Cover Story
Nick Fyntrilakis Brings Energy to His Role in ‘Community Responsibility’

Nick Fyntrilakis says that every once in a great while he thinks about what might have happened, career-wise, had he prevailed in that highly controversial race for the 9th Hampden seat in the state House of Representatives in 1999, when he was only 24.
“My guess is that I’d probably still be in the State House somewhere, or in some role in government,” he conjectured, while contemplating several possible scenarios that could have played themselves out over the ensuing decade — such as a few terms in the House and then maybe a successful run at the state Senate seat vacated by Brian Lees in 2006 — or some other path.
But he didn’t prevail in that race, obviously, losing out in a Democratic primary that wound up being settled in the courts. So he shifted his focus from public service — he had been working as the aide to then-9th District seat holder Dennis Murphy — to an entrepreneurial gambit as a marketing consultant.
This started him down an interesting road to a job that could easily be considered public service — although he’s employed by the massive financial-services giant MassMutual.
Fyntrilakis now holds the title vice president of Community Responsibility, a post that comes complete with a lengthy job description that includes everything from consideration of the thousands of charitable-funding requests the company receives every year, to representing MassMutual on all manner of issues — and at all kinds of events — involving the city of Springfield.
Indeed, while President and CEO Roger Crandall has the helm at the company, Fyntrilakis is in many ways, if not most ways, the face of MassMutual in Springfield and Enfield, what he called the corporation’s “home-office communities.”
Summing up what he does in that capacity, while also simplifying things greatly, Fyntrilakis said he focuses much of his time and energy on what he calls “issues of the day.” These are in a constant state of flux, and vary in terms of how much of his time and energy they absorb. The list includes everything from helping to set the agenda for a recent visit to Springfield by the new chancellor of UMass Amherst, to ongoing work to revitalize the city’s State Street Corridor, to taking a lead role in determining MassMutual’s eventual contribution ($3 million) to Baystate Health’s $296 million Hospital of the Future.
He also chairs DevelopSpringfield, the nonprofit corporation formed in 2008 to advance development and redevelop projects, stimulate economic growth, and expedite the revitalization process within the city.
And then, there’s the tornado that roared through Springfield last June 1. It made his already-packed calendar and lengthy to-do list both exponentially more so. It brought a new category of consideration for the company’s philanthropic endeavors (more on that later) and eventually led MassMutual to designate Fyntrilakis as a loaned executive to help oversee recovery efforts along with Gerald Hayes, a vice president at Westfield State University.
In that role, Fyntrilakis has provided direction for the Rebuild Springfield initiative — a public-private collaboration involving Develop Springfield and the city’s redevelopment authority — which has undertaken development of a master plan that covers all impacted neighborhoods and the city as a whole.
To all of his various initiatives in Springfield, including tornado recovery, Fyntrilakis brings an approach, or philosophy, that he summed up with two words — ‘direct’ and ‘thoughtful’ — and then explained in some detail.
“We have real issues here in the community,” he explained. “If you try to tiptoe around things, that’s not real helpful to anyone; we have to be direct in our communications to each other, understand what the issues are, and get to the point on things.
“At the same time, we need to do things in a thoughtful way and a caring way,” he continued. “I believe that I do both, and I hope that I do both; we need to focus on what the issues are and deal with them in a direct manner, while at the same time, we have to be compassionate and understand the sensitivity of things.”
Both traits are certainly necessary when confronting what he sees as the biggest long-term issue facing Springfield — improving its education system.
“There are no easy answers to the education problem we have in Springfield,” he said. “What I would say is that we need radical change. What I would ask of the mayor and the School Committee as they approach this change of leadership in the superintendent’s office — ‘what is it that we’re going to do that’s significantly different from what we’re doing today in order to get a better result?’”
For this issue, BusinessWest talked at length with Fyntrilakis about his broad role and how he approaches it, and also about Springfield and its prospects for the future.

Learning Curves

Nick Fyntrilakis

Nick Fyntrilakis says he approaches his work on the many issues facing Springfield with the goal of being direct and “thoughtful.”

Born and raised in the City of Homes, Fyntrilakis remembers taking the bus from his neighborhood in East Springfield to the downtown in the early and mid-’80s.
He would visit many of the stores still doing business there then, including Steiger’s and Johnsen’s Bookstore, and eventually reach his father’s small breakfast-and-lunch restaurant on Main Street called Athens. He worked several different jobs there as he got older, while also devoting significant time to listening to what his father and others were saying about the city and its prospects moving forward.
This curiosity, or fascination, was blended with a sense of community service instilled by his parents  — his mother, who worked at the East Springfield branch of the city library, was one of the first members of the East Springfield Neighborhood Assoc., and both parents were involved in a number of political campaigns — and this mix propelled him toward government service.
He started as an aide to Murphy in 1996, not long after graduating from UMass Amherst with a double major (Environmental Science and Resource Economics). About a year and a half later, he decided to seek one of the two open seats on the Springfield School Committee.
“At that time, unlike today, it was very rare to get open seats that were not heavily contested,” he said, adding that there were eventually 13 candidates in the primary for three seats on the ballot. The field was whittled to six, and he ultimately finished third, joining the board when he was only 23.
“I enjoyed it,” he said of his stint on the school board. “It was hard work, but you get a real appreciation of what people are facing in terms of the process and the positives, negatives, and challenges involved with the public schools. There are 40-plus school buildings in the city, and you certainly start to learn about every nook and cranny of the city.”
Fyntrilakis decided to take this knowledge, as well as his love of politics, and seek a much higher office, Murphy’s House seat, in 1999. He eventually lost in the primary to Jack Keough by 32 votes, a number that prompted a complicated recount.
“That election was a real mess,” he recalled. “There were a variety of irregularities, including Republicans voting in a Democratic primary, inactive voters voting and not having their registration confirmed, and dead people voting — there were at least three confirmed dead voters that participated.”
The election was eventually thrown out in Hampden Superior Court, but Keough appealed that ruling. Faced with the appellate court’s desire to bring 150 inactive voters to court to verify their registration, Fyntrilakis dropped the case and returned his focus to the School Committee, to which he won another term in 2001.
Professionally, he started a consulting business, focusing on public relations and marketing. He did that for three years before winning a job at MassMutual. He started in the Hartford office, where he handled oversight of several education programs and outreach involving Hartford residents.
In 2005, he was given the opportunity to lead all educational programs in Springfield and Hartford, among other responsibilities, a career move that required him to step down from the school board. He became an assistant vice president in 2008 and succeeded Ron Copes in the role of director of Community Responsibility, or what had been known previously as Community Relations. He was named a vice president in late April.
When asked if there’s anything approaching a typical day in this job, Fyntrilakis laughed while shaking his head.
There are are a number regular assignments to be handled by him and his staff of nine, such as charitable giving, field programs involving the company’s 5,000 agents, and the LifeBridge free life-insurance program, but then there are those aforementioned issues of the day. He also sits on a number of boards and commissions, from the Springfield Chamber of Commerce to the Springfield Business Improvement District to the United Way.
“Every day is different, and that’s one of the things I like about what I do,” he explained. “We’re involved with a number of different entities, and also involved with improving the community. A lot of the work I do centers around what’s going on that week or what the hot issues are, and things are always changing.”

Twists of Fate
One of the more intriguing components of Fyntrilakis’s job description is overseeing the company’s charitable giving, currently about $7 million per year, and sifting through the more than 1,000 requests, or ‘asks,’ that arrive annually.
Generally speaking, this giving falls into three categories:
• Education, including many initiatives that fall under the corporation’s Career Pathways initiative, which provides scholarships, experiential learning opportunities for young people, and other components designed to track students into careers in financial services and, perhaps, MassMutual;
• ‘Community vitality,’ which includes support to cultural or community activities ranging from the Springfield Symphony Orchestra to July 4th fireworks; from CityStage to the Hoop City Jazz Festival; and
• The broad realm of economic development, which has been a focus area for only the past five or six years, he said. It includes efforts such as State Street Corridor work, downtown revitalization, and the various initiatives carried out by DevelopSpringfield.
The tornado doesn’t fit conveniently into any one category, but in reality, it touches all three, said Fyntrilakis, who noted that Springfield Mayor Domenic Sarno reached out to him just a few days after the tornado struck to take a lead role in the rebuilding effort.
Actually, his involvement in tornado-recovery efforts began within hours after the twister carved its half-mile-wide path of destruction through the city.
“I remember that night being on the phone with [Executive Director] Rick Lee at the Red Cross, saying ‘what do you need? What can we do? — you let us know, and we’re there,’” he told BusinessWest. “The first thing that we did, which was easy, was to cut a check for $100,000 to the Red Cross, and from there we did a lot more with the agency around volunteering and getting our employees involved. We were certainly on the ready to do whatever it was that the city wanted and the Red Cross needed to get the community back on its feet.”
Assessing what’s happened in the year since, Fyntrilakis said the creation of a master plan is an important initial step in the rebuilding process, and the best thing about that document is the level of involvement from city residents.
“One of the top priorities was community engagement, and ensuring that this wasn’t going to be the mayor’s plan or the City Council’s plan, or the consultant’s plan,” he explained. “This was going to be the community’s plan, and at the end of the day, we had that community involvement, exemplified by our last meeting in January, when we had 500 people at St. Anthony’s Social Center to hear the executive summary and ask questions.”
He said the mayor has asked those involved with Rebuild Springfield to use the tornado as a catalyst, not only for restoring damaged areas and encouraging new development, but for city-wide changes in such pressing areas as education, public safety, and job creation — and he believes that the disaster, and the resulting master plan for revitalization, can ultimately become just that, because of that community involvement.
“The best part of this plan, for me, is that it forces, or continues, dialogue among the various parties involved in certain aspects of improving the community,” he said, noting that there will be meetings within the designated tornado-damaged districts to continually gain input from residents and refine specific plans as necessary. “In the past, there wasn’t a formal structure to continue those conversations; people would say, ‘we’ve got our plan, now let’s go off and go about our business.’
“Now, it’s the reverse,” he continued. “We’ve said from the start, ‘we’re going to have a plan; what’s the implementation model, who’s leading it, and how do we drive that?’ There’s a real difference to how the city is approaching this moving forward.”

Work in Progress
When asked about the challenges of working with bureaucracy-laden partners such as City Hall, the School Department, and, in the case of the tornado, state and federal agencies, and also about the enormity of the issues the city is confronting, Fyntrilakis acknowledged that his work can sometimes be trying, but he has the patience and other qualities needed to cope.
“Certainly there are days when it feels like you’re trying to boil the ocean, and you wonder how you’re going to get that done,” he explained. “But those aren’t the majority of the days, because if they were the majority, you wouldn’t be doing this for very long.
“When you step back and look at some of the success — and you really need to concentrate on the success — and have a vision and a belief in what you’re doing and a passion for it, then you can sustain the energy requited to do the work,” he continued. “If you were to put your hands up in the air and say, ‘what am I going to do change things?’ or ‘what is MassMutual going to do to change things?’ on a particular issue, you’re not going to get very far. You have to have that belief and passion in what you’re doing.”
Fyntrilakis said he learned a number of lessons from his predecessor, Copes, about everything from setting priorities for expending time and resources to gaining the all-important momentum needed to achieve progress on pressing issues.
“He was certainly a role model for me, and he was very respected in the community,” Fyntrilakis explained. “He knew when to try to push to get things to move in the right direction, and also when not to.
“He tried to get people rowing in the same direction with a common focus,” he continued. “And that’s what I try to do in my work — to bring people together in this community, and to try to get people focused on what the objective is. I think we all want the same things … a better community, better schools, a more robust economic climate. We want a vital community; the question is, how do we get there?”
As one of the region’s largest employers, MassMutual is looked upon as a resource and potential contributing partner in virtually every endeavor facing Springfield, he said, adding that this simple fact presents one of the company’s biggest challenges — deciding when, where, how, and to what extent to get involved.
“We get invited to every conversation in town, which is great,” he said. “But it’s also somewhat impossible to be involved in every conversation in town, so we try to focus on where there’s the most need, where there are areas we can impact that align with our interests as an organization, and participate in and influence those. But we’re invited to everything.”
Which brings him back to the many problems facing the city’s School Department and the need to bring about that radical change he described.
“It’s a huge issue for the city,” he told BusinessWest. “If people are going to say that we’re chugging along and we’ve got some good things in the hopper, that may be true, but it’s just not happening fast enough to get us to where we need to be. We need significant change.”

The Bottom Line
As he mentioned, Fyntrilakis doesn’t think often about what might have happened if a few more people had voted for him in the House race back in 1999.
He’s very much preoccupied with the present, future, and those innumerable ‘issues of the day’ involving the city he grew up in and remains passionate about.
He’s not in public service in a very technical sense, but those two words probably best sum up everything in his lengthy job description — and concisely describe the philosophy he takes with him to work every day.

George O’Brien can be reached at [email protected]

Court Dockets Departments
The following is a compilation of recent lawsuits involving area businesses and organizations. These are strictly allegations that have yet to be proven in a court of law. Readers are advised to contact the parties listed, or the court, for more information concerning the individual claims.

