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Daily News

GREENFIELD — Big Brothers Big Sisters of Franklin County (BBBS-FC) announced it has been awarded a mentoring matching grant of $23,431 from Mass Mentoring Partnership (MMP), a statewide organization fueling the movement to expand empowering youth-adult relationships in Massachusetts. Big Brothers Big Sisters of Franklin County is one of 32 mentoring programs throughout the Commonwealth to receive such a grant.

Funding for the grants stems from Gov. Charlie Baker’s FY16 budget, where it was funded at $500,000 through the state Department of Elementary and Secondary Education. It is unique in its use of private-sector support, as grantees are required to match, dollar-for-dollar, the total amount awarded with cash or in-kind resources.

The award money from the mentoring matching grant will be used to create and supervise new matches with adult mentors and children in Franklin County and the North Quabbin region, and to support the matches already involved in the program.

“The funding provided by this grant will allow us to strengthen and expand our programming and reach more children in our community who are in need of positive role models and additional support,” said BBBS-FC Executive Director Danielle Letourneau-Therrien.

Funded programs are awarded through a competitive RFP process and community review administered by MMP, and receive training, technical support, and mentor-recruitment assistance from MMP.

“We are proud to invest in Big Brothers Big Sisters of Franklin County with a mentoring matching grant,” MMP President and CEO Marty Martinez said. “This critical funding will allow Big Brothers Big Sisters of Franklin County to support their matches with quality-based, research-driven practices and resources that ensure youth are given every opportunity to develop into productive, successful adults.”

Across Massachusetts, mentoring matching grants will create and support 1,525 high-quality matches — 202 more than last year. It will also support existing matches, leading to improved mentee grades, attendance, and attitude toward school, which in turn leads to increased graduation rates, and a better-prepared, more skilled sector of entry-level workers.

Daily News

CHICOPEE, HOLYOKE — The College of Our Lady of the Elms and Holyoke Community College have partnered to expand nursing-degree offerings in Western Mass., and to make earning a baccalaureate degree in nursing more convenient for students who already hold associate degrees in nursing.

Elms College President Mary Reap and HCC President William Messner signed a memorandum of understanding to establish a new RN-to-BS program allowing nurses with two-year degrees to complete Elms College bachelor’s degrees on the HCC campus. The program already has 15 students, who started at the beginning of the 2015-16 academic year.

Elms currently has off-campus agreements with more than six institutions in dozens of programs; HCC was the first community college with which Elms partnered to expand educational opportunities. This new agreement builds on the college’s previous relationship to offer degree-completion options for HCC’s RN students.

“It’s all about our students,” Reap said. “They are the ones who benefit from being able to continue their four-year education right here on their own campus, where they’re familiar with the faculty and get the support that they need to move to four-year degree completion. We now have hundreds who have done it, and we’re both very proud of that.”

Added Messner, “nursing is one of those disciplines that is really evolving. When I got into the business years ago, the notion of someone taking an associate’s degree in nursing was sort of remarkable. Now, more and more, the need is for nurses to go at least through a baccalaureate program. This agreement is going to allow students to seamlessly — and we underline ‘seamlessly’ because this is the ultimate in seamless, where students literally don’t have to move at all from the site of their associate-degree program to their baccalaureate-degree program — continue their education.”

Kathleen Scoble, dean of the Elms College School of Nursing, added that “we’re looking forward to the opportunity to be partners with HCC, to bring our program here, and hopefully inspire HCC’s nurses as they continue in their educational journey.”

The new memorandum of understanding also includes two online degree-completion programs: a bachelor’s degree in speech-language pathology assistant and a bachelor’s degree in healthcare management.

Daily News

SPRINGFIELD — Massachusetts Assistant Attorney General Jocelyn Jones will lead a discussion on the recently enacted earned-sick-time legislation at an information session presented by the office of Attorney General Maura Healey in conjunction with the Springfield Regional Chamber on Tuesday, Sept. 29 from 8:15 to 10 a.m. in the TD Bank Conference Center, 1441 St., Springfield.

On the November ballot, voters approved legislation that entitles employees to earn and use paid sick time. Massachusetts is the third state in the country to guarantee paid sick days for workers.

The information session will include a review of the law, the rights and responsibilities of both employers and employees, and the details of implementing the regulations written by the Attorney General’s office.

Jones is the deputy chief and special counsel for fair labor policy in the Fair Labor Division (FLD) of the Office of the Attorney General. She manages FLD policy and outreach work, directs the division’s public-construction-bidding unit and child-labor-enforcement program, and assists in overseeing wage-and-hour enforcement and litigation.

Reservations for the information session are complimentary but required, and can be made online at www.springfieldregionalchamber.com.

Daily News

FOXBOROUGH — The Springfield Symphony Orchestra (SSO), led by Music Director and Conductor Kevin Rhodes, took part in last night’s pregame show at Gillette Stadium before the NFL season-opening game between the Super Bowl champion New England Patriots and the Pittsburgh Steelers.

Rhodes and 50 members of the orchestra first provided the musical backdrop to the Patriots’ traditional tunnel run onto the field for the start of the game, with “O Fortuna” from Carmina Burana by Carl Orff. Next, the SSO switched gears and musical genres to perform a two-minute segment from DJ Khaled’s “All I Do Is Win,” with hip-hop artist T-Pain.

“It is exciting beyond words, and an honor beyond description, for the SSO to have experienced the largest audience in the history of the orchestra by a factor of, well … a lot,” Rhodes said. “This is truly for all of us, a performance to remember, and I would like to extend my personal gratitude to the staff, management, and musicians of the SSO for all the incredible coordination and organization it took to pull off such a performance on short notice. We are deeply moved to be able to be ambassadors of the city of Springfield in this way.”

Added SSO Executive Director Peter Salerno, “being able to show off the versatility and talent of our extraordinary musicians in front of a television audience of over 35 million viewers is a once-in-a-lifetime opportunity. We thank the world champion New England Patriots for allowing us the honor to share in their championship moment at Gillette Stadium. The Springfield Symphony Orchestra, its donors, trustees, and patrons will cherish these moments forever. Go Pats!”

The Springfield Symphony Orchestra was founded in 1944, and is now the largest professional symphony in Massachusetts outside of Boston. Its 2015-16 concert season kicks off on Saturday, Oct. 3 and includes seven classical concerts and four pops concerts, all performed at Springfield Symphony Hall. For more information about the SSO, visit www.springfieldsymphony.org.

Daily News

HADLEY — The Amherst Area Chamber of Commerce will host a networking breakfast featuring UMass Amherst Director of Athletics Ryan Bamford on Friday, Sept. 18 from 7:15 to 9 a.m. at the Courtyard by Marriott, 423 Russell St., Hadley.

Bamford has an extensive background in college athletics and served on the senior leadership teams at both Yale and Georgia Tech prior to arriving at UMass in April. Since then, he has strived to create energy within the Department of Athletics and build excitement in the community around the athletics programs.

“We’re delighted to have Ryan speaking at our chamber event and look forward to hearing his vision for UMass athletics,” said Amherst Area Chamber of Commerce Executive Director Don Courtemanche. “This breakfast will be a sellout as excitement continues to grow about Ryan’s leadership and the start of the UMass football season.”

Added Tom McElroy, UMass senior associate director of Athletics, “we are pleased to be working so closely with the chamber and to have this opportunity to share Ryan’s vision with the business community.”

The breakfast is sponsored by Valley Community Development Corp. Tickets are $15 for chamber members and $20 for non-members, and can be obtained by contacting the chamber office at (413) 253-0700 or online at amherstarea.com.

Daily News

AMHERST — UMass Amherst continued its ascent among the nation’s best public universities, moving up to number 29 in the 2016 “Best Colleges” guide released by U.S. News & World Report.

“This year’s U.S. News ranking is a recognition of our campus’s outstanding undergraduate programs and the commitment of our students, faculty, staff, and alumni to achieve excellence,” said UMass Amherst Chancellor Kumble Subbaswamy. “Our continued rise in the rankings demonstrates that investing in UMass yields impressive results, and we look forward to a continuing partnership with the governor and Legislature to create a vibrant future for our students and the Commonwealth.”

The Commonwealth’s flagship campus was ranked as a top-30 national public university for the first time last year and moved up one spot in this year’s assessment. There are more than 600 public, four-year universities in the country.

UMass Amherst also advanced one slot to number 75 in the Best National Universities category, which consists of 280 public, private, and for-profit institutions.

The rankings continue the impressive progress made by the Commonwealth’s flagship campus, which was 40th in the Public National Universities category and 91st among National Universities just two years ago. U.S. News has UMass Amherst tied with six other schools on the Best National Universities ranking. Among publics, four schools share the number-29 spot with UMass Amherst.

The U.S. News rankings are based on a variety of weighted factors: graduation rate performance, undergraduate academic reputation, faculty resources, graduation and retention rate, alumni giving, financial resources, student selectivity, and high-school counselor ratings. All of the schools in the National Universities category offer a wide range of undergraduate majors as well as master’s and doctoral degrees while emphasizing faculty research.

Daily News

SPRINGFIELD — The Naismith Memorial Basketball Hall of Fame announced the list of Hall of Famers who will present this year’s class at the 2015 enshrinement ceremony, presented by Nike. The event will be held Friday, Sept. 11 at Springfield Symphony Hall.

Members of the Naismith Memorial Basketball Hall of Fame Class of 2015 were asked to select a previous inductee to accompany and present them to their peers. The choice is solely the decision of the incoming Hall of Famer. More than 50 Hall of Famers are expected to be in attendance for this year’s ceremony, including all presenters.

The inductees and presenters are:

• Dick Bavetta, presented by Charles Barkley (’06), Bob Lanier (’92), and Don Nelson (’12);

• John Calipari, presented by Larry Brown (’02), Julius Erving (’93), and Pat Riley (’08);

• Louis Dampier, presented by Dan Issel (’93);

• Lindsay Gaze, presented by Larry Brown (’02), Hank Nichols (’12), and Lute Olson (’02);

• Spencer Haywood, presented by Charles Barkley (’06), Bill Walton (’93), and Lenny Wilkens (’89, ’98, ’00);

• Tom Heinsohn, presented by Tom “Satch” Sanders (’11);

• John Isaacs, presented by Nate Archibald (’91);

• Lisa Leslie, presented by Cynthia Cooper-Dyke (’10), Teresa Edwards (’11), Katrina McClain (’12), Dawn Staley (’13), Tara VanDerveer (’11), Lynette Woodard (’04), and James Worthy (’03);

• Dikembe Mutombo, presented by David Stern (’14) and John Thompson (’99);

• George Raveling, presented by Phil Knight (’12), John Thompson (’99), and Lenny Wilkens (’89, ’98, ’00); and

• Jo Jo White, presented by Dave Cowens (’91) and John Havlicek (’84).

For more information on enshrinement tickets, call the Basketball Hall of Fame Ticket Office at (413) 231-5540. Tickets are available for multiple events throughout the weekend at varying price points. Each ticket price includes a tax-deductible donation to benefit the nonprofit Naismith Memorial Basketball Hall of Fame Inc.

Daily News

SPRINGFIELD — Springfield College has again moved up the list of highest-ranked colleges in U.S. News & World Report’s latest edition of its influential “Best Colleges.”

In the 2016 report, Springfield College is ranked 29th, in the first tier in the category of Best Regional Universities – North. There are 138 colleges in the first tier and 180 overall in the category.

This marks the fifth consecutive year that Springfield College has moved up in the U.S. News & World Report rankings. This year’s ranking is up two spots from last year, eight spots from two years ago, 26 spots from three years ago, 31 spots from four years ago, and 38 spots from five years ago.

