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Daily News

NORTHAMPTON — Bill Grinnell, president of Webber & Grinnell Insurance, announced that Webber & Grinnell has purchased the group benefits department of Ernst Financial Group of East Longmeadow and has formed a new company called Webber & Grinnell Employee Benefits LLC. Mike Welnicki of Ernst Financial and Mat Geffin of Webber & Grinnell will join Grinnell as co-owners of the new corporation.

Grinnell said the entity will serve as a new employee benefits division of Webber & Grinnell and will be led by Welnicki. The move allows Webber & Grinnell to add group medical, dental, life, and disability insurance to its business insurance offerings.

“Webber & Grinnell has worked hand in hand with Ernst Financial for many years, and Mike has been a key collaborator with us on group benefits business,” Grinnell said. “This is a great opportunity to take this segment of the business to a new level. The combined services will provide clients with a really nice complement of business-insurance products.”

John Ernst founded Ernst Financial in 1990 and will continue to operate his financial-services practice. Welnicki, who has served for nine years as a partner at Ernst Financial, will join the Webber & Grinnell team, along with Gretchen Collins, an Ernst account executive for more than 15 years.

Welnicki has been working in the insurance industry, with a focus on employee-benefits practice, since graduating from Springfield College in 1999 with a bachelor’s degree in recreation management. His key focus areas have been on business development as well as client relationship management.

“I have insight into the benefits, insurance, and financial challenges of businesses, ranging from manufacturers to large medical practices to nonprofit organizations and the local retailer,” Welnicki said. “In an ever-changing employee benefits environment, we will help our clients evaluate all the options for their unique business needs.”

More than 100 corporate clients of Ernst Financial, ranging in size from 10 employees to 300, will follow Welnicki and form the client base for Webber & Grinnell Employee Benefits.

Daily News

CHICOPEE — The Greater Chicopee, Greater Holyoke, Greater Westfield, and Springfield Regional Chambers of Commerce will hold the 19th annual Table Top Expo & Business Networking Event on Tuesday, Oct. 4 from 4:30 to 7 p.m. at the Castle of Knights, 1599 Memorial Dr., Chicopee.

This event is an opportunity to learn more about the businesses in this area and to meet the people who represent them. For the businesses that participate, it is an opportunity to market their business in a forum that will bring potential customers to them. The business community and the general public are invited to attend. Admission is $5 for anyone pre-registered and $10 at the door.

Platinum sponsors for the event are Holyoke Medical Center and Integrated IT Solutions. Gold sponsors include BusinessWest, People’s United Bank, Westfield Gardens/Birch Gardens, and the Westfield News Group. Silver sponsors include Chicopee Savings Bank, Elms College, First American Insurance Agency Inc., Habitat for Humanity ReStore – Westfield, and the Republican.

Call the chamber at (413) 594-2101 to purchase tickets in advance, or register online at www.chicopeechamber.org.

Daily News

WILBRAHAM — The Gaudreau Group Insurance and Financial Services Agency of Wilbraham welcomes Tracy Goodman, personal risk specialist, to its personal insurance team. Using the agency’s access to dozens of carriers to ensure a customized experience for each client, Goodman designs personal risk-management plans for individuals and employer groups, helping protect what’s important to them. She specializes in coverages including life, home, auto, renters, and umbrella.

“Tracy takes pride in completing a thorough coverage analysis with each client, helping them to understand their coverage, feel financially comfortable, and know what to expect if they ever have a loss. She’s a valuable addition to our remarkable personal insurance team, and our clients will benefit from her unique skillset and perspective,” said Jules Gaudreau, president of the Gaudreau Group.

Goodman has been in the insurance industry since 2008, with prior experience in human resources and recruiting. She is co-chair of programs for the Women Business Owners Alliance, is a volunteer and mentor with Girls Inc., conducts community outreach for the Springfield JCC’s J-Art program, and is a member of the Professional Women’s Chamber. She is a graduate of the University of Delaware and completed a semester abroad at Ben-Gurion University of the Negev in Beersheba, Israel. She is continuing her insurance education in the prestigious Certified Insurance Counselor program.

Daily News

HOLYOKE — Bryan Marcotte, dealer principal of Marcotte Ford, has been named 2016 Business Person of the Year by the Greater Holyoke Chamber of Commerce, and Michael Regan of Goss & McLain Insurance was selected to receive the Henry A. Fifield Award for Voluntary Service to the Chamber.

Marcotte Ford has been a Holyoke business since 1961. Marcotte said he is honored and humbled to be selected. “This award reflects everyone in our company. We have a great group of hardworking, loyal employees, and this award belongs to the entire team.”

Added Kathleen Anderson, president of the Greater Holyoke Chamber of Commerce, “Marcotte is a staunch advocate for community, civic and nonprofit organizations, an exceptional business person, is good to this community, and a champion in charitable giving. He is most deserving of this recognition.”

The award has been presented annually to an outstanding business person for their contributions to the Greater Holyoke’s civic and business community since it was first presented to the late Daniel O’Connell in 1972.

Margaret Mantoni of Loomis Communities, chairperson of the chamber’s board of directors, announced the plans for the award presentation. Marcotte will be honored at the Business Person of the Year Dinner on Wednesday, Oct. 26 at 6 p.m. at the Delaney House.

The Henry A. Fifield Award for Voluntary Service to the Chamber is named for the late Henry Fifield, former Ampad executive and civic leader who served in leadership positions with the chamber for many years.

Regan has been with Goss & McLain for 11 years, and his service includes the chamber ambassador committee, chair of the Chamber Cup golf committee, and chair of the chamber’s membership committee. He was also a recent recipient of the 2015 BNI Regional Member of the Year award, which is given out annually by Business Network International.

Tickets for the awards dinner are $60. Reservations and dinner selections may be made by registering online at holyokechamber.com or by calling the chamber office at (413) 534-3376. The public is invited to attend.

Daily News

SPRINGFIELD — Consolidated Health Plans (CHP), a Springfield-based, third-party administrator and Berkshire Hathaway subsidiary, announced this week it is in the process of launching a new student accident- and health-insurance entity to meet the needs of the dramatically changing student health-insurance marketplace.

“For over two decades, CHP has provided comprehensive, flexible, and affordable student health-insurance solutions to colleges and universities across the country,” said Drew DiGiorgio, CHP president and CEO. “These solutions — combined with our proactive risk management, efficient claims processing, and low-cost operations — have created a win-win for our customers and for our health-insurance company partners. As a full-service TPA, CHP will continue to provide great service and solutions to a variety of insurance companies for all their administrative service needs, and launching this new insurance entity will allow us to serve the higher-education market even more comprehensively for years to come.”

CHP and its new insurance entity are in the process of working with state regulators across the country to complete state rate and form filings, as well as with A.M. Best to secure financial ratings. CHP is committed to providing colleges and universities nationwide with student health-insurance solutions for the 2017-18 academic year and beyond.

Daily News

HOLYOKE — The Dowd Insurance Agencies, an insurance provider serving New England for more than 118 years, announced Jack Dowd will be joining the agency as an account executive. His addition represents the fifth generation of family to be employed at the Dowd Insurance Agencies.

“It’s a real sense of pride that I feel welcoming my son, Jack, to the family business representing the fifth generation here at the Dowd Insurance Agencies,” said John Dowd Jr., president and CEO of the Dowd Insurance Agencies. “Not only is Jack continuing a legacy, but he has also spent several years working in the industry outside of the family business, gaining valuable skills and experience. I think he is a great fit for our company and will be happy in his new position. We’re all very excited to have him join our team.”

Jack Dowd graduated from Saint Michael’s College with a bachelor’s degree in business administration in 2011. He has held several positions with Goji Insurance in Boston, where he sold personal auto insurance and homeowner’s insurance. He was consistently ranked number one in sales throughout the entire company of over 120 salespeople, and was responsible for managing and training several sales teams. He is a licensed property and casualty insurance producer, has participated in the Quincy Mutual Group Commercial and Personal Underwriting Program, and is working to complete the Certified Insurance Counselors Program.

“The Dowd Insurance Agencies has deep roots in our community,” said David Griffin Sr., executive vice president and treasurer of the Dowd Insurance Agencies. “We are excited about Jack joining the team and continuing a tradition of commitment to our customers and this area for years to come.”

Daily News

AGAWAM — Jean Deliso, CFP has been named a member of the 2016 Chairman’s Council of New York Life. Members of the elite Chairman’s Council rank in the top 3% of New York Life’s sales force of more than 12,000 licensed agents in sales achievement. Deliso has accomplished this level of achievement for five consecutive years.

Deliso’s passion for finance and strategic planning led to the creation of Deliso Financial and Insurance Services in 2000. She began her career in corporate accounting in Tampa, Fla., where she consulted with small-business owners on financial operations and maximizing performance. She has been a New York Life agent since 1995 and is associated with New York Life’s Connecticut Valley General Office in Windsor, Conn.

Deliso serves on many boards in her community, including the Baystate Health Foundation and Pioneer Valley Refrigerated Warehouse, and is chairman of the board of the Community Music School of Springfield. She is past chairman of the board of the YMCA of Greater Springfield, past board member of AAA Pioneer Valley, and past trustee of the Community Foundation of Western Massachusetts and the Advisory Council at Bay Path University.

Deliso Financial and Insurance Services is not owned or operated by New York Life Insurance Co. or any of its affiliates.

Community Spotlight Features

Community Spotlight

Peter Bryanton

Peter Bryanton says aggressive marketing efforts led to the speedy purchase of a large distribution center and development of plans for its reuse.

Last spring, Enfield officials were notified that the Hallmark Cards distribution center was consolidating its operations and planned to move to Kansas City, Mo. within a year.

Not only did that mean a loss of 500 jobs locally, but it left a huge footprint to fill. Indeed, the property on 25 Bacon Road contained a 1.1 million-square-foot building and three parcels totaling 324 acres in the northeast quadrant of town, which would be expensive to maintain and keep secure if the property was left vacant.

Hallmark asked for the town’s help in marketing the property, which was immediately granted, and after a tour, Community Development Director Peter Bryanton worked in collaboration with the broker on an aggressive marketing plan that proved so successful, it resulted in a bidding war.

WE 25 Bacon Road LLC, which was set up through Winstanley Enterprises LLC in Concord, purchased the site in June for $12 million, and its ambitious plans for the property are already underway.

Hallmark moved its operations at the end of June, and Winstanley has begun the first of a three-phase renovation plan that includes creating space for two Fortune 500 companies from outside Connecticut who are consolidating their operations and are expected to move in by the end of December.

“We couldn’t have asked for anything better,” Bryanton said, adding that phase I is expected to cost more than $7.5 million and will bring at least 90 full-time jobs to the town, while phase II will cost $12 to $14 million.

Director of Planning Roger O’Brien noted that a property at 80 Shaker Road known as the Parker Building, which was used primarily for industrial storage, also received multiple bids in the last month.

“The commercial-industrial market here has become very active over the last year,” he said, adding that he initially was working with a company in the industrial park who wanted to put on an addition and was interested in the site. But it was purchased by Camerota Truck Parts, which will gain enough space to double in size when it moves from its current location on Shaker Road.

A number of other sites that sat empty for years were also recently filled, and the town is definitely on an upswing in terms of economic growth and development.

Bryanton attributes this surge to several factors. The first is the town’s location; it sits along the I-91 corridor that connects Springfield to Hartford and New Haven. The second is the comparatively attractive price of land that has good access to rail and highway transportation, and the third is the fact that the economy is rebounding.

“Winstanley told us the Springfield-New Haven corridor has become a distribution center for the Northeast,” Bryanton said, noting that Amazon built and opened its first new England distribution center in Windsor last June, containing 1.3 million square feet, and Dollar Tree built a new, $104 million distribution facility in that town several years ago.

Meanwhile, the former Hallmark distribution site in Enfield has seemingly unlimited potential.

“When Winstanley heard the property was being vacated, they launched into action very quickly and did a thorough examination of the site and how it relates to their business model,” said Valarie Ferro, principal of Good Earth Advisors and development advisor to Winstanley Enterprises.

“It’s truly a signature property that grabs people’s attention, and they liked the fact that Enfield is positioned on the I-91 corridor with proximity to regional markets in Massachusetts and Connecticut, as well as its position between Boston and New York,” she continued, adding that the property was industrially zoned and already set up for warehousing and distribution, which is one of the areas Winstanley concentrates on developing.

For this edition, BusinessWest looks at the work that is planned for the site as well as other developments that have brought new life to Enfield in the past year and filled the majority of its empty commercial and industrial spaces.

Surge in Growth

Ferro said Winstanley has the right posture, sources of equity, and technical capacity to execute the plans for the former Hallmark site.

The first phase of renovations, which was approved early last month, is focused on a 697,533-square-foot building that contains 48 loading docks and is referred to as the low-bay section.

Work will include installing a new HVAC system; a state-of-the-art fire-suppression system; new LED lighting; a new, five-foot-wide, bituminous-concrete sidewalk along the east side that will provide a pedestrian connection from the parking lot; repairs to the loading docks on the building’s west and north sides; and improvements to the parking lot itself.

Phase II will include significant renovations to the high-bay section of the building, and the company’s plans will be presented to the Wetlands Commission Sept. 20 and the Planning and Zoning Commission Sept. 22. The two areas of the building are attached and sit on 133 acres.

“The high-bay section is 80 feet tall and was constructed for Hallmark operations,” Ferro said, explaining that it contains racking systems that are holding the roof up, making the building functionally obsolete. So renovations to the 350,000-square-foot area will include installing a lower roof that will bring it up to code and make it usable for a new client.

Phase III will include construction of a new, 700,000- to 800,000-square-foot warehouse/distribution building on the northern part of the site.

“The company is making a significant investment in the property, and they feel strongly about Enfield and the marketplace. It will be a great project,” Ferro said.

The town has held two special meetings that included all the department heads agreeing to move it along quickly. “We are trying to show we are nimble and responsive and have pooled our limited resources to get projects like this done,” O’Brien said. Although approvals are sequential, if everything is laid out ahead of time, it can speed up the permitting process without shortchanging any regulations.

Meanwhile, there are other developments taking shape within the community. Enfield Memorial Industrial Park is a popular site for businesses, and Phoenix Manufacturing at 80 Shaker Road is adding several thousand square feet to its South Street location.

“We’re seeing new people move in and existing businesses expand, which speaks well for the community,” O’Brien said.

In addition, another former Hallmark facility at 35 Manning Road that sat vacant for a number of years has been filled. The 286,800-square-foot building was purchased by Enfield Distribution Center in 2014, and in the last year, Ashley Furniture and Namco Pool Supply took up the remaining available space.

“The building went from being completely unoccupied two years ago to being completely filled,” Bryanton said, noting that the town’s website does not contain a listing of available commercial and industrial properties, but people who call town officials are not only guided in the right direction and put in touch with owners, they are helped through the permitting process.

The former 19,600-square-foot Namco Pool supply store at 1551 King St. was also recently sold and purchased by Secure Energy Additions, which just received the approvals to convert it into office space and warehousing for solar panels and supplies.

“It’s another example of a site that was underutilized, but had four different proposals,” O’Brien told BusinessWest.

New jobs were also gained when World Color Printing’s site at 96 Phoenix Ave. was purchased by Conval Inc. The mid-sized valve manufacturer relocated 90 jobs from its former Somers location, and plans to expand operations in the near future.

And another site at 1559 King St. has finally regained its former vibrancy. Although United Laboratories took over 40,000 square feet in 2012, the remaining 144,200 square feet remained vacant for the past eight years.

But it has become home to three new companies in the last year. All-Phase Electric Supply took 25,000 square feet, CED Greentech solar equipment took 35,000 square feet, and most recently, A.H. Harris & Sons Construction Supply took 67,500 square feet, Bryanton said.

In addition to industrial warehousing and manufacturing companies, the town is home to a number of medical facilities located on a mile-long stretch of Hazard Avenue, a short distance from Enfield Mall.

“It’s become an impressive corridor and hub for medical facilities within the past 10 years,” Bryanton said, noting that Hartford Hospital, Johnson Memorial Hospital, Community Health Resources, and other groups have facilities there.

The newest venture is being undertaken by developer Huntington Chase, who broke ground several weeks ago on a new 49,500-square-foot medical facility at 160 Hazard Ave. that is expected to open in the spring of 2018.

The town has been highly successful in filling much of its empty space, but one area that continues to struggle is Enfield Mall. Bryanton said the previous owner purchased it around 2000 when the market hit a peak and could not afford to drop lease prices or make any renovations when it crashed a few years later.

“The owner wasn’t investing in the property, and the rents are high, which precipitated the departure of a number of tenants and led to a foreclosure in February; the bank is working with the management company to do some renovations and bring the leases in line with the current retail market and is looking for a new buyer,” he said, noting that anchors Target and Sears own the spaces they occupy, and the mall property consists of the adjoining hallways.

However, there are seven malls and plazas in the area that contain many retail shops, so despite Enfield Mall’s vacancies, the area remains a thriving hub for retail operations and draws shoppers from a wide range of towns in Connecticut and across the border in Massachusetts.

Changing Landscape

Many people bemoan the fact that a multitude of white-collar jobs have been lost in Connecticut, but Bryanton simply views it as a paradigm shift.

“Connecticut used to have a lot of office jobs, and you hear a lot about out-migration in Connecticut because many companies are leaving the state,” he said, citing, as one example, General Electric, which moved its 1970s-style corporate campus in suburban Fairfield to downtown Boston’s Seaport District earlier this year.

“That move created a lot of angst, and some people are worried, but space in Enfield is filling up. There are a lot of goods being moved around, and we are poised to take advantage of that situation. We may be losing jobs in insurance and financing, but it is simply a shift because we are gaining logistical, warehouse, and transportation jobs in places such as the former Hallmark site,” Bryanton continued. “It all goes back to our location.”

That should translate to success for the firms that have chosen to locate there, and with millions of dollars worth of work planned at the former Hallmark site, the future is bright.

“Winstanley is preparing buildings in Enfield for the next generation of business,” Ferro said. “There is a lot involved in the project, but it’s work that must be done to stay competitive.”

 

Enfield, Ct. at a glance

Year Incorporated: 1683 in Massachusetts; annexed to Connecticut in 1749
Population: 44,654 (2010)
Area: 34.2 square miles
County: Hartford
Residential Tax Rate: $36.86 (plus fire district tax)
Commercial Tax Rate: $36.86 (plus fire district tax)
Median Household Income: $68,356
Type of government: Town Council, Town Manager
Largest Employers: MassMutual, Retail Brand Alliance, Lego Systems
* Latest information available

Retirement Planning Sections

Taking a Long View

Siobhan Matty

Siobhan Matty says Millennials understand their financial challenges, from a shaky job market to high college debt to uncertainty about Social Security, and are planning for the future accordingly.

Older generations hold quite a few negative stereotypes about the youngest cohort in the workforce. If surveys and statistics are to be believed, however, Millennials may be doing better than their predecessors at getting an early start on retirement savings. Much of this is simply a response to a barrage of anxieties thrown their way, from skyrocketing college debt and a sluggish job market to the disappearance of pensions and uncertainty about Social Security. Increasingly, young professionals understand that building a secure retirement is their responsibility — and the sooner they start, the better.

“They’re quite aware of what they’re going through.”

David Bowie’s famous observation about young people from “Changes,” illuminating the generation gap he observed, is still applicable 45 years after the song was written.

Take, for example, the issue of saving for retirement. If the older generations have an image of Millennials — the generation now between ages 16 and 36, and numbering more than 75 million — as flighty and irresponsible with their financial strategy, the raw numbers tell a different story.

According to the Transamerica Center for Retirement Studies, in its 2016 survey titled “Perspectives on Retirement: Baby Boomers, Generation X, and Millennials,” today’s Millennials started saving for retirement at a median age of 22, and 72% are currently saving through a company-sponsored 401(k) or similar plan, or a plan outside the workplace.

Perhaps more strikingly, 40% of Millennials actually increased their contribution to a 401(k) or similar plan in the prior 12 months, compared to 30% of Gen-Xers.

The numbers don’t surprise Siobhan Matty, a Millennial herself who works with numerous clients in her peer group as a relationship manager at St. Germain Investments in Springfield. She says young professionals are anxious about the solvency of Social Security — according to the Transamerica Center survey, 81% of Millennials believe the entitlement will not be there where they retire — as well as a difficult job market, the near-disappearance of company pensions, and what happened to their parents’ savings in the financial crash of 2008.

Quite aware, indeed.

A keen interest in retirement savings, Matty said, “goes hand in hand with the anxiety about not having a pension or the Social Security income their parents or grandparents may have gotten. They understand they can’t necessarily rely on the government to secure that kind of funding in retirement.”

Jean Deliso, principal at Deliso Financial and Insurance Services in Agawam, said it helps to understand the unique burdens Millennials are strapped with.

“The job market is terrible,” she said. “They’ve got crazy educational costs; they’re coming out of college with more debt than ever. It’s like a mortgage. And that puts more pressure on them to wait on housing. I feel bad for them.”

Deliso also noted the issue of Social Security, and the prospect of it not being available to today’s young workers when they retire decades from now. But there’s a silver lining to this cynicism because it forces Millennials to think more deeply about what they need to do to secure their own future.

Millennials get a bad reputation for being slackers, for not particularly having a good work ethic. But they came out of college into a weak job market, and they understand the importance of establishing savings, or at least working toward that goal.”

“They say, ‘I need to think more about myself because Social Security is not going to be stable,’” she explained. “Plus, the companies their grandparents worked for, and maybe their parents, had pensions; they worked for 35 years, then got a pension, plus Social Security, and they were safe. But a pension is hard to come by anymore. Millennials have some real challenges. So, what should they do about it?”

