipality are managed, Denver said he thought area business leaders can make whatever adjustments are necessary and make some solid contributions to the kind of progress the mayor is seeking.

"You’ve already seen a number of companies lend practical assistance to the School Department and to individual schools," said Denver, listing MassMutual, American Saw & Mfg., and other businesses in the same category. "This is the same thing, but on a much larger scale.

"Besides," he continued, "a number of business people have served on boards or commissions in the communities they live in, and some have held elected office; they know how a municipality operates."

When asked to what extent he will utilize the business community, Ryan said, "in whatever legitimate and responsible ways I can."

He told BusinessWest that it is as important for business leaders to help as it is for the city to seek their assistance.

"They have a lot at stake," he said. "It is intolerable that the main city in Western Mass. continues to limp; we need a strong, vital central city."

View Toward Progress

Gesturing to the thick layer of crud on the outside of the windows of his second-floor office in City Wall, one that appeared to be years in the making, Ryan joked that he wouldn’t mind if the Chamber could get a window-cleaning company to do some "consulting" work.

If those business executives who do contribute some time and energy to the city’s management can help devise strategies to improve services and make progress in the quest for better fiscal health, then Ryan might enjoy the view out the windows in both a literal and figurative sense.

George O’Brien can be reached at [email protected]

Opinion
John Bonavita, restaurateur and developer, says he enjoys the challenge of rehabbing old, historic structures. He spent two years and $1 million to convert an old fire station in Springfield’s South End into the Tavern restaurant. His latest undertaking is the 90-year-old former Post Office building in Westfield, an attractive but challenged site that is now home to his second Tavern.

John Bonavita says he first fell in love with the old Post Office building in Westfield in 1997. That’s when his Tavern Inn restaurant on Columbus Avenue in Springfield was in the process of being taken by eminent domain to make way for the new Basketball Hall of Fame and related riverfront developments, and he was looking for a new home for that venture.

He liked the historical and architectural aspects of the 90-year-old building — more on that later — and he really liked its location in the center of the city, as well as the growth potential of the Westfield market.

"I like old buildings," said Bonavita, with a classic bit of understatement. "And I really like bringing them back to life. I enjoy blending the past with the present, and with this building I saw nothing but great potential."

But he couldn’t make the parking — or lack thereof — work, and so he turned his attention elsewhere, specifically the long-vacant fire station on Mill Street in Springfield’s South End, which became home to the Tavern in 2000 after a year-long, $1 million renovation effort.

Bonavita didn’t forget about Westfield’s old Post Office, however, and after concluding that he wanted to build a second Tavern, his thoughts returned to the building on Broad and Main streets.

And this time, he made the parking work.

Indeed, Bonavita struck a deal with the city in late 2002 to lease him 37 spaces in a parking lot across the street from the structure and adjacent to the city’s green. Fourteen months and more than $1 million in renovations later, the Tavern-Westfield is nearly ready to open.

The facility housed a reception prior to Mayor Richard K. Sullivan’s inaugural ball in mid-January and is slated to open its doors later this month. When it does, it will become part of a growing arts and entertainment district in Westfield and a revitalization of its downtown.

It will also usher in a new era for the Post Office building, one of the city’s more enduring landmarks, which has been the site of several mostly unsuccessful ventures since the Post Office moved out in 1980, and has been vacant for the past several years.

Meanwhile, it will be an important entrepreneurial stepping stone for Bonavita, who now has a restaurant group, if you will, and is currently putting together a management team to run the enterprise. When asked if there might be a third or fourth Tavern, he said, "I never thought there would be a second — when I see an opportunity develop, I move on it."

Stamp of Approval

As he offered BusinessWest a tour of his Westfield Tavern, Bonavita, speaking over the constant roar of an electrical sander trying to bring new life to an old hardwood floor, pointed to teller windows with signs above them reading ’money orders’ and ’registry.’

"Back at the turn of the century, people did a lot more of their banking work at the Post Office," he explained, adding that he has kept the windows in their original state to provide part of the atmosphere for the restaurant.

Bonavita has learned quite a bit about old post offices (and this one in particular) in the past 15 months. He said renovating the landmark has been an extreme challenge, but he enjoys such assignments. "There are a lot of easier sites I could have chosen, believe me," he acknowledged. "But none of them had this location or this kind of history."

Bonavita first gravitated to the restaurant business 25 years ago, while working in the family’s used car dealership in Springfield. "I bought and sold cars for 11 years," he said, adding that when auto sales, and the economy in general, suffered in the late ’70s, he looked for a new business opportunity.

He opened Pub 91 in Springfield’s South End, and later opened the Tavern Inn on West Columbus Avenue, which thrived for nearly 15 years thanks to a loyal clientele.

But Bonavita was sent looking for a new home when the city took the property and several others to make way for the Hall of Fame project. And while Bonavita desired a location in Springfield’s South End, from which he drew many of his customers, his search took him to Agawam, West Springfield, Enfield, Conn., and Westfield, where the old Post Office was his first preference.

At the time, the site was vacant, but the subject of much speculation because it was adjacent to the former H.B. Smith boiler complex, which was soon to be demolished to make for a Stop & Shop. Andrew Crystal, vice president of O’Connell Development in Holyoke, which had acquired both the H.B. Smith complex and the Post Office site, told BusinessWest that there was a great deal of interest in the latter, especially from national restaurant chains.

"They all saw what John (Bonavita) saw," said Crystal, "an incredible structure with a lot of potential. But there wasn’t any parking, and there was no real way to acquire any." Bonavita had a purchase-and-sale agreement on the Post Office, but could not resolve the parking issue.

So he reset his sights on the South End of Springfield, and the block at the top of Mill Street, which consisted of a vacant fire station and an adjoining manufacturing facility — in rather poor condition — that housed a company which made motorcycle chains.

"The city really wanted something to happen with that block … the fire station had been vacant for nearly 30 years, and the building next door was in disrepair," said Bonavita, who told BusinessWest that he acquired the fire station from the city for a dollar and relocated the manufacturer into a building he purchased in East Springfield.

He then spent the next year rehabbing the station, built in 1894, which at that time was in horrendous condition.

"There was no heating and no plumbing," he recalled. "About 600 square feet of roof decking was completely rotted and missing, which rotted about 1,000 square feet of the second floor decking; so we had a skylight in the building — pigeons were roaming free and flying in and out."

Bonavita eventually invested more than $1 million in the building, which is now home to four offices as well as the restaurant. He acknowledged that most developers would have passed on the adventure, but he enjoys a good challenge.

Food for Thought

And he found another one in Westfield’s old Post Office, which he acquired from O’Connell in 2002 for $300,000.

He said the building lends itself well to a tavern/restaurant with its high ceilings and numerous rooms, but it needed a good deal of work to meet all of today’s codes and accessibility standards.

For example, one work area at the former Post Office — behind those teller windows Bonavita pointed out — had to be gutted to make way for a new entrance that was handicapped-accessible.

Working with the Chicopee-based architectural firm Caolo & Bienek Associates, Bonavita says he has kept as much of the original post office intact as possible, including the marble and hardwood floors, as well as the mahogany front entrance (now an emergency exit).

"They’ve really helped me tame this old building," he said of the architects, noting that the bar area maintains the arches and curved windows of the original lobby area of the post office. "We took some things and moved them or used them for different things; what we disassembled, we reassembled in other places."

The Tavern-Westfield will have a main dining room that will sit about 80, as well as a private dining room — the old postmaster’s office — that will seat another dozen. Meanwhile, as with the fire station in Springfield, Bonavita will create some office space to lease out. He said he’s already had inquiries from an engineering firm and a financial services company.

The old Post Office was adapted for several different uses after its closure. In the early ’80s, it housed a variety of small shops in an indoor-mall format. Later, a restaurant was opened in the basement area. It enjoyed initial success, but closed only a few years after opening.

In the late ’80s and early ’90s, the site became an antiques center, with dozens of individual vendors leasing pockets of space. The lack of parking eventually doomed that venture as well, and the building sat vacant for a number of years.

With the parking problem solved, Bonavita expects his new venture to become one of the cornerstones — figuratively speaking — of Westfield’s emerging entertainment district. Several restaurants have opened in the past few years, and Bonavita expects that in time (and not much time), the city’s depth of offerings will draw people from across the region, as Northampton currently does.

"I think Westfield can make something happen," he said. "Springfield has made its entertainment district work, and it can happen here, too."

Pushing the Envelope

As he showed BusinessWest the view from the balcony above the main lobby, Bonavita reiterated why he took on the many challenges posed by the old Post Office. "This building makes a statement," he said.

The same might be said of Bonavita’s developments, which have enabled two communities to take underutilized properties and put them back on the tax rolls and into productive use.

"I get a lot of satisfaction from doing this," he said. "It’s a labor of love."

George O’Brien can be reached at [email protected]

Departments

AMHERST

High Quality Teaching Institute Inc., 24 Tamarack Dr., Amherst 01002. Farideh Seihoun, Ed.D., same. (Nonprofit) To provide in-service education to pre K-12 teachers, etc.

John F. Edwards, Attorney at Law, P.C., 437 Main St., Amherst 01002. John F. Edwards, 20 Mt. Holyoke Dr., Amherst 01002. The general practice of law.

Professional Marketing Associates Inc., 37 South Pleasant St., Suite 3, Amherst 01002. Joseph R. Arak, 60 Maplewood Dr., Amherst 01002. To provide marketing services to businesses.

RC One Inc., 17 Kellogg Ave., Amherst 01002. Jeffrey Waskiewicz, same. Retail food and beverage sales.