“I am extremely proud that Springfield College is being recognized for our outstanding academic offerings and a rich co-curricular life outside of the classroom,” said President Mary-Beth Cooper. “The rise in our ranking over the past five years demonstrates that the value proposition for a school like Springfield College, grounded in the humanics philosophy, is well-regarded.”

Springfield College’s rise in the rankings is spurred by improved graduation rates and improved retention of first-year students.

“We are always pleased to be recognized for the quality education we offer our students,” said Provost and Vice President for Academic Affairs Jean Wyld. “Since these ratings consider metrics such as the graduation rate, it is great to have our focus on student success recognized.”

The ratings are based on such variables as peer assessment, graduation and retention rates, student selectivity, class size, alumni giving, and student-faculty ratio.

Daily News

PITTSFIELD — Berkshire Bank announced the promotion of Michael Grandfield to senior vice president, commercial relationship manager in Berkshire’s Pioneer Valley Region. He will continue his role as a commercial relationship manager in the region.

Grandfield has nearly 30 years of managerial and commercial-lending experience, having held leadership roles at community banks in Western Mass. and Northern Conn., including Hampden Bank, Simsbury Bank, Baybank, and Bank of New England.

“Mike has been a valued employee for the past 15 years,” said Luke Kettles, senior vice president, commercial regional executive. “Over this time, he has built strong ties to the local community and solid commercial relationships. He is a seasoned banking professional with a strong customer focus, assisting clients with all of their commercial-borrowing and cash-management needs. I am delighted to count him as a member of our team and know he will continue to be an important contributor to our continued growth and success.”

Grandfield is a graduate of Bryant College, where he earned a bachelor’s degree in business administration. He also earned an MBA from American International College. He has been civically involved in all of the communities in which he has lived and worked over the years, serving on numerous nonprofit boards. He is also past president of the Agawam Rotary Club and continues to be an active member.

Daily News

LONGMEADOW — Veteran mortgage professional Melissa “Missy” Tetreault has joined Mortgage Network Inc., one of the largest independent mortgage lenders in the Eastern U.S., as a loan officer in the company’s Longmeadow branch office. In her new role, Tetreault will be responsible for serving homebuyers and homeowners throughout the Western Mass. area.

Based in Danvers, Mortgage Network provides mortgage banking services in more than 20 states through a wide variety of retail offices built to fit each local market.

Tetreault brings 20 years of mortgage banking experience in the Franklin County area. Most recently, she served as assistance vice president of retail lending for Greenfield Cooperative Bank. Tetreault serves as a board member at the United Way of Franklin County and the YMCA of Greenfield. She is also a member of the Shelburne Falls Women’s Club and an affiliate member of the Realtor Assoc. of the Pioneer Valley.

“We are delighted to welcome Missy to Mortgage Network,” said Carrie Hamel, branch manager of Mortgage Network’s Longmeadow office. “Having lived and worked in this area as a mortgage professional for the past 20 years, she knows the market about as well as anyone.”

Added Tetreault, “the Western Massachusetts housing market is definitely looking up. Home prices are very affordable, which is excellent news for first-time homebuyers, and price appreciation has been steady, which is great for homeowners.”

Daily News

SPRINGFIELD — Residents of Loomis Lakeside at Reeds Landing were joined by Springfield Mayor Domenic Sarno, representatives of Loomis Communities, and other officials this morning to celebrate the 20th anniversary of Springfield’s first continuing-care retirement community.

The event included a birthday-cake cutting and remarks by David Scruggs, CEO of Loomis Communities; Craig Johnsen, administrator at Loomis Lakeside at Reeds Landing; and Sarno, who presented a proclamation. Also participating were State Rep. Benjamin Swan; state Sen. Eric Lesser; Steve Wittenberg, one of the founding board members of Loomis Lakeside at Reeds Landing; Venus Robinson, board president of Loomis Communitie; and Eric Bascom, a resident of Loomis Lakeside at Reeds Landing.

Reeds Landing was opened in 1995 with the backing of Baystate Health and Springfield College to build the first-of-its-kind continuing-care retirement facility in Springfield, known today as Loomis Lakeside at Reeds Landing. The founders envisioned a retirement community that would meet the growing needs of the Springfield area’s older adults, with independent living, assisted living, and skilled nursing care all under one roof and on the same campus.

Loomis Communities acquired Reeds Landing in 2009, making the retirement community a member of the longest-serving provider of senior living in the Pioneer Valley. Other Loomis Communities properties include Loomis House in Holyoke, Applewood in Amherst, and Loomis Village in South Hadley.

Daily News

SPRINGFIELD — The Community Foundation of Western Massachusetts has appointed Janet Daisley vice president of programs effective immediately. Daisley reports to Katie Allan Zobel, president and CEO.

“Janet will provide leadership and strategic vision for the foundation’s grant-making programs and help with building capacity for the region’s nonprofit sector,” Zobel said.

In her new role, Daisley will be responsible for the team that distributes approximately $3.5 million each year in grants to 100 local nonprofits, and awards scholarships to more than 700 area students. Janet’s area is also responsible for continuing Valley Gives Day, which will happen on May 3, 2016.

“We are fortunate to have someone with Janet’s skills and broad experience to work with the foundation to continue to expand our presence in the Pioneer Valley,” said Liz Sillin, who chairs the foundation’s distribution committee, which oversees grant recommendations.

Daisley joined the foundation in September after serving as vice president of programs at VentureWell in Hadley, where she led the development, design, and management of a portfolio of programs focused on training young scientists seeking to launch ventures that improve life for people and the planet.

Prior to that, she was the director at Commonwealth Corp., where she oversaw a $17 million state contract to provide education and workforce training of youth in Massachusetts’ juvenile justice system.

Her experience also includes working on K-12 education policy issues for both the Massachusetts State Legislature and the Connecticut General Assembly. She has served as a volunteer on the boards of the Amherst Education Fund and the Performance Project. She also led an Amherst-based Girl Scout troop for 12 years. She holds a bachelor’s degree in political science from Colgate University and a master’s degree in public and international affairs from the University of Pittsburgh.

Daily News

SPRINGFIELD — Media General Inc., owner of NBC-affiliated WWLP 22 and the CW Springfield, has agreed to buy Meredith Corp., owner of WGGB abc 40, CBS 3 Springfield, and Fox 6, for about $2.4 billion in cash and stock.

The combined company, Meredith Media General, will be the third-largest local television station owner, initially with 88 television stations across 54 markets that reach 30% — approximately 34 million — of U.S. TV households. It anticipates annual revenue of $3 billion.

Stations in six markets, including Springfield, will be swapped or otherwise divested in order to address regulatory considerations. The other five such markets are Portland, Ore.; Nashville, Tenn.; Hartford-New Haven, Conn.; Greenville-Spartanburg, S.C. and Asheville, N.C.; and Mobile, Ala. and Pensacola, Fla.

“This merger creates greater opportunities for profitable growth than either company could achieve on its own,” said Media General Chairman J. Stewart Bryan III. “Importantly, shareholders of both companies will benefit from the upside potential of a diversified and strategically well-positioned media company with a strong financial profile and the ability to generate significant free cash flow.”

Added Meredith CEO Steve Lacy, “we are excited about the opportunity to create a powerful new multi-platform and diversified media company with significant operations on the local and national levels. This merger will create a strong and efficient company positioned to realize the significant earnings and cash flow potential of local broadcasting, leverage the unparalleled reach and rich content-creation capabilities of Meredith’s national brands, and capture the rapidly developing growth potential of the digital media space. It also positions Meredith Media General to deliver enhanced shareholder value and participate in future industry consolidation.”

Business of Aging Sections

Not A Primary Concern

Dr. Gina Luciano

Dr. Gina Luciano says there are many reasons why medical-school students are shying away from primary care, but she finds the specialty rewarding on many levels.

The problems causing a nationwide shortage of primary-care doctors — ranging from pay to prestige — are well-documented. Perhaps lesser-known are the reasons why medical students do choose this challenging, multi-faceted niche of medicine. Several young, local doctors have plenty to say about why they took the primary-care path at a time when a growing, aging population needs them most.

When asked about why students in medical school are shying away from careers in primary care, Dr. Gina Luciano was ready with an answer that would indicate she’s addressed that question more than a few times.

And she has.

That’s because, as co-director of the Primary Care Residency Track at Baystate Medical Center, the Springfield area’s only teaching hospital, she has chosen that field, she instructs those who have done the same, and, well, she promotes it as not merely a highly rewarding specialty, but one that is obviously critical within the broad healthcare system.

As for that answer … it comes it two parts basically, the first having to do with finances, and the second focusing on what she called the “culture of medicine.’ And they both help explain what most consider to be a problem and others are calling a crisis when it comes to attracting people to primary care.

“When most students graduate from medical school, they are hundreds of thousands of dollars in debt — I’ve had friends who are close to half a million dollars in debt by the time they graduate,” she noted while addressing the former. “And when you look at how people are paid, primary care physicians are near the bottom when you compare it to other specialties. So if you’re hundreds of thousands of dollars in debt, you may not want to go into primary care from a financial perspective.”

As for the latter, “many students and many residents, especially those who are excellent students, will be pushed to go into the most competitive fields,” she told BusinessWest, putting cardiology, gastroenterology, and other specialties in that category. “People will actually say to a year-two resident things like ‘why would you want to go into primary care? You’re so smart, you could go into ‘x’ or ‘y.’ I think there’s some sway from mentors and advisors in some institutions to go into something, quote, more competitive, unquote.”

As things turned out — although the decision certainly didn’t come easily, and, in fact, not until after she completed her residency at Baystate, one that included considerable work at the system’s High Street Health Clinic in Springfield, among other facilities — none of the above really mattered, or mattered enough to dissuade her from following what her heart told her she should do.

“The reason I chose primary care was because I realized that what I valued in my work was a continuous healing relationship with patients,” she explained. “I had developed these very important relationships with patients I had at High Street, and for me what’s most joyful about medicine is seeing people progress over time, and really understanding them — not just their health problems, but their whole person.”

Using that word relationship and the term whole person, or words to that effect, both early and often, other young doctors currently in or recently graduated from Baystate’s Primary Care Track, talked about why they chose the same career path as Luciano.

Dr. Kathryn Jobbins was actually roughly half-way through a residency in general surgery at the Cleveland Clinic, when she decided to not only switch gears career-wise, but return to the area where she grew up and the hospital where she worked years earlier.

“I thought I wanted that fast pace, but I missed talking to patients — and I missed my parents,” she said of her decision to begin another residency, this one in primary care, at Baystate. Fast forward more than three years, and she is now the internal medicine chief resident at Baystate and thus an instructor. Which means that, like Luciano, she splits her time between teaching and taking care of a number of patients at High Street, and, also like Luciano, greatly enjoys both aspects of her job description.

Among those she works with is Dr. Nicolas Cal, a second-year resident in the Primary Care Track who started down a path to be a neurosurgeon, but after some deep soul searching, changed course toward internal medicine, and specifically primary care.

“I decided to be 100% honest with myself … I didn’t think that neurosurgery was going to make me a very happy person 20 or 30 years from now, so I decided to change to primary care,” he said, adding that he has no regrets about that decision.

Dr. Kathryn Jobbins

Dr. Kathryn Jobbins says working in primary care offers a unique opportunity to work with patients over the course of many years, even decades.

Nor does Dr. Amulya Amirneni have any about hers. The native of India who immigrated here when she was 9 and later returned to her homeland for medical school, said she enjoys the very personal nature of primary care medicine, and said it amounts to “treating someone as an individual, as a person, and not as a disease.”

For this issue, BusinessWest talked with these young doctors about their decision to pursue a career in primary care, and about how and why they won’t be part of any problem or crisis in this field.

Course of Action

As she talked at length with BusinessWest, it became clear that Luciano has become as versed in talking about why she chose primary care as she is in explaining why increasing numbers of young people choosing to become doctors are not.