CHICOPEE DISTRICT COURT
Brandi Sabourin v. Stop & Shop Holdings Inc.
Allegation: Negligent maintenance of premises causing injury: $4,667.23
Filed: 4/25/12

HAMPDEN SUPERIOR COURT
Alves Fuel Inc. v. W & I Construction Inc.
Allegation:  Non-payment of diesel fuel delivered: $26,414.52
Filed: 4/26/12

Delta Capital Group, LLC v. 66 Holyoke, LLC
Allegation: Failure to pay outstanding fees for services rendered: $300,000
Filed: 4/17/12

Falcetti and Clark Electrical Supply v. Classic Envelope Inc.
Allegation: Non-payment of electrical supply: $45,903.19
Filed: 4/18/12

James L. Hansmann v. Nationstar Mortgage, LLC
Allegation: Intentional and negligent infliction of emotional distress: $10,155
Filed: 4/26/12

Kristine Morrison v. Wheely Fun Inc.
Allegation: Negligent maintenance of property: $200,000
Filed: 4/12/12

HAMPSHIRE SUPERIOR COURT
Credit Cash NJ, LLC v. University Motors, LLC
Allegation: Failure to pay on credit-card agreement: $105,024.16
Filed: 3/29/12

Richard O’Riley v. Green Seal Environmental Inc., John Blaisdell, and Garrett Keegan
Allegation: Breach of contract: $37,000
Filed: 3/20/12

Roxanne H. Labonte, administratrix of the estate of Brian C. Labonte v. J.D. Rivet and Co. and New England Scaffolding Inc.
Allegation: Negligence on job site causing wrongful death of Brian C. Labonte: $25,000+
Filed: 3/22/12

NORTHAMPTON DISTRICT COURT
Reuben and Nicole Moore v. Lia Northampton Inc.
Allegation: Violation of Lemon Law: $14,740.86
Filed: 3/13/12

SPRINGFIELD DISTRICT COURT
ABC Supply Co. Inc. v. West Side Builders and Peter J. Lingley
Allegation: Non-payment on merchandise sold and delivered: $4,796.35
Filed: 4/19/12

Bank of America v. Brothers Pizza, Nicholas and Catherine Markantoris
Allegation: Failure to pay small-business loan: $89,779.90
Filed: 4/24/12

Daniel Toniatti v. Weatherproofing Technologies Inc.
Allegation: Failure to pay wages: $20,000
Filed: 4/2/12

Sherrill A. Simpson v. Travelers of MA
Allegation: Breach of contract and failure to pay medical expenses and lost wages: $3,850
Filed: 4/4/12

Tamika Rivera v. Geico
Allegation: Failure to pay all PIP benefits due: $1,076.53
Filed: 4/19/12

Departments People on the Move

James F. Truden III

James F. Truden III

TD Bank has named James F. Truden III the Store Manager of the store located at 10 Center St. in Adams. An assistant vice president, he is responsible for new-business development, consumer and business lending, managing personnel, and overseeing the day-to-day operations at the store serving customers throughout Berkshire County.
•••••
In a third return engagement, Carol Cioe Klyman an attorney with Springfield-based Shatz, Schwartz and Fentin, P.C. recently acted as co-chair of the 13th annual New England Elder and Disability Law Conference in Boston. Klyman, who concentrates her practice in the areas of elder law, estate and special-needs planning, estate settlement, guardianship, and trust and estate litigation, co-presented a workshop titled “The Hidden MassHealth: What You Need to Know That’s Not in the Rule
Carol Cioe Klyman

Carol Cioe Klyman

Book.” Klyman covered the unwritten rules of MassHealth long-term care policies and procedures, including the use of caregiver agreements and private annuities, transfer of assets issues, and the application process.
•••••
Berkshire Hills Bancorp Inc. has appointed Geno Auriemma as a Director of the company and of Berkshire Bank.Additionally, Berkshire Bank intends to enter into a marketing arrangement with Auriemma, subject to final approval, whereby he will serve as a spokesperson for the bank. Auriemma has been head coach of the University of Connecticut women’s basketball team since 1986, is a seven-time national Coach of the Year and has won or shared the Big East Coach of the Year award eight times. He has served as president of the Women’s Basketball Coaches Assoc., and is involved in the national V Foundation for Cancer Research.
•••••
Brad Larsen was recently named head coach of the American Hockey League’s Springfield Falcons by Columbus Blue Jackets Executive Vice President of Hockey Operations and General Manager Scott Howson. Larsen spent the past two seasons as an assistant coach with Columbus’ AHL affiliate, and was an assistant coach for the Springfield Falcons prior to the start of the 2010-11 season after concluding a 13-year playing career in 2009-10 with the AHL’s Portland Pirates.
•••••
Lawrence B. Smith

Lawrence B. Smith

Lawrence B. Smith recently joined the Pioneer Valley Planning Commission as a senior planner. He holds a bachelor’s degree from the UMass Amherst Department of Landscape Architecture and Regional Planning. Smith comes to PVPC with more than 30 years’ experience in municipal planning and community development serving numerous Western Mass. communities.
•••••
MassMutual recently named two individuals to senior vice president positions:
• Sri Dronamraju is the new Senior Vice President for Enterprise Technology and serves as MassMutual’s chief information risk officer, where he is responsible for developing and maintaining a multi-faceted approach for identifying and mitigating information risk, including strong policy, threat detection and deterrence, data-loss prevention, and employee education; and
• Scott Palmer was named Senior Vice President of Retirement Services Systems. He is responsible for managing information technology and systems for the corporate, union, nonprofit and governmental employers’ defined-benefit, defined-contribution, and non-qualified deferred-compensation plans for MassMutual’s Retirement Services division.
•••••
Coldwell Banker Residential Brokerage office in Chicopee announced that Linda Blackburn has been added as a Sales Associate.  Blackburn will provide residential real-estate services in Chicopee as well as Belchertown, Palmer, Monson, Ware, and Warren.
•••••
John Henry has been named associate at the environmental firm of O’Reilly, Talbot & Okun Associates in Springfield. Henry is a Massachusetts- and Connecticut-licensed professional engineer with more than 20 years experience in the civil-engineering and environmental-consulting fields. Henry is very active in solar-power development projects as well as soil and groundwater remediation projects at airports, industrial and commercial facilities, schools, and religious institutions.
•••••
PeoplesBank in South Hadley recently named Jessica L. Wales Branch Manager.

Departments Incorporations
The following business incorporations were recorded in Hampden, Hampshire, and Franklin counties and are the latest available. They are listed by community.

BLANDFORD

N.E. Pat’s Franchise Investment Partners Inc., 239 Otis Road, Blandford, MA 01008. Wayne E. Yvon, 3641 Lone Wolf Trail, St. Augustine, FL 32086. Franchise business operations.

EASTHAMPTON

Ernest Inc., 72 Union St., Easthampton, MA 01027. Lynne Dunn, 43 Burt Road
Westhampton, MA 01027. Beauty Salon.

GRANBY

Swing Oil Brewery Inc., 34 Barton St., Granby, MA 01033. Thomas Pluta, same. Manufacturing.

HADLEY

Budget Auto Repair and Rentals Inc., 8 Pine Hill Road, Hadley MA, 01035. Kevin Michelson, 18 Grand Oak Farm Road, Hadley, MA 01035. Budget auto repair and rentals.

HOLYOKE

Los Masters Social Club Inc., 65 Commercial St., Holyoke, MA 01040. Beatriz Rodriguez, same. Operation of a social club.

INDIAN ORCHARD

Shyam Corp., 253 Pasco Road, Indian Orchard, MA 01151. Chetan J. Patel, 65 Beverly Lane, Indian Orchard, MA 01151. Gas station and convenience store.

LENOX

Massachusetts Equine Welfare Council Inc., C/O Barbara E Kellogg , 431 New Lenox Road, Lenox, MA, 01240. Barbara E. Kellogg, same. To promote the welfare of equines; to provide assistance and education to equine owners and the public to ensure equine welfare; to foster and encourage and assist in the humane care and treatment of equines.

NORTHAMPTON

Hai Architecture Inc., 64 Gothic St., Northampton, MA 01060. Richard E. Katsanos 129 Southampton Road, Westhampton, MA 01027. Professional architecture and design services.

PITTSFIELD

Berkshire Lockshop Inc., 24 Dalton Ave., Pittsfield, MA 01201. David Hicks, same. Locksmith services.

R & A Bertolino Inc., 43 Bellmore Dr., Pittsfield, MA 01201. Robert M. Bertolino, same. Food services.

SOUTHWICK

Paul Martin Construction Corp., 23 Berkshire Ave., Southwick, MA 01077. Paul Martin, same. Construction services.

SPRINGFIELD

Charlene’s Boutique Inc., 114 State St., Springfield, MA 01103. Charlene S. Naylor, same. Beauty salon.

Easy Checks & Variety Inc., 494 Central St., Springfield, MA 01109. Rajesh R. Patel, 102 Sterling Road, Springfield, MA 01119. Convenience store and check cashin

Bankruptcies Departments
The following bankruptcy petitions were recently filed in U.S. Bankruptcy Court. Readers should confirm all information with the court.

Albert, Douglas R.
735 Memorial Dr.
Chicopee, MA 01020
Chapter: 7
Filing Date: 05/07/12

Altro, Karin M.
15 Leclair Ter.
Chicopee, MA 01013
Chapter: 7
Filing Date: 05/01/12

Anderson, Theresa
174 Spear Road
Springfield, MA 01119
Chapter: 13
Filing Date: 04/29/12

Arroyo, April
132 Myrtle Ave., 1st Fl.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 04/23/12

Aukstikalnis, Joan M.
163A Leyden Road
Greenfield, MA 01301
Chapter: 7
Filing Date: 04/26/12

Avery, Jason D.
Avery, Jennifer A.
76 Penncastle St.
Springfield, MA 01129
Chapter: 7
Filing Date: 05/10/12

Avery, Michael L.
24 Elm St.
Greenfield, MA 01301
Chapter: 13
Filing Date: 04/29/12

Bachelder, Todd C.
554 East Main St.
Orange, MA 01364
Chapter: 7
Filing Date: 04/27/12

Balser, Erik R.
31 Ludger Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 05/09/12

Balser, Jessica A.
a/k/a Antoine, Jessica Ann
a/k/a O’Leary, Jessica Ann
31 Ludger Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 05/09/12

Batchelor, Tanza L.
414 Chestnut St.
Springfield, MA 01104
Chapter: 7
Filing Date: 04/18/12

Bellucci, Anthony A.
13 Plum St.
Springfield, MA 01119
Chapter: 13
Filing Date: 04/24/12

Bellunduno, Helen Rita
132 Lovefield St.
Easthampton, MA 01027
Chapter: 7
Filing Date: 04/17/12

Bergeron, Mary E.
104 Pearl St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 05/01/12

Berthiaume, Nathan H.
413 Belchertown Road
Ware, MA 01082
Chapter: 13
Filing Date: 04/23/12

Biladeau, Diane Mary
2 Jones Dr.
Easthampton, MA 01027
Chapter: 7
Filing Date: 05/02/12

Botta, Roberto G.
Botta, Carmela
32 Green St.
Monson, MA 01057
Chapter: 13
Filing Date: 04/20/12

Bowell, Robert A.
28 River Road
Apt. #147
Sunderland, MA 01375
Chapter: 7
Filing Date: 05/02/12

Bradford, James H.
P.O. Box 795
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 05/04/12

Brooks, Jason C.
63 Belanger St.
Three Rivers, MA 01080
Chapter: 7
Filing Date: 04/18/12

Brooks, Kristy A.
a/k/a Francis, Kristy Ann
63 Belanger St.
Three Rivers, MA 01080
Chapter: 7
Filing Date: 04/18/12

Brothers, Nelson W.
81 Hanson Dr.
Springfield, MA 01128
Chapter: 7
Filing Date: 05/10/12

Cady, Gabriel
264 Alden St.
Ludlow, MA 01056
Chapter: 13
Filing Date: 04/24/12

Carney, John B.
a/k/a Carney, Burke
95 Davis St., Apt. 5
Greenfield, MA 01301
Chapter: 7
Filing Date: 04/26/12

Christianson, Robert L.
226 New Boston Road
Sturbridge, MA 01566
Chapter: 7
Filing Date: 04/18/12

Clifford, Myla J.
22 Williams Ave.
Athol, MA 01331
Chapter: 13
Filing Date: 04/30/12

Coburn, Richard
PO Box 905
Warren, MA 01083
Chapter: 7
Filing Date: 04/17/12

Cochran, Adam W.
76 Enfield St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 04/20/12

Connor, Steven J.
19 Church St.
Northampton, MA 01060
Chapter: 7
Filing Date: 04/19/12

Cook, Deborah D.
P.O Box 1017
Sheffield, MA 01257
Chapter: 7
Filing Date: 05/04/12

