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United Way Day of Caring

The United Way of Pioneer Valley recently conducted its annual Day of Caring, organizing volunteers from area businesses who performed needed projects around the region.
Below, from top: front to back, Diane Haggerty, Linda Vela, and Nicole Bryar of MassMutual volunteer at the West Springfield Council on Aging; from left, Rebecca Barlow, Tricia Parolo, Gail Couchon, and Sue Gendron of MassMutual work at Abner Gibbs Elementary School; from left, Narinder Kaur, Kathy Giordano, Jennifer Saltis, Cathy Lafortune, and David Woytowicz of MassMutual volunteer at Stanley Park; from left, Lauren Bouvier, Amy Martin, Andrew Conner, and Christine Landry of PeoplesBank pitch in at Chicopee Child Day Center.
Photos courtesy of Ed Cohen



















More Caring
More from the United Way of Pioneer Valley Day of Caring, below from top: Christine Warren of the Davis Foundation volunteers at Wistariahurst Museum; Angel Diaz-Mangiafic of MassMutual lends a hand at the Children’s Museum of Holyoke; Donna Bernard of Jubinville Insurance pitches in at Wistariahurst Museum; Michelle White of MassMutual works at the Children’s Museum of Holyoke; Corey Tomlinson of MassMutual volunteers at the YMCA of Greater Springfield.

Photos courtesy of Joe Aberdale





Green Business Sections
Initiatives Strive for Success Far Beyond the Classroom

Bill Woolridge

Bill Woolridge says the management curriculum at UMass has become more attuned to green issues.

As the chief coordinator of Greenfield Community College’s Renewable Energy/ Energy Efficiency Program, Teresa Jones told BusinessWest that these are exciting times to be in higher education.
Speaking to the ‘community’ component of her school, where she is also an associate professor, Jones said that “our economy in Greenfield and the surrounding area is a step ahead of many other areas with regard to sustainability and green thinking.
“But as an educator,” she continued, “I think the question I always go back to is, how does a community college contribute to job growth and economic development?”
GCC is one of the Pioneer Valley’s green beacons in developing student programs that strive for a role not just in the evolving green economy, but also in the much-needed pragmatism of job creation.
UMass Amherst has embraced sustainability on all levels, from the administration to the student body. The university has set a goal to become carbon-neutral by the year 2050, and over the last decade has reduced greenhouse-gas emissions by 30%. Within the academic departments, a notable example is the Green Building program in the Department of Environmental Conservation, which has been actively involved with students and the region’s construction sector.
At the Isenberg School of Management, Bill Woolridge is the chair of the Management Department, and he told BusinessWest how the class he teaches has evolved over the years to become more attuned to the changing priorities of green consciousness.
He carefully stressed the Amherst campus’s thorough approach to sustainability. But his department is aware of what he called “the bigger picture.”
“In most schools’ management curriculum,” he explained, “there’s that course that speaks to the role of business in the broader social environment.
“I hadn’t taught that in quite a while,” he went on, “and about six years ago decided that I would. As I started to become reacquainted with that material, I realized that addressing sustainable issues is really the challenge of the current generation of students.”
Keith Hensley

Keith Hensley says green-business programs, at their most effective, will drive job opportunities in the regional economy.

The area’s ivory towers don’t envision a role in a green economy that is relegated only to the classroom, however. At Holyoke Community College, Keith Hensley is the executive director of Workforce and Economic Development, and he has designs on nothing short of transformative educational roles for both the school and its students.
HCC has partnered with two organizations to broaden the school’s certificate and training programs within a green economy — with both real-time results for jobs in the marketplace and opportunities for businesses to embrace sustainable practices that also help the bottom line.
For this article, BusinessWest asked people within these schools to explain their own green report cards. Jones was speaking of her own school specifically, but could just as easily been including the goals of her colleagues at other colleges, when she noted that “GCC, above all, serves as a convener for the community. We bring together diverse interests, talents, energies, concerns, ideas, and insights.” It’s that type of thinking that’s making this green curriculum as successful in the job market as it is in the classroom.

Certifiably Green
Hensley said that HCC’s current roster of green programs took root a few years back.
“About two years ago, we partnered with the Hampden County Regional Employment Board,” he explained. “They had applied for a workforce grant from the state for energy conservation — for certain types of training, such as weatherization and insulation, solar-boiler technician training, and energy-auditor training.”
The projected outcomes for the grant were job placements, he said. While the school charted the most success of any institution in the Commonwealth also receiving those funds, “it still wasn’t as much as I would have liked to see.
“What that told us, when everything shook out, is that there currently are not enough jobs in those particular occupations in the state,” he said. “And what we did was take a look at the entire sustainable, energy-efficiency, renewable-energy field as it stands right now, and we homed in on a few things.”
The Green Communities Program, from the state’s Department of Energy and Environmental Affairs, strives for signatory cities and towns to reduce their overall carbon footprint. Among 72 others, Holyoke and Springfield have signed on. Hensley cited that legislation, as well as an overall environmentally minded population in the Pioneer Valley, as two factors in HCC’s redesign of its green programming.
“And we also looked at the economy as it stands right now,” he said. “Unlike other parts of the country, our manufacturing base is still there. So, with decreased product demand that comes from a bad economy, it’s pushing manufacturing employers to think innovatively, figure out how they can cut costs.”
To meet these needs, HCC has forged partnerships with two organizations: HospitalityGreen LLC, a New York-based consulting firm, and the Energy Conservation Training Co., which specializes in numerous aspects of professional training and certification.
With HospitalityGreen, there are four short yet intensive courses: “Green Facilities Training for Managers,” “Introduction to Green Purchasing,” “Getting to Sustainability Through Changes in Waste Contracting,” and a “Green Custodial and Janitorial” course.
“Participants get a ton of online tools when they go back to their own facilities,” Hensley added. “And we also advise them on how to approach owners and managers of the company, to get their suggestions through.”
Also with HospitalityGreen are two full-day classes for the restaurant and hospitality industries. A core of information will tell participants what it means to be green, and how sustainability affects business.
“The attendees from the companies will get a few days of training, and they go back out to their employers and start doing their audit,” he said. “The bottom line here is to save the businesses money, but also to get a designation as a green restaurant or a green hotel. That has huge implications, especially in this area, where people are environmentally conscious.”
With ECONTC, Holyoke Community College has implemented a series of courses for the building trades. Using metrics set by the Building Performance Institute, a national organization for energy-efficient standards, the classes include “BPI Building Analyst/Envelope Training,” “BPI Heating Professional Training and Certification,” and “Residential Energy Services Network and Home Energy Rating Systems Rater Training and Certification.”
“For all this new programming,” Hensley said, “our mission is twofold. It’s to help companies save money, or make more money, in the case of green-lodging and green-restaurant certification. We expect that those companies who get certified will get more business. And on the other hand, it’s to help companies and homeowners who will be impacted by these trained people, to be included in what it means to be a green community in this region.”

Talkin’ ’bout an Evolution
Back in the 1970s, Woolridge said, when he was the age of his students now, environmental issues were an academic niche in business schools.
“We would talk about EPA rules and so forth,” he said. “It was seen as a compliance issue — an obligation. One of the costs of doing business was to adhere to these government strictures. But that has all moved to the front burner. It’s something we can’t put off anymore.”
Meanwhile, the class he has been teaching is constantly evolving. “The way I teach the course, and the way many others around the country do, is that it’s more an opportunity than an obligation,” he explained. “This is a challenge for this generation and the next generation of business leaders as to what is going to fuel economic growth over the next decades — solving our social and environmental problems on a global scale.”
When asked the name of the class, Woolridge laughed. “Even that’s in flux. It has officially this year been called ‘Social Responsibility and Sustainability.’ This semester on the syllabus, I’m tweaking it, though, looking for the right label. Some of us are calling this ‘Sustainable Enterprise.’
“It has some historic analysis,” he explained, “but it has more of what I would call an examination of sustainable business practices. We use something known as the Socrates database that has 2,500 large businesses profiled, and they have done pretty comprehensive analysis in many areas, particularly with regard to the natural environment, social issues, their governing structures, and so forth. So we look there to get a sense of how industries are doing, relative to these dimensions, and how specific businesses within those industries are doing.
The other important component in the class is to identify the business opportunities presented by these challenges, he added. “This is the challenge for the next generation of business leaders.”
Ideally, Woolridge envisions a certificate program in the undergraduate Business school for Sustainable Practices. “Fairly soon,” he said. “Maybe at the beginning of the next academic year.”
Add to that a class in social entrepreneurship. “This concept is generally about creating new enterprises to solve social issues. Overall, our goal here is to give students perspective, skills, and, for those students going on to small business or entrepreneurship, a sense of the opportunities that do exist.”
UMass Amherst has the critical mass of demand for classes in this field, he said, and a labor market which will support this in future job placements. “It’s impossible to quantify in any real numbers,” he said, “but I know, if we build it, they will come.”

Community Action Plan
An important aspect of GCC’s green classwork translating into actual jobs, Jones said, is that those same employers were part of the original team helping to create the program.
The RE/EE Program at GCC originally started as a $372,000 Workforce Competitive Trust Fund grant, in partnership with the Franklin/Hampshire Regional Employment Board. However, more than 40 regional organizations, from nonprofits to small businesses, also collaborated on the course design for certificate and degree programs.
“The businesses know the program intimately, but also the people that are coming through it,” she explained. “My husband is a small-business owner, and I know for a fact that this is absolutely critical. Here, a business knows who they’re getting, what they know academically, and what their capacities are. A lot of businesses in our area are pretty small, so in the hiring of even one employee, you want to make sure that the match is pretty good.”
Jones cited two examples of substantial outcomes from the GCC program. NorthEast Solar Design Associates in Hatfield started out, she said, with “a really smart husband-and-wife team.” They were one of the businesses involved in developing the school’s curriculum and, in short time, hired students from the program. In the last five years they have expanded to six full-time workers.
“Prior to their involvement here,” Jones said, “they were an established solar company, but not really growing. They are doing major commercial photovoltaic installations. And when in short time you grow to six employees, that is huge growth for a small company. Even though it may be small for some people, this amounts to a massive repositioning of their company.” And the business is expected to hire three more in the near future.
Another key partner with GCC has been the 82-year old Sandri Companies, based in Greenfield. A number of GCC students have gone on to work for Sandri, and Jones cited the company as an example of keeping up with the changing face of a traditional industry.
“They are adding whole new divisions to their enterprise, from wood-pellet burners, weatherization, and solar to energy audits,” Jones explained. “When a company of their size looks into the future to determine how they will continue to stay relevant, this is how you do it. You bring people into your company who know these technologies. You don’t just pay lip service, but get people who can manage these technologies and continue to expand your market.”
And that same logic, she said, applies to her department at GCC. “As we head into the future, it’s a much broader market than I think anyone could have thought.”
Expanding on the role her school plays in the realm of sustainable practices and green initiatives, Jones gives GCC good marks. But the work continues to evolve, and to stay successful and viable in the unfolding green economy, schools need to be as responsive as the business community.
“We listen for where there are places we might contribute directly, for ways that our faculty, staff, and administration can catalyze the creative and entrepreneurial energy that resides in our region,” she said. “Our program is a reflection of that vibrant energy, and continues to respond and change with the rapidly emerging green industries of the 21st century.”

Columns Sections
Understanding Older Generations at Work

Mandatory retirement has been illegal in most industries for decades, but some managers are still reluctant to hire and retain workers older than 65. Frequently workers in this age group are characterized as inflexible, slower, and reluctant to evolve with technology. But most employers find that today’s older workers challenge these stereotypes and can be real assets.
Biological and psychological changes occur as we get older. Each generation is also different sociologically from other age groups. Awareness of age-related differences can empower employers to capitalize on senior workers’ positive attributes and consider making workplace adaptations for their limitations.

Biological Age-related Changes
While most stereotypes about older adults are greatly exaggerated, many biological changes do take place both physically and cognitively. Nearly every organ and system in the body is a bit less efficient than it once was, but this does not mean inevitable disease or disability. The stereotype that seniors can’t hear or see well is false, but it is true that hearing and vision are not quite as sharp as they once were when we are younger. While Alzheimer’s disease and dementia are not part of the normal aging process, tip-of-the-tongue moments and slower reflex, reaction, and recall times are.
Due to changes in eyesight and hearing, consider moving an older worker’s seat at a meeting table to enable a better view of a projection screen. Recognizing normal changes that happen to the aging brain can help managers understand older workers’ behavior. For example, some older workers may be quiet during that meeting but submit great ideas a few hours later, after they’ve had time to process.

Sociological Age-related Changes
Sociologically, older workers are generally highly dedicated employees. Many seniors, particularly older women, are motivated by financial need. There are numerous advantages to deferring Social Security payments, so many seniors want to put off collecting for as long as possible. Most older adults have also witnessed steep declines in their retirement accounts, so there is a genuine need to supplement their income. Others simply did not adequately plan for retirement and require additional income from a full- or part-time job.
Generationally, workers older than 65 are known for a strong work ethic. Even if there is not a significant financial incentive, they were raised in an era that idealized hard work. They are team-oriented and unlikely to leave coworkers in a bind. This age group has likely finished raising their families so they can be open to working more hours when necessary. They are known for honoring commitments and respecting authority.
This age group also is typically good at interpersonal communication. Having worked for most of their careers without access to e-mail and texting, these workers have had to rely on their people skills to get things accomplished. They tend to also be more resourceful than younger generations who have come to rely only on the Internet for research and problem-solving.
Since this age group may have less computer experience than their younger coworkers, it is important to assess and respond to needs for training. Older workers are sometimes thought to be technologically challenged, but often it is because they have not had the opportunity to learn the appropriate skills.

Psychological Age-related Changes
Psychologist Erik Erikson believed that older adults experience a crossroads in their life: a stage he called “ego integrity vs. despair.” The concept of ego integrity is that, when a senior reviews his life thus far, he finds meaning in the way he has spent his time, which leads to wisdom and acceptance of his mortality. On the other hand, if a senior’s life review is focused on feeling resentful or disappointed about the way his time has been spent, he feels despair, which can sometimes even trigger depression.
Meaningful work often promotes increased self-worth in older adults, regardless of whether they are experiencing ego integrity or despair. In understanding this, managers can best motivate older employees by critiquing gently and praising publicly when it is earned. A manager singling out an older employee for a job well-done provides psychological benefits for the senior but also goes a long way to dispelling false stereotypes about older workers.

Tips for Accommodating and Embracing Older Workers
The best strategy in managing and accommodating older workers is the same as with employees of any age: observe , identify strengths and weaknesses, and work with that person to optimize performance. Nearly every employee requires some accommodations in order to do the best job possible. For example, a manager may have to spend time with a new college graduate explaining when, and if, it is appropriate to text customers. The same concept is true with older workers.
It is also important to re-evaluate a worker’s duties as he ages during employment with an organization. For example, a 70-year-old hotel shuttle driver who has been with a company for 20 years may be better-suited to a front-desk assignment if age-related changes are interfering with driving abilities.
Older workers have so much to offer: experience, work ethic, potential to mentor, and, frequently, fewer family obligations that will interfere with work. The key to maximizing value with older employees is recognizing and accommodating their differences.

Jennifer FitzPatrick, MSW, LCSW-C is an author, speaker, and educator. Founder of Jenerations Health Education Inc., she has more than 20 years’ experience in health care. She is a frequent speaker at national and regional conferences and was an adjunct instructor at Johns Hopkins University. Her new book, “Your 24/7 Older Parent,” is addressed to those dealing with the care of an elderly parent; www.jenerationshealth.com

Construction Sections
Nick Riley Builds His First House — in One Week

Nick Riley, president of N. Riley Construction

Nick Riley, president of N. Riley Construction, during the build week at Sirdeaner Walker’s home.

Nick Riley launched his construction company about five years ago, focusing on residential remodels but eager to move into total home builds. He’s not likely to forget the first house he finished from the ground up, because he — and a large crew of volunteer builders and tradespeople — managed to complete it in one week. Riley said the opportunity to tear down and rebuild a house for ABC’s Extreme Makeover: Home Edition is one he’s glad he didn’t pass up — not only for the experience, but for the chance to impact the lives of a very deserving family.

Kate Riley said her husband had a few goals when he planned his career — “to have his own business, to have his name get big, and to build houses. This is his first house.”
She — along with several other Riley family members and dozens of area builders and tradespeople, all volunteering their time — stood on Springfield’s Northampton Avenue, absorbing what had happened in the first few days since Ty Pennington and his team of designers from ABC’s Extreme Makeover: Home Edition knocked on the door of Sirdeaner Walker and informed her she would have a new house by the following week.
“The Extreme Makeover producer contacted me about four weeks before we started the project,” said Riley, president of N. Riley Construction in Chicopee, noting that he was recommended by the Home Builders Assoc. of Western Mass. and other contractors. “I ended up meeting with them the day after. I sat down and spoke with them, and they told me the story of this family.
“That’s when I made my decision,” he continued. “Being able to do this for this family … you never get a chance like this, to be able to do a project like this. It’s not too often that you can say you were able to gather an entire community to help one family.”
Walker is no stranger to the spotlight, but it’s a light she never would have asked for, obviously. Her 11-year-old son, Carl Joseph Walker-Hoover, took his own life in 2009 after being incessantly bullied by peers at the New Leadership Charter School in Springfield.
In the months following the tragedy, Walker became a strong advocate against school bullying, successfully pushing for anti-bullying legislation in Massachusetts, meeting with federal lawmakers and President Obama, and establishing a foundation in her son’s name that raises awareness of the bullying issue and scholarships for area students.

Nick Riley’s wife, Kate, and mother, Lisa

Nick Riley’s wife, Kate, and mother, Lisa, were among many family members pitching in with Extreme Makeover.

Her house, in the Upper Hill neighborhood close to Springfield College, was run-down and riddled with plumbing and electrical issues, according to ABC producers. She lives there with two daughters, a sister, her mother, and her grandmother.
“We started planning about four weeks before the build week,” Riley said. “I approached a couple of good friends of mine in the trades to help me. I also started planning right away as far as gathering materials, manpower, and tradespeople. The Extreme team sent in a couple of project managers to help us do that, but it was ultimately my responsibility to provide the help.
“I had, at the beginning, some very good responses. I had a lot of people who wanted to participate, but didn’t think they could at the time because of how everything has been” with the economy, he told BusinessWest. “So it was a little bit of both: I had people who were very positive about it, saying, ‘yes, we’ll do it,’ and on the other hand some who wanted to do it but couldn’t afford to at the time, or were just too busy.”
Riley’s glad he wasn’t too busy, though, calling the experience one of the most rewarding of his life.

From the Ground Up
Riley corrected his wife’s first-house assertion to a point, noting that he’s currently building a house in Chicopee, and his company, which he launched about five years ago, has done some major home renovations that were very close to whole-home jobs. But this month’s makeover was, indeed, the first house he has completed from the ground up.
The build week itself was every bit as long and intense as viewers of the show might imagine. “On Sunday, we knocked on the door and surprised the family, and on Monday we ripped the house down. On Tuesday we started the foundation,” Riley said.
By midweek, a newly framed house had gone up in its place, followed by repaving of the driveway, complete landscaping of the yard, and of course, all those personal touches the designers are known for. “On Sunday, they brought the furniture in and surprised the family with their new home.”
The days, not surprisingly, were long. “We had 12-hour shifts set up, but the nighttime shifts started to roll into the daytime shifts,” said Riley. “The demolition of the house went really well, and when we dug out the foundation, that went really well,” he recalled. “Framing went pretty well, too. We had framers there for 40 hours, then we started losing them, and it was a challenge to get people back there.”
Inclement weather, always a concern on these one-week builds, wasn’t a factor; temperatures were mild all week, with a little rain passing through on Wednesday, but nothing to slow down the progress, as the house was weathertight by that point. But the occasional unexpected challenge emerged during construction.
For example, “when we started to set the concrete walls, we noticed that we hit a little bit of water. That caused a bit of a problem; we had to set up a pump and pump out the water while we were setting these concrete walls.”
But any problems encountered during the build paled in comparison to the joy the Walker family felt at receiving so much community support. In addition to the army of volunteers and dozens of companies — in the construction trades, home supplies, marketing, and other fields — who lent their time and resources, Walker had more surprises coming at the reveal. Notably, UMass presented her with four-year scholarships — tuition, room, board, and fees at any of the four campuses — for each of her youngest children, now age 7 and 8.
Details about the home’s interior will have to wait until the show airs, at the request of ABC. But Riley said the designers came up with some special touches to match the work he and his crew did on the house itself.
“Seeing people come together to help other people in such a big way, giving up their days and money to help people they don’t even know, it was an amazing experience,” he told BusinessWest. “It just shows how good people are. And just seeing the faces of the family when they moved that bus — it was a once-in-a-lifetime opportunity.”
He said he was also fortunate to meet many people from different businesses he might not otherwise have met, and the participation of his own family members was another personal highlight.
“I asked a couple people in my family to help me out with the planning process, and before I knew it, the whole family was helping out in some way,” particularly helping at the various support tents set up around the neighborhood. “That was rewarding.”
His wife agreed. “This is unbelievable,” Kate said that afternoon midway through the project. “It’s amazing to be able to help a family like this.”

Making a Name
If Riley’s goal was to make a name for his business, he’s well on his way. He started out in the construction business working for his uncle, Andrew Crane, president of A. Crane Construction in Chicopee.
“I ended up leaving because I wanted to start my own company, and things have been great the whole time,” Riley said. “I haven’t had one minute of downtime — it’s been amazing.”
That’s a striking account of success in what has been a decidedly downbeat atmosphere for builders, many of whom have struggled to keep employees busy during the past few years of recession and sluggish recovery. But Riley, most of whose work is residential, has focused largely on home remodels and renovation work, one of the few sectors of construction that has consistently shown some life.
“Right now, because of the recent disasters, we’ve done a lot of insurance repairs, from the ice damage from the winter to work from the tornadoes and the microburst.”
And he’s looking forward to plenty more work as the economy improves — with the experience of that one-week build under his toolbelt.
Still, “we don’t want to grow too big,” he said. “We want to stay a smaller company and keep it personal, make sure we continue to provide a quality product.
“I like the hands-on work of going into someone’s home and putting a smile on the face of the owners,” Riley continued. “There aren’t a lot of other jobs where you can do that, where you can go in make an impact by changing their homes.”
Or, in extreme cases, their lives.

Joseph Bednar can be reached at [email protected]

Cover Story
For the ‘Prez,’ It’s All About Building Connections


Vince Maniaci was talking about the profile of the typical American International College student.
Before doing so, the school’s president made a point of qualifying things by noting that there is a great deal of diversity on his campus, and that individuals with varied backyards wind up there. That said, though, he admitted that many have certain things in common.
For starters, a good percentage of the student population comes from urban areas, he told BusinessWest, and most do not come from what would be considered wealth, as evidenced by the fact that 51% are eligible for federal Pell Grants.
“A lot of our students are smart enough to have gone to any college in the country,” he said, “but for the fact that they’ve had virtually no academic foundation, no intellectual stimulus, growing up. Many of them come from homes where their parents have not gone to college, and they didn’t even know anyone who had gone to college.
“They’ve gone to schools that are not particularly strong, but they’re inherently bright,” he continued, “and they realized at some point that getting an education is a way to improve quality of life. So they come here, and when they get here, their value added is tremendous, because they want to be in school, and they don’t have a sense of entitlement.”
In other words … they are a lot like Maniaci was when he agreed to join a childhood friend and attend City College of San Francisco 35 years ago — mostly with the mindset of playing sports — and also when he moved on from there to the University of California at Berkeley, where he would earn a degree in Sociology.
And this is a big reason why Maniaci feels very comfortable on the campus wedged between Boston Road and Wilbraham Road in Springfield’s economically challenged Mason Square neighborhood, and also why he feels he connects well with the student body.
So well, he said, that most students call him ‘prez’ or by his first name.
And with that, he walked over to the bookcase at the front of his office and grabbed a well-worn, youth-sized football bearing the logo of the team he watched growing up — the San Francisco 49ers.
“This has touched a lot of hands,” he said of its condition, while noting that he takes it with him to the school’s quad most Friday afternoons, and invariably winds up playing catch — and sometimes a quick pick-up game — with several students. “This is a tool I use to build connections.”
But it’s just one of many tools, he stressed, as he reached behind his desk for another — a multi-page rundown of the incoming students this fall, complete with small pictures of each one.
“I try to memorize all the students’ names; each year it gets a little harder because each year I get a little older,” said Maniaci, 53, adding that he spends a good deal of time on this exercise because he believes that a college president calling a student by his or her first name is much more than a symbolic gesture. And he goes well beyond just names.
Indeed, he gets to know a little of each student’s story, and if he sees that one of them is having problems academically, he’ll seek out that individual and offer some advice and encouragement.
“Knowing someone’s name, knowing where a kid is from, knowing what a kid’s story is … those are the kinds of things you can know at a small institution, and those are the things that, if you’re willing to know, can make a difference in someone’s life,” he said.
But there’s much more to his job than simply making connections with students, he acknowledged, adding that one of his priorities has been long-term strategic planning, with ‘long’ being a decidedly relative term in this age of constant change in higher education.
“Strategic planning is critical, now more than ever, because the landscape is moving faster on every level,” he explained. “The economic landscape is highly volatile, technology is changing the shape and form of pedagogy … everything’s evolving at a rapid rate.”
For this, the latest in its profile series, BusinessWest talked with the colorful Maniaci about everything from the state of higher education to the condition of his throwing arm, to phrases he uses like “mission-attractive and market-adaptive” to describe what his school must become.