BELCHERTOWN

Avery Renovations Inc., 40 Aldrich St., Belchertown 01007. Terry Avery, same. Home improvement, renovations, etc.

Perkins Stone Inc., 53 Oakridge Dr., Belchertown 01007. Timothy Paul Perkins, same. To quarry and deliver fieldstone and gravel.

Tilton Automotive Inc., 3 Amherst Road, Belchertown 01007. Frederick E. Tilton, 52 Daniel Shaw Hwy., Belchertown 01007. Automobile repair, etc.

EASTHAMPTON

Hogan Communications Inc., 81 East St., Easthampton 01027. Sean M. Hogan, 110 Devon Terrace, Westfield 01085. To deal in communication systems and networks.

Masscat Inc., 1 Cottage St., Suite 1-01, Easthampton 01027. William C. Murchison, same. (Nonprofit) To provide educational resources and training in computers, aerospace, and technology, etc.

EAST LONGMEADOW

Maniti Enterprises Inc., 448 North Main St., East Longmeadow 01028. Veena K. Kantesaria, 18 Apple Hill Road, Wilbraham 01095. To operate a retail nutrition, health, and/or fitness business.

Yummydough Inc., 53 North Main St., East Longmeadow 01028. Mike Chang, 30 McCusker Dr., #7, Braintree 02184. To operate one or more restaurants, etc.

FEEDING HILLS

James P. Shea, 525 Springfield St., Suite M-N, Feeding Hills 01030. James P. Shea, 52 Bridge St., Wilbraham 01095. Certified public accounting services.

FLORENCE

Medalco Metals Inc., One Corticelli St., Florence 01062. Dwight J. Klepacki, 30 Ashton Lane, South Hadley 01075. To design and provide products for use by building product stores.

Study Abroad Hawaii Inc., 448 Bridge St., Florence 01062. Jeffrey Palm, same. To develop educational courses for students going to Hawaii for further courses toward their graduation requirements.

GRANBY

Bill Herlihy Barrel Company Inc., 6 Carver St., Granby 01033. William Herlihy Jr., same. To deal in fiber, plastic, and steel drum barrels.

Drapeau & Patla Home Improvement Inc., 156 Kendall St., Granby 01033. Steven Drapeau, same. Installation of siding and windows, home remodeling, etc.

Sirius Center Dog Training Inc., 122 Amherst St., Granby 01033. Herbert A. Everett, same. To operate a dog training center.

V.C. More Investments Inc., 231 Amherst St., Granby 01003. Chad O’Rourke, same. Real estate investments.

HADLEY

Parmar and Sons Inc., 239 Russell St., Hadley 01035. Laxman S. Parmar, same. To own and operate a motel.

HATFIELD

Abacus Associates Inc., 52 School St., Hatfield 01038. Janet Grenzk, same. A strategic research firm.

HOLYOKE

BMT Development Corp., 26 Westfield Road, Holyoke 1040. Bryan J. Dec, same. To develop real estate.

Cellular World Inc., 50 Holyoke St., Holyoke 01049. Firuz Mammadov, same. Cellular phones sales.

HOLLAND

CYD Inc., 25 Williams Road, Holland 01521. Charles Houston Taylor, same. Distribution of food and grocery products.

INDIAN ORCHARD

A. Martins & Son Construction Inc., 28 Goodwin St., Indian Orchard 01151. Antonio M. Martins, 43 Lawrence St., Ludlow 01056. Construction.

LONGMEADOW

The Cup Inc., 70 Brooks Road, Longmeadow 01006. Michael Sullivan-Calvanese, same. To deal in restaurants, inns, etc.

LUDLOW

Apex Construction Inc., 14 Birch St., Ludlow 01056. Jeremy Duchesne, same. To operate a general construction company.

Flooring Services Unlimited Inc., 196 Irla Dr., Ludlow 01056. Ray St. Marie, same. To clean, repair, and install floors.

Matlasz Realty Inc., 318 Colonial Dr., Ludlow 01056. Matthew M. Matlasz, same. To deal in real estate.

Flooring Services Unlimited Inc., 196 Irla Dr., Ludlow 01056. Ray St. Marie, same. To clean, repair, and install floors.

Pioneer Valley Hotel Group Inc., 321 Center St., Ludlow 01056. Shardool S. Parmar, 239 Russell St., Hadley 01035. To provide management and consulting services in motel, hotel, and other hospitality operations.

River Shore Real Estate Inc., 165 Moore St., Ludlow 01056. David Coppolo, same. Real estate development.

Varandas & Sons Construction Inc., 69 Pine St., Ludlow 01056. Ricardo Varandas, same. Construction of roads, piping, concrete and asphalt work, etc.

NORTH AMHERST

Watroba’s Liquors Inc., 79 Sunderland Road, North Amherst 01059. Matthew W. Corcoran, 417 Long Plain Road, Leverett 01054. To deal in liquor and related products.

NORTHAMPTON

Haymarket Cafe Inc., 12 Crafts Ave., Northampton 01060. David Simpson, 20 Jennie Lane, Edgartown 02539. To own and operate Haymarket Cafe in Northampton.

Northampton Reach Out and Read Inc., 193 Locust St., Northampton 01060, Jonathan S. Schwab, 575 Coles Meadow Road, Northampton 01060. (Nonprofit) To assist and encourage children to begin reading at an early age, etc.

Northampton Rotary Foundation Inc., c/o Morse & Sacks, P.C., 31 Trumbull Road, Northampton 01060. Julee Clement, 152 Legate Hill, Charlemont 01339. (Non-profit) To serve the youth of Northampton through coaching, tutoring, mentoring, etc.

Thomas Douglas Architects Inc., 138 West St., Northampton 01060. Thomas Douglas, 204 Crescent St., Northampton 01060. Architectural and related services.

PALMER

J C K Marketing Inc., 1020 Central St., Palmer 01069. Joseph C. Knight, 35 Upper Palmer Road, Monson 01057. To conduct a store dealing in vacuum cleaners.

SOUTH HADLEY

Interstate Towing Inc., 180 Willimansett St., South Hadley 01075. Jeremy J. Procon, 97 Allison Lane, Ludlow 01056. To tow and deal in automobiles, motorcycles, etc.

Jorma Inc., 80 Granby Road, South Hadley 01075. Jason R. Houle, 89 Granby Road, South Hadley 01075. To own and operate a restaurant.

SOUTHAMPTON

Andre Senecal & Sons Inc., 138 D Fomer Road, Southampton 01073. Andre Senecal, same. General contractors and builders.

SPRINGFIELD

Commercial Insurance Associates Inc., 17 Fenimore St., Springfield 01108. Bonnie Smith, same, president, treasurer, and clerk. To act exclusively as an insurance producer.

Hartley Botanic Inc., 1380 Main St., Suite 202, Springfield 01103. Gordon Walker Carruthers, Hill Top, Goldford Lane, Bickerton, Cheshire, SY14 8LN, GBR. Arthur W. Price, Esq., 1380 Main St., Suite 202, Springfield 01103, resident agent. To deal in glasshouses and conservatories, etc.

Main Fashions Inc., 2469 Main St., Springfield 01107. Carmen N. Rosario, 50 Old Lane Road, Springfield 01129. To sell clothing, souvenirs, general merchandise, food, etc.

Steckley Studios Inc., 45 Willow St., Apt. 427, Springfield 01103. Edwin Steckley, same. Commercial artist, custom caricatures, etc.

Twenty First Association Properties Inc., 995 Worthington St., Springfield 01109. Kelly Rapp, 78 Starling Road, Springfield 01119. (Nonprofit) To provide elderly and handicapped persons with housing facilities and services, etc.

Urban League of Springfield Camp Atwater Foundation Inc., 765 State St., Springfield 01109. Cynthia A. Tucker, 35 Riverview Terrace, Springfield 01108. (Nonprofit) To be involved in the operation of the Urban League of Springfield Inc., etc.

Victor Apartments Inc., 2469 Main St., Springfield 01107. Victor M. Rosario Jr., 50 Old Lane Road, Springfield 01129. To deal in, improve, and rehabilitate real estate, etc.

Wolverines Baseball Inc., 244 Bridge St., Springfield 01003. James Blain, 102 Primrose Dr., Longmeadow 01106. (Nonprofit) To assist the interest of players who will participate in Wolverines Baseball Inc., help develop qualities of citizenship, etc.

THREE RIVERS

PAR Packaging Inc., 6 Springfield St., P.O. Box 82, Three Rivers 01080. David Jagodowski, 45 West St., Belchertown 01007. To deal in packaging and packaged paper products, metals, fabrics, etc.

WALES

Island Ink of Massachusetts Inc., 3 Shore Dr., Wales 01081. Serges LaRiviere, 421 State St., Belchertown 01007. To deal in products and services for refilling and replacing of inkjet cartridges, toners, etc.

Primo Enterprises Inc., 3 Shore Dr., Wales 01081. Serges LaRiviere, 421 State St., Belchertown 01007. To sell products and services in the refilling and replacement of ink-jet cartridges, etc.

WESTFIELD

Amelia Park Figure Skating Club Inc., 21 South Broad St., Westfield 01085. Stephen Blanchard, 40 Highland Ave., Easthampton 01027. (Nonprofit) To encourage the members in all the disciplines of figure skating, etc.

Baby Wink Inc., 501A Southampton Road, Westfield 01085. Joseph C. Dunlap, 31 Mathers Road, Westfield 01085. To deal in maternity products.