The relationship factor has a lot to do with it, she explained, noting again, that people in this field get to see the same patients over a span of years, if not decades, rather than perhaps a few days or even hours for those in other specialties. And thus they get to know those patients, and, as she said, the whole person.

“You get to see how their socio-economic background fits into their health, and how their family fits into their health, and how their culture fits into their health,” she explained, adding that the High Street facility, and Baystate Health in general, treat a wide demographic group and many challenged populations.

But there are several other aspects to this field that appeal to her, especially the variety of the work.

“The other reason I really like primary care is that it’s extremely broad,” she went on. “The pathology I see is really quite phenomenal; I see a variety of medical conditions at any given time.

“We have patients who have lived in the United States their whole lives, we have patients who have recently immigrated … this specialty really gives you the whole gamut of medicine,” she continued. “I enjoy that broad flavor.”

She also greatly enjoys teaching, and that’s why roughly half her time is spent seeing a portfolio, or panel, of perhaps 200 patients at the High Street facility, and the other half is spent helping young doctors navigate the three-year primary care residency track, which is part of the larger internal medicine residency.

There is room for 12 students in the program, or four a year, and there are currently seven enrolled in it, a number that speaks to the popularity of primary care, or lack thereof, said Luciano, adding that those who enter it understand those issues she detailed earlier, especially those involving finances and student loans.

But the doctors we spoke with said their choice has to do with passion, not money or prestige.

“I didn’t become a doctor for money … I became a doctor because I’m a bit of a science nerd and I like helping people,” said Jobbins, who probably spoke for everyone with those comments.

And that passion is a necessary ingredient in overcoming still another potential deterrent to those considering possible career paths within health care. Indeed, Luciano said those who enter a primary care track like Baystate’s often wind up working in residency clinics like High Street, which serve what she described as challenging populations for young doctors.

“Residency clinics have historically been places that have limited resources, the patients are disadvantaged, there’s a lot of pathology — there’s just not a lot of support for those patients,” she explained. “It’s generally Medicaid and Medicare patients, and taking care of those patients can be very tricky and challenging. So I think it’s very difficult for a resident who’s just starting out to navigate that system, but also to see how patients get better over time.

“It takes a longer time to see how you’ve had an impact,” she went on. “It’s much easier to be in the hospital and have someone come in to the hospital; you treat them, they get better, they leave — it’s much easier to see the impact that you’ve had on that patient. You don’t necessarily get to see that if you’re in a residency clinic.”

Dr. Nicolas Cal

Dr. Nicolas Cal transitioned into primary care after deciding that neurosurgery was not going to lead to the rewarding career he desired.

Jobbins agreed, but said she’s been motivated and energized by those challenges, and finds working in the High Street facility quite rewarding, and also intriguing.

Indeed, she said she’s very limited when it comes to Spanish, and doesn’t really know any of the other languages she encounters there, including Vietnamese, Chinese, and Nepalese, but has become quite adept at working with an interpreter in the room.

“I love the interpreters, and they do a great job,” she explained. “They do it almost live action — they’re talking while I’m talking. Some of my best relationships are with Hispanic patients, and we establish that through an interpreter.”

Overall, she’s looking forward to the prospect of treating the same patients for maybe 20 or 30 years, caring for them and being with them as different chapters in their lives unfold. And she said she’s already had a taste of how rewarding that can be.

“It’s wonderful, really,” she explained. “And it’s something you don’t really expect until someone stands up and hugs you or says ‘I just got my green card,’ or ‘my daughter is getting married.’ You see this very intimate snapshot into their life, which is very rewarding and a big part of why I decided to stay in primary care.”

Motivating Factors

And it is the unique nature of the primary care track, one that exposes residents to sub-specialists in their offices and teaches them not only about a wide range of medical conditions, but also teamwork and how and when to refer, that prompted her to pursue a teaching component through chief residency.

In that role, which she chose rather than moving directly into private practice, she serves as junior faculty and attending physician — essentially teaching while still learning.

“I fell in love with the program from an academic standpoint, and that’s why I decided to stay on as chief resident,” she said. “The goal is to do academic medicine with a focus on primary care when I’m done.”

For Cal, a native of Uruguay and graduate of New England Medical School in Maine, the immediate goal is to complete his residency and continue serving patients at the High Street facility.

While doing so, he envisions a career in primary care, hopefully in the Northeast. Like Luciano and Jobbins, he said he enjoys interacting with patients, seeing them over a long period of time, and helping them achieve progress with whatever health issues they may have.

“I love seeing my patients over and over and over again,” he explained. “I like dealing with different disease processes and knowing that I will have the time to follow up on my patient and adjust the treatment options to make the patient healthier.

“For example, yesterday, I had a patient at the clinic, a 34-year-old male, and I had to tell him he had colon cancer,” Cal went on. “As his primary physician and having to set up all the various specialists and appointments that he will have to go through — to me that’s very fulfilling.”

Delivering such news is one of many aspects of the job of a primary care physician, especially one in a setting like High Street, he went on, adding that another is being both “stern and compassionate,” as he helps patients within that constituency to understand various health problems and issues and compel them to take ownership of their own health.

“That’s a fine balance, and sometimes it can be frustrating for the physician knowing the patient may not be listening or fully grasping what will happen if he doesn’t change his habits,” he explained. “Our job is to motivate, and I like that part of the work.”

Amirneni hasn’t had many opportunities to motivate yet, having just started her residency a few months ago, but she said she’s looking forward to the opportunity.

“I definitely enjoy talking to patients and seeing them progress over time,” she said. “I know I’m more or less going against the trend when it comes to primary care, but the prospect of working that closely with patients and making a difference in their lives is what motivates me to stay in this field.”

“I’m really just getting started, so I’m hoping that I maintain that enthusiasm moving forward,” she went on, adding that, like Cal, she sees herself working in an outpatient setting when she completes her residency. “I really don’t think that will be a problem.”

Dr. Amulya Amirneni

Dr. Amulya Amirneni says primary care allows physicians to see their patients progress over time, something not afforded by other specialties.

Having enthusiasm and a desire to work closely with a patient are only a small part of the equation when it comes to the elements that make for a successful primary care physician, said Luciano, adding that these are simply pre-requisites.

“When I interview, I look for people who are compassionate, who are good team players, who want to make a difference in the world, who value relationships, and who want to see a continuous healing relationship with their patients,” she noted, adding that, like the passion that drives one to this specialty, many of those things can’t be taught.

“You can help people develop those skills, but for the most part, you either have them or you don’t,” she went on, adding that this is perhaps another reason why such individuals are in short supply.

Bottom Line

As she talked about her work and why she enjoys it so much, Jobbins said she’ll often challenge young residents thinking about sub-specializing to consider a different career track — hers.

“I’ll say, ‘why wouldn’t you do primary care? This kind of work is great,’” she told BusinessWest, adding that she gets a wide variety of responses to that query, most of them reflecting those two major points of concern that Luciano mentioned.

Whether more people will heed her advice in the years to come instead of following the money or the prestige remains to be seen. For now, there is a problem attracting people to this specialty, and, depending on one’s viewpoint, a crisis.

A solution will be hard to come by, but some young doctors are only interested in being part of one. They say they like forging relationships and treating the whole person.

So they have no primary concerns about their chosen field, literally or figuratively.

George O’Brien can be reached at [email protected]

Sections Sports & Leisure

Pioneer Volley

George Mulry

George Mulry stands in front of one of the many displays at the Volleyball Hall of Fame, which is seeing a rise in visitorship.

In 1895, William Morgan invented a game he called ‘mintonette’ for adult males at the Holyoke YMCA in hopes of retaining members who were leaving because they found another recently invented game, basketball, to be too violent.

“He was the Y’s physical-education director, and he created the sport so middle-aged businessmen would have something to do on their lunch break,” said George Mulry, executive director of the International Volleyball Hall of Fame in Holyoke. “The name of the game was changed to volleyball a year later by a professor at Springfield College, and today, it’s played by more than 880 million people. It is an international powerhouse sport, the second-most-popular game in the world, and one of the most popular at the Summer Olympics.”

Indeed, the game has come a long way since it began in a small gymnasium in Holyoke. It ranks as one of the top sports in nine countries, and the Fédération Internationale de Volleyball (FIVB) boasts 220 members, making it the largest sports federation in the world.

“I see more people smiling when they are playing volleyball than I do in any other sport; it’s a great game, and people at any level not only enjoy it, but appreciate the camaraderie it promotes,” said Charlie Diner, a member of the Hall’s board of directors. “Volleyball is a game that is fun.”

In many ways, the Hall of Fame created to honor the games, founder, legacy, and greatest players, coaches, and contributors has followed a somewhat similar path.

It started in a closet in Wistariahurst Museum, with some additional space in Holyoke City Hall for storage. It has moved a few times over the years, but has generally struggled to find adequate space and resources to properly tell the game’s intriguing story.

But the Hall has gained some much-needed momentum in recent years, building awareness, gaining visitorship, hosting more events, and adding new displays to capture the game’s progression and impact on society.

Visits to the museum are on the rise, and today, 4,000 to 5,000 guests embark on the self-guided tour inside the space each year. One thing they particularly enjoy is trying on the Gold Medal won by Maurico Lima at the 1992 Summer Olympics. The athlete was inducted in 2012 and donated the medal to the museum, along with other memorabilia.

“Many people pose for photos wearing it around their necks. It’s a popular thing to do,” Mulry said. “Donating items is a way for Hall of Famers to keep their legacy going.”

The nonprofit changed its name from the Holyoke Volleyball Hall of Fame to the International Volleyball Hall of Fame last year to reflect the fact that it has been inducting international players for some time. This will be the Hall’s 30th year holding the ceremonies, and so far, 125 inductees from 21 countries have been honored.

But the museum operates on a tight annual budget of $215,000. Mulry is the only full-time employee, and the museum relies heavily on fund-raisers, donations, and sponsors to keep it operational.

For this issue and its focus on sports and leisure, BusinessWest offers some quick history lessons on the sport of valleyball and a detailed look at how its shrine is scoring points as it strives to gain relevance and increase visitorship.

Spike in Interest

A display of large, colorful panels

A display of large, colorful panels with photos documents volleyball’s historical timeline.

Mulry told BusinessWest the Hall of Fame has always had close ties to Springfield College, a relationship that began when Morgan met James Naismith, who founded the game of basketball in 1891 while teaching at the International YMCA Training School (now Springfield College).

Morgan was on Northfield Mount Hermon’s football team, and after watching him play during a game at the college, Naismith successfully recruited the young athlete and brought him to Springfield College. “He had wanted to become an engineer, but abandoned those plans to teach physical education,” said Mulry.

After graduating, Morgan became director of physical education at the Holyoke YMCA and gave birth to his own game. “He borrowed from a lot of different sports to create it. He took the net from tennis, the ball from basketball, and the innings from baseball, which were used when the game was first played,” Mulry explained.

The game of mintonette received its new name after it was introduced to the public at a tournament at Springfield College that was held during a national conference for YMCA directors. “Professor Alfred Halsted decided volleyball was a more appropriate name because the players were volleying the ball across the net,” Mulry said. “After the demonstration, the game spread through the nation’s YMCAs, then was adopted by the military because the troops were looking for something to do that was not physically taxing.

“The YMCAs took the game to the Philippines and a few other countries, but the military introduced it to Europe and the rest of the world during World War I,” he went on, “and the level of play increased dramatically.”

The first national championship was held in 1922 at the Brooklyn YMCA, but the game was played on an almost a purely recreational basis through the early 1930s. However, a dramatic change occurred in April 1947, when representatives from 14 nations formed the FIVB and began recruiting teams from across the world to play in tournaments.