Coppedge, James Darnell
Coppedge, Lakisha Marie
45 Valley Road
Springfield, MA 01119
Chapter: 7
Filing Date: 05/11/12

Coulombe, Alan J.
51 Amherst Road
Granby, MA 01033
Chapter: 13
Filing Date: 05/08/12

Couture, Elizabeth E.
a/k/a Stevens, Elizabeth
11 Freyer Road
Southampton, MA 01073
Chapter: 7
Filing Date: 04/30/12

Cranstoun, Mary-Joan
22 Town Farm Road
Monson, MA 01057
Chapter: 7
Filing Date: 04/18/12

Creamer, Guillermo D.
1 Ladd Road
Sturbridge, MA 01566
Chapter: 13
Filing Date: 04/17/12

Crocker, Douglas George
11 Giovina Dr.
Pittsfield, MA 01201
Chapter: 13
Filing Date: 04/25/12

Croteau, Judith G.
279 Pleasant St.
Orange, MA 01364
Chapter: 7
Filing Date: 04/27/12

Cusson, Jarid C.
Cusson, Heather L.
833 Pendleton Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 05/07/12

Danforth, Brenda L.
100 Elizabeth St.
Pittsfield, MA 01201
Chapter: 7
Filing Date: 04/16/12

Davis, Gary C.
Davis, Maryann
a/k/a Zelazo, Maryann
118 Belchertown St.
Three Rivers, MA 01080
Chapter: 7
Filing Date: 04/24/12

Dean, Betsy E.
a/k/a Dean, Autumn
75 Lyman Road
Northfield, MA 01360
Chapter: 7
Filing Date: 04/27/12

DeJesus, Eva M.
74 Elmer Dr.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/18/12

Devine, Shawn P.
38 Louis Road
Springfield, MA 01118
Chapter: 13
Filing Date: 05/02/12

DeVree, Brett L.
36 Gillette Circle
Springfield, MA 01118
Chapter: 7
Filing Date: 05/01/12

Dixon, Marjorie M.
220 Maple St., #1
Springfield, MA 01105
Chapter: 7
Filing Date: 05/08/12

DLB Computer Technology
Couture, Duane Edward
Couture, Lori Ann
37 Rosie Lane
Agawam, MA 01001
Chapter: 7
Filing Date: 04/30/12

Drobiak, Richard P.
65 Hitchcock St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/24/12

Duplessis, Paula A.
459 East River St.
Orange, MA 01364
Chapter: 7
Filing Date: 04/27/12

Dupuis, Richard Robert
25 Kon Tiki Circle
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/17/12

Ehmann, Amy Nicole
20 Conz St.
Northampton, MA 01060
Chapter: 7
Filing Date: 04/19/12

F.I.T. Inc.
Leao, Linda N.
a/k/a Raina, Linda Leao
39 Shaw St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 04/17/12

Fernet, Tabitha M.
23 Burrill Ave.
Orange, MA 01364
Chapter: 13
Filing Date: 04/19/12

Figueroa, Emily
P.O. Box 663
Chicopee, MA 01021
Chapter: 7
Filing Date: 05/02/12

Flagg, Cory J.
PO Box 216
Southwick, MA 01077
Chapter: 7
Filing Date: 04/19/12

Flores, Porfirio
84 Hockanum Road
Hadley, MA 01035
Chapter: 7
Filing Date: 04/19/12

Foster, Merianne L.
a/k/a Myers, Merianne
a/k/a Thompson, Merianne
40 Partridge Road
Pittsfield, MA 01201
Chapter: 7
Filing Date: 05/06/12

Garziano, Leslieanne
18 Lyman Ave.
Easthampton, MA 01027
Chapter: 13
Filing Date: 05/03/12

George, Starla C.
2205 Boston Road, #0147
Wilbraham, MA 01095-1164
Chapter: 7
Filing Date: 05/07/12

Germain, Michelle D.
41 Crest Road
Monson, MA 01057
Chapter: 7
Filing Date: 05/11/12

Goggin, Stephanie Lee
a/k/a Miner, Stephanie L.
127 Balfour Dr.
Springfield, MA 01118
Chapter: 7
Filing Date: 04/23/12

Guzman, Marta I.
1574 Memorial Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/18/12

Hall, LaTasha M.
a/k/a Hall-Fletcher, LaTasha M.
95 Dickinson St.
Springfield, MA 01108
Chapter: 13
Filing Date: 05/09/12

Hanks, Kathleen E.
47 Huntington Road
Hadley, MA 01035
Chapter: 7
Filing Date: 04/19/12

Hanks, Russell F.
47 Huntington Road
Hadley, MA 01035
Chapter: 7
Filing Date: 04/19/12

Harris, Teresa Ann
967 Worcester St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 04/25/12

Hayes, James E.
459 East River St.
Orange, MA 01364
Chapter: 13
Filing Date: 04/30/12

Himmelreich, Herbert N.
Himmelreich, Debra A.
67 Theroux Dr. # 7F
Chicopee, MA 01020
Chapter: 7
Filing Date: 05/10/12

Hinckley, Michael W.
57 Calumet St.
Pittsfield, MA 01201
Chapter: 7
Filing Date: 04/19/12

Huot, Rodney R.
Huot, Ann-Marie
222 Freedom St.
Athol, MA 01331
Chapter: 7
Filing Date: 04/30/12

Ihedigbo, Joy C.
2082 Page Blvd.
Springfield, MA 01151
Chapter: 13
Filing Date: 04/21/12

Ireland, Debra Ann
48 Wimbleton Dr.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 04/23/12

Jacobson, Steven E.
1111 Hubbardston Road
Barre, MA 01005
Chapter: 13
Filing Date: 05/01/12

Joanides, Maria E.
a/k/a Martel, Maria E.
110 Britton St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/20/12

Jones, Candace E.
390 Montague Road
Shutesbury, MA 01072
Chapter: 7
Filing Date: 04/17/12

JR Simmons Group
Simmons, Jacqueline
a/k/a Betts, Jacqueline
45 Central St., Apt. A
Springfield, MA 01104
Chapter: 7
Filing Date: 04/20/12

JR Tower & Sons
Tower, James R.
Tower, Shirley P.
346 North Main St.
Sunderland, MA 01375
Chapter: 7
Filing Date: 04/30/12

Katand Inc.,
Katok, Andrew
a/k/a Katok, Andrei
19 Norman Ter. Ext.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 04/17/12

Kelley, Susan J.
a/k/a Kelley-Thibault, Susan J.
46 Cleveland St.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 04/24/12

Krol, Stephen R.
15 Gardner Road
Chicopee, MA 01013
Chapter: 7
Filing Date: 05/07/12

Kupiec, Freddie J.
Kupiec, Laurie Anne
4 Fern Hill Road
Palmer, MA 01069
Chapter: 7
Filing Date: 05/01/12

Kuzmenko, Pavel
69 Line St.
Feeding Hills, MA 01030
Chapter: 13
Filing Date: 04/30/12

Lacoste, David D.
59 Orchard St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 05/01/12

Lamorticelli, Dana J.
243 Cutt Off Road
Barre, MA 01005
Chapter: 13
Filing Date: 04/29/12

Lamorticelli, Sherri L.
243 Cutt Off Road
Barre, MA 01005
Chapter: 13
Filing Date: 04/29/12

Lemay, Edward A.
Reilly, Rose A.
31 Hillcrest St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 04/18/12

Lesko, Alishia Lyn
a/k/a Baker, Alishia Lyn
136 Main St.
Hatfield, MA 01038
Chapter: 7
Filing Date: 04/19/12

Lind, Susan L.
547 Fuller St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 04/19/12

Little Explorers Learning
Poole, Cynthia L.
a/k/a Jochim, Cynthia L.
a/k/a Jochim-Poole, Cynthia L.
97 Klaus Anderson Road
Southwick, MA 01077
Chapter: 7
Filing Date: 04/30/12

Lopez, Richard
126 W. Alvord St.
Springfield, MA 01108
Chapter: 7
Filing Date: 05/02/12

Lorenz, Harry L.
Lorenz, Debra M.
132 Pine St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 05/02/12

Lozada, Juana
29 Beacon Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/20/12

Manarite, Thomas J.
58 Merriam St.
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 05/09/12

Marcille, Barbara A.
P.O. Box 1485
Warren, MA 01083
Chapter: 13
Filing Date: 04/24/12

Martin, John M.
23 Cottage St.
Agawam, MA 01001
Chapter: 7
Filing Date: 04/19/12

Martin, Kathy L.
26 Gay St.
Orange, MA 01364
Chapter: 7
Filing Date: 04/30/12

McCann, Jason R.
McCann, Kimberly R.
161 Stafford Road
Wales, MA 01081
Chapter: 7
Filing Date: 05/01/12

McClain, Shawn A.
McClain, Lisa A.
41 Gould Road
Ware, MA 01082
Chapter: 7
Filing Date: 04/27/12

Meredith, Sally
106 Hitchcock St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/26/12

Michalowicz, Carolyn
311 Regency Park Dr.
Agawam, MA 01001
Chapter: 7
Filing Date: 04/19/12

Miller, Wayne A.
Miller, Wendy J.
a/k/a Nye, Wendy
a/k/a Cook, Wendy
1 Students Lane
Pittsfield, MA 01201
Chapter: 7
Filing Date: 04/30/12

Mims, Edward
55 Dupuis Road
Holyoke, MA 01040
Chapter: 13
Filing Date: 05/08/12

Moore, Fannie Mae
27 Barry Wills Place
Springfield, MA 01118
Chapter: 7
Filing Date: 05/04/12

Moriarty, Daniel F.
88 Country Road
Agawam, MA 01001
Chapter: 13
Filing Date: 05/02/12

Moya, Sandy Misael
PO Box 1333
Holyoke, MA 01041
Chapter: 7
Filing Date: 04/30/12

Newton, Heather M.
33 Center Dr.
Orange, MA 01364
Chapter: 13
Filing Date: 04/23/12

Ogden, Charlotte H.
PO Box 13
West Springfield, MA 01090
Chapter: 7
Filing Date: 05/09/12

Olivo, Yanira
167 Russell St.
Springfield, MA 01104
Chapter: 7
Filing Date: 05/07/12

Osei-Bonsu, Prince
24 Crystal Ave.
Springfield, MA 01108
Chapter: 7
Filing Date: 05/09/12

Ostrowski, Christopher M.
311 Regency Park Dr.
Agawam, MA 01001
Chapter: 7
Filing Date: 04/19/12

Ozdemir, Yasemin
24 McKinley Ter.
Pittsfield, MA 01201
Chapter: 7
Filing Date: 05/10/12

Pagios, Mark S.
302 Rogers Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 05/02/12

Parent, James C.
Mulvenna-Parent, Kristen M.
189 Hillcrest Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 05/01/12

Parker, Brian J.
150 Cloran St.
Springfield, MA 01109
Chapter: 13
Filing Date: 05/08/12

Parker, Mary Jane
189 Stratton Road E4
Williamstown, MA 01267
Chapter: 7
Filing Date: 04/16/12

Parker, Michael J.
Parker, Carolyn J.
37 Laconia St.
Ludlow, MA 01056
Chapter: 13
Filing Date: 05/08/12

Pelkey, David J.
Bussiere-Pelkey, Beverly A.
86 Beacon Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 05/08/12

Perrier, Jeremy J.
Perrier, Laura L.
12 Madison St.
Westfield, MA 01085
Chapter: 13
Filing Date: 05/08/12

Piazza, Trina M.
81 Columbia Dr.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 04/26/12

Polite, Tracey
33 Metzger Place
Springfield, MA 01104
Chapter: 13
Filing Date: 04/25/12

Pomeroy, Frank E.
Pomeroy, Shirley M.
344 Belmont Ave.
Springfield, MA 01108
Chapter: 13
Filing Date: 04/29/12

Porter, Aaron R.
2518 Chestnut Hill Ave.
Athol, MA 01331
Chapter: 13
Filing Date: 04/30/12

Quick Stop Package Store
Wes’s Package Store
Wes’s, Inc., LLC
Zachara, Wesley
Zachara, Marzena
P.O. Box 239
Agawam, MA 01001
Chapter: 7
Filing Date: 04/17/12

Rapisarda, Clifford Ernest
62 Goss Hill Road
Huntington, MA 01050
Chapter: 13
Filing Date: 04/26/12

Raymond, Allan D.
Raymond, Cindy K.
a/k/a LaHair, Cindy K.
a/k/a Greenwood, Cindy K.
5 Highland Village, Apt.
Ware, MA 01082
Chapter: 7
Filing Date: 04/30/12

Redmond, Jeremy L.
Redmond, Joanna R.
a/k/a Bruneau, Joanna R.
11 Acrebrook Dr.
Granby, MA 01033
Chapter: 7
Filing Date: 04/19/12

Rejouis, Jean Delix
P.O. Box 81371
Springfield, MA 01138
Chapter: 7
Filing Date: 05/04/12

Rivera, Daisy
a/k/a Ortiz, Daisy
21 Nassau St., Apt. 1R
Chicopee, MA 01013
Chapter: 7
Filing Date: 05/07/12