Daris Cutter Grinding Company Inc., 26 Airport Dr., Westfield 01085. Gerard J. Daris, 562 Birnie Ave., West Springfield 01089. To operate a machine shop to include Bridgeport grinding, millwork, etc.

I Will I Do …. Inc., 45 Cardinal Lane, Westfield 01085. Melissa M. Schechterle, 5 Mulberry Lane, Somers, CT 06071. Alice E. Zaft, 46 Cardinal Lane, Westfield, clerk. To consult and assist in the planning of wedding services.

Law Offices of Kathryn M. Parakilas, P.C., 10 School St., Westfield 01085. Kathryn M. Parakilas, 24 Plantation Circle, Westfield 01085. The practice of law.

Sign Shop Inc., 215 East Main St., Westfield 01085. Monica Sobczyk, 7 Belleview Dr., Westfield 01085. To deal in residential and commercial signs.

St Pierre & Sons Drywall Inc., 244 Montgomery Road, Westfield 01085. Chad E. St. Pierre, same. Drywall work and related services.

WILBRAHAM

Apothecary Center Inc., 16 Primrose Lane, Wilbraham 01095. Philip O. Goncalves, same. Retail druggists, pharmacists, and chemists, etc.

Just Building Inc., 106 Faculty St., Wilbraham 01095. Cameron M. Belcastro, same. General construction and remodeling contracting.

WEST SPRINGFIELD

Beauty Gate Salon & Day Spa Inc., 1646 Riverdale St., West Springfield 01089. Eizbieta Chmiel, 89 Lincoln St., Feeding Hills 01030. Hairstyling, coloring, etc., and spa.

Professional Evaluation Network Inc., 22 Boulevard Place, West Springfield 01089. Laura K. Cascella, same. To accept and review medical files from insurance carriers, legal groups, etc.

West Springfield Rotary Foundation Inc., 75 Pease Ave., West Springfield 01069. Theodore Hebert, same. (Nonprofit) To promote and carry out the efforts of the Rotary International to achieve world understanding and peace, etc.

Windpath Corp., 14 Windpath West, West Springfield 01089. Howard H. Hanson, same. To operate a liquor store.

Opinion
Charles Ryan was sworn in as Springfield’s 53rd mayor this month, pledging to restore fiscal order and make ethics his top priority. That’s music to our ears.

He received a standing ovation as he said there was a "new ethic" in City Hall and that /images of FBI investigators hauling boxes of records out of city offices would be a thing of the past. The loud applause was an indication of just how much Springfield has been hurt by the transgressions of members of the Albano administration, and how much hope there is that, with Ryan in office, things will be significantly different.

Greater Springfield can use a little fresh air.

If you talk with development leaders in the area, they will be diplomatic (sometimes), but they will admit that Springfield’s lengthy run of corruption-related headlines has not been good for business. There have been other factors that have slowed the import of new jobs to the city — including the prolonged economic downturn and the sharp decline of the tech sector — but FBI raids and arrests of city officials and friends of the former mayor didn’t help the cause.

With Ryan, planning officials hope — and we expect — that Springfield can restore its image and project confidence and progress, not stagnancy, bad politics, and greed.

A renewed focus on ethics is part of Ryan’s larger plan to move Springfield forward, and in some ways there will be pain before there is actual gain. The Albano administration habitually spent more than it took in, and now tough decisions will have to be made.

Ryan made one when he announced that the city’s Community Development Department would no longer fund the salary of Spirit of Springfield director Judy Matt. This was a hard decision because the Spirit of Springfield runs a number of fine programs, including Bright Nights, the balloon parade, and the Taste of Springfield, and Matt has done an admirable job of pumping some life into Springfield.

But in a way, it was an easy decision because a city like Springfield cannot fund every program and every salary that people want funded — a point lost on Albano and many members of his administration. Sometimes, a city has to say ’no’ and turn to the private sector and the business community for support. By using some imagination, Matt’s salary will certainly be funded, and the city will have about $85,000 to either put somewhere else or cut from the budget.

Inspiring imagination and innovation is another cornerstone of Ryan’s plans for the city. Inspired by MassMutual’s Center for Innovation, a new department created to encourage the flow of ideas and facilitate the implementation of the concepts generated, Ryan wants to do something similar in Springfield City Hall.

This will be an interesting development to watch. In many city halls, workers are too overwhelmed by day-to-day responsibilities to think outside the box. Meanwhile, it’s often difficult to maneuver new ideas through an undercurrent of politics, red tape, and competing interests.

We hope Ryan is successful in eliminating those roadblocks to progress and creating an environment where ideas are listened to — and then acted upon. This city could use some creative thinking.

Although there has been some progress made in the city’s downtown, and there are exciting projects in the works, such as the new federal courthouse, the MassMutual Center project, and Union Station, it would be fair to say that Springfield is in many ways stagnant.

By initiating a program encouraging innovation, Ryan could unearth some imaginative economic development proposals — it seems that most of the old ideas are not working — and also come up with some methods for serving city residents (and business owners) more completely and effectively.

Another priority for the Ryan administration is to challenge individuals and businesses to step forward and help the city where possible. He said residents can no longer be spectators, and he’s right.

At his inaugural address, Ryan said he was offering the city the "torch of idealism, not cynicism; of excellence, not mediocrity; of gratitude, not resentment." This would be a refreshing change from the past several years, and an Albano administration that seemed all too cynical, mired in mediocrity.

Charlie Ryan says Springfield is on the verge of a breakthrough. We hope he’s right, and believe he’s setting the proper course. Before Springfield can step ahead, it must repair its image, restore its fiscal health, get people excited about what can be done in this city — and get residents and business people involved in that process.

And the time to start is now.

Departments

AMHERST

Chabad Lubavitch of Northampton Inc., 30 North Hadley Road, Amherst 01002. Yosef Moya, 9 Dart St., New London, CT 06360. Chaim Adelman, 105 Rockhill Road, Hadley 01035, clerk. (Nonprofit) To operate religious institutions promoting Jewish religious doctrine and observance.

New Wave Surgical Corp., 571 Main St., Amherst 01002. Alexander Gomez-Castro, same. To manufacture, distribute, and sell disposable surgical supplies.

Proteus Action League, 264 North Pleasant St., Amherst 01002. Donna Edwards, 8004 Glenlake, Fort Washington, MD 20744. Margaret Gage, 208 Montague Road, Amherst 01002, secretary. (Foreign corp; DC) Promoting public policies that strengthen democracy, environmental protection, and human rights primarily through grantmaking.

S & H Hoop Inc., 27 Summerfield Road, Amherst 01002. Stephan T. Lappas, same. (Foreign corp; PA) Basketball instructional camp.

BELCHERTOWN

Belchertown-Granby Eagles Youth Football Organization Inc., 86 Shaw St., Belchertown 01007. Thomas E. Brown III, same. (Nonprofit) To promote the training and equipping of young people for football and football games in Belchertown and Granby, etc.

CHICOPEE

Interstate Custom Kitchen & Bath Inc., 558 Chicopee St., Chicopee 01013. James A. Yiznitsky, 18 Crow Hill Road, Monson 01057. To deal in kitchen and bath interiors, etc.

Jordyn Management Inc., 1981 Memorial Dr., Suite 213, Chicopee 01020. William J. Jolivet Jr., 37 Gamache Dr., Ludlow 01056. To deal in real estate.

Sunco Trading Corp., 149 Plainfield St., Chicopee 01013. Pauline Po Lin Chung, 95 Nutmeg Lane, #208, East Hartford, CT 06118. Pauline Po Lin, 149 Plainfield St., Chicopee 01013, resident agent. Wholesale frozen seafood.

EAST LONGMEADOW

P & H Properties Inc., 61 Baymor Dr., East Longmeadow 01028. Charles D. Parsons, same. Real estate investment and property management.

Paula’s Realty Inc., 40 Linden Ave., East Longmeadow 01028. Richard C. Hanks, same. To purchase buildings for rehab, resale, or as rental property.

FLORENCE

Campus Greens Inc., 320 Riverside Dr., Florence 01062. Kirsten Powers, D141 Brackenbridge, 303 East 21st St., Austin, TX 78705. Brian Sandberg, 73 Old South St., Apt. D, Northampton 01060, resident agent. (Nonprofit) To promote social welfare by engaging college students in civic participation, public forums, etc.

GRANBY

BWP Electric Inc., 127 Morgan St., Granby 01033. Bruce W. Pelletier, same. Electricians, electrical contractors, etc.

HADLEY

Hyun Jin Enterprise Corp., 115 Russell St., Hadley 01035. Jin Bae Hong, 50 Meadow St., Amherst 01002. To provide singing practice and lessons, focused on personal service and entertainment.

HATFIELD

Holy Smokes Ltd., 9 Church Ave., Hatfield 01038. Seth Crawford, 44 Center St., Montague 01351. To own and operate food-service and beverage- dispensing establishments including restaurants, bars, and package stores.

LONGMEADOW

Aseltine & Associates Inc., 1001 Williams St., Longmeadow 01106. Robert H. Aseltine Jr., same. To render statistical consulting and health-related studies.

Caren & Co. Inc., 682 Bliss Road, Longmeadow 01106. Caren DeMarche, 46 Mohawk Dr., Longmeadow 01106. Retail sale of women’s apparel and accessories.

National Pacesetters Inc., 10 Bliss Road, Longmeadow 01106. John R. Rothweiler, same. (Foreign corp; DE) To organize dance competitions and related activities.

SMJ Roofing Company Inc., 61 Prynne Ridge Road, Long-meadow 01106. Arthur Grodd, same. Commercial and residential roofing products, services, etc.