Making Big Gains
As he spoke, Maniaci made a few references to a talk he would soon be giving to the school’s incoming freshman athletes.
An address from the prez has become part of an orientation of sorts for the students, said Maniaci, adding that he had been thinking about what he will say, and was likely to meet the request of the program’s leader and relate his experiences in community college and then Berkeley, and the lessons to be drawn from them.
It’s a story he shared with BusinessWest, and it starts with his youth — and cultural heritage.
“My parents were both Sicilian, and they spoke the Sicilian dialect as a first language, and in that culture, it’s actually considered disrespectful, at least as far as I knew, to be better-educated than your father,” he said, perhaps to help explain why he wasn’t a great student in high school and had no real plans to go to college.
But he was a pretty good athlete, and much heavier (225 pounds) than he is today. And thus, with the urging of a former youth football teammate, he went to San Francisco City College, basically to perform on the gridiron. (The school had — and still has — a solid tradition of excellence in that sport, he said, noting that O.J. Simpson played there before going to USC.)
Maniaci tore up his knee in the third game he played in, however, and was left to ponder what was next. And this is the part of the story that he emphasizes for the incoming freshmen.
“I wanted to hang out, because I got to know the guys and was having fun, and the only way to do this was to actually go to class,” he explained. “I’ve always been competitive by nature, and I started to think that, if I could be competitive in sports, why should the guy next to me in the classroom be any better than me if I try to do my best?
“So I got what I call ‘competitive with an edge,’” he continued. “I looked at the guy across the aisle from me and said, ‘he’s no smarter than I am,’ and I started to apply myself. And I did three very basic things which I still hold today as being the platform for success: show up, do everything you’re asked to do, and do the best you can.”
He’s followed those guidelines along a circuitous route to the president’s office at AIC, one that continued at Berkley — which he chose mostly because of its affordability — and then at law school, although, by the time he graduated, he had pretty much decided that he didn’t want to be a lawyer.
“I did not like the adversarial nature of law,” he said, adding that he eventually took a job that made him part of a small fund-raising campaign at the University of San Francisco to build a health and recreation center.
He stayed at USF for five years and three different positions, all in the broad realm of development, before moving on to Occidental College in Los Angeles in a vertical move, and from there to the University of Tulsa and eventually to Bellarmine University in Louisville, Ky., and the position of vice president for Institutional Advancement.
It was while in that job that he started thinking about running his own college, and then applying for such jobs.
When asked how he came to the AIC campus, he said the choice — for himself and the college — came down not to credentials, although they always play some part, but to the overall fit.
“I believe that the key to a presidency is not necessarily who’s the smartest, who’s the best writer, or who’s the best manager,” he explained. “But it really has to do with the chemistry, the fit. I was an urban guy, I have a very strong urban sensibility, and the kind of students we get here remind me a lot of the kind of kid that I was.”

Scoring Points
Since Maniaci arrived at AIC, the football-tossing activity has been a constant —  “it gives the students a lift, it creates a sense a humanity for the administration, and it creates a sense of campus community,” he said — as has his work to memorize names, as well as a well-documented tradition of donning blue jeans and a baseball cap and helping students unload cars on moving-in day each September.
Such practices are components of his operating style, and methods to ease the transition to college for students who, as he said, probably have no real academic foundation, and could use some support.
“One thing I know about college-aged kids is that they don’t need older people — adults, for lack of a better term — a lot in their lives, but when they need you, they really need you, and you have to be there. When a kid knows that there’s someone in their life who’s there for them, it subconsciously creates a sense of confidence and well-being in that individual that helps them excel.
“One of the things I do is look through the five-week warnings for our freshmen,” he continued. “And if I see a kid got a warning, just pulling that kid aside and saying, ‘hey, Johnny or Betty, I saw that you didn’t do so well in English; are you going to class? Have you talked to your professor? Are you thinking of that?’ … all that can make a difference.”
And while being careful not to make too many analogies to sports, he thought one was appropriate for this point in the discussion.
“It’s human nature; if you know someone’s watching, you tend to play a little better, you get a little more jazzed about playing,” he said of athletic competition. “And if you think someone’s watching how you’re doing academically, you tend to think about it a little more subconsciously.”
Today, Maniaci is watching, counseling, and tossing spirals to students from a few blocks away, a few time zones away, and even a few continents away, as evidenced by the collection of gifts from foreign students now crowding the front left corner of his desk. It includes items from Egypt, Russia, Holland, China, Brazil, and many other nations.
And it speaks to the reach of the strategic-planning initiatives the school has undertaken, he told BusinessWest, adding that the first such plan, blueprinted soon after he arrived, was focused squarely on two priorities — being “mission-centric and market-smart,” with the goal of increasing enrollment.
“To that end, we focused on attraction and retention, using financial aid, athletics, and transfers as a point of emphasis,” he said, “and also trying to generate more revenue on the perimeter from our graduate programs.
“We were astonishingly successful in all areas,” he continued. “Our enrollment grew by 125% over the past six years; there are few institutions in higher education that have seen that kind of growth.”
The school’s efforts to increase enrollment have taken a number of forms, even marketing in several areas of California where getting seats at public two- or four-year colleges is becoming ever-more challenging. To date, 19 students from the Golden State have enrolled at AIC, a number Maniaci thought would be much higher, but is still respectable in his estimation.
But the abrupt changes to the economy that started in mid-2008 and have continued since have certainly slowed the pace of progress at AIC, he continued, because the demographic constituency served by the school has been the one most impacted by the recession and slow recovery.
“It turned almost overnight … the private loan market dried up, the unemployment rate soared, and when that happens, kids from those backgrounds tend to be impacted the most,” he said. “So what was a growth market turned almost overnight into a mature market. And when that happens, those kinds of tactics don’t work as well.”
So the strategic plan has been tweaked somewhat, he said, noting that, while being mission-centric and market-driven are still important, given the sluggish economy and the ongoing changes in higher education, those qualities are no longer enough.
“So now I’m focused on us being what I call ‘mission-attractive and market-adaptive,’” he said. “What I mean is that we have to move the demand curve; this comes down to affordability, and when I talk about affordability, I’m not talking about price and cost, but about offering an education that parents and students are willing to either pay for out of pocket or borrow to obtain.”
“Our mission, what we’re offering, has to have a strong sense of attraction,” he continued, adding that to be market-adaptive, he means identifying, on what he called the “perimeter,” strong programs in degree-completion, graduate, and non-traditional-student initiatives to boost volume.
“We need to identify what’s strong and what the market demands,” he said, “and we need to be able to move into it quickly, effectively, and efficiently, whether it’s using different kinds of delivery functions through technology, or the pedagogy has to change. We have to get there, and we have to be equally willing to move out of it when the market changes, because things are moving that fast.”

Getting to the End Zone
Returning to this thoughts about AIC’s students and common traits among them, Maniaci again focused on how few, if any, have any sense of entitlement. It’s most evident on the day the diplomas are handed out.
“Our graduations are a thing of beauty,” he explained, “because you see the pride and joy in the families, many of whom are watching this child, who’s now a woman or man, reaching an aspiration they never dreamed of. And you see the pride in the faces of the students, too; it’s really a great, rewarding experience to be able to do that.”
Maniaci remembers feeling the same way when he graduated from San Francisco City College and then Berkeley. He has that and many other things in common with his students, which is why he’s been able to relate to them, and not just in the quad with a football in his hands.

George O’Brien can be reached at [email protected]

DBA Certificates Departments

The following Business Certificates and Trade Names were issued or renewed during the month of August 2011.

AGAWAM

From Dust Till Gone
15 Ley St.
Bridget Alaimo

Gary Polacco Mason Construction
75 Highland St.
Gary Polacco

Majestic Tile Restoration
1132 North St.
Aaron Musa

The Landlocked Dog, LLC
1325 Springfield St.
Ulrike Colonna

AMHERST

Blazers Natural Stove Co.
170 East St.
Lijing Zhang

Mom’s House Chinese Food Market
318 College St.
Fred Wang

Weld Communications
746 Bay Road
Eric Weld

CHICOPEE

Econolodge
357 Burnett Road
Dinesh Patel

LHH & T, LLC
185 Dale St.
Leslie Charles

Salon Jade Hair & Nails
450 Memorial Dr.
Jasmine Reyes

HADLEY

Burger King
359 Russell St.
F.P.S. Inc.

R & S Landscaping
21 Campus Road
Enrique Ortiz

HOLYOKE

Baby Crochet & MB More
254 Maple St.
Dezirez L. Bermudez

Fini’s Ice Cream
2 Fini Road
Dianne M. Sutherland-Fini

Holy Oak Tattoo
1735 Northampton St.
Brendan J. Kennedy

Lyman Laundry
228 Lyman St.
Chi-Ping Pan

Residential Mailboxes Online
575 Pleasant St.
David P. Lavigne

NORTHAMPTON

CDT Construction
158 North Maple St.
Eugene Tacy

Mystical Thrift and Consignment
30 Maple St.
Christa Hilfeis

Skyline Recovery Service
376 Easthampton Road
Frank Fournier III

SOUTHWICK

Angel Wings Couriers
23 Congamond Road
Margaret Tichy

Delreo Home Improvement
131A North Lake Road
Gary Delcamp

Pioneer Valley Martial Arts
320 College Highway
Christopher Miltimore

Red Riding Hood’s Basker Inc.
108 Congamond Road
Marjorie Secora

Stonehedge Farms
56 Kline Road
Donald Corey

SPRINGFIELD

2 Dog Art
71 Midway St.
Gail A. Konopka

Best Home Improvements
39 Algonquin Place
David A. Collins

Chic Afrique African Hair
494 Central St.
Sheila Coly

CQ Talk
351 Bridge St.
Leonard Weitz

Craig Masonry
67 Arden St.
Christine M. Howe

Crickets Corner
414 Chestnut St.
Christine M. Howe

Crystal Bubbles
175 Spring St.
Joseph L. Ridley

DT Paint & Improve
1655 Main St.
Daniel J. Torres

Every Body Needs a Massage
6 North Chatham St.
Sheila Prevost

Expose
21 Dunhill St.
David Noel Maynard

Federici Property Service
164 Carol Ann St.
David N. Maynard

Hispanic Mark Inc.
1145 Main St.
John D. Perez

Irie Designz Custom Silk
80 Sunset Dr.
Paul A. Wilson

Lysak’s Academy
1492 Allen St.
Walter Lysak Jr.

La Campesina Sea Food
2550 Main St.
Maria V. Cardona

WESTFIELD

All-Stars Dance Center
209 Root Road
Kim Starsiak

Friends of the Columbia Greenway Rail Trail
55 Franklin St.
Don Podolski

Gregory
356 Valley View Dr.
Grigoriy Ruge

LTW Custom Cosmetics
32 White St.
Lyn Wegiel

Main Street Hair Company
32 Main St.
Nancy Whittier

Mama Cakes
31 Elm St.
Kimberly McNutt

New Corner Variety
2 Crown St.
Laura Parker

Northeastern Exterior Makeovers
2 Klondike Ave.
Michael Forrett

Professional Handyman
20 Old Feeding Hills Road
Keith Meyer

Swayger Plumbing & Heating
18 Llewellyn Dr.
Michael Swayger

Tiny Paws
362 Montgomery Road
Eileen M. Scully

Union Mart
420 Union St.
Meet Patel

Wizard Cycle Supply
8 Schumann Dr.
Paul E. Jaeger

WEST SPRINGFIELD

Amokatrade
60 Mercury St.
Tiba Tiangbe

Bee Clean Services
753 Union St.
Olga Pchelka

Century Buffet Inc.
247 Memorial Ave.
Xue L. Ye

Fireside Designs
1759 Riverdale St.
Jean Peloquin

GBS Brows
1313 Riverdale St.
Shiva P. Neupane

Jerry Rome Nissan
500 Riverdale St.
Balise JRN Inc.

JMR Welding and Fabrication
33 Allston Ave.
Jason R. Moore

Longoit.com
56 Hillside Ave.
Kevin J. Longo

Michael’s Arts and Crafts
1081 Riverdale St.
Michaels Stores, Inc.

Metro PCS
935 Riverdale St.
Jamie Woodruff

Naea Energy Massachusetts, LLC
15 Agawam Ave.
Kim C. Marsili

Price Rite of West Springfield
1106 Union St.
Corpo PRRC Inc.

R and B Auto Repair Shop
2296 Westfield St.
Fahid Ranjha

Rolandini Brothers Westside Maso
127 Harwich Road
Chris Rolandini

Starlift Equipment Inc.
36 Roanoke Ave.
Raymond Picarillo

Health Care Sections
How to Ease a Loved One’s Transition to the World of Assisted Living

Patrick Laskey

Patrick Laskey says educating families about what assisted living is — and isn’t — goes a long way toward relieving anxiety.

It’s something that seniors and their loved ones are often reluctant to talk about. But the topic of assisted living should be addressed long before it becomes necessary, say administrators and marketing coordinators at area retirement communities. But even for families who have had those conversations, making the transition from independent to assisted living can be challenging. Here’s how to make it a little easier — and why many residents find that what they once feared is a lifestyle they now love.

It’s something no one wants to think about, but should.
“In today’s society, seniors are very willing to talk about what they’re going to do early in retirement, and willing to talk about what they’ll do with their estate after they’re gone, but they’re very reluctant to have a conversation about when they will need care,” said Elena Leon, director of community relations for Orchard Valley at Wilbraham.
“They don’t know what needing care means: is it when they can no longer prepare meals? When they can’t walk so well, hear so well, see so well? When it’s no longer safe to walk out of the tub or shower?”
The fast-growing field of assisted living provides an opportunity for older Americans to enjoy the comforts of a home-like setting, plenty of activities and socialization, along with the help they might need — from bathing and dressing to housecleaning and medication reminders — to get through each day.
Yet, many are so attached to the house they might have called home for decades that leaving it is terrifying, even when diminished faculties, and perhaps the loss of the ability to drive, have left them isolated.
“If you’re sitting looking at the four walls or the TV all day, but your human interactions are lost, you may be staying at home, but what’s the value of that life?” Leon asked. “Are you living life, or just waiting for the end? The thing about assisted-living communities is, there’s a life to be lived, so let’s live it, not just look at the calendar and check off another day.”
Administrators at several area senior-care facilities had similar perspectives on the value of assisted living. But the transition from independent living to a different model can still cause plenty of anxiety for seniors terrified of giving up the familiarity of what they have, and families worried about an aging parent’s safety but confused about the care options available.
Patrick Laskey, administrator of Loomis Village in South Hadley, said the challenges of entering assisted living can vary greatly depending on the circumstances surrounding the transition.
“Some people come in crisis; they’ve been alone and independent, or with their spouse, and then some event happens that brings them to the hospital — some difficulty comes to light — and they suddenly need assisted living,” Laskey said. “That’s often the most difficult for residents and families because they’re the least prepared for it. They’re discharged from the hospital, and it’s, ‘oh my God, what are we going to do?’
“They’re under duress, because they haven’t planned it out,” he added, noting that it’s a good idea for families to begin thinking about such contingencies in advance, in case a loved one suddenly does need additional care.
Leon agreed. “I’m a big advocate of having a plan,” she told BusinessWest. “Otherwise, you’re waiting for a hip fracture, or a wandering incident with dementia, or some other precipitating incident that forces the move, and why put yourself and your loved one through that suffering? The last thing you want is to have this suddenly thrust upon you at the hospital bedside.”
In this issue, the BusinessWest explores the questions families must grapple with when a loved one needs more care than they can get at home — and why they shouldn’t put those questions off.

When a House Isn’t a Home

Mary Phaneuf

Mary Phaneuf says a house can become a prison for many seniors, and assisted living frees them to keep on living in a quality way.

Mary Phaneuf, regional marketing director of the Arbors, said it’s natural to want to stay in a house that might have been home for decades, but sometimes an older person needs some prodding to realize it’s no longer an ideal place to be.
“They say, ‘I want to keep that house,’ but when the house doesn’t benefit you anymore, it becomes a prison,” she said. “Assisted living opens up opportunities to keep on living in a quality way.”
What is changing is the public awareness of assisted living, a care model between independent senior housing and nursing homes that has come into prominence in the past 20 years, and will continue to grow as the Baby Boomers head into the retirement years.
“Adult children want to see their parents enjoying things, and they see they’ve lost that in their homes — their eyesight is bad, their hearing is bad, they can’t drive anymore, and when they’re home, they tend to isolate themselves,” Phaneuf said. “But when those opportunities are available to them again, they tend to blossom and enjoy life again.
“We don’t cure diseases, and we don’t prevent people from aging,” she added. “We don’t fix any of those things. But we can allow them to enjoy life to the best of their ability until they’re no longer with us. That’s what our goal is.”
But potential residents and families need to educate themselves first on the benefits of assisted living — and to do it well in advance of actually needing it, said Beth Vettori, administrator of Rockridge Retirement Home in Northampton.
“There’s a trend in society that people generally don’t start thinking about whether they need to move or need services until something happens that forces their hand,” she said. “So one thing assisted-living communities do to help facilitate the transition is to offer a lot of programs and informational sessions for families and potential residents.”
Education has become even more important in recent years, Laskey noted, considering that the trend — perhaps driven by economic strains — seems to be people waiting longer to make the move.
“They feel a need to stay in their houses as long as possible, and they’re presenting themselves with a greater number of challenges, in terms of their own health and support,” he explained. “They may have two, three, four chronic medical conditions, and they’re coming in with what we call a higher acuity level, needing more support than in the past.”
Laskey pointed out that educating families about what assisted living is — and isn’t — helps ease anxieties simply by painting an accurate picture of what to expect. And it’s an important part of the process, since the term ‘assisted living’ has been used in the elder-care community to describe a wide range of models, from home care to skilled nursing care.
For Loomis, “assisted living is residential care; it’s a residential environment, not a health care facility,” he noted. “There’s still a lot of misinformation — some people expect a health care facility, and even people who say ‘I want to be independent’ often have a desire for more medical support.
“So we do a lot of educating,” he continued. “Our approach to assisted living is to assist people with being more independent, not to take care of people. We want you to have the highest level of function, comfort, and safety, but people are still independent, and have rights of privacy, self-determination, and choosing their own providers. That’s our day-to-day philosophy here.”
Jacqueline Marcell, an author, speaker, and advocate for elder care issues, also argues for starting the conversation early — while the potential resident is still in good health — in an essay published at www.seniorhousingnet.com.
“Getting them used to the idea beforehand will make it easier when the time comes,” she writes, adding that the senior’s safety is the most important factor, so families should not be deterred by his or her reluctance to discuss the issue.
“If you know that they cannot remain in their home safely, don’t let your emotions override what you know needs to be done,” Marcell adds. “Don’t wait for a broken hip, a car accident, or a crisis call before you step in. Recognize that, when you were a child, your parents would have done everything possible to keep you safe. Now, as hard as it is, you have to be the ‘parent,’ and you have to make the best decisions for their safety.”

Moving Right Along
Even for someone who recognizes the need for assisted living, the move itself can be traumatic, Laskey said, especially if leaving behind a large house, as opposed to an independent-living apartment.
“A major barrier can be how they’re going to downsize,” he told BusinessWest. “That can intimidate a lot of people into avoiding the decision to move — they just have too much stuff.”
To that end, Loomis provides professional organizers to help wade through the downsizing process, which can be daunting, especially for someone who has lived in the same house for many years.
“You can’t fit a 13-room house into a two-room apartment, so you bring the most important things with you,” Leon said, adding that family members can be great helps in whittling down the pile to the most treasured possessions. “You don’t leave your life behind — you take it with you, and look forward.”
She admits it’s not an easy task for many Baby Boomers.
“I’ve moved a dozen times in my adult life, and the next generation [to retire] will probably know how to move, but this current generation, they didn’t move. They didn’t change careers; they purchased or built one home, and that’s still the home they’re in, and they don’t relate to the whole process of relocation. And they can become frozen with fear because it’s too large a concept to think about, and it’s easier to do nothing.”
Vettori stressed the importance of furnishing a unit with the resident’s favorite furniture and decorative items, but just as important is relieving their loved one as much as possible of the burden of the actual, physical move.
“I highly suggest making sure they set up the apartment, cottage, or suite beforehand, so when they person moves in, they’re not faced with that overwhelming sense of, ‘oh my goodness, look at all this stuff boxed up that I have to unpack.’ Instead, they have the ability to walk into a very familiar, very welcoming place.”
Even after the move, many seniors initially struggle with anxiety over this new life, but most adjust well, Vettori said, adding that residents tend to support newcomers with a welcoming committee or buddy system to get them active in their new community.
Laskey said a hospitality committee at Loomis takes new residents under its wing for the first week or so, taking them to dinner and events and basically making the transition as painless as possible.
“We’re not into bringing in people who don’t want to be here and don’t belong here,” he said. “But it can be traumatic when a person moves in; they can feel a loss of individuality, and some have trouble adjusting. That’s not abnormal. But most people stay, and, if you talk to them, most of them love it.”
Leon reported similar experiences at Orchard Valley.
Assisted living is “about safety and care, but also about that social element,” she told BusinessWest. “Aging is not kind, but we want to make it the best, most joy-ridden experience we can. We have to learn how to play again and take pleasure, and not just endure.”

Joseph Bednar can be reached at [email protected]

Court Dockets Departments

The following is a compilation of recent lawsuits involving area businesses and organizations. These are strictly allegations that have yet to be proven in a court of law. Readers are advised to contact the parties listed, or the court, for more information concerning the individual claims.

CHICOPEE DISTRICT COURT
William Leahy v.Wal-Mart Inc.
Allegation: Negligent maintenance of premises causing slip and fall: $45,717.18
Filed: 4/5/11

HAMPDEN SUPERIOR COURT
Cherokee Enterprises v.Northeast Contractors Inc.
Allegation: Breach of contract: $25,000
Filed: 6/6/11

Ernie Hernandez v.Poolman Pool & Spas
Allegation: Negligence in pool installation: $34,194
Filed: 3/30/11

Edward T. Koczur v.Daniel J. O’Connell and Plumb & Mackinnon, P.C.
Allegation: Employment retaliation: $25,000+
Filed: 6/10/11

Pioneer Valley Concrete Services v.
AM Lithography Corp.
Allegation: Non-payment of materials and labor on a construction project: $25,414.50
Filed: 4/15/11

Standard Plating Co. v.Specialty Loose Leaf Inc.
Allegation: Failure to pay for services: $80,850.75
Filed: 4/11

HAMPSHIRE SUPERIOR COURT
Kapiloff’s Glass Inc. v.Ralph’s Blacksmith Shop
Allegation: Breach of contract against subcontractors for labor and materials: $69,733.37
Filed: 7/12/11

NORTHAMPTON DISTRICT COURT
C&S Trucking Inc. v.Northeast Mesa, LLC
Allegation: Breach of contract for failure to pay amounts due: $21,745
Filed: 7/6/11

Nadim Kresmid v.C&S Wholesaler Inc.
Allegation: Plaintiff was run over by a forklift at C&S Wholesaler: $229,815.76
Filed: 6/28/11

Paul Bacon v.Lockwood Construction
Allegation: Breach of contract for failure to pay purchase price: $15,000
Filed: 7/6/11

SPRINGFIELD DISTRICT COURT
Chase Glass & Allied Products Inc. v.Miller Development and US 1 Construction, Inc.
Allegation: Breach of contract for labor and materials on a construction project: $12,591.30
Filed: 6/1/11

Liberty Mutual Fire Insurance Co. v.Mula Materials Corp.
Allegation: Non-payment on two workers’ compensation policies: $11,147.73
Filed: 6/20/11

Meravic Inc. v.Floral Fantasies by Lois Inc.
Allegation: Breach of contract and unjust enrichment: $5,385.20
Filed: 6/17/11

Optimum Building & Inspection Corp. v.Lizotte Glass Inc.
Allegation: Breach of contract for labor and materials on a construction project: $13,198.67
Filed: 6/20/11

The Professional Agency Protective Services v.HP Waterford Inc. and Waterford Hampden, LLC
Allegation: Breach of contract for security services: $14,083.50+
Filed: 6/17/11

WESTFIELD DISTRICT COURT
Western Mass Electric Co. v.Sander Family, LLC
Allegation: Non-payment of utility services: $14,084.79
Filed: 5/17/11

Building Permits Departments

The following building permits were issued during the month of August 2011.