Robienczak, Cheryl L.
133 Janet St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 04/25/12

Rock, Gilbert E.
Rock, Kimberly A.
40 Elizabeth St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 04/19/12

Rooney, Krystle A.
a/k/a Renkie, Krystle Ann
21 Reed Ave.
Chicopee, MA 01020
Chapter: 13
Filing Date: 04/24/12

Rousse, Toni F.
22-B Castle Hill Road
Agawam, MA 01001
Chapter: 7
Filing Date: 04/27/12

Rowe, David J.
Prechtl, Mary E.
P.O. Box 80812
Springfield, MA 01138-0812
Chapter: 7
Filing Date: 05/02/12

Salvi, Michael A.
Salvi, Nichole D.
11 High Meadow Road
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 05/01/12

Sanchez, Emmanuel
a/k/a Sanchez, Manny
31 Carlton St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/23/12

Santiago, Dionisio
41 Chestnut St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/23/12

Santiago, Jose M.
229 Kent Road
Springfield, MA 01129
Chapter: 7
Filing Date: 05/02/12

Sargent, Jamie Roger
Sargent, Danielle Joy
a/k/a Ericson, Danielle J.
36 Lake Mattawa Road
Orange, MA 01364
Chapter: 7
Filing Date: 04/19/12

Sarno, Sara E.
81 Somers Road
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 04/30/12

Schneider, Blanca I.
10 Wolcutt St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 04/30/12

Schroth, Tonya L.
a/k/a Beaudry, Tonya L.
125 Marion St. Ext.
Chicopee, MA 01013
Chapter: 7
Filing Date: 05/11/12

Serrano, Eliezer
Serrano, Candida
20 Windermere Dr.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 05/02/12

Shurtleff, Arthur L.
Shurtleff, Anne M.
111 Wealthy Ave.
Pittsfield, MA 01201
Chapter: 13
Filing Date: 05/09/12

Siciliano, Scott M.
50 Howland Ave.
Adams, MA 01220
Chapter: 7
Filing Date: 04/17/12

Solivan, Ana
140 Chestnut St.
Apt. 614
Springfield, MA 01103
Chapter: 7
Filing Date: 05/03/12

Soucy, Roger L.
76 Apple Road
Brimfield, MA 01010
Chapter: 13
Filing Date: 05/01/12

Stephens, Shirley R.
124 Balis St.
Springfield, MA 01109
Chapter: 7
Filing Date: 05/01/12

Still, Gary S.
60 Braddock St.
Springfield, MA 01109
Chapter: 7
Filing Date: 05/07/12

Sullivan, Katie M.
15 Franklin St.
Greenfield, MA 01301
Chapter: 7
Filing Date: 04/26/12

Supinski, Thomas R.
47 Kensington St.
Feeding Hills, MA 01030
Chapter: 7
Filing Date: 05/07/12

Suprenant, George N.
Suprenant, Mary Ann
282 Little Alum Road
Brimfield, MA 01010
Chapter: 7
Filing Date: 04/19/12

Tatro, Brenda L.
429 Main Road
Colrain, MA 01340
Chapter: 13
Filing Date: 05/04/12

Thagard, Scott
20 Denwall Dr.
Springfield, MA 01119
Chapter: 13
Filing Date: 04/17/12

Tompkins, Doreen Lynn
281 Turkey Hill Road
Belchertown, MA 01007
Chapter: 7
Filing Date: 04/17/12

Twin Brook Farm
Wide Range Inv.
Giard, Paul Arthur
42 Purington Lane
Colrain, MA 01340
Chapter: 13
Filing Date: 05/11/12

Vandall, Donna L.
770 Moore St.
Ludlow, MA 01056
Chapter: 7
Filing Date: 05/01/12

Velez, Monica
353 Ingleside St.
Holyoke, MA 01040
Chapter: 13
Filing Date: 05/07/12

Venne, Thomas R.
28 Pencasal Dr.
Florence, MA 01062
Chapter: 13
Filing Date: 05/04/12

Walton, Lynne A.
42 South Park Ter.
Northampton, MA 01060
Chapter: 7
Filing Date: 05/02/12

Watt, Cleveland W.
Watt, Gwenn P.
709 Suffield St.
Agawam, MA 01001
Chapter: 7
Filing Date: 05/10/12

Westley, Anthony R.
Westley, Averil H.
269 B Roadway St.
Chicopee, MA 01020
Chapter: 13
Filing Date: 04/22/12

Williams, Gary S.
Williams, Cynthia G.
30 Craig St.
Springfield, MA 01108
Chapter: 13
Filing Date: 05/09/12

Willis, Irene
2 Cornwall Dr.
Great Barrington, MA 01230
Chapter: 7
Filing Date: 04/26/12

Wiseman, William E.
Wiseman, Jannette K.
a/k/a Segona-Wiseman, Jannette K.
26 Brookside Ave.
Greenfield, MA 01301
Chapter: 7
Filing Date: 04/30/12

Wohllebe-Swider, Linda J.
65 South Tallyho Dr.
Springfield, MA 01118
Chapter: 7
Filing Date: 04/30/12

Wood, Christopher T.
Wood, Amanda L.
105 Agnes St.
Springfield, MA 01118
Chapter: 7
Filing Date: 05/09/12

Young, Marty Neilson
62 Goss Hill Road
Huntington, MA 01050
Chapter: 13
Filing Date: 04/26/12

Building Permits Departments
The following building permits were issued during the month of May 2012.

AMHERST

Amherst College
280 Main St.
$58,000 — Basement structural repairs

Dragonfly Health,LLC
17 Research Dr.
$86,000 — Foundation only for a two-story medical office

Northampton Co-Op Bank
390 College St.
$2,500 — Install night deposit

EASTHAMPTON

Berkshire-Easthampton, LTD
118 Northampton St.
$60,000 — Renovate pharmacy

David Pascoe
72 Union St.
$7,000 — Interior renovations

Interland Real Estate, LLC
180 Pleasant St.
$250,000 — Install equipment and fixtures to brewing, bottling, and distribution of beer and soda

J & J Elkins Properties
6 Industrial Way
$15,000 — Create lunch/break room for employees

Paul Sise
92 Cottage St.
$4,000 — Minor non-structural renovations

Riverside Industries Inc.
1 Cottage St.
$29,000 – New roof

HOLYOKE

City of Holyoke Dept. of Public Works
1 Berkshire St.
$37,500 — Remove existing roof and install new

Contemporary Apartments Inc.
59 Mosher St.
$250,000 — Replace rear porches

Fiesta Café
305-307 Main St.
$7,000 — Frame new walls

SBA Sites Inc.
29 Mt. Tom Ski Road
$20,000 — Modify wireless antenna

LUDLOW

Cumberland Farms
320 East St.
$3,000 — Alterations

Town of Ludlow School Central Office
63 Chestnut St.
$60,000 — Alterations

Englewood Properties, LLC
194 East St.
$11,000 — Alterations

Ludlow Housing Authority Community Room
48 Higher St.
$6,500 — Reshingle

Robin Wdowiak
588 Center St.
$104,000 — New construction

NORTHAMPTON

Cooper’s Dairyland of Northampton
51 State St.
$7,000 — Strip and re-roof

Erin McCarthy
14 Hatfield St.
$4,500 — Porch repair and replacement windows

Northampton City Hall
210 Main St.
$100,000 — Replace windows

Smith College
51 College Lane
$9,000 — Strip and shingle roof

SOUTHWICK

Greenhill Services
51 Lakemont St.
$36,000 — Exterior renovations

R.A.C. Builders
224 Sheep Pasture Road
$879,000 — Addition to church

SPRINGFIELD

Baystate Medical Center
759 Chestnut St.
$26,000 — Expand supply room

Mass Mutual
1500 Main St.
$20,000 — Upgrade antennas and cables

NEC Family Enterprise II
1095 Main St.
$20,000 — Renovate office space

New Hope Pentecostal Church
364 Central St.
$70,000 — Interior repairs

Springfield Housing Authority
231-239 Pine St.
$107,000 — Insulation and repairs

WESTFIELD

Frank DeMarinis
395 Southampton Road
$475,000 — Addition to medical building

Gulf Stream
31 Elise St.
$23,000,000 — Construction of a new hangar

SBA Communications
395 Southampton Road
$20,000 — Replacing antennas

WEST SPRINGFIELD

Chris Nekitopaulos
339 Bliss St.
$18,000 — Strip and re-roof

Paul Longtin
20 Crescent Circle
$320,000 — Renovations to existing restaurant

Sergei Starosielski
181 Doty Circle
$10,000 — Re-roof

Victory Temple Church
521 Union St.
$3,500 — New siding

Departments Picture This

Send photos with a caption and contact information to:  ‘Picture This’ c/o BusinessWest Magazine, 1441 Main Street, Springfield, MA 01103 or to [email protected]

Doris’ Day

More than 200 friends, colleagues, and area business leaders turned out at the Delaney House on May 29 to honor Doris Ransford, who recently retired after 26 years as director of the Greater Holyoke Chamber of Commerce. At top, Ransford is flanked by Robert Gilbert, president and CEO of Dowd Insurance, and Deborah Buckley, president of Goss & McLain Insurance. Bottom, she shares a moment with Peter Rosskothen, left, co-owner of Delaney House and the Log Cabin and former chamber board president, and state Sen. Michael Knapik, who represents Holyoke.











By the Book

Steven Bradley, a vice president at Baystate Health and a Link to Libraries Celebrity reader, recently read to grade 2 students at the William DeBerry Elementary School in Springfield. Bradley read the book Grace for President and shared with the students his experience, visit, and photograph with President Obama. He spoke to the students on the importance of reading 20 minutes every day, education, and being the best they can be. Each student received a donation of a new book and bookbag donated by Link to Libraries and supported by Baystate Health. Link to Libraries conducts more than 30 readaloud programs each school year throughout Western Mass. and Connecticut. For more information, visit www.linktolibraries.org.


Cutting the Ribbon

The Polish National Credit Union staged a ribbon-cutting ceremony on May 24 to celebrate the grand reopening of its Granby branch at 34 West State St. The branch, one of PNCU’s busiest, has been completely renovated and expanded, doubling its size. It now includes a suite of private offices for mortgage originators and loan officers and a spacious lobby and expanded teller line. The six-month project was directed by general contractor Barber Associates of Ludlow. Cutting the ribbon are, from left, Edward Ryback, PNCU board of directors chairman; James Warren, representing state Sen. Gale Candaras’ office; Virginia Snopek, trustee chairperson of the Granby Public Library; and Lynn Trompke, PNCU Granby branch manager.

Columns Sections
Rank-and-file Employees on the Hook for Employment Discrimination

Amy Royal

Amy Royal

“A person’s a person, no matter how small.” — Horton Hears a Who, Dr. Seuss
This quote describes perfectly the general takeaway of a recent federal court decision finding that rank-and-file, hourly employees can be sued individually in an employment discrimination lawsuit brought under state law.
While Title VII, which is our federal anti-discrimination law, does not permit individual liability at all, our state counterpart, Mass. General Laws Chapter 151B, provides for it.  In fact, state courts interpreting Chapter 151B have found that supervisors and managers can be sued individually in an employment-discrimination lawsuit. Now, at least according to the federal trial court in Massachusetts (as well the MCAD), rank-and-file, minimum-wage workers can be sued individually for employment discrimination.

Why the Court Got It Wrong
First, Chapter 151B is a statute that applies only in the context of employment. The statute is further limited in its application to only those employers with six or more employees. By its very nature, Chapter 151B applies to employers and those ‘persons’ standing in the position of some authority at the employer, such as authority to discipline or terminate, authority to affect the terms or conditions of another’s employment, or some other supervisory-type authority. For persons with such authority, they are acting as if they are the employer. Indeed, the entire purpose behind Chapter 151B is to prohibit employment actions on the basis of discrimination.
While Massachusetts courts interpreting Chapter 151B have recognized that supervisors can be held individually liable by virtue of their position in management and the accompanying authority that comes with such a position, they have not held that such liability extends to a rank-and-file worker.
In the recent federal court case allowing for individual liability of rank-and-file workers, the court erroneously cited a Massachusetts Appeals Court case (Beaupre v. Cliff Smith & Associates) as grounds for its decision. That case is completely distinguishable: individual liability was imposed on the company’s top leader, its president and controlling shareholder, not a minimum-wage, rank-and-file worker.
Secondly, a plain reading of the statutory language simply does not provide for the individual liability of a rank-and-file worker. Chapter 151B, in pertinent part, provides as follows:
“It shall be unlawful … for any person to coerce, intimidate, threaten, or interfere with another person in the exercise or enjoyment of any right granted or protected by this chapter, or to coerce, intimidate, threaten, or interfere with such other person for having aided or encouraged any other person in the exercise or enjoyment of any such right granted or protected by this chapter.”
While recognizing that the Chapter 151B statutory language is broader than its federal counterpart insofar as it uses the word ‘person’ whereas Title VII does not, Chapter 151B language seems to allow for individual liability in the context of supervisory or management-level employment only, not a rank-and-file hourly worker. Linking the word ‘person’ to ‘coerce, intimidate, threaten, or interfere’ and to the exercise or enjoyment of a right connotes the actions of an individual possessing some level of control, power, or authority, or the appearance thereof. In other words, the statutory language implies that the word ‘person’ applies to someone with power to act or to influence in some way.
Furthermore, words such as coercion, intimidation, threats, and interference suggest that an individual has some level of power or influence over an employee’s exercise or enjoyment of a right. Therefore, a liberal construction of the statute, which is required and which in turn accomplishes its remedial purpose of prohibiting discrimination in the context of employment, is to extend liability to those individuals in positions of authority or perhaps even perceived authority, but not to a rank-and-file worker.
Third, in enacting Chapter 151B, our liberal Massachusetts legislature could never have intended to ascribe liability for employment discrimination to a low-wage, hourly worker who has no authority over a co-worker’s employment. Extending liability so broadly and under such circumstances would completely run afoul of legislative intent.
Fourth, as a matter of pure public policy, it would be patently unfair to hold a rank-and-file hourly worker (and low-wage earner) individually liable for discrimination in the context of employment. Such an interpretation would clearly offend public policy.