Healthstar Pharmacy Inc., 194 Colony Road, Longmeadow 01106. Larry W. Browne, same. To operate a pharmacy.

LUDLOW

Andrew P. Alves Scholarship Fund Inc., 33 Haswell Circle, Ludlow 01056. Izilda Alves, same. (Nonprofit) To set up a scholarship fund in memory of their son Andrew to benefit Ludlow High School.

MONSON

Confraternity United Hands Center Inc., 24 Waid Road, Monson 01057. Elda Martinez, same. (Nonprofit) To help the underserved population gain access to health and self-sufficiency services, etc.

NORTHAMPTON

Aastha Inc., 103 Dunphy Dr., Northampton 01060. Chandresh Patel, same. To conduct a convenience store/package store business.

SOUTH HADLEY

AAJ Inc., 30 Bridge St., South Hadley 01075. Diane Fusco, 120 Firglade Ave., Springfield 01108. To own and operate one or more taverns, restaurants, cafes, etc.

SOUTHWICK

Woodland Elementary School PTO Inc., 80 Powdermill Road, Southwick 01077. Daniela Labodycz, 21 Pine Knoll, Southwick 01077. (Nonprofit) To promote student welfare and strengthen the bond between home, school, and community.

SPRINGFIELD

Belmont Avenue Realty Corp., 355 Belmont Ave., Springfield 01108. Nick Vrettos, same. To deal in real estate.

HeleSant Inc., 87 Taylor St., Springfield 01103. Helen Santaniello, 582 Pinewood Dr., Longmeadow 01106. To own and operate one or more bars, taverns, restaurants, etc.

NanoTechnologies — America Inc., 125 Paridon St., Suite 103, Springfield 01118. Kenneth M. Piel, 53 Eton St., Springfield 01118. To market and sell microscope and related accessories.

Northstar Recycling Group Inc., 89 Guion St., Springfield 01104. Seth Goodman, 47 Academy Dr., Longmeadow 01106. To own and operate all forms of materials and brokerage business, etc.

Recovery Zone Inc., 235 Mill St., Springfield 01108. Keith G. Burger, 1449 John Fitch Blvd., South Windsor, CT 06074. Keith Burger, 235 Mill St., Springfield 01008, resident agent. Auto repossession and auto lock repairs.

Stephen Allen Jewelers Inc., 1360 Allen St., Springfield 01118. Stephen Lewis, 8 Isabelle Dr., Somers, CT 06071. Daniel J. O’Connell, 1500 Main St., Suite 2308, Springfield 01115, resident agent. To sell and service jewelry products and accessories.

VG & PM Inc., 690 Main St., Springfield 01103. Peter Matos, 20 Wyndwood Road, Farming-ton, CT 06032. Virginia Golemba, 76 Cooley Dr., Longmeadow 01106, treasurer. Full restaurant and banquet hall services, etc.

WEST SPRINGFIELD

Advanced New England Finish Corp., 35 Ohio Ave., West Springfield 01089. Wade Baker, 1B Laurel Park, Northampton 01060. Residential, industrial, commercial coatings, finishes, etc.

Arnold’s Auto Body Service Inc., 400 Main St., West Springfield 01089. William A. Bushey, 184 Millbrook Dr., East Longmeadow 01028. To service and repair automobiles.

Education, Chess and Community Inc., 478 Rogers Ave., West Springfield 01089. Steven Confrancesco, same. (Nonprofit) To facilitate the development of education, chess, and cultural exchange, etc.

R. J. Wise Inc., 1362 Westfield St., West Springfield 01089. John Wise, 21 Barney St., Agawam 01001. Retail sales.

Robbie’s Only the Best Inc., 84 Worthy Ave., West Springfield 01089. Roberta M. DeMarco, same. To deal in gift baskets for holidays, etc.

Two Sons Inc., 1634 Memorial Ave., West Springfield 01089. Thomas J. Mathes, 161 Silver Lake Dr., Agawam 01001. Motor vehicle washing, maintenance, and cleaning.

WESTFIELD

JET SAC Inc., 65 Western Ave., Westfield 01085. Howard J. Eberwein Jr., same. To train individuals working with disabled children, adolescents, and adults.

WILBRAHAM

Technology Integration Services Group Inc., 10 Springfield St., Wilbraham 01095. Patrick D. Burke Jr., 35 Brookside Dr., Wilbraham 01095. To provide goods and services related to the integration of technology systems, etc.

Departments

AGAWAM

Athena’s By Ali
65 South Alhambra Circle
Allison Nitch

Bear Realty
491B Springfield St.
John Kudlic

Dr. Andrew E. Boraski
334 Walnut St. Ext.
Dr. Andrew E. Boraski

Dragon Conditioning
75 Christopher Lane
Phil McGeoghan

The Handy Helpers
887 Shoemaker Lane
Edward McCabe Jr.

Just Deserts
77 Parkview Dr.
Sandra Gingras

Motor City Car Co.
91 Ramah Circle
Richard Conlon

Prestige Carpentry & Remodeling
161 Adams St.
Dave Maciver, Joseph Bucalo

Robbie’s Only The Best Inc.
1226B Springfield St.
Roberta DeMarco

T.J. Vending Corp.
33 Norman Terrace, #116
Thomas Paglia

Xtreme Paintball
1775 Main St.
Krzysztof Matusik

AMHERST

The Holistic School
893 West St.
Johnathon Litant, Lionel
Claris, Len Peters

Justice for Woody
P.O. Box 802
Mary Rives, Keith Carlson

Karen’s Kitchen
460 West St.
Karen Weber

The Toy Box
201 North Pleasant St.
Elizabeth Rosenburg

Utopia Arts
54 Larkspur Dr.
Daniel Thibedeau

Utopia Technology Consulting
54 Larkspur Dr.
Daniel Thibedeau

CHICOPEE

Access-Ability
200 Lambert Terrace
Jennifer Fimbel

Bob’s Renovation Service
159 Casey Dr.
Robert Zygarowski

Chester Sierzutowski, Electrician
50 Chartier St.
Chester Sierzutowski

Classic Nail
212 Exchange St.
Tina Nguyen

Genesis Enterprises
583 LaFleur Dr.
Phelemon and Patricia Dansereau

Great Crowns
109 Church St.
Walter Gazda Jr.

John’s Asphalt Paving
900 Chicopee St.
John Kezer

Lemelin Electrical and Petroleum Services
26 Paderewski Ave.
Daniel Lemelin

MJ Nails
1893 Memorial Dr.
Trang Nguyen

New England Home
Improvement
32 Prospect St.
David Guidenko

RD Design Group
58 Columba St.
Kossivi Djagli

Rodriguez Party Planner
922 Chicopee St.
Ludia Rodriguez

Royal Real Estate Service
342 Britton St.
Gerald Roy

Stafford Courier Service
127 Austin St.
John Stafford

’Treasures-n-Pleasures’
477 Chicopee St.
Lisa Lemelin

Video Ambiance
649 Prospect St.
Uche Ogwudu

EAST LONGMEADOW

Classic Tile
22 Day Ave.
Nicholas Gamache

EFS Insurance Agency LLC
180 Denslow Road
John Ernst

Idia African Accents
355 Kibbe Road
Adeleke and Ehimwema Thomas

Mark Oil Inc.
135 Denslow Road
Chester and Mark Czupryna

Mark Service Center
135 Denslow Road
Mark Czupryna

The Meadows Insurance Agency
200 North Main St.
Jeffrey Smith

Spa Europa
60 Shaker Road
Kelly Laviolette

The Toy Box
135 Denslow Road
Mark and Lorraine Czupryna

Westwand Enterprises
145 Hamden Road
Wesley Turner

HADLEY

Leon’s Auto Sales
65 East St.
Leon Szymborn

T.R.B. Glass
36 Lawrence Plain Road
Timothy Landers

HOLYOKE

Arron Sturgeon Fine Arts
195 Mountain View Dr.
Arron Sturgeon

Cache Inc.
50 Holyoke St.
Thomas Reinckens

Easy Spirit
50 Holyoke St.
Joseph Donnalley

Paramount Pizza
2287 Northampton St.
Avdin Oflu

Street Dreams/Greek Spot
a/k/a The Spot
338 Main St.
James Mickens

NORTHAMPTON

Audiometric
404 Chesterfield Road
Steven Retchin

Bonnie G. Co.
111 Franklin St.
Bonnie Gintzler

Joan Bergas Computer Consultant
39 Ridgewood Terrace
Joan Bergas

Lhasa Cafe
159 Main St.
Thondnup and Dolma Tsering

Paradise Taxi
142 North Maple St.
John Benoit

Pioneer Vending
243 State St.
Catherine Rittenoure

Precision Audio/Wayside Auto Body
367 Easthampton Road
Jose Fernandez, Efrain Diaz

RSVP Designs
85 Market St.
Maegan Moynahan

SPRINGFIELD

All Radiator Sales
111 Farnham Ave.
Ann Orlando

Artistic Interior Paint Co.
3 Bonnyview St.
Alvin Page Jr.

Banknorth Insurance Agency
2077 Roosevelt Ave.
Banknorth Insurance Agency Inc.

Better Care Cleaning
178 Albemarle St.
Willie Jones Jr.