AGAWAM

Kurt and Paula Walker
60 North Westfield St.
$240,000 — New roof system

Western Mass Electric Company
198 Springfield St.
$450,000 — Foundation for new building

AMHERST

Hampshire College
Cole Science Center
$226,000 — New roof

Hampshire College
Enfield House
$17,000 — New roof

Peter Grandonico
25 North Pleasant St.
$6,500 — Install fire sprinkler system

CHICOPEE

Chicopee Boys and Girls Club
580 Meadow St.
$77,000 — Install windows and a fire sprinkler system

Faith Methodist Church
181 Montcalm St.
$10,000 — Install new windows

VSH Realty Inc.
1061 Memorial Dr.
$300,000 — Renovate interior at Cumberland Farms

HADLEY

Parmar and Sons Inc.
37 Russell St.
$145,000 — Remodel of existing space

Pyramid Mall of Hadley
367 Russell St.
$1,425,000 — Renovate Cinemark building to include three additional theatres

Pyramid Mall of Hadley
367 Russell St.
$67,000 — Remodel existing Beauty Plus

HOLYOKE

Blessed Sacrament
1945-1951 Northampton St.
$20,000 — Install new windows

LUDLOW

Alberto Tavares
257 Fuller St.
$25,000 — New roof

NORTHAMPTON

Edwards Church of Northampton
297 Main St.
$25,000 — Upgrade kitchen including new hood

GE Healthcare
22 Industrial Dr.
$13,000 — Interior renovations

Smith College
50 Elm St.
$16,000 — Renovate third-floor bathroom in Clark Hall

Smith College
60 Elm St.
$27,000 — Install stair lift and remodel bathroom in Greene Hall

Tiffany Matrone
7 Armory St.
$48,000 — Renovate existing office to tattoo/piercing parlor

SOUTH HADLEY

Douglas King
5 Hadley St.
$115,500 — Renovations

Mount Holyoke College
50 College St.
$4,500 — Install windows

SOUTHWICK

Dunkin Donuts
497 College Highway
$10,000 — Re-roof

Southwick Acres
256 College Highway
$4,200 — Wooden pavilion

SPRINGFIELD

City of Springfield
200 Birnie Ave.
$1,244,800 — New roof at Gerena School

WESTFIELD

Centro Heritage SPE 6, LLC
231 East Main St.
$80,000 — Interior renovation to retail space

City of Westfield
350 Southampton Road
$60,000 — Addition

First Congregational Church
18 Broad St.
$112,000 — Install 24 custom windows

Jeffrey Glaze
Arch Road
$5,000 — Interior renovations

Gene Kosinski
420 Russelville Road
$31,000 — Install solar panels

Lower Mill, Inc.
47 Mill St.
$564,000 — Office build out of the first floor

Zak Francis
1414 Russell Road
$66,000 — Addition

WEST SPRINGFIELD

CPAN Corp.
339 Bliss St.
$115,000 — Tornado damage repair

Francis O’Brien
1043 Westfield St.
$108,000 — Addition to commercial structure

Friendly’s Ice Cream Corp.
1855 Boston Road
$16,000 — Re-roof

Kouad, LLC
340 Memorial Ave.
$19,000 — Repair roof damage

Ras Patel
560 Riverdale Road
$27,500 — Roof repair

Town of West Springfield
26 Central St.
$1,034,000 — 288 new windows at Colburn Elementary

U.S. Corrugated, Inc.
100 Palmer Ave.
$168,000 — Strip and re-roof

Departments Picture This

Send photos with a caption and contact information to:  ‘Picture This’ c/o BusinessWest Magazine, 1441 Main Street, Springfield, MA 01103 or to [email protected]

Community Response

The American Red Cross Pioneer Valley Chapter has benefited from a recent outpouring of generosity from area individuals and businesses. At top left, the chapter’s executive director, Rick Lee (right), accepts a check for $20,000 from UBS Financial Services in Springfield to support local disaster-relief and recovery efforts. The check, representing a corporate donation, a company matching gift, and employee contributions, is presented by George Keady III, UBS senior vice president and branch manager (left), and James Calabrese, UBS account vice president. Bottom, the staff of Texas Roadhouse in Springfield presents a $13,000 donation to Mary Nathan, the chapter’s director of Disaster Services. The restaurant fed victims of the June 1 tornadoes and helped with cleanup, then coordinated a fund-raiser involving Texas Roadhouse restaurants all over New England to raise the $13,000 donation.

Bankruptcies Departments

The following bankruptcy petitions were recently filed in U.S. Bankruptcy Court. Readers should confirm all information with the court.

Andino, Minerva
P.O. Box 364
West Springfield, MA 01090
Chapter: 7
Filing Date: 07/22/11

Angeletti, Mary E.
59 Yeoman Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 07/22/11

Barbour, Emily H.
93 Water St.
Palmer, MA 01069
Chapter: 7
Filing Date: 07/22/11

Bernard, Richard
21 Ames Ave., Apt. A
Chicopee, MA 01013
Chapter: 7
Filing Date: 07/18/11

Berthiaume, Nathan
Wagher, Robin
413 Belchertown Road
Ware, MA 01082
Chapter: 13
Filing Date: 07/20/11

Blair, Tempyl R.
281 Langevin St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 07/20/11

Bowden, Patricia Grace
150 Lincoln St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 07/27/11

Brannon, Aydin Blaine
a/k/a Brannon, Amy Beth
c/o Ostrander Law Office
P.O. Box 1237
Northampton, MA 01061
Chapter: 7
Filing Date: 07/25/11

Britt, Robert E.
Britt, Margaret A.
390 King Road
Athol, MA 01331
Chapter: 7
Filing Date: 07/28/11

Brophy, Wendy A.
1600 Church St.
North Adams, MA 01247
Chapter: 7
Filing Date: 07/18/11

Brosky, Edward J.
a/k/a Broski, Edward J.
Brosky, Janet H.
a/k/a Westberg, Janet Helen
1083 Old Coldbrook Road
Barre, MA 01005
Chapter: 7
Filing Date: 07/26/11

Canterbury, Cheryl A.
4 Bradlind Ave.
Wilbraham, MA 01095
Chapter: 7
Filing Date: 07/22/11

Chamberlain, Ronnie
84 West Orange Road
Orange, MA 01364
Chapter: 13
Filing Date: 07/28/11

Chizik, Lynn M.
74 Springside Ave.
Pittsfield, MA 01201
Chapter: 7
Filing Date: 07/26/11

Claine, John H.
Claine, Kimberly L.
409 Chapman St.
Greenfield, MA 01301
Chapter: 13
Filing Date: 07/19/11

Cook, Mary J.
18 Lamplighter Lane
Springfield, MA 01119
Chapter: 7
Filing Date: 07/19/11

Cornelius, Darlene M.
110 Main St.
Westfield, MA 01085
Chapter: 7
Filing Date: 07/16/11

Couture, Francis R.
Couture, Susanne T.
616 Granby Road
South Hadley, MA 01075
Chapter: 7
Filing Date: 07/29/11

Cremonti, Nicholas D.
36 Sunbriar Dr.
Westfield, MA 01085
Chapter: 7
Filing Date: 07/26/11

Curto, Shannon M.
210 Stebbins St., Apt. #2R
Chicopee, MA 01020
Chapter: 7
Filing Date: 07/21/11

Dalpe, Frank R.
Dalpe, Sara M.
931 Granby Road
Chicopee, MA 01020
Chapter: 13
Filing Date: 07/20/11

Dauplaise, Todd
12 Autumn Lane
Belchertown, MA 01007
Chapter: 7
Filing Date: 07/18/11

DeForge, Jason J.
252 Leonard St.
Agawam, MA 01001
Chapter: 7
Filing Date: 07/18/11

Demers, Robert H.
Demers, Cynthia L.
485 Beech St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 07/29/11

DeSousa, Richard Canto
45 River Road
Sturbridge, MA 01566
Chapter: 7
Filing Date: 07/21/11

Durand, Timothy M.
Durand, Shannon A.
One Hillcrest Road
Southwick, MA 01077
Chapter: 7
Filing Date: 07/28/11

Faulha, Paul J.
P.O. Box 566
Ludlow, MA 01056
Chapter: 7
Filing Date: 07/25/11

Forman, Brandi M’dele
19 Main St., Apt. 5
Easthampton, MA 01027
Chapter: 7
Filing Date: 07/29/11

Fox, Darlene C.
48 Michigan St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 07/18/11

Fydenkevez, Christopher W.
Fydenkevez, Kimberly A.
46 Country Lane
Sunderland, MA 01375
Chapter: 7
Filing Date: 07/27/11

Gebo, Debra A.
37 Barrington Dr.
Springfield, MA 01129
Chapter: 13
Filing Date: 07/28/11

Gerard, Vincent J.
8 Plantation Dr.
Agawam, MA 01001
Chapter: 13
Filing Date: 07/27/11

Goldrick, Loretta I.
89 Circle Dr.
Chicopee, MA 01020
Chapter: 7
Filing Date: 07/29/11

Grande, Guy-Michael
105 Maryland St.
Springfield, MA 01108
Chapter: 7
Filing Date: 07/29/11

Granger, Robert Allen
492 Morgan Road
West Springfield, MA 01089
Chapter: 7
Filing Date: 07/20/11

Greenberg, Steven R.
Rossow, Deborah L.
P.O. Box 144
Ashfield, MA 01330
Chapter: 7
Filing Date: 07/20/11

Harrington, Heather L.
32 Lakewood Circle
Berkshire, MA 01201
Chapter: 7
Filing Date: 07/18/11

Hedeen, Paul D.
394 Granby Road
Chicopee, MA 01020
Chapter: 7
Filing Date: 07/26/11

Hernandez, Maria
2991 Main St. #1
Springfield, MA 01107
Chapter: 7
Filing Date: 07/28/11

Hopper, Megan A.
a/k/a Merrill, Megan A.
68 Larkspur St.
Springfield, MA 01108
Chapter: 7
Filing Date: 07/25/11

Howell, Justin E.
475 Somers Road
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 07/22/11

Howell, Katherine J.
a/k/a Prechtl, Katherine
475 Somers Road
East Longmeadow, MA 01028
Chapter: 7
Filing Date: 07/22/11

Hull, Bruce N.
172 Fairview Ave.
Athol, MA 01331
Chapter: 7
Filing Date: 07/25/11

Iglesias, Bruce G.
Iglesias, Colleen Y.
9 Laro Road
Southwick, MA 01077-9526
Chapter: 7
Filing Date: 07/21/11

Jacobs, Michael John
P.O. Box 615
Monson, MA 01057-0615
Chapter: 7
Filing Date: 07/22/11

Jensen, Richard
36 Colonial Park
Three Rivers, MA 01080
Chapter: 7
Filing Date: 07/29/11

Johnson, David S.
106 Cheney St.
Orange, MA 01364
Chapter: 7
Filing Date: 07/28/11

Johnson, Latania M.
247 Denver St.
Springfield, MA 01109
Chapter: 7
Filing Date: 07/21/11

Jones, Jerry H.
10 Silver St.
Great Barrington, MA 01230
Chapter: 7
Filing Date: 07/19/11

Joseph, Manson P.
30 Danforth Ave.
Pittsfield, MA 01201
Chapter: 7
Filing Date: 07/18/11

Kodreanu, Galina
Codreanu, Dorel
6 Lemnos Lane
Springfield, MA 01119
Chapter: 7
Filing Date: 07/25/11

Kulig, Wesley
63 Jarvis Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 07/27/11

Lajeunesse, Gregory D.
124 Elizabeth Ave.
Westfield, MA 01085
Chapter: 7
Filing Date: 07/28/11

Lajewski, Patricia A.
Lajewski, Clifford
200 Fowler Road
Westfield, MA 01085
Chapter: 7
Filing Date: 07/29/11

Lear, Philip G.
12 School Road
Bernardston, MA 01337
Chapter: 13
Filing Date: 07/26/11

Libardi, Wanda E.
482 Pomeroy Ave.
Pittsfield, MA 01201
Chapter: 7
Filing Date: 07/23/11

Lopez, Veronica
a/k/a Colon-Lopez, Veronica
385 Nottingham St.
Springfield, MA 01104
Chapter: 7
Filing Date: 07/20/11

Luciano, Jerry
99 Jenness St.
Springfield, MA 01104
Chapter: 7
Filing Date: 07/29/11

Madore, Joseph R.
Madore, Judy
12 Quaboag Valley
Palmer, MA 01069
Chapter: 7
Filing Date: 07/28/11

Maruca, Umberto T.
18 Zuell Hill Road
Monson, MA 01057
Chapter: 7
Filing Date: 07/27/11

Maung, Hla Win
Win, Thaw Dar
43 Kenwood Terrace
Springfield, MA 01108
Chapter: 7
Filing Date: 07/28/11

McCarthy, Cheryl A.
26 Aldrich St.
Belchertown, MA 01007
Chapter: 7
Filing Date: 07/28/11

McIver, Joseph L.
Larson, Lorraine B.
23 Rollins St.
Springfield, MA 01109
Chapter: 7
Filing Date: 07/22/11

Meunier, Jeffrey
Meunier, Catherine
73 Barrett St., Apt. 6
Northampton, MA 01060
Chapter: 7
Filing Date: 07/26/11

Moffat, Bethany Ann
a/k/a Brennan-Moffat, Bethany Ann
51 Prospect St.
South Hadley, MA 01075
Chapter: 7
Filing Date: 07/29/11

Moncrieffe, Lenworth A.
Allamby-Moncrieffe, Debra
PO Box 81173
Springfield, MA 01138
Chapter: 7
Filing Date: 07/29/11

Monteiro, Carolyn M.
a/k/a Crawford, Carolyn M.
100 Harkness Road
Pelham, MA 01002
Chapter: 7
Filing Date: 07/21/11

Nassar, Micah G.
45 Williow St., Apt. 30
Springfield, MA 01103
Chapter: 7
Filing Date: 07/21/11

Paknia, Daniel
19 Eunice Dr.
Longmeadow, MA 01106
Chapter: 7
Filing Date: 07/28/11

Parent, George S.
Parent, Joan C.
Hubbert Place
93 Tanal St., Apt 203
South Hadley, MA 01075
Chapter: 7
Filing Date: 07/20/11

Parente, Joseph M.
Parente, Sandra E.
74 Lawrence Road
Chicopee, MA 01013
Chapter: 13
Filing Date: 07/21/11

Peers, James Henry
Peers, Sheila Mary
633 Bernardston Road
Greenfield, MA 01301
Chapter: 7
Filing Date: 07/29/11

Peloquin, Jeanne M.
17 Highland Ave.
South Hadley, MA 01075
Chapter: 13
Filing Date: 07/29/11

Perez, Dionisio
70 Shumay St., Lot 22
Springfield, MA 01119
Chapter: 7
Filing Date: 07/29/11

Phelps, Charles D.
Phelps, Patricia A.
P.O. Box 437
Southwick, MA 01077
Chapter: 7
Filing Date: 07/28/11

Poirier, Christopher A.
410 Montcalm St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 07/20/11

Polci, Keith
Polci, Carrie A.
a/k/a Touchette, Carrie
653 Main St.
Hampden, MA 01036
Chapter: 7
Filing Date: 07/27/11

RAN Builders
Nelson, Richard A.
17 Mountain St.
Haydenville, MA 01039
Chapter: 7
Filing Date: 07/29/11

Rebeiro, Raymond A.
96 Fisherdick Road
Ware, MA 01082
Chapter: 7
Filing Date: 07/18/11

Redmond, Richard D.
Redmond, Robin A.
41 Dana Hill
P.O. Box 174
Belchertown, MA 01007
Chapter: 7
Filing Date: 07/21/11

Rendon, Marco A.
Rendon, Silvia A.
557 Leadmine Road
Sturbridge, MA 01566
Chapter: 13
Filing Date: 07/29/11

Rivera, Luis A.
1553 Carew St.
Springfield, MA 01104
Chapter: 7
Filing Date: 07/29/11

Roberts, Cheryl R.
14 Pleasant St.
South Deerfield, MA 01373
Chapter: 7
Filing Date: 07/26/11

Roberts, James A.
131 Old Amherst Road
Sunderland, MA 01375
Chapter: 7
Filing Date: 07/26/11

Robitaille, Sara
83 Ingham St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 07/26/11

Roby, Wendell R.
141 Riverboat Village
South Hadley, MA 01075
Chapter: 7
Filing Date: 07/28/11

Rodriguez, Miguel A.
Rodriguez, Rosa M.
23 Wolcott St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 07/29/11

Ryan, Patricia A.
56 Wells Ave.
Chicopee, MA 01020
Chapter: 7
Filing Date: 07/27/11

Ryan, Robert M.
93 Mechanic St.
Shelburne Falls, MA 01370
Chapter: 7
Filing Date: 07/27/11

Santiago, Jacqueline
65 Longwood Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 07/21/11

Scagliarini, Albert A.
Scagliarini, Joanne
70 Grant St.
Wilbraham, MA 01095
Chapter: 7
Filing Date: 07/21/11

Sullivan, Kathleen M.
35 South Main St.
South Deerfield, MA 01373
Chapter: 7
Filing Date: 07/26/11

Szyluk, Marc P.
Wales-Szyluk, Rebecca L.
102 Belleclaire Ave.
Longmeadow, MA 01106-1418
Chapter: 7
Filing Date: 07/20/11

The Flower Shop
Jeffrey’s Auto Sales
D’Aurizio, Jeffrey D.
106 Dunham Road
Warren, MA 01083
Chapter: 13
Filing Date: 07/19/11

Theriault, James R.
71 Clark St.
Chicopee, MA 01013
Chapter: 7
Filing Date: 07/27/11

Thirsher, Beverly J.
3 Beacon Dr.
Palmer, MA 01069
Chapter: 7
Filing Date: 07/19/11

Tri-State Cleaning
Krstyen, David J.
Krstyen, Jodylee
17 South St.
Three Rivers, MA 01080
Chapter: 7
Filing Date: 07/29/11

Valcourt, James E.
Valcourt, Cynthia S.
379 West Royalston Road
Athol, MA 01331
Chapter: 7
Filing Date: 07/25/11

Valentin, David
Valentin, Nereida
64 Fordham St.
Springfield, MA 01104
Chapter: 7
Filing Date: 07/20/11

Waldron, Deborah J.
238 Wells St.
Greenfield, MA 01301
Chapter: 7
Filing Date: 07/25/11

Wayte, Natalie J.
51 Elbert Road
Agawam, MA 01001
Chapter: 7
Filing Date: 07/26/11

Whalen, Crystal L.
182 Monson Turnpike Road
Ware, MA 01082
Chapter: 7
Filing Date: 07/16/11

Wilson, Kenneth
44 Louise St.
Springfield, MA 01118
Chapter: 7
Filing Date: 07/21/11

Health Care Sections
Understanding the Pros and Cons of This Handy Estate-planning Tool

Todd C. Ratner

Todd C. Ratner

Your home is typically the most valuable asset that you own. Estate-planning and elder-law attorneys are frequently asked how one’s home can ultimately be transferred to a client’s children without the necessity of probate or exposure to long-term care expenses.
One particularly useful and common document for this is called a deed with life estate. It has many advantages; however, there are some issues that must be discussed and resolved prior to the transfer to ensure that it will be in the best interests of all those involved.

Demystifying the Deed
A deed with a reserved life estate is used when you wish to both pass your real property to someone upon your death and also protect the property from nursing-home liens. This document may also make it possible for you to live in and maintain control of the property until your death.
The individual or individuals reserving the life estate are referred to as life tenants. The individual or individuals that receive a future interest in the property are referred to as remaindermen. The procedure to complete this transaction involves the execution of a deed, which is recorded in the appropriate Registry of Deeds.
The life tenant has certain duties and obligations to fulfill, including responsibility for paying real-estate taxes and homeowner’s insurance, and making all repairs and performing all maintenance required to keep the property in good working order.

Potential Benefits
There are significant potential benefits when utilizing a deed with life estate.
• Probate avoidance: Upon the death of the life tenant, the life estate is extinguished. The remaindermen become the full owner(s) of the property, thereby avoiding probate. Avoiding probate saves the estate the expense, time, and publicity of the probate process.
• Protection from nursing home liens: A deed reserving a life estate is a gift that triggers a five-year waiting period for Medicaid benefits. Five years after the transfer, the penalty period expires, and Medicaid benefits can be obtained without having to sell the home. Therefore, this technique is best-utilized when it is unlikely that you would be admitted to a nursing home within five years.
• Stepped-up basis: Since your home remains an asset in your estate for estate-tax purposes, at the time of your death, the remaindermen will receive a ‘stepped-up’ basis in the real estate that is equal to the fair market value of the real estate at the time of your death. This means that, when the remaindermen sell the property, they should be able to avoid capital-gains tax if the property does not appreciate in value prior to the sale. This typically helps reduce or eliminate your heirs’ potential tax liability.

Inherent Risks
As attractive as this transaction sounds, there are some potential pitfalls and risks that you should carefully consider prior to executing a deed with life estate. When you sign this document, you give an actual interest in your property to the remaindermen. From that point onward, should you ever wish to sell or mortgage the property, you and all of the remaindermen must agree to do so, and all of you would need to sign the necessary documents.
In addition, in the event that any of the remaindermen experience financial or legal difficulties, such as divorce or bankruptcy, their interest in your property will be considered an asset in the proceedings. As such, you should assess the risk for these potential difficulties prior to transferring your property.
A deed reserving a life estate is not an option to be undertaken without serious consideration. There are other options available when it comes to protecting your home from nursing-home costs or avoiding probate. When determining your best course of action, it is highly recommended that you consult an experienced estate-planning or elder-law attorney so that you understand all considerations, options, and alternatives.