To help answer that question, several investment experts spoke with BusinessWest about what a 20- and 30-somethings should be considering as they ponder a retirement that isn’t as far away as it may seem.

Savings First

Matty’s simplest advice is to save as much as possible. But that takes discipline, and is easier said than done.

The stock market may be prone to short-term volatility, she said, but young people can feel confident of the longer-term view when considering whether to invest.

“The other thing would just be contributing to whatever plan you have at work,” she said. “We don’t usually have pension plans available to us, so if you can do anything in your workplace to contribute to a plan, that’s important to establishing that savings habit. If you have a habit in place, it’s a lot easier to continue doing it.”

One benefit of automatic deductions is psychological, she noted. “If you don’t see it, you can’t touch it. Then, you can look at what you need to pay your debts. After that, work on what else you can safely put away, and make a budget for what you can spend. Luxuries are great, but that’s what they are, luxuries; they’re not necessities.”

Jean Deliso

Jean Deliso says a key savings strategy — not just for Millennials, but for everyone — is to “pay yourself first.”

Deliso said any financial plan for young people — or anyone, really — begins with one basic step: “pay yourself first.” In other words, savings should be the first expense to come out of one’s earnings.

“Get into an employer-sponsored plan as soon as possible,” she said, “and if there’s a match, get that match, so you’re not losing free money.” Another option would be to open an IRA, preferably with a Roth component ensuring that withdrawals later in life aren’t taxed.

Millennials understand the importance of these vehicles; according to the Transamerica Center survey, 55% of them expect such self-funded accounts to be their primary source of retirement income, and 75% would like more information from their employers on how to achieve their retirement goals.

Deliso noted that people don’t keep one job anymore, but may hold seven, 10, or even more over a lifetime, and it’s important to keep rolling employer-sponsored plans into new plans as they change jobs.

The next step, after contributing to retirement savings, is to determine what bills must be paid each month and what expenses can be trimmed, and that takes budgeting and self-control, she went on. “The bottom line, and the most important thing for Milliennials or anyone else, is to live within your means. Don’t take an apartment that takes 75% of your income. You want to have positive cash flow, because that allows you to have savings, and that brings financial success.”


List of Financial Services/Brokerage Firms in Western Mass.


Positive cash flow can begin with the simplest of steps, Deliso added, such as not spending $4 on coffee four times a week. “Put that $15 in your 401(k) plan. Put it in right from your paycheck, and you’ll never miss it. Say, ‘I’m going to pay for my future first.’ Many people’s greatest fear is that they’ll run out of money. You don’t know how long you’re going to live. But you can push that fear away if you plan accordingly.”

It shouldn’t be a hard sell, said Kate Kane, managing director and wealth management advisor with Northwestern Mutual, who cited research showing that 25- to 34-year-olds are cautious, yet confident, and, more importantly, future-focused and resourceful. So while investment professionals need to take into account their short-term goals and the challenges of their current financial situation — which often include significant college debt — they also need to demonstrate how solid planning can positively impact their life both now and years in the future.

A starting point, she noted, addresses how saving and planning begins with a budget and eliminating debt. Then, moving forward, they can address mid- and long-term goals.

“Since most Millennials came of age or began their careers at the time of the Great Recession,” Kane added, “they tend to be more financially risk-averse than previous generations and are very connected to the idea of planning as a means to manage risk.”

The debt issue is a key one, she added. According to Bankrate, just 40% of Americans age 18-29 pay off their entire credit-card bill each month, compared with 53% of those 30 and up. Some of that may be chalked up to experience: a survey by the Financial Industry Regulatory Authority reveals that only 30% of older Millennials (ages 27 to 34) and just 18% of younger ones (ages 18 to 26) have an understanding of basic financial concepts, including how to manage their saving and spending.

Running Out of Time

To be sure, retirement savings are not a Millennial issue; they’re a problem for everyone. And ‘problem’ is the right word. According to a recent Economic Policy Institute survey, the median total retirement savings among the 56-61 age group is just $17,000. For the 50-55 group, it’s less than half that, $8,000. Americans simply aren’t saving enough — not even close. Millennials have a chance to start earlier and do a better job.

“Moreso than prior generations, Millennials experience more pressure to save,” Matty said. “Obviously, corporate pension plans don’t exist anymore, and there are questions as to whether Social Security will exist, or at what ages they’ll be able to take from it or how long they’ll need to work for it.”

But Millennials were also jolted by the crash of 2008, which occurred, for many of them, during their teen years. It was sobering for them, even though they weren’t yet in the work world, and established a foundation of mistrust in the entire economic system.

As a result, she said, Millennials are more likely than past generations to continue living at home into their mid- to late 20s — not because they’re lazy, but because they want to build a base of savings instead of piling more debt on top of their exorbitant college loans.

“It’s an interesting change,” Matty said. “Millennials get a bad reputation for being slackers, for not particularly having a good work ethic. But they came out of college into a weak job market, and they understand the importance of establishing savings, or at least working toward that goal.”

According to the Transamerica Center report, 22% of Millennials say they “frequently” discuss saving and planning for retirement with family and friends, compared with just 10% of Generation X and Baby Boomers — a counterintuitive statistic, to be sure. Indeed, starting the conversation too late has put many a 40-something worker — by now dealing with mortgages and college expenses for their own children — well behind the savings they need to achieve.

In this new world, Matty said, there’s no replacement for making — and sticking to — a plan.

“People don’t necessarily have the same career for 40 years anymore, and they don’t have the same pension they once had,” she reiterated. “In your mid-20s, you have 40 to 50 years to retirement. Start planning while time is on your side.”

Joseph Bednar can be reached at [email protected]

Chamber Corners Departments

AMHERST AREA CHAMBER OF COMMERCE
www.amherstarea.com
(413) 253-0700

• Oct. 19: Chamber After 5, 5-7 p.m., at the Hitchcock Center, 845 West St., Amherst. Sponsored by Encharter Insurance and UMassFive College Federal Credit Union. Join the chamber and celebrate the new, 9,000-square-foot Hitchcock Center opening. This will be New England’s first public environmental education center to meet the Living Building Challenge. Cost: $10 for members, $15 for non-members. Register online at www.amherstarea.com.

• Oct. 27: Chamber Legislative Breakfast, 7:15-9 a.m., at the Lord Jeffery Inn, 30 Boltwood Ave., Amherst. Sponsored by Eversource. The annual legislative breakfast brings together legislators, local officials, and business leaders to network and discuss current and upcoming policy issues. Guest speakers: Senate President Stan Rosenberg, Lt. Gov. Karyn Polito, and state Reps. Ellen Story and John Scibak. Cost: $15 for members, $20 for non-members. Register online at www.amherstarea.com.

FRANKLIN COUNTY CHAMBER OF COMMERCE
www.franklincc.org
(413) 773-5463

• Oct. 6: Business Basics Workshop, 9-11 a.m., at the Franklin County Chamber of Commerce, 395 Main St., Greenfield – Masonic Hall Condominium Building. This free workshop, presented by Allen Kronick, senior business advisor, Massachusetts Small Business Development Center Network Western Regional Office, will focus on business fundamentals, from startup considerations to business-plan development and funding sources. It is designed for owners of existing businesses as well as those who are planning to start one. Cost: free. Register online at www.franklincc.org.

• Oct. 7: “Grow Your Business with E-mail & Social Media,” 9:30 a.m. to noon, at the Greenfield Community College Downtown Center, 270 Main St., Greenfield. Join Liz Provo, authorized local expert for Constant Contact, as she helps you learn how to create a marketing strategy that combines e-mail and social media for maximum results. Cost: $5. Register online at www.franklincc.org.

• Oct. 18: Free Legal Clinic, noon to 3:30 p.m., at the Franklin County Chamber of Commerce, 395 Main St., Greenfield – Masonic Hall Condominium Building. The Western Mass Regional office of the MSBDC announced that the law firms of WMassBizLaw have offered to hold a free legal clinic. Individuals, entrepreneurs, and small-business owners will have the opportunity to meet one-on-one for 30 minutes with attorney Sarah Willey to discuss general legal questions such as corporate structure, leases, contracts, insurance, employment, franchising, and various other business-related issues. Cost: free. Register online at www.franklincc.org.

GREATER CHICOPEE CHAMBER OF COMMERCE
www.chicopeechamber.org
(413) 594-2101

• Oct. 4: Table Top Expo & Business Networking Event, 4:30-7 p.m., at the Castle of Knights, 1599 Memorial Dr., Chicopee. Hosted by the Greater Chicopee, Greater Holyoke, Greater Westfield, and Springfield Regional Chambers of Commerce. With approximately 120 businesses represented and 400 visitors, the Table Top Expo and Business Networking Event is an excellent marketing tool for area businesses. Cost: $125 for an exhibitor table (includes two tickets), $5 for pre-registered admission. Register online at www.chicopeechamber.org.

• Oct. 14: Auction/Wine & Beer Tasting, 6-9 p.m., at Hadley Farms Meeting House, 41 Russell St., Hadley. Country chic theme with entertainment by Sarah the Fiddler. Cost: $40, or $35 each for two or more. Register online at www.chicopeechamber.org.

• Oct. 19: October Salute Breakfast, 7:15-9 a.m., at Summit View Banquet & Meeting House, 555 Northampton St., Holyoke. Cost: $23 for members, $28 for non-members. Register online at www.chicopeechamber.org.

• Oct. 26: Business After Hours, 5-7 p.m., at the Arbors at Chicopee, 929 Memorial Dr., Chicopee. Oktoberfest theme with band, food, and cash bar. Cost: $10 for members, $15 for non-members. Register online at www.chicopeechamber.org.

GREATER EASTHAMPTON CHAMBER OF COMMERCE
www.easthamptonchamber.org
(413) 527-9414

• Oct. 13: Networking by Night, 5-7 p.m., at Fort Hill Brewery. Sponsored by Advanced Restoration Group. An evening of connecting and business building. Cost: $10 for members, $15 for non-members. Register online at www.easthamptonchamber.org, or by calling the Chamber of Greater Easthampton at (413) 527-9414.

• Oct. 19: Medallion Speaker Forum Fall, noon to 1:30 p.m. Hosted by Innovative Business Systems, 161 Northampton St., Easthampton. State Rep. John Scibak joins the forum and gives his insight on how you can be most effective when you need to be. Cost includes boxed lunch from Riff’s Joint. Space is limited. For additional information, e-mail [email protected]. Cost: $20. Register online at www.easthamptonchamber.org or by calling the chamber at (413) 527-9414.

• Nov. 9: Hampshire County Business Bash, 5-7 p.m., at the Lord Jeffery Inn, Amherst. A tri-chamber business-expo networking event. Enjoy business building, networking, complementary appetizers, cash bar, and local brewery beer tasting. Cost: $10 for members, $15 for non-members. Register online at www.easthamptonchamber.org or by calling the chamber at (413) 527-9414.

GREATER HOLYOKE CHAMBER OF COMMERCE
www.holyokechamber.com
(413) 534-3376

• Oct. 19: Chamber After Hours, 5-7 p.m. Hosted and sponsored by Westfield Bank, 1642 Northampton St., Holyoke. The Greater Holyoke Chamber of Commerce invites you to an evening of casual networking. Cost: $10 for members, $15 for non-members. Register online at www.holyokechamber.com.

GREATER NORTHAMPTON CHAMBER OF COMMERCE
www.explorenorthampton.com
(413) 584-1900

• Oct. 5: Arrive @ 5, 5-7 p.m., sponsored by Innovative Business Systems Inc., Pioneer Training, and Florence Bank. This the networking event you don’t want to miss. More than 300 attendees are expected, with food donated by our member restaurants and cold brews donated by the Northampton Brewery. Call chamber for location. Cost: $10 for members. To register, visit www.explorenorthampton.com, call (413) 584-1900, or e-mail [email protected].

• Oct. 28: 2016 New Member Orientation, 3-4 p.m., at the chamber offices, 99 Pleasant St., Northampton. This is the chance to tell us more about your business and how the chamber can best serve you. Meet other new members and learn how to make the most of your chamber membership. Cost: Free. RSVP to (413) 584-1900 or  [email protected].

GREATER WESTFIELD CHAMBER OF COMMERCE
www.westfieldbiz.org
(413) 568-1618

• Oct. 3: Mayor’s Coffee Hour, 8-9 a.m., at the American Inn, One Sawmill Park, Westfield. Join us for our monthly Mayor’s Coffee Hour with Westfield Mayor Brian Sullivan. This event is free and open to the public. Call Pam at the chamber office at (413) 568-1618 to register for this event so we may give our host a head count.

• Oct. 12: Oktoberfest After 5 Connection, 5-7 p.m., at East Mountain Country Club, 1458 East Mountain Road, Westfield. Bring your business cards for our annual speed connecting. Refreshments will be served. Cost: $10 for members, $15 cash for non-members. To register, call (413) 568-1618. As this event gets closer, an online registration will be made available.

SOUTH HADLEY & GRANBY CHAMBER OF COMMERCE
www.shgchamber.com
(413) 532-6451

• Sept. 27: Ribbon cutting for the new South Hadley & Granby Chamber of Commerce Office, 5 p.m. Join the chamber as it cuts the ribbon for its new office location at 2 Lyman St., South Hadley, next to the new Plains Elementary School. The chamber is now co-located with ERA Laplante Real Estate. There will be light food, beverages, a tour of the new office, and prizes. Cost: free. RSVP to Executive Director Dale Johnston at [email protected] so the appropriate amount of food and beverage is available.

• Oct. 19: James E. Hartley, PhD, professor of Economics at Mount Holyoke College, speaks at 7:30 a.m., at the Willits-Hallowell Conference Center at Mount Holyoke. Hartley will speak on the economy. A buffet breakfast will be provided. Cost: $22 for members, $27 for non-members. E-mail [email protected] to RSVP.

PROFESSIONAL WOMEN’S CHAMBER
www.myonlinechamber.com
(413) 787-1555

• Sept. 28: PWC Headline Luncheon, 11:30 a.m. to 1:30 p.m., at the Munich Haus, 13 Center St., Chicopee. Featuring psychic medium Angelina Diana. Cost: $30 for PWC members, $40 for general admission. Reservations may be made online at www.professionalwomenschamber.com. The Professional Women’s Chamber is a division of the Springfield Regional Chamber.

WEST OF THE RIVER CHAMBER OF COMMERCE
www.ourwrc.com
413-426-3880

• Oct. 5: Wicked Wednesday, 5:30-7:30 p.m., at Cyber Exchange, West Springfield. Wicked Wednesdays are monthly social events, hosted by various businesses and restaurants, that bring members and non-members together to network in a laid-back atmosphere. For more information about this event, call the chamber office at (413) 426-3880, or register at www.westoftheriverchamber.com.

• Oct. 26: Food Fest West, 5:30-8 p.m., at Crestview Country Club, Agawam. The event will feature the foods of area restaurants including Chez Josef, Crestview Country Club, Partner’s, and many more. Proceeds raised by Food Fest West will go toward the Partnership for Education and the WRC Educational Fund, which provides grants to businesses for on-the-job training and continuing-education needs. Cost: $25 in advance, $35 at the door. Tickets may be purchased at www.westoftheriverchamber.com.

Departments Picture This

Email ‘Picture This’ photos with a caption and contact information to [email protected]

Operation Playhouse

PicThisOperation


A group of 14 Country Bank employees recently joined forces with Habitat for Humanity Metro West/Greater Worcester in a team-building exercise that ended with a local veteran family receiving a unique gift: a custom playhouse. Habitat’s Operation Playhouse is a program designed to allow groups to come together to create and complete a custom playhouse in one day. The opportunity to work together and collaborate on design and construction of the house is wrapped up with the reward of seeing it turned over to a local veteran and their children. “Working with the Habitat staff was seamless, and the day couldn’t have been more rewarding,” said Deb Gagnon, Corporate Relations officer, Country Bank. “Completing the playhouse gave us all a sense of accomplishment, and when the family arrived to receive their gift, there wasn’t a dry eye around.”

 

Community Focus

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Eighty-five Massachusetts companies were honored at the Boston Business Journal’s 11th annual Corporate Citizenship Summit on Sept. 8 at the EpiCenter at Artists for Humanity in Boston. For the ninth time, PeoplesBank was among the companies included, this year finishing 48th on the statewide list and third for companies headquartered in Western Mass. Matthew Bannister, vice president, Corporate Responsibility at PeoplesBank (pictured at left, with Thomas Senecal, president and CEO), accepted the award at the summit on behalf of the bank’s associates. “Our mutual charter supports everything we do and why we are succeeding as a community bank,” he said. “Because of our mutual charter and related values, we have a unique ability to help the communities we serve through volunteer efforts and millions of dollars in donations to charitable and civic causes.”

 

Wheeling for Healing

PicThisWheeling

On Aug. 21, 180 bicyclists, runners, and walkers gathered for the ninth annual Wheeling for Healing ride, walk, and run event in Greenfield to support cancer care and services at Baystate Franklin Medical Center. “Thanks to the wonderful fund-raising efforts from our community and support from our sponsors, we were able to raise over $46,500 this year, bringing our total funds raised for Baystate Franklin Medical Center Oncology to over $286,000,” said Kathy Tobin, director, Annual Giving & Events, Baystate Health Foundation. Proceeds from Wheeling for Healing events are used to purchase medical equipment and comfort items for patients undergoing chemotherapy at Baystate Franklin Medical Center. Proceeds have also assisted patients with extraordinary expenses associated with their illness, including medicines not covered by their insurance.

 

Celebrating STCC’s Founders

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Springfield Technical Community College kicked off its year-long 50th-anniversary celebration with a Founders Day Convocation on Sept. 9. The event honored the four founders — Edmond Garvey, the school’s first president; then-Springfield Mayor Charlie Ryan; state Rep. Anthony Scibelli; and industrialist Joseph Deliso — and briefly traced the history of the college through today. Ryan and family members representing the other three founders (all deceased) were presented with commemorative plaques in the form of photo montages of their careers and contributions to the college. Top to bottom: from left, retired STCC President Ira Rubenzahl, Mayor Ryan, retired STCC President Andrew Scibelli (Anthony’s nephew), current Springfield Mayor Domenic Sarno, and current STCC President John Cook; members of the Garvey family, from left, Sandra Garvey, her husband, James Garvey (Edmond’s son), Pauline Kimball (Edmond Garvey’s niece), and her son, Robert Kimball; Andrew Scibelli with the plaque commemorating his uncle’s contributions; and, representing the Deliso family, back row, Clem Deliso (Joe’s son), Jean Deliso (Joe’s granddaughter), right, and Lisa Doherty, and in front, Joe’s great-grandsons, Spence Doherty Deliso, left, and Clement Joseph Doherty Deliso.

Springfield Technical Community College kicked off its year-long 50th-anniversary celebration with a Founders Day Convocation on Sept. 9. The event honored the four founders — Edmond Garvey, the school’s first president; then-Springfield Mayor Charlie Ryan; state Rep. Anthony Scibelli; and industrialist Joseph Deliso — and briefly traced the history of the college through today. Ryan and family members representing the other three founders (all deceased) were presented with commemorative plaques in the form of photo montages of their careers and contributions to the college. Top to bottom: from left, retired STCC President Ira Rubenzahl, Mayor Ryan, retired STCC President Andrew Scibelli (Anthony’s nephew), current Springfield Mayor Domenic Sarno, and current STCC President John Cook; members of the Garvey family, from left, Sandra Garvey, her husband, James Garvey (Edmond’s son), Pauline Kimball (Edmond Garvey’s niece), and her son, Robert Kimball; Andrew Scibelli with the plaque commemorating his uncle’s contributions; and, representing the Deliso family, back row, Clem Deliso (Joe’s son), Jean Deliso (Joe’s granddaughter), right, and Lisa Doherty, and in front, Joe’s great-grandsons, Spence Doherty Deliso, left, and Clement Joseph Doherty Deliso.

Daily News

WILBRAHAM — The Gaudreau Group Insurance and Financial Services Agency announced the promotion of Melissa Cuzzone to director of Employer Benefit Services. In her new role, Cuzzone will help keep clients compliant in today’s increasingly complex regulatory environment, in line with the firm’s focused approach on compliance with the Affordable Care Act’s regulations.

The Gaudreau Group’s Employee Benefits division, which has the largest staff in the region, delivers results to clients with robust compliance programs and high-tech employer and employee software solutions to facilitate cost reduction, claims management, and employee wellness and communication.

“The unique skillset Melissa brings to the table, in combination with the tools and services that she provides, such as ACA reporting guidance, benefit administration, and proprietary claims analytics, are extremely valuable to our clients,” said Jules Gaudreau, president of the Gaudreau Group. “Melissa helps our clients enhance their overall benefits programs, which results in an increased ability to attract and retain great employees. Results like these are the reason more and more businesses are trusting us with their accounts.”

Cuzzone has been a member of the Gaudreau Group team since 2012, and has worked in the insurance and financial-services industry since 2004, gaining a broad range of experience, including employee benefit plans, life insurance, and personal insurance. She is a recent graduate of the Western New England University Mini-Law School and has co-chaired the Wilbraham Relay For Life.

Daily News

SPRINGFIELD — The Springfield Regional Chamber has teamed up Altus Dental to offer to its chamber members a new employee benefit to enhance their employee-compensation package. Administered through American Benefits Group, dental insurance provided by Altus Dental is now available for companies with as few as one employee.

Altus Dental offers the state’s largest preferred-provider (PPO) dental network with more than 6,200 participating locations in Massachusetts, Rhode Island, and Southern New Hampshire, and national access through CONNECTION Dental, with more than 108,000 dentist locations nationwide.