Why This Case Should Not Matter Anyway
This case was from a federal court, not our state court. As such, it has no mandatory effect on how our state courts should decide if faced with this same issue. Further, it was a trial court decision, not an appellate one, and no Massachusetts appellate court (or even federal appellate court covering Massachusetts) has ever decided this specific issue. While the federal court points to a case from the Massachusetts Appeals Court, as noted above, that case is completely distinguishable (it involved a company president who was sued, not a rank-and-file worker).
Although these are compelling reasons for arguing why this case should not matter, do not discount this case by any means. Until our state’s appellate courts are confronted with and rule on this issue, this decision, for now, will provide support to any plaintiff’s attorney who decides, for whatever reason, to sue a rank-and-file worker.

The Problems This Case Presents for You
Now, as the defendant employer, you have a non-management, rank-and-file worker as your co-defendant in a lawsuit. This worker very likely does not have the means and/or resources necessary to obtain separate counsel. Your options then become paying for an attorney for this worker yourself, having your labor- and employment-law attorney represent both of you, provided there is no conflict, or having the worker proceed pro se.
All three options create potential issues. When a rank-and-file worker represents himself, you lose a certain amount of control over the way the case progresses, the litigation may not be as efficient, the worker may become uncooperative, and/or the worker may default. While there are benefits to a joint representation arrangement, such as presenting a unified front, cooperation from the worker, and retaining more control over the direction of the case, issues and/or conflicts could arise down the road, such as with strategy or settlement. Hiring a separate attorney for the worker is obviously costly. These types of issues will need to be explored carefully with your labor- and employment-law counsel.

Amy B. Royal, Esq. specializes exclusively in management-side labor and employment law at Royal LLP, a woman-owned, SOMWBA-certified, boutique, management-side labor- and employment-law firm; (413) 586-2288; [email protected]

Sections Technology
Normandeau Communications Is All About Making Connections

Kim Durand and Brett Normandeau

Kim Durand and Brett Normandeau say they strive to match clients with business technologies that, in many cases, they weren’t even aware of.

WestIt wasn’t too long ago that business phone calls had to be made from a desk, and call management meant having a good secretary.
But there’s more than a hint of gee-whiz in Kim Durand’s voice when she describes some of the technology being installed by Normandeau Communications these days. Take the LG-Ericsson iPECS-LIK product, which manages all kinds of communication — phone calls, e-mails, texts, faxes, etc. — across multiple sites, and even on the road.
“The system processes all calls and does the call management for you,” said Durand, director of sales. “Not only can calls be sent to your cell phone, but voice mails left at your office can automatically appear on your smart phone with the .wav file attached, so you can listen to voice mail at any time. Any time people are on the road and not at their desks, like salespeople, it’s really important for them to be able to do the things they need to do.”
Normandeau has been selling, installing, and servicing telephone systems for 22 years, but voice over Internet protocol (VoIP) technology — which uses the Internet to exchange various forms of communication that have traditionally been carried over land lines — has added elements of convenience unheard of in those early days.
The company’s primary product line, Estech Systems Inc., gives business clients the option of a traditional digital business phone system, an Internet protocol telephony system, or a mix of the two.
But Normandeau is also touting a new patnership with LG-Ericsson, whose iPECS-LIK product further streamlines communication within any size business, from small offices to multi-site corporations with thousands of users, allowing calls to be forwarded between sites and even, as Durand mentioned, to mobile phones.
“We’re also providing surveillance systems as well as loudspeaker paging systems,” said Brett Normandeau, the company’s president and Durand’s brother. “All that ties in very well to your telephone system or your whole communication system. With Web access, I can log in and check the surveillance cameras, tie into the phone system, check e-mails” — all from a distance.
These are certainly exciting times in communications, and Normandeau has tried to stay ahead of the curve as it grows its presence in the Valley. Its visibility was boosted two years ago by a move from Florence to Riverdale Street in West Springfield.
“For us it’s been a convenient spot because a lot of our customer base is located in the Hampden County area,” Normandeau said, “and having acess to Interstate 91 and the Mass Pike makes it more convenient.”
In this issue, BusinessWest sits down with Normandeau and Durand to talk about how these siblings — and the company their father began — is making new connections every day.

New Menu
“Communications is not just talking anymore,” Normandeau said at one point. “It’s the integration of many different types of technology that allows you to communicate more effectively — be it Web sharing, desktop collaboration, instant messaging.”
“We’re taking these technologies,” Durand quickly added, “and merging them into single platforms that are able to offer comprehensive solutions for the customer.”
At its heart, Normandeau commiunications has been trading in phone systems since Ray Normandeau launched the enterprise in Florence in 1990, using money from an early-retirement package offered by a streamlining AT&T.
As Ray built his business on word of mouth and a few loyal customers, Brett started working alongside his father from the start, having been licensed as an electrical journeyman shortly before Ray launched the company. He took over as president when his father retired about 10 years ago.
At the start, clients were mainly residential, but gradually, the emphasis turned to business customers, which today comprise more than 90% of the client base.
“We’ve been expanding slowly since we started with just me and my father,” Normandeau said. “We’re moving into different avenues now. We just opened up a training room to hold seminars.”
That’s an important development, he and Durand said, because technology is changing so rapidly that employers don’t always understand what’s available to help their teams do their jobs.
“It’s technical training, training people on different technologies being brought to market,” Durand said. “These are business customers and commercial clients that might be looking for training on these technologies and how to apply them to their business. We’re really trying to find the right applications to fit our customer base.”
With the LG-Ericsson product, the focus is on consolidating different modes of communication. “It collects all technology — digital, analog, wi-fi, phones — and integrates them all with one solution,” Durand said. “That’s really important when you have multi-site networks with multiple locations, like bank branches or realtors. A lot of different types of businesses can benefit from this type of technology.”
Take the Three County Fair in Northampton, for example, which is now using the iPECS-LIK system to manage communication among seven buildings and across the grounds, while incorporating staff mobile phones and providing options for exhibitors as well.
“Because it’s an old fairgrounds, they have an antiquated communications infrastructure,” Normandeau said. “But because of the technology, we were able to utilize all that infrastructure and bring it up to IP specifications, so they could link it all together. It allows them to use old analog-type techniques and IP techniques in the same system.”
But the technology links sites much more far-flung than across a fairgrounds.
“We’ve gone from very small home offices to large companies with multiple sites across the country,” Normandeau said. “We’re implementing a system to connect an East Longmeadow office with a San Jose, Calif. office. Two weeks ago, we finished one connecting Hartford to Orlando.”
Such new products have allowed Normandeau to expand its reach from the smaller businesses that were long its bread and butter to bigger clients.
“The larger customers are definitely much more accessible to us now,” Durand said. “We’ve been doing this for so long now that we know what the implications are for each business; even if they don’t understand them, we can help them find what the right solution is, by making use of their existing infrastructure and minimizing the costs to the customer. That’s the thing we’ve excelled the most at — offering cost-effective solutions while still providing the technology to see them into the future.”

Knowledge Is Power
On July 18, Normandeau will host a seminar with a representative from LG-Ericsson to talk about the how its communications technology can benefit businesses, especially those with multiple sites. It’s just one of many such events aimed at educating clients — and potential clients.
“Customers in general are becoming more informed,” Durand said. “They’re looking at different technologies, and they do recognize what was not possible years ago is really feasible now.
“It’s really about educating customers so they know what they’re getting,” she continued. “We want people to know what the differences are. We know it’s a significant investment to update technology and phone systems. As a family business, this level of customer service has been really critical for us.”
Added Normandeau, “telephone systems don’t even have to be hardware-based on a customer’s premises anymore. They can be hosted IP systems. We are improving that solution as well, so customers can have an IP phone, but all system connectivity and features are located off-site.”
That option is especially important at a time when disaster recovery and business continuation are on the minds of Western Mass. businesses more than ever, following a year marked by tornadoes in June, tropical-storm flooding in August, and a freak snowstorm and widespread power outages in October.
“We moved a lot of clients, especially in the downtown Springfield area” following the tornado, he noted.
“As soon as it happened, Brett drove down there to try to reach out to our customers,” Durand added. “So many were impacted, with physical damage to their buildings, and communications were lower on the priority list at the moment.”
Still, she said, “it was a very busy year.” And yet another teaching opportunity — and those are, after all, yet another chance to make connections.

Joseph Bednar can be reached at [email protected]

Insurance Sections
Third Generation of Ross Insurance Agency Looks to the Future

Kevin Ross and Maureen Ross O’Connell

Kevin Ross says he and Maureen Ross O’Connell work well together because they understand where each excels.


While Maureen Ross O’Connell said that her father didn’t want her to work at the family’s insurance company during her college years, her brother, Kevin Ross, laughed and said he knew since he was 5 years old that the company would one day be in their hands.
“I can remember my father bringing me into his office, and as a kid I would point to a desk and say, ‘that’s mine, dad!’” he remembered with a laugh.
Today, the siblings comprise the third generation of their family to run Ross Insurance Agency Inc. Their brother, Ernie, was also part of the team until he passed away last year. Sitting down with BusinessWest recently, the partners offered a look into an agency that, in many intriguing ways, is looking squarely to the future.
Like many family-business owners, both Ross and O’Connell said that their best education came from the daily interaction and on-the-job words of wisdom from the generation before them. And having grown up in the agency together, Ross added, the siblings have honed their collaborative technique.
“Family businesses have their struggles,” he acknowledged. “Every one of them does, and I won’t say that we don’t sometimes. But we know where we excel. Maureen runs the inside of the house, administration, the staffing, company communications, and I’m in sales. We play off each other, and that’s why it’s been so successful.”
And it isn’t just the walk-in, brick-and-mortar business where Ross Insurance excels. The partners long ago recognized the changing marketplace for their service-based industry, and have been steadily trending in the direction dictated by technology.
Like a seasoned IT whiz, O’Connell explained both how the firm has maintained a regularly updated insurance blog, and the efficacy of spiking its professional online presence with current information, all for the purposes of search-engine optimization (SEO). “When people Google, we want to be right up there,” she continued. “We’ve been working very hard on organic SEO for almost a year and a half. It’s been very beneficial.”
But as the third generation talked about the shifting sands of technology and how it impacts their industry, they stopped before a wall of photos in their office. In front of this large grid of Little League team pictures, all sponsored by Ross Insurance, O’Connell said, “as much as this digital age allows us to grow, it’s not to say that this community and this local piece isn’t important.”

Shop Talk
O’Connell and Ross are just the latest generation to put their stamp on the company — and they are well aware of all the contributions needed to take the venture to this point in its long history.
“In 1925 our grandfather, George Ross, had a grocery store in Holyoke,” Ross said. “But he decided that he wanted to get into the insurance business instead. Holyoke was growing and booming, and he saw it as a real opportunity. So he started the business from scratch.”
In the years after World War II, his sons, George Jr. and Ernie, and son-in-law Jim Gorman took over the firm. Returning to the story of her first days in the company, O’Connell said that she had always been a diligent worker — “I didn’t play any sports in high school; I worked.
“When I entered college, my father insisted that I quit work and devote my time to my studies,” she continued, adding with a laugh, “I was furious!”
The time soon came for Ernie to revisit his moratorium on her collegiate employment. “He called me one day in November,” she remembered. “The business had recently moved from Suffolk Street to High Street. And basically, he said, ‘the bills aren’t getting out — can you come and send out statements?’ It didn’t take me long to say, ‘sure!’ I was going to get paid, it was work, I was thrilled.
“I finished that job before the day ended,” she continued, “so my uncle had me start another project. That wasn’t finished by day’s end, so I had to come back, and then that went on for several days. Finally my uncle said to my father, ‘either give her a job or let her go.’ And so my Uncle Jim hired me as a file clerk. That was my first official job here.”
Meanwhile, her sibling contrasted this story with his own tale, as an early adopter of the family business. “I went into the office with dad on nights and weekends,” Ross said. “I just knew from day one that this is what I wanted to do. I went to business school at Bryant, and there was no question about it; I was coming into the family business.”
While their stories might have diverged up to that point, once they were part of the staff, the two spoke similarly of the benefits of working in a generational family business.
“From my perspective as an in-house employee with my beginnings here,” O’Connell said, “dad was harder on me than any of the other staff — from day one.
“But we had the greatest working relationship,” she went on. “I learned everything from that second generation. I would come in the morning, grab a coffee, and sit at the spare chair at my dad’s desk and just hash things out — talk about the business, where we were going, what we were doing. I loved working with them.”
With Ross nodding in agreement, she added, “it was sad, very sad, when they all retired.” Their father eventually bought out his partners in the firm, and when the time came for his legacy to be built upon by the next generation, both O’Connell and Ross said the transition was as smooth as could be expected.
“In the last few years of his owning the business,” Ross explained, “he went into semi-retirement and passed the reins of operation over to us, which gave us valuable education, but also gave him a comfort level, knowing that, when he was ready to sell out, we could take it on successfully.”