Todd C. Ratner is an estate-planning, business, and real-estate attorney with the law firm Bacon Wilson, P.C. He is a member of the National Academy of Elder Law Attorneys and the Estate Planning Council of Hampden County. He is also a recipient of Boston Magazine’s Super Lawyers Rising Stars distinction from 2007 to 2010; (413) 781-0560; baconwilson.com/attorneys/ratner_2

Opinion
Massachusetts Can Be a Model for Growth

During my travels across Massachusetts in the past few weeks, residents have expressed frustration and outright disgust with Washington. They don’t need Standard & Poor’s to tell them what they already know: Washington spends too much, borrows too much, and has for the most part been unable or unwilling to address our debt and deficit challenges in a bipartisan way.
We need to stop the finger-pointing and come up with a bipartisan and bicameral compromise to solve the nation’s fiscal problems. There are three key steps we need to take: cut spending, create a sound long-term fiscal plan, and enact a pro-jobs legislative agenda. In each case, recent history in Massachusetts can be a useful guide.
First, we need to stop spending so much.
In 2001 and ’02, the bursting of the technology bubble hit the Massachusetts economy hard. Our unemployment rate was growing faster than any other state in the country, and we faced a fiscal crisis that many experts said was the worst since World War II. The projected deficit for 2003 was nearly $3 billion.
But instead of raising taxes, Democrats and Republicans worked across the aisle: we tightened our belts and balanced the books by cutting spending. It wasn’t easy, but after some tough negotiations and resetting of priorities, we turned our deficit into a surplus, and the economy and jobs started coming back.
In Congress, we need to stop dithering and start looking at every opportunity for savings, both big and small. We can save at least $5 billion by stopping the ethanol subsidy, $15 billion by selling unused federal properties, and $150 billion by addressing the duplicative programs and improper payments recently brought to light by the Government Accountability Office. These are just a few examples of the waste that steals money from worthy projects. These are the types of bills we need to send to the president.
Second, Washington needs a solid long-term plan to get the $14.5 trillion federal debt under control.
In 2005, when S&P upgraded Massachusetts’ credit rating, it cited two key factors: reduced spending and greater budget certainty. Washington needs to do the same thing.
Many businesses in Massachusetts say they are paralyzed by uncertainty about Washington’s next move and overregulation. They can’t plan, and they are too nervous to hire new workers.
Congress needs to take a hard look at the long-term drivers of our debt — entitlements, the defense budget, annual spending, and our tax code — and have an honest conversation with the American people about how their money is being spent. Both Democrats and Republicans will have to accept less than 100% of what they want to get a big deal done, but that deal would give our job creators some of the stability that they are craving. And we must ensure that, in crafting reforms, those at or near retirement do not see changes to their promised benefits.
Finally, we need to implement a broad, pro-growth agenda.
In decades past, Massachusetts was often cynically referred to as ‘Taxachusetts’ and derided for its anti-business environment. But when the Legislature was faced with those daunting deficits in 2003, we didn’t panic and increase taxes. By holding the line, Massachusetts’ national tax burden ranking improved. We can do the same thing in Washington to compete globally. With personal income tax rates about to increase for millions of Americans in 2013, we need a broad tax-reform package that eliminates the special loopholes, simplifies the tax code, and lowers rates.
We should finally get moving on the stalled trade agreements with Korea, Panama, and Colombia that will open new markets to our products. And we should implement a common-sense approach to regulation that tells the world (including our own entrepreneurs) that America is open for business.
Americans know that borrowing 42 cents out of every dollar we spend is unsustainable, and that a record $14.5 trillion debt threatens our economic stability and future. However, despite our current challenges, America still has more potential for economic growth and job creation than any other country on earth. It’s time for us here in Congress and the administration to put our differences aside and do our job.

Scott Brown is a Republican U.S. senator from Massachusetts.

Chamber Corners Departments

CHamber corners: Upcoming Events

ACCGS
www.myonlinechamber.com
(413) 787-1555
• Sept. 14: After 5, 5-7 p.m. at Mama Iguana’s, Mai• Street, Northampton. Members, $10; non-members, $20. To reserve tickets, contact Cecile Larose at (413) 755-1313 or [email protected].
• Sept. 15: ACCGS board of directors meeting, 8-9 a.m., TD Bank Conference Center, Springfield.
• Sept. 19: ACCGS Golf Tournament, Ludlow Country Club, Tony Lema Drive, Ludlow. Shotgu• start at noon. Cost per golfer, $150. Contact Cecile Larose, [email protected].
• Sept. 21: ERC board of directors meeting, 8-9 a.m., the Gardens of Wilbraham, Community Room, 2 Lodge Lane, Wilbraham.
• Sept. 21: ACCGS ambassadors meeting, 4-5 p.m., EDC Conference Room, Springfield.
• Sept. 21: PWC Luncheon, “Up the Ladder: The Power of Education.” Special guest speaker: Carol Leary, president, Bay Path College. Reserve tickets through Lyn• Johnson, [email protected].
• Sept. 30: Hampden/Wilbraham Golf Classic, Country Club of Wilbraham. Shotgu• start at noon. Cost per golfer: $110. Contact Sarah Tsitso, [email protected].

Amherst Area Chamber of Commerce
www.amherstarea.com
(413) 253-0700
• Sept. 21: Chamber breakfast, 7:15-9 a.m. Hosted by: Applewood at Amherst. Topic updates o• North and South Amherst and Kendrick Park. Sponsored by Elite Home Health Agency. Tickets: $15 for chamber members; $20 for non-members.
RSVP at (413) 253-0700 or [email protected].

Chicopee Chamber of Commerce
www.chicopeechamber.org
(413) 594-2101
• Sept. 21: Salute breakfast, 7:15-9 a.m. at the MassMutual Learning & Conference Center, 350 Memorial Dr., Chicopee. Tickets: $19 for members; $26 for non-members.
• Sept. 27: Rake i• the Business Table Top Expo & Business Networking Event, 4:30- 7 p.m. at the Castle of Knights, 1599 Memorial Dr., Chicopee. Presented by the Chicopee, Greater Holyoke, Greater Westfield, and the North Central Connecticut Chambers of Commerce. Exhibitor fee: $100 per table. Admissio• fee: $5 pre-registered, $10 at the door. Sig• up online www.chicopeechamber.org, or call (413) 594-2101

Greater Easthampto• Chamber of Commerce
www.easthamptonchamber.org
(413) 527-9414
• Sept. 24: Recycling Day, 8:30 a.m-1 p.m. Responsibly dispose of your old computer, monitor, television, stereo and/or home and office appliances. Ope• to all members of area communities. Location: Valley Recycling, 245 Easthampto• Road (Route 10), Northampton. Contact the chamber office at (413) 527-9414 or [email protected] for recycling fees. Recycling services courtesy of Duseau Trucking, Hatfield. Proceeds to benefit chamber community programs.

Holyoke Chamber of Commerce
www.holyokechamber.com
(413) 534-3376
• Sept. 14: Holyoke Chamber Clambake, 5 to 7:30 p.m., Holyoke Country Club. Presented by United Water and sponsored by Kittredge Center at Holyoke Community College, Reidy Heating & Cooling Inc., Weld Management. and Westfield Bank. A seafood feast: lobster, steamers, clam chowder, make your ow• strawberry shortcake bar, and much more. Raffle prizes, cash-prize putting contest, discounted golf, 50/50 raffle. Cost: $30. Call (413) 534-3376 to reserve tickets, or register online at holyokechamber.com
• Sept. 16: Legislative Coffee Hour, 7:45 to 9:15 a.m., Yankee Pedlar Inn, 1866 Northampto• St. Sponsored by Dowd Insurance Agency and Loomis Communities. Featuring Sen. Michael Knapik and Rep. Michael Kane discussing the challenges and opportunities facing the Commonwealth, Holyoke, and local businesses i• the months ahead. Cost: $20 for members, $25 for non-members. Call Wanda Zabawa at (413) 534-3376 to reserve tickets, or register online at holyokechamber.com
• Sept. 21: 2011 Pacesetter Awards Recognitio• Breakfast, 7:30 a.m., the Log Cabin. Sponsored by Ferriter & Ferriter, Attorneys; Lester Halper• & Co., P.C.; People’s United Bank; and Ross Insurance Agency. The Pacesetter Awards go to exceptional small businesses and nonprofit agencies, entrepreneurs, and advocates who make other businesses successful. Cost: $20. Call (413) 534-3376 to reserve tickets, or register online at holyokechamber.com
• Sept. 27: The 14th Annual Rake i• the Business Table Top Showcase, 4:30 to 7 p.m., Castle of Knights, 1599 Memorial Dr., Chicopee. Presented by the Greater Holyoke, Chicopee, Greater Westfield, and North Central Connecticut chambers of commerce. A cost-effective networking opportunity for one’s business, with opportunities to meet potential new customers and clients. Cost: $100 for chamber member exhibitors, $5 for the public. Call (413) 534-3376 to reserve tickets.

Northampto• Area Young Professional Society
www.thenayp.com
(413) 584-1900
• Sept. 15: Vote the Valley, 5-7 p.m., Springfield Country Club, West Springfield. YPS (Young Professional Society of Greater Springfield) i• Partnership with NAYP (Northampto• Area Young Professionals) bring back Vote the Valley.

Quaboag Hills Chamber of Commerce
www.qvcc.biz
(413) 283-2418

South Hadley/Granby
Chamber of Commerce
www.shchamber.com
(413) 532-6451
• Sept. 13: Skinner Museum Stroll, 5-7 p.m. Sponsored by Mount Holyoke College. Special guest: Lyn• Pasquerella, president of Mount Holyoke College. Highlights: tours of Skinner Museum collection; refreshments under the tent. Tickets: $5 for chamber members.

Greater Westfield Chamber of Commerce
www.westfieldbiz.org
(413) 568-1618
• Sept. 12: Mayor’s Coffee Hour, 8-9 a.m. Hosted by the Holiday In• Express, Barnes Meeting Room. Complimentary coffee and Danish. Call the Chamber office at (413) 568-1618 if you pla• o• attending.
• Sept. 16: Chamber September Breakfast. Registratio• begins at 7:15 a.m. Hosted by 104th Fighter Wing Air National Guard Base, 175 Falco• Dr., Westfield. Guest speaker will be Alla• W. Blair, President and CEO of the Economic Development Council of Wester• Mass. Cost: members, $20; non-members, $25. Contact Carrie Dearing at (413) 568-1618 or at [email protected].
• Sept. 27: 14th Annual Rake i• the Business Table Top Showcase. The Greater Westfield, Chicopee, Greater Holyoke, and North Central Connecticut Chambers of Commerce will hold a multi-chamber trade show. Members may purchase a table for $100; purchase includes four complimentary admissio• tickets. Admissio• for the public is $5 for anyone who pre-registers, $10 at the door. Sponsorship opportunities are also available at a platinum, gold, or silver level. Call the Carrie at (413) 568-1618 or e-mail, [email protected].

YPS – Young Professional Society of Greater Springfield
www.springfieldyps.com
• Sept. 15: Vote the Valley, 5-7 p.m. at Springfield Country Club, West Springfield. YPS (Young Professional Society of Greater Springfield) i• Partnership with NAYP (Northampto• Area Young Professionals) bring back Vote the Valley.

Manufacturing Sections
Company Makes Medical Instruments, Implants That Change Lives

John (left) and Steven Hicks

John (left) and Steven Hicks say they take pride in being on the leading edge of innovations in medical equipment.


When most people get together at a party or with friends and someone asks what they do, it sparks a brief conversation.
But when Steven Hicks, general manager of Thorn Industries Inc. in Springfield, tells people that he makes implants for knee, hip, and spine surgery as well as instruments used by doctors to perform the operations, people launch into detailed stories about their own medical histories.
“Someone will say, ‘I have one of those implants in my neck,’ ” he said, adding that he often shows them the tiny cervical plate that dangles from his keychain. “People have told me about big screws they have in their legs or other implants. The product may not be something we made, but is often something similar. My nephew had problems with his knees, and I was able to show him pictures of a cadaver part and the section of meniscus that was torn in his knee.”
In fact, Thorn Industries is a family business that Steven and his father, John Hicks, who gave birth to the company, take tremendous pride in. “We’re always on the leading edge of something new in the medical field, and we enjoy hearing these stories and being a part of this field,” Steven said. “It’s a very challenging business, but at the end of the day, you know that someone is using your products to better people’s lives.”
Thorn manufactures instrumentation and implantable surgical devices for the spine, knee, and hip using state-of-the-art computer numeric-controlled machinery. It also does its own laser marking, using a laser to mark parts for customers, as well as a process called passivation, which cleans instruments and implants with citric acid to remove imperfections in stainless steel or titanium.
“This business appeals to us, as it’s not something everyone can do,” Steven said. “You need the proper certification, which is difficult to obtain, and we work hand-in-hand with many design engineers on proprietary projects. We’ve done studies in our building on cadaver parts for knee surgery as well as on human feet and a cow’s spine.”

Taking Root
Thorn Industries was launched in February of 2002, after John moved from his job at the manufacturing company where he had worked for 33 years. “It was clear that it was time to go off on my own,” he said. He operated for a short period of time in Ludlow, but when Blackstone Medical Co. invited him to move his company into its facility at 90 Brookfield Dr. in Springfield, he embraced the opportunity for growth.
“They knew the medical business and needed someone to do small jobs for them,” John said, adding that he rented space in Blackstone’s modern plant, which contained state-of-the-art machinery.
At that point, his son Steven, who had started working at age 15 in the same company where his father spent three decades, joined him in the venture. Steven is a manufacturing engineer and had also worked in the field of research and development.
Their business included manufacturing parts for the aviation and firearms industries. But their medical knowledge, which was limited, grew quickly as they worked closely with Blackstone’s engineers and designers, and learned how to resolve issues that involved quality control with members of that firm’s engineering and quality department.
As time went on, Blackstone asked Thorn to expand its production manufacturing, which meant it had to make an investment in new and expensive computer numeric controlled machinery. The company received a grant for $36,000, which they triple matched in order to meet the stringent requirements it took to obtain an ISO13485 certification, which was necessary to allow them to produce medical devices used in the human body.
The added expense meant they needed to acquire more customers to make their investment worthwhile. But they have done so and met with real success.
Nine years later, Thorn is among leaders in the manufacturing of medical devices and instrumentation in Western Mass., and has less than a handful of competitors. Today, it works with about 15 clients and produces approximately 20,000 pieces each month.
The products they make are intricate and cross a wide range of needs within the health care field. In addition to tools used by physicians during surgery, “we work with people who harvest bone and tissue for transplants and want new instruments to do their work,” Steven said. “An engineer will call us and present an idea, and we help the firm develop it from prototype to production.”

Budding Venture
It’s not unusual for Thorn to have a request for a customized medical instrument to fit a specific doctor’s hand. The company also makes instruments and implants to accommodate different-sized patients, and Steven says the “fit, form, and function” of each piece must be precise.
“The size of a doctor’s hand can vary, and many want a tool that fits it exactly,” he explained, adding that physicians are concerned with aesthetics as well as fit and the ease of using a new instrument. “Engineers come to us with their wishes, and we are also called upon to make things in different sizes so they can accommodate surgeries in children as well as adults.”
This is no small feat, as every instrument or implant requires a new prototype. In addition, each one must undergo stringent testing to ensure that it meets those requirements for fit, form, and function without fail.
For example, screws used in surgery must fit exactly inside a stacked tolerance. “You can over-engineer something and still have the right fit and function. But if there is a design flaw, it could break if there is too much pressure put on by an instrument,” Steven said.
It takes two to five prototypes to create a finished design, with the number dependent on its complexity. Once that process is complete, the instrument or medical device is used in cadaver labs, and lengthy testing is required before it can be marketed.
This type of risk analysis is critical, John said, to ensure that accidents don’t occur during surgery.
John and Steven have both watched and worked alongside engineers who have performed surgeries under their roof on cadaver knees and feet, and figured out changes that needed to be made in an implant or instrument.
However, John makes it clear that the utmost respect is paid when cadaver parts are used.
“The people who work on them always take a moment of silence before they begin their surgery to appreciate the person,” he explained. “They will make a cut, then stop because they are extremely careful about what they do. We saw a surgery done on a knee that was scheduled to have four more surgeries after it left our company. It’s not as simple as people think.”
Nor is the production of these instruments and implants used in the human body.
After all modifications have been made to a design that are deemed necessary, it is frozen. “No changes can be made after that, which is why it is important to hash out problems so that, once it is being used in the field, the probability of failure is minimal,” Steven said.
At that point, doctors are trained in the use of the new equipment and/or implant. However, every piece that is manufactured must be marked by the manufacturer, so it can be traced in the event of a problem. “They need to be able to find out who made it and what processes and materials were used in the event that something goes wrong,” Steven said.
John explained that the tools used today are not much different than those used 100 years ago. But the designs have become more sophisticated, and custom fitting and new ideas make the industry one that continues to evolve.
For example, a medical device that has a history of becoming easily contaminated and has many different parts may be modified so it can be disassembled and the parts can be sterilized after each surgery. “Old designs are weaned out as engineers analyze how surgery can be done faster and more efficiently,” Steven said.

Scoping Things Out
The firm also continues to do work in the field of aerospace manufacturing as well as firearm production. But the bulk of its business is dedicated to helping improve people’s lives, which is accomplished with a staff of 12 employees and a team of support people.
“There are always new designs, and we have to keep a competitive edge,” Steven said. “We are always on the cutting edge in terms of equipment and personnel.”
Which makes for some really interesting conversations.

Agenda Departments

AIM Executive Forum
Sept. 16: Ralph de la Torre, chairman and CEO of Steward Health Care Systems, will be the guest speaker at the Associated Industries of Massachusetts Executive Forum at the Waltham Westin Hotel. He will discuss how his organization has grown into the largest integrated community health care organization in New England and its plans to reshape the health delivery landscape. Registration, which includes breakfast, is $55 per person, $90 for non-members, for the 7:45 to 9:15 a.m. program. To register, visit www.aimnet.org or call Julie Fazio at (617) 262-1180.

Classic Car Show
Sept. 18: The Chicopee Rotary Club will sponsor its 10th annual Classic Car Show in the Big Y parking lot on Memorial Drive in Chicopee. The event, staged from 9 a.m. to 3 p.m., recognizes over 30 different classes of cars with awards. The committee is soliciting for sponsorships as well as car registrations. Preregistration is $10, while registration that morning is $15. Trophies will be given in all categories, and all presenters will receive a dash plaque. Admission to the car show is free to the community and includes an airbag-deployment demonstration at noon. Refreshments will be available throughout the day. As a fund-raising event, the show raises money for the club’s many projects, including its Helping Hands Program, which provides holiday meals to economically disadvantaged families, and also supports the Polio Plus Project, which fights to eliminate polio throughout the world. Proceeds from this event will also directly benefit the Chicopee Elks Club’s annual Veteran’s Day Dinner. For more information or to obtain a registration, call Don Roy’s Auto Body at (413) 593-5010.

Trademarks Webinar
Sept. 20: Donald Holland, Esq. will present a webinar titled “Protect Your Trademarks” beginning at 11 a.m. for approximately 40 minutes. He is the senior partner at Holland & Bonzagni, P.C., based in Longmeadow. Webinar attendees will have the opportunity to ask specific questions at the end of the presentation. For more information or to register, visit www.hblaw.org/webinars or call (413) 567-2076.

STCC Ovations Series
Sept. 21: Mime Robert Rivest will lead off the Ovations special-events series at Springfield Technical Community College with performances scheduled at 10:10 a.m. and 11:15 a.m. in Scibelli Hall Theater. For more information or to bring a group, contact Ovations coordinator Phil O’Donoghue at (413) 755-4233 or [email protected].

Instant Issues Lunch Series
Sept. 21: The Hon. Patrick Binns, Canadian consul general to New England, will be the guest speaker at the Instant Issues Brown Bag Lunch Series, sponsored by the World Affairs Council of Western Mass. His noon lecture is titled “Beyond the Border: Canada-New England Relations.” Before coming to Boston in 2010, he served as Ambassador of Canada to Ireland. The event is planned at One Financial Plaza, community room, third floor, at 1350 Main St. (corner of Main and Court), Springfield. The cost is $5 for members, $15 with lunch; or $10 for nonmembers, $20 with lunch. For reservations prior to Sept. 19, call (413) 733-0110.

Filmmaker at STCC
Sept. 23: Lawrence Hott, documentary filmmaker, will talk about his upcoming work, The War of 1812, as part of the Ovations special events series at Springfield Technical Community College. His presentations are scheduled at 10:10 a.m. and 11:15 a.m. in Scibelli Hall Theater. In describing this war, Hott will also bring attendees into the world of the documentary film and its process. For more information or to bring a group, contact Ovations coordinator Phil O’Donoghue at (413) 755-4233 or [email protected].

Patents Webinar
Oct. 4: Donald Holland, Esq. will present a webinar titled “The Basics of Patents” beginning at 11 a.m. for approximately 40 minutes. He is the senior partner at Holland & Bonzagni, P.C., based in Longmeadow. Webinar attendees will have the opportunity to ask specific questions at the end of the presentation. For more information or to register, visit www.hblaw.org/webinars or call (413) 567-2076.

Western Mass. Business Expo
Oct. 18: Businesses from throughout Hampden, Hampshire, Franklin, and Berkshire counties will come together for the premier trade show in the region, the Western Mass. Business Expo, produced by BusinessWest, and staged at the MassMutual Center in Springfield. The show will feature breakfast and lunch programs arranged by the Affilaited Chambers of Commerce of Greater Springfield, nearly two dozen seminars on the business issues of the day, several presentations in the Show Floor Floor Theater on timely topics, and the sophisticated networking program known as Mine Your Business. The day will conclude with a networking social from 2 to 4 p.m. The cost for a 10-by-10 booth is $700 for members of all area chambers, and $750 for non-members; corner booths are $800 for all chamber members and $850 for non-members, and a 10-by-20 booth is $1,200 for all chamber members and $1,250 for non-members. For more information, log onto www.businesswest.com or www.WMBExpo.com, or call (413) 781-8600, ext. 100.

Trade Secrecy Protection Webinar
Oct. 20: Donald Holland, Esq. will present a webinar titled “Trade Secrecy Protection” beginning at 11 a.m. for approximately 40 minutes. He is the senior partner at Holland & Bonzagni, P.C., based in Longmeadow. Webinar attendees will have the opportunity to ask specific questions at the end of the presentation. For more information or to register, visit www.hblaw.org/webinars or call (413) 567-2076.

Cartoonist Lecture
Oct. 21: Cartoonist Leigh Rubin, renowned for the comic strip Rubes, will be the featured speaker as the Ovations special-events series continues this fall at Springfield Technical Community College. Rubes is syndicated in more than 400 newspapers and publications worldwide. His presentations, at 10:10 a.m. and 11:15 a.m. in Scibelli Hall Theater, will cover art, satire, and communication. For more information or to bring a group, contact Ovations coordinator Phil O’Donoghue at (413) 755-4233 or [email protected].

Entrepreneurship Lecture
October 27: Sue Morelli, chief executive officer and president of ABP Corp., will be the guest speaker at Bay Path College’s Innovative Thinking & Entrepreneurship Lecture Series in Longmeadow. Since joining Au Bon Pain in 1988, Morelli has worked her way up the ranks of the Boston-based, fast-casual bakery and café to become president and CEO in 2006. Under her leadership, the company now has more than 300 store locations, with almost 200 in the U.S. and the remainder in Thailand, India, South Korea, and the Middle East. She is currently leading a redesign of store interiors, a major menu transformation, and the opening of more than 30 new cafés per year. The lecture begins at 8:15 a.m.; a networking continental breakfast starts at 7:30 a.m. For more information, visit www.baypath.edu.

Serious Fun Event
Nov. 10: MassINC and CommonWealth magazine will host a seriously funny look back at the year in politics and media with pols, pundits, and the press. All proceeds will support MassINC’s CommonWealth Campaign for Civic Journalism as well as a scholarship program for those who are entering the field. The event is planned at the John F. Kennedy Presidential Library and Museum, with cocktails at 6 p.m. and dinner and the program starting at 7:30 p.m. For more information, visit www.seriousfun2011.org or contact Lauren Louison at (617) 224-1613 or [email protected].

Columns Sections
Know the Rules of the Road — and the Restaurant — to Avoid Trouble

Jennifer Reynolds

Jennifer Reynolds

Questions continually arise regarding various types of employee expenses, reporting requirements, and the deductibility of certain kinds of expenses. With heightened scrutiny by the IRS, it can be difficult to determine whether or not a meal, entertainment event, or a travel expense qualifies for a tax deduction.  This article will describe the most common expense reimbursements paid by employers, as well as the deduction rules and reporting requirements mandated by the IRS.