Three coverage options are available at competitive rates. Plus Plan 1 is basic coverage available to employers with one or more participating employees. Plus Plan 2 is an enhanced coverage option available to those with 10 or more participating employees, and Plus Plan 3 is an enhanced coverage option for companies with 20 or more participating employees. Each option includes 100% diagnostic and preventative services with no deductible, 80% for basic restorative care with a $50 single or $150 family deductible, and a low benefit maximum per year. Plus Plan 2 and Plus Plan 3 include major restorative care such as crowns and dentures. Plus Plan 3 includes orthodontic services.

To be eligible, a business must be a member of the Springfield Regional Chamber and contribute at least 50% of the monthly premium. Coverage is open to active, full-time employees.

Daily News

SPRINGFIELD — Dakin Humane Society will present its fourth annual Mutts & Mimosas fund-raising event on Sunday, Sept. 25 from 11 a.m. to 2 p.m. at Quonquont Farm & Orchard in Whately, rain or shine.

Guests are encouraged to bring their dogs to the brunch, which will feature a make-your-own-mimosa bar, live music, a raffle and silent auction, apple picking, dog-walking trails, and other fun activities. The food will be catered by Seth Mias, and an optional dog meal is available for $10. Event attendees are asked to bring dry or canned cat food to support Dakin’s pet food-bank program. Tickets are $50 per person and can be ordered online at www.dakinhumane.org or by calling Event Manager Gina Ciprari at (413) 781-4000, ext. 136.

“Mutts & Mimosas is such a fun and unusual gathering, and it’s become a tradition among Dakin supporters and dog enthusiasts,” said Dakin Executive Director Carmine DiCenso. “People really embrace this event because it gives them the chance to have fun with their dogs, and Quonquont Farm offers an ideal and relaxing setting. Mutts & Mimosas is a very important benefit for the homeless animals we care for, and each ticket sold helps us extend our services to more animals and their people.”

Finck and Perras Insurance Agency Inc. of Florence and Easthampton is the corporate sponsor for Mutts & Mimosas. Media sponsors include 94.7 WMAS, Bear Country 95.3, the Republican, the Daily Hampshire Gazette, and the Recorder.

Chamber Corners Departments

AMHERST AREA
CHAMBER OF COMMERCE

www.amherstarea.com
(413) 253-0700

• Sept. 14: Chamber After 5, 5-7 p.m. at Applewood Retirement Community, 1 Spencer Dr., Amherst. Sponsored by Hospice of the Fisher Home. Join us for an evening of fun, music, and food surrounded by long stretches of beautiful New England countryside.
Cost: $10 for members, $15 for non-members. Register online at www.amherstarea.com.

• Oct. 6: 2016 Annual A+ Awards Dinner, 5-9 p.m., at the UMass Student Union Ballroom, 280 Hicks Way, Amherst. Sponsored by PeoplesBank. The Amherst Area Chamber of Commerce Annual A+ Awards Dinner is the social event of the year.  This year we will be honoring five awardees for their contributions to life and commerce in the Amherst Area. The MVP Award, Legacy Awards, Lifetime Achievement in Business, Community Service, and Young Professionals will all be given. In addition, we seek to honor our two Cooley Dickinson Scholarship winners. Music sponsored by the Springfield Symphony Orchestra. Register online at www.amherstarea.com. Cost: $80 per ticket, $750 per table of 10.

EAST OF THE RIVER CHAMBER OF COMMERCE

www.erc5.com
(413) 575-7230

• Sept. 8: 2016 Mill Fest, 4-7:30 p.m., at Europa Black Rock Bar & Grill, 782 Center St., Ludlow. With heartfelt respect and honor to the events happening in our country, the ERC5 would like to use this event as a small way to thank law enforcement for its service to our businesses and protecting our communities. Come and thank one of your local men and women in blue, and take advantage of the opportunity to network and experience the economic business development happening in Ludlow. This fun-filled event will feature delicious food, live music, beers to taste from the Mill’s favorite brewery, Iron Dukes, a signature blue drink recognizing law enforcement, and a fun-filled Ludlow Fun Fact Contest. Register online at www.erc5.com. Cost: $25.

• Sept. 30: Annual Golf Tournament, 10 a.m. to 6 p.m., at the Country Club of Wilbraham, 859 Stony Hill Road, Wilbraham. Proceeds will go to the ERC5 Scholarship Fund. The fund to date has raised more than $100,000 for local student scholarships. Registration will begin at 11 a.m., lunch is at 11:30 a.m., and 12:30 p.m. is the shotgun start. Don’t golf? Join us after the tournament for the cocktail party and buffet. The reception will be a great opportunity to network and congratulate the winners. Cost: $125 for an individual golfer, $500 for a foursome. For registration information, contact Nancy Connor at [email protected] or (413) 575-7230.

FRANKLIN COUNTY CHAMBER OF COMMERCE

www.franklincc.org
(413) 773-5463

• Sept. 15: Google Marketing Workshop Series: “Set Goals with Google Analytics,” 11 a.m to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. Google Analytics is a free, powerful analytics tool that provides reports showing how visitors found your website and what they did when they got there. This workshop will explain how you can use Analytics to improve your marketing. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

• Sept. 29: Google Marketing Workshop Series: “Create Your Free Website with Google,” 11 a.m. to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. Learn how to create, customize and publish your site. Free hosting and domain name for a year. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

GREATER CHICOPEE CHAMBER OF COMMERCE

www.chicopeechamber.org
(413) 594-2101

• Sept. 9-10: 2016 Chicopee Downtown Getdown. Food, vendors, live entertainment, and more. Free event. For details, visit chicopee.wix.com/downtowngetdown.

• Sept. 14: Business After Hours with the West of the River Chamber, 5-7 p.m., hosted by Cal’s, 1068 Riverdale St. West Springfield. Cost: $10 for members, $15 for non-members.

• Sept. 21: Salute Breakfast, 7:15-9 a.m., hosted by MassMutual Learning & Conference Center, 350 Memorial Dr., Chicopee. Cost: $23 for members, $28 for non-members.

GREATER HOLYOKE CHAMBER OF COMMERCE

www.holyokechamber.com
(413) 534-3376

• Sept. 8: Chamber Coffee Buzz, 7:30-8:30 a.m., hosted by Girl Scouts of Central and Western Massachusetts, 301 Kelly Way, Holyoke. Sponsor is Whittlesey & Hadley, P.C. Coffee sponsored by Spradley Deluxe Coffee. A morning networking program that provides chamber members and guests the opportunity to make new contacts and exchange business information over a lig ht breakfast. Cost: free.

• Sept. 14: Chamber Oktoberfest 2016, 5-7:30 p.m., at Munich Haus Restaurant, 13 Center St., Chicopee. Sponsored by Suez Environment/United Water, Resnic Bearuregard Waite & Driscoll, and Marcotte Ford. Dig out your lederhosen and join your friends and colleagues at the Bier Garten at the Munich Haus for a night of German beer, a buffet of authentic German food, and networking. Each ticket also includes a stein of bier. Door prizes and 50/50 raffle. Cost: $30 for members, $35 for non-member guests and walk-ins. Register online at www.holyokechamber.com.

 

GREATER NORTHAMPTON CHAMBER OF COMMERCE

www.explorenorthampton.com
(413) 584-1900

• Sept. 7: September Arrive @ 5, 5-7 p.m., hosted by Spoleto Restaurant. Sponsored by Webber & Grinnell Insurance, Applied Mortgage, BusinessWest, and Lia Honda. Cost: $10 for members.

 

GREATER WESTFIELD CHAMBER OF COMMERCE

www.westfieldbiz.org
(413) 568-1618

• Sept. 12: Mayor’s Coffee Hour with Westfield Mayor Brian Sullivan, 8-9 a.m., at McDonald’s, 182 North Elm St., Westfield. Call Pam at the Chamber office at (413) 568-1618 to register for this event so we may give our host a head count. Cost: free.

• Sept. 14: After 5 Connection, 5-7 p.m., hosted by Westfield YouthWorks East Mountain Transition Program, 128 East Mountain Road, Westfield. Refreshments will be served. Bring your business cards and make connections. Cost: $10 for members, $15 cash for non-members. Register at www.westfieldbiz.org.

• Sept. 23: September Breakfast, 7-9 a.m., hosted by the 104th Fighter Wing ANG, 175 Falcon Dr., Westfield. Sponsored by Baystate Noble Hospital, United Bank, Tighe & Bond, and United Way of Pioneer Valley. 50/50 raffle to support two Citizen’s Scholarships. The 104th Fighter Wing ANG requires registration for this event and also requires a driver’s license number in advance and upon entering the base. You will be required to provide your driver’s license number when registering. For more information or to donate a door prize for the event, call Pam at the chamber at (413) 568-1618. Cost: $25 for members, $30 for non-members. Register online at www.westfieldbiz.org.

 

SPRINGFIELD REGIONAL CHAMBER

www.myonlinechamber.com
(413) 787-1555

• Sept. 7: Business@Breakfast, 7:15-9 a.m., at the Sheraton Springfield, One Monarch Place, Springfield. Sponsored by Columbia Gas of Massachusetts and United Personnel. Business@Breakfast pays tribute to individuals, business firms, and organizations for major contributions to civic and economic growth and for actions which reflect honor on the region. In September, we will be saluting Nate Costa and the Springfield Thunderbirds and Zach Baru and the Springfield Sting. Cost: $22.50 for members in advance, $25 for members at the door, $30 general admission. Register online at www.springfieldregionalchamber.com.

• Sept. 21-23: 2016 Washington Symposium, hosted by U.S. Rep. Richard Neal. An opportunity to meet with leaders in the Senate, Congress, and the Obama administration in its final months in office, as well as other top policy makers on the federal issues that matter to you. Plane departs Bradley International Airport at 12:35 p.m. on Sept. 21 and returns at 4:35 p.m. on Sept. 23. Contact Nancy Creed for cost and registration information at [email protected] or (413) 755-1309.

• Sept. 27: Pastries, Politics, and Policy, 8-9 a.m., at the TD Bank Conference Center, 1441 Main St., Springfield. Cost: $15 for members; $25 general admission. Register online at www.springfieldregionalchamber.com.

 

WEST OF THE RIVER CHAMBER OF COMMERCE

www.ourwrc.com
(413) 426-3880

• Sept. 22: Business Breakfast with Howie Carr, 7-9 a.m., hosted by Chez Josef, Agawam. Cost: $35 for chamber members, $40 for non-members. Register online at www.westoftheriverchamber.com.

 

Court Dockets Departments

The following is a compilation of recent lawsuits involving area businesses and organizations. These are strictly allegations that have yet to be proven in a court of law. Readers are advised to contact the parties listed, or the court, for more information concerning the individual claims.

Hampden Superior Court
Mildred Gomez v. Pioneer Valley Transit Authority and Eugene J. Bernier Sr.
Allegation: Negligent operation of a motor vehicle resulting in injury: $4,718
Filed: 06/28/16

Red Technologies, LLC v. Safe Environment of America Inc.
Allegation: Breach of contract, failure to pay for services: $48,567.54
Filed: 02/24/16

Lane M. Berton v. Constantinos Levanos, DDS, Inc. et al
Allegation: Wrongful discharge: $300,000 to $500,000
Filed: 08/12/16

Hampshire Superior Court
Patricia A. Murphy, VMC. and Kevin F. Murphy, as the guardians of Kathleen M. Murphy v. Janet Cremins, RN and Claire Kuhn, PhD
Allegation: Medical malpractice: $1,000,000+
Filed: 07/29/16

Nyrva Germain v. Winn Managed Properties LLC.
Allegation: Failure to maintain premises resulting in sip and fall injury: $54,401+
Filed: 08/08/16

Regina Shea-Sullivan v. Town of Southampton Select Board and Edward Cauley
Allegation: Discrimination: $801,000+
Filed: 08/18/16

Northampton District Court
Merrimack Mutual Fire Insurance Co., as subrogee of Albert and Janet Decker v. Boulanger’s Plumbing & Heating Inc.
Allegation: Water damage resulting from improper repair: $13,329.58
Filed: 08/04/16
Springfield District Court
Samuel D. Plotkin & Associates Inc., d.b.a NAI Plotkin, v. 80 Congress Street, LLC
Allegation: Breach of contract: $20,414.65
Filed: 08/01/16

Daily News

SPRINGFIELD — American International College (AIC) has been named among the top 10 colleges and universities in Massachusetts for starting salaries.

SmartAsset, a financial-technology company that studies and reports on a variety of topics, including home buying, refinancing, retirement, insurance, loans, and colleges, has compiled information on “best-value schools,” including college tuition, student living, and starting salaries.

This study considered starting salary, as well as scholarships and grants, tuition, living costs, and student-retention rate. With those factors calculated, AIC placed 10th for starting salaries of recent graduates, surpassing some big-name schools in the Boston area.

SmartAsset gave 25% weighting to starting salary, tuition, and living costs, and 12.5% weighting to scholarships, grants, and student retention rate to determine a ranking of schools in its analysis. The average starting salary for recent AIC graduates was $54,100, only $100 less than ninth-ranked Tufts University in Medford. Massachusetts Institute of Technology in Cambridge topped the list at $74,900.

Daily News

SPRINGFIELD — Pioneer Valley Montessori School (PVMS), a not-for-profit organization cultivating children’s natural desire to learn, has received a $10,000 grant from MassMutual Foundation Inc. PVMS is one of only 17 organizations nationally to receive an award as part of a national Community Service Award (CSA) program. The MassMutual Foundation made the grant as a tribute to the volunteer efforts of Erik Skar, financial professional with Charter Oak Insurance and Financial Services Co.

“Our Community Service Awards program aims to encourage and recognize those financial professionals who are active members of their community,” said Alison Mathias, MassMutual’s director of Charitable Giving and vice president of the MassMutual Foundation. “Erik’s volunteer work reflects our steadfast commitment to supporting organizations in the communities where MassMutual financial professionals live and work.”

Skar, who currently serves as president on PVMS’s board of directors, has dedicated countless hours of his time and talent to help the school grow and flourish. His passion and advocacy for the mission of PVMS inspires others to do the same. He has championed the efforts of the staff and volunteers, and has done everything for the organization from strategic planning to maintaining the facility to directing traffic at events.

“I am delighted that my work with PVMS has been recognized by the MassMutual Foundation,” Skar said. “This grant will provide much-needed funding to continue its improvement efforts after the tornado of 2011.”

PVMS provides Montessori early childhood and elementary education to children between the ages of 18 months and 12 years. The school enrolls students from 21 towns in Massachusetts and Connecticut, with approximately half of its students living in the city of Springfield. PVMS will put MassMutual’s grant to work by providing permanent shade structures to replace the trees it lost in the 2011 tornado, and to replace flooring and security doors.

Chamber Corners Departments

AMHERST AREA CHAMBER OF COMMERCE

www.amherstarea.com
(413) 253-0700

• Sept. 14: Chamber After 5, 5-7. P.m. at Applewood Retirement Community, 1 Spencer Dr., Amherst. Sponsored by Hospice of the Fisher Home. Please join us for an evening of fun, music, and food surrounded by long stretches of beautiful New England countryside.
Register online at www.amherstarea.com/ Cost: $10 for members; $15 for non-members

• Oct. 6: 2016 Annual A+ Awards Dinner, 5-9 p.m., at the UMass Student Union Ballroom, 280 Hicks Way, Amherst. Sponsored by PeoplesBank. The Amherst Area Chamber of Commerce Annual A+ Awards Dinner is the social event of the year.  This year we will be honoring five awardees for their contributions to life and commerce in the Amherst Area. The MVP Award, Legacy Awards, Lifetime Achievement in Business, Community Service, and Young Professionals will all be given. In addition, we seek to honor our two Cooley Dickinson Scholarship winners. Music sponsored by the Springfield Symphony Orchestra. Register online at www.amherstarea.com/ Cost: $80 per ticket, $750 per table of 10.

EAST OF THE RIVER CHAMBER OF COMMERCE/ERC 5

www.erc5.com
(413) 575-7230

• Sept. 8: 2016 Mill Fest, 4-7:30 p.m., at Europa Black Rock Bar & Grill, 782 Center Street, Ludlow. With heartfelt respect and honor to the events happening in our country, the ERC5 would like to use this event as a small way to thank law enforcement for its service to our businesses and protecting our communities. Come and thank one of your local men/women in blue, and take advantage of the opportunity to network and experience the economic business development happening in Ludlow. This fun-filled event will feature delicious food, live music, beers to taste from the Mill’s favorite brewery Iron Dukes, a signature Blue drink recognizing law enforcement and a fun-filled Ludlow Fun Fact Contest. Register online at www.erc5.com. Cost: $25.

• Sept. 30: 2016 Annual Golf Tournament, 10 a.m.-6 p.m., at the Country Club of Wilbraham, 859 Stony Hill Road, Wilbraham. Proceeds will go to the ERC5 Scholarship Fund. The fund to date has raised more than $100,000 for local student scholarships. Registration will begin at 11 a.m., lunch is at 11:30 a.m., and 12:30 p.m. is the shot gun start. Don’t golf? No problem, please join us after the tournament for the cocktail party and buffet. The reception will be a great opportunity to network and congratulate the winners. For registration information contact Nancy Connor [email protected], (413) 575-7230
Cost: Individual golfer, $125; foursome, $500.

FRANKLIN COUNTY CHAMBER OF COMMERCE

www.franklincc.org
(413) 773-5463

• Aug. 25: Google Marketing Workshop Series: “Grow Your Business Online with Google Tools,” 11 a.m. to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. Can people find your business on computers and mobile devices? Free tools show you how people search on Google and how they use your website. Google’s suite of online business-productivity tools makes collaboration a breeze. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

• Sept. 1: Google Marketing Workshop Series: “Advertise Online Using Google AdWords,” 11 a.m. to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. An introduction to advertising and how it can benefit a business. Learn how Keywords work, how to find them, and how to evaluate their performance. Learn how to write great ads for your business. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

• Sept. 15: Google Marketing Workshop Series: “Set Goals with Google Analytics,” 11 a.m to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. Google Analytics is a free, powerful analytics tool that provides reports showing how visitors found your website and what they did when they got there. Google Analytics measures the effectiveness of your online and offline marketing campaigns. This workshop will explain how you can use Analytics to improve your marketing. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

• Sept. 29: Google Marketing Workshop Series: “Create Your Free Website with Google,” 11 a.m. to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. Learn how to create, customize and publish your site. Get a free domain name or use one you already own. Access and edit your site any time. Use your own photos and text, or the website generator can create the text for you. Free hosting and domain name for a year. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

GREATER CHICOPEE CHAMBER OF COMMERCE

www.chicopeechamber.org
(413) 594-2101

• Sept. 9-10: 2016 Chicopee Downtown Getdown. Food, vendors, live entertainment, and more. Free event. For details, visit chicopee.wix.com/downtowngetdown.

• Sept. 14: Business After Hours with the West of the River Chamber, 5-7 p.m., hosted by Cal’s, 1068 Riverdale St. West Springfield. Cost: $10 for members, $15 for non-members.

• Sept. 21: Salute Breakfast, 7:15-9 a.m., hosted by MassMutual Learning & Conference Center, 350 Memorial Dr., Chicopee. Cost: $23 for members, $28 for non-members.

GREATER HOLYOKE CHAMBER OF COMMERCE

www.holyokechamber.com
(413) 534-3376

• Sept. 8: Chamber Coffee Buzz, 7:30-8:30 a.m. Hosted by Girl Scouts of Central and Western Massachusetts, 301 Kelly Way, Holyoke, MA. Sponsor is Whittlesey & Hadley, P.C. Coffee sponsored by Spradley Deluxe Coffee. A morning networking program that provides chamber members and guests the opportunity to make new contacts and exchange business information over a light breakfast. Cost: Free

• Sept. 14: Chamber Oktoberfest 2016, 5-7:30 p.m., at Munich Haus Restaurant, 13 Center St., Chicopee. Sponsored by Suez Environment/United Water, Resnic Bearuregard Waite & Driscoll, and Marcotte Ford. Dig out your lederhosen and join your friends and colleagues at the Bier Garten at the Munich Haus for a night of German beer, a buffet of authentic German food, and a ton of fun networking. Each ticket also includes a stein of bier. Door prizes and a 50/50 raffle will add to the fun. Register online at www.holyokechamber.com. Cost: $30 for members; $35 for non-member guests and walk-ins.

GREATER NORTHAMPTON CHAMBER OF COMMERCE

www.explorenorthampton.com
(413) 584-1900

• Sept. 7: September Arrive @ 5, 5-7 p.m., hosted by Spoleto Restaurant. Sponsored by Webber & Grinnell Insurance, Applied Mortgage, BusinessWest, and Lia Honda. Cost: $10 for members.

GREATER WESTFIELD CHAMBER OF COMMERCE

www.westfieldbiz.org
(413) 568-1618

• August 22: After 5 Connection, 5 p.m., at Papps, 110 Airport Road, Westfield. Sponsored by: Air1 Flight Training and A Slight Edge Salon. Join us for a unique networking event. There will be a cash bar, eggplant tower bites, renowned tomato bruschetta, and a chef’s choice selection.  Enter a drawing to win a $25 gift certificate to Papps Bar & Grill. We will also have a raffle to support our scholarship fund, where you can win an aerial scenic view of Westfield in a 1942 Aeronca L3 plane — weather permitting. Register online at www.westfieldbiz.org/ Cost: Free

• Sept. 12: Mayor’s Coffee Hour, 8-9 a.m., at McDonad’s, 182 North Elm St., Westfield. Please join us for our monthly Mayor’s Coffee Hour with Westfield Mayor Brian Sullivan. Please call Pam at the Chamber office at (413) 568-1618 to register for this event so we may give our host a head count. Cost: Free

• Sept. 14: After 5 Connection, 5-7 p.m. Hosted by Westfield YouthWorks East Mountain Transition Program, 128 East Mountain Road, Westfield. Refreshments will be served. Bring your business cards and make connections. Register online at www.westfieldbiz.org/ Cost: $10 for members, $15 for non-members (cash).