The first world championship for men was held in 1949, followed by the first world championship for women in 1952, and the game reached an even broader audience a dozen years later when it was introduced and played at the Tokyo Olympics by both men’s and women’s teams. Beach volleyball wasn’t added for another 32 years, however, and that inaugural Olympic competition took place in Atlanta.

Despite the game’s popularity, it wasn’t until the early ’70s that anyone proposed creating a museum to house memorabilia and recount the game’s history and the success of its players.

“At that time, the Greater Holyoke Chamber of Commerce was looking for ways to position the city and make it interesting to tourists,” Mulry noted, adding that, even though it established an ad hoc committee to promote the idea of Holyoke becoming home to a Volleyball Hall of Fame, the only thing it did was host an tournament for YMCA teams.

However, in 1978, the Holyoke Volleyball Hall of Fame was officially incorporated, and the first induction ceremony was held in 1985. But the organization still didn’t really have a home.

Points of Interest

“All it consisted of was a closet in Wistariahurst Museum and space in City Hall that was used to hold memorabilia,” Mulry said, adding that things changed in 1987, when the city of Holyoke gave the Hall an area in a building on Dwight Street to use free of charge. “The space was small, and the only things put on display were a few jerseys, nets, and uniforms,” Mulry said.

However, when the building was renovated a year later, the museum was given an area three times larger, which encompassed 4,500 square feet.

Mulry told BusinessWest it was only supposed to be a temporary home, and a capital campaign was launched with the goal of raising $27 million for a new building. “An architect was hired, and 15 possible sites were looked at before it became clear that it wasn’t feasible to raise that amount. So, the temporary space became our permanent home.”

Although a few exhibits were added at that time, the majority of displays, as well as the annual events the organization stages, have been developed over the last four years as officials take a proactive stance to attract new visitors and increase interest in the sport.

Their efforts were helped two years ago, when the museum received additional space in the building, which allowed them to move their archives there.

“We’re categorizing them, and we created a special exhibit titled ‘Volleyball in the Military,’ a 1964 Olympic exhibit, and we continue to put single artifacts on display,” Mulry said. “We also set an area aside for local events, and have hosted a lot of receptions over the past two years.”

Glass display cases

Glass display cases for current inductees house donated memorabilia, including photos, uniforms, medals, and other significant keepsakes.

Popular tournaments include the annual Police and Fire Challenge, which pits members of the New York City fire and police departments against teams composed up of emergency personnel from across New England. “There is a great rivalry between the Holyoke and Springfield teams,” Mulry said, adding that they are among many groups that participate.

During last year’s tournament, state Sen. Don Humason and state Rep. Aaron Vega unveiled a new exhibit titled “Humanity and Sports,” which was dedicated to two members of the New York City team who lost their lives in 9/11. “It has been one of our most well-received displays,” Mulry said.

In addition, the Hall of Fame began holding the Spalding Western Mass. Boys & Girls High School All-Star Games and the Massachusetts Boys & Girls High School All-State Games in Holyoke high schools four years ago, which include free clinics for players ages 10 to 12 throughout Western Mass.

To carry out these various programs, the Hall relies heavily on support from the community and, especially, Holyoke-based businesses and institutions.

“What we do would not be possible without the business community; they help offset our expenses, and we are certainly grateful for their help,” Mulry said, adding that the city of Holyoke, Holyoke Medical Center, and Holyoke Gas and Electric are major sponsors, while Dinn Brothers and the Dowd Agencies have been sponsors for more than a decade.

“They continue to make significant contributions and fund our induction ceremonies and events. PSI 91 is our newest sponsor, and we have many other local firms that support us,” he noted.

The organization also relies on an annual appeal, and donations are collected from 40 participating regions under the umbrella of USA Volleyball, which provides a dollar-for-dollar match, resulting in about $30,000 each year.

“They certainly see the value in having the museum on U.S. soil,” Mulry said, as he discussed how he and the 15 members of the board of directors are doing all they can to promote interest in the museum. “We’re working with the governing body of the Fédération Internationale de Volleyball to finalize an agreement that would make us the official repository for artifacts in the world. We expect make an announcement about it in October during the induction ceremony.”

That will allow the Hall to open its fund-raising to the 220 federations associated with the FIDV, and additional funds raised will be used to make improvements and update the displays.

Net Gains

“We’re the one true Volleyball Hall of Fame for the world, and anyone who is at all interested in the history of any sport should come here,” said Mulry. “We offer people a chance to see artifacts and learn about a sport that started out in Holyoke.”

Diner agreed. “We’re trying to expand awareness of the sport and its history to help grow the game, and this is a good place for community organizations to hold events. It’s steeped in Holyoke’s history,” he said.

It’s an intriguing history indeed, and it’s likely that Morgan could never have imagined that the simple game he created for aging businessmen would become a hugely popular sport played in nations throughout the world.

Meanwhile, the sport’s Hall of Fame still has considerable work to do to build its profile and visitorship, but it is making net gains — in many different respects.

Sections Sports & Leisure

A Nation of GMs

fantasySportsDPart

Fantasy sports — born decades ago as a niche pastime for baseball überfans who tracked statistics by hand with calculators — has since exploded into an instant-data industry that claims more than 56 million participants. Most of those drafted their football teams last week in anticipation of the season, while others will put up money to redraft each week on sites like FanDuel and DraftKings. One thing is for sure: whether for fun or profit, the fantasy world has changed the way people watch sports — and the leagues, networks, and advertisers couldn’t be happier.

Before Mark McDonald jumped into fantasy football, he’d watch the Patriots on Sunday, and not much else. But now?

“It has dramatically changed my viewing habits,” said McDonald, a professor of Sport Management at UMass Amherst. “Games between horrible teams, games that once meant nothing to me, now I want to watch to see how my fantasy team is doing. I like that sense of control — I’m the general manager, controlling my own team, and watching other players to see who I might pick up. It changes your view of football. Even Thursday nights are must-watch.”

McDonald started playing GM four years ago when fellow faculty members at the Isenberg School of Management invited him into their league. He’s been hooked ever since, and was preparing for drafts in two different leagues the week he spoke with BusinessWest.

He’s not alone. The number of people participating in fantasy sports — football, baseball, basketball, hockey, even golf and auto racing — is expected to reach 56.8 million this year, a staggering increase of 37% from 2013, according to the Fantasy Sports Trade Assoc. (FSTA).

The vast majority play in season-long leagues, going head to head with a different team’s owner each week. But, increasingly, ‘daily’ fantasy sports, played for real money — FanDuel and DraftKings are the two giants of this industry — are becoming more popular. At the end of 2014, the two online services posted a combined $920 million in entry fees from 1.3 million paying users — numbers this year’s participation is expected to far surpass.

“It gives fans another connection point,” said Janet Fink, another UMass professor and chair of the Department of Sport Management. “Fantasy football is much more widely popular than any other fantasy sport, but they’re all growing. And now you have these day-to-day, week-to-week leagues getting more popular as well.”

Indeed, fantasy sports has come a long way from its 1970s origins, when hardcore baseball players played something called Rotisserie, drafting players at the start of the season, then tracking their statistics, by hand and with calculators, and translating those stats into a scoring system. Today, the data is instantaneous, meaning owners can sit on the couch with a smartphone and watch the points roll in.

And, by the tens of millions, that’s exactly what they do.

Fan Fare

Andrew Zimbalist, a professor of Economics at Smith College and one of the world’s foremost sports economists, has observed the impact of fantasy sports on American life, which goes well beyond that annoying guy in the lunchroom on Tuesday complaining about losing by a point because Julio Jones dropped an easy touchdown Monday night.

“It’s something that increases the avidity of fandom and, in some cases, extends fandom,” he explained. “People who are involved in fantasy sports are paying much more attention to the game. They subscribe to more online services and satellite services.

“The other effect they have, to some degree — and it differs by sport — is more generalized fandom,” he went on. “If I’m a Red Sox fan living in Massachusetts, without the fantasy-sports component, I’m following the 25 people on the active Red Sox roster. But if I have Mike Trout in my fantasy-baseball league, if I’ve got Joe Mauer on my team, I’m not only into the Red Sox games, but Angels games and Twins games, etc.”

That sort of changed behavior is something sought after and prized by professional sports leagues, Zimbalist added.

“Football, for a variety of reasons, has long been a national sport; even though fans have a team they follow and support, true football fans will watch two games, and might stay around for Sunday evening,” he explained. “But in the other leagues, like baseball — say you’re a Padres fan living in San Diego. You’re going to watch the Padres games; you’re not going to watch the Giants or Diamondbacks. But some of the fandom becomes nationalized when you have fantasy sports leagues. That is a very valuable component — and it’s a growing fandom.”

No wonder, then, that ESPN hosts the most popular fantasy platform (Yahoo! is the second-largest), while DraftKings recently secured $300 million in funding from Fox Sports, Major League Baseball, the National Hockey League, and Major League Soccer. In return, the company plans to give away $1 billion in prizes this year, more than triple the $300 million it awarded in 2014.

Meanwhile, the larger play-for-cash entity, FanDuel, which pays out more than $10 million in prizes every week, recently raised $275 million from investors, including affiliates of Google, Comcast, and Time Warner.

Janet Fink

Janet Fink

“Research has been done asking whether, if people got too much into fantasy sports, it might decrease their interest in their own team,” Fink said. “In fact, they found quite the opposite. People around here still root for the Patriots, but they flip to the Red Zone to check out their fantasy team. That way, the viewership of games league-wide increases. There’s extra incentive to watch the Chargers versus the Raiders when you wouldn’t do that normally.”

McDonald is familiar with DirecTV’s Red Zone channel, which jumps, all Sunday long, between teams on the cusp of scoring — a fantasy maven’s dream. He noted that his league’s owners get together twice a year for Sunday viewing parties, but they don’t watch the Patriots; they watch Red Zone. “One aspect to fantasy that’s a bit negative is how it impacts viewing your favorite team.”

Fink has read studies showing that, while some fantasy hobbyists remain more interested in their home-state team, others come to identify more with their fantasy players and seek them out on TV instead. “But in most cases,” she added, “it’s probably a very complementary relationship.”

Speaking of relationships, McDonald believes fantasy football has strengthened connections between the people he works with at Isenberg.

Mark McDonald

Mark McDonald

“As with any business school, we have a bunch of different departments — accounting, finance, management, marketing … seven or eight in all. There are faculty members I might not otherwise interact with, and now, if I run into the owner I’m playing against that week, we’ll get some friendly trash talking going on in the hallway. You get to know each other. We find ways to get together now.”

Real Money

Advertisers covet the fantasy-sports market, according to the FSTA, which reports that team owners are mostly college-educated with an average household income topping $75,000. At last measure, 66% of participants were male, and 34% female, but those figures have been steadily moving toward each other in recent years.

However, the daily and weekly games at FanDuel and DraftKings remain almost exclusively the domain of men. Meanwhile, a survey of more than 1,400 players by Eilers Research found that more than 40% of these players have reduced the amount of time they devoted to traditional fantasy leagues.

“Everyone I know is pretty much in it for season-long fun, low-stakes games. But I am concerned that our students are increasingly drawn to that world,” McDonald said of the high-risk sites, saying they’re occupying a role that online poker recently dominated.

But — because of the obvious risk involved — is it legal? The Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006, intended to regulate the financial institutions that act as the monetary link between gamblers and Internet casinos, seems to say yes.

While some states — Arizona, Iowa, Louisiana, Maryland, Montana, and Vermont — have enacted their own laws muddying the waters around this issue, the vast majority of states, including Massachusetts, have not.

That leaves the UIGEA as the go-to authority, and the federal law specifically does not regulate games in which “all winning outcomes reflect the relative knowledge and skill of the participants and are determined predominantly by accumulated statistical results of the performance of individuals (athletes, in the case of sports events) in multiple real-world sporting or other events.”