Meals and Entertainment
The IRS requires a taxpayer to jump through a number of hoops in order to qualify for this deductible expense. Once the documentation requirements are met, the deduction is limited.
In order for meals and entertainment expenses to qualify for the deduction, the expense must first be an ‘ordinary and necessary’ business expense. This criteria is not exclusive to meals and entertainment; rather, all business expenses must meet the general deductibility requirement of being ordinary and necessary. This term is broad and implies customary or usual in carrying on business. Therefore, if it is reasonable in your business to entertain clients or other business people, you should pass this test.
Second, the expense must be ‘directly related to’ or ‘associated with’ the business.  ‘Directly related to’ involves an active discussion with the anticipated result of gaining immediate revenue. Here, as a business owner or employee of a business, you must anticipate receiving a specific concrete business benefit. General goodwill or making a client, customer, or associate view you in a favorable light will not qualify under this test.  Further, the principal purpose for attending this event must be business, and you must be actively engaged in business discussion during the event or meeting.
Alternatively, the ‘directly related’ test can be met if the meal or entertainment takes place in a clear business setting, in furtherance of your business. Meetings or discussions that take place at venues such as sporting events, nightclubs, or cocktail parties (i.e. social events) would not meet this test.
However, if the ‘directly related’ test cannot be met, the expense may still qualify under an alternative ‘associated with’ test, where the expense may qualify if it is associated with the active conduct of business, or if the meal or entertainment event precedes or follows (basically takes place on the same day as) a substantial and bona fide business discussion. This test is much easier to satisfy, because it allows the ‘goodwill’-type entertainment, such as the sporting event, nightclub, or cocktail party referenced earlier, to qualify as serving a business purpose.
The event will be considered ‘associated with’ the active conduct of a trade or business if its purpose is to get new business or encourage your existing clients or customers to continue their business relationship with your company. For meals, the owner or an employee of the company must be in attendance at the event. This means that, if you simply cover the cost of a client’s meal after a business meeting but you do not join him or her, that expense will not qualify as a deductible business expense.
Assuming the expense meets the ‘directly related’ or ‘associated with’ test, the expense must then be adequately substantiated to prove that it qualifies as a deductible business expense. The use of reasonable estimates is not sufficient to stand up to an IRS challenge; you must be able to establish the amount spent, the time and place, the business purpose, and the business relationship of the individuals involved.
Careful and detailed recordkeeping procedures should be maintained in order to keep track of each business meal and entertainment event, and the justification for its business connection. Further, for expenses of $75 or more, documentary proof (such as a receipt) is required.
Once the business purpose test is met, the expenditure is subsequently limited to a 50% deduction. For example, if you spend $2,500 per year on meals and entertainment, only $1,250 will be deductible, further limiting the tax benefit of business meals and entertainment.

Auto Expenses
Another area of heightened IRS scrutiny is auto-related deductions. The business standard mileage rate is the most common method of reimbursing an employee’s auto expense. Reimbursements based on the business mileage rate are in lieu of reimbursing employees for the actual fixed and operating costs, such as depreciation, maintenance, fuel, etc.
If an employer pays an employee a mileage reimbursement, this reimbursement may be excluded from income provided that the time, place, and business purpose for the travel are substantiated. This substantiation must meet or exceed the amount of allowance paid by the employer. Proof generally is made by substantiating the dates, location, miles, and business purpose of the travel. For 2011, the optional standard mileage rate is set at 51 cents per mile for business use through June 30, 2011 and 55.5 cents per mile on or after July 1, 2011.
If, however, the allowance paid to the employee exceeds the actual substantiated mileage rate, the excess must be treated as taxable compensation on the employee’s W-2.  It is important to note that not only employees, but business owners must comply with the substantiation requirements for mileage allowances. Even though there may be no question as to the deductibility of the expense, the expense may be disallowed by the IRS for lack of contemporaneous documentation to properly substantiate the expense.

Out-of-town Travel
Business deductions are allowed for business conducted out of town, which reasonably requires an overnight stay. The actual cost of travel, including plane fare, cab fare to the airport, etc., are deductible, in addition to the cost of meals and lodging. Meals will be deductible even if they are ‘personal,’ (not connected with business), although they will again be limited to the reduced deduction (generally 50%).
Personal entertainment costs incurred on the trip are not deductible, but business-related costs such as dry cleaning, phone calls, or computer rentals will be deductible.  Further, if a meal or lodging expense is considered ‘lavish or extravagant,’ a term interpreted to mean ‘unreasonable,’ no deduction will be allowed.
If you combine business and pleasure on a trip, it will be necessary to allocate deductible versus non-deductible business expenses. For example, if you fly to a location for five days of business meetings and stay for an extended period of vacation, only the costs of meals, lodging etc. for the travel days pertaining to business are deductible. The IRS does not allow deductions for expenses incurred during personal vacation days.
However, with respect to the travel itself (plane fare, for example), if the trip is ‘primarily’ business, the travel cost is fully deductible.  Alternatively, if the trip is primarily personal, none of the travel costs are deductible.  A significant, but not exclusive, factor in determining the primary purpose of the trip is the amount of time spent on each. The IRS has heightened scrutiny surrounding conventions and seminars.   They will check the nature of the meetings carefully to determine if they are vacations in disguise. It is important to save all materials helpful in establishing the business or professional nature of the travel.
In addition, the rules for deducting costs incurred for a spouse accompanying an employee or business owner on a trip are very restrictive. No deduction for additional spousal travel costs will be allowed unless the spouse is an employee and there is a business purpose for the travel. Moreover, personal expenses incurred at home as a result of taking a business trip are not deductible. For example, pet boarding while away is not a deductible business expense.
This article is intended to give some general guidance surrounding deductibility of business expenses. As always, you should consult your tax advisor or legal advisor before applying this general information to your specific tax situation.

Jennifer Reynolds is a tax manager with the certified public accounting firm Meyers Brothers Kalicka, P.C., in Holyoke.

Employment Sections
In Collective Bargaining, Employers Have to Watch What They Say

By FREDERICK L. SULLIVAN, Esq.

The general council for the National Labor Relations Board (NLRB) recently issued guidelines to the agency’s regional offices on prosecuting unfair labor practice charges against employers that refuse to give information to unions during collective bargaining.
Generally, under existing labor law, a union is entitled to information about the bargaining unit employees’ terms and conditions of employment. But when the requested information involves matters outside the bargaining unit, the union bears the burden of showing the relevance of the requested information to the union’s bargaining responsibilities for its unit members.
Additionally, an employer’s statements or proposals during actual negotiations may make financial or other specific and limited information relevant to negotiations — and, thus, information that the union is entitled to request and to receive. For example, employer statements of an ‘inability to pay’ or ‘cannot afford’ will trigger an obligation to provide financial information if the union requests it.
The general counsel stated that there are no magic words required to create the employer’s obligation to provide financial information. Whenever the employer’s statements and action convey an inability to pay, the obligation is established. Thus, claims of economic hardship, business losses, prospect of layoffs, a matter of survival, or a comment such as, “acceptance of the offer would enable the company to retain your jobs and get back in the black,” in the context of the particular bargaining, have been found to amount to a claim of inability to pay that gives rise to an obligation to provide requested financial information.
The general counsel told NLRB regional directors to distinguish between general claims of inability to pay that give rise to financial information obligations and other, more limited employer claims that can be the subject of a union’s demand for verification. Besides inability statements, an employer may make a statement during bargaining that, according to the NLRB, will give rise to an obligation to provide the union with specific requested information.
For example, when an employer claimed a need to be more competitive, the NLRB ordered the employer to provide the union with competitor data, labor costs, and other information relevant to the claim. General counsel said a union is entitled to information tailored to what allows the union to evaluate specific employer assertions made during bargaining.
General counsel instructed the NLRB regions to analytically distinguish between inability to pay and an employer’s obligation to provide information in response to a specific claim by the employer made during negotiations, e.g., an inability to compete.
This year the NLRB ruled that a union is entitled to specific information regarding an employer’s job-bidding practices because the employer had contended in bargaining that its wages and benefits affected the employer’s ability to get and receive job bids. The NLRB ruled that a union is entitled to information that supports or disproves an employer’s representation.
The general counsel is advising the NLRB’s regional offices to pay close attention to an employer’s words used to support the employer’s bargaining position or used as reasons to reject a union’s proposal. The NLRB is entertaining demands that an employer verify whatever it communicates to the union as the reason for the employer’s position.
Employers need to be very deliberate in how they articulate reasons for their bargaining positions. Loose, unthinking statements can be seized upon by a union to demand all sorts of data and information from the employer. Before using references to costs, competition, etc., the employer should determine if it has data to support its claim and whether it will be willing to provide the information to the union. The current NLRB is moving employers toward a position of having to verify statements that in the past may have been considered part of the bargaining banter.
Now, much more than before, with the current NLRB administration, an employer has to develop a plan for each position that it takes on each proposal and counterproposal. Plus, an employer has to calculate how it will describe its positions and how it will respond, in detail, to union questions about the employer’s reasons so as to avoid giving rise to unintended information obligations. The general counsel’s emphasis on this topic and instructions to the NLRB regional offices constitute a move toward greater power in bargaining for union representatives.

Frederick Sullivan is a founding partner with the Springfield-based firm Sullivan, Hayes & Quinn, which represents employers in labor and employment-law matters; (413) 736-4538.

Departments Incorporations

The following business incorporations were recorded in Hampden, Hampshire, and Franklin counties and are the latest available. They are listed by community.

AMHERST

Craig’s Door — A Home Assoc. Inc., 69 South Pleasant St., Amherst, MA 01002. Gerald Gates, same.

CHICOPEE

Gerardo’s Transit Inc., 32 Mercelle St., Chicopee, MA 01020. Kellymar Alejandro, 47 Parkside St., Springfield, MA 01020. Passenger transport for hire.

FEEDING HILLS

Absolute Transport Inc., 24 Hickory St., Feeding Hills, MA 01030. Mazen Awkal, same. Vehicle transport

HAMPDEN

Gio’s Pizzeria Inc., 9 Allen St., Hampden, MA 01036. Giovanni Cirillo, 95 Wedgewood Dr., Ludlow, MA 01056. Restaurant.

HOLYOKE

Adult Community Employment Supports Inc., 30 Center St., Holyoke, MA 01040. Lizzy Ortiz, 32 Mansfield St., Springfield, MA 01108. Vocational programs for people over 18 with disabilities.

HPL Realty Corp., 335 Maple St., Holyoke, MA 01040. Terry Plum, 70 Pinehurst St., Holyoke, MA 01040. Nonprofit corporation to benefit the Holyoke Public Library.

International Laser Solutions Inc., 362 Race St., Holyoke, MA 01040. Edward Sordillo, 97 Lariviere Dr., Chicopee, MA 01020. Laser marking, etching and engraving.

LENOX

Good Vibes Distributing Inc., 172 Housatonic St., Lenox, MA 01240. Kevin Kirshner, same. Wholesaler.

NORTH ADAMS

Howling Inc., 135 Bonair Ave., North Adams, MA 01247. Jared Bruce Decoteau. Same. Restaurant.

PALMER

Advanced Precision Products Inc., 7 First St., Palmer, MA 01069. Jeffrey Buck, same. Precision component manufacturing.

PITTSFIELD

Erich Schmidt, 435 South St., Pittsfield, MA 01201. Erich Schmidt, 37 Bracelan Court, Lenox, MA 01240.

SOUTHWICK

Acclaim Properties Inc., 464 North Loomis Street, Southwick, MA 01077. David Tagliavini, 149 Prospect St., Suffield, CT 06078. Property management.

J & C Property Services Inc., 114 Granville Road, Southwick, MA 01077. Craig Filiault, same.

SPRINGFIELD

American Center for Immigrant Development Inc., 857 State St., Springfield, MA 01109-3103. Eskedar Ayehu Adamu, 33 Maple St., Malden MA, 02148. After-school program including job search and job training.

David Peck, DMD, 174 Worthington St., Springfield, MA 01103. David Peck, DMD 153 Prynwood Road, Longmeadow, MA 01106. General dentistry.

Forest Park Business Assoc. Inc., 185 Belmont Ave, Springfield, MA 01108. Daniel Morrissery, 119 Marengo Park, Springfield, MA 01108. Nonprofit organization.

Hispanic Mark Inc., 1145 Main St., Suite 501, Springfield, MA 01103. John David Perez, 247 Central St., Floor 2 Springfield, MA 01105. Business consulting.

WEST SPRINGFIELD

Ageo Tech Solutions Inc., 2042 Westfield St., West Springfield, MA 01089. Anthony Kashmanian, same. Computer technician.

Bertera Foreign Motors Corp., 657 Riverdale St., West Springfield, MA 01089. Aldo Bertera, 162 Forest Ridge Road, West Springfield, MA 01089. Foreign automobile sales and service.

Dijon Express Corp., 91 Hill St., West Springfield, MA 01089. Ildar Ismailov, same. Transportation services.

In Our hands Day Care Center Inc., 101 Belmont Ave., West Springfield, MA 01089. Joyce Roswess, same. Day care center for children.

WESTFIELD

Infiniti Logistics Inc., 108 Miller St., Westfield, MA 01085. Yaroslav Burkovskiy, same. Truck leasing.

WILBRAHAM

Bizcykl Inc., 8 Powers Dr., Wilbraham, MA 01095. Gregory Allan Pastore, same. Waste and recycling management.

Canosa Restaurants Inc., 5 Anvil Road, Wilbraham, MA 01095. Santiago Canosa, same. Restaurant

Opinion
The Glass Is More Than Half Full

There have been a lot jokes lately about people seeing a plague of locusts coming down State Street in Springfield — or what they would do if they did see one.
Likewise, there’s been more attempted humor concerning the notion that adversity builds character. If it does, most in this region would say we’ve got more than enough character, thank you.
Indeed, it’s been quite a year, and it’s far from over. The winter was long and brutal. The recovery … that should be put in the form of a question, as in ‘what recovery?’ Gas prices soared back up over $4 a gallon, and although they’re down a little, they remain a challenge to progress. Meanwhile, debt crises here and abroad have sent the stock market reeling in recent weeks and raised the specter of the dreaded double dip.
Then came the natural disasters: first the tornado, from which full recovery will take years, then the minor earthquake (no damage, but it shook people up, literally and figuratively), and then the tropical storm, which didn’t hit with full fury, but try telling that to many people in Franklin County.
So as 2011 heads for the three-quarter pole, many people are looking for the locusts, figuring they have to be next. However, while being pessimistic and cynical in this climate — both economically and meteorologically —  there is room for a little optimism. In other words, yes, things could be much worse, and they are in many parts of this country and other nations as well. Why see the glass as at least half full? Consider these reasons:
• Adversity does, indeed, build character, and out of the trials and travails of 2011, some positive energy and new sources of resiliency have been found. The tornado turned many sections of Springfield, West Springfield, and other communities upside down, but now there is a chance to rebuild and perhaps create momentum from new initiatives. Meanwhile, the sum of the natural disasters and other forms of turmoil (and survival of all of that) could create more needed confidence in the region — an ‘if we can make though all this, we can make it through anything’ mentality.
• The jobs market, while not robust, or anything approaching that description, is at least holding steady, with signs of progress. The cutbacks at Baystate Health and Milton Bradley have been the only real setbacks, while companies such as Smith & Wesson, Big Y, and others have been adding workers, and many businesses are seemingly on the cusp of having enough confidence to move forward with new hiring.
• The region continues to foster entrepreneurship through incubation efforts and mentorship programs that will eventually pay huge dividends for the Greater Springfield area. As we’ve said many times before, while it’s great to lure corporations that will bring hundreds of jobs to an area, the more likely scenario for growth is through small-business development, and this region is making great strides in efforts to encourage entrepreneurial thinking and help companies survive those ultra-challenging first few years.
• The ‘eds and meds’ sectors remain strong and show promise to become even greater forces in the local economy. Baystate’s Hospital of the Future is on schedule to open soon, and most all area health care providers have survived the recent economic upheaval more or less intact. The pace of hiring has slowed, but it is still solid. On the higher-education side, schools like American International College have enjoyed strong growth (see story, page 10), while all the institutions in the region have contributed critical resources — especially their student populations — to help spur economic development in many forms, both in individual communities such as Westfield, Chicopee, and Holyoke, and across the region as a whole.
We haven’t even mentioned the high-performance computing center in Holyoke, the emerging ‘green’ business sectors, and the strong possibility that a casino will be built in Palmer or Holyoke over the next several years.
Add it all up, and there is indeed reason for optimism, not merely cause to look over the hill for locusts.

Company Notebook Departments

Paul Robbins Associates Wins International Award
WILBRAHAM — Paul Robbins, owner of Paul Robbins Associates, took home a Silver Award in the 2011 Summit Creative Award competition for his documentary-style video titled Housing First, produced for the Western MA Network to End Homelessness. Robbins previously won a Summit Creative Award in 2008 and again in 2009 for videos he produced for HAP Housing, the region’s housing partnership. The video tells the story of the Housing First initiative in Western Mass., which is designed to help families and individuals avoid homelessness by providing housing and support services, through the eyes of four people helped by the initiative in Hampden, Hampshire, Franklin, and Berkshire counties. The video can be viewed on the network’s blog, westernmasshousingfirst.org. This year’s panel of international judges included a host of creative directors from design agencies around the world, including Brazil, Kuwait, Australia, Denmark, Dubai, Malaysia, Canada, and the U.S.  Entries in 23 creative categories are judged against a stringent set of standards. During the blind judging events (entering company names are withheld), judges search for innovative and creative concepts, strong execution, and the ability to communicate and persuade. This year’s creative competition included entries from companies in 22 countries, including Austria, China, Hong Kong, India, New Zealand, Northern Ireland, the United Arab Emirates, the United Kingdom, Spain, the Netherlands and the U.S. Paul Robbins Associates is a strategic-communications consultancy providing public-relations and marketing planning, design, and execution; crisis communication services; compelling video presentations; Web site design; and blog creation and content management for companies, nonprofit organizations, and policy initiatives.

Bacon Wilson Blog Earns Recognition
SPRINGFIELD — Bacon Wilson, P.C.’s blog, Employment Law Bits, has been nominated as a Top 25 Employment Law Blog by LexisNexis. Employment Law Bits was launched in June 2005, and since then has supplied readers with weekly posts regarding legal issues facing both employees and employers in both text and video format. “We are very pleased to have our work singled out in a sea of about 2 million employment-law blogs,” noted Employment Law Department Chairman Paul Rothschild, Esq. “Our blog demonstrates a six-year commitment to informing employees, employers, and HR managers of changes within the law that affect them, and we intend to continue putting out such information that helps our constituency.” Employment Law Bits can be found at bwlaw.blogs.com. Bacon Wilson has offices in Springfield, Westfield, Northampton, and Amherst, and employs 43 attorneys and 65 paralegals, secretaries, and support staff..

MassMutual Offers New TPA Business Implementation Kit
SPRINGFIELD — MassMutual Retirement Services recently launched its latest version of the Third-Party Administrator (TPA) New Business Implementation Kit, further streamlining the plan installation process and increasing ease of use. The kit provides TPAs with all necessary documents to complete the plan installation process, facilitating each retirement plan’s smooth transition to MassMutual Retirement Services. The enhanced version has been recognized to increase ease of use, by simplifying and grouping related questions and incorporating funding and Web site applications. The incorporation of these applications reduced, on average, four signature requirements, according to Gary Stamborski, vice president of TPA and new business operations. “MassMutual is committed to providing TPAs, advisors, and sponsors with the best plan installation service in the marketplace today,” said Stamborski. “The new kit is one way we are striving to exceed the expectations of everyone involved throughout the plan installation experience.” Stamborski noted that the kit will continue to undergo an annual review to incorporate industry best practices and efficiencies as well as valuable feedback from TPAs, advisors, and sponsors.

Six Flags to Add
Goliath Coaster
AGAWAM — Six Flags New England  announced the addition of Goliath, a suspended, looping, boomerang coaster. New England’s newest coaster will reside in the Crack Axle Canyon section of the park and will make its debut in late spring of 2012. The ride experience will begin when guests are strapped into chairs suspended from the track above; then Goliath sends riders dangling face-down out of the station and up the first tower. Once riders reach the top of the tower, they are dropped into a complete vertical 18-story freefall, reaching speeds of 65 mph before racing head over heels on the outside of a 102-foot-tall vertical loop, followed by a 110-foot-tall butterfly turn before rocketing up the second 19-story tower. “Six Flags New England is thrilled to announce the addition of Goliath to our already-amazing arsenal of rides,” said Jason Freeman, Six Flags New England park president. “This ride delivers pure adrenaline from start to finish and solidifies our commitment to adding high-volume fun for the entire family.” Goliath joins a large lineup of coasters, including Cyclone, Batman the Dark Knight, Mind Eraser, and Bizarro

Features
Jack Dill Successfully Manages Time and Space

Jack Dill,  President and Principal,  Colebrook Realty Services

Jack Dill, President and Principal, Colebrook Realty Services


Jack Dill was asked about the currently slumping commercial real estate market, and, more specifically, how this prolonged downturn compares to the one from two decades ago, and if this sector has finally hit bottom and started back up.
He paused and offered a few facial contortions that conveyed the message that this would be an exercise in basic futility, one not really worth his time or energy. And, speaking broadly, he said that while there have been times when the market is more subdued than others, there are few, if any, occasions when conditions in this realm could actually be called ‘good.’
“How do you know what the bottom is until you’re past it?” he asked. “I said this to someone the other day: ‘I never remember a period of time when I was picking up the financial news and reading that we were in a great economy.’
“If you go back and find the high points of the metrics and read the contemporary business literature at the time,” he continued. “I think you’ll see more things that are concerns, worries, and negative comments about the economy; I don’t think you’d see too many articles saying we’re in the tall grass. It is what it is, and you just have to come to terms with it.”
So rather than discuss about how bad things are, or how bad they are now compared to the recession of the early ’90s, Dill talked instead about a sign that he hung in the offices of Colebrook Realty Services — the former wholly owed subsidiary of what is now TD Bank that he acquired in 1998 — during that slump 20 years ago.
“It said, ‘No Whining Zone,’” he recalled, adding that this became a basic operating philosophy for the firm, which has both brokerage and property-management divisions that have grown steadily over the years.
“I had observed to someone at that time that we tried whining as a strategy and it just wasn’t very productive,” he noted, adding that while the sign is long gone, the attitude prevails. Indeed he told BusinessWest that while the current market is slow, the company continues to search out — and find — opportunities to expand its portfolios and gain market share.
The ‘no whining apparoach’ is an attitude that Dill takes with all aspects of his work at Colebrook — and within the community as well. It was much in evidence during his recent, and ongoing, efforts to assist the diocese of Springfield in its efforts to bounce back from the June 1 tornado, especially with regard to the comprehensive search for temporary quarters for Cathedral High School (see related story, page 19). That search ended with the selection of the former Memorial Elementary School in Wilbraham, after a spirited attempt to place the school on two floors of a building at Springfield Technical Community College failed to materialize due to logistics and time constraints.
“That was a fascinating project in and off itself,” Dill said of the relocation efforts, which were both typical in some respects and atypical in many others, of the site-selection work the company handles for clients. “We spent a lot of time on STCC because there was a lot of sentiment to try to keep things in Springfield.
“We had great cooperation from STCC, FEMA, the congressman’s office, the mayor’s office, and from our contractors and architects,” he continued. “It was a full-court press, and we spent four weeks in intensive analysis … at the end of the day, we just ran out of time. We had the elements in place to pull that off, but when we ran the critical paths schedule from that point forward, we would have been starting school Oct. 19, which really doesn’t work.”
Meanwhile, within the community, Dill has spent years on the board at Baystate Health, and was chairman as that institution blueprinted its $250 million Hospital of the Future, and more recently, he’s become involved with efforts to promote early childhood education as an economic development strategy as important to the region as building a new industrial park.
Looking at the sum of everything he’s doing these days, it’s clear to see that his focus is squarely on what’s down the road, and not what’s in the rear-view mirror.
For this, the latest in its profile series, BusinessWest talked with Dill about everything from the state of the real estate market to the importance of child literacy programs. The common denominator in each case is the passion with which he approaches all matters he’s involved with.