• Sept. 23: September Breakfast, 7-9 a.m. Hosted by The 104th Fighter Wing ANG, 175 Falcon Dr., Westfield. Sponsored by:  Baystate Noble Hospital,  United Bank, Tighe & Bond and United Way of Pioneer Valley. Join us for our annual September Chamber Breakfast. 50/50 Raffle to support two Citizen’s Scholarships. Please note, the 104th Fighter Wing ANG requires registration for this event and also requires your driver’s license number in advance and upon entering the base. You will be required to provide your driver’s license number when registering. For more information or to donate a door prize for the event, please call Pam at the chamber at (413) 568-1618. Register online at www.westfieldbiz.org/ Cost: $25 for members, $30 for non-members.

SPRINGFIELD REGIONAL CHAMBER

www.myonlinechamber.com
(413) 787-1555

• Sept. 7: Business@Breakfast, 7:15-9 a.m., at the Sheraton Springfield, One Monarch Place, Springfield. Sponsored by: Columbia Gas of Massachusetts and United Personnel. Business@Breakfast pays tribute to individuals, business firms and organizations for major contributions to civic and economic growth and for actions which reflect honor on the region. In September, we will be saluting Nate Costa and the Springfield Thunderbirds and Zach Baru and the Springfield Sting. Register online: www.springfieldregionalchamber.com. Cost: $22.50 for members, in advance; $25 members at the door; $30 general admission.

• Sept. 21-23: 2016 Washington Symposium, hosted by Congressman Richard E. Neal. A “don’t miss” opportunity to meet with leaders in the Senate, Congress, and the Obama Administration in its final months in office, as well as other top policy makers on the federal issues that matter to you. Plane departs Bradley International Airport at 12:35 p.m. on Sept. 21 and returns at 4:35 p.m. on Sept. 23. Contact Nancy Creed for cost and registration information at [email protected]; (413) 755-1309.

• Sept. 27: Pastries, Politics, and Policy, 8-9 a.m., at the TD Bank Conference Center, 1441 Main St., Springfield. Register online: www.springfieldregionalchamber.com. Cost: $15 for members; $25 general admission.

WEST OF THE RIVER CHAMBER OF COMMERCE

www.ourwrc.com
(413) 426-3880

• Sept. 22: Business Breakfast with Howie Carr, 7-9 a.m., hosted by Chez Josef, Agawam. Cost: $35 for chamber members, $40 for non-members. Register online at www.westoftheriverchamber.com.

Departments People on the Move
Timothy Netkovick

Timothy Netkovick

Attorney Timothy Netkovick has joined Royal, P.C. He has more than 14 years of litigation experience and has tried nearly two dozen cases to verdict. Netkovick’s practice is focused in labor law and complex employment litigation. He also counsels companies on the multitude of state and federal employment laws impacting them, including wage-and-hour issues, disability and leave laws, workplace safety and OSHA compliance, affirmative action, and contract negotiations. His other preventive work includes drafting employee manuals; preparing non-disclosure, non-solicitation, and non-compete agreements; and conducting management training. He is a graduate of American International College and Western New England University School of Law.

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Kimberly Klimczuk

Kimberly Klimczuk

Skoler, Abbott & Presser, P.C. announced that Attorney Kimberly Klimczuk is among only 50 women throughout the Commonwealth named among the 2016 Top Women of Law by Massachusetts Lawyers Weekly. The Top Women of Law program showcases women who are shining stars across numerous legal fields. This list of elite legal female professionals will be honored at a dinner program sponsored by Massachusetts Lawyers Weekly, planned for Oct. 27 at the Marriott Copley Hotel in Boston. “I know that Massachusetts Lawyers Weekly has a long-standing tradition of recognizing pioneers in the legal field,” Klimczuk said. “I am honored to be included in this group of talented women lawyers throughout Massachusetts.” Klimczuk joined Skoler, Abbott & Presser, P.C. in 2004 and concentrates her practice in labor law and employment litigation. She became a partner with the firm in 2011. She graduated from the University of Pennsylvania and received her juris doctor from Duke University School of Law. Her experience includes negotiating collective bargaining agreements and advising on contract interpretation and successfully defending clients in state and federal court and before administrative agencies in a variety of areas of employment law, including wage-and-hour law, discrimination, harassment, wrongful discharge, and breach of contract. In addition, she has assisted employers in compliance matters involving the Office of Federal Contract Compliance Programs, and drafted numerous affirmative-action plans for them. She is a frequent speaker for a wide variety of associations and organizations and, as a resident of Springfield, is an active member of the Western Mass. community.

•••••

Greenfield Community College announced that Catherine Seaver has been named Chief Academic and Student Affairs Officer. “Catherine Seaver is a great fit for GCC,” said college President Bob Pura. “Catherine understands the joy, privilege, and the challenges of teaching and learning at a community college because she attended a community college, she has taught in the classrooms of one, and has worked in leadership positions in a community college. She understands the challenges of working in and running a tech-based business because she has worked in that environment. Catherine fits here because she gets how important relationships and community are to student success, how important the ongoing commitment to betterment and improvement is, and why it is essential that our student outcomes are comprehensive and sustainable. Catherine totally gets the importance of access, excellence, and our mission.” Seaver holds a bachelor’s degree in applied science: manufacturing engineering technology from Miami University, a master’s degree in computer information systems from the University of Phoenix, and a master’s degree in educational technology from Eastern Connecticut State University. She will complete a PhD in leadership from the University of the Cumberlands in December. Seaver worked at Manchester Community College from 2002 until this past spring. Her positions included division director for Business, Engineering & Technology; interim associate dean of Student Affairs; and department chair/professor in Engineering & Technology. While in administrative roles, Seaver taught one online or on-campus course each semester as an adjunct professor, including “Introduction to C++ Programming,” “Introduction to 3D AutoCAD,” “Object-Oriented C++ Programming,” and “Introduction to Engineering Analysis.” Prior to working at Manchester Community College, Seaver held systems-engineering, project-management, and technical-instructor positions with Hallmark IT, General Cigar Co., IKON (formerly HBM Technology Group), KTC Software Services, and Carrier Corp. “GCC’s President Bob Pura and GCC as a whole have a superb reputation throughout Massachusetts, Connecticut, and beyond,” Seaver said. “I’m honored to be able to work here. When I was teaching at Manchester Community College, students would take a few classes at MCC with the intention of transferring to GCC to finish. I am very committed to community colleges. Their smaller classes and teachers focused on teaching instead of research make all the difference in student success. I was a finalist for a position at a selective four-year college that admits only 50% of their applicants. Thinking about what happens to the other 50%, I realized how much open access means to me and that I want to focus my career on community colleges. GCC is a great school doing powerful work in the community, and I look forward to being part of what GCC does so well.”

•••••

Nancy Frankel Pelletier

Nancy Frankel Pelletier

Robinson Donovan, P.C. announced that partner Nancy Frankel Pelletier will be honored among the 2016 Top Women of Law by Massachusetts Lawyers Weekly. This honor is awarded to only 50 women attorneys annually throughout the Commonwealth. It recognizes and celebrates outstanding achievements made by exceptional female lawyers. The 2016 honorees will be recognized at a dinner program on Oct. 27 at the Marriott Copley Place Hotel in Boston. “When I look at the list of honorees this year, I see a group of women who are without-a-doubt trailblazers in the legal field,” Pelletier said. “I am thankful to be included among so many influential legal experts, and I want to extend my congratulations to each of them.” Pelletier exclusively practices litigation. She has no fear of taking a case to trial; however, she recognizes when it is not in the best interest of her clients, and she is equally talented at resolving conflicts outside of the courtroom expeditiously and economically. Her reputation as a litigator reaches well beyond Springfield, with a practice area extending from the Berkshires to Boston in both state and federal courts. She has also been admitted to the Hampden County Bar Assoc., the Women’s Bar Assoc. of Massachusetts, and the Federal Bar Assoc. Pelletier is a fellow at the International Association of Defense Council and a life fellow of the Massachusetts Bar Foundation. Other professional affiliations include membership to the Massachusetts Defense Lawyers Assoc., the Defense Research Institute, and civic involvement at George Washington University and East Longmeadow High School, where she provides mentoring and career job-shadowing opportunities for students. A complete list of 2016 Top Women of Law nominees can be found online at masslawyersweekly.com.

•••••

J. Polep Distribution Services announced the promotion of Brian Neeld to Vice President, in addition to his role as chief financial officer. Neeld has been with J. Polep since 1998. Over the past 18 years, he has played a key role in the Accounting department. When he first started with the company, he held the title of accounting assistant, and worked his way up to corporate controller, a title he held for nine years, supporting the CFO. He was responsible for the production of financial reports, maintenance of accounting records, and a comprehensive set of controls and budgets. In 2014, Neeld was appointed CFO, then was promoted to vice president. Company leaders say his commitment and focus on customers, vendors, and the J. Polep team — as well as his dedication and ability to tackle complex accounting — have positively impacted J. Polep’s growth.

•••••

Jeffrey Trapani

Jeffrey Trapani

Robinson Donovan, P.C. announced that attorney Jeffrey Trapani has been appointed chair of the legislative steering committee for the Springfield Regional Chamber of Commerce. The legislative steering committee identifies issues of major concern to the business community, researches the issues, and recommends positions on them. The committee is also charged with educating members on these issues, soliciting member support, and encouraging elected officials to adopt the chamber’s position. This committee also serves as the legislative arm of the East of the River Five Town Chamber of Commerce. “Jeff is not only an outstanding litigator, but a genuine leader in the community,” said Nancy Frankel Pelletier, head of Robinson Donovan’s litigation department. “We are very proud that he has taken on a leadership role at the Springfield Regional Chamber. He has an unwavering commitment to our business community, and he will be carrying on a decades-old tradition at Robinson Donovan of community service.” Trapani, a partner at Robinson Donovan, concentrates his practice in civil litigation, including insurance defense, employment law, municipal liability, business litigation, and professional malpractice. Additionally, he represents landlords in summary-process actions and housing-discrimination claims and insurance companies in unfair-settlement claims and coverage issues. He graduated, cum laude, from New England Law in Boston, where he was editor in chief of the New England Law Review. He has been recognized by Super Lawyers since 2008.

•••••

Marylou Fabbo

Marylou Fabbo

Skoler, Abbott & Presser, P.C. announced that Attorney Marylou Fabbo has been named one of the 2016 Top Women of Law by Massachusetts Lawyers Weekly. This distinction is presented to only 50 female legal professionals in the Commonwealth each year. The Top Women of Law program highlights women who are trailblazers in their respective fields and role models for future generations of attorneys. This prestigious list of elite female legal professionals will be honored at a dinner program sponsored by Massachusetts Lawyers Weekly, planned for Oct. 27 at the Marriott Copley Hotel in Boston. “I am truly humbled to be recognized among so many talented women,” Fabbo said. “It speaks volumes about our firm to have two attorneys recognized this year. I look forward to celebrating the achievements of all the honorees in October.” Fabbo represents employers in employment litigation before state and federal courts as well as state and federal agencies in Massachusetts and Connecticut. She is a partner at Skoler Abbott and heads the firm’s litigation team. She has extensive experience working with employers to reduce the risk of legal liability they may face as the result of illegal employment practices. She is a frequent speaker on employment-related topics and also conducts extensive management-training and employment-practices audits. She is a published author and volunteers in the local community. Massachusetts Lawyers Weekly was founded in 1972 and reports decisions issued by all state and federal courts in Massachusetts as well as changes to court rules, verdict and settlement reports, bar-discipline notices, and other news vital to attorneys in the Commonwealth. A complete list of the publication’s 2016 Top Women of Law can be found at masslawyersweekly.com.

Chamber Corners Departments

The following is a compilation of recent lawsuits involving area businesses and organizations. These are strictly allegations that have yet to be proven in a court of law. Readers are advised to contact the parties listed, or the court, for more information concerning the individual claims.

Hampden Superior Court

Kathleen Godbout v. South Hadley Housing Authority
Allegations: Negligence resulting in severe personal injury: $8,838.90
Filed: 01/26/16

Certain Underwriters at Lloyd’s of London as subrogee of Anthony R. Witman v. Giguere’s Used Appliances Inc.
Allegations: Negligent repair caused fire, damaging property: $108,925.39
Filed: 02/4/16

Anna Manzi v. Huu and Minh, LLC, The LE Sisters, LLC, d/b/a Subway, and James Bennet, d/b/a, Max One Enterprises
Allegations: Negligence resulting in slip and fall: $43,774.52
Filed: 05/31/16

Yolanda Rivera v. Kmart & Sedgwick Claims Management Services Inc.
Allegations: Negligence leading to slip and fall: $42,969.18
Filed: 03/18/16

Perparime Abdullahu v. Chateau Harmonic Apartments, LLC
Allegations: Negligent removal of snow and ice resulting in slip and fall: $104,378.17
Filed: 04/28/16

Hampshire Superior Court

Piotr Madro v. Cutler Associates Inc.
Allegation: Negligent placement of a can of volatile material in front of a heater resulted in injury: $41,297
Filed: 07/05/16

John Parker d/b/a suspended Ceiling Service v. O’Leary Group Inc., American River Nutrition Inc., Twothree27, LLC
Allegation: Breach of contract, Failure to pay for services: $10,904
Filed: 07/19/16

Jerome Pauze and Charlotte Pauze v. Cumberland Farms Inc.
Allegation: Unsafe conditions resulting in personal injury: $32,500+
Filed: 07/29/16

Northampton District Court

Maria Depriest v. Jacob Morelli and Quality Beverage Limited Partnership
Allegation: Negligent operation of a motor vehicle resulting in injury: $20,550.03
Filed: 07/05/16

Barry Goldberg and Annette Goldberg v. Capital Video Corporation
Allegation: Breach of contract: $25,301.10
Filed: 07/15/16

Springfield District Court

Lakarsha Morris v. Kelsie Grimaldi & Liberty Mutual Insurance Company
Allegations: Negligence leading to property damage: $11,337.40
Filed: 06/16/16

Westfield District Court

Cigar Room II, LLC v. F. Fiore, LLC.
Allegation: Breach of lease agreement: $ (unknown)
Filed: 07/01/2016

Employment Sections

Hire Expectations

Employment agencies, by nature of the work they carry out, can take an accurate read of the economy, the confidence exhibited by area employers, and the trends developing within various sectors. Their pulse-taking exercises reveal, among other things, that the economy has been growing steadily since the end of the recession, and that this remains, by and large,  a a job hunter’s market because businesses and start-ups are growing, and the demand for people with specialized skills is currently greater than the supply.

Tricia Canavan

Tricia Canavan says working with an employment agency can be beneficial to job seekers because such firms know what employers want and can help them hone their skills.

A client recently told Tricia Canavan that he didn’t know how she found the right person to fill an executive position in his firm.

“I told him it’s our sole focus, so it’s easier for us than it is for many small and mid-sized companies,” said the president of United Personnel in Springfield.

But it’s still no small feat: The state’s seasonally adjusted unemployment rate was 4.2% in June, for the third month in a row, and fewer people are searching for jobs.

“It is becoming increasingly difficult to find qualified candidates,” Canavan said.  “The economy in Western Mass. is really strong, the job market is very tight, and we’re seeing increased demand for direct hires as well as temp-to-hire positions.”


Chart of Area Employment Agencies


Indeed, although the market was flooded with job hunters during the recession, the pendulum has certainly swung in the opposite direction, creating new challenges for employers — and the staffing agencies trying to serve them.

“The field is rife with opportunity for people with the right skills,” said Jackie Fallon, president of FIT Staffing Solutions LLC in Springfield and Enfield, which specializes in the field of information technology. Historically, about 25% of their job openings have been for temporary positions, and although there was a rise in temp jobs from 2008 to 2010, today only two of 25 openings she is trying to fill fall into that category.

“It’s a job-candidates’ market; there is a gap between supply and demand,” Fallon continued, adding that people with IT skills are not afraid to quit jobs without notice due to the high demand for their skills, and this factor, combined with the fact that many baby boomers are retiring, has increased the number of openings in the industry.

“It is becoming increasingly difficult to find qualified candidates,” Canavan said.  “The economy in Western Mass. is really strong, the job market is very tight, and we’re seeing increased demand for direct hires as well as temp-to-hire positions.”

Ed Piekos notes the same trend in another industry. “Job openings continue to exceed hires for companies looking for financial professionals with well-rounded skill sets and strong soft skills,” said the vice president of Accountemps/Office Team in Springfield. The former specializes in accounting and finance professionals and their temporary jobs can last up to two years, while its sister division specializes in administrative support, where a business might need a receptionist for as little as a day.

Jackie Fallon

Jackie Fallon says there is strong need for employees who are proficient in information technology, and this pattern will continue.

Andrea Hill-Cataldo, president of Johnson & Hill Staffing Services in West Springfield, said the need for people in accounting and finance has grown so much that earlier this year she hired Tiffany Appleton to serve as director of the new Finance and Accounting division her firm created.

“We’re very busy, and there is a growing need for this type of expertise in both temp and temp-to-hire positions, although most of the jobs we’re trying to fill are temp-to-hire,” she told BusinessWest.

Appleton moved from the Boston area to Western Mass. to take the job, and was surprised to find the majority of vacancies in this region are newly created jobs.

“We’re not seeing a need for backfills; all of the positions we have exist because small and mid-size companies are growing and want to add to their teams,” she noted. “They’re creating permanent jobs and are fully committed; they are not testing the waters with a temp.”

Although she noted that larger firms still do employ temps, which some people prefer to call “contractors” due to the negative connotations associated with the term “temporary,” the majority of them keep these hires for a year or longer, which allows them to continuously adjust to economic demands without affecting their permanent staff.

“Temporary hires are a workforce-management tool because they can be used for projects, special needs, or uncertain demands,” Appleton explained.

Overall, who, when, and why companies are hiring are subjects still dominated by a host of questions marks. But many employment issues are coming into focus, and for this issue, BusinessWest talked with many staffing professions about what they’re experiencing, and what that means in terms of the proverbial big picture.

Meeting Diverse Needs

Although the demand for full-time employees is growing, Canavan said many companies have significant seasonal fluctuations and do need temporary workers. Decades ago they hired people to fill these jobs, then laid them off, but today they depend on employment agencies to fill their need for workers whose job duties can range from customer service to processing orders to even project management.

It’s a system that works well because local employment agencies retain pools of qualified candidates they deploy on a frequent basis.

Andrea Hill-Cataldo, left, and Tiffany Appleton

Andrea Hill-Cataldo, left, and Tiffany Appleton say that although large companies can offer rich benefit packages, small to mid-sized companies often can be more flexible or creative with benefits, which appeals to many job seekers.

The length of time they work depends on what they are hired for, but Fallon said her firm provides them with health insurance if they need it and keeps them on staff as W2 employees, because independent-contractor law in Massachusetts is the strictest in the country.

“And in our industry, many software developers want to go from job to job, which they can do in other states, but not in this one,” she explained.

Other agencies also see people who only want to work on a temporary basis. Some are retired, others are simply interested in challenging projects, a number want to gain skills and experience in a new field they are considering, and still others supplement their income by working part-time.

“They may have plans to move in a year, are re-entering the workforce, or are a recent college graduate who just wants to build a resume,” Canavan said.

She told BusinessWest there are also many part-time positions available, which is ideal for job applicants with another job or responsibilities that prevent them from working full time.

The options are unlimited, and the temp-to-hire route often works well for both employers and prospective employees, although people leaving a full-time job to take another usually want the security of knowing they have a job.

“Many companies want to try a candidate out to see if they fit well in their culture, but it’s also an excellent way for a person to see if they want to work for the employers,” Piekos explained, noting that a job placement needs to be a good fit; someone who has worked in corporate America may not be comfortable working in the construction industry.

Ed Piekos

Ed Piekos says companies seeking a highly skilled financial professional with strong soft skills must act quickly when they find one and be willing to negotiate.

That can be difficult to determine if the employer and their workplace constitute an unknown entity, which happens frequently when people search for a job on their own.

“It can be very frustrating for people to apply for jobs via the Internet. It’s like sending your resume into a black hole,” Canavan said, explaining that there is often no response and no feedback, which can be mitigated with an employment agency because they know their clients well.

In fact, Hill-Cataldo believes every job seeker should contact an employment agency.

“We can’t help everyone but we’re really honest about feedback and we offer specialized services. One interview with us can yield a lot of potential options, so it is a good investment of people’s time,” she explained.

Her agency also offers candidates they accept free assistance in polishing their resumes as well as their interviewing skills, and offers honed advice on how to turn a temp position into a permanent one.

Timing Issues

Star performers may be in demand, but Hill-Cataldo said their clients are not compromising their standards.

“They want the right person and are highly selective,” she noted, “But if they do find a top candidate, they act quickly because they know that quality people are being snatched up.”

Piekos has spent 18 years in the industry and been through three economic downturns and recoveries, and says the market right now for skilled employees is especially tight, so it is critical for employers to make offers quickly if they like a candidate.

“Companies need to be willing to negotiate quickly because a person may have a lot of offers on the table. They have to be ready to sell themselves and be willing to entertain things such as higher salaries and flexible scheduling or they could lose top performers,” he said. “We’re in a specialized economy, and skilled talent is becoming harder and harder to find, so candidates with the skill sets companies want often have multiple offers.

“Counter offers are common and hiring has become intensively competitive,” he went on, adding that the national unemployment rate is 1.8% for financial analysts, and 2.6% for bookkeepers, so there may be dozens of local companies trying to hire a senior accountant.

“It’s really a candidate’s market, and people with the right skill sets are so confident they are forcing employers to look at retention strategies and compensation plans,” Piekos continued, explaining that people are more willing to change jobs today than they were during the recession.

He believes the top items companies need to offer in order to acquire and retain top employees include a willingness to invest in their professional development; the ability to provide opportunities for career advancement; good salaries or hourly wages; and programs that reward or recognize employees for excellent work.

Many job seekers in this market, particularly millennials, are also concerned with the flexibility a job offers and want to be able to make their own work schedules.

“Candidates are definitely demanding and want to work for a company that offers them a good work/life balance. Many tell us the company’s mission is important and should allow them to take time off to volunteer, as well as allowing them to work from home as much as possible,” Fallon said, adding that employers who want to hire people competent in information technology need to keep pace with it themselves because college graduates won’t work for a company with old technology.

And since a good fit means understanding the needs of both the employer and the employee, Canavan says her firm interviews employers about what a typical work week is like, and talks to prospective employees about what they find acceptable.

There are other important factors, and one of them is that finding the right candidate for a job doesn’t necessarily mean they need all of the technical skills a company would like.

Job-placement specialists agree that skill sets are transferable, so soft skills are often more important than proficiency in a certain area and finding someone who fits well within an employer’s culture and has good soft skills can be the deciding factors in who they hire.

“Employers are more open to understanding this today than they were in the past,” Appleton said. “Many skill sets are transferable.”

Hill-Cataldo added four new employees to her own staff over the past 18 months, and followed that principle; her new placement coordinator was a legal assistant, and other hires came from the banking and retail industries.

“You can train someone on the technical aspects of the job, but you can’t train them to be passionate about their work,” she said.

Future Outlook

The need for qualified employees continues to grow, and more companies are taking measures to ensure that the people who already work for them are happy, which is critical to retention. They are also focusing on why their firm stands out so they can sell themselves to candidates they like.

Hill-Cataldo and other experts say this is especially important in the current competitive environment.

“It’s not your typical market, and we are so busy we can’t identify enough qualified candidates for the business we have,” she noted, adding that they are placing people in many high- level positions.

“It’s a good time to be looking for a job,” she said in conclusion. “There are lots and lots of opportunities.”

Briefcase Departments

Baystate Health Laying Off 300

SPRINGFIELD — In a memo to employees, Baystate Health President and CEO Dr. Mark Keroack announced the elimination of 300 positions from among the system’s 12,500 employees, citing a budget gap of $75 million for the fiscal year beginning Oct. 1, 2016. “Many factors are causing this projected shortfall, most significantly the continuing shortfalls in the reimbursements we receive for providing Medicaid services,” Keroack said. “Other factors are also contributing to this challenge, most prominently the recent decision by the Centers for Medicare and Medicaid Services not to accept corrected wage data resulting in $23 million in reduced Medicare reimbursements next year, as well as increased spending on wages and benefits, pharmaceutical costs, and malpractice insurance.” He explained that Baystate’s leadership team has identified almost $40 million in strategies to mitigate these impacts and reduce the budget gap to about $35 million, but workforce cuts are necessary to further trim the deficit. “We expect that these reductions will affect management as well as front-line team members, prioritizing non-clinical areas for reductions, and most importantly preserving the quality and safety of the care we provide,” he wrote. “We expect the majority of these reductions will take place in Springfield-based operations, but we anticipate some impact throughout many parts of Baystate Health. As we know more specifics about impact on teams and individuals, we will share them.” Employees affected by the cuts will have access to severance pay and Baystate Health’s workforce placement and transition services, and may apply for open positions of critical need in the system. “Even after these painful steps, we expect to face a remaining budget gap of $15 million. We’ll continue our work to address this gap and do all we can to preserve jobs,” Keroack noted. “Our leadership has worked hard, as our financial challenges have mounted in recent months, to minimize the impact of these challenges. We are doing everything we can to help our elected leaders change some of the long-standing disparities in Medicaid reimbursement between different provider organizations in Massachusetts, which have been a major driver of our current difficulties.”

GCC Survey Uncovers What Employers Look for

GREENFIELD — What skills and knowledge do Pioneer Valley employers look for in their recent hires? That was the focus of a spring 2016 survey conducted by Greenfield Community College (GCC). More than 125 businesses, municipalities, nonprofit organizations, and schools weighed in on the college-learning outcomes they value the most. The survey, modeled after a national study conducted by Hart Research Associates on behalf of the Assoc. of American Colleges & Universities (AAC&U), was sent to Pioneer Valley employers on the member lists of the Franklin County, Greater Northampton, and Amherst Area chambers of commerce. It presented 17 distinct skill and knowledge areas and asked respondents to indicate how important it is that the new college graduates they employ exhibit proficiency in each. Among the results, at least four out of five respondents said they want new hires to have the ability to effectively communicate orally, ethical judgment and decision making, the ability to work effectively with others in teams, the ability to apply knowledge and skills to real-world settings, and critical-thinking and analytical-reasoning skills. Employers, both large and small, report placing high value on these skills when hiring recent college graduates. Recently, GCC students participated in the national Community College Survey of Student Engagement and were asked how much their experience at the college has contributed to their knowledge, skills, and personal development in a number of areas similar to those on the employer survey. A majority of respondents indicated that their time at GCC has contributed “quite a bit” or “very much” to their abilities to write and speak clearly and effectively, think critically and analytically, and work effectively with others. Marie Breheny, GCC’s director of Assessment, noted that “the findings from this local survey of Pioneer Valley employers were very similar to those obtained through the AAC&U’s larger effort. The ongoing national debate about the purpose of a college education is often presented in terms of conflicting viewpoints, with some believing that college is primarily for the development of a person and others believing that it is primarily to get a job. Following from that argument are questions about the value of various courses of study. The results from these surveys show no such conflict, as the outcomes from a broad education that that contribute to the development of a well-rounded individual are also highly valued by employers. In short, a liberal-arts education that fosters communication, ethics, critical thinking, teamwork, and the application of knowledge to real-world settings prepares students for success in employment and success in life.” Added GCC President Bob Pura, “Greenfield Community College thanks employers in the Pioneer Valley for their participation in this effort. Input such as this helps the college understand how issues in higher education that garner national attention play out at the local level. GCC will use this information to inform its programming and planning so as to best serve students while being responsive to the needs of area employers and the community.”

Sections

WILBRAHAM — The Gaudreau Group Insurance and Financial Services Agency announced that Judy Davis has joined its Employee Benefits team. Davis has more than 25 years of experience in the corporate employee benefits industry, with a focus on designing and implementing benefits plans and services for organizations large and small.

She joins The Gaudreau Group after having spent 11 years as Vice President of Sales in the Employee Benefits Division at Insurance Center of New England in Agawam.  Prior to her time at Insurance Center, Davis was Vice President of Employee Benefits at Banknorth (now USI) Insurance Agency in Springfield.

“I’m very proud to have joined an organization that exemplifies the same high standards of exceptional customer service and integrity that I have provided my clients for over 25 years,” says Davis.

Jules Gaudreau, President of The Gaudreau Group added, “Judy is a great addition to our industry-leading Employee Benefits division. With the largest staff in the region, robust compliance programs, and high-tech employer and employee software solutions on her side, Judy will deliver real, impactful results to our clients.”

Davis is the recipient of several accolades and awards, including the 2013-2014 Top Woman in Insurance in the “Top 25 Women to Watch” in Western Mass., as well as the 2015 “Friend of Stavros” award from Stavros Center for Independent Living in Amherst, MA.  She has served on several Chamber of Commerce boards and committees in the Western Mass. area.

Daily News

SPRINGFIELD — In a memo to employees, Baystate Health President and CEO Dr. Mark Keroack announced the elimination of 300 positions from among the system’s 12,500 employees, citing a budget gap of $75 million for the fiscal year beginning Oct. 1, 2016.

“Many factors are causing this projected shortfall, most significantly the continuing shortfalls in the reimbursements we receive for providing Medicaid services,” Keroack said. “Other factors are also contributing to this challenge, most prominently the recent decision by the Centers for Medicare and Medicaid Services not to accept corrected wage data resulting in $23 million in reduced Medicare reimbursements next year, as well as increased spending on wages and benefits, pharmaceutical costs, and malpractice insurance.”

He explained that Baystate’s leadership team has identified almost $40 million in strategies to mitigate these impacts and reduce the budget gap to about $35 million, but workforce cuts are necessary to further trim the deficit.

“We expect that these reductions will affect management as well as front-line team members, prioritizing non-clinical areas for reductions, and most importantly preserving the quality and safety of the care we provide,” he wrote. “We expect the majority of these reductions will take place in Springfield-based operations, but we anticipate some impact throughout many parts of Baystate Health. As we know more specifics about impact on teams and individuals, we will share them.”

Employees affected by the cuts will have access to severance pay and Baystate Health’s workforce placement and transition services, and may apply for open positions of critical need in the system.

“Even after these painful steps, we expect to face a remaining budget gap of $15 million. We’ll continue our work to address this gap and do all we can to preserve jobs,” Keroack noted. “Our leadership has worked hard, as our financial challenges have mounted in recent months, to minimize the impact of these challenges. We are doing everything we can to help our elected leaders change some of the long-standing disparities in Medicaid reimbursement between different provider organizations in Massachusetts, which have been a major driver of our current difficulties.”

Features

A Job in Sales

Nancy Creed

Nancy Creed

As she takes the helm at the Springfield Regional Chamber of Commerce, Nancy Creed brings to the job a diverse résumé that includes work with nonprofits and in nonprofit management; in small businesses, large businesses, and her own business; and at the chamber itself. She believes these experiences have prepared her for the many challenges facing this organization — and all chambers.

Nancy Creed still remembers her first feature byline — and even the headline that went over the copy.

It was the fall of 1989. Creed was only a few months out of Syracuse University and, after briefly considering and then rejecting thoughts of trying to break into journalism in the Big Apple, had come back to her hometown of East Longmeadow to work for the Reminder as an assistant editor.

Her first feature story took her to Main Street — literally. Actually, it took her to the individual who had kept it clean — since Calvin Coolidge was in the White House — and was finally retiring.

“‘Street sweeper sees the end of the road’ — I was really proud of that headline,” Creed recalled. “He had been doing it for like 65 years or something like that; I interviewed about what he’d seen on the streets of East Longmeadow for six decades. His time had come, and I was there to write about it; that’s how I got started.”

She summoned similar wording — that ‘time has come’ part — to talk about a much different career milestone, specifically her ascendency to the role of president of the Springfield Regional Chamber of Commerce.

“I think it’s … my time,” she said with a solid dose of confidence in her voice, acknowledging that she might sound a bit cocky with that remark, but doesn’t intend to be. She implied that those words are merely what amount to the expression of an opinion — that she spent the 27 or so years since the street-sweeper profile preparing herself for such an assignment, and this one in particular. And now it’s time to put that accumulated experience to work.

“This is the logical next career step for me,” she noted. “Chamber work is in my blood.”

A quick look at her résumé would seem to bear this out. It includes work in journalism, marketing, and public relations; at small businesses, large businesses, and her own business; with nonprofits and as a nonprofit manager; and, perhaps most importantly, during two stints with the Springfield Regional Chamber, including the past three and a half years as vice president of Marketing and Communications.

Her first stint, as Communications director, came in 1999, when the name on the stationery was the Affiliated Chambers of Commerce of Greater Springfield. But so much more has changed over those years besides the name, and the sum of these transformations goes a long way toward explaining why ‘Creed’s time’ is, and will continue to be, an extremely challenging one for this chamber — and all chambers, for that matter.

The big challenge is to continue to provide value to the smaller businesses — they’re the backbone of this region’s economy.”

Indeed, the Affiliated Chambers took up considerably more real estate on the ground floor of what is now the TD Bank building back then, she acknowledged, noting that the staff was at least twice the size it is now. This contraction is a sign of the times, she said, adding that there are fewer members now, partly because there are fewer businesses that can be members due to a wave of consolidation that has enveloped banks, insurance agencies, healthcare providers, and more. But that’s only part of the story.

Another big part is the fact that chamber membership, once almost an automatic reflex action for someone new in business, is now anything but.

“Historically, joining the chamber was just the right thing to do; it’s no longer that way,” she said, adding that this is especially true with the younger generations. “So we have to figure out what people want to get out of the chamber — and provide it.”

Thus, chambers in general, and the Springfield Regional Chamber in particular, have come forth with new initiatives and programming designed to provide more of that all-important commodity — value.

As an example, Creed, who succeeds Jeff Ciuffreda at the chamber’s helm, pointed to new informational programs targeted for specific audiences (especially small businesses), such as the chamber’s Lunch ‘n’ Learn program, which has focused on topics ranging from social-media marketing to the new overtime laws.

“The big challenge is to continue to provide value to the smaller businesses — they’re the backbone of this region’s economy,” she said, referring to companies with 10 or fewer employees. “They make up 75% of our membership, so you really need to understand the issues and challenges they face and provide what they’re missing and need.”

But Creed’s time is challenging, and intriguing, for many other reasons as well, from the need to assemble almost an entirely new staff at the chamber (more on that in a bit) to the advent of what would have to be called the ‘casino era’ in Greater Springfield, to the groundswell of entrepreneurial energy sweeping the city and region.

For this issue, BusinessWest talked at length with Creed about, well, her time and the myriad components to that simple two-word phrase.

The Write Stuff

When asked what brought her to Syracuse, Creed offered a quick, one-word answer — “basketball” — before then elaborating.

“I loved college basketball, and I looked at all the big basketball schools,” she explained. “I didn’t really know what I wanted to do, so I thought, ‘if I’m not quite sure what I want to do, I might as well go to a college where I can enjoy a hobby.’”

And in the mid-’80s, if college basketball was your hobby, there was no better place than Syracuse, then one of the top teams in the soaring Big East Conference. But while attending games at the recently completed Carrier Dome, Creed was also finding a passion — for writing and marketing — and earning a degree from the prestigious S.I. Newhouse School of Public Communications.

The question, upon graduation, was what to do with it. As mentioned earlier, she considered, albeit briefly, trying to make it in the city that never sleeps.

“I thought about going to New York, but that probably meant living with eight other women in a studio apartment and earning $25 a story,” she said, adding that there were several things wrong with this picture, certainly enough to look elsewhere as she sought to follow her dream.

Eventually, home, and the Reminder, became the best option. She stayed with the publication for two years before taking the first of many career turns that would shape her diverse résumé.

She went to work for the Springfield-based law firm Robinson Donovan as assistant marketing director. There, she worked alongside one of the young associate attorneys, Russ Denver, who would later go on to direct the Springfield chamber.

MGM’s casino

Nancy Creed says helping area companies do business with MGM’s casino now taking shape in Springfield’s South End is just one of many challenges on her plate.

That connection would become a key storyline a few years later, when, after getting married, relocating to the Boston area, and serving as Communications and Public Relations coordinator for the nonprofit group Community Care Services Inc., she began searching for what would become the next line on her CV.

Denver was looking for a Communications director, and encouraged Creed to seek the job. She did, and prevailed in the search, eventually serving two years in that role before returning to big business as manager of Corporate Communications for Western Mass. Electric Co., now Eversource.

After more than four years in that role, her career took another sharp turn as she started her own business, N.F. Creed Communications, handling work for a wide range of clients, including two former employers, the chamber and Northeast Utilities, parent company to Western Mass. Electric.

But shifts in the economic winds, coinciding with the Great Recession and its aftermath, prompted many companies to bring marketing and PR work in house, Creed explained, thus prompting another career move — and a return to the chamber.

Over the past several years, she has been involved with a number of initiatives, from helping to coordinate a renaming and restructuring of the chamber to managing a host of events, including the chamber’s annual Outlook lunch, which draws nearly 1,000 people to the MassMutual Center and speakers such as Gov. Charlie Baker and former White House Chief of Staff Andrew Card.

But mostly, she’s been working with Ciuffreda and other team members to do something chambers have always had to do, but not with anything approaching the sense of urgency they face now: sell themselves.

She sees this as both her primary assignment moving forward and the professional strength she will most call upon.

“When you look at my past experience … I’ve led, I’ve been led, I have entrepreneurial spirit, I worked in small business, I worked in big business and for nonprofits, so I understand the various challenges,” she said. “I have a really broad range of experience, and I think that’s important.

“And Jeff built a really strong foundation for the organization,” she went on. “So my marketing skills are probably the most important, because now we’re going to take that, and we’re going to sell it.”

Getting Down to Business

And as she talked about this process of selling the chamber, Creed said the organization has to do what all businesses across every sector must do — provide products and services that people want to buy.

And this brings her back to some of the newer offerings introduced in recent years, and the philosophy that brought them about.

“We used to have programs that were broad-based; there was no specific target market, no niche,” she explained. “We then created events and programs and services for specific markets, specific segments of our membership, and those have really become popular.”

Perhaps the best example is the Lunch ‘n’ Learn series, which focuses primarily on sales and marketing and employment- law issues, and was blueprinted for smaller companies that don’t have large teams, or even dedicated individuals, handling HR and PR.

“We had a session on social-media marketing, and it was designed for a specific segment of our membership that maybe didn’t have a marketing department or where the administrative assistant was handling social media,” she explained. “There are many issues that small businesses are faced with that they don’t necessarily have the internal resources to deal with, so we can provide those resources.”

This will be the mindset moving forward, she went on, as the agency looks for constructive ways to answer the question, ‘why should I join the chamber?’

Even the traditional, time-honored chamber breakfast has to be educational and value-oriented, she explained, noting that members need a reason to take that hour and half out of their day and attend.

“We’ve gotten pretty good at providing what people want to see out of those breakfasts,” Creed explained. “We continue to do our salutes because they want to see the success of other businesses and learn more about them. But with speakers, we’ve learned that people want to learn something, but they also want to be entertained.”

The chamber’s success in listening to members and responding to what they’re saying is verified in attendance figures at events, she went on, adding that they’re up across the board over the past few years.

Beyond the all-important work to sell the chamber and provide more value to members, Creed faces other, even more immediate challenges.

The first will be filling the offices and cubicles in the chamber’s space within what’s still known as the Regional Economic Development Center.

She must replace herself as vice president of Marketing, but also hire a new coordinator of sales and member benefits as well.

“We’re building an almost entirely new team,” she said, adding that the chamber’s former administrative assistant has been placed in a recalibrated position focused on events and program administration.

Assembling a solid team is critical, said Creed, again equating the situation to what faces businesses on a daily basis; there must be quality products and services, as well as people to sell them, market them, and coordinate all of the above.

But there are other pressing issues as well, including the schedule for the coming year, work traditionally done over the summer, and getting out and visiting as many members as possible in the weeks and months ahead as part of that process of listening to their needs.

Then there are the ongoing issues involving MGM’s $950 million casino, now finally starting to take shape in Springfield’s South End, specifically the matter of helping area companies do business with the gaming giant.

“We’ll continue to find ways to work with MGM to benefit our members,” she explained, adding that the process of becoming a vendor is somewhat complicated, but the chamber has resources that can help those interested navigate those waters.

Moving forward, another priority is to build upon existing partnerships with a host of entities — from Associated Industries of Mass. to other area chambers, to various economic-development agencies.

That includes those involved with promoting entrepreneurship and helping startups get to the next level, she said, adding that the rising levels of entrepreneurial energy in the region present a great opportunity for chambers, and hers in particular.

“When you look at the success of a group like Valley Venture Mentors … they’re creating a pipeline of new businesses and startups,” she explained. “The next logical step for those entrepreneurs is the chambers; there’s a huge opportunity for us.”

In Her Blood

Creed told BusinessWest that she will bring to her latest career challenge what she has brought to all the others — energy, imagination, and experience gathered from the stops that came before.

That includes the time spent recently managing a nonprofit organization, in this case, Dakin Humane Society. Creed has long served on the board of that agency, and agreed to step in and serve as interim director last fall.

She described this stint as yet another learning experience, one that was rewarding and enjoyable.

“It was easy, because it’s a passion of mine,” she said of her work with animals, adding that she has many others, including college basketball (still) and writing.

And chambers of commerce. This work is in her blood, as she said. That won’t necessarily make this assignment easy, or even easier, but it will provide her an edge, as will all that accumulated experience since the street-sweeper profile.

As she noted, it’s her time.

George O’Brien can be reached at [email protected]

Cover Story Sections Travel and Tourism

Instruments of Progress

Peter Salerno

Executive Director Peter Salerno on the steps of Symphony Hall

As it enters its 73rd year, the Springfield Symphony Orchestra does so knowing that, to remain relevant, it must be creative and willing to assume risks as it strives to cultivate new audiences, especially the younger generations. Peter Salerno, who has twice served as interim director of the SSO and took the helm on a permanent basis earlier this year, says the institution is more than up for that challenge.

Peter Salerno said the phone call seemed to come out of left field … or from the 20-yard line, as the case may be.

On the other end was someone from the New England Patriots’ marketing department. She wanted to know if the Springfield Symphony Orchestra, which Salerno was serving then as interim executive director, could have 50 or 60 of its musicians at Gillette Stadium in 24 days for a performance that would celebrate the team’s fourth Super Bowl victory, earned six months earlier, and usher in the 2015 season.

It was an extraordinary request on many levels, and Salerno, who has since dropped the word ‘interim’ from his title, knew he couldn’t say ‘yes’ at that moment, as much as he wanted to, knowing what this opportunity would mean for the venerable institution in terms of invaluable and incalculable exposure. Indeed, he would have to consult with Maestro Kevin Rhodes and other members of the team to see if this was even logistically feasible, and then get approval from the SSO board, because this was a venture far outside the orchestra’s traditional mission — and comfort zone, for that matter.

He got the nod from both parties and promptly called the Patriots back, thus setting the wheels in motion for perhaps the most memorable night in the orchestra’s 73-year history.

It was certainly the biggest stage, at least in a figurative sense. Indeed, while the actual performing area was a trifle snug, more than 70,000 people at the stadium and another 35 million watching NBC’s broadcast of the Thursday-night game against the Pittsburgh Steelers saw and heard the orchestra perform “O Fortuna,” the Patriots’ so-called tunnel song, and eventually shared the stage with the rapper T-Pain.


Go HERE for a list of Tourist Attractions in Western Mass.


“It was quite an upbeat moment for us,” said Salerno, using both wordplay and understatement to get his point across. “I recognized this is an opportunity for us to perform, and be relevant, in an area that we never thought we could before.”

In many respects, that performance at Gillette almost a year ago effectively speaks to the aspirations, goals, and challenges that define the SSO moving forward. It was a dramatic attempt to move beyond what would be considered traditional (in terms of both the venue and performing with a rapper), attract new and larger audiences, and greatly improve visibility beyond the confines of Symphony Hall.

There will be a lot more of that — although certainly on a smaller scale — in the months and years to come, as a look at the 2016-17 calendar reveals.

One of things I’m teaching, but also learning at the same time, is that our orchestra must respond to different genres of music to remain in the forefront of the people’s minds.”

In addition to the classical offerings — a Tchaikovsky Gala on opening night (Sept. 24), Brahms’ “Double Concerto” on Nov. 19, and Beethoven’s “Emperor Concerto” on Jan. 21 — the SSO will share the stage with the Irish Tenors two weeks before St. Patrick’s Day, and will wrap up the season on May 13 with something called Video Games Live!

As that name suggests, this will be an immersive concert that features the musical scores from the greatest video games of all time — as those games appear on large screens around the hall, with synchronized lighting and other special effects.

Those unique events, and especially the final one, are designed to draw more diverse audiences, particularly young people, a stern challenge now facing all arts institutions.

SSO and its conductor, Kevin Rhodes

Peter Salerno says the main challenge for SSO and its conductor, Kevin Rhodes (pictured), is audience development.

To meet this challenge head-on, the SSO must do something not exactly within its character, historically, and that is to be far more willing to take risks, said Salerno, adding quickly that the board has essentially greenlighted such an approach to business, and so has long-time conductor Rhodes and the rest of the orchestra’s team.

“One of the things I’m teaching, but also learning at the same time, is that our orchestra must respond to different genres of music to remain in the forefront of the people’s minds,” he explained, adding that this is the mindset driving the SSO and forging its schedule for the coming year.

For this issue and its focus on travel and tourism, BusinessWest takes an in-depth look at how the SSO is looking to expand its playing field, in all kinds of ways, and put every definition of the term ‘score’ into play.

Developments of Note

Looking back on the 24 days after that fortuitous phone call came in from Foxborough, Salerno used all kinds of descriptive phases to characterize them — from ‘long’ to ‘exhilarating.’

“Those were 60-hour weeks,” he said, smiling as he did so because, while the work was sometimes tedious — involving everything from drafting contracts with the Patriots and NBC to insurance matters and a mountain of logistics — it was also very exciting.

This was, after all, the proverbial opportunity of a lifetime, and the SSO was going to do everything in its power to seize the moment.

“This was a surreal moment for our orchestra, and it showed the versatility of our people,” said Salerno as he showed a video of the performance, with the SSO clearly visible to fans amid fireworks and low-lying fog, adding that perhaps the biggest obstacle was creating a sheltered performing area for the orchestra, something the Patriots organization pulled together. And demand for it was warranted because it rained in the hours leading up to the performance and stopped only moments before it was set to begin.

In many respects, dealing with cloudy forecasts and unsettled skies — in a figurative sense — has been a part of doing business for the SSO in recent years. Like all arts venues, it has seen its traditional audiences age, and with that demographic shift a need has emerged to embrace change and, as mentioned earlier, risk.

The Patriots performance was, again, a significant manifestation of this trend — this was believed to be the first time a full symphony orchestra had performed at such an NFL ceremony and perhaps the first time an orchestra of this type had appeared with a rapper — but there have been others, with more planned for the year ahead.

“We’re participating in the creation of new horizons for symphonic sound,” he said, adding that orchestras across the country are facing the same challenges. “And we’re going to keep pushing, and bringing world-class talent to the Springfield arena.”

Leading the orchestra through this intriguing period is Salerno, now 75 years old, who brings a wealth of experience in business, work with nonprofit institutions, and the SSO itself, having been a trustee for many years and serving not one, but two stints as interim executive director.

Described by many as a stabilizing influence to the operation, he succeeds Audrey Szychulski, who left the SSO in the spring of 2015 after less than two years at the helm.

Salerno brings a diverse résumé to the post, including everything from stints as COO of Providence Hospital and president and CEO of Brightside to work coordinating new retail stores for Taylor Rental Corp.; from a short stint running an operation that managed college bookstores to his own business, PTS Consulting, launched nearly a decade ago.

Over the years, he’s taught several graduate-level business courses at Bay Path University and Clark University in Worcester, with a focus on business strategies for nonprofit organizations, marketing, and finance.

In his latest role with the SSO, he’ll be applying the lessons that he teaches, especially as they apply to the most pressing challenge facing the institution — audience development.

Drumming up Interest

There are many components to this assignment, he said, listing everything from imaginative artistic events to new and different types of talent that will share the stage with the SSO, to a variety of touches that will make SSO performances true happenings.

With that, he took out a copy of the schedule for the coming year and started running his finger down the listings.

His first stop was the holiday concert, set for Dec. 3, although Salerno said ‘concert’ doesn’t go far enough, so the actual wording on the schedule is Holiday Extravaganza.

It was chosen to encapsulate the theme — “It’s a Wonderful Life” — and describe the sum of the activities and events, including a Christmas tree outside Symphony Hall, a visit from Santa, perhaps a reindeer if one can be secured, and more.

“We want to make coming to the symphony not just an event, but an entire presentation,” he explained. “We don’t want it to just be sitting in the audience for two hours.”

Elaborating, he said the SSO will again coordinate visits whereby ticketholders gather at spots in area communities, are then bused downtown for dinner at various downtown restaurants, and then taken to Symphony Hall.

“We’re trying to make it convenient for people to come to us,” he explained. “And we view this as an opportunity to attract more people to Symphony Hall.”

Kevin Rhodes is seen here with rapper T-Pain

SSO conductor Kevin Rhodes is seen here with rapper T-Pain at the performance last fall at Gillette Stadium to usher in the Patriots’ new season.

His next stop, schedule-wise, was several months later, in early March, when the Irish Tenors, well-known to PBS audiences, will take the stage.

Similar to the holiday performance, this will be more than a concert, said Salerno, adding that it will be more like a celebration of Irish heritage, one featuring many moving parts.

The full itinerary is still a work in progress, he said, but in the days leading up to the performance, there will likely be an Irish-style dinner featuring luminaries and elected officials of Irish descent, and other touches, such as a possible discussion of the 1916 uprising.

“We’re trying to build the activities and the service level to a higher plane than we have in the past,” he explained, adding, again, that the goal is to move beyond the music and create experiences.

That will certainly be the goal for the season finale, Video Games Live!, which is the most dramatic example to date of the orchestra’s efforts to attract young people.

“Some of our donors have expressed interest in efforts to create continuity with younger audiences and thus lower the demographic age of our attendees,” he noted. “And we determined that one of the areas where we could start making an impact was with junior-high and high-school students.”

To that end, the SSO will contract with a California-based organization to bring the music from video games, orchestral sound, and a host of special effects together in the same venue on May 13.

“There are so many opportunities to show off our talents, and this might be a good one,” he said, adding that the show, similar to others staged in other cities in recent years, should prove to be an impactful vehicle for introducing young people to the orchestra and beginning the process of turning them into life-long audience members.

The other performances on the schedule will bring some of these elements to the table, said Salerno, adding, again, that developing new audiences and remaining relevant in the years and decades to come will require the SSO to continue to push the envelope.

“The board has allowed us to take more risk in terms of encouraging us to look at new genres and new methodologies,” he said. “I think it’s essential that we take advantage of the strengths that we have and marry them to the interests of our population, while at the same time preserving the outstanding classical performances that attract people from all over.”

Reaching a Crescendo

Returning to that now-famous phone call one more time, Salerno acknowledged that he allowed himself to think about why the Patriots were calling the SSO, and whether this was the team’s first call.

But only for a brief moment, and not in a deep manner, he told BusinessWest, noting that doing so would be counterproductive at a time when the sentiment should be, ‘why not call the SSO first?’

“One of the things I’ve learned over the years is that you don’t look a gift horse in the mouth,” he joked, before taking the discussion to a much higher plane.

“If we ask that question — ‘why us?’ — we’re probably not thinking of ourselves as being as good as we really are, so I didn’t ask that question,” he explained. “Instead, I said, ‘let’s just make this happen.’ When they called us, I just assumed they wanted us number one; I believe in this orchestra.”

These sentiments — not to mention the ‘let’s just make this happen’ remark, which refers to far more than a performance at a football game — could only be described as a winning attitude, one where the orchestra is, quite literally, taking the ball and running with it.

George O’Brien can be reached at [email protected]

Chamber Corners Departments

FRANKLIN COUNTY CHAMBER OF COMMERCE

www.franklincc.org
(413) 773-5463

• Aug. 18: Google Marketing Workshop Series: “Get Found on Google Search and Maps,” 11 a.m. to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. People are searching online for businesses like yours every day. Make sure they can find and connect with you by adding your business information to Google Search and Maps. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

• Aug. 25: Google Marketing Workshop Series: “Grow Your Business Online with Google Tools,” 11 a.m. to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. Can people find your business on computers and mobile devices? Free tools show you how people search on Google and how they use your website. Google’s suite of online business-productivity tools makes collaboration a breeze. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

• Sept. 1: Google Marketing Workshop Series: “Advertise Online Using Google AdWords,” 11 a.m. to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. An introduction to advertising and how it can benefit a business. Learn how Keywords work, how to find them, and how to evaluate their performance. Learn how to write great ads for your business. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

• Sept. 15: Google Marketing Workshop Series: “Set Goals with Google Analytics,” 11 a.m to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. Google Analytics is a free, powerful analytics tool that provides reports showing how visitors found your website and what they did when they got there. Google Analytics measures the effectiveness of your online and offline marketing campaigns. This workshop will explain how you can use Analytics to improve your marketing. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

• Sept. 29: Google Marketing Workshop Series: “Create Your Free Website with Google,” 11 a.m. to 1 p.m., hosted by Franklin County Chamber of Commerce, 395 Main St., Greenfield. Learn how to create, customize and publish your site. Get a free domain name or use one you already own. Access and edit your site any time. Use your own photos and text, or the website generator can create the text for you. Free hosting and domain name for a year. Cost: $5, including lunch. To sign up, call the chamber at (413) 773-5463 or visit franklincc.org/whats-new-at-the-chamber.

GREATER CHICOPEE CHAMBER OF COMMERCE

www.chicopeechamber.org
(413) 594-2101

• Aug. 17: Summer Sizzle, 4:30-7 p.m., hosted by Elms College, 291 Springfield St., Chicopee. Sponsored by Elms College, Hampton Inn Chicopee, and United Personnel. Enjoy dinner (strawberry salad, BBQ baked beans, steakhouse potatoes, coleslaw, biscuits with honey butter, BBQ chicken breast, pulled pork, corn on the cob, cookies, assorted soft drinks), drink ticket for beer or wine, listen to music by Rum & Steel, dunk tank (proceeds to go to Voices From Inside), sangria contest, and lawn games. Cost: $35.

• Sept. 9-10: 2016 Chicopee Downtown Getdown. Food, vendors, live entertainment, and more. Free event. For details, visit chicopee.wix.com/downtowngetdown.

• Sept. 14: Business After Hours with the West of the River Chamber, 5-7 p.m., hosted by Cal’s, 1068 Riverdale St. West Springfield. Cost: $10 for members, $15 for non-members.

• Sept. 21: Salute Breakfast, 7:15-9 a.m., hosted by MassMutual Learning & Conference Center, 350 Memorial Dr., Chicopee. Cost: $23 for members, $28 for non-members.

 

GREATER EASTHAMPTON CHAMBER OF COMMERCE

www.easthamptonchamber.org
(413) 527-9414

• Aug. 13: Second Annual Beach Ball, 5-10 p.m., Oxbow Marina. Dance and dine under the stars with a beach party and gala. Barbecue feasting by Outlook Farm, music by DJ Jay Pacluiga, full cash bar by Meyers Catering, bonfire on the beach, and a performance by the Oxbow Waterski Show Team. Register online at business.easthamptonchamber.org/events, or call the chamber office at (413) 527-9414.

 

GREATER HOLYOKE CHAMBER OF COMMERCE

www.holyokechamber.com
(413) 534-3376

• Aug. 17: Chamber After Hours, 5-7 p.m., hosted by Fiesta Café, 305 Main St., Holyoke. Sponsored by Easthampton Savings Bank. Business networking event on the new patio. Enjoy great food, networking, and 50/50 raffle. Cost: $10 for members, $15 for the public. To sign up, call the chamber at (413) 534-3376 or visit holyokechamber.com.

 

GREATER NORTHAMPTON CHAMBER OF COMMERCE

www.explorenorthampton.com
(413) 584-1900

• Sept. 7: September Arrive @ 5, 5-7 p.m., hosted by Spoleto Restaurant. Sponsored by Webber & Grinnell Insurance, Applied Mortgage, BusinessWest, and Lia Honda. Cost: $10 for members.

 

WEST OF THE RIVER CHAMBER OF COMMERCE

www.ourwrc.com
(413) 426-3880

• Aug. 15: Annual Golf Tournament at the Ranch Golf Course, Southwick, 11:30 a.m. registration, 12 noon lunch, 1 p.m. shotgun start/scramble format. Cost: $125 for golf and dinner. Register online at www.westoftheriverchamber.com. For more information and tickets to this event, contact the chamber office at (413) 426-3880 or [email protected].

• Sept. 14: Multi-chamber Night of Networking, 5-7 p.m., hosted by Cal’s, 1068 Riverdale St. West Springfield. Cost: $10 for members. For more information and tickets to this event, contact the chamber office at (413) 426-3880 or [email protected].

• Sept. 22: Business Breakfast with Howie Carr, 7-9 a.m., hosted by Chez Josef, Agawam. Cost: $35 for chamber members, $40 for non-members. Register online at www.westoftheriverchamber.com.

Departments People on the Move

Health New England announced the recent appointment of Michael Marrone as Chief Financial Officer. In this role, he will lead all aspects of financial strategy for the organization. Marrone is also responsible for accounting and financial reporting and also oversees provider operations. He joins Health New England’s executive leadership team and reports directly to president and CEO Maura McCaffrey. Prior to joining Health New England, Marrone was chief financial officer, New England market at Aetna Inc. in Hartford, Conn. In this role, he was responsible for the profit and loss for all commercial and Medicare health, group, and dental businesses across health plans in six states. His career also includes more than nine years at Blue Cross Blue Shield of Massachusetts, where he served in various leadership roles in financial management, including medical economics, trend-management analytics, and informatics. Marrone holds a bachelor’s degree in business management with a concentration in economics from the University of Maine, Farmington, as well as an MBA from the University of Southern Maine Graduate School of Business. Based in Springfield, Health New England is a nonprofit health plan serving members in Massachusetts and Connecticut. A wholly-owned subsidiary of Baystate Health, Health New England offers a range of healthcare plans in the commercial, Medicaid, and Medicare markets.

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Carmine DiCenso

Carmine DiCenso

Dakin Humane Society has named Carmine DiCenso Executive Director of its organization. The appointment comes following a national search after the departure of former Executive Director Leslie Harris. DiCenso has extensive experience in animal-welfare program management and innovative project development, most recently as executive director for the Providence (R.I.) Animal Rescue League. Prior to that, he was a program director at the Mass. Society for the Prevention of Cruelty to Animals and a manager at the Animal Rescue League of Boston. A former board member of the New England Federation of Humane Societies, he previously served as a board member for the Ocean State Animal Coalition, and as the Rhode Island state representative for the Humane Society of the United States Companion Animal Advisory Council. As the executive director at Dakin Humane Society, DiCenso will oversee all aspects of the organization’s work at its two locations in Springfield and Leverett. Dakin has more than 50 employees and nearly 800 volunteers who shelter, treat, and foster more than 20,000 animals annually. Dakin’s adoption centers find homes for more than 4,000 homeless pets each year. In addition, the Dakin Community Spay/Neuter Clinic, located in Springfield, recently conducted its 69,000th surgery since opening in 2009, making it New England’s largest spay/neuter provider. The organization also provides a pet-food bank, dog-training classes and pet-related workshops, plus humane learning programs. According to Nancy Creed, president of Dakin’s board of directors, “Carmine will be a terrific executive director. We’re thrilled to have him here to lead Dakin and inspire this organization’s future growth and achievements. He has significant experience in both human services and animal welfare, and understands the need to serve the human — as well as the animal — population of our community. His career has been devoted to making and keeping that connection.”

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Berkshire Bank announced the expansion of its Wealth Management Group with the appointments of Elizabeth Gore to Senior Vice President, Trust Operations and Compliance, and Janice Ward to Senior Vice President, Wealth Advisor and Senior Fiduciary Officer. Gore is a graduate of New England School of Banking at Williams College with a degree in trust banking. She has more than 35 years of banking experience, 28 at Berkshire Bank. In her new role, she will oversee all aspects of operations and compliance for the Wealth Management team and the department’s trust accounting system. She is also responsible for fiduciary and tax work, preparation of annual probate accountings, implementing disaster-recovery policies, and assisting auditors. She currently manages the Lenox Wealth Management Office, assisting clients on a daily basis. Ward received her juris doctor from Western New England University and is licensed to practice law in both Massachusetts and New York. She also obtained her designation as a certified financial planner in 2011. She began her career with Berkshire Bank in 2012 as a wealth advisor and senior fiduciary officer. In her new role, she will oversee various fiduciary activities, including executor and trustee services and financial-planning activities throughout the Berkshire Bank Wealth Management footprint. She will also continue to serve as wealth advisor to a select group of clients, and now serves as president of the newly formed Berkshire County Estate Planning Council Inc., which took the place of the previous Estate Planning Council.

•••••

Ruth Banta

Ruth Banta

The Association for Community Living, which provides residential and community services for people with intellectual disabilities, has named Ruth Banta the new Executive Director, effective Aug. 22. Banta, who has served as the vice president for administration at the association since 2003, will oversee the $30 million organization, headquartered in Springfield. The association provides a variety of services to people with disabilities through its programs throughout Western Mass., including Community Resources for People with Autism, Specialized Home Care, Whole Children, an extensive residential division, and Valley Tees. Banta has more than 30 years of management, including positions at J.P. Morgan and Aetna. “I’m honored and humbled to be selected as the association’s next executive director,” Banta said. “I’m looking forward to working with all our constituents to meet the challenges we face to ensure that people with intellectual disabilities are able to build the lives they seek and deserve.” Banta has a bachelor’s degree from Smith College and an MBA from Yale University. She became interested in the human-services field when one of her sons was diagnosed with autism. She previously served on the board of Community Resources for People with Autism, a program of the Assoc. for Community Living. The Assoc. for Community Living, which is set to change its name to Pathlight in September, has been providing programs and services to people with developmental disabilities since 1952. Its programs include residential homes, supports for independent living, family-based living, recreation, enrichment, employment supports, family resources, autism supports, and more. Banta is an amateur photographer whose photographs have been exhibited in Western Mass. She has volunteered with the Special Olympics and coached the unified basketball team for five medal-winning seasons.

•••••

American International College (AIC) board of trustees member Peter Vogian made a gift to name a conference room in the new dining commons complex on campus. At a recent ceremony, Vogian was acknowledged for his many years of generous support to the college. AIC President Vincent Maniaci praised Vogian for his leadership as a trustee and for giving the college a space that provides an ideal venue for professional and academic meetings. “We know this room will be used by our students for both social occasions and networking opportunities. In this room, our students will learn leadership and presentation skills, they will collaborate and cooperate,” Maniaci said during the dedication ceremony. “Our students will leave this room better than when they walked in. The Peter J. Vogian Conference Room is but one manifestation of your generous spirit and your belief in our students’ potential.” Vogian has served as a member of the college’s board of trustees since 2001. Graduating from the Wharton School of Finance and Commerce at the University of Pennsylvania, Vogian began his career with Massachusetts Mutual Life Insurance Co. in 1960, retiring in 1993 as senior vice president of Pension Management Sales. In addition to his years of dedicated service to AIC, Vogian has donated his time and talent to serving on numerous boards, including Goodwill Industries of Springfield and Hartford and with professional and social affiliations including Chartered Life Underwriters of Pioneer Valley and the Melha Temple Shrine.

•••••

Christopher Buono has joined Anteris Solutions Inc. as Chief Information Officer. As CIO, he joins the executive team and also helps clients navigate the critical process of aligning technology decisions with organizational goals by identifying current needs while targeting a vision for the future. Buono has worked in the information-technology field for more than 20 years, including 12 years in leadership roles. He holds a bachelor’s degree in management information systems from the University at Albany Business School and attended the MBA program at Rensselaer Polytechnic Institute’s Lally School of Management. He holds numerous legacy technical certifications, including Microsoft Certified Systems Engineer, Certified Novell Engineer, Certified Information Systems Security Professional, and Cisco Certified Network Administration. He serves on the board of directors for WAM Theatre. Anteris Solutions was founded in 2002 to serve a variety of nationwide businesses by providing them complete IT solutions, including strategic planning, proactive management, security and hardware monitoring, and ensuring software and regulation compliance.

•••••

Karla Callahan

Karla Callahan

HUB International New England, a division of HUB International Limited, a global insurance-brokerage, risk-advisory, and employee-benefits firm, announced the hiring of Karla Callahan as an Employee Benefits Client Relationship Manager in the East Longmeadow office. Callahan has an extensive background in employee benefits and was previously employed by Health New England for more than 12 years, specializing in sales, underwriting, and member services. As part of the HUB employee benefits team, she will be responsible for assisting staff with client relations, service, sales, and administrative activities of new and existing group benefit accounts. Working closely with employers to maintain and better understand their employee-benefits packages and staying abreast of compliance restrictions and guidelines will be her other areas of focus.

•••••

Skoler, Abbott & Presser, P.C., a labor and employment law firm serving employers in the Greater Springfield area, announced that attorney Amelia Holstrom earned the Community Service Award presented by the Mass. Bar Assoc. and subsequently through its affiliate association, the Hampden County Bar Assoc. It is awarded to worthy attorneys who are members of both their local and state bar associations, and who have demonstrated excellence in community service. “The Western Massachusetts community has given so much to me throughout the years,” Holstrom said. “That is why I think it is so important to give back to my community. I am honored to have been presented with this Community Service Award. The award truly speaks volumes about the atmosphere that I work in. Everyone at Skoler Abbott is extremely supportive of community-service initiatives and understands the value of extending a helping hand to others.” Holstrom joined Skoler, Abbott, & Presser after serving as a judicial law clerk to the judges of the Connecticut Superior Court, where she assisted with complex matters at all stages of litigation. Her practice is focused in labor law and employment litigation. Since joining the firm in 2012, Holstrom has provided legal advice to employers who want to remain union-free and defended employers against claims of discrimination, retaliation, harassment, wrongful termination, and actions arising under the Family Medical Leave Act and wage-and-hour law. Additionally, she frequently provides counsel to management regarding litigation-avoidance strategies. Holstrom is a 2011 graduate of Western New England University School of Law, where she was the managing editor of the Western New England Law Review. She is a 2015 recipient of the 40 Under Forty award from BusinessWest, which honors individuals under age 40 who have achieved professional success and are active in civic organizations. In addition to her legal résumé, Holstrom is very active in the community. She is an ad hoc member of the personnel committee for the Food Bank of Western Massachusetts, a member of the board and executive committee for Girl Scouts of Central and Western Massachusetts, and board clerk at Friends of the Homeless.

•••••

Attorney Carol Cioe Klyman and Attorney Ann Weber have been recognized for their work on the 2016 Massachusetts Elder Law Sourcebook & Citator. Published by Massachusetts Continuing Legal Education (MCLE), the sourcebook is an important reference source in the growing fields of elder law and special-needs planning in Massachusetts. The sourcebook represents the editors’ selections of key reference materials from state and federal sources. It contains primary sources that are called upon daily in the representation of the Massachusetts elder and disabled populations, including statutes, regulations, case decisions, and community resources. The sourcebook would not have been possible without the editorial leadership of Klyman and Weber, said Maryanne Jensen, MCLE’s director of Publications. “They share MCLE’s goal to educate practitioners and others who advocate for, represent, and advise individuals facing the vicissitudes of aging and incapacity.” Klyman and Weber are shareholders at Shatz, Schwartz and Fentin, P.C., with offices in Springfield, Northampton, and Albany, N.Y. Klyman concentrates her practice in the areas of elder law, estate planning, special-needs-trust planning, estate settlement, guardianships, trust and estates litigation, and MassHealth appeals. Weber concentrates her practice in the areas of estate planning, estate administration, probate, and elder law. She has a particular interest in creative estate planning for authors, artists, farmers, and landowners, as well as federal and Massachusetts estate-tax planning. Attorneys may purchase the 2016 Massachusetts Elder Law Sourcebook & Citator in print version or as an e-book or e-article through the MCLE website, www.mcle.org.

Daily News

WESTFIELD — The Rotary Club of Westfield announced the second annual Westfield Food Fest will take place Friday, Aug. 26 through Sunday, Aug. 28. This three-day event will feature vendors from local restaurants and food trucks, as well as entertainment from local musicians.

The Rotary Club hopes this free event will draw people to the downtown area. The event will be held on Elm Street between Franklin Street and Main Street on Aug. 26 from 5 to 9 p.m., Aug. 27 from noon to 9 p.m., and Aug. 28 from noon to 6 p.m. The festival will also be broadcast live on location on WSKB 89.5 FM.

Participating local restaurants include Pasquale’s, Two River Burritos, and Janik’s Pierogis. Food trucks will include Ed & Angies, Sun Kim Bop Korean, Silver Platter Gourmet, Bistro Bus, Moolicious Ice Cream, Angelo’s Fried Dough, and Ed’s Fries. A variety of local artists and craftspeople will be doing interactive, family-friendly demonstrations. The Rotary Club will sell beer and wine. For information on how to become a vendor, e-mail Jennifer Gruszka at [email protected].

Event sponsors include Westfield Bank, Westfield Gas & Electric, Forish Construction, Elm Electrical, Commercial Distributing, Mestek, Sarat Ford, Roger Butler Insurance Agency, Jerome’s Party Plus, and John S. Lane & Son Inc. This event would not be possible without the support of the city of Westfield, the Westfield Police Department, and all other city departments that help make events safe and enjoyable.

For more information, visit facebook.com/westfieldrotaryclub. A complete schedule and listing of vendors, participants, and musicians will be posted soon.

Daily News

SPRINGFIELD — Robinson Donovan, P.C. announced that attorney Jeffrey Trapani has been appointed chair of the legislative steering committee for the Springfield Regional Chamber of Commerce.

The legislative steering committee identifies issues of major concern to the business community, researches the issues, and recommends positions on them. The committee is also charged with educating members on these issues, soliciting member support, and encouraging elected officials to adopt the chamber’s position. This committee also serves as the legislative arm of the East of the River Five Town Chamber of Commerce.

“Jeff is not only an outstanding litigator, but a genuine leader in the community,” said Nancy Frankel Pelletier, head of Robinson Donovan’s litigation department. “We are very proud that he has taken on a leadership role at the Springfield Regional Chamber. He has an unwavering commitment to our business community, and he will be carrying on a decades-old tradition at Robinson Donovan of community service.”

Trapani, a partner at Robinson Donovan, concentrates his practice in civil litigation, including insurance defense, employment law, municipal liability, business litigation, and professional malpractice. Additionally, he represents landlords in summary-process actions and housing-discrimination claims and insurance companies in unfair-settlement claims and coverage issues. He graduated, cum laude, from New England Law in Boston, where he was editor in chief of the New England Law Review. He has been recognized by Super Lawyers since 2008.

Daily News

GREAT BARRINGTON — Members of the Home Builders & Remodelers Assoc. of Western Massachusetts (HBRAWM) can now automatically support their own educational foundation under a new agreement with GoodWorks Insurance. The insurance agency will donate 20% of its commissions to the Home Builders Foundation of Western Massachusetts on all business and personal insurance policies members buy from it.

The Springfield-based contractors’ association has nearly 500 members in Hampden, Hampshire, Franklin, and Berkshire counties. GoodWorks Insurance is an independent insurance agency with offices in Great Barrington and Worcester.

“It’s a creative arrangement. Our members will be able to support our foundation without spending an extra cent,” said Brad Campbell, executive director of the Home Builders & Remodelers Association of Western Massachusetts. “GoodWorks has shown professionalism and commitment to work with our members.”

Just as important are the variety of services and solutions GoodWorks Insurance can offer to association members, he added. “It gives us more top-notch products and services in our holster to offer our members.”

Over the years, HBRAWM has provided $500,000 in scholarships and other grants to support the building trades. Besides college scholarships, the foundation offers $500 tool scholarships to vocational-school graduates to help them get started in their careers.

GoodWorks Insurance donates half its operating profits to local nonprofits that support education, healthcare, and public safety. Besides its Massachusetts offices, it has Connecticut offices in Avon, Columbia, Glastonbury, and New Milford. Serving more than 10,000 clients, GoodWorks has special expertise serving building contractors, nonprofits, fuel dealers, aerospace firms, and manufacturers, providing both insurance and surety bonds.

Daily News

SPRINGFIELD — American International College (AIC) board of trustees member Peter Vogian made a gift to name a conference room in the new dining commons complex on campus. At a recent ceremony, Vogian was acknowledged for his many years of generous support to the college.

AIC President Vincent Maniaci praised Vogian for his leadership as a trustee and for giving the college a space that provides an ideal venue for professional and academic meetings.

“We know this room will be used by our students for both social occasions and networking opportunities. In this room, our students will learn leadership and presentation skills, they will collaborate and cooperate,” Maniaci said during the dedication ceremony. “Our students will leave this room better than when they walked in. The Peter J. Vogian Conference Room is but one manifestation of your generous spirit and your belief in our students’ potential.”

Vogian has served as a member of the college’s board of trustees since 2001. Graduating from the Wharton School of Finance and Commerce at the University of Pennsylvania, Vogian began his career with Massachusetts Mutual Life Insurance Co. in 1960, retiring in 1993 as senior vice president of Pension Management Sales. In addition to his years of dedicated service to AIC, Vogian has donated his time and talent to serving on numerous boards, including Goodwill Industries of Springfield and Hartford and with professional and social affiliations including Chartered Life Underwriters of Pioneer Valley and the Melha Temple Shrine.

Briefcase Departments

UMass Vaults to Top 30 in Patents Awarded in 2015

BOSTON — In the latest display of its R&D firepower, the University of Massachusetts vaulted to 30th globally in the Top 100 Worldwide Universities Granted U.S. Patents in 2015. Winning a record 62 U.S. patents arising out of faculty inventions, UMass placed third in Massachusetts and New England and was tied for 24th place among American universities. “Our faculty continues to shine with cutting-edge research and innovation that places us in the top tier of universities in the world. They lead us to new frontiers of human understanding, and their work opens the door to a more prosperous economic future,” President Marty Meehan said. “We’re proud of this accomplishment because today’s patent is tomorrow’s job-creating startup technology company.” The patents awarded are based on UMass research in areas as diverse as gene silencing, high-technology textiles, polymers, and nanotechnology, according to Abigail Barrow, interim executive director of the university’s Office of Technology Commercialization and Ventures. The 62 patents represent a 55% increase over the 40 awarded to UMass in the previous year and is the highest number issued in a single calendar year since UMass began its technology-transfer program in 1995, she added. UMass is also a national leader among universities in licensing income earned on its patented inventions. “Congratulations to the University of Massachusetts for making the Top 100 again this year and for an impressive increase,” said Paul Sanberg, president of the National Academy of Inventors, which produces the rankings along with the Intellectual Property Owners Assoc. One of the UMass patents relates to Geckskin, a super-strong adhesive discovered at UMass Amherst that can be used multiple times without losing effectiveness. This year’s top 10 ranked universities worldwide were: the University of California system, Massachusetts Institute of Technology, Stanford University, the University of Texas, Tsinghua University (China), California Institute of Technology, Wisconsin Alumni Research Foundation, Johns Hopkins University, Columbia University, and University of Michigan. The rankings are calculated using data from the U.S. Patent and Trademark Office. UMass is on pace to match or modestly exceed its record 62 patents in the next report, Barrow said. “Our impressive patent numbers reflect the rapid growth and influence of UMass’ research enterprise and the discovery going on at all of our campuses.” UMass shares the number-30 spot with the University of Utah Research Foundation and the Research Foundation of the State University of New York. The National Academy of Inventors is a nonprofit organization of U.S. and international universities and governmental and nonprofit research institutions with more than 3,000 members. The Intellectual Property Owners Assoc. is a trade association of owners of patents, trademarks, copyrights, and trade secrets. This is the fourth year they have collaborated to issue the rankings report.

Springfield Regional Chamber Seeks Super 60 Nominations

SPRINGFIELD — The Springfield Regional Chamber is seeking nominations for its annual Super 60 awards program. Now in its 27th year, the awards program celebrates the success of the fastest-growing privately owned businesses in the region, which continue to make significant contributions to the strength of the regional economy. Each year, the program identifies the top-performing companies in revenue growth and total revenue. Last year, total-revenue winners combined for revenues of more than $1 billion, with only-third of winners exceeding revenues of $30 million. All winners in the revenue-growth category had growth in excess of 20% while one-third experienced growth in excess of 65%. To be considered, companies must be based in Hampden or Hampshire county or be a member of the Springfield Regional Chamber, produce revenues of at least $1 million in the last fiscal year, be an independent and privately owned company, and have been in business for at least three full years. Companies are selected based on their percentage of revenue growth over a full three-year period or total revenues for the latest fiscal year. Companies may be nominated by financial institutions, attorneys, or accountants, or be self-nominated. Companies must submit a nomination form and provide net operating revenue figures for the last three full fiscal years, signed and verified by an independent auditor. All financial information must be reported under generally accepted accounting principles and will be held and considered confidential and not released without prior approval. Nomination forms are available here or by contacting Kara Cavanaugh at [email protected] or (413) 755-1310. Nominations must be submitted no later than Friday, Aug. 12. The Super 60 awards will be presented in partnership with the East of the River Five Town Chamber of Commerce at the annual luncheon and recognition program on Friday, Oct. 28 from 11:30 a.m. to 1:30 p.m. at Chez Josef in Agawam.

Springfield Launches Futurecity Massachusetts

SPRINGFIELD — On Friday, July 15, the Springfield Central Cultural District (SCCD) will be one of three statewide districts to launch Futurecity Massachusetts, a new approach to transforming cities that puts art, culture, and creativity at the center of redevelopment and revitalization. Futurecity Mass is a joint initiative of the Massachusetts Cultural Council (MCC) and the Boston Foundation. Futurecity Massachusetts will work with mayors, urban planners, and arts and business leaders in Boston, Worcester, and Springfield on key real-estate projects in state-designated cultural districts in the three cities, targeting areas ready for development and job growth. It is the first U.S. effort to advance the strategies of Mark Davy and his London-based Futurecity, which has created more than 200 partnerships across the globe that reposition cultural assets from community amenities to marketplace drivers. Futurecity has been immersed in cultural placemaking projects for more than a decade, and Davy believes Futurecity Massachusetts will secure the Commonwealth’s global position as a cultural leader. Davy will visit Springfield on July 15 to meet and workshop with local cultural and economic-development leaders. He will take knowledge from a walking tour of the Cultural District, an extensive workshop, and a general reception back to his UK team to review. In October, Futurecity will return to present a strategy to the Springfield public. The MCC hopes to eventually expand the program statewide. A press event will take place at 9:30 a.m. on Friday with Davy, MCC Executive Director Anita Walker, Mayor Domenic Sarno, and SCCD Executive Director Morgan Drewniany on the steps of City Hall. Both press and the general public are invited to attend. The Springfield Central Cultural District, which encompasses an area of the metro center of Springfield, is membership-based, involving many of the downtown arts institutions. Its mission is to create and sustain a vibrant cultural environment in Springfield.

Local Business Volunteers Bring JA to Fairview School

CHICOPEE — Junior Achievement of Western Massachusetts (JA) and 33 volunteers from area banks, businesses, and colleges teamed up to bring Junior Achievement programs to all 436 students at Fairview School in Chicopee for last month’s JA in a Day event. “This is the sixth year that Chicopee Savings Bank Foundation has sponsored JA in a Day for these students,” noted Jennifer Connolly, president of Junior Achievement of Western Massachusetts. “The students and teachers look forward to ending their year with JA, and Junior Achievement looks forward to ending our year with this terrific school. Nowhere else are our JA Volunteers treated to a final assembly with hundreds of cheering students and handmade cards and notes. It is an amazing event.” This year, JA volunteers from Chicopee Savings Bank, Bank of America, Santander Bank, Westfield Bank, Webster Bank, TD Bank, Babson Capital, Elms College, UMass Amherst, and Lead Yourself Youth brought Junior Achievement programs to students in grades K-5 at Fairview School. Carlos DeLeon, a Chicopee Savings Bank volunteer, noted, “the students had a good understanding of how a city runs. They had a great understanding of a savings account, and we talked about how taxes help the city rebuild.” Erika Eisnor, a Santander volunteer who taught JA Our Region in a fourth-grade class, noted that “JA is so much fun and a great learning experience.” Added Kidon Gebersadik from Bank of America, “it’s never too early to learn about good money habits. These exceptional students are learning about building blocks that will lead to more stable financial lives down the road, making our communities and local economies stronger.” Tim Dominick, a teacher at Fairview School, explained that the program “further offered the students a chance to explore their creative thinking process. The students benefited from the teamwork and problem solving the program offered.” JA programs empower students to make a connection between what they learn in school and how it can be applied in the real world, enhancing the relevance of their classroom learning and increasing their understanding of the value of staying in school. Each year, JA reaches more than 10 million students worldwide and helps them develop successful financial-management habits, empowering them to explore the potential of becoming an entrepreneur and providing them with the skills necessary to succeed in a global workforce. Locally, Junior Achievement of Western Massachusetts reaches more than 11,000 students.

Baker Signs Transgender Anti-discrimination Law

BOSTON — Gov. Charlie Baker signed into law an anti-discrimination bill, previously passed by the state House and Senate, that gives transgender people the right to use public restrooms and locker rooms consistent with their gender identities, regardless of their sex at birth. The Massachusetts Commission Against Discrimination will adopt policies to enforce its provisions, a statement from the governor’s office said. “No one should be discriminated against in Massachusetts because of their gender identity,” Baker said, according to CNN. “This compromise legislation extends additional protections to the Commonwealth’s transgender community, and includes language to address the public-safety concerns expressed by some by requiring the attorney general to issue regulations to protect against people abusing the law.”

Area Business Leaders to Head to Capitol Hill

SPRINGFIELD — The Springfield Regional Chamber will hold its biannual Washington Symposium on September 21-23 hosted by U.S. Rep. Richard Neal. This popular event brings the region’s business leaders to Washington, D.C. to listen to and question some of the country’s most influential leaders, including members of the U.S. Senate and House of Representatives, top federal policy makers, and members of the Obama Administration in its last months in office. Past speakers have included political strategist Stan Greenberg, U.S. Sen. Elizabeth Warren, U.S. Rep. John Lewis, U.S. Sen. Edward Markey, House Ways and Means Chair David Camp, U.S. Rep. Nancy Pelosi, Chair of the White House Council of Economic Advisors Jason Furman, and Ireland’s Ambassador to the U.S. Anne Anderson. Registrations are limited and include air transportation, airport parking, hotel transfers, hotel accommodations at the Phoenix Park Hotel within walking distance to the Capitol, breakfast and lunch each day, and welcome and closing evening receptions. The reservation deadline is Friday, Aug. 5, and no refunds will be granted after that date. The all-inclusive cost is $1,395 (single) or $1,270 (per person, double occupancy) if made by Friday, July 15. Reservations made after July 15 will increase to $1,495 (single) or $1,370 (per person, double occupancy). Sponsorship opportunities are also available and include complimentary attendance. For reservations or more information, visit www.springfieldregionalchamber.com or e-mail Nancy Creed at [email protected].

BTCF HousingUs Initiative Issues RFP

SHEFFIELD — Berkshire Taconic Community Foundation’s HousingUs initiative is soliciting proposals from nonprofits, community organizations, and public agencies to plan and convene outreach activities that bring residents together to explore the interrelated issues of affordable housing, economic development, and town-center vitality. Grants of up to $10,000 will be available for projects that result in action-oriented community-development strategies or create broader public awareness of the elements of healthy and resilient communities, including the availability of affordable housing. Only collaborative proposals with one lead applicant and at least one other partner will be considered. Organizations serving Berkshire County, Mass.; Columbia County and Northeast Dutchess County, N.Y.; and Northwest Litchfield County, Conn., are eligible. The deadline for submitting proposals is Friday, Aug. 26. For more information, visit www.berkshiretaconic.org/housingus.

AMA Recognizes Benefits of Paid Sick Leave

CHICAGO — The American Medical Assoc. (AMA) recently adopted new policy recognizing the public-health benefits of paid sick leave and other discretionary time off. Citing a growing body of evidence that lack of access to paid sick leave results in the spread of infectious diseases, as well as delayed screenings, diagnoses, and treatment, the new AMA policies support paid sick leave, as well as unpaid sick leave, for employees to care for themselves or a family member. “With both dual-earner and single-parent households on the rise in the United States, it is increasingly challenging for workers to juggle family and work,” said former AMA board chair Dr. Barbara McAneny. “Workers without paid sick days are more likely to work sick and are more likely to delay needed medical care, which can lead to prolonged illness and worsen otherwise minor health issues. Lack of paid leave also has a ripple effect across a worker’s family. Paid sick leave has been shown to aid children’s health, shorten hospital stays, and reduce the risk of disease transmission by allowing parents to stay home with sick children. Paid sick leave keeps our homes, offices, and communities healthier while ensuring the family’s economic security.” The U.S. is the only industrialized nation without a federal family-leave law that guarantees workers may receive pay while taking time to care for themselves or their family. Although the Family and Medical Leave Act mandates that companies provide leave, the law does not require that it be paid. The AMA also reaffirmed existing policy supporting voluntary leave policies that provide employees with job security and the continued availability of health-plan benefits in the event that leave becomes necessary due to medical conditions.

Rep. Neal Releases Rail Study for Northern New England

SPRINGFIELD — U.S. Rep. Richard Neal, dean of the New England congressional delegation, held a press conference in Springfield last week to release the Northern New England Intercity Rail Initiative (NNEIRI), a study funded by the Federal Railroad Administration and requested by Neal and former U.S. Rep. John Olver to identify and improve rail service in the region, including Springfield to Boston. NNEIRI is a conceptual planning study that examines the benefits, opportunities, and impacts of adding more frequent and higher-speed inter-city passenger rail service on two rail corridors, the inland route and the Boston-to-Montreal route. The inland route would run between Boston and New Haven, Conn. via Springfield. The Boston-to-Montreal route would run between Boston and Montreal, Quebec via Springfield. The two routes would share the trackage between Boston and Springfield. The combination of these two rail routes defines the study area that is collectively identified as the NNEIRI Corridor. “More than 2 million people live within three miles of a station along this corridor,” said FRA Administrator Sarah Feinberg. “For everyone to move safely and efficiently, this region needs a robust rail system, and this blueprint will help achieve that goal.”

Report Details State Residents without Insurance Coverage

BOSTON — The Blue Cross Blue Shield of Massachusetts Foundation released a new report, “Massachusetts Residents without Health Insurance Coverage: Understanding Those at Risk of Long-term Uninsurance.” Massachusetts currently has the lowest uninsurance rate in the nation, and as part of the individual mandate to carry health insurance coverage, the state collects detailed information through its tax-filing process about the health-insurance status of more than 4 million residents. This report analyzes 2011 and 2012 state-tax-filer data and provides new information about Massachusetts residents who are prone to remaining uninsured over consecutive years. The findings can help inform stakeholders who want to maintain the state’s low uninsurance rate and strive to lower the number of individuals without health-insurance coverage. Prepared by Michael Chin of UMass Medical School and Audrey Gasteier of the Commonwealth Health Insurance Connector Authority, the analyses in this report represent the first time that tax-filer data is being used to quantify the state’s uninsured population over a period of two consecutive calendar years. No other state has such detailed information on its residents’ insurance status.

Departments People on the Move
Jon Lumbra

Jon Lumbra

The Dowd Insurance Agencies announced the appointment of Chief Financial Officer Jon Lumbra. He will be responsible for directing the fiscal operations of the business and supervising the accounting department. In addition, he will assist in the planning, establishing, and maintaining of current systems and procedures. “We are pleased to welcome Jon to the team,” said David Griffin Sr., executive vice president and treasurer of the Dowd Insurance Agencies. “He is an excellent strategic and cultural fit whose breadth and depth of knowledge will help strengthen our brand and provide the best service to our customers and employees.” Lumbra brings nearly two decades of experience in financial services to the Dowd Insurance Agencies. His past experience includes working for Loomis Communities, the city of Holyoke, and Spectrum Analytical. He is a graduate of Southern Vermont College with a degree in criminal justice and minor in corporate espionage. He is currently working toward his MBA at the University of Southern New Hampshire. “The Dowd Insurance Agencies is one of the oldest insurance agencies in Massachusetts, and its headquarters remain in the city of Holyoke, where the business was started 118 years ago,” said John Dowd Jr., president and CEO of the Dowd Agencies. “Making positive contributions to the success of our community has always been important to us, which is why Jon is a great addition to our business. He has demonstrated these shared values by volunteering his time to support many organizations — many of which are based in Holyoke, Jon’s hometown.” Lumbra is president of the Knights of Columbus Council #90 board of directors, former executive board member of the Massachusetts Government Finance Officers Assoc., a member of the Holyoke Taxpayers Assoc., and a member of the Taxpayer Advocacy Panel Federal Advisory Committee. He is also immediate past chairman of the Holyoke Visiting Nurse Assoc. & Community Health Foundation, immediate past president of the Holyoke Rotary Club, and member of the Holyoke Medical Center board of directors.

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Teresa Spaziani

Teresa Spaziani

The Gray House announced the appointment of Teresa Spaziani as the new Executive Director of the organization. In 2009, while attending Western New England University, Spaziani began volunteering at Kids’ Club, an after-school program for children from low-income families run by the Gray House, and soon after became a staff counselor for the program. In January 2015, she joined the organization’s board of directors. “After arriving in Springfield for college, I immediately immersed myself in the community through volunteer work and was so impressed by the people and services of the Gray House,” she said. “It is a true community program in every sense. I’m proud to be a part of the organization and work alongside our dedicated staff and volunteers to further the mission of the Gray House.” Spaziani’s brings experience in nonprofit fund-raising as former community relations and outreach manager at the Children’s Study Home in Springfield. There, she also gained experience in licensing and compliance as quality assurance manager. Her most recent role was in the field of marketing at Market Mentors in West Springfield. She holds a bachelor’s degree in business administration in marketing/communications and advertising from Western New England University as well as a certificate in professional fund-raising from Boston University. She graduated from Leadership Pioneer Valley with the class of 2015. An open house will be held at the Gray House, 22 Sheldon St., Springfield on Wednesday, Aug. 24. Members of the community are invited to stop by from 8 to 9 a.m. and noon to 2 p.m. to meet the staff and learn more about the services offered, as well as volunteer opportunities.

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The Amherst Area Chamber of Commerce (AACC) board of directors announced the appointment of Timothy O’Brien as Executive Director, effective Aug. 1. He will assume responsibility for representing the chamber’s diverse business interests in the community, directing the organization’s growth, and maintaining the chamber’s financial stability and commitment to providing value to its members. “Tim brings a wealth of experience and the needed energy and commitment to the Amherst area to serve all of our members,” said Julie Marcus, board president. The appointment had the unanimous support of the board’s executive committee. “I am honored to help lead the Amherst Area Chamber team and excited to continue my career in destination marketing as part of this outstanding organization,” O’Brien said. “I look forward to working with the board, staff, and AACC members in writing the next chapter of the chamber’s influential history.” O’Brien has been active in the Western Mass. destination-marketing industry since 1987. He has served as communications director with the Greater Springfield Convention and Visitors Bureau as well as serving on that agency’s board of directors. He held top marketing and communications positions with Yankee Candle and Kringle Candle, as well as providing marketing services to the Yankee Candle founder Michael Kittredge and his family, charity, and business interests. O’Brien holds bachelor’s degree in resource economics from UMass Amherst.

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Margo Armstrong

Margo Armstrong

Tighe & Bond recently welcomed Director of Human Resources Margo Armstrong to lead its human-resources functions, as well as strengthen the firm’s staffing growth and employee programs. She brings with her more than 20 years of high-level leadership experience in HR consulting, performance management, succession planning, and employee programs. She will work primarily out of the firm’s Westfield office. “We are delighted to welcome Margo to the Tighe & Bond team at this significant juncture of our accelerated growth. She is an accomplished HR leader who will strengthen employee-related programs across our organization,” said David Pinsky, Tighe & Bond CEO and president. Armstrong has held a variety of senior human-resources and change-leadership roles in several prominent and high-performing businesses. This includes overseeing performance management, employee recognition, talent review, and succession planning; HR planning and analysis; and HR consulting. Known for possessing a strategic business focus and technical expertise, her knowledge base includes influencing and leading in complex and rapidly changing environments. Armstrong holds a bachelor’s degree in business administration from Alfred University and a master’s degree in industrial/organizational psychology from the University of New Haven. She is a member of the Society for Human Resource Management.

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With the goal of accelerating growth in international markets, OMG Roofing Products has created market manager positions for both Asia and Europe and promoted two executives into these roles. Kingbill Zhao, Asia Market Manager, is based in China and will support the Greater Asian market. Lennard Spirig, Europe Market Manager, is based in Switzerland, servicing the European market. Both are responsible for all OMG sales and marketing activities in their regions, including developing products and services tailored to local market needs. Zhao joined OMG in 2009 as a roofing specialist and was promoted to China sales manager in 2011, where he was responsible for launching the OMG Roofing Products line in China. Since then, he has built a sales and customer-service organization in China to support the company’s rapidly growing business. Prior to joining OMG, he was the international department manager for the China Waterproofing Assoc., where he worked with other international counterparts like National Roofing Contractors Assoc. and the Germany Roofing Contractors Assoc. to market the China Roofing & Waterproofing Show internationally. In addition, he organized Chinese company visits to the U.S. and Europe, and worked with organizations like FM Global and FLL to introduce approvals and standards to China. Spirig joined OMG in 2014 as Europe product marketing manager, responsible for marketing OMG products throughout Europe. Since then, he has been a great resource for helping to expand OMG’s footprint in Europe by assisting system manufacturer partners and developing new distribution in various European countries. Prior to joining OMG, he spent 10 years as product manager for mechanical attachment with SFS Intec. Earlier, he had been an international key account manager based in Mexico. “OMG’s products are designed to enhance rooftop productivity and improve roof-system performance,” said Web Shaffer, vice president of Marketing. “Lennard and Kingbill will be highly focused on developing value-added products and services that meet local market needs in order to accelerate our growth in Europe and Asia respectively, and I look forward to continuing to work with these two outstanding individuals.”

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Chris Jablonski

Chris Jablonski

Mark Melikian

Mark Melikian

HZ Electric Supply (formerly Hampden Zimmerman Electric), a New England electrical distributor, announced the promotion of Chris Jablonski and Mark Melikian to Branch Managers. Jablonski (in the Northampton branch), and Melikian (Pittsfield) will manage the selling and warehousing of company products, as well as planning, administering, and controlling day-to-day operations. “Both Chris and Mark have been instrumental in the growth of business, and we are proud to recognize their contributions with these promotions,” said Regional President Mark Lauria. Jablonski graduated from UMass Dartmouth and John Cabot University in Rome, Italy. He earned a bachelor’s degree in marketing with a minor in international business. He is also a member of Enactus and the National Assoc. of Electrical Distributors. Upon completion of his degree, Jablonski worked for two years as marketing manager of Hampden Zimmerman before entering the USESI 18-month management-trainee program. Melikian is a graduate of Salve Regina University, where he earned a bachelor’s degree in English communications. After being employed in the real-estate and retail industries, he interned at HZ in the marketing department the summer after his junior year at Salve Regina. After graduation the following year, he completed the USESI 18-month management-trainee program.

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Monique Matz

Monique Matz

HUB International New England, a division of HUB International Limited, a global insurance-brokerage, risk-advisory, and employee-benefits firm, announced the hiring of two new employees in its East Longmeadow office. Monique Matz has joined as Commercial Lines Service Manager, and Jennifer Robinson as employee Benefits Account Manager. Matz joins HUB International with several years of underwriting and commercial-lines experience. At HUB International, her role is to provide service to medium to large commercial insurance accounts of moderate to high complexity. Acting as the primary liaison between the client and insurance carrier, she coordinates all facets of the clients’ needs from the initial setup procedures to audit processing to policy review. She handles day-to-day client requests while staying focused on meeting the needs of clients, carriers, and client executives. Robinson has been in the insurance industry for many years and has experience in the customer-service and data-management fields. As part of the employee benefits team, she will work to help employers maintain their employee-benefits packages, and acts as a guide and reference tool for their HR managers. She handles client inquiries and works closely in assisting the producers with new business and sales initiatives.

Chamber Corners Departments

GREATER EASTHAMPTON CHAMBER OF COMMERCE

www.easthamptonchamber.org
(413) 527-9414

• July 29: 32nd annual Golf Tournament, 9 a.m. shotgun start, at Southampton Country Club, 329 College Highway. Cost: $125 per person, includes cart, gift, lunch, dinner. Register online at business.easthamptonchamber.org/events/details/32-annual-golf-tournament-july-2016-195 or call the chamber office at (413) 527-9414.

• August 13: 2nd annual Beach Ball, 5-10 p.m. Dance and dine under the stars at chamber’s annual Beach Ball, where a beach party and gala collide. Barbecue feasting by Outlook Farm, music by DJ Jay Pacluiga, full cash bar by Meyers Catering, bonfire on the beach, performance by the Oxbow waterski show team. Register online at business.easthamptonchamber.org/events/details/2nd-annual-easthampton-chamber-beach-ball-august-2016-196, or call the chamber office at (413) 527-9414.

GREATER NORTHAMPTON CHAMBER OF COMMERCE

www.explorenorthampton.com

• Sept. 7: September Arrive @ 5, 5-7 p.m., at Spoleto Restaurant. Sponsors: Webber & Grinnell Insurance, Applied Mortgage, BusinessWest, and Lia Honda. Cost: $10 for members.

GREATER WESTFIELD CHAMBER OF COMMERCE

www.westfieldbiz.org
(413) 568-1618

• August 22: After 5 Connection, 5-7 p.m., hosted by Papps Bar & Grill, 110 Airport Road, Westfield. Join us for a unique networking opportunity on the observation deck. If it rains, we move inside. Cash bar and refreshments available. Don’t forget to bring your business cards. We’ll have a Scholarship Fund raffle to win an aerial scenic view of  Westfield. Cost: $5 for chamber members, $10 for general admission.

SPRINGFIELD REGIONAL CHAMBER

www.myonlinechamber.com

• July 28: Chamber Golf Tournament at the Ranch Golf Club, 65 Sunnyside Road, Southwick. Schedule: 11 a.m. to noon: registration/courseside lunch; 12:30 p.m.: shotgun start; dinner immediately following. Sponsored by MassMutual Center, VHB, Columbia Gas of Massachusetts, Florence Bank, and Chicopee Savings Bank. Cost: $600 per foursome, $160 per individual golfer. Reservations may be made online at www.springfieldregionalchamber.com.

WEST OF THE RIVER CHAMBER OF COMMERCE

www.ourwrc.com
(413) 426-3880

• August 15: Annual Golf Tournament at the Ranch Golf Club, Southwick. Schedule: 11:30 a.m. registration; noon: lunch; 1 p.m.: shotgun start/scramble format. Cost: $125 for golf and dinner. Register online at www.westoftheriverchamber.com. For more information or for tickets to this event, contact the chamber office at (413) 426-3880, or e-mail [email protected].

• Sept. 14: Multi-chamber Night of Networking, 5-7 p.m., at Cal’s Wood Fired Grill, Riverdale St., West Springfield. Cost: $10. Register online at www.westoftheriverchamber.com. For more information or for tickets to this event, contact the chamber office at (413) 426-3880 or e-mail [email protected].

• Sept. 22: Business Breakfast with Howie Carr, 7-9 a.m., Chez Josef, Agawam. Cost: $35 for chamber members, $40 for non-members. Register online at www.westoftheriverchamber.com.

Daily News

SPRINGFIELD — United Way of Pioneer Valley and Peter Pan Bus Lines will launch the annual Stuff the Bus campaign with a press-conference event on Friday, July 29 at 10 a.m. outside the Target store at the Holyoke Mall. The campaign will collect new school supplies from July 29 through Aug. 16. The supplies will be distributed in new backpacks to children who are homeless in Chicopee, Holyoke, Springfield, Westfield, West Springfield, and South Hadley.

“Many children in our community facing homelessness don’t have the tools needed to excel in school. We want to make sure that these students begin the school prepared,” said Dora Robinson, president and CEO of United Way of Pioneer Valley. “Thanks to the support of our community, last summer we were able to stuff a bus of school supplies for 1,500 children in our local community.”

Individuals are encouraged to donate the following age-appropriate supplies: number-2 pencils, erasers, binders, paper, crayons, highlighters, pencil boxes, pens, glue sticks, rulers, two-pocket folders, and one-subject notebooks. Donations can be brought to either the United Way of Pioneer Valley, 1441 Main St., Suite 147, Springfield, Monday through Friday, 8:30 a.m. to 4:30 p.m.; Holyoke Mall, Monday through Saturday, 10 a.m. to 8 p.m., Sundays, 10 a.m. to 5 p.m.; or Balise Kia, 603 Riverdale St., West Springfield, Monday through Sunday, 11 a.m. to 5 p.m.

Donors who provide six to 19 items will receive a $20.16 coupon toward main-gate admission at Six Flags New England. Those who provide 20 or more items will receive a free ticket. The campaign will conclude on Aug. 16 at Six Flags New England, where donations can be made in conjunction with National Roller Coaster Day.

“Six Flags New England is honored to help the United Way and support their annual school-supply drive as we help keep kids on track. Last year, our property collected well over 3,000 items, and our mission is to exceed that for this upcoming school year,” said Six Flags New England Communications Manager Jennifer McGrath.

Financial contributions are also welcome and will be used to purchase additional backpacks and supplies as needed. Contributions may be made online by clicking the ‘donate’ button at www.uwpv.org.

Amica Insurance provided financial support for the project. Other sponsors include Peter Pan Bus Lines, Six Flags New England, Holyoke Mall, Comcast, Western Mass News, Harry Grodsky & Co. Inc., Excel Dryer, UTC Aerospace Systems, and IAMAW Local 743. For more information, visit the Stuff the Bus page at www.uwpv.org or www.peterpanbus.com, or call United Way of Pioneer Valley at (413) 737-2691.

Daily News

SPRINGFIELD — The Springfield College board of trustees recently announced its 2016-17 board elections during its annual meeting on the campus.

Gregory Toczydlowski has been re-elected as board chair. He is the executive vice president and president of small commercial and business insurance technology and operations for the Travelers Companies Inc. He earned a bachelor’s degree in business management from Springfield College in 1989, and has been on the college’s board of trustees since 2011.

James Ross III has also been re-elected as vice chair of the board. Ross is principal officer of the Hollenbach Group, LLC, of Springfield, and has been a trustee at the college since 2012.

The following individuals have been re-elected to serve a three-year term on the Springfield College board of trustees:

• Denise Alleyne, former vice president for student services at Pine Manor College in Chestnut Hills. She earned a bachelor’s degree from Springfield College in 1973 and a graduate degree in 1974.

• Douglass Coupe, retired vice president of State Street Global Investor Services of Boston. He has been a trustee for more than 20 years, serving as chair from 2011 to 2015. He earned a bachelor’s degree, master’s degree, and certificate of advanced studies at Springfield College, and an honorary doctor of humanics degree from the college in 2016.

• Charisse Duroure, spa director of G-Spa at Foxwoods Resort and G. Group Consulting of Mashantucket, Conn. She earned a bachelor’s degree from Springfield College in 1980.

• Harold Smith, retired president, CEO, and CIO of the YMCA Retirement Fund. He has served on the board since 1984, and has chaired the investment committee. He received an honorary doctor of humanics degree from the college in 1998.

New to the board of trustees will be:

• Kurt Aschermann, a marketing and resource development professional who operates a nonprofit consulting practice called Ka6consulting. Previously, he was the president and chief operating officer of Charity Partners LLC, and senior vice president of Resource Development and Marketing for Boys & Girls Clubs of America. He is a 1971 graduate of Springfield College.

• Suzanne Robotti, former owner and publisher of Baby Publishing LLC, and the founder and president of Medshadow Foundation, an independent nonprofit website that gathers useful information on medicine side effects. She is the co-founder of the Family Advisory Council at Springfield College. She earned a bachelor’s degree in communications from the University of Maryland.

• Cheryl Suzio, elected as a trustee ex officio per her role as president of the alumni council at the college. Suzio is a 1977 graduate of Springfield College.

• Troy Ward, elected as student trustee. He is a business management major entering his senior year this fall.

• Donavin Andrews, student trustee-elect. She is an athletic training major entering her junior year in the fall.

Daily News

EAST LONGMEADOW — HUB International New England, a division of HUB International Limited, a global insurance-brokerage, risk-advisory, and employee-benefits firm, announced the hiring of Karla Callahan as an employee benefits client relationship manager in the East Longmeadow office.

Callahan has an extensive background in employee benefits and was previously employed by Health New England for more than 12 years, specializing in sales, underwriting, and member services.

As part of the HUB employee benefits team, she will be responsible for assisting staff with client relations, service, sales, and administrative activities of new and existing group benefit accounts. Working closely with employers to maintain and better understand their employee-benefits packages and staying abreast of compliance restrictions and guidelines will be her other areas of focus.

Daily News

BOSTON — For the second consecutive year, the Baker-Polito administration reduced the assessment rate employers pay to the state on workers’ compensation insurance policies.

For fiscal year 2017, employers will pay an assessment of 5.6% on their total insurance premium, a 3% decrease from the previous rate of 5.75%. The new rate went into effect July 1.

The Department of Industrial Accidents (DIA), an agency within the Executive Office of Labor and Workforce Development, administers the workers’ compensation insurance system and annually establishes assessment rates. During fiscal year 2016, the Baker-Polito administration reduced the rate from 5.8% to 5.75%.

“We are very pleased that we can lower this assessment rate to businesses once again this year,” Labor and Workforce Development Secretary Ronald Walker II said. “After reviewing the current assessment rate and the fund balance, we determined it was possible to reduce the rate again.”

Added DIA Director Linda Turner, “the reduction in the DIA assessment rate for the second year in a row is a clear statement of this administration’s efforts to reduce costs for businesses in the Commonwealth.”

The state workers’ compensation system is in place to make sure workers are protected by insurance if they are injured on the job or develop a work-related illness. Under this system, all employers in Massachusetts are required by state law to carry workers’ compensation insurance covering their employees. The insurance pays for any reasonable and necessary medical treatment for a job-related injury or illness, pays compensation for lost wages after the first five calendar days of full or partial disability, and in some cases provides retraining for employees who qualify.

DIA is funded through assessments on workers’ compensation policies and self-insurance programs for employers operating in Massachusetts. In addition, DIA collects statutory fines and fees. It also acts as a court system responsible for resolving disputed workers’ compensation claims, overseeing and adjudicating approximately 12,000 disputed cases each year.