In other words, in the eyes of the law, fantasy sports are considered games of skill, not luck.

McDonald, again noting the excitement of a weekly draft, worries about their appeal and the potential for addiction and financial trouble, no matter how shrilly FanDuel and DraftKings shout about millions in winnings on their ubiquitous radio ads.

“It’s so exciting to redraft and select your team every week,” he told BusinessWest. “They may think the way we old guys play is slow and boring. If you have injuries early in the season, it can kill you. But with the weekly games at DraftKings and FanDuel, you get away from that, and every week is a new opportunity to make choices.

“But,” he went on, “people do put a lot of money at risk, and I think it’s addicting. It’s like crack to fantasy sports players. It’s a weekly high, and in a sport like baseball, it could be a daily high.”

For now, McDonald considers himself firmly in the camp of more than 55 million people who have become amateur GMs not for big payouts, but for the fun, the challenge, and the camaraderie.

“It’s a social thing that enhances the viewing experience,” he said. “For me, personally, putting money at risk would take some of the fun out of it; I think it would be very stressful.”

After all, trash talk is stressful enough.


Joseph Bednar can be reached at [email protected]

Banking and Financial Services Sections

Breaking News

By TOM CROGAN

Divorce patterns have changed considerably in recent years. A recent New York Times article stated that the divorce rate is no longer rising. That trend, the report noted, is the result of people getting married later in life and also the feminist movement; as women entered the workforce, marriage began to evolve into its “modern-day form based on love and shared passions, and often two incomes and shared housekeeping duties.”

If you’re going through a divorce, though, the last thing on your mind is how the divorce will impact your next tax return. This article focuses on the income-tax issues of alimony, child support, and property settlements in most largely unplanned divorces.

Alimony (IRC Section 71)

Alimony is a payment to or for a spouse or former spouse under a divorce or separation instrument. It does not include voluntary payments that are not made under a divorce or separation agreement.

Alimony is deductible by the payer and included in the income of the recipient. IRC Section 71 defines alimony as the transfer of cash made under a divorce or separation instrument. The payments must meet the following criteria:

• The payments must be in cash and must be received pursuant to a divorce or written separation instrument;
• The spouses must reside in separate households;
• The payer’s liability must not continue after the payee’s death;
• The payer and payee must file separate tax returns;
• The divorce or separation instrument must not designate non-alimony treatment; and
• The divorce or separation instrument does not indicate that such payment is not includable in the recipient’s income and not deductible by the payer.

Not all payments under a divorce or separation agreement are alimony. Alimony does not include child support, non-cash property settlements, or payments to keep up the payer’s property.

Child Support

Generally, a payment is for child support when a divorce decree specifically designates all or part of a payment as being for child support. Child-support payments are not deductible by the payer and are not taxable to the recipient.

A payment will be treated specifically designated as child support to the extent the payment is reduced either on the happening of a contingency relating to your child, such as the attainment of a certain age, marriage of the child, death, leaving school, or becoming employed.

A related issue to child support is deciding which parent receives the dependency exemption for the child. Assuming all of the dependency exemption requirements are met, the parents can decide for themselves. Often the divorce decree will dictate which parent takes the dependency deduction.

Property Distributions (IRC Sec 1041)

For divorcing couples, the distribution of property is often the most important aspect in a divorce. This is especially difficult if there are significant assets such as houses, retirement plans, a closely held business, or rental property. You need to understand which assets will fit your financial goals best.

You also need to understand the liquidity of the asset, cost basis, and income-tax implications associated with the sale of the asset.

IRC Section 1041 provides favorable treatment to divorcing spouses when it comes to distributing property. Under Sec. 1041, property transferred between divorcing spouses is generally treated as a gift. Cost basis and holding period carry over, and the transfer most often avoids treatment as a taxable event.

Other Tax-planning Opportunities

Dependents: You can continue to claim your child as your dependent if the divorce decree names you as the custodial parent. If the divorce decree is silent on the fact, the parent whom the child lived with for a longer period of time during the year can claim the child as a dependent.

It’s still possible for the non-custodial parent to claim the dependency exemption if the custodial parent signs a waiver not to claim the child as a dependent for that particular year.

The parent who claimed the child as the dependent is the one who is entitled to claim the child tax credit, American Opportunity credit, or Lifetime Learning credit. If you can’t claim the dependency exemption, you can’t claim the credits even if you paid the college expenses.

You can claim the child-care credit for work-related expenses you incur for the care of your child, under age 13, if you have custody, even if your ex-spouse claims the child as a dependent.

Retirement Accounts: If you cash out a 401(k) account to give the money to your spouse, the amount is taxable to you as a distribution. You can avoid this trap by having the transfer treated under a qualified domestic relations order (QDRO). This allows you to give the money to your spouse and relieves you of the tax burden of having it treated as a taxable distribution. QDROs are very complex, and great care and consideration should be given to any QDRO created in a divorce.

An IRA that is transferred is treated differently. As long as the transfer is spelled out in the divorce settlement, the transfer is not treated as a taxable distribution. Instead it is treated as a rollover and not subject to the 10% penalty.

Home Sales: In general, the tax law allows a $250,000 capital-gain exclusion if you are single or married filing separately, and a $500,000 exclusion if you are married and owned the home and lived there for two of the past five years and the home is your primary residence.

For sales after the divorce, if the two-year and five-year ownership and use test is met, you are limited to the $250,000 capital-gain exclusion.


Tom Crogan is a manager at South Hadley-based Pieciak & Company, P.C. and has been involved in performing business valuations, litigation support, and consulting with small business to help them solve their tax and accounting issues.

Banking and Financial Services Sections

Advice — on the House

By CAROLYN BOURGOIN, CPA

Carolyn Bourgoin

Carolyn Bourgoin

Many of us find ourselves working from home, either out of necessity or by choice. Both self-employed taxpayers and employees can qualify for a home office deduction for the business use of their residence as long as they have met a set of strict conditions.

Employees in particular will have a more difficult time passing all the tests necessary to qualify, because they have the additional requirement of proving that the home office is for the convenience of their employer.

In order to qualify, a taxpayer must use the home office space on a regular and exclusive basis as one of the following:

• A principal place of business;
• A place for meeting or dealing with clients, patients, or customers in the normal course of business; or
• In connection with the taxpayer’s trade or business, if the home office space is a separate structure from the residence, such as a detached garage.

Regular and Exclusive Use

The regular-use and exclusive-use requirements of a home office are separately examined to determine if the conditions are satisfied.

An IRS publication states that regular use is satisfied when a specific area is used for business on a continuing basis. Though a space may be used exclusively for home office use, the occasional or incidental use of the space is not sufficient to qualify.

In Christensen v. Comr, an international marketing manager was not allowed to deduct his home office expenses because he could not substantiate the frequency of meetings with clients. It is therefore important that a taxpayer be able to show continuity of use of the home office space through some credible means, such as a written log.

In order to meet the exclusive-use requirement, the home office space must be a portion of a dwelling unit that is used solely for carrying on the taxpayer’s trade or business. There is no requirement that the identifiable space be a separate room or a permanently partitioned area of a room.

However, where only a portion of a room is used and there is personal-use furniture in the room, the taxpayer will have a more difficult time establishing exclusive use. Even minimal personal use of the business portion of a residence may result in the home office failing to meet the exclusive-use test.

There are two exceptions to the exclusive-use rules, one of which relates to the storage of inventory if the home is the sole location of the trade or business, and the other to certain daycare facilities.

Where a taxpayer uses a home office for two different business uses, each business must qualify under the home office rules, or the related deductions will be disallowed.

Principal-place-of-business Test

As mentioned earlier, the regular and exclusive use of the space must be in connection with one of three categories of business use, the first of which is the principal-place-of-business standard.

When the home office is used on a regular and exclusive basis as the principal place of business of the taxpayer, then the related home office expenses will be deductible (subject to a gross income limitation). The principal-place-of-business test mainly benefits self-employed individuals who work out of their homes as well as employees whose employers do not provide them with office space.

Determining the principal place of business is often a highly contested matter when a business is conducted at more than one location. With the exception of administrative or managerial duties performed at a home office (discussed below), a home office found to be a secondary place of business will not afford the taxpayer a home office deduction.

The courts have taken into account two main considerations in determining the primary location of a business when a taxpayer works both at home and at another location. One consideration is the relative importance of the business activities of the taxpayer at each location, and the second is the time spent at each location.

For instance, an insurance salesman uses a home office to prepare for meetings with potential clients.  He meets with clients at their locations and closes his deals there. In this situation, the more important business activities of the taxpayer take place in the meetings at the client’s place of business. The home office is not the principal place of business.

A home office may also qualify as a principal place of business if it is used exclusively and regularly for administrative or managerial activities of a taxpayer’s trade or business where the taxpayer has no other fixed location of conducting substantial administrative activities. Legislative history shows that, when a self-employed taxpayer has an option to use an administrative office away from home but chooses to use office space at home to perform the administrative duties, the taxpayer can still qualify for the home office deduction.

In contrast, if the taxpayer is an employee as opposed to self-employed, failure to use available office space offered by his or her employer will be factored into whether an employee’s home office meets the convenience of the employer requirement. It is therefore more difficult for an employee to get a home office deduction where it is used for administrative activities.

Separate-structure Test and Separate-meeting-place Test

If a taxpayer’s home office use does not meet the principal-place-of-business test, the space can still qualify for the home office deduction where it is used regularly and exclusively to meet and deal with clients or patients or if it is a separate structure from the residence and used regularly and exclusively in the taxpayer’s trade or business.

In order to use the meeting-place test, the office space must be used to physically meet with clients, and the use of the space has to be integral to the employer’s business. With respect to the separate-structure test, there is no requirement that the taxpayer meet with patients or clients. An artist’s studio, greenhouse, or carpenter’s workshop could qualify. As with the principal-business test, an employee must show the use is for the convenience of his employer to meet either the separate-structure test or the client-meeting-place test.

Other Considerations

Anyone who is considering the home office deduction needs to assess whether the potential deduction is worth the record keeping (i.e. regular and exclusive use support) and the risk of an audit. An employee who qualifies will not receive a tax benefit unless the home office deduction, along with other miscellaneous itemized deductions, exceed the 2% floor of the employee’s adjusted gross income.

The amount of the home office deduction is also subject to limitations that are based on the income attributable to the taxpayer’s use of the home office. Additionally, if the residence holding the home office is later sold at a gain that would otherwise have been excluded from income tax under the principal residence exclusion ($250,000/$500,000), a portion of the profit equal to the amount of depreciation claimed on the home office will be taxable.

There are benefits to having a home office, but be sure to evaluate its use carefully when considering claiming this deduction. As always, be sure to speak with your tax professional if you have any questions.


Carolyn Bourgoin, CPA is a senior manager with Holyoke-based public accounting firm Meyers Brothers Kalicka, P.C.; (413) 322-3483; [email protected]

Banking and Financial Services Sections

A More Cooperative Merger

CEO Michael Tucker

Greenfield Cooperative Bank President and CEO Michael Tucker

For the CEO of Greenfield Cooperative Bank, the recent merger with Northampton Cooperative Bank — joining two institutions with a combined 236 years of history — made sense on a number of levels, from their similar cultures to the prospect of greater lending clout, to different but compatible branch footprints that eliminated the need for layoffs. The goal, he said, was to make the merger as seamless for customers as possible, while putting a broader range of services within their reach.

For 36 years in the banking industry, Michael Tucker has weathered plenty of changes, so the recent merger of Greenfield Cooperative Bank — where he has served as president and CEO since 2002 — and Northampton Cooperative Bank was far from a first.