Signs of the Times
Dill leaned back in his chair and glanced toward the ceiling, as if the answer might be written there.
He was asked how many times the signs had changed on the building at 1441 Main St.  — where Colebrook, which manages the property, is headquartered — since the brand SIS (Springfield Institution for Savings) disappeared from the local landscape.
“Had we known how the banking business was going to change in the’90s, we would definitely have gone into the sign business,” he started, displaying his trademark dry wit before starting to list off the names that have appeared over the front entranceway, from Peoples Heritage to First Massachusetts, to TD Bank.
Much has changed for Colebrook over the past several years as well, but the same basic operating philosophy hasn’t, said Dill, referencing the ‘No Whining Zone’ without actually saying the words.
Tracing his career path, Dill said he essentially grew up in the real estate financing realm — his father was in the mortgage business on a national level.
“From a very early age, I traveled with him and met his business associates and contacts, said Dill, “and from the age of about 14 on, I could calculate mortgage and bond yields.”
He maintained his interest in finance and real estate, and upon graduating from Williams College in 1974, went to work for SIS, even with opportunities to go to larger institutions in much bigger cities.
“I was sitting in the Friendly’s (in what is now known as Tower Square) on interview day, looking across the street at the bank building, and wondering ‘what am I doing here?’” he recalled. “My offers at the time were in New York and Boston. But SIS had a reputation for a really good management-training program that got people very quickly into the stream of doing things, as opposed to a multi-year credit training program that other people were offering.”
And rise quickly he did. Dill neventually become executive vice president of the bank’s Colebrook Corp. and affiliates, and thus actively engaged in commercial real estate development, finance, brokerage, and consulting work.
“It was highly unusual for a bank to do direct development, rather than just passive financing, so every chance I had when I was in my early career here, I would arrange to be lent to Colebrook, to do consulting work, survey work, or project work,” he said. “I spent time migrating back and forth between the bank and Colebrook.”
Projects initiated by SIS fell into the broad category of community development, he said, adding that initiatives included the Stockbridge Court and Armory Commons apartment projects in downtown Springfield, but also direct investment in high-tech office-park development in the Boston market.
Fast-forwarding a little, he said that over the years, the Colebrook Group, as it came to be called, underwent a steady course of evolution, and is today a multi-faceted service business, with diversity being its strongest asset.
Its individual service areas include brokerage work, property management, asset management, development services, and construction management, he explained, adding that the operating philosophy in each case is to “look at client business like it’s our money.”
The company has enjoyed steady growth across the board, especially in the property-management realm, where a trend toward outsourcing that began in the late ’80s continues in earnest today. As the pictures in the lobby of the Colebrook office attest, the portfolio of managed properties is diversified, including everything from the PeoplesBank building in Holyoke to the the Basketball Hall of Fame complex in Springfield, a contract the company earned last year.
“Our label on a building means something, even if we don’t own it,” Dill continued, “because we’re the day-to-day contact for people.
“That’s part of our value-added, because one thing we’ve learned in 30 years of developing, owning, and managing buildings is that you really cannot afford to lose tenants,” he went on. “A rational owner will try to avoid losing a tenant at all costs, because it’s very hard to make up that cash flow; in an economy like this, good tenants are hard to find.”

Success Stories
Like most people who were in or near the path of the tornadoes on June 1, Dill has little trouble remembering where he was and what he was doing that fateful afternoon.
After the first tornado tore through downtown Springfield — missing 1441 Main St. by just a few hundred yards — he remembers trying to get updates on several clients that were more in harm’s way, such as the Hall of Fame and the Community Music School, for example, and heading out, first on foot and then by car, for some first-hand accounts.
He remembers being “embargoed” at the Hall of Fame as reports of a second tornado approaching from the Northeast starting coming in, and essentially waiting it out there until the skies cleared.
Starting on June 2, however, most of his energies have been directed toward assisting the diocese of Springfield, which had many facilities damaged by the twister, and specifically the efforts to find temporary quarters for Cathedral, as well as the   middle school and a pre-school facility all located at the Surrey Road complex.
“It took 48 hours for people to understand how serious that damage was,” he explained. “The tornado hit on a Wednesday, and by Friday afternoon we were working on solutions. We surveyed the market, and eventually identified about 30 buildings sorted by various criteria that we developed with the diocese.
“About six or eight buildings into the tour, it occurred to me that with the new building codes, adoptive reuse of non-school buildings was going to be a problem,” he continued. “So we shifted gears, with the aphorism I was credited with developing that ‘schools make good schools,’ and that limited the inventory of things that we were considering to schools or buildings that had been schools.”
That list included STCC and the MacDuffie, the latter of which was also extensively damaged by the tornado, he said, adding that for logistical reasons, the former Memorial School made the most sense. And while conducting the search for new quarters, Dill said he’s become inspired by the energy and momentum the Cathedral community has created as it has forged ahead from the disaster.
“This will focus people,” he said of the recovery efforts,” and what I hope it will do is bring the alumni out and get people thinking about how important Cathedral is to this community, and bring resources to bear on this. And I think it will.”
While he admitted that education is not one of his areas of expertise, Dill has nonetheless become involved in many education- and community-oriented endeavors during his career.
In addition to his work with real estate-related groups, such as the Mass. Housing Investment Corp. and the Councilors of Real Estate and its New England and Upstate New York chapter, Dill’s resume includes work (past and present) with the Springfield School Volunteers, Mass. Business Alliance for Higher Education, Greater Springfield YMCA, Community Music School, Springfield Library and Musems Assoc., American International College, for former StageWest, and even the Springfield Parks Commission.
Many of these assignments date back to when he was an SIS employee, he said, adding that in recent years he has scaled back his community work, but remains quite active, especially in the broad realm of education. One current passion is promoting early childhood education and, especially, the importance of literacy, through a project undertaken in conjunction with the Irene E. and George A. David Foundation called “Effective Reading by the Fourth Grade.”
“The research is really clear that if you’re not an effective reader by the fourth grade, the chances of a successful outcome, meaning graduation from high school, are much slimmer,” he said. “The Davis Foundation has reversed engineered education reform in some sense and come to the realization — and they’ve convinced me, at least — that early focus is absolutely critical; the earlier the better.”

The Lease He Can Do
Although somewhat reluctantly, Dill offered some commentary on the state of the local commercial real estate market.
“It’s been a tenant-driven market for 28 of the 30 years I’ve been doing this,” he said. ‘There have been a few very brief periods when landlords had leverage, but for most of that time, it’s been tenants that have had leverage. And in a way, that’s good, because it has a positive impact on the cost of doing business here, and that’s been helpful to growing service businesses and smaller providers of services, and that’s good for the economy.
“We’ve talen some hits with major tenant relocations and consolidations,” he continued. “It’s always great to be dealing with one big transaction with a few hundred employees, but if that goes away, the market has a bigger program. We’ve seen some pretty good growth among smaller, flexible firms, and I think that gives us a better-integrated economy.”
Which led him to again borrow from Bill Bellichick: “it is what it is.”
And with that, he returned to what is still the ‘No Whining Zone,’ even if the sign identifying it as such is gone.

George O’Brien can be reached at [email protected]

Features
For Holyoke, the High- performance Computing Center Is Only the Beginning

Holyoke Canals

Holyoke Canals

The high-performance computing center soon to take shape in downtown Holyoke is a large project creating a good deal of excitement. Two things it won’t create directly, however, are large numbers of jobs and tax revenue. So area planning officials are hard at work looking at ways to generate both indirectly. They call it leveraging an asset. The strategies being developed have many facets, and are summed up by one official as a “surround-sound approach to economic development.”

The high-performance computing center being developed in downtown Holyoke brings together a group of public and private partners in a groundbreaking initiative that will eventually provide unparalleled computing power for the state’s most prestigious universities.
Imagine its impact on … farming.
No, really.
“The high-performance computing center will generate a lot of heat,” said Kathleen Anderson, director of Holyoke’s Office of Planning and Development. “If we did urban agriculture, we could take the heat from the computing center and pump it into greenhouses or possibly older mill buildings and start growing things.”Such a project, she said, could generate more than 100 jobs.
“Then there’s distributors, processing plants up and down the Valley … how do you include them? An asset like that in Holyoke would need distribution, processing, transportation — how can we leverage that asset to help other businesses in the Valley?”

Tim Brennan

Tim Brennan says efforts to leverage the computing centers can be described as “the surround-sound approach to economic development.”

Tim Brennan, executive director of the Pioneer Valley Planning Commission, also cited agriculture as a way to create economic development from a facility that in itself won’t generate many jobs for the city.
“Can we capture the heat it gives off and create a very large-scale urban greenhouse where we could have vegetable production year-round?” he said. “That’s an asset to much of the region; many farmers are active in agricultural production but see the winter period as downtime, because the climate in New England is not conducive to growing in every season. And it could help create middle-income jobs with benefits for people in Holyoke.”
What has members of the Holyoke Innovation District Task Force — a broad partnership charged with leveraging the computing center and related downtown efforts into large-scale economic development — so excited isn’t the prospect of growing crops in a former mill. It’s that urban agriculture represents only one of many ways to make the city’s (and region’s) economy more robust.
Urban farming, said Brennan, “is an example people can get their heads around of how we can create leverage out of the computing center and get jobs and also off-site benefits that ripple positively to the regional economy. This region is disposed to being at the cutting edge, so can we use that quality to fuel more innovation, more technological entities here? And they don’t necessarily need to all be in Holyoke.”
“The strategy,” said Anderson, “is basically to determine what industries are most likely to take advantage of the assets in Holyoke and the Pioneer Valley and where they’re likely to locate. So we’re looking at economic opportunities within the Innovation District, the entire city of Holyoke, and the whole Pioneer Valley, and asking, what are the related investment pieces and strategies needed to achieve this economic potential?”

Thinking Big
The task force, Anderson explained, developed strategies with a threefold overall goal in mind: to increase and improve job opportunities for the residents of Holyoke and the Pioneer Valley, to attract an increased level of private investment into Holyoke, and to connect the green high-performance computing center and various regional assets into an integrated economic-development marketing and delivery system.
The eight broad strategies that sprung from this multi-pronged goal target different aspects of economic development, but tend to originate from strengths Holyoke already possesses. Clean-energy innovation and development is one example.
The idea is to maintain the city’s low-cost, renewable-energy-based competitive advantage by expanding the city’s portfolio of cost-effective renewable-energy generation capacity, and eventually transform Holyoke into a global leader in clean-energy research and applications. A longer-term objective is to convert that research into the widespread manufacturing of clean-energy products.
That goal makes sense in the context of Holyoke’s hydropower capacity, one of the significant factors in the computing center being located there.
“Holyoke Gas & Electric has the cheapest electrical rates in New England for industrial customers,” Anderson said. “They (center developers) saw the low-cost real estate and also wanted clean energy with hydro, and we were able to do that.”
Holyoke Mayor Elaine Pluta is certainly thinking big about Holyoke as a renewable-energy leader.
“Our overall goal is to become as close to 100% renewable energy as soon as possible,” she said. “That’s the message, and the word will get out, because we’re going to be promoting that to the economic developers and letting them know that, if they want to do green projects, this is the city to come to. The computing center is going to be a green project, and that’s going to be one of the first of many, we hope.”
Brennan has long been an advocate of moving toward renewable energy as the world’s primary source of power — and of thinking urgently about the issue.
“High energy costs, uncertainty of supplies, and threats from climate change are changing everything,” he said. “The transition from coal as the primary fuel source in this country took 30 to 50 years. I don’t think we have 30 to 50 years this time, so those parts of the country that don’t get out in front of this wave are going to fall behind it. We’ll also take that message about low energy costs and carry it as far as we can.”
Other strategies the task force has developed include:
• making the Innovation District a sort of laboratory for innovation and entrepreneurship, with assets in place to support startups;
• leveraging the region’s colleges and universities as a critical part of its talent base and reputation;
• creating more sites ready for development and redevelopment by identifying priority sites, selectively clearing and remediating abandoned properties, and providing incentives to encourage investment;
• coordinating among all regional economic-development players to streamline the processes for attracting and retaining businesses;
• creating and growing an information-technology industry cluster; and
• retaining and growing manufacturing opportunities in Holyoke by building from the city’s existing advantages, such as low-cost energy and real estate, available workforce, and transportation access.
In short, “the high-performance computing center is coming to Holyoke, so how do we leverage that opportunity?” Anderson said. “We know there’s going to be a minimal amount of jobs and no taxes — it’s a tax-exempt entity — so this task force was established to leverage this opportunity for economic-development opportunities.”
Pluta partly disputed those jobs-and-taxes claims, noting that “there will be a small amount of jobs, and we are going to be looking at a small amount of tax revenue from them. But, yes, we are mostly looking for the spinoff on that development, and it’s going to have an effect on all our economic development, especially in the immediate area.
“We already have the building across the way from [the computing center] being rehabbed for office space, and we’re looking for more of that,” she added. “We are making progress, and I’m assured that, within a short period of time, we’ll be targeting pieces of property where we anticipate seeing development and preparing those parcels for someone to come in and develop. We’re getting very close to being at that point in time.”

Scoring Opportunities
Brennan noted that the strategy part of the process is complete; “now we’re working with what’s been handed to us and trying not to fumble it, but taking it up the field to score.
“There are multiple tracks,” he noted. “What does Holyoke need to do, and what benefits can be derived locally, and what things does the region have to do, and what benefits can be derived from a regional perspective? Then there’s obviously heavy state interest in the whole property, as much as the state itself has an investment. This is sort of a surround-sound approach to economic development.”
Brennan stressed the need to prioritize. “We can’t do everything. We have to take these recommendations and assign some priorities to them, put them into time zones. What do we need to do in the short term that’s achievable? Mid-range and longer-range items need more time, but might have a more significant payoff.”
Pluta said she foresees a snowball effect once economic development related to the Innovation District begins in Holyoke, in no small part due to factors such as the city’s affordability and capacity for renewable energy.
“We want to create a climate for businesses to come, not only to Holyoke, but to the Pioneer Valley,” Anderson said. “A lot of people in Holyoke need jobs, so what kind of strategy could we use to create them? What things can we do to deal with that?”
Again, Brennan said, the idea is to determine what can be accomplished right away, and what needs to be cultivated over time.
“I think the Holyoke high-performance computing center is an attractive force, but the ability to be a magnet and pull firms from outside the region and outside Holyoke is one of the mid- or long-term targets,” he told BusinessWest. “I honestly see that, in the short term, small and mid-sized businesses are where the action is, and we have these within this region. We need to grow our own economic base in the Valley through entrepreneurship, and nurture the businesses we have and allow them to grow.”
In Brennan’s view – and he’s been observing the business culture in the Pioneer Valley for a long time – the raw materials are there.
“One of the things this work reinforces is that what matters most to all future economic development is not tax breaks, it’s not land – it’s about talent,” he said. “Talent matters most, and diversity is a close second. There are disguised opportunities here that the work of the task force has teased out.”
Anderson heartily agreed.
“I think right now, between the urban-renewal plan in our urban core and the whole Innovation District task-force strategies, there are a lot of eyes on Holyoke and how we can make a better business climate in the region,” she said. “To me, this work solidifies the things I know to be true, but we’re still trying to accomplish what’s been very difficult to accomplish.”
Still, she added, “I’m confident we have the strategy moving forward to benefit Holyoke and the region.”

Joseph Bednar can be reached at [email protected]

Court Dockets Departments

The following is a compilation of recent lawsuits involving area businesses and organizations. These are strictly allegations that have yet to be proven in a court of law. Readers are advised to contact the parties listed, or the court, for more information concerning the individual claims.

CHICOPEE DISTRICT COURT
Tayisha Guzman v. Chicopee Village Townhouses
Allegation: Negligent maintenance of property, causing slip and fall: $3,389.33
Filed: 6/30/11

HAMPDEN SUPERIOR COURT
Edwin Diaz v. CSX Intermobil Inc.
Allegation: Defendant misclassified as an independent contractor instead of employee, transferring numerous costs unlawfully from the defendant to the plaintiff: $495,463.91
Filed: 4/25/11

Geodesign Inc. v. Purcell Associates and the Town of West Springfield
Allegation: Collection of outstanding fees for design services rendered on a construction project: $1,090,295
Filed: 4/20/11

Peter Mayberry v. Allcare Dental Management Inc.
Allegation: Medical malpractice: $50,000+
Filed: 4/27/11

Ted Ondrick Company, LLC v. Green River Development, LLC
Allegation: Non-payment of paving services rendered: $25,350.30
Filed: 5/6/11

HAMPSHIRE SUPERIOR COURT
Rose P. Gamin v. Five Star Aviation Inc.
Allegation: Crash of aircraft due to negligence of maintenance facility: $65,000
Filed: 7/18/11

NORTHAMPTON DISTRICT COURT
JP Elastomerics Corp. v. Soltech Inc.
Allegation: Breach of contract and failure to pay commission: $16,646.80
Filed: 6/14/11

Shawn Mineau and Kevin Mullen v. Decosino Construction and Five Star Building Construction
Allegation: Failure to pay prevailing wages: $25,000
Filed: 6/9/11

Michael Elbery v. City Tire Inc.
Allegation: Unfair and deceptive trade practices and fraud: $10,000
Filed: 6/27/11

SPRINGFIELD DISTRICT COURT
Advanta Bank Corp. v. Alpha Builders Inc.
Allegation: Non-payment on credit account: $10,533.95
Filed: 6/19/11

Arthur C. Lamb Co. Inc. v. National Maintenance and Service Corp.
Allegation: Non-payment of goods sold and delivered: $8,417.37
Filed: 6/3/11

Beacon Sales Co. v. Keith G. Roy Home Improvement and Construction
Allegation: Non-payment of goods sold and delivered: $10,629.76
Filed: 6/19/11

BSI, LLC v. Tigar Refrigeration Co., LLC
Allegation: Non-payment of goods sold and delivered: $9,123.72
Filed: 6/19/11

Catherine Nguyen v. Faces of Phobia
Allegation: Plaintiff was injured after being struck in the face by another patron who was startled and trying to flee: $24,999.99
Filed: 6/6/11

Concord Electrical Supply Limited v. Precision Electric Enterprise, LLC
Allegation: Non-payment of goods sold and delivered: $22,243.99
Filed: 6/24/11

WESTFIELD DISTRICT COURT
Industrial Air Solutions v. Creative Hardware Floors Inc.
Allegation: Enforcement of a previous judgment: $5,488.54
Filed: 6/3/11

Education Sections
WNEU Program Introduces Young People to the Nonprofit Realm

Julie Siciliano

Julie Siciliano says the board intern program has injected youth into area institutions, while opening students’ eyes to the world of community service.

Julie Siciliano says that things tend to move slowly in the world of academia, especially when it comes to the process of taking concepts for new learning initiatives from the drawing board to the classroom — in whatever form it may take.
There is a great deal of due diligence involved in such matters, noted Siciliano, dean of the College of Business at Western New England University, adding that at her school — and across higher education in general — building consensus on if, when, and how to proceed with new ideas can often be a time-consuming proposition.
Such was not the case, however, with a relatively new course of study at WNEU — the so-called “nonprofit-board-internship” program. As the name suggests, the for-credit initiative places students on the boards of area nonprofits — the YMCA of Greater Springfield, the Pioneer Valley Chapter of American Red Cross, and the Springfield Boys & Girls Club were early participants — and gives them full voting privileges.
First suggested by College of Business adjunct faculty member Gerry Fitzgerald in early 2008, the program was ready to be implemented for the next semester, a much quicker pace than is generally the rule with such matters.
“That’s because everyone could see early on that this was going to be a real win-win,” said Siciliano. “It was going to be a win for the nonprofits, and a win for the students taking part; the organizations would get an injection of youth on their boards, and the students would gain an appreciation for the important work these nonprofits do — and become involved in that work.”
And just three years in, it’s apparent that this optimism, not to mention those fast-tracking efforts, were well warranted.
Tashia Kay

Tashia Kay says her time spent on the board of the Springfield Boys & Girls Club provided a number of learning experiences.

Consider these comments from Tashia Kay, who spent a year on the board of the Boys & Girls Club, as exhibit A: “It was great to be part of an organization that was passionate about the kids and the community, and not just focused on money and profits,” she said, drawing a distinction between what she saw in her Business classes and what she observed on the board. “I was very lucky to be part of the board for the seven months I was there.”
As for input on the nonprofit side, Rick Lee, director of the Pioneer Valley chapter of the Red Cross, was among the many who went into the program with optimism and high expectations. But even with all that, he remembers being pleasantly surprised, not by the many ways his organization has benefitted — he fully anticipated that an infusion of youth would become a real asset — but how the participating students gained confidence he could see and hear as the year went on.
Rick Lee, director of the Pioneer Valley chapter of American Red Cross

Rick Lee, director of the Pioneer Valley chapter of American Red Cross, says the board intern program has helped introduce young people to career possibilities in the nonprofit realm.

“While these young people have certainly made some contributions to our organization and helped to move things forward, I also saw in the time each one of them was with us, progress in their own personal development that was just as gratifying and just as important,” he explained. “They brought youth to the discussion and different viewpoints, and over the course of their year gained a great deal of confidence and ability to express opinions and back up what they were saying.”
Beyond this development professionally, there are many other benefits to be derived from this program, said Lee, especially the ability to introduce young people to the realm of nonprofit management and perhaps inspire them to make this a career.
“As someone who has been in nonprofit work for more than 30 years now, I’ve always been aware of how important it is to attract young people to the kind of work we’re in,” he said. “Whether it’s attracting them as a paid staffer in the future, or, as we’re trying to do here, getting them to think about their role as a leader so they may choose a different career path — as a leader in a nonprofit organization when they’re a young professional, not just when they’re in their  ’40s.”
This is exactly what has happened with Diane Garcia, a business major who graduated in 2009 and took part in the pilot program that launched the nonprofit-board initiative. She said her experiences with the YMCA of Greater Springfield definitely helped determine her career course, which has taken her into the nonprofit realm in a few different ways.
Indeed, upon graduating from WNEU, she accepted an Americorps Vista position in the National Development Office of Jumpstart in Boston. And today, she works for Boston-based Commongood Careers, an executive search firm that specializes in finding top-level managers for nonprofits.
“My position at the YMCA really jump-started me into thinking about going that route,” she said, adding that she didn’t arrive at WNECU’s business school thinking about working for nonprofits, but her role on the board definitely widened her scope of thinking.

Seats at the Table
Garcia admits that she’s not a big baseball fan. She can’t recall, for example, which member of the Red Sox organization took the podium as keynote speaker for the YMCA’s huge spring fundraising breakfast in 2009 (it was knuckleballer Tim Wakefield).
What she does remember, however, is all the hours she spent helping to plan the event and then work it. Specifically, she recalls the teamwork necessary to pull off such a happening, and the satisfaction that comes when it is staged successfully.
“It was a lot of work, and it was interesting to see how it all came together,” she said. “Working on the event gave you an appreciation for the organization and the role it plays in the community.”
This is what Fitzgerald, Siciliano and others at WNEU had in mind when they blueprinted the nonprofit-board program. They wanted to create learning environments that would accomplish a number of goals — everything from giving students confidence-building experiences, to opening their eyes to the intriguing world of nonprofit management, to injecting youth onto those boards.
The program is still a work in progress, but most believe that to say it is accomplishing those goals would be an understatement.
Here’s how it works: Students in Business, Management, and Accounting are encouraged to apply for the internships, said Siciliano, adding that many are actually recruited by faculty members. There are a few prerequisites — a 3.0 grade point average, for example — but mostly, faculty and administrators are looking for individuals with leadership skills and an interest in serving the community.
Meanwhile, they are also recruiting nonprofits on which students can serve, organizations that, first and foremost, are open to the idea of a 21-year-old sitting on their board with full voting privileges (some are not) and that can offer those valuable learning experiences mentioned earlier.
It’s all part of a comprehensive matching process, said Siciliano, adding that from the beginning, the school has worked to create solid fits that maximize the experience for both parties.
And for this coming year, the school has created five such matches, involving the YMCA, Boys Club, Red Cross, United Way, and Dress for Success. The individual experiences will be different, said Siciliano, but there are important common denominators — especially opportunities to learn and participate.
And both of these qualities come in a number of varieties, said Gary McCarthy, executive director of the Springfield Boys & Girls Club. He noted that his organization has nearly two dozen board members, but even within that large group, the WNEU students who have served on that body have managed to stand out and make notable contributions.
“We found that the young people from Western New England were very committed to the process,” he said. “They were very vocal, and when they were passionate about something they definitely spoke up and put in their 2 cents and their recommendations on things.”
He specifically recalls them being active in efforts to engage the large alumni base.
“They were involved with some others in getting a Facebook page up and staging reunions,” he recalled. “They also got engaged in our fundraising events, like the Festival of Trees, and so they learned about the many aspects of putting on large events, like recruiting volunteers and public relations work, but they were also there on the front lines and doing the work.”
Meanwhile, the students also helped build stronger bridges between the club and the college, creating more connections in matters such as mentoring, he said, adding the organization has had student board members from both WNEC and UMass Amherst, and has forged stronger relationships with both institutions through those programs.