C & T Fashions
2 Orange St.
Timothy Knighton

Chestnut Park Dairy
135 Dwight St.
Mohammed Awan

CommuniCare Services Inc.
41 Florence St.
Steven Williams

Company Clean
26 Benton St.
Walter Cheeks

Computer Troubleshooters DP
35 Gresham St.
David Pickrell

DJ’s Carpet & Upholstery Cleaning
& Snow Removal
88 Fort Pleasant Ave.
DeJoun Johnson

Florence
48 Chase Ave.
Yefim Kachka

Gifts From the Heart
414 Boston Road
Susan Lecuyer

Gordon Contracting
55 Harkness Ave.
Inna Gordon

The House of Cakes
107 Northampton Ave.
Irma Zayas

Imanta #2 Hair Salon
2662 Main St.
Judith Cruzado, Shora Ziacarias

Imperial Real Estate Services
116 Berkshire St.
Oleg Abramchuk

John Gelanis Home
Improvement
115 Edgemere Road
John Gelanis

KJ Cleaning Service
96 Kensington Ave.
Kevin James

Karen Wathne
15 Bryant St.
Karen Wathne

New England Novelties
172 Main St.
Wilfredo Oyolo

P.M. Variety
62 Stebbins St.
Peter Mason

Red Flamingo Roti Shop
231 Hancock St.
Diane and Andre Botas

Romille Inc.
344 Allen St.
Daphne Ottani, Rosemary Romito

S.B.D. Enterprises
47 Appleton St.
Stuart Davis

Satisfaction Auto Detailing
160 Magazine St.
Garfield Weston, Evelyn Roman

Seven Tees Construction & Office Management Services
45E Alvord St.
Buliah Thomas

Solutions in Wood
34 Front St.
Donald Haynes

Street Corner Sips, Snax & Stuff
1655 Boston Road
Frank Falco

Sweet Grace Inc.
458 Bridge St.
Bernice Foster

Talk of the Town Restaurant
320 Wilbraham Road
Cornela Forbes

Taylor St. Auto Services
469 Taylor St.
Yefim Gurevich

www.wholesaledaily.com
15 Clayton St.
Antonio Acenedo

V.D.V. Repair Shop
1292 Dwight St.
Vitaliy and Vladimir Kostenko,
Dmitriy Salagornik

WEST SPRINGFIELD

A C Motor Express LLC
339C Bliss St.
John Nekitopoulos

Baskets By Ginette
90 Pine St.
Ginette LeClerc

Century Auto Service
1615 Riverdale St.
Peter Platanitis Jr.

Century Auto Wholesalers
1615 Riverdale St.
Peter Platanitis

Columbia National
11 Central St.
American Home Mortgage Corp.

The Crop Shop
338B Westfield St.
Nancy Jamrog

Denis Godbout Drywall
177 West Autumn Road
Denis Godbout

Eric Goodkowsky P.I.
51 Park Ave.
Eric Goodkowsky

Felix Contracting
61 Pheasants Crossing
Andrew Felix

Home Rites
2001 Riverdale St.
George Changalhara, Reenu George

In-N-Out Auto Rental and Leasing
1718 Memorial Ave.
Mark Walker

J & A Snowplowing
59 Kelso Ave.
James Kearing

Janet Ahearn
448 Elm St.
Janet Ahearn

John R. Sweeney Insurance Agency
56 Union St.
John Sweeney

Long Horn Steakhouse
1105 Riverdale St.
Rare Hospitality International Inc.

Molly’s Catering
174 Brush Hill Ave.
Brian Letendre

My Dad’s Landscape
201 Great Plains Road
John Suckau

Oishi Sushi (Japanese Restaurant)
1455 Riverdale St.
Yong Woo Lee

Phil’s Plowing and Transportation
121 Westwood Dr.
Philip Guazzaloca

WESTFIELD

The Bachaan Co.
34 Bayberry Lane
Michael Glenzel

Competitive Door
33 Noble St.
Shawn Kana

Computer Connections Solutions
98 Sargeant Tom Dion Way
Louis Dupuis

Connoisseur Conference & Lecture Services
79 Elm St.
Donald Normann, Daniel
Farrell

First U.S. Dollar
249 East Main St.
Malham Hamami

Gift Baskets Galore
79 Main St.
Jerelyn and Stephen Jaikissoon

The Health Well Services
118 Hampden St.
Joyce Waters

Little Black Dog Gallery
16 Union Ave.
Jackie Koller

M.D. Nadeau Insurance Co.
80 Susan Dr.
Mike Nadeau

Peppermill Catering
420 Union St.
Catherine Gendreau

Robert Burch Illusion
26 School St.
Robert Burch

Sammy’s Pizza
868 Southampton Road
Robert Lacus

Town Marketing
11 Shadow Lane
Adam Federer

Wild Angel Designs
50 Franklin St.
Ann Rex

Departments

Alvarado, Rosa
27 Brown Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 12/15/03

Barker, Gilbert E.
Barker, Helen M.
67 Sunnybrook Road
Springfield, MA 01119
Chapter: 7
Filing Date: 11/26/03

Bartosz, Donna M.
21 Exposition Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 11/20/03

Basara, Diane C.
6 Wampanoag Dr.
Hadley, MA 01035
Chapter: 7
Filing Date: 11/26/03

Bavieri, Dianne M.
11 Rush St.
Springfield, MA 01109
Chapter: 7
Filing Date: 12/01/03

Belliveau, Tammy A.
18 Sargon St., Apt. 2
Springfield, MA 01104
Chapter: 7
Filing Date: 11/18/03

Bennett, James John
240 Walnut St.
Springfield, MA 01105
Chapter: 13
Filing Date: 11/21/03

Benoit, Joan R.
40 Prospect St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 11/17/03

Bermudez, Reinaldo
Bermudez, Ana F.
34 Campechi St.
Springfield, MA 01104
Chapter: 7
Filing Date: 12/12/03

Bernier-Singleton, Amy
247 Spikenard Circle
Springfield, MA 01129
Chapter: 13
Filing Date: 11/21/03

Berthiaume, Joseph N.
Berthiaume, Lynn A.
27 North Liberty St.
Belchertown, MA 01007
Chapter: 7
Filing Date: 11/20/03

Boivin, Alberta J.
24 Myron St., Apt. 12
West Springfield, MA 01089
Chapter: 7
Filing Date: 11/26/03

Bolduc, Thomas R.
97 Winsor St., Apt. 12
Ludlow, MA 01056
Chapter: 7
Filing Date: 12/15/03

Borrelli, Wayne V.
42 Glenn Dr.
Wilbraham, MA 01095
Chapter: 7
Filing Date: 11/26/03

Bransford, Kim D.
95 Campechi St.
Springfield, MA 01104
Chapter: 7
Filing Date: 12/08/03

Bresnahan, Lori-Ann A.
16 Charles St.
Apartment 3, Left
Chicopee, MA 01020
Chapter: 7
Filing Date: 11/17/03

Brohman, Richard D.
Brohman, Tina M.
108 Cherokee Dr.
Springfield, MA 01109
Chapter: 13
Filing Date: 11/21/03

Bruso, Toni M.
157 Savoy Ave.
Springfield, MA 01104
Chapter: 7
Filing Date: 11/17/03

Bynum, Lorenzo C.
94 Northampton Ave.
Springfield, MA 01109
Chapter: 13
Filing Date: 12/12/03

Cady, Kimberly
131 Ashley Ave., Apt. N3
West Springfield, MA 01089
Chapter: 7
Filing Date: 12/15/03

Caez-Caraballo, Iliana
38 Riverton Road
Springfield, MA 01109
Chapter: 7
Filing Date: 11/17/03

Canavan, William
104 Lyman St.
Springfield, MA 01151
Chapter: 7
Filing Date: 11/20/03

Caraballo, Eric
38 Riverton Road
Springfield, MA 01109
Chapter: 7
Filing Date: 11/17/03

Carenzo, Joseph J.
3 Brockway St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 11/20/03

Castro, Jose L.
362 High St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 12/11/03

Chartier, Cori D.
Chartier, Michael A.
101 Belvidere St.
Springfield, MA 01101
Chapter: 13
Filing Date: 11/20/03

Chartier, Donna
664 Main St.
Agawam, MA 01001
Chapter: 7
Filing Date: 12/08/03

Chartier, Paul P.
664 Main St.
Agawam, MA 01001
Chapter: 7
Filing Date: 12/08/03

Chatel, Gary R.
Chatel, Carmen G.
369 Hillside Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 11/20/03

Chretien, Michael J.
77 Edison Dr.
Ludlow, MA 01056
Chapter: 13
Filing Date: 12/13/03

Connor, Patrick C.
Connor, Diane J.
121 Creswell Dr.
Springfield, MA 01119
Chapter: 7
Filing Date: 12/02/03

Conway, Mark A.
Conway, Frances K.
242 Carver St.
Springfield, MA 01108
Chapter: 7
Filing Date: 12/08/03

Corbett, Arleane
141 West St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 11/21/03

Cordero, Brunilda
226 Fort Pleasant Ave., 1st. FL
Springfield, MA 01108
Chapter: 7
Filing Date: 11/17/03

Cortez-Torres, Ana M.
42 Thames St.
Springfield, MA 01104
Chapter: 7
Filing Date: 12/02/03

Cotto, Juan F.
Cotto, Luz M.
32 Woodland St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 12/12/03

Cruz, Michael J.
43 Eckington St.
Springfield, MA 01108
Chapter: 7
Filing Date: 12/11/03

Dansereau, Brian M.
Dansereau, Shelly M.
26 Dayton St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 12/12/03

Deida, Ismael
Deida, Hilda
87 Florence St.
Springfield, MA 01105
Chapter: 7
Filing Date: 11/21/03

Delviscio, Michael A.
Delviscio, Irene
14 Van Dyke Road
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 12/02/03