“I’ve been through four of these, and I’ve been on both sides,” he said, referring to being the larger or smaller bank in mergers and acquisitions. “My first one was 30 years ago, when the old Nonotuck Savings Bank merged with SIS. They made sure Nonotuck looked like SIS on day one, and they lost half their customers within a year.”

It’s a lesson he hasn’t forgotten, which is why customers at the two recently merged co-op banks — announced 15 months ago and made official on April 1 — were met with a much more seamless transition. “Here, our goal was to make it transparent for customers. We aren’t closing offices or laying anyone off.”

The overall entity — which now boasts about $525 million in deposits, more than $60 million in capital, 10 branches, and 98 employees — is officially called Greenfield Cooperative Bank, taking the name of the larger institution.

But, while the six Franklin County branches that have been operating under the Greenfield name — two in Greenfield and one each in Northfield, Sunderland, Shelburne Falls, and Turners Falls — will continue to do so, the four Hampshire County branches, two each in Northampton and Amherst, will continue to operate under the Northampton Cooperative Bank name their customers are used to, as a division of Greenfield Co-op.


Click HERE to download a PDF listing of Banks in Western Mass.


“We committed to using the Northampton Co-op name in Hampshire County, for existing branches and any that might open in the future,” Tucker said, noting that no physical expansion plans are on the drawing board yet, as bank leaders want to first make sure the current branches are running smoothly.

“Why give up all that history, all that goodwill, for either brand?” he continued, noting that Greenfield Co-op dates back to 1905, and Northampton Co-op to 1889. “Early on, people said, ‘let’s come up with a new name for the combined bank.’ I’ve seen that done elsewhere, and people just ask, ‘now, what bank was that?’”

William Stapleton, formerly president and CEO of Northampton Co-op, now serves as CEO of Greenfield Bancorp, MHC, and chairman of the combined bank, with Tucker remaining as president of the holding company and president and CEO of the combined bank. Both of them cited expanded customer access, improved economies of scale, and more efficient operations as reasons for the deal.

“A $100 million bank would have trouble surviving today, because of the expenses,” Tucker said, referring specifically to increased regulatory and compliance costs for banks in today’s environment. “My commitment when I came here was to stay mutual and make sure I handed this bank off to the next generation healthier than when I found it. I think this merger helps us to ensure that. Now we spread those expenses over a bigger base.”

Check Mates

That’s not to say Greenfield Cooperative wasn’t already growing, having increased its deposits by an average of 5% to 6% annually in Tucker’s 13-year tenure, effectively doubling that figure from $175 million to $350 million.

“When we looked at where we might grow next, we were looking at Hampshire County,” he told BusinessWest, adding, however, that a merger with a similar organization made more sense than building more Greenfield Co-op branches there. As it turned out, he found a sympathetic ear in Stapleton.

“We had a lot in common with Northampton Cooperative Bank,” Tucker went on. “Bill and I had been talking off and on for a number of years. That happens a lot in the industry.”

With the approval of each bank’s 11-member board, the merger underwent the normal regulatory processes and became official on April 1, just over five months ago. As for the directors, the banks simply merged them into one 22-member board, which will be whittled down through impending retirements to something more manageable. Board meetings are typically held in Deerfield, between the bank’s two namesake cities.

“There will always be a few bumps, but it’s been pretty smooth,” Tucker said of the merger, noting that the two institutions already used the same Connecticut-based financial-technology service, COCC, and there was no duplication of account numbers, allowing Northampton Co-op customers to keep their checks and debit cards. Those customers also have access to new financial services and low-cost Mass Save energy loans through Greenfield Co-op, as well as programs like IDSafeChoice, an identify-theft protection service Greenfield partnered with a decade ago.

Meanwhile, the merged institution is finding efficiencies and cost savings in pending retirements. “I had three senior officers scheduled to retire this year. After our merger, I only had to replace one; for the other two, we used people in Northampton.”

Greenfield Co-op

Greenfield Co-op has been headquartered in the same location since the 1940s, while both it and Northampton Co-op boast histories spanning well over a century.

At the same time, Tucker said, “a lot of our customers are happy they can do business in the Northampton-Amherst neck of the woods. We’ve added commercial-lending capabilities down there; they really didn’t do commercial loans, but we hired two new lenders to service the area, and stationed one of our investment-services guys, from Florence, in Northampton.”

Moving from $39 million in capital to more than $60 million after the merge also allows Greenfield Co-op to offer larger loans, including SBA loans. “Our lending house limit was 10% of capital, so that goes from $3.9 million up to $6 million. Sometimes customers outgrow you; it’s nice keeping pace with our customers.”

Employees have already taken advantage of new career opportunities as well, with some already moving to branches closer to where they live. “It gives a broader career path for some people,” Tucker said. “I think that will continue as we grow.”

Career Moves

Tucker spent 20 years at SIS before moving to Easthampton Savings Bank in 1999 as senior operating officer and in-house counsel, spending three and a half years there before Greenfield came calling.

A lawyer by trade, he never planned on advancing that far in the banking world when he started out as an SIS teller in 1979 while attending law school at night. “I was planning to be there four years, then go on to my own practice, but the CEO of SIS back then was a lawyer who had started doing real-estate closings back in the ’50s. He encouraged me, and I ended up staying; by the late ’80s, I got my master’s in banking law.”

The dual expertise served him well as he rose to higher positions, and he has never lost his passion for learning more about his industry — especially at a time when online and mobile banking platforms have changed the way banks interact with their customers.

“There will always be a place for brick-and-mortar customers who want to be able to talk to a person,” he said. “That’s the local edge; otherwise, you might as well bank with Capital One out of Ohio. But, at the same time, some customers never come into the bank. I remember when teller lines were out the door to cash Social Security checks, but that’s all direct deposit now. There are still lines, but it’s to socialize and update their passbook and see the tellers, who are also their friends. You don’t have to come into the bank anymore, so branches are smaller now.”

Although he foresees working about seven more years before retirement, the rapid changes in banking — both regulatory and technological — help drive Tucker’s involvement with organizations like the Mass. Bankers Assoc., which he chaired until last year, and the Federal Reserve Bank in Boston, where he currently serves on the board of directors. “Part of that, for me, is continuing to learn, staying active in the industry. And it’s an industry, I think, where we do a lot of good for people — and it’s fun.”

He says he’s acutely aware of the roles community banks play in the business fabric of Western Mass., from philanthropy and civic involvement to loan support for families and businesses.

“We are lucky to have this many healthy community banks in the region,” he told BusinessWest. “It’s competition for us, with literally a branch on every corner. But if I’m a local customer, and I think of the dollars contributed, the volunteerism … that’s something irreplaceable, it really is.”

For example, the bank recently donated money to both Baystate Franklin Medical Center in Greenfield and Cooley Dickinson Hospital in Northampton, gifts that, Tucker noted, aren’t totally altruistic, in the sense that healthy individuals comprise healthy, vibrant, attractive communities. “We want people to buy homes here, start businesses, send their kids to school — all the things that make a community a community.”

Sounding Board

As Greenfield Cooperative Bank seeks to grow in its expanded footprint, Tucker continues to seek input from customers on how to improve their experience.

“My door is open, unless I’m in a meeting, and customers come in all day and make comments, good and bad, but mostly good,” he said, adding that he regularly visits each branch to chat with staff and customers. “If this was Bank of America, it would be physically impossible for the CEO to do that.”

He recognizes that not every interaction with a bank is positive — the rare foreclosure being one example. “But we don’t want to own homes; we want to keep people in their homes. We help finance homes, finance businesses, help pay for college or a new car or home improvements, help people plan for retirement or plan for their kids’ college — all pretty fun things.

“We get to interact with people on a lot of positive things,” Tucker concluded. “That’s part of the reason I fell in love with the industry. I didn’t think I’d like it as much as I do.”

Joseph Bednar can be reached at [email protected]

Sections Women in Businesss

Creating a Sounding Board

Cathy Crosky

Cathy Crosky says women owners benefit from having a sounding board comprised of peers navigating similar issues and challenges.

Attorney Paula Almgren says she knows she’s a much better, much smarter businessperson now than she was before she joined a group called WomenUpFront about 18 months ago.

She credits the Pittsfield-based organization, which launched three years ago and is composed of fellow small business owners, with everything from helping her take basic, common-sense steps, such as creating a website for her practice, to developing an appetite for risk taking, including a book she’s planning to write on one of her specialties — navigating community-based care.

“I’ve taken a lot of actions I might not have taken, or would have taken longer to implement, if I wasn’t part of this group,” she said, citing the website as just one example. “And you become accountable to the group; if you say you’re going to do it, you have to do it.”

And yet, Almgren literally can’t wait until she can stop attending the monthly meetings of this group.

Indeed, there is a ceiling regarding annual revenues for membership in this intriguing group — $1 million — and Almgren, who started her practice in 1996, intends to break her way through it sometime soon.

When she does, she’ll be able to ‘graduate’ to a group called the Women Presidents Organization (WPO), which has pretty much the same basic mission statement and MO as WomenUpFront, but is obviously for those with larger ventures and often different challenges.

Transitioning to membership in WPO is the unofficial, usually unannounced ambition of WomenUpFront members, said Cathy Crosky, an executive coach and organizational transformation consultant with Charter Oak consulting group in Williamstown who conceptualized and now leads both organizations.

Paula Almgren

Paula Almgren

She told BusinessWest there are many stories like Almgren’s still being written in Berkshire County. They involve women who have found a comfort zone — not to mention myriad learning opportunities — in a group of roughly a dozen that she described early and often as a “sounding board.”

It is now Crosky’s ambition to replicate the success of the Pittsfield group in Hampden County. She noted that statistics clearly show that more women are choosing entrepreneurship as a career path, and the Greater Springfield area is certainly no exception to this rule.

Like the Pittsfield WomenUpFront group, the one planned for Hampden County will be limited to first-stage companies — it is not intended for startups, said Crosky, adding that it is focused on business, not networking, although there is certainly some of the latter as well.

“The idea behind the group is to help women to get beyond the day-to-day challenges and look at the business more purposefully and more strategically,” she said, adding that, to help meet that goal, she has brought in experts on subjects ranging from employment law to time management to address members. “It’s a deep dive into business issues and challenges, and it’s a learning group.”

For this issue and its focus on women in business, we take an in-depth look at the success achieved by WomenUpFront in Pittsfield, and how Crosky plans to make this concept more of a regional phenomenon.

Getting Down to Business

Unlike most members of the Pittsfield WomenUpFront group, Pam Sandler’s immediate goals do not include graduation to WPO.

That may eventually happen, she said, but at present, she’s comfortable with the revenue patterns being generated by the Stockbridge-based architecture firm she launched more than 30 years ago that bears her name and specializes in both residential and commercial work.

Pam Sandler

Pam Sandler says women have to juggle their lives differently than men do, which leads to unique challenges balancing business and other obligations.

“I was different than other women in the group — I really didn’t want to grow my business; I thought I was stretched as far as I could be stretched,” she said, adding that, generally speaking and economic downturns aside (they traditionally hit this sector very hard), she can generate as much work as she wants and needs to handle. “I was, and still am, far more interested in working smarter — I was getting pretty burned out.”

And, like Almgren, she believes she’s already made significant progress with that goal. As evidence, she cited the fact that she’s not burning as much midnight oil, and not because she has fewer projects on the books.

“I don’t work as many hours as I used to because I don’t have to — I’m working smarter,” she told BusinessWest. “I have less stress, and I’m more focused on the big picture — and I owe much of that to my once-a-month fix.”

That fix, as she called it, WomenUpFront, was in many ways inspired by WPO, said Crosky, adding that she was approached by several women who knew they could benefit from such a group, but didn’t fit the revenue criterion.