Linked In
Pausing to reflect back on her earliest days in the firm, O’Connell recalled her first official job at Ross, in claims. “In those days we paid our own claims. So that means a customer would call in with a claim, I go into Jim’s office, ask him if it was a payable claim, he’d have me pull the form, and from that moment on, every claim that came in, I’d pull the form. He made me research every single claim. It was the best education I could ever have gotten in the industry.”
The pair’s professional development in many ways mirrors their industry. O’Connell said that, while the office isn’t paperless — yet — much of its registration and filing is streamlining in that direction. Their marketing budget has seen a similar shift.
“Years ago, quite a bit of our business was walk-in,” Ross added. “We were on High Street, and that’s the way things were done. Now, we have an employee who handles all of our social media. We post four blogs a week on our on-site blog, and we post to our off-site blog. And the bottom line is that this works for our SEO.
“The first thing the modern consumer does before he makes a purchase, he gets on the computer,” he continued. “We want to be the first agency that pops up, so we get the opportunity to deal with that person. Maureen really has been spearheading this process.”
The new walk-in customer, she said, is anywhere with an Internet connection. “We’re writing policies across the state,” she said. “We wrote a workmen’s comp policy for a business in Hawaii. They had a salesman in Massachusetts, and they had to have a workmen’s comp policy. Their agent couldn’t provide it, so they got in touch with us.”

Neighborhood Watch
O’Connell said that the firm is in the formative stages of digital growth.
“But while the digital age is very young, we think it’s the future of our business,” she continued. “So we’re embracing that and working as hard as we can to make that a very important part of our future. We’re growing without bricks and mortar.”
However, in talking about the future of their industry, both O’Connell and Ross gestured to that wall of Little League pictures. “We’re a committed, third-generation business in our community,” Ross said. “Maureen and I spend a lot of time trying to grow our business and be the best answer for all of their questions and needs. But it’s also important to give back to the fabric of our community. Immediately since we took over in 1990, we paid close attention to two areas — youth and education; they’re important to us.”
O’Connell said that is the difference — a locally based family business maintaining its community roots. “When auto insurance in Massachusetts went competitive in 2008,” she added, “we first had the Geicos, Progressive, all of them. To compete with that, we have to be an important part of our community, giving back to it. The direct writers don’t do that. They don’t care.”
As part of the ongoing renovations at the Holyoke Public Library, O’Connell and Ross have created the Team Ernie Charitable Golf Tournament; the goal is to raise $60,000 for the construction project, and in turn the newspaper and periodicals room at the new facility will be named for their late brother.
Speaking to the technology that has secured their generation’s ascent into the digital age, O’Connell said that, while it is necessary to have a strong online presence, some things will never change.
“Yes, we want to be straightaway on Google searches,” she said. “Otherwise, you’re not getting that primary opportunity. And then you get the chance to show them the personalized customer service.
“Face to face is not obsolete,” she added. “But it is important to get them here first.”

Health Care Sections
Coping with Being Stuck in the Middle, Caring for Parents and Kids

Lisa L. Halbert

Lisa L. Halbert

They call it the ‘sandwich generation,’ those individuals who care for their young, college-aged, adult, or boomerang kids, while at the same time caring for parents or in-laws who need some level of assistance. These stuck-in-the-middle people are overworked, stressed, tired, and oftentimes financially strapped from the burden.
Typically there is some hope or expectation that, as a child ages, parenting modulates from hands-on caregiving duties to those of chauffeur, disciplinarian, and behavior-modeling duties, and then the child goes their own way. For many with aging parents, however, the roles reverse, and caring for parents expands from driving them to appointments to moving them in to live with you, to engaging in disagreements as if you had another grumpy child — and even to the adult equivalents of diapering and assisting with feeding.
For some, it is an honor to care for aging parents. This commitment comes not only from a strong sense of family, but also from concern that nursing-home experiences are not ideal and can be prohibitively expensive. For others, it is an obligation, whether self-imposed or not. For most people caught in the sandwich generation, perhaps it is a blend of love, obligation, and concern about how they would want to be treated if or when they become stuck in such a needy situation.
While the sandwich generation connotes comfort, the nitty-gritty is that caregiving for any one person is hard enough, but when attention and care must be divided among three generations — your parents, spouse, and children — the emotional, physical, and financial toll can become devastating. From both a practical and estate-planning perspective, steps that caregivers might consider taking include the following:

Anticipate Problems Before They Arise
As early as possible, consider typical sandwich-generation issues. Initiate discussions with your parents about how they want to live, whether they have long-term-care insurance, what kind of health care and life-saving measures are desired, and who should make legal and medical decisions for them if they are no longer able to handle their own affairs. Yes, these are difficult topics and not ripe for the holidays, but as an adult child of aging parents, you must address these types of questions while there is still time to plan. This can help your whole family avoid a lot of problems down the road.

Apply the Golden Rule
Remember your parents telling you that you should treat others as you would want to be treated? Well, now is the time to take that to heart, especially as even loving family members are sometimes not nice to those who are infirmed. You might talk about them rather than to them, or make decisions for them rather than with them. You might overestimate your loved one’s disabilities and underestimate their capabilities.
Too often, we equate intelligence with language and the ability to communicate, but how would you feel if you became hard of hearing or lost your ability to speak? Would that make you less intelligent?
Now is also your opportunity to train your children about how to treat you a few decades down the road. Teach them by example to be tolerant, loving, and kind. Teach them to include seniors in decision making and to be respectful.

Essential Legal Documents
In addition to a will, there are three basic estate-planning documents that every adult should consider. A health care proxy (HCP) authorizes another to make health care decisions when someone cannot make those decisions for himself or herself. A durable power of attorney (POA) authorizes someone to make decisions about issues in another’s legal world, such as bank accounts, brokerage accounts, or almost anything relating to money. This document can be drafted so that you and your elderly relative can access accounts at the same time. As the attorney-in-fact under a POA, therefore, you can help reinforce your family member’s independence in that he or she can retain some control until capacity diminishes.
The third document, a living will, provides a specific directive to the individual’s physician regarding under which circumstances the individual is to be kept alive by life-sustaining equipment and when the physician is to stop such mechanical approaches and allow the patient to die with as much dignity and as little pain as possible.  Some attorneys combine this directive within the HCP, while others leave it as a standalone document. Either approach works.
It is important to note that a diagnosis of Alzheimer’s or early dementia does not prohibit the consideration and signing of essential estate-planning documents. As early as possible, you must have your parent talk to estate-planning counsel. If your parent remains aware of basic information, he or she may still have capacity to sign the forms. This documentation is important, if not imperative, for both you and your parent. Statistics show that caregivers actually frequently falter because the stress and the pressure of caregiving may lead to their own injury or illness.
When documentation is in place, have it reviewed periodically, especially with any change in family structure, to ensure that the appropriate people are named to the appropriate positions.
Keep in mind that, while you might be a wonderful caregiver, loading up with financial responsibilities may result in too much of a time commitment for you. Sharing those same responsibilities with siblings or others might be the better choice.
Understand that, without a POA and/or HCP in place, situations will likely arise that require court action, whether guardianship or conservatorship, to be initiated. And while a POA and/or HCP are not a guarantee that you can avoid these actions (and additional costs), the chances of needing court involvement drops significantly.

Preserve Your Own Assets
Financial planners constantly say it is foolish to raid your retirement savings to pay for your children’s college education or your parents’ long-term care. Your kids can take out student loans that they have plenty of time to repay, and your parents’ own assets should finance their care for as long as possible.
If caregiving to a parent is likely to be in your future, urge your children to explore multiple financial-aid options to fund college, which will help alleviate the burden on you, especially merit grants and scholarships that neither of you will have to repay after they graduate. For some, one part of the puzzle might be to consider having your child spend a couple years at a community college, and then transfer to a four-year program, which can save tens of thousands of dollars. For others, consider whether your child might qualify for more money from needs-based aid as opposed to merit-based scholarships. A good college advisor should be fluent in advising which schools look at what information relative to financial aid. Also, understand that the optimal time to consider college financial-aid planning is when your child is in 9th or 10th grade.
As for your parents, you might consider involving a financial planner in advance of their caregiving needs changing. An evaluation of assets and income as well as expenses (current and then modified for the new living situation) can be done to consider whether investments should be adjusted so as to produce more or less income. Also consider long-term-care insurance, whether for nursing home care and/or home care — and the earlier, the better.
Identify a qualified financial planner who can advise whether a long-term-care insurance or home-care insurance policy may suit your parents’ needs. It is important to ascertain that the policy you’re considering meets current Medicaid requirements. These requirements are quite specific, so while your financial planner or insurance agent may have some knowledge of the issues, check with your legal counsel, who should be able to lend insight. Typically the premium will increase with age, and you and your parents should carefully consider the services provided and length of the term. Your lawyer may also be able to provide guidance while you’re in this process.
A caregiving contract may also be appropriate for services that you will provide for your parents, especially in cases where you leave or decline traditional employment in favor of caregiving. Such contracts should address the prospective wages and range of services to be paid under the contract. Contracts can also address your parent’s financial contribution to any modification of the residence where your parent will be living, yours or their own.
When considering caring for a parent who could potentially need traditional nursing-home assistance or renovating your home to accommodate the new caregiving duties, in order to avoid violating certain Medicaid regulations, a properly written contract must be made in advance of the cash outlay. If your parents make promises to compensate you via their will, or you are too proud to discuss the issues in advance, the result could be you bearing the financial brunt and never receiving appropriate compensation, irrespective of good intentions.

Check Your Health
From a practical standpoint, it must also be mentioned that you will be no good to your parents or your children unless you make yourself a priority. Get proper exercise, rest, and relaxation. Remain involved with your interests and friends. Keep communication lines open with your partner, parents, siblings, and children, and enlist the help of others. You cannot bear this burden alone without considerable stress taking its toll on you.

Lisa L. Halbert, Esq. is an associate in the Northampton office of Bacon & Wilson, P.C. A member of the estate-planning, elder, and real-estate departments, she is especially focused on legal matters relating to asset protection; (413) 584-1287; baconwilson.com/attorneys/halbert

Opinion
The Education State, for Now

For many years, Massachusetts has enjoyed the unofficial title of the Education State. It is the mecca of American higher education with more than 50 universities and colleges in the Boston area alone. Bay State K-12 students rank first in national reading and mathematics test scores. High-school graduation rates may not be best in the country, but with four in five freshmen receiving diplomas within four years, it is toward the head of the class and well above the national average.
The rankings, however, do not tell the whole story. Although Massachusetts ranks first on the National Assessment of Educational Progress, half of the Commonwealth’s fourth graders scored below proficient in reading. Massachusetts also has a large achievement gap. One key to a happy ending is to support preschoolers and early education. Yet according to a landmark national study released recently by the National Institute for Early Education Research, Massachusetts continues to struggle in maintaining its commitment to state funding for high-quality pre-kindergarten. In the long run, this could threaten Massachusetts’s status as the Education State and its accompanying benefits as the achievement gap becomes insurmountable and costly.
The National Institute for Early Education Research’s 2011 report on the state of preschools ranked the state 23rd in funding for pre-kindergarten, compared to eighth a decade ago. It also trailed 27 other states in research-based quality standards, achieving only six of 10. The Universal Pre-Kindergarten grant program, which is designed to support and enhance quality, is currently funded at $7.5 million, down from $12.14 million in fiscal year 2009. The state currently contributes $7.5 million to Head Start, down from $10 million in fiscal 2009. The Department of Early Education and Care is currently funded at $495.16 million, down from $570.58 million in fiscal 2009. The institute’s calculations find a precipitous drop in dollars spent per pre-K child of nearly 45% over the past decade, and there has been little progress in enrolling more children in quality pre-K programs at a time when the need is escalating. These results are surprising for a state priding itself on its education system.
Massachusetts was one of nine states to win a federal Race to the Top Early Learning Challenge grant, a $50 million infusion to the state over the next four years. The award shows that the ideas and desire to keep young children in the forefront of education reform are present, even if the state’s allocation of resources is lacking.
Over the next four years, plans are to strengthen early education in Massachusetts by addressing quality, standards and assessment, family engagement, workforce development, data systems, and children’s mental health.
Unfortunately, Early Learning Challenge grant funds will not last. Neither are they to be used to supplant state investments. To build on the momentum created by the Early Learning Challenge, Massachusetts must increase investments in high-quality early education. Science and economics both confirm the benefits of investing in quality early education. An overwhelming body of research shows that high-quality pre-K prepares children to succeed in school, enroll in college or career training, and ultimately get better jobs in the increasingly competitive global economy.
For Massachusetts to retain its perceived advantage as the nation’s Education State, with the ensuing benefits of that title, policymakers need to change course and make prudent new investments in early education now.