Demanche, Michael J.
15 Churchill St.
Springfield, MA 01108
Chapter: 7
Filing Date: 12/11/03

DeMarco, Robert D.
53 West School St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 11/24/03

Dion, Donald S.
45 Hearthstone Ter.
Chicopee, MA 01020
Chapter: 13
Filing Date: 12/14/03

Donovan, Patricia
55 Old Farm Road
Springfield, MA 01119
Chapter: 7
Filing Date: 11/26/03

Dougherty, Susan
180 Clarendon Ave.
Chicopee, MA 01013
Chapter: 7
Filing Date: 12/02/03

Drainville, William Joseph
Drainville, Francine Elizabeth
44 Neill Ave.
Chicopee, MA 01013
Chapter: 7
Filing Date: 12/12/03

Dunbar, Deborah L.
55 North Main St.
Belchertown, MA 01007
Chapter: 7
Filing Date: 12/15/03

Dunne, Brian K.
203 Granby Road, Apt. 38
Chicopee, MA 01013
Chapter: 7
Filing Date: 12/08/03

Dupont, Mark L.
6 Belanger Road
Southampton, MA 01073
Chapter: 13
Filing Date: 11/19/03

Ennis, Amie L.
63 Colony Road, Apt. 2B
West Springfield, MA 01089
Chapter: 7
Filing Date: 11/25/03

Escobales, Christine
117 Hastings St.
Springfield, MA 01104
Chapter: 13
Filing Date: 11/19/03

Espinosa, Rodolfo V.
11 Bowdoin St.
Springfield, MA 01109
Chapter: 7
Filing Date: 11/17/03

Foley, Paul J.
173 Highland Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 12/01/03

Fouli, Andrew F.
3 Noble Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 12/11/03

Franco, Andrea E.
17 Summer Ave.
Springfield, MA 01108
Chapter: 7
Filing Date: 11/17/03

Garcia, Radames
44 Carver St.
Springfield, MA 01108
Chapter: 7
Filing Date: 12/05/03

Gaunt, Timothy A.
865 River Road
Agawam, MA 01001
Chapter: 13
Filing Date: 11/19/03

Gervais, Shawn
Gervais, Annie Mae
118 Riverboat Village Road
South Hadley, MA 01075
Chapter: 13
Filing Date: 12/01/03

Girard, Jonathan J.
119 Parkside St.
Springfield, MA 01104
Chapter: 7
Filing Date: 12/11/03

Girard, Michael J.
88 Glynn Farms Dr.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 11/25/03

Goldrick, William E.
47 Boyer St.
Springfield, MA 01109
Chapter: 13
Filing Date: 12/15/03

Gordon, Christopher A.
255 Roy St.
Springfield, MA 01104
Chapter: 7
Filing Date: 11/21/03

Gozzi, Louis S.
Gozzi, Sally A.
67 Alexander Dr.
Agawam, MA 01001
Chapter: 7
Filing Date: 12/05/03

Graves, Linda Ann
58 North East St., B6-A8
Amherst, MA 01002
Chapter: 7
Filing Date: 12/01/03

Gregory, Donald
65 East Longmeadow Road
Hampden, MA 01036
Chapter: 7
Filing Date: 12/08/03

Hairston, Anthony L.
Hairston, Vicki L.
31 Meeting House Road
chicopee, MA 01013
Chapter: 7
Filing Date: 12/03/03

Hardaker, Linda I.
50 Duryea St.
Springfield, MA 01104
Chapter: 7
Filing Date: 11/18/03

Harvey, Sophia J.
24 Chilson St.
Springfield, MA 01118
Chapter: 13
Filing Date: 12/11/03

Hawley, Mark Kenneth
126 Papermill Road
Westfield, MA 01085
Chapter: 7
Filing Date: 12/08/03

Hickling, Susan L.
46 Tower Ter.
Agawam, MA 01001
Chapter: 7
Filing Date: 12/02/03

Horstman, Steffen O.
4 Maplecrest Circle, Apt. B
Holyoke, MA 01040
Chapter: 7
Filing Date: 12/09/03

Irizarry, Lydia E.
115 Dwight St., Apt. 503
Springfield, MA 01103
Chapter: 7
Filing Date: 12/15/03

Isermann, Lynne
98 Celebration Circle
Chicopee, MA 01020
Chapter: 7
Filing Date: 12/12/03

Ivanov, Pavel D.
24 High St. Apt. 134
Springfield, MA 01105
Chapter: 7
Filing Date: 11/25/03

Jodoin, Christine Marie
12 Cedar Hill Road
Holyoke, MA 01040
Chapter: 7
Filing Date: 11/24/03

Jones, Robert O.
Jones, Evelyn Cortes
95 Chapin St.
Chicopee, MA 01013
Chapter: 13
Filing Date: 12/10/03

Jones, Gina Marie
130 Arcadia Blvd.
Springfield, MA 01118
Chapter: 7
Filing Date: 12/02/03

Kappel, Jeffrey
58 Deborah Lane
Westfield, MA 01085
Chapter: 7
Filing Date: 11/25/03

Karam, Michael
34 Dogwood Lane
Agawam, MA 01001
Chapter: 7
Filing Date: 12/11/03

Katz, Dorothy
50 Dillon Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 11/26/03

Klenakis, Emmanuel P.
Klenakis, Sandra J.
29 Sheridan Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 12/05/03

Kovitch, Peggy L.
174 Poole St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 11/17/03

Kowal, Dennise M.
182 Northampton St., Apt. A
Easthampton, MA 01027
Chapter: 7
Filing Date: 11/20/03

Kowal, Robert E.
26 Cherry St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 11/20/03

Krautler, Douglas D.
Krautler, Cynthia J.
133 Bretton Road
Springfield, MA 01119
Chapter: 13
Filing Date: 11/21/03

Kurtz, Donald W.
Kurtz, Deborah N.
9 Hampden St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 12/05/03

LaBranche, John
LaBranche, Karen T.
2086 Westfield St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 11/20/03

LaFleur, Anna
152 Lockhouse Road, 2nd Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 12/12/03

LaFleur, Richard R.
45 Stuart St.
Springfield, MA 01119
Chapter: 7
Filing Date: 12/12/03

LaGuerre, Jason M.
LaGuerre, Kristina L.
29 High St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 12/09/03

Landry, Michael P.
76 Harkness Ave.
Springfield, MA 01118
Chapter: 7
Filing Date: 12/08/03

LaRose, James R.
52 Hanson Dr.
Springfield, MA 01128
Chapter: 7
Filing Date: 12/13/03

Larue, Luann G.
26 Otis St.
Westfield, MA 01085
Chapter: 7
Filing Date: 11/25/03

Laurie, Robert E.
550 East Mountain Road
Westfield, MA 01085
Chapter: 7
Filing Date: 11/25/03

Lavigne, William H.
16 MeadowLark Lane
Springfield, MA 01119
Chapter: 7
Filing Date: 11/26/03

Lefebvre, Lawrence A.
16 Doverbrook Road
Chicopee, MA 01022
Chapter: 7
Filing Date: 12/10/03

Leitch, Corey A.
10-D Greenwood St.
Westfield, MA 01085
Chapter: 7
Filing Date: 12/11/03

Leitl, Francis
Leitl, Dawn
340B Riverglade Dr.
Amherst, MA 01002
Chapter: 7
Filing Date: 12/15/03

Levesque, Norman R.
90 Cleveland St.
Springfield, MA 01104
Chapter: 7
Filing Date: 11/17/03

Lyman, Kathleen Ann
36 Greenwood Ter.
Chicopee, MA 01022
Chapter: 7
Filing Date: 11/18/03

Lynch, Amanda L.
176 East St.
Granby, MA 01033
Chapter: 7
Filing Date: 12/01/03

Maderia, Michael S.
93 Amherst Road
Pelham, MA 01002
Chapter: 13
Filing Date: 12/01/03

Magistri, Maryann
113 Elcon Dr.
Chicopee, MA 01013
Chapter: 7
Filing Date: 12/10/03

Mardner, Jullieth F.
172 Lebanon St., Apt. 2
Springfield, MA 01109
Chapter: 13
Filing Date: 12/08/03

Martelli, Nicole A.
76 Harkness Ave.
Springfield, MA 01118
Chapter: 7
Filing Date: 12/08/03

Maruszczak, Jennifer
17 Memorial Dr.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 11/17/03

Matos, Willson A.
23 Day Ave., 2nd Fl.
Westfield, MA 01085
Chapter: 7
Filing Date: 11/20/03

McCollaum, Sharon Ann
370 Mill Valley Road
Belchertown, MA 01007
Chapter: 13
Filing Date: 12/08/03

McConnell, Mary L.
49 Orchard St.
Belchertown, MA 01007
Chapter: 7
Filing Date: 12/15/03

McCoy, Ivy L.
740-L River Glade Dr.
Amherst, MA 01002
Chapter: 7
Filing Date: 11/21/03

McCray, Emma M.
82 Flint St.
Springfield, MA 01129
Chapter: 7
Filing Date: 12/03/03

Merchant, Michael S.
626 McKinstry St.
Chicopee, MA 01020
Chapter: 13
Filing Date: 11/20/03

Moore, Robert P.
Moore, Denise A.
104 Johnson Road, Unit 301
Chicopee, MA 01020
Chapter: 7
Filing Date: 12/01/03

Morey, Carol J.
206 Walnut St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 11/25/03

Moriarty, Mary Ann
130 Prospect St.
Northampton, MA 01060
Chapter: 7
Filing Date: 12/04/03