Like WPO, the new group was designed to be a forum where common issues and problems can be discussed confidentially, she went on, adding that members soon discover that, whatever challenge they’re facing, they’re certainly not unique, or alone, in that fight.

“The demands of running a business are increasingly more challenging,” Crosky told BusinessWest. “The roundtable provides an opportunity for women to share some of these challenges they have that are similar and offer support, best practices, and ideas — and learn from each other.”

Almgren concurred. “I find that there’s a lot of problem solving in the group — every time I go, I learn something new,” she told BusinessWest. “It’s really helpful as a business owner to be able to talk about what’s working and not working with your business and share ideas with other women business owners.”

Crosky noted that, while some business groups have certainly enjoyed success with a mixed-gender format, the women-only structure of this group appeals to many because of the commonality of issues and a generally shared outlook on business and how to manage.

“Many women report feeling much more comfortable in a women-only group because women lead differently than men and the challenges that women face in the marketplace are different,” she explained. “There’s also the challenge of balancing work and their personal lives, because they do have primary responsibility for children and aging parents, despite the changes in role definition.”

Sandler agreed.

“I find that women have to juggle their lives differently than men do,” she said. “I have three children, and I have to organize their lives and my work at the same time, which has been a real challenge.”

Crosky announced her intentions to form a Pioneer Valley chapter of WomenUpFront in the spring, with the support of the Business Growth Center and PeoplesBank, which have offered to provide meeting space and other forms of assistance.

She’s been working since then to recruit the eight to 10 women entrepreneurs she needs to launch. She knows they’re out there, but she also knows that most individuals who can use help are also those who find it most difficult to commit the time required to be an active participant in such a group.

If she can get a few minutes with a prospective member, she advises them it’s necessary to make the time.

Meeting of the Minds

Crosky said there is no firm timetable for starting the Pioneer Valley chapter of WomenUpFront.

The task of making women aware of the organization and its benefits and convincing them to commit the requisite time and energy is ongoing.

Overall, she believes expanding the concept across the Valley will help individual business owners meet their goals, but also benefit the region in its quest to encourage entreprebeurship and create jobs.

“Not everyone wants to grow beyond $1 million, but everyone wants to be more efficient and stabilize their business,” she said. “And that’s what we’re here for.”

For more information on WomenUpFront, call (413) 822-1263.

 

George O’Brien can be reached at [email protected]

Sections Women in Businesss

The Art and Science of ‘Finding Out’

Julie Pokela

Julie Pokela

Much has changed since Julie Pokela and partner Nancy Mihevc decided to go into business doing market research nearly 40 years ago. One thing that hasn’t changed is the simple mission for the company now known as Market Street Research: finding answers for clients who need information to understand their audience and grow their business.

Julie Pokela says it was already shaping up to be a busy summer for Market Street Research (MSR), the firm she helped lay the groundwork for nearly 40 years ago. And then, some additional work start pouring in.

Funneled by the Wallace Foundation, started by the founders of Readers Digest, as part of an ongoing initiative concerning the arts, these projects involve several noted institutions — the Seattle Opera, the Pacific Northwest Ballet, and the New York-based Alvin Ailey American Dance Theater — that want some insight into how to grow their audiences.

A major focal point of these analyses will be the Millennial generation, members of which now statistically outnumber the Baby Boomers, said Pokela, and remain a point of fascination — and mystery — for businesses across all sectors.

“People are trying to figure out how to tap into this generation,” she said, adding that these arts-related projects will utilize focus groups and a host of other methodologies to gain some insight.

When asked to speculate on what these studies may reveal about the Millennials and their attitudes about the arts, Pokela thought for a second and said, “I don’t know … we’re going to find out.”

‘Finding out’ has been the simple two-word answer to the question of what this company does since Pokela and partner Nancy Mihevc joined together in a venture called the Research Group in 1978 (more on the company’s history later). They’ve been finding answers for clients ranging from political candidates to regional and national banks; from private colleges to major medical systems; from retail chains to nonprofit agencies.

The specific questions to which they’ve sought to find answers have varied, but the common denominator has essentially been market share and the universal goal of improving it.

Today, achieving that goal involves successfully marketing to and then serving several generations, each with distinct attitudes and preferences, said Pokela, adding that the Millennials are proving to be particularly challenging for many sectors.

“Banks are really interested in this subject,” she noted. “And we do a lot of work with independent schools and colleges to help them figure how they’re positioned among the students and parents looking at colleges — and how to grow their enrollment.”

Over the years, the size and composition of MSR’s client base has changed, said Pokela, noting that, in the ’80s, the company did considerable work with banks, and later put a heavy focus on healthcare, specifically hospitals and medical systems that wanted insight into what the public thought of the services they were providing.

While the company still serves both those sectors, its overall strength has been diversity, said Pokela, adding that this trait has enabled it to survive the many economic downturns over the past four decades.

The business itself has also evolved. Years ago, MSR employed those who would do the actual data collection for the research projects. Now, those services are outsourced, noted Pokela, adding that, while laying off dozens of employees constituted the most painful moment of her career, the resulting entity is smaller and more manageable, and enables her to spend the vast majority of her time doing what she likes most — research and interpreting what it means.

For this issue and its focus on women in business, BusinessWest talked at length with Pokela about her company, the intriguing world of research, and the art and science of ‘finding out.’

Answering the Call

Tracing the history of her company, Pokela said the intriguing story began when she was pursuing her doctorate in communication at UMass Amherst, studying under, among others, Mihevc, who taught political communication.

One of Mihevc’s other students at the time became involved with Ed McColgan’s campaign to unseat Congressman Silvio Conte, and she asked Mihevc to conduct some research for the candidate.

She agreed, and asked Pokela if she wanted to assist with the polling, which she did.

Those efforts didn’t succeed in getting McColgan elected — he triumphed in the Democratic primary, but was buried by Conte in November — but they did get the attention of other candidates, who recruited the two for similar polling.

“Eventually, a business person with one of the campaigns asked if we could do some market research for his company,” said Pokela, “and from there, an advertising agency asked if we could do marketing research for their clients.

“We got to the point where Nancy was coming up for tenure, and I was looking at finishing my Ph.D., and had to decide — do we want to start a company or continue with our expected lives of being academics?” she went on. “We decided that it wouldn’t hurt anything to start a company, so we did.”

Given a boost by some work they did for the Center for Human Development in Springfield, which received a grant to conduct a telephone survey on community attitudes toward foster parenting, the pair enjoyed success early on, working mostly on political campaigns and projects for ad agencies.

The recession of the early ’80s nearly took them out, though, said Pokela, adding that she and Mihevc turned to the Mass. Small Business Development Center and then-Director Merwin Tober for some assistance on how to position the company for growth and sustainability.

Tober came up with the idea of generating a recurring form of income — or several of them — rather than being solely what amounted to a job shop. And from that suggestion, the two partners eventually conceptualized something they would call the “Quarterly Bank Survey.”

As that name suggests, the initiative surveyed area residents on a quarterly basis about their banking habits and preferences, said Pokela, adding that most all area banks bought the reports.

“It ended up being a great product and a solid source of regular, predictable income — we did it for maybe 10 years,” she said, adding that this effective niche was substantially weakened by a wave of consolidation that swept over the industry in the late ’80s and other consequences of a deep and prolonged recession that took a severe toll on the financial-services sector.

But, while bolstering its portfolio with banks, the company — which became known as Market Street Research in 1986 after Pokela and Mihevc parted ways and the former joined forces with Elizabeth Denny — was doing the same with the healthcare industry.

Julie Pokela says there are businesses

Julie Pokela says there are businesses across many sectors that want to know what the Millennials are thinking — and how they’re spending.

That remains the primary source of business today, accounting for roughly 70% of annual revenues, said Pokela, adding that now, as then, the industry relies on a steady flow of data concerning its services and how they are perceived.

The company started with a hospital survey similar to the one produced for banks, she said, adding that, by the late ’80s, most healthcare providers were ratcheting up their marketing efforts in response to changes within the industry, especially a shift from inpatient to outpatient care and the resulting increase in bed capacity.

“Length of stay was greatly reduced, and as a result, hospitals had all this excess capacity for inpatient beds,” Pokela explained. “So they started looking at the edges of their markets and saying, ‘where can we pick up more patients in areas that we haven’t traditionally looked at?’ So hospitals learned how to compete very quickly.”

Surveying the Landscape

This phenomenon has generated a steady source of revenue for the company ever since, she went on, noting that MSR has a number of prominent hospitals in its portfolio, including Mass General, NYU Langone Medical Center, the Cleveland Clinic, Dartmouth Hitchcock, and many others.

Most are steady, repeat customers that require in-depth marketing studies at least every two years, and often on a more frequent basis.

The nature of the work varies, but much of it comes down to two key issues in this sector and most all others — awareness and image.

“If you look at the process by which someone makes a decision to use any kind of organization, it starts with awareness — people are more likely to use an organization they’re aware of,” she explained. “So we track what their awareness levels are, and ask people, ‘when you think about hospitals in your area, which ones come to mind?’”

Overall, the company tailors its questions and surveys to meet the specific needs of clients and business sectors, and the ability to help companies in a host of industries has driven solid growth over the years and enabled MSR to weather the economic downturns in recent years.

The firm has clients in healthcare, financial services, the nonprofit arena, governmental agencies, retail, technology, manufacturing, and, especially this summer, the arts, which Pokela has identified as a potential source of growth for MSR.

In higher education, for example, the company has worked with a number of institutions, including Bryn Mawr College, Mount Holyoke College, Smith College, Western New England University, and UMass Amherst, with research focused on a number of areas, including:

• Satisfaction of faculty, staff, and students with the services the school provides;
• Effectiveness of communications, including marketing and promotional materials; and
• Satisfaction of alumni or alumnae regarding services for alumni and communication with their alma mater.

The company also works with private elementary and secondary schools and also public school systems and school boards, in matters ranging from attracting and retaining high-caliber students to communicating information and specific strengths to the community.

In retail, meanwhile, the company has provided services for national chains, mom-and-pop stores, and entities that fall in between. It helps those clients with everything from assessing awareness (there’s that word again) to customer satisfaction, site-location selection, market feasibility of new products, and more.

Increasingly, those in each sector want to know what the members of each generation are thinking and what they’re looking for in terms of products and services.

She joked that those in healthcare are not yet fascinated by the wants and needs of the Millennial generation — “young people don’t get sick” — but just about everyone else is, including those arts institutions that have recently become clients.

“They want to know how to get the next generation interested in the arts,” she explained. “They want to know how to get them interested not only in going to see these groups, but also interested in becoming subscribers and then eventually donors.

“At the focus groups I’ve been going to with people in their 20s and 30s who are going to the arts — they’re very passionate about it,” she went on. “That’s very exciting to see. The question is how to translate the passion exhibited by the people who are going, to the people who are not going.”

As for the answers to that question … the reports commissioned for those arts institutions should be completed by this fall, she went on, adding that there may be some answers there.

Poll Position

Looking ahead, Pokela said the company’s primary goal is to continue to log steady, manageable growth.

She believes it can continue to do so because, overall, it scores well in those areas for which it gauges results for its many customers — awareness, quality of service, and image. And, especially, because it continues to raise and clear the bar in that one realm for which it was formed, a service that has become both an art and science: finding out.

George O’Brien can be reached at [email protected]

Community Spotlight Features

Community Spotlight

Andy Hogeland (left) and Hugh Daley

Andy Hogeland (left) and Hugh Daley say the conversion of the former Cable Mills into new apartments is an example of a public/private partnership that will add vitality to the town.

Williamstown is in the process of creating its first economic-development plan, and the Board of Selectmen, as well as key figures from major town institutions, are excited about its potential.

The Economic Development Committee, or EDC, was established in January, and members include Andy Hogeland and Hugh Daley from the select board, business owners, educators, and officials from Williams College and the Clark Art Institute, major employers in town.