Jim Squires is senior research fellow at the National Institute for Early Education Research.

Features
A Passing of the Torch at the Greater Holyoke Chamber of Commerce

Kathy Anderson, right, has taken the reins of the Greater Holyoke Chamber from the retiring Doris Ransford.

Kathy Anderson, right, has taken the reins of the Greater Holyoke Chamber from the retiring Doris Ransford.

Doris Ransford was looking back on her 26 years as director of the Greater Holyoke Chamber of Commerce when she paused for a short while at one of the seminal moments in her tenure — the chamber’s 100th anniversary in 1990.
This was a time of celebration, but also a chance to reflect on the many changes that had come to the community over that century, said Ransford during an interview in her last week on the job before stepping into retirement, adding that the pace of change has only accelerated since that milestone.
“I was looking over a special supplement we did as part of the 100th anniversary,” she recalled. “We honored all the companies that were over 100 years old, and there were a lot of them, mostly manufacturers. And, sadly, the majority of them aren’t here anymore.”
But while the complexion of the Holyoke business community has changed markedly over the past several years and the manufacturing base that put the city on the map has dwindled, there have been many positive developments as well, said Ransford, listing everything from new retail to a host of new small businesses to successful revitalization efforts downtown.
And the chamber has played a significant role in many of them.
Some of its most significant contributions, she said, have been in the broad realm of workforce development, a key issue in a community where business owners have long struggled to find employees with the requisite skill sets. The chamber has taken a leadership role in such initiatives as the creation of the one-stop career center CareerPoint, continuation of programs administered by the Mass. Career Development Institute after scandal there a decade ago, and a host of training and placement programs.
“Companies had job openings, but couldn’t find skilled workers,” she recalled, adding that the challenge persists today. “For many years, we were actually placing people into jobs from this office.”
Meanwhile, the chamber has been involved in other endeavors, ranging from the transformation of the old central fire station into a multi-modal transportation center and adult-education facility, to the advancement of plans for the return of rail service to the center’s downtown.
And while doing all this, the organization has been steadfast in its primary mission — providing effective service to its membership, said Ransford just a few days before she turned over the keys to her successor, Kathy Anderson, a veteran economic-development leader in the city, serving most recently as director of the Holyoke Office of Planning and Development.
Looking ahead, Anderson said she plans to continue building on the foundation created by Ransford and those who came before her, while also broadening the organization’s focus somewhat to include more work to assist and mentor fledgling entrepreneurs and small business owners.
“I’d really like to find ways to support small businesses that aren’t part of a chamber, and don’t have a lot of outside contact with others they can network with or learn from with regard to running their business effectively,” Anderson said. “We have to better understand the needs of the young entrepreneurs, and then help meet those needs.”
For this, the latest installment of its Getting Down to Business series, BusinessWest uses the leadership change at the chamber as an opportunity to look at where this venerable organization has been, and where it wants to go next.

History in the Making
The walls in many of the rooms of the Greater Holyoke Chamber office on High Street are covered with portraits of past board chairs. When asked if her likeness would eventually join them, Ransford laughed and said, “I seriously doubt it.”
But even if her picture doesn’t end up on the wall, there is no doubting Ransford’s impact on the chamber, Holyoke’s business community, and the city itself. Indeed, while many of the jokes at a testimonial staged at the Delaney House on May 29 concerned the length of Ransford’s tenure — Mayor Alex Morse noted that he wasn’t alive when she started, and state Sen. Mike Knapik recalled that he was still in college — there was also high praise for a long list of accomplishments.
And also recognition of a career in chamber work that spans more than 45 years and assignments in the region’s two largest cities.
Ransford started working for the Springfield Chamber of Commerce in the  late 1960s, and eventually held a number of positions with that organization, eventually rising to senior vice president. She handled a number of responsibilities as well, from public relations to program development to running two affiliates, in Agawam and West Springfield.
When the director’s position came open in Holyoke in 1986, Ransford saw it as an opportunity to lead her own chamber, while also taking a leadership role in a city undergoing significant change as it continued the process of reinventing itself from its legacy as the country’s first planned industrial city.
During her lengthy tenure, she has presided over a number of initiatives, from support of Greater Holyoke Inc.’s efforts to revitalize downtown to the creation of a fall trade show that involved a partnership with the Chicopee Chamber. But perhaps the most noteworthy accomplishments came in the broad realm of workforce development.
Indeed, in addition to being one of five agencies that collaborated to create CareerPoint in the mid-’90s, the Holyoke Chamber was one of six chambers to receive grants for workforce efforts through a partnership involving the U.S. Chamber of Commerce, the National Assoc. of Manufacturers, the Ford Foundation, and the Annie E. Casey Foundation.
“That enabled us to put someone on staff and work with companies that were needing employees,” she explained. “We were doing a lot of work with employers at that time, especially in manufacturing and health care.”
Ransford, who announced her retirement several months ago, has spent the past several weeks working on transition issues with Anderson, who told BusinessWest that she sought the chamber job because it would enable her to continue working on many of the issues that have occupied her time and energy for the past 13 years, but also narrow what had been a very broad focus to local businesses and how to assist them.
“I saw this as a great opportunity to continue to work with the business community and support it in a different way than I did before,” said Anderson, who worked in the mayor’s office in Holyoke for several years before moving on to the Office of Planning and Development, where she succeeded Jeffrey Hayden as director in 2006.
Looking ahead, Anderson said she wants the chamber to continue to take active roles in economic-development and workforce-development initiatives. These include everything from support programs for young entrepreneurs and small-business owners to efforts to introduce young people to possible career paths and jobs within the city through summer internships and other programs.
She noted that the city has indeed lost many older, larger employers over the past several decades, and that one of the many strategies for replacing those lost jobs is to encourage entrepreneurship while also providing support and educational opportunities for small businesses with the hope that some will remain in the city and achieve solid growth.
“It comes down to understanding the needs of this new generation of entrepreneurs,” she said, “and try to tailor workshops, breakfast meetings, or speakers to help them understand how to run their businesses more effectively so they can grow.
“Also, funding is always an issue for businesses, especially small, startup businesses,” she continued. “The first part to get started is easy, but the next round, the one they need to grow their business, is much harder to attain, so I would like to put together programs that would help them understand their options for getting funding.”
Another priority is to continue work Ransford started to get city businesses more involved in the school system in what can be a mutually beneficial partnership.
“I’d like to get kids into internships, summer-job-placement programs, shadowing, and more,” she said, “so they can see what types of jobs are available here in Holyoke, and to get them thinking, ‘I can do that,’ and have have a focus, or goal, of getting back to that company to work someday.”
Overall, Anderson sees a number of positive developments in Holyoke, from the High-performance Computing Center to infrastructure projects such as the Canal Walk, to the plans for restoring rail service. These, coupled with a changing population that includes more young professionals and members of the creative economy, have many thinking positively about the city’s future.

Epilogue
Returning to that 100th anniversary celebration and all that’s happened since, Ransford said that, while looking back can be a somewhat painful exercise, it doesn’t have to be.
“There’s always been a ray of hope in this city, and people have always worked hard to make a difference,” she told BusinessWest. “So while people look back and see all that’s been lost, a lot has been gained, too; I think this is quite a different city from when I first came here.”
Ransford is one of those who made a difference, and because of what she and others have been able to accomplish, Anderson and the chamber can indeed look forward with optimism.

George O’Brien can be reached at [email protected]

Features
Plan Addresses Downtown Springfield’s Parking, Pedestrian Issues

This architect’s rendering shows the proposal for building a new, smaller parking garage on the site of the TB Bank parking lot.

This architect’s rendering shows the proposal for building a new, smaller parking garage on the site of the TB Bank parking lot.

Tim Love called it “a large gap between perception and reality.”
That’s how he chose to describe what he and others say is Springfield’s actual downtown parking problem — not the lack of inventory that many believe exists.
“There is plenty of parking in downtown Springfield, and when I say plenty, I mean plenty,” Love told BusinessWest, while quickly acknowledging that many people are simply not aware of this volume, leading to that perception he mentioned — that there is no place, or no good place, to park.
The city’s real issue lies with properly managing all that parking, he said — and this means everything from more-effective marketing of that supply to better signage to bring people to it, to perhaps more-creative pricing on the various products to incentivize people to use some of that underutilized inventory.
This need for better management is spelled out in something called the Downtown Springfield Parking and Pedestrian Plan (a carefully chosen name), which was prepared by Utile Inc. Architecture + Planning, with which Love is a principal, and Nelson Nygaard, a Boston-based transportation-planning firm, and funded by Mass Development.
The plan was commissioned in response to ongoing questions from city officials about what to do with the crumbling, 41-year-old, 1,232-space Civic Center Parking Garage. And while the document addressed that matter, it went much further in its scope.
Indeed, while the plan’s headline-making proposal is a suggestion to raze the Civic Center garage, build a new facility slightly more than one-third that size on a portion of the parking lot of the TD Bank building (owned by the Springfield Redevelopment Authority), and create a 250-space surface lot on the site of the old garage, there are many other suggestions, all aimed at making the downtown easier to navigate for motorists and pedestrians alike.
These include making Dwight Street, currently one way going south, a two-way road; closing down Falcons Way (the street that runs between the Civic Center garage and MassMutual Center) for many events, thereby creating what Love and others called a “Yawkey Way Effect,” in reference to the street outside Fenway Park in Boston where crowds gather before and after games; and improving the Market Street pedestrian way.
As for the specific plans for the garage and its proposed replacement, it would actually reduce the inventory of parking downtown by roughly 600 spaces, said Jason Schrieber, a principal with Nelson Neygaard.
But given the supply that exists downtown and the large percentage (more than half) of that supply that’s not being used, the city can easily absorb that loss, he said. Meanwhile, moving large amounts of parking even another block from the convention center could spur additional development in that area, he noted.
Using Boston and Northampton as examples, Schreiber said there are benefits to putting a few blocks of retail and hospitality venues between parking facilities and the front doors of event venues.
“If you look at the Academy of Music [in Northampton], there’s no parking there,” he explained. “You have to park in the city’s garage and walk past a number of shops and restaurants to get to the Academy of Music. That’s just one small, local example of what you see in many older downtowns.”
Kevin Kennedy, Springfield’s chief development officer, said, with the plan in hand, city leaders will closely consider all its points, from its basic premise — that perception is the real issue — to its major recommendation, and decide when and how to proceed.
While he agrees with some suggestions, he said there are questions about whether taking 600 spaces out of the inventory may hinder additional development, whether a 250-space surface lot on the footprint of the old garage is the best option for that site, and other matters.
And if they’re answered effectively, the city must then pursue financing for a plan that currently carries a price tag approaching $17 million.
For this issue, BusinessWest takes an in-depth look at the parking plan, thus shedding some light on what has become an important, and also complex, issue for many urban centers.

Reading Between the Lines
Matt Hollander described May 19 as “a great day for Springfield.”
There were three college commencement ceremonies going on that afternoon — AIC and Westfield State University at the MassMutual Center, which he serves as general manager, and Western New England University School of Law in Symphony Hall — as well as other, much smaller events in the convention center, he said. The various ceremonies and gatherings brought thousands of people downtown — as well as some serious gridlock.
It was the kind of day that would prompt questions about the wisdom of removing 600 parking spaces from the area around the convention center, he noted, while adding quickly that these are not the kinds of days on which to base one’s parking inventory.
“We don’t have many days like that Saturday,” he explained. “To build for your worse-case scenario doesn’t make any sense.”
Schreiber agreed.
“No one plans their system to the 100-year flood — it’s just not worth it,” he said, adding that Springfield and communities like it should create inventory sufficient to meet typical needs during peak weekday use — 10 a.m. to 2 p.m.
Going by that standard, Springfield is using not quite half (46%) the spaces in garages, on the street, and in surface lots within a 5-minute walk from the convention center, according to the report, and 51% of those within a 2.5-minute walk.
The ideal utilization rate, the identified target for most communities, is 85%, said Schrieber. But few communities actually come close to that number, he noted, adding that Springfield is in many ways typical of Northeast urban centers, although its utilization rates are even lower than those found in most other cities.
“I’ve found literally one place that actually has a parking-supply problem,” he told BusinessWest. “Every other community has plenty of supply, far more than anyone would have ever thought. We’re talking about hundreds or thousands of empty spaces at the peak hour of the day, and it all has to do with the need for better management programs.
“And those programs are starting to happen in various places around the country,” he continued. “There’s a couple of places in New England where they’re moving in the right direction. Nashua, N.H. is one of the better examples; they’ve implemented some fairly progressive management fixes in recent years.”
Elaborating, he said Nashua has implemented creative pricing policies, whereby busy streets are priced somewhat higher than those a little further away from the center of downtown, while parking in locations that would be considered remote is free or close to it.
“They used to price everything the same,” he explained. “When they changed, parking suddenly opened up; employees were willing to park in the cheaper spaces, and the prime customers who wanted the front door were willing to pay more for it.”
Such dynamic pricing programs can be a tool for improving overall parking management, said Corey Zehngebot, an urban designer and planner at Utile, noting that they help communities increase their utilization rates while reducing the kind of congestion Springfield saw on May 19.