Votes of Confidence
Kay remembers all the work that went into the Festival of Trees, the hugely popular program in which businesses, institutions, and area families donate decorated trees, which are then raffled off, with the proceeds supporting club programs.
“I got to take part in the planning and behind-the-scenes work,” she explained, “but I really had no idea just how big this was and how many companies got involved to help the club. The day of the event, I was running around, helping everyone put trees together, getting the electricity going, making sure there was enough room for everyone, working on the premiere party, selling raffle tickets … and it was great to see what everyone was working so hard for.”
What she remembers more from her year on the board, though, was taking part in key votes on a proposal to merge the agency with another Boys & Girls Club, a concept that was eventually rejected.
“I got to be part of that decision, which was a real learning experience,” she recalled. “There was a feasibility study to determine if it was beneficial for us to move forward with the merger, and in the end, we decided that it just didn’t make sense to do it.
“Each club gets grant money, and if there was a merger, there would be one entity, and less money to go around,” she continued. “Taking part in that important vote was a real experience for me.”
Other participants in the program have had the opportunity to become involved with similarly important decisions and the research that goes into them.
Indeed, Lee told BusinessWest that the injection of youth to his board has come at a time of what he called “watershed change” for the Red Cross, and the interns have added tremendously to the dialogue.
“It began three years ago, and it has escalated over the past 11 months,” he said of the fast-paced evolutionary process. “It has literally changed the way chapter borders are defined, and changed the roles of staff members and board members; it has upset a number of apple carts as we try, to extend the analogy, and restack the fruit for the 21st century.
“And having young people be part of those discussions has helped with the breadth of the discussions we’ve had,” he continued, “and brought some different perspective to the conversation.”
Lee and other nonprofit managers we spoke with expressed the hope that the students’ experiences would inspire them to continue their involvement with nonprofits after they left the respective boardroom — and the college. And the reality is that many of them are.
Kay, for example, said she does a lot of work with nonprofits as a part-time accountant with Nicholas Lapier, CPA, and is confident that wherever her career takes her she will make time to get involved in the community.
Meanwhile, Garcia said her work with Jumpstart, as well as her current position with Commongood are reflections of her desire to make work within the community part of her career portfolio.
“I really enjoy working at Commongood,” she explained, “ because it’s a combination of the two things I love the most — working with nonprofits and HR and recruiting, which I developed an interest in while I was in college. This is perfectly in the intersection of the two.”
Her sentiments about nonprofits are reflected in the comments she offered for a piece in the spring-summer edition of the newsletter for the School of Business: “My internship on the board of the YMCA opened my eyes to a whole different idea of what business can be,” she said, “and how my skills can really serve others.”

The Bottom Line
Tom Marsh will be among the students serving on boards starting this September. His assignment is with the YMCA, and he’s hoping to take his experiences in sports and fundraising — he founded the club soccer program at WNEU, which involves both — and his desire to get involved in the community, and make them the basis for what he believes will be a memorable learning experience.
“I’m really excited about the prospects of getting a real-world experience and seeing how decisions are made and ideas arise,” he said when asked about his upcoming stint on the Y board. “I’m just hoping that I can contribute to the process and learn things I can take with me on my career path.”
Those who have done this before him would say he’ll accomplish all that and much more.

George O’Brien can be reached at [email protected]

Company Notebook Departments

HNE Files for Decrease in Premium Rates
SPRINGFIELD — Health New England (HNE) recently filed for a decrease in rates effective Oct. 1, 2011. HNE is the only plan in the state to have filed for a decrease. Juan Campbell, vice president of sales, noted in a statement that, over the past 16 months, HNE has experienced a “slowing in the rate of increase in costs and lower utilization of services which has lowered the overall medical trend.” Campbell added that medical trends drive approximately 90% of costs, while 10% covers administrative costs. “We are pleased to be in a position to pass on a reduction to individuals and employers,” he said. HNE, a provider-sponsored plan, is majority-owned by Baystate Health (approximately 97%), and the remaining 3% is held by independent practicing physicians in Western Mass. “We believe that to be successful in controlling health care costs requires a partnership between the health plan, the health care delivery system, and engagement with the member/patient,” added Peter Straley, HNE president and CEO.

Mercy Medical Center Scores High in Two National Rankings of Hospitals
SPRINGFIELD — Mercy Medical Center has been ranked in U.S. News Media & World Report’s “Best Hospitals” rankings, available online at www.usnews.com/besthospitals. The rankings, annually published by U.S. News for the past 22 years, will also be featured in the U.S. News Best Hospitals guidebook, which will go on sale August 30. The latest rankings showcase 720 hospitals out of about 5,000 hospitals nationwide. Each is ranked among the country’s top hospitals in at least one medical specialty. Mercy ranked as high-performing in urology. “At Mercy Medical Center, we continuously strive for clinical excellence through the delivery of high-quality care. The U.S. News and World Report’s ranking of Mercy Medical Center among the nation’s best hospitals provides additional validation of our team’s success in providing the highest quality of patient care,” said Daniel Moen, president and CEO of the Sisters of Providence Health System. In other news, Mercy Medical Center has once again been recognized as a Top 100 Community Value hospital by Cleverley + Associates of Columbus, Ohio, a leading health care financial consulting firm specializing in operational benchmarking and performance-enhancement strategies. Mercy’s designation  is noted in the independent organization’s recent publication, State of the Hospital Industry — 2011 Edition. “The concept of health care value has become increasing important to payers, employers, and individuals, not just here in Massachusetts, but also across the country,” said Moen. “Mercy Medical Center’s reputation for providing high quality care at a reasonable cost has again been independently validated by the presentation of both the Community Value 100 and Community Value Five Star Awards. At  Mercy Medical Center, we believe that providing high-quality care is the right thing to do for our patients. As experts in medical economics have demonstrated, high-quality care actually costs less.”

Baystate Medical Center Recognized as a ‘High-performing Hospital’ in Report
SPRINGFIELD — Baystate Medical Center is recognized as Massachusetts’ top hospital outside of Boston based on the most high-performing specialties, according to the latest edition of the U.S. News Media & World Reports 2011-12 Best Hospitals rankings. The rankings, annually published by U.S. News for the past 22 years, listed Baystate Medical Center as “high-performing” in the following specialties: cardiology and heart surgery, diabetes and endocrinology, gastroenterology, geriatrics, gynecology, nephrology, orthopedics, pulmonology, urology, and ear, nose, and throat. The latest rankings showcase 720 hospitals out of about 5,000 hospitals nationwide. Each is ranked among the country’s top hospitals in at least one medical specialty and/or ranked among the best hospitals in its metro area. “We are proud to be recognized by U.S. News and World Report for the quality of care we provide to patients right here in Western Mass. Baystate Medical Center has invested significantly in our quality and safety programs, and we are gratified by this recognition,” said Dr. Evan Benjamin, the hospital’s senior vice president of Healthcare Quality.

Big Y Opens New Store in Meriden
SPRINGFIELD —  State and community officials attended a cake-cutting ceremony Aug. 25 as Big Y Foods opened its newest World Class Market at 533 South Broad St. in Meriden, Conn. The 55,500-square-foot market was completely refurbished after being vacated by its former operator. The new Big Y reflects today’s modern supermarket standards along with an in-store pharmacy, prepared meals section, and eat-in café. Bowdoin Construction of Needham served as general contractor for this expansion in conjunction with several local subcontractors for the completion of the $3 million project. As part of Big Y’s grand reopening celebration, 15 schools in Meriden will each receive a check for $500 as part of the company’s longstanding commitment to education.

WMECo, Employees Assist Tornado Victims
SPRINGFIELD — Western Massachusetts Electric Co. (WMECo) and its employees recently contributed $28,600 to the American Red Cross Pioneer Valley Chapter and the Salvation Army to assist victims of the severe storms and tornado that struck Western Mass. on June 1, and for future disaster relief initiatives. “Many of our customers experienced unprecedented losses and disruptions to their lives,” said Peter Clarke, WMECo president and CEO. “We’re privileged to be able to help those organizations that are providing such essential services to the residents of the affected communities.” A check for $13,600 will be presented to the Red Cross, and $15,000 will be donated to the Salvation Army. The contributions are from WMECo employees; members of the Greater Springfield Reliability Project team, including its contractor, Burns & McDonnell; and corporate donations.

Chicopee Savings Bank Awards Scholarships
CHICOPEE — The Chicopee Savings Bank Charitable Foundation recently awarded six scholarships, each for $3,000, to eligible high-school students attending one of eight participating high schools within the market area. Scholarships were awarded to Amanda Pierce, graduate of Ware Jr./Sr. High School; Allison O’Shea, Chicopee High School; Kyle Benoit, Ludlow High School; Kaitlyn Baranowski, South Hadley High School; Trent Domingos, Chicopee Comprehensive High School; and Alyssa Sawyer, West Springfield High School. For the fifth year, this program replaced the Chicopee Savings Bank Medallion Scholarship Program, which was established in 1976 in conjunction with the nation’s bicentennial celebration. After 30 years in existence, an estimated $80,000 was awarded to high-school students residing in Chicopee.

Credit Union, CES Create Partnership to Assist Students
AMHERST — The UMass Five College Credit Union and the Collaborative for Educational Services (CES) have formed a unique partnership to provide loans to eligible students enrolled in the CES educator licensure and graduate programs. The collaborative offers programs leading to initial licensure in a wide variety of subjects, including high-need areas such as special education, English as a second language, science, and math. The loan offers a variable interest rate and terms up to seven years. Payment deferments are also available. The maximum loan amount is $20,000. Students enrolled in any CES program are eligible to join the credit union and apply for the financing opportunity. “Over the next few years, many teachers who are Baby Boomers are going to retire, opening up a lot of jobs in the educational field,” said Phyllis White, director of programs for the Franklin Hampshire Career Center. “With the new loan program, students enrolled in the collaborative’s licensure programs can get the financial help they need to enter teaching or school administration careers.” For more information on the loan program, visit www.umassfive.org/ces_student_loan. For more about the CES licensure program, visit www.techinmass.org.

MassMutual Webcast Attendance Up
SPRINGFIELD — More than 800 retirement-plan advisors and sponsors attended the recent “Plan Health and Retirement Readiness” webcast hosted by PLANSPONSOR magazine and sponsored by MassMutual Retirement Services. The informational webcast addressed two key challenges facing the retirement industry today — the importance of measuring plan health and helping plan participants prepare for retirement. Presenters reviewed the critical characteristics of the new retirement plan and discussed ways that plan advisors and sponsors can help improve overall plan health, prepare participants for retirement, and fulfill their fiduciary responsibilities. An integral part of this framework, the MassMutual PlanSmart Analysis report, allows advisors and sponsors to gauge the health of a plan by assessing the percentage of employees likely to have enough income in retirement. And for participants, the RetireSmart Ready tool provides a simple way to assess their personal level of retirement readiness. “The outstanding attendance of this webcast signifies how important the topics of plan health and retirement readiness are to the retirement services industry today,” said Elaine Sarsynski, executive vice president of MassMutual’s Retirement Services Division and chairman and CEO of MassMutual International LLC.

Central Scores High in Ranking of High Schools
SPRINGFIELD — The Washington Post recently recognized Springfield Central High School among the top of all academic high schools in the United States, citing the school’s strong commitment to preparing students for college as a key factor in its rating. Principal Thaddeus Tokarz said the school is elated by the good news. “This is a huge accomplishment and a testament to all of the tireless hours our students and staff put in every day,” said Tokarz, adding that the ranking places Central in the nation’s top 5% of high schools. “It affirms we are on the right track toward our goal to be one of the top high schools in the country by 2015. This is a terrific step along the way.” The ranking by the Post places the school as one of the top 1,900 academic high schools in the country, and identifies the school as a national leader in college preparation. Over the past five years, the number of Central High School students enrolled in Advanced Placement courses more than doubled going from 222 to 517. And Central High School students’ performance on Advanced Placement examinations outpaces the national average. Advanced Placement classes are college-level courses that earn high school students college credit upon successful completion.

Entrepreneurship Sections
, entity

Jeffrey Fialky

Jeffrey Fialky

Individuals forming new business enterprises, or perhaps those whose business enterprises have matured to the standpoint of pursuing the next level, often approach their accountants and attorneys when considering whether or not to incorporate.
Really, the term ‘incorporate’ is euphemistic for whether an individual, and in some cases multiple business partners, should proceed (or continue to proceed) on their own behalf or, alternatively, form a limited-liability entity pursuant to the laws of the respective jurisdiction. The question of whether to engage in business operations in an individual capacity or to form a limited-liability entity within which to conduct business operations is generally a question answered by a thorough analysis of the respective liabilities and tax implications.

Sole Proprietorship
The simplest manner of doing business is in the form of a sole proprietorship. That said, a sole proprietorship is a bit misleading by name, in that it is not a business entity, but rather the absence of a business entity.
There are no registration or filing requirements, and simply engaging in the business operation commences the sole proprietorship, in the individual’s own name, or on their own behalf. As a result, an individual who engages in a business practice as a sole proprietor personally exposes himself to any liabilities that could arise as a result of such business operations without any legal protection from same.
While an individual doing business as a sole proprietor may register a fictitious name in which to conduct his or her business by filing a DBA certificate in the community in which the business operates, from a legal standpoint, the fact that the business operates pursuant to a fictitious name has no bearing or legal effect relative to liability. By way of example, assume Joe Smith, d/b/a XYS Construction, is named in a lawsuit as a result of an injury occurring to a third party on a job site. A judgment against Joe, personally, could certainly result in a lien against Joe’s personal residence, subject to subsequent sale in order to satisfy such judgment.

General Partnership
Another form of business operation is a general partnership. This consists of essentially two or more individual sole proprietors engaging in business operations in a joint capacity. Often, a general partnership will be governed pursuant to the terms of a partnership agreement; however, such as with a sole proprietorship, there is no formal legal registration requirement.
Additionally, as with a sole proprietorship, the general partnership does not protect the individual partners from personal liability arising out of the business operations. Worse, partners pursuant to a general partnership are not only liable personally for their own acts or omissions relative to the ongoing business venture, but, additionally, each individual is personally liable for the acts of other partners in the partnership.

Corporation
For many reasons, including avoiding the personal liability attributed to sole proprietorships and general partnerships, parties are often counseled to consider forming limited-liability legal entities, which provide a barrier of protection for the business owners.
Among the host of legal entities available for formation, the most commonly used in contemporary business are the corporation and limited-liability company (LLC). That said, the term ‘corporation,’ as generally used, often includes two specific types of corporations ­— subchapter ‘C’ corporations (C corps) and subchapter ‘S’ corporations (S corps), the distinction between which arises pursuant to the respective subchapter of the IRS tax code.
Generally speaking, a corporation is a legal entity that is formed by the filing of articles of organization, is governed by its bylaws, and which is owned by its stockholders. Corporations are managed by their board of directors, with day-to-day operations overseen by their officers. Unlike a sole proprietorship or general partnership, a corporation is an independent legal identity, which is independent from that of its stockholders. Accordingly, a substantial degree of protection is afforded to owners of the corporation relative to liabilities arising as a result of the ongoing business operations of the corporation. The tax treatment of a corporation, including the potential tax effect on individual stockholders, varies in accordance with the nature of the corporation formed, specifically whether it is a C corp or an S corp.

C Corporations
Subchapter C corporations, or C corps, enjoy the benefits of limited liability for stockholders, and are operated pursuant to the traditional corporate formality of being governed by their directors and officers. One significant potential tax disadvantage to C corps, however, is the potential for double taxation of corporate earnings. C corps pay tax on income at the corporate level, and in the event that earnings are distributed to stockholders as dividends, the dividends are often subject to tax at the individual shareholder level upon distribution. This so-called potential for ‘double taxation’ can often be avoided by forward thinking and anticipatory tax planning.

S Corporations
Unlike C corps, subchapter S corporations, or S corps, while providing many of the advantages of the limited liability corporate structure as provided by a C corporation, have the added advantage of not being subject to the potential for double taxation. In fact, income and losses from the business flow through to the individual stockholders and are reported on their personal tax returns. That said, S corps are subject to their own specific limitations and potential disadvantages, most notably the fact that they are limited to a maximum number of stockholders, that stockholders generally must be individuals as opposed to other legal entities, that the S corporation may not have more than one class of stock (e.g. common vs. preferred), and that distributions must be in direct percentage to ownership interest.

LLC
Another commonly utilized business entity is the limited liability company (LLC), which is an entity that shares many characteristics of sole proprietorships and general partnerships, but with the limited liability protection afforded to corporations. The LLC, much like a corporation, is formed by the filing with the secretary of the respective state jurisdiction, with a simple certificate of organization filing, and payment of the respective registration fee. Unlike a corporation, which is owned by its stockholders, LLCs are owned by its member or members, as opposed to directors and officers, and managed by their manager or managers.
LLCs afford a great degree of flexibility in that most states have enacted a limited-liability company act permitting LLCs to be owned by a single member, to have multiple classes of membership (e.g. common vs. preferred), and to determine the capital structure, ownership, and management, all as determined by the business owners. Additionally, unlike S corps, profits and losses may be allocated in a manner that is disproportionate to direct percentages of ownership interests.
Unlike a corporation, which is operated pursuant to its articles and bylaws, LLCs are operated pursuant to a document called an operating agreement, which is a recitation of the respective rights and obligations of each member and manager of the LLC.
Members of an LLC have additional flexibility relative to taxation in that members can be taxed much like a sole proprietor or like a partnership, although distributions to members may be subject to self-employment taxes.
As a result of the flexibility of LLCs and the avoidance of the potential for double taxation, they provide ideal entities for the purposes of taking title to real-estate holdings and investments. For similar reasons, LLCs are additionally valuable tools for estate-planning purposes.

In Summation
As you can see, the determination of whether to form a limited liability entity and, if so, the choice of entity itself, is a fact-dependent analysis. Naturally, consultation with legal and tax professionals is recommended to ensure that you may enjoy the maximum level of liability protection and the most favorable tax consequences for your situation.

Jeffrey Fialky is an associate with the regional law firm Bacon Wilson, P.C, specializing in business, corporate, municipal, and real-estate law. A former assistant district attorney in Hampden County, Fialky joined the firm after a decade of holding senior attorney positions with some of the country’s most prominent telecommunications and cable television companies, where he negotiated large-scale licensing, acquisition, and distribution agreements; (413) 781-0560; baconwilson.com/attorneys/fialky

Chamber Corners Departments

ACCGS
www.myonlinechamber.com
(413) 787-1555

• Sept. 6: Springfield Chamber of Commerce board of directors meeting, noon-1 p.m. at the TD Bank Conference Center, Springfield.

• Sept. 7: Business @ Breakfast, 7:15-9 a.m.,Twin Hills Country Club. Members, $20; non-members, $30. To reserve tickets, contact Cecile Larose at (413) 755-1313 or [email protected].

• Sept. 9: ACCGS Legislative Steering Committee meeting, 8-9 a.m., TD Bank Conference Center, Springfield.

• Sept. 14: After 5, 5-7 p.m. at Mama Iguana’s, Main Street, Northampton. Members, $10; non-members, $20. To reserve tickets, contact Cecile Larose at (413) 755-1313 or [email protected].

• Sept. 15: ACCGS board of directors meeting, 8-9 a.m., TD Bank Conference Center, Springfield.

• Sept. 19: ACCGS Golf Tournament, Ludlow Country Club, Tony Lema Drive, Ludlow. Shotgun start at noon. Cost per golfer, $150. Contact Cecile Larose, [email protected].

• Sept. 21: ERC board of directors meeting, 8-9 a.m., the Gardens of Wilbraham, Community Room, 2 Lodge Lane, Wilbraham.

• Sept. 21: ACCGS ambassadors meeting, 4-5 p.m., EDC Conference Room, Springfield.

• Sept. 21: PWC Luncheon, “Up the Ladder: The Power of Education.” Special guest speaker: Carol Leary, president, Bay Path College. Reserve tickets through Lynn Johnson, [email protected].

• Sept. 30: Hampden/Wilbraham Golf Classic, Country Club of Wilbraham. Shotgun start at noon. Cost per golfer: $110. Contact Sarah Tsitso, [email protected].

Amherst Area Chamber of Commerce
www.amherstarea.com
(413) 253-0700

• August 31: The University of Massachusetts Amherst & Amherst Area Chamber of Commerce 45th Annual Community Breakfast, 7:30-9. Hosted by UMass Amherst Student Union Ballroom (free parking in the Campus Center Garage). Sponsored by UMass Amherst and the Amherst Area Chamber of Commerce. Tickets are $8 when you register and pay on-line at www.umassconferenceservices.com/registration. Tickets will be available at the door for $10. For more information, call (413) 577-1101, or [email protected].

• Sept. 7: Multi Chamber After 5 Networking Event, 5-7 p.m. at Cooley Dickinson Hospital. (Amherst Area Chamber, Greater Easthampton Chamber, and Greater Northampton Chamber). Sponsored by: Traditional Health First, UMass Fine Arts Center, and Murphy McCoubrey Attorneys at Law. Tickets: $5 for chamber members; $10 for non-members. RSVP at (413) 253-0700, or [email protected].

• Sept. 21: Chamber breakfast, 7:15-9 a.m. Hosted by: Applewood at Amherst. Topic updates on North and South Amherst and Kendrick Park. Sponsored by Elite Home Health Agency. Tickets: $15 for chamber members; $20 for non-members.
RSVP at (413) 253-0700 or [email protected].

Chicopee Chamber of Commerce
www.chicopeechamber.org
(413) 594-2101

• Sept. 7: Summer Sizzle, 4:30-7:30 p.m., Chicopee Moose Family Center #1849, 244 Fuller Road, Chicopee. Tickets: $20 for members, or if you have five or more employees, $18 each; $25 for non-members. Sponsors: Championship: Pilgrim Interiors Inc., Chicopee Electronics, LLC, and United Bank; Pennant: Dave’s Truck Repair Inc., Days Inn, and Wingate at South Hadley.

• Sept. 21: Salute breakfast, 7:15-9 a.m. at the MassMutual Learning & Conference Center, 350 Memorial Dr., Chicopee. Tickets: $19 for members; $26 for non-members.

• Sept. 27: Rake in the Business Table Top Expo & Business Networking Event, 4:30- 7 p.m. at the Castle of Knights, 1599 Memorial Dr., Chicopee. Presented by the Chicopee, Greater Holyoke, Greater Westfield, and the North Central Connecticut Chambers of Commerce. Exhibitor fee: $100 per table. Admission fee: $5 pre-registered, $10 at the door. Sign up online www.chicopeechamber.org, or call (413) 594-2101

Greater Easthampton Chamber of Commerce
www.easthamptonchamber.org
(413) 527-9414

• Sept. 7: Multi-Chamber Networking Event, 5-7 p.m., Cooley Dickinson Hospital, Northampton. Join with the Greater Easthampton, Amherst Area, and Greater Northampton Chambers for a special evening of business networking. Sponsored by: Fleury Lumber Company and Innovative Business Systems. Door prizes, hors d’ouevres, host beer and wine. Tickets: $10. RSVP to [email protected] or (413) 527-9414 by Sept. 6.

• Sept. 24: Recycling Day, 8:30 a.m-1 p.m. Responsibly dispose of your old computer, monitor, television, stereo and/or home and office appliances. Open to all members of area communities. Location: Valley Recycling, 245 Easthampton Road (Route 10), Northampton. Contact the chamber office at (413) 527-9414 or [email protected] for recycling fees. Recycling services courtesy of Duseau Trucking, Hatfield. Proceeds to benefit chamber community programs.

Northampton Area Young Professional Society
www.thenayp.com
(413) 584-1900

• Sept. 15: Vote the Valley, 5-7 p.m., Springfield Country Club, West Springfield. YPS (Young Professional Society of Greater Springfield) in Partnership with NAYP (Northampton Area Young Professionals) bring back Vote the Valley.

Quaboag Hills Chamber of Commerce
www.qvcc.biz
(413) 283-2418

South Hadley/Granby Chamber of Commerce
www.shchamber.com
(413) 532-6451

• Sept. 13: Skinner Museum Stroll, 5-7 p.m. Sponsored by Mount Holyoke College. Special guest: Lynn Pasquerella, president of Mount Holyoke College. Highlights: tours of Skinner Museum collection; refreshments under the tent. Tickets: $5 for chamber members.

Greater Westfield Chamber of Commerce
www.westfieldbiz.org
(413) 568-1618

• Sept. 12: Mayor’s Coffee Hour, 8-9 a.m. Hosted by the Holiday Inn Express, Barnes Meeting Room. Complimentary coffee and Danish. Call the Chamber office at (413) 568-1618 if you plan on attending.

• Sept. 16: Chamber September Breakfast. Registration begins at 7:15 a.m. Hosted by 104th Fighter Wing Air National Guard Base, 175 Falcon Dr., Westfield. Guest speaker will be Allan W. Blair, President and CEO of the Economic Development Council of Western Mass. Cost: members, $20; non-members, $25. Contact Carrie Dearing at (413) 568-1618 or at [email protected].