“It’s a significant team effort, and I am delighted with the composition and dedication of our committee, as well as the fact that hundreds of people have shown up at public hearings to give us ideas,” Hogeland said.

Fred Puddester agrees. “It’s an important effort; we have a really good working group, and I know we will end up with a great product,” said the EDC member and vice president for Finance and Administration at Williams College.

The initiative came to life late last year after the selectmen identified priorities they wanted the committee to focus on. The most important is stimulating economic growth by attracting new businesses and residents, but it is tempered by an equally strong resolution to protect existing businesses and institutions as well as the town’s educational system, quality of life, and bucolic environment.

“The town is open to doing whatever we can to improve our vitality without losing our character; it’s something we’re all protective of,” Daley said. “But if the Clark is getting 150,000 visitors a year, the question is, how can we can get them to come to Spring Street to frequent our restaurants and businesses?”

In order to answer this and develop a comprehensive plan, the committee has been divided into three subdivisions with different functions:

• The best-practices group, which measures and evaluates findings about the town’s economic health and strategies for growth compared to congruent communities;
• The town-outreach group, which is focused on implementing communication between the team and residents, businesses, enterprises, and town officials; and
• The reporting group, which has developed an interim report and will create a draft and a final report to be presented to the selectmen in December.

Hogeland and Daley told BusinessWest that data compiled by the outreach subcommittee will weigh heavily in the final report. “We want to make sure we understand and incorporate what residents are looking for,” Daley said.

To that end, the committee has hosted two public forums, which included question-and-answer periods. “They were well-attended and turned into discussions about what kind of town people want this to be; values centered around culture, education, the quality of life we have, and our natural beauty,” Hogeland explained. “People said they like the town the way it is, but would enjoy it if it was a little more economically vibrant.”

The feedback was posted on the town’s website, and a survey with eight questions was included with every tax bill, which could be filled out online or on the questionnaire.

“We received 500 responses, which proved that people are actually interested in what we’re doing,” Daley said. “They included a wide range of suggestions, which points to excitement about our plan.”

Hogeland concurred. “Hundreds of ideas were submitted, and the concerns and ideas people expressed were not just about money and jobs, but about the quality of life and what it’s like to live here,” he said. “Some things were as simple as improving the town website, which we are in the process of doing. But it’s our job to distill all of the ideas and come up with a feasible, actionable focus.”

The outreach group also conducted a forum for the business community, and impediments to growth were identified and ideas were generated to help create a more robust economy.

Meetings of the entire committee are held twice a month, and key individuals present profiles of their work, along with updates on institutional and professional efforts relevant to economic development within the community.

Concrete Progress

Williams College, which has close ties to the town, recently kicked off a huge capital program, which benefits local businesses and tradespeople.

“We have a number of interesting projects underway, but the largest is the construction of our new science facilities,” Puddester said, noting that an addition will be put on an existing building and an old building will be torn down and replaced with a state-of-the-art science center. The cost estimate for the projects is $200 million.

The space for the addition contains two houses, and one that is in good condition will be relocated to a vacant lot this fall. “It’s a similar situation that occurred last year when we built a new dorm,” Puddester said, explaining that a house on the site was purchased by the owner of Guntlow Engineering, who moved it and is using the first floor for business and the second floor as apartments.

The college is also building a $15.5 million, 60-bed dormitory that will be used as swing space when renovations are needed on older dorms, and undertaking a $12.5 million renovation of an old fraternity house on Route 2.

“It’s a restoration of a fabulous building that will be used to house our admissions and financial-aid offices,” Puddester continued. “We’re also renovating the performance space in Chapin Hall, a $5.5 million project.”

In addition, an architect has been hired to design a new, two-story building downtown on Spring Street. The first floor will become a college bookstore with a children’s section, coffee bar, and space for poetry readings, book signings, and other events, while the second floor will contain office space.

The Log, located across the street, is also being restored with $4.5 million from alumni who cherish memories of the place that constituted a primary meeting ground for them before the new Student Center was built.

“It will become a fabulous gathering space for people in the community and will contain a restaurant and area for students to practice poetry readings or standup comedy,” Puddester said.

He added that the college has a terrific working relationship with the town and is doing all it can to help the EDC. The college supported the best-practices subcommittee by supplying it with two interns to collect and analyze data from 12 communities in New England, New York, and Ohio that were chosen for comparison and inspiration.

Economics Professor Stephen Sheppard, also a member of the EDC, is supervising the interns, and Daley said the data they collect will allow the committee to identify key characteristics of successful towns.

“We can bounce it against ideas we have generated and learn what works, then use those programs,” he noted. “We don’t have to reinvent the wheel.”

The town is already on the path to enhanced vitality, however, and construction is taking place in a number of arenas, including the Cable Mills buildings downtown, where Phase I of converting them into apartments is well underway.

A total of 61 units will be constructed during the first phase, and 13 will be dedicated to affordable housing, Hogeland said, adding that the $26 million project is a good example of how the town works with developers via public/private partnerships.

Daley concurred. “We used $1.525 million of Community Preservation Act funds for this because it supports affordable housing, historic preservation, and open space.

“The buildings were empty for over a decade and had started to deteriorate, but the new units will be extremely nice,” he continued. “They will have one to three bedrooms, and the adaptive reuse of the existing infrastructure will increase the economic vitality of Williamstown. When the buildings are filled with people again, it will change the surrounding area.”

Units in the new Highland Woods complex for low-income seniors, built on land donated by Williams College, will also be ready for occupancy this winter and will help replace affordable housing lost when Tropical Storm Irene flooded Spruces Mobile Home Park.

“It contained about 300 residents, many of whom were elderly, and we have done everything possible to make sure they have an opportunity to live here,” Daley said, adding that the town contributed $100,000 in Community Preservation Act funds, boosted by $2.6 million from a FEMA grant, to make the project possible.

“It’s an example of how we work to protect our citizens and shows the character of our town, which is one of the things residents want to preserve; everyone knew someone who lived in the Spruces,” he continued, noting that the project came about as a result of a partnership between the town and three nonprofit organizations.

Implementation Process

Officials on the EDC committee are dedicated to the project, and a draft of strategic priorities will be finalized in October.

“At that point, it will go out for public comment — there will be a lot of publicity, and we will host meetings so people can give us feedback,” Hogeland said, adding that modifications will be made after input is received.

The selectmen will receive the final document in December, which will include strategized priorities, an assessment of feasibility, and the projected impact of change, as well as recommendations about implementation.

“Williamstown has great things coming over the next few years; Williams College has kicked off a huge $278 million capital building plan, and the town has taken steps to deal with housing affordability for families and seniors,” Daley said. “And with the creation of an economic-development plan that focuses on increasing the vitality of our local economy without sacrificing the character of our town, Williamstown will continue to be a great place to live and invest.”

Williamstown at a glance

Year Incorporated: 1765
Population: 7,754 (2010)
Area: 46.87 square miles
County: Berkshire
Residential Tax Rate: $15.61
Commercial Tax Rate: $15.61
Median Household Income: $72,203 (2013)
Type of Government: Town Manager; Board of Selectmen
Largest Employers: Williams College, Steinerfilm, Town of Williamstown
* Latest information available

Opinion

Editorial

It is September, and by now, thousands of college students have returned to campuses across the region.

Thus, this is a good time to re-emphasize the importance of higher education to this region and its economy. The colleges and universities that call Western Mass. home generate thousands of jobs, purchase products and services from a number of locally based companies, and spur research that can be generated into companies that employ area residents.

But these schools provide another important resource for this region — the students themselves.

They also purchase goods and services, and therefore make an important contribution to the economy, but they play a potentially larger role by taking internships, co-ops, and part-time jobs with companies large and small across the four counties. In doing so, they provide skills, energy, ideas, and the perspective of a generation that will soon dominate the workforce and the consuming public.

It is important for area businesses to take full advantage of this resource — in a careful and thoughtful manner.

Indeed, interns and part-term employees can make valuable contributions to a company — while also positioning themselves for full-time employment later — if they are brought into situations that could be described with the phrase ‘win-win.’

And we encourage both area schools and the business community as a whole to generate more of these situations by creating opportunities for students and employers to meet one another.

Doing so will only benefit all the parties in this equation. But, as we said, it needs to be done properly.

Companies create problems for themselves when they look upon interns as a solution to workforce problems, budget concerns, or both. Too many companies have looked at pressing problems and loaded calendars and responded with the well-worn phrase, ‘let’s get some interns.’

These young people can’t, and should not, be expected to do the work of seasoned employees. Nor should they be thrust into situations where the demands exceed their skill levels.

But, as we said, when interns are placed in proper positions — ones where they contribute and learn — they can be invaluable assets and become future members of a workforce.

Young people can bring energy to a staff, but they can also bring a fresh perspective. Baby Boomers and those who came just behind them can’t look at the world from the perspective of a 21-year-old, but a college junior or senior can, and that kind of insight can be critical, especially in an age when rapidly advancing technology is changing the way people communicate, shop, get their news, market their companies, and gain the public’s attention.

Today’s young people are in many ways driving this change, and they understand it at least as well as those of us born decades before them.

Area colleges are back in session. That’s good for this region in a number of ways. One of the most important is the sum of the contributions students can make to area businesses, nonprofits, and governmental agencies.

This is a tremendous resource, one that should be recognized and capitalized upon.

Business of Aging Sections

Dementia and Will Contests

By TALIA K. LANDRY, Esq.

Talia K. Landry

Talia K. Landry

Most people have had some experience with a family member or friend who suffers from dementia. The term is used broadly to include a wide array of symptoms relating to decline in mental abilities. This often includes deterioration of both short- and long-term memory, along with lessening of cognitive and language skills, reasoning, and judgment.

Dementia can cause extreme stress and frustration not only for the individual affected, but for family, friends, and caretakers as well. Individuals experiencing dementia must often rely heavily on others for tasks they once accomplished independently. Some may even have difficulty communicating their needs and wishes. While the onset of dementia raises many questions related to daily life, it also raises special concerns in the context of estate planning.

It is important to note that, even when experiencing dementia, individuals are still capable of making many of their own financial and estate-planning decisions. The law presumes that we are competent unless a court declares otherwise. The law also recognizes that even individuals with severe dementia can have moments of clarity and lucidity sufficient to make decisions regarding their own affairs.

It is imperative, however, to use extreme caution when a person with dementia embarks upon the process of making or changing their end-of-life plans. In some cases, a dementia diagnosis received prior to executing documents can open the door for challenges down the road.

Consider the following example. Your mother is diagnosed with mild dementia — a diagnosis that appears in her medical records and history. She lives alone, and while she experiences some limited physical and mental decline that affects almost all seniors, she is still fiercely independent, albeit forgetful. Several years, grandchildren, and many happy memories later, she decides that she wants to update her last will and testament, which has not been addressed since her husband’s passing over a decade ago.

Your mother contacts her lawyer and has a new will prepared — one significantly different from the prior document. She leaves her house to your brother, who has helped maintain her home and yard over the years. She leaves you a sum of money equal in value to the house. She makes a decision not to leave anything for your estranged sister, who has not been in contact with her for many years. After your mother’s death, your sister becomes aware she will not inherit, and she decides to challenge the validity of your mother’s will. Although you feel sure that your mother was competent and lucid when she signed her will, the years-old diagnosis of mild dementia has the potential to undo her planning.


Click HERE to download a PDF list of area Senior-living Options


Specifically, the law allows will challenges based on lack of capacity, undue influence, and fraud. If enough uncertainty can be shown, a court may decide that an individual suffering from dementia was not competent to understand what she was signing, or was pressured or tricked into signing it. These challenges can often turn into heartbreaking and protracted legal battles between family members