Morrissey, Michael R.
43 Clyde Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 11/19/03

Murty, Kimberly M.
78 Talmadge Dr.
Springfield, MA 01118
Chapter: 13
Filing Date: 11/25/03

Naylor, Ralph W.
16C Depot Court
Southwick, MA 01077
Chapter: 7
Filing Date: 12/11/03

Noble, David A.
72 Granger Dr.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 11/19/03

Orren, William Anthony
26 Tioga St.
Springfield, MA 01128
Chapter: 13
Filing Date: 12/03/03

Panek, Todd A.
170 E. Hadley Road
Amherst, MA 01002
Chapter: 13
Filing Date: 11/20/03

Pares, Dolores
70 Walnut St., Apt. 603
Holyoke, MA 01040
Chapter: 7
Filing Date: 11/19/03

Pares, Pedro
70 Walnut St., Apt. 603
Holyoke, MA 01040
Chapter: 7
Filing Date: 11/19/03

Pasini, Robert M.
104 Belvidere St.
Springfield, MA 01109
Chapter: 13
Filing Date: 11/17/03

Patten, Scott E.
435 Granby Road
South Hadley, MA 01075
Chapter: 13
Filing Date: 12/15/03

Pelissier, Michael J.
11 West Green St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 12/04/03

Pereira, Angel L.
439 Tokeneke Road
Holyoke, MA 01040
Chapter: 7
Filing Date: 11/20/03

Perry, George A.
13 Mooreland St.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 11/17/03

Potter-Doherty, Theresa A.
66 Nathaniel St.
Springfield, MA 01109
Chapter: 7
Filing Date: 11/18/03

Przystas, Rose E.
56 Leo Dr.
Chicopee, MA 01020
Chapter: 7
Filing Date: 12/11/03

Racine, Barbara A.
Racine, Norman J.
13 Lloyd St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 12/10/03

Rainey, Wayman C.
358 Wilbraham Road
Springfield, MA 01109
Chapter: 13
Filing Date: 12/08/03

Randall, Merle A.
174 Pasco Road
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 11/19/03

Reyes, Enelida
10 Pine St. Court
Springfield, MA 01105
Chapter: 7
Filing Date: 12/12/03

Reynolds, Sarah A.
42 Klondike Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 11/24/03

Ricciardi, Raffaele
Ricciardi, Adrienne E.
165 North Main St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 12/04/03

Rivera, Aida I.
395 Parker St.
Springfield, MA 01129
Chapter: 7
Filing Date: 11/26/03

Roberts, Bonnie M.
80 Sabin St.
Belchertown, MA 01007
Chapter: 7
Filing Date: 11/17/03

Roberts, Trisha A.
628 College Highway, Apt. 7
Southwick, MA 01077
Chapter: 7
Filing Date: 11/24/03

Rodriguez, Gerardo E.
106 West Alvord St.
Springfield, MA 01108
Chapter: 7
Filing Date: 11/26/03

Rogers, Garret D.
637 Plumtree Road
Springfield, MA 01119
Chapter: 13
Filing Date: 11/19/03

Ross, Michelle E.
130 Colorado St.
Springfield, MA 01118
Chapter: 13
Filing Date: 12/11/03

Salgado, Mary Lou
89 Santa Barbara St.
Springfield, MA 01104
Chapter: 13
Filing Date: 12/11/03

Sanders, Dawn M.
283 East St.
Springfield, MA 01104
Chapter: 7
Filing Date: 12/09/03

Schussler, Kathleen
86 Kane Road
Holyoke, MA 01040
Chapter: 7
Filing Date: 11/20/03

Scruggs, Wanda R.
20 Clifton Ave.
Springfield, MA 01105
Chapter: 13
Filing Date: 11/18/03

Shin, Lay
89 Bonner St.
Chicopee, MA 01013
Chapter: 13
Filing Date: 12/15/03

Shute, Daniel D.
Shute, Mary Ann
414 South St.
Holyoke, MA 01040
Chapter: 13
Filing Date: 11/21/03

Stirton, Sara J.
185 New Ludlow Road, Apt. 321
Chicopee, MA 01020
Chapter: 7
Filing Date: 12/11/03

Stolarski, Karin
370 Dwight Road
Springfield, MA 01108
Chapter: 7
Filing Date: 12/12/03

Sullivan, Michael J.
Sullivan, Joanne M.
257 North Westfield Street
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 12/12/03

Suprenant, Steven Anthony
Suprenant, Lisa Ann
48 Church St.
Gilbertville, MA 01031
Chapter: 7
Filing Date: 11/26/03

Svoboda, Pamela M.
2 Fairfield Ave.
Haydenville, MA 01039
Chapter: 13
Filing Date: 11/28/03

Szwajkowski, Frank J.
Szwajkowski, Laura A.
1 Bridge Lane, Apt. C
Hatfield, MA 01038
Chapter: 7
Filing Date: 12/15/03

Timms, Brenda A.
38 Pleasant Dr.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 12/09/03

Titcomb, Sheldon M
262 Sackett Road
Westfield, MA 01085
Chapter: 7
Filing Date: 12/03/03

Torres, Christopher A.
945 St. James Ave.
Springfield, MA 01104
Chapter: 13
Filing Date: 11/20/03

Towle, Barbara E.
28 Bush St.
Westfield, MA 01085
Chapter: 7
Filing Date: 12/11/03

Tsang, Wai Wah
245 Harkness Ave.
Springfield, MA 01118
Chapter: 7
Filing Date: 12/03/03

Tully, Mary-Louise
10 Kendrick St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 11/20/03

Tyler, Colman J.
P.O. Box 5317
Springfield, MA 01101
Chapter: 7
Filing Date: 11/21/03

Unwin, Keith A.
136 Munsing St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 12/10/03

Vishaway, Wendy A.
78 Ferry St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 12/01/03

Vyce, Tracy M.
83 Reservoir Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 11/24/03

Wallace, Cynthia D.
180 Laurelton St.
Springfield, MA 01109
Chapter: 7
Filing Date: 11/25/03

Wallace, Glanford
180 Laurelton St.
Springfield, MA 01109
Chapter: 7
Filing Date: 11/25/03

Ware, James F.
77 McKnight St.
Springfield, MA 01109
Chapter: 13
Filing Date: 11/25/03

Washington, Melvin U.
63 Seymour Ave.
Springfield, MA 01109
Chapter: 13
Filing Date: 12/12/03

Watson, Robin K.
659 Prospect St., Apt. 3D
Chicopee, MA 01020
Chapter: 7
Filing Date: 12/02/03

Wellspeak, David B.
111 Belvedere St.
Springfield, MA 01108
Chapter: 7
Filing Date: 12/11/03

Welsh, Paul R.
37 Prospect St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 11/20/03

White, Steven E.
49 Woodbridge Lane
Westfield, MA 01085
Chapter: 7
Filing Date: 12/15/03

White, Tracy J.
28 Brookline Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 11/24/03

Williams, Birnie E.
Williams, Holly E.
632 Belmont Ave., 3rd f
Springfield, MA 01108
Chapter: 7
Filing Date: 11/26/03

Willis, Audrey
32 Green Leaves Dr., Apt. 222
Hadley, MA 01035
Chapter: 7
Filing Date: 11/18/03

Yon, Charles E.
466 Pleasant St.
Holyoke, MA 01040
Chapter: 13
Filing Date: 12/15/03

Zabielski, Cindy L.
21 Everett St.
Chicopee, MA 01020
Chapter: 13
Filing Date: 12/03/03

Zayas, Fermin S.
189 Springfield Road
Trlr. 15
Westfield, MA 01085
Chapter: 7

Opinion
It’s been nearly 20 years since Tim Daggett scored a perfect 10 on the horizontal bar to clinch a gold medal for the U.S. men’s gymnastics team in Los Angeles. Today, he’s a diversified entrepreneur, balancing life as business owner, coach, broadcaster, and motivational speaker. He says success comes from bringing the same intensity to those assignments that he did to his Olympic quest.

But as nearly everyone from this region knows, he didn’t just get into gymnastics; his perfect 10 on the horizontal bar helped propel the U.S. men’s team to a gold medal at the 1984 Summer Olympics in Los Angeles, putting the West Springfield native into the national spotlight in the process.

And because of his ambitious/aggressive nature, not to mention a strong commitment to excellence, Daggett has made the very most of the opportunities presented to him by that day in the Olympic sun — and what happened in the years to follow.

Indeed, he has enjoyed success as a diversified entrepreneur, with ventures ranging from TV commercials to a gymnastics school that bears his name. He has gained acclaim as a motivational speaker, centering his talks not so much on the triumph in 1984, but his ultimately unsuccessful effort to return to the Olympics in 1998 and the lessons he learned from that experience. Meanwhile, he is a successful television commentator — now preparing for next summer’s Olympics in Athens — and a coach of many aspiring gymnasts.

In a wide-ranging interview, Daggett told BusinessWest that his Olympic experience — like other moments that catapult individuals into fame — certainly opened some doors. But those same doors can close quickly if people fail to commit the same time and energy to their new endeavors that they did to the ones that earned them their fame, he noted.

"There were probably 50 Americans who won gold medals at that Olympics who could have honed their story to be just as good as mine," he said of the public-speaking aspect of his business career. "But within a year, the phone stopped ringing for most of them because they didn’t apply the same energy to their business that they did to becoming an Olympic gold medalist."

Two decades later, Daggett’s phone still rings — he’s actually had to cut back on his speaking engagements to spend more time with his family — because he continually hones his message to provide value to his audiences, which include business groups, individual companies, and sales teams.