On the Spot
But parking management starts with having the proper amount of inventory, said Love, returning to the study and its main recommendation — building a new garage much smaller than the existing facility and taking several hundred spaces out of the inventory.
“When you have too much parking, there are other negative effects,” he explained. “There are too many vacant lots; if you have too many surface parking lots and garages in your downtown, it’s not an attractive place.
“To always be well ahead of demand for the busy times … that kind of parking landscape is going to dominate a downtown, and you don’t want that,” he continued. “Providence figured this out 15 years ago; to make a downtown an asset, it has to be a place that people want to visit, and not just because of specific targeted destinations.”
Still another aspect of effective parking management is putting the inventory in the right places, said Zehngebot, noting that having 1,200 spaces literally across the street from the convention center, while convenient for visitors, isn’t exactly conducive to generating commerce and additional vitality in the city’s downtown.
A garage on the TD Bank lot would help create development opportunities along the block between Harrison Avenue and Falcons Way — and even on the site of the old garage itself, she said, while also facilitating efforts to create that aforementioned Yawkey Way look and feel on Falcon Way and bringing new life to a somewhat tired Market Street.
“There are several somewhat hidden corridors, like Market Street, which are pedestrian only,” she noted. “By increasing foot traffic through some of these places, we can help unlock some of their potential.”
Love agreed, and summoned the phrase “double duty” to describe what the authors of the parking garage have in mind for the proposed new garage. Elaborating, he said that it will not only meet parking-supply needs, but also funnel pedestrian areas, especially the Market Street corridor, while also perhaps serving as a catalyst for new retail and hospitality-related venues in that area.
“If we put the smaller garage on the TD Bank lot, with its lobby more or less oriented toward Market Street, we’ll be taking people who before would just get out of their cars and go directly to the MassMutal Center and not really experience the city, and require them to walk down Market Street to get to the convention center, and actually have a better experience,” he explained. “That’s already a well-scaled, well-designed space [Market Street], and we get that for free. At at the same time, the new garage could incentivize retail activity because it will have a measurable audience, a measurable demographic.”
Kennedy said city officials will closely consider the parking plan’s many recommendations, and as they do so, they will attempt to answer several questions. One of the biggest, he noted, is why the parking-utilization rate in Springfield is so low.
To be determined is whether the problem lies with awareness — do people actually know these spaces exist? — or resistance to using some of the city’s supply because of locations that might be considered poorly lit or unsafe, or still-sluggish economic conditions and a resulting high commercial real-estate vacancy rate. Or is it a combination of all these and other factors?
Also to be determined is whether a new 400-space garage (where 200 spaces must be reserved for TD Bank employees) and a 250-space surface lot on the site of the old garage will be sufficient to attract new development and handle the needs of the new businesses and residential units the city hopes to add in the years to come.
“We have a lot to look at and consider, and we need to continue the discussion with the downtown business community,” said Kennedy. “And we need to know exactly what we want before we move on financing.”

Casting Their Lot
Summing up the situation for Springfield, Love told BusinessWest that something has to be done about the Civic Center Parking Garage — either shoring it up at a high cost, something he wouldn’t recommend, or replacing it.
The key is for officials to get ahead of the situation and basically control the outcome, he continued, adding that the city still has an opportunity to do that. And while addressing the fate of that aging structure, the goal should not be to merely replace parking spaces, but to take major strides in the direction of more-effective management of the city’s parking inventory.
“Parking can and should be an integral part of economic development downtown,” said Kennedy, hinting strongly that the city has many questions to answer and steps to take before its parking supply can effectively play such a role.

George O’Brien can be reached at [email protected]

Chamber Corners Departments

ACCGS
www.myonlinechamber.com
(413) 787-1555

• June 5: Springfield Chamber of Commerce Executive Committee, noon-1:30 p.m., in the EDC Conference Room, Springfield.
• June 6: ACCGS June Breakfast, 7:15-9 a.m., at Springfield College. Cost: members, $20; non-members, $30.
• June 8: ACCGS Legislative Steering Committee meeting, 8-9 a.m., at the TD Bank Conference Center, Springfield.
• June 12: ACCGS Annual Meeting, 11:30 a.m.-1:30 p.m., at the MassMutual Center. Keynote speaker is state Attorney General Martha Coakley. Cost: members, $40; tables of eight, $300; non-members, $60.
• June 13: ACCGS After 5, at the Glass Room, Elegant Affairs, Springfield, Cost: members, $20; non-members, $30.
• June 20: ACCGS Ambassadors meeting, 4-5 p.m., in the EDC Conference Room, Springfield.
• June 21: ACCGS Executive Committee meeting, noon-1 p.m., in the TD Bank Conference Center, Springfield.
• June 27: Professional Women’s Chamber Board of Directors’ Meeting, 8-9 a.m. Hosted by the Professional Women’s Chamber.

CHICOPEE CHAMBER OF COMMERCE
www.chicopeechamber.org
(413) 594-2101

• June 19: Health & Career Fair presented by Health New England, 8:30-11:30 a.m., at the Castle of Knights, 1599 Memorial Dr., Chicopee. Calling all businesses in the health care industry. Be an exhibitor: $125 for members, $175 for non-members. If you are in the health care industry and have job openings, be a part of the job fair that will be at this event in the section “Corridor to Your Career.” The event is free to attend, and the public is welcome. Complimentary coffee, herbal tea, and sliced fresh fruit will be available until 9:30 a.m.
• June 27: Business After Hours, 5-7 p.m., at Grandview Estates, located off of Granby Road in Chicopee. Cost: $5 pre-registered members; $15 for non-members.
• June 30: Bus trip to New York City, a day on your own in the city. The bus leaves the chamber parking lot at 7 a.m. and returns around 9:30 p.m. Cost is $45 per person. Call (413) 594-2101 or sign up online at www.chicopeechamber.org.

FRANKLIN COUNTY CHAMBER OF COMMERCE
www.franklincc.org
(413) 773-5463

• June 29: Annual Legislative Breakfast and Annual Meeting, 7:30-9 a.m. Attendees will be briefed on FY ’13 budget and business news from our delegation on Beacon Hill. Sponsored by People’s United Bank. Cost: $12 for members; $15 for non-members.

GREATER EASTHAMPTON CHAMBER OF COMMERCE
www.easthamptonchamber.org
(413) 527-9414

• June 14: Networking by Night Business Card Exchange, 5-7 p.m. Network on Shop Row, Main Street, Easthampton. Sponsors: Daily Hampshire Gazette, Silver Spoon Restaurant, and Taylor Agency Real Estate. Hors d’ouevres, door prizes, host beer and wine. Tickets: $5 for members; $15 for future members.

GREATER NORTHAMPTON CHAMBER OF COMMERCE
www.explorenorthampton.com
(413) 584-1900

• June 6: Northampton Chamber Monthly Arrive @5, 5-7 p.m. A casual mix and mingle with your colleagues and friends. Hosted by Pioneer Valley Landscapes at the Garden House at Look Park, Florence. Sponsored by Finck & Perras Insurance Agency, United Bank, and Verizon Wireless/Wireless Zone. Catered by Captain Jack’s. This event will also be accompanied by the band Changes in Latitude. V-1 Vodka will be on hand for a martini sampling, and there will be door prizes, including a handheld leaf blower and a professional line trimmer donated by Pioneer Landscapes, and an iPad donated by Verizon Wireless/Wireless Zone.
• June 21: New Member Info Session, 8-9 a.m. A chance to tell us more about your business and how the chamber can best serve you, meet other new members, and tell you how to make to the most of your chamber membership. A light breakfast will be served. RSVP to (413) 584-1900 or [email protected].

NORTHAMPTON AREA YOUNG PROFESSIONALS
www.thenayp.com
(413) 584-1900

• June 13: Looking to stand out in the crowd? The Northampton Area Young Professionals are looking to help. Join us for a unique opportunity to meet with more than 20 local nonprofit organizations with upcoming board-level openings who are looking for their next leaders. In addition, they’ll showcase their organizations an discuss other volunteer opportunities. The event will be staged from 5-8 p.m. in the Smith College Conference Center. The event is free to members of NAYP and the Greater Northampton, Greater Easthampton, and Amherst chambers of commerce; $5 entry for all others. For more information, contact [email protected].

PROFESSIONAL WOMEN’S CHAMBER
www.professionalwomenschamber.com
(413) 755-1310

• June 7: Woman of the Year, honoring Attorney Ellen Freyman, 6-9 p.m., at the Springfield Sheraton. Cost is $55 per person.

SOUTH HADLEY/GRANBY CHAMBER OF COMMERCE
www.shchamber.com
(413) 532-6451

• June 13: Beyond Business, 5-7 p.m. Sponsors: Big Wide Smiles and Chicopee Savings Bank. Entertainment by Berkshire Hills Music Academy. Refreshments available. Cost: $5. Reservations are encouraged by June 6 by calling (413) 532-6451 or e-mailing [email protected].

WEST OF THE RIVER CHAMBER OF COMMERCE
www.ourwrc.com
(413) 426-3880

• June 5: Membership Committee meeting, 8-9 a.m., Westfield Bank, Agawam.
• June 6: Education Committee Meeting, 8-9 a.m. Hosted by Agawam High School and the Career Development Center, Agawam.
• June 6: Wicked Wednesday and Member Appreciation, 5-7 p.m., at the Hampton Inn of West Springfield. WRC invites you to join us on the first Wednesday of every month at businesses across Agawam and West Springfield. Get a little wicked with us and see what WRC is all about. These events are free for WRC members and $10 for non-members.
• June 7: Annual Breakfast Meeting, 7-9 a.m., at Chez Josef in Agawam. Tickets are $25 for WRC members, $35 for non-members. The WRC hosts Seth Mattison of BridgeWorks, an organization dedicated to helping businesses successfully bridge the generational gaps they face in their workforce, as it announces its 2012-13 chairman and board of directors. This event is sponsored in part by Development Associates and Westfield Bank.
• June 14: Programs Committee meeting, 7:30- 9 a.m., at Management Search Inc., West Springfield.
• June 15: Executive Committee meeting, 8-9 a.m., at Hampden Bank, West Springfield.
• June 21: Economic Development Committee meeting, 7:30- 8:30 a.m., at the Work Opportunity Center, Agawam.

GREATER WESTFIELD CHAMBER OF COMMERCE
www.westfieldbiz.org
(413) 568-1618

• June 8: June Chamber Breakfast, 7:15 a.m., at the Ranch Golf Club. Guest speaker is Richard K. Sullivan Jr., secretary of the state Executive Office of Energy and Environmental Affairs. Platinum Sponsor is First Niagara; Gold Sponsors are United Bank and Westfield State University; Bronze Sponsor is AIM. Tickets are $25 for members; $30 for non-members. For more information or to register, contact Carrie Dearing at (413) 568-1618 or [email protected]. The Ranch Golf Club is offering a golf special for those who attend the breakfast; $75 for 18 holes with a cart. Call (413) 569-9333 to make a reservation.
• June 12: Chamber WestNet, 5-7 p.m., at Maple Brook Alpaca Farm. Sponsors are AIM and Wal-Mart. Featured speaker is Sarah Tanner of the United Way of Pioneer Valley Inc. Attend the WestNet for business-connection opportunities; bring your business cards. Tickets are $10 for members, $15 for non-members. For more information or to register, contact Carrie Dearing at (413) 568-1618 or [email protected].
• June 18: 51st Annual Golf Tournament, 10 a.m.-7 p.m., at East Mountain Country. Title Sponsor is Westfield Gas & Electric, Cart Sponsor is United Bank, and there are seven Eagle Sponsors: Air Compressor Engineering, Field Eddy Insurance, Peppermill Catering, Savage Arms, Wal-Mart, Westfield Bank, and the Westfield News Group. We are still accepting foursomes, sponsorships, and raffle prizes. Contact Kate Phelon at (413) 568-1618 or [email protected].