• Sept. 27: 14th Annual Rake in the Business Table Top Showcase. The Greater Westfield, Chicopee, Greater Holyoke, and North Central Connecticut Chambers of Commerce will hold a multi-chamber trade show. Members may purchase a table for $100; purchase includes four complimentary admission tickets. Admission for the public is $5 for anyone who pre-registers, $10 at the door. Sponsorship opportunities are also available at a platinum, gold, or silver level. Call the Carrie at (413) 568-1618 or e-mail, [email protected].

YPS-Young Professional Society of Greater Springfield
www.springfieldyps.com

• Sept. 15: Vote the Valley, 5-7 p.m. at Springfield Country Club, West Springfield. YPS (Young Professional Society of Greater Springfield) in Partnership with NAYP (Northampton Area Young Professionals) bring back Vote the Valley.

Departments People on the Move

Nicolle Cestero

Nicolle Cestero

has been named Associate Vice President of Human Resources at American International College in Springfield. Her role includes overseeing recruitment, employment relations, compliance with governing regulations, HR process and procedures, classification and compensation services, and performance management. Cestero will also focus on benefits administration, training and development, and contract negotiations.
•••••
Big Y Foods Inc. in Springfield announced the following:
Guy McFarlane

Guy McFarlane

• Guy McFarlane has been appointed Senior Director of Fresh Foods.
Gary Bolduc
Gary Bolduc

Gary Bolduc

• Gary Bolduc has been appointed Director of Meat and Seafood.
•••••
Allan Costello has joined Berkshire Bank as Senior Vice President and Audit and Compliance Manager. He will lead the internal audit and compliance teams throughout the company.
•••••
Fallon Community Health Plan has named Attorney Gerard Campbell as Privacy Officer and Compliance Manager at its Worcester headquarters. He will serve as the company’s primary resource for questions related to privacy and confidentiality as they pertain to FCHP and its employees, customers, vendors, and business partners.
•••••
Chicopee Savings Bank announced the following:
Anthony Antonopoulos

Anthony Antonopoulos

• Anthony Antonopoulos has been promoted to Vice President of Compliance and serves as the bank’s Security Officer;
Henry Downey

Henry Downey

• Henry Downey has been promoted to Vice President of Commercial Lending; and
Elizabeth Maroney

Elizabeth Maroney

• Elizabeth Maroney has been promoted to Vice President of Loan Administration.
•••••
The Western Mass Wellness Center in West Springfield announced the following:
Kelley Hamaoui

Kelley Hamaoui

• Tai Chi instructor Kelley Hamaoui has begun offering tai chi classes;
Bonnie Coopersmith

Bonnie Coopersmith

• Bonnie Coopersmith, LMFT, a licensed Individual and Relationship Therapist, has begun offering consultation services;
• Carleen Eve Fischer Hoffman, owner of the Clutter Doctor, has formed the Western Mass. Clutter Support Group through the wellness center; and
Lynn LaDuke

Lynn LaDuke

• Lynn LaDuke has joined the wellness center as a presenter and speaker on holistic options for pain relief for fibromyalgia sufferers. Her program is titled Restoring Quality of Life.
•••••
Bevan Brunelle has been appointed Marketing Manager at CityStage & Symphony Hall in Springfield.
•••••
MassMutual Retirement Services in Springfield announced the following:
• Garrett Carlough has joined MassMutual as Sales Director. He is based in New York City and is providing additional coverage for New York City, Long Island, Westchester County, Rockland County, and Northern New Jersey; and
• Andrew Hanlon has been appointed Sales Director. He is based in Boston, increasing coverage for eastern Massachusetts, Rhode Island, New Hampshire, and Maine.
•••••
Danielle Goldaper has been named Director of Alumni Relations and Annual Giving at American International College in Springfield.
•••••
Best Tile of Springfield announced the following:
•  Walt Sawa, Manager, has announced his retirement after 44 years of service with the company.
• Karen Belezarian-Tesini has been promoted to Branch Manager. She has served as Showroom Manager since 1996.
•••••
Mark Haynes, President and Chief Operating Officer of Environmental Compliance Services in Agawam, has been elected to the Board of Directors of the Massachusetts  Chamber of Business and Industry.
•••••
Karen Stonehouse has been invited by the U.S. Department of Justice’s Office for Victims of Crime to take part in establishing a national curriculum to train new protective-service caseworkers. This initiative is part of a nationwide pilot program to develop standardized competency trainings that can be used as a framework by other states to adapt to fit their regulations. In most states, the protective-service caseworkers are the first responders to report elder abuse, neglect, and financial exploitation. Stonehouse will conduct a course titled “Working within the Criminal Justice System” in September. She is a Supervisor in the Protective Services Unit at Greater Springfield Senior Services Inc., based in Springfield.
•••••
Wayne Budd, a longtime member of AAA Southern New England’s Board of Directors and most recently the Vice Chairman of AAA’s National Board of Directors, will now serve as Chairman of the national board. A Springfield native, Budd is a Senior Counsel at the Boston law firm of Goodwin Procter, and is a former U.S. attorney and former U.S. associate attorney general.
•••••
Michael Tucker, President of Greenfield Co-operative Bank, has been elected Treasurer of the Mass. Bankers Assoc.
•••••
Keith G. Roy Construction of Westfield announced the following:
• Keith Roy, President, has completed the Vinyl Siding Institute’s certified installer program; and
• Joshua Roy, Crew Leader, has also completed the certified installer program.
The firm has been in operation since 1946 and is a second-generation, family-owned company that provides siding and roofing installation and repair as well as other home-construction services.
•••••
Linda Carfora has been named Assistant Director of Educational Services for the Willie Ross School for the Deaf in Longmeadow. She is responsible for coordination of the school’s two campuses, the management of the center-based home campus in Longmeadow as well as the partnership, mainstreaming campus in the East Longmeadow Public Schools.
•••••
Shanda Reynelli has been appointed Clinical Director of Children’s Services for the Center for Human Development, based in Springfield. Reynelli, a licensed mental health counselor, will oversee clinical services for all CHD programs serving children and adolescents.
•••••
Thomas Devivo has joined the Charter Department sales team at Peter Pan Bus Lines in Springfield. Devivo handles outside charter sales business for Peter Pan throughout the Greater New York and Northeast areas.
•••••
Western New England University in Springfield recently announced new members of its Board of Trustees. They are:
∙ Stephen J. Rourke, Vice President of System Planning for ISO New England.
∙ Neville S. Bogle, Senior Financial Consultant with Travelers Insurance Co. in Hartford, Conn.
∙ Robert W. Dobek, Pharmacist, in Massachusetts and Connecticut.

Entrepreneurship Sections
Amherst Engineer Creates Pressure Vest for Children with Autism

Tina Champagne

Tina Champagne says not every patient responds to deep pressure, but for those who do, the Vayu Vest is groundbreaking.

The power of a hug can work wonders in relieving anxiety and stress. But many children with autism spectrum disorder are overly sensitive to touch and cannot tolerate the comforting gesture.
However, they do need something to quell their anxiety, which can result from their heightened response to sounds and sights most people don’t even notice.
And thanks to a groundbreaking new medical device, children with sensory processing disorder are being soothed and comforted by a lightweight, therapeutic vest that can be inflated to produce the exact amount of pressure the child needs at a given moment.
It’s called the Vayu Vest, and it has taken mechanical engineer Brian Mullen years of collaboration, research, and trial and error to create. “About 87% of people with autism have sensory processing issues,” said Mullen. “They experience the world and respond to it differently than typical people.”
Tina Champagne agrees. “Children with autism are often oversensitive to touch, sounds, visual stimulation, and even temperature,” said the program director for the Center for Human Development’s Institute for Dynamic Living in Springfield.
The launch of the vest, which is named after a Hindu wind god, took place in May and was initially inspired by Champagne’s work as an occupational therapist at Cooley Dickinson Hospital in Northampton.
Champagne and Mullen have collaborated on the project for seven years, doing research and clinical trials to develop a product that not only helps children with autism, but may have other applications in mental health treatment.
Two years ago, Mullen and his business partner, Chris Leidel, started a business named Therapeutic Solutions to market the vest. The duo and their Amherst-based operation were recently named as finalists in the prestigious Mass Challenge competition in Boston that runs through the end of September. They are hoping to win a portion of the $1 million in cash awards, as well as generate interest in their product.
They have received help and won awards along the way for their work, which they are grateful for, and Mullen says their business is growing, thanks to support from the Western Mass. community. Their hope is to get the cost of the $2,000 device reimbursed by insurance companies. If they succeed, it will be the first medical device for autistic children paid for by insurance.
“This was and is all-consuming,” said Mullen. “It’s an incredibly important thing to do, and we are getting calls and e-mails from people thanking us.”

Research Project
The story of how the vest came to be begins when Mullen was a student at UMass Amherst. At the time, Champagne was working as group program director in Cooley Dickinson Hospital’s acute inpatient behavioral unit and was focused on collaboratively incorporating healing and nurturing interventions into clients’ treatment plans.
“I was working in conjunction with the state Department of Mental Health to find tools to help decrease the need for seclusion and restraints,” she said, explaining that people were sometimes put into mechanical restraints or injected with medication when their behavior spiraled out of control. “It was and continues to be an international initiative, and part of my job was to help staff learn new approaches and interventions that were safe and nurturing.”
One of the tools she incorporated was a weighted blanket, traditionally used to help calm people with autism when they became anxious. “The clients would wrap themselves in them,” she said. “The belief is that the pressure helps to decrease the autonomic nervous-system response of overarousal connected to anxiety.”
Research had been done in the field by Temple Grandin, an author, engineer, seven-time Emmy award winner, and well known woman with autism, who has spoken and written about autism for more than 20 years. Grandin, a professor of animal science at Colorado State Unversity, created a so-called “squeeze machine” for herself as well as for livestock waiting to be slaughtered.
Mullen began his documented collaboration with Champagne when he was in graduate school at UMass Amherst, and was looking for a project for his thesis. They had been introduced by his professor, Sundar Krishnamurty.
Mullen was fascinated by the subject, and soon became immersed in research himself, learning how weighted blankets and vests were being used with people with autism to help them self-soothe and regulate anxiety. “I saw a real need for this,” he said.
Champagne said other students had tried developing inflatable sleeping bags and vests, but the sounds they made as they inflated, and the feel of the fabrics used, upset children with autism.
And although Mullen was completely committed to his research project, he said it was a risky and unconventional topic for someone in the mechanical engineering program.
“I was taking a non-traditional path, the path less traveled,” he explained. “This was something different and new, and it appealed to me. I knew that what I was doing could have a large impact on people’s lives and I figured, ‘why not help when I have the opportunity?’”
Mullen said great progress has been in the field of autism research over the past seven years, “but the population is still drastically underserved. And it became compelling for me to help reduce the use of restraints and seclusion and come up with better solutions for people. After I saw and heard about this and was exposed to it, I felt I had to take action.”

Trial and Error
After earning his graduate degree, Mullen decided to continue to work toward a doctorate. In 2006, a feature story was written in the Boston Globe about the research he and Champagne were conducting. “We received a lot of very positive feedback from people in this country as well as on the international level,” he said.
About that time, he met with a parent who asked him to make a vest for her daughter to help curb her anxiety. Although he had interacted with others via e-mail, “it was very different when I had to sit across from a parent. It was very moving, and I decided to make sure that our research got to the people who could benefit from it.”
At that point, Mullen decided to start his own company with the goal of creating an inflatable vest that was portable, comfortable, and would allow pressure to be adjusted to an individual’s needs. He entered a 2006-07 UMass business-plan competition and lost in the finals.
“But I learned a lot from mentors and the judges who gave me a crash course in how to develop a business,” he said. He re-entered the 2007-08 competition and won the grand prize.
At that time, Leidel and Mullen joined forces. They had been in the same class as undergraduate students, but after graduation, Leidel had worked in an industrial setting before deciding to return to get a master’s degree in business administration.
He helped Mullen write an essay for an entrepreneurial competition, which won them a monetary award. In addition, they also received a grant from the National Collegiate Inventors and Innovators Alliance in Hadley. “It was a very important grant, as it helped us do some consulting work to further the idea and develop it to see if could actually become a business,” Mullen said.
The money also allowed them to work with Dielectrics in Chicopee, which specializes in medical devices. “They helped us to make a prototype and really took an interest in the product,” Mullen said.
After graduating in 2009, he and Leidel were able to raise seed funding for their business from local investors who were following their work.
Feedback has been integral to product development, and the duo continues to collaborate with local organizations. Champagne has found the vest works well for some children who have attention deficit disorder with hyperactivity, children with autism, and those who have suffered trauma.
However, she and Mullen stress that it is not for everyone. “Studies show that 75% of individuals like deep pressure, but 25% don’t,” Champagne said, citing results obtained from the first study they conducted and published, using the modality with adults aged 19 to 64 who had no mental health issues.
But for those who respond to pressure, the vest is groundbreaking, Champagne said. “And Brian and his staff have taken it on themselves to meet the highest possible standards for medical equipment.”
Today, vests have been donated by sponsors for use at the OTA Watertown Clinic, which is one of the largest occupational therapy facilities in the country, and also at River Street School in Windsor, Conn. and at the Center for Human Development, where it is used under Champagne’s direction. Mullen and Leidel are also renting out the vests on a individual basis.
The Vayu Vest was registered as an FDA Class I exempt medical device with the U.S. Food and and Drug Administration last fall, and Mullen and Leidel hope to get it reimbursed by insurance.
“We think we have a significantly better solution than anything that has been tried in the past to apply pressure on a personal level whenever and wherever it is needed. It’s our passion to get it to children who can benefit from it,” Mullen said.
So that they can be held and comforted in a way that is personalized, safe, discreet, and makes a lasting difference in their reaction to the world. n

Commercial Real Estate Sections
Arts Initiative Strives to Breathe New Life into Springfield’s Central Business District

Evan Plotkin and Annie Waters

Evan Plotkin and Annie Waters in the soon to be “activated” courtyard at Morgan Square. At top, one of Waters’ sketches of what the rejuvenated block would look like.

Evan Plotkin is a firm believer in the power of the arts as an economic driver. He says he’s utilized the creative economy to improve the ‘quality of life and experience’ for the tenants in two downtown office buildings — One Financial Plaza and 1550 Main — and now he’s planning to take his so-called “downtown revitalization through the arts” initiative to another dimension with ambitious plans for the Morgan Square area. As with those other properties, his plan is to take dormant or underutilized facilities, and “activate” them.

Evan Plotkin needed both hands as he gestured to various components of the spacious courtyard within the Morgan Square apartment complex in downtown Springfield — the ornate clock, the large shade trees, the walkway to the back door of the deli that’s been closed for nearly a decade, and an alleyway that would connect the courtyard with Main Street, except the gate at the front is always locked.
“It’s a beautiful area, but very underutilized,” said Plotkin, president of Springfield-based NAI Plotkin, which recently won a contract to manage the property. “It’s asleep … and we need to wake it up.”
He would use similar language as he discussed other aspects of the massive Morgan Square/Armory Commons complex — including a host of vacant storefronts, another courtyard behind a building along Taylor Street, and a traditionally large inventory of vacant residential space — and other properties in that section of downtown.
The word he used most often, and pointedly so, as he talked about various properties and assets was “activate.”
That’s what he intends to do through the expansion of an ambitious project he calls the “downtown revitalization through the arts” initiative, which, as that name suggests, attempts to use the arts as an economic driver to change the look and feel of that part of Springfield. There are many moving parts, but the concept is fairly simple — to incentivize artists to live and work in that area, and to provide them with vehicles for showcasing — and selling — their work.
Plotkin is quite optimistic about the prospects for the Morgan Square property, which would be rebranded as the “Art Space at Morgan Square,” because he’s already conducted a good amount of ‘activation’ in other buildings managed by NAI Plotkin, and with considerable success in his estimation.
He pointed to 1350 Main St., the office tower also known as One Financial Plaza, as an example. There, a long-dormant fountain has been restored, a café has been opened on the ground floor, the lobby’s walls have become artists’ galleries, and a small patio area has become a venue for performing artists. These changes and added amenities have no doubt contributed to a higher occupancy rate and success in turning on the lights within several previously dark floors, said Plotkin.

The lobby at 1550 Main

The lobby at 1550 Main, rebranded as the 1550 Gallery, is one of many locations downtown, where artists can now display their work.

Similar activation has occurred at 1550 Main St., the former federal building now occupied by the Springfield School Department, Baystate Health, and other tenants. Outdoor performances, art in the lobby (now branded as the 1550 Gallery) and imaginative landscaping have helped improve quality of life for tenants while bringing vibrancy to a location that for years had been cordoned off by Jersey barriers following the Oklahoma City bombing.
The Morgan Square project represents the latest and most comprehensive activation effort to date, said Plotkin. Based on models created in Pittsfield, North Adams, Washington, D.C., and other communities, the arts initiative calls for attracting artists to the vacant retail spaces in Morgan Square through reduced or forgiven rent, and using downtown office buildings, such as 1550 Main, One Financial Plaza, and others, as well as perhaps the downtown hotels, as galleries to showcase the art.
The broad objective is to use the arts to create energy in the downtown and make it a true destination, said Plotkin, who has spent the past several years advancing his theory that the creative economy is one of the keys — and perhaps the key to revitalizing Springfield’s central business district.
“This is the culmination of a lot of thinking, a lot of thought about the creative economy,” he said. “It’s a chance to really make something happen in the city; I almost look at this as the great Springfield experiment.”

Works in Progress
Plotkin told BusinessWest that the arts initiative amounts to a manifestation of a philosophy that defines the Plotkin company’s approach to property management.
“While most management companies can perform the perfunctory physical aspects of managing the property, our approach also focuses on improving the quality of life and experience for the individuals who live and work downtown,” he explained. “This is achieved in part by programming events, and improving downtown parks, neighborhoods, and other public places.”
The Morgan Square initiative contains all these elements, said Annie Waters, a Smith College student, artist (some of her work is currently hanging in the lobbies at 1550 Main), and summer intern at Plotkin who nonetheless has her own business card, complete with the title “chief imagination officer.”
Waters has been involved in many arts-related projects over the past few months, including a proposal to use scrap metal from Springfield junkyards to create industrial- history-themed sculptures — depicting the Duryea brothers’ car, the monkey wrench, and other Springfield firsts — that would be displayed at 1350 and 1550 Main St.
But most of her time has been spent blueprinting a plan of action for Morgan Square, an initiative aimed at removing those ‘Now Leasing’ signs from storefronts (some of which have been in the windows for years) and otherwise activating dormant or underutilized properties.
The broad goals are to inspire more artists to live and work in the complex, she explained, adding that the endeavor is modeled after a number of successful programs, such as Mather Studios in the Penn neighborhood of Washington, D.C. The 10-floor building has 50 loft-style condos occupied exclusively by artists, and it has become a destination, not simply a mailing address.
Moving past images from D.C., North Adams, and Pittsfield on a Powerpoint presentation she’s shown to many in the area, Waters stopped at images of the vacant storefronts in Morgan Square. Outlining the plans for the complex, she and Plotkin said these commercial spaces will be offered at reduced rents to qualified artists.
There will be a lottery of sorts, said Plotkin, noting that applicants must complete a questionnaire and impress those reviewing them with answers to such questions as ‘how do you plan to utilize the studio and gallery space if accepted?’ and ‘how do you plan to actively participate and contribute to the creative economy at Morgan Square?’
Other components of the initiative call for development of a restaurant/coffee shop (probably on the site of the former deli) and reactivation of that aforementioned courtyard through outdoor seating for the restaurant, decorative lighting, sculpture, art, and music.
In addition, the apartments would be marketed to teachers who work in the city’s public schools and Baystate employees working at 1550 Main. “The goal is to develop market-rate apartments that will attract talented professionals to housing in downtown Springfield,” he said. “The new workforce and talent pool will eventually attract site selectors and new businesses downtown.”
Still another component is to create gallery space in the downtown’s office buildings and perhaps its hotels, said Plotkin, adding that the overarching goal is help artists and their ventures become more economically viable.
“What we’re trying to do is offer artists living space, studio space, and gallery space,” he said. “They need all three to be successful.”
Plotkin told BusinessWest that he’s optimistic about the plans for Morgan Square, and this positive outlook is fueled by what has transpired at 1350 and 1550 Main St., but also by other developments currently unfolding or on the drawing board.
These include the ambitious development projects launched by the New England Farmworkers Council and its president, Heriberto Flores — the expanded portfolio now includes the Hippodrome and the Bowles Building (home to the Fort restaurant), across Main Street from Morgan Square — and the planned redevelopment of Union Station, which can be seen out the windows of some of the apartments.
“If I was a single person and an artist, I couldn’t think of a cooler place to do my work,” he said, expressing the hope that others will be saying such things in the not-too-distant future.

Brush with Fame
Time will tell how Plotkin’s great Springfield experiment, or at least the Art Space at Morgan Square component, shapes out.
But he believes that in time, and probably not much of it, the project will become a poignant symbol of how the creative arts have helped revitalize the downtown area.
Always the optimist, Plotkin said there is already plenty of evidence that the arts can improve the experience of working and living downtown, and he’s energized by the prospects of creating more.
“This is a very exciting project for Springfield that could really change the feel of this area,” he said, while standing in the Morgan Square courtyard. “All we have to do is activate the many assets we have.”

George O’Brien can be reached at [email protected]

Opinion
Finding Ways to Engage Young People

Diane Garcia will tell you that she didn’t enter the General Business program at Western New England University with the intention of pursuing a career in the nonprofit realm. By her junior year, when people said the word ‘boardroom,’ she was thinking about Corporate America, multi-national corporations, and money.
By the time she graduated in the spring of 2009, however, those words meant something else altogether — the word ‘community.’ That’s because she’d not only been in a boardroom, but had a seat in one — serving the YMCA of Greater Springfield. Indeed, Garcia was a participant in the pilot program that became the school’s nonprofit board internship initiative (see story, page 24).
Inspired by her tenure at the Y, she accepted an Americorps Vista position in the National Development Office of Jumpstart in Boston upon graduation, and today works for a search firm that specializes in finding executives for nonprofits. Her story speaks to the success of WNEU’s program in accomplishing its broad mission of benefiting both students and area nonprofits by injecting youth onto those agencies’ boards. But it also speaks volumes about the ongoing need to engage more young people in this community, its businesses, and institutions.
More evidence is provided by the story on page 50, which relates the work done by Smith College student Annie Waters to help piece together a strategy to utilize the arts to bring more vibrancy to Springfield’s downtown.
As these programs clearly show, everyone wins in these situations, and especially the region, even if those young people don’t stay in the 413 area code.
Backing up a bit, the WNEU initiative was started with the idea that by placing top students on nonprofit boards and giving them full voting privileges, the students would gain experience, confidence, and a front-row seat with which to view the important work these agencies do in the community — something they couldn’t accomplish in the classroom.
Students have had the opportunity to help plan and execute such events as the YMCA’s annual fundraising breakfast, the Springfield Boys & Girls Club’s Festival of Trees, and the Hometown Heroes breakfast staged by the Pioneer Valley Chapter of the American Red Cross. And while doing so, they’ve gained an appreciation not simply for the work these agencies do, but how much support they need to keep on fulfilling their missions. And, by sitting on the boards and taking part in key votes, they can see first hand the importance of leadership and involvement in quality of life.
Meanwhile, the nonprofits have received an infusion of youth, a different perspective on the issues to come before the board, and probably an experienced voice when it comes to the matter of fully utilizing technology and social media to inform and educate.
In short, what was a theory three years ago is no longer a theory; it’s fact. And along the way, this program has provided more evidence that when we engage young people from our colleges and universities in the community, good things result, and for all the parties involved.
Moving forward, this region needs more programs like this, initiatives that not only offer real-world experiences, as people like to call them, but thrust students into the community, and into leadership roles as well. Placing a 21-year-old on a board with full voting privileges is an extreme, but there are myriad other ways in which area schools can put the talent in area classrooms to work in area businesses, nonprofits, city halls, and town halls.
On the flip side, too many businesses look upon internships and co-ops as time-consuming endeavors that are more trouble than they’re worth. This thinking is shortsighted and a hindrance to the long-term vibrancy of the region.
As Diane Garcia’s story and others like it show, the word ‘classroom’ has many definitions, and most of them don’t involve four walls and a blackboard. We need to create more ways to expand that definition further, and strengthen our region in the process.
All it takes is a little imagination.