And he applies that same formula to his other ventures, knowing that if one stands still, opportunities to advance will be lost.

"A lot of people told me after the Olympics that I had to take advantage of my opportunity while I could, because it wasn’t going to last for long," he said. "Every time someone said that to me, I said to myself, ’I’m going to prove you wrong.’ And I believe I have."

Exercise in Commitment

While the perfect 10 in 1984 is what Daggett will be remembered for, he told BusinessWest that the defining moment in his life came a few years later as he was attempting to return to the Olympics.

While executing a vault at at the World Championships in Rotterdam, Holland in 1987, he shattered his left leg, breaking both the tibia and fibula. The injury was so severe — "I looked down and saw the bone sticking out of my leg" — that amputation was a real possibility and the talk among doctors wasn’t about whether he’d compete again, but whether he’d walk again.

But nine months later, Daggett was leading the field after two events in the Olympic trials in Salt Lake City. The pain in his leg would eventually force him to withdraw from that event, but merely making it back from that horrible injury to world-class competition was the highlight of his athletic career.

Daggett retells the story of his recovery during many of his motivational speeches, during which he talks about commitment to excellence and the hard work it takes to succeed — at anything.

"My talks all vary with the audience and the circumstances," he said. "But there are common threads about teamwork, overcoming adversity, and not letting go of dreams. There are messages there for everyone in business."

Daggett’s exploits on the lecture circuit are just part of a multi-faceted enterprise. He also does commentating on both men’s and women’s gymnastics for NBC, and he is the hands-on owner of his school in Agawam, Tim Daggett’s Gold Medal Gymnastics. He’s also co-written a book, a memoir titled Dare to Dream, and coaches a number of young gymnasts, many of whom have enjoyed success at the collegiate level and beyond.

He attacks each of these pursuits with a passion similar to his drive for the gold medal. For his broadcasting exploits, for example, he devotes several hours each week to keeping track of not only the U.S. gymnasts, but those from around the world. The workload will only escalate as the Summer Olympics approach and Daggett must prepare himself to not only comment on what happens on the gym floor, but know — and tell — each athlete’s personal story.

Meanwhile, he’s at his home office at 7 each morning, and then at his gymnastics school by noon, often to stay well into the evening. He’s also there every Saturday. Daggett has expanded the school twice since he and a partner purchased it in 1990, and he’s now exploring plans to franchise the business regionally and perhaps nationally.

"I could always hire someone to run the school, and maybe someday I can," he said. "But I like being there, and I feel I need to be there to make this as successful as it can be."

Daggett, who studied psychology at UCLA while on a gymnastics scholarship, and says his business experience prior to the Olympics was limited to working in the family’s music store as a youth, said success in his various endeavors has come the hard way — as in gymnastics — through work and commitment. It’s also a result of making the most of the opportunities that his fame has afforded him.

And those opportunities started coming hours after his performance on the horizontal bar.

Indeed, in the days to follow, Daggett was on every morning news show, and many of the evening talk shows. He never got his face on a Wheaties box, but there were several other opportunities to get in the spotlight — and make some money.

"For about four months after the Olympic games I was in at least one city a day, sometimes two or three," he said. "I was doing appearances, television, exhibitions, demonstrations, and motivational talks."

There were some regional and national endorsements and sponsorships, said Daggett, noting that he had contracts at one time or another with Nissan, Coca-Cola, several apparel makers, and some local car dealers. There were so many opportunities, he’s actually lost track of them.

"It’s embarrassing … I don’t even remember some of the products I endorsed, there were so many of them," he said, adding that the intense travel schedule often led to some confusion as well.

Off The Mat

Indeed, a few years after the triumph in Los Angeles, Daggett remembers waking up in a hotel room not knowing what city he was in.

"It was scary; I looked out the window and said to myself, ’where am I?’ I had no idea," he said. "I started rifling through my stuff looking for clues that might tell me where I was. That’s when I realized that I still wanted to be a gymnast."

And it was then that he started preparing for the 1988 Seoul Olympics, which he thought would be his best, only to incur setbacks that would in many ways inspire his later business success — and help him inspire others.

The first came when, while practicing for the 1987 American Cup, he fell 15 feet from the horizontal bar. Landing on his head, he ruptured a disc in his neck and incurred a tremendous amount of nerve damage on his left side. While most neurosurgeons told Daggett his career was over, he found one who thought otherwise and followed his advice. He was in traction for 10 days, followed by aggressive steroid injections and intense physical therapy. Only a few months later, however, he found himself in medal contention in two events after the first day of the World Championships in Rotterdam.

He told BusinessWest that when his feet hit the ground after that fateful vault, he heard a sound like the crack of a rifle shot. In the process of breaking two bones in his left leg, he also severed an artery and lost a life-threatening five pints of blood.

"I knew I suffered a super-serious injury," he recalled. "While I was in the hospital, one of the doctors said to me in broken English, ’we’re going to have to operate immediately.’

"I said to my trainer, ’don’t let them cut me over here — let me get home,’" he continued. "And he said, ’then you’ll lose your leg.’ So I reconsidered."

After five surgeries to repair the considerable orthopedic and vascular damage, Daggett was back in competition at the Olympic trials. He recalls with great frustration having to withdraw in the second day of that event, but he says his comeback — which no one thought was possible — yielded the most memorable and special moments in his life, save for his marriage and the birth of his children.

"That whole experience taught me more about life than anything that I had done prior to that," he said. "I used to say that in many ways it is what defines me; now I say that it does in all ways.

"I know what it took to make it to the Olympic games and win a gold medal," he continued. "And I know what it took for me to come back from that injury and make it to Salt Lake City — and the comparison is ridiculous."

Daggett knew after Salt Lake City that he was through in gymnastics, but he was really just getting started in business. He went back on the road, keeping a pace similar, if not more grueling, than the one he set after the ’84 Olympics.

He developed a one-man gymnastics show — often doing six performances a day — that he took to malls across the country. Meanwhile, he did exhibitions for Nissan, IBM, Coca-Cola, and an electronics franchise called the Incredible Universe. The work was lucrative, but also exhausting.

Meanwhile, he ramped up his motivational speaking exploits, and was at one point enrolled with 35 different speakers’ bureaus. He said offers to speak kept coming in because his message, while outwardly about sports, easily translates to the world of business.

Balancing Act

In fact, for some of his motivational speaking engagements, Daggett will borrow a pommel horse from a local gym and actually conduct a short routine for his audience. He says he does so to drive home points about such things as strength, flexibility, balance, change, and critical mass — and how they apply to business as much as they do to gymnastics.

This is part of the "program," as he calls it, which also includes video of both his triumphs and tragedies in gymnastics. And by honing that package, Daggett has remained an in-demand speaker — earning $7,500 or more for each appearance — years after nearly every other member of his Olympic class and most subsequent classes have faded from public view.

"I can show business people how change is important, and how they should think outside the box when it comes to their performance," said Daggett. "One of the reasons I’ve been so successful and I’m still doing this is that I keep the message relevant; I’m very opinionated on being successful and the ways to get there."

But life on the road isn’t easy, as he learned in the months just after his Olympic triumph, and Daggett said he knew years ago that even though he could, he didn’t want to spend 200 or more days a year away from home.

That’s why he decided to diversify his business interests more than a decade ago and purchase a small gymnastics school in West Springfield called New England Gymnastics. Daggett’s name was soon put over the door, and the business was moved to Gold Street in Agawam and a site that was eventually expanded to its present 80,000 square feet.

Daggett said the school serves a number of functions for him personally and professionally. First, it gives him a chance to stay close to gymnastics, something he knew he wanted soon after he officially retired. But it also allows him to stay in this area code, and it gives him what should be a reliable revenue stream for down the road, when his endorsement and speaking work slows down.

The school itself has diversified over the years, adding a martial arts component and some dance to the repertoire, but it is mostly about gymnastics, with more than 1,000 children coming in for lessons each week. And while instructing the young people in proper tumbling techniques, Daggett and his staff are offering life lessons as well.

"As the kids grow through the program, the object for them is to still have fun, but it becomes a lot more about having dedication, making some sacrifices, having commitment, and learning how to have a goal," he said. "We help them, step by step, to accomplish those goals.

"School is important," he continued, "but I firmly believe that many of the tools that our children need to become successful individuals in society can be more easily learned in an environment where play is more prevalent."

For the future, Daggett says he will limit his speaking engagements to a few a month, while continuing to work for NBC. Meanwhile, he says his gym, which is unique in many ways because it is more personal than the huge facilities in some parts of the country and more comprehensive than small, ’mom-and-pop’ outfits, could eventually be franchised.

For now, he is focused on keeping his business enterprises diverse, while maintaining the image that he has so carefully crafted.

"My image is who I am," he said, noting that he has turned down a number of opportunities to pitch products locally. "And all these things I talk about when I speak to different groups — they’re real. That’s why if I don’t think something is a good match for me, then I won’t do it."

Sticking the Landing

On the surface, Dare to Dream would appear to be a book about winning an Olympic gold medal. It’s not.

It’s mostly about what happened after that perfect 10. It’s a story about overcoming adversity and finding success after gymnastics. And the best part about that story is that it’s still being written, said Daggett, who told BusinessWest that he is exploring a number of other entrepreneurial opportunities and has new goals to meet and dreams to dream.

He’s proven to everyone who said the door of opportunity would close quickly on him that he can keep it open — but only if he continues to apply himself as he did when going for the gold.

George O’Brien can be reached at [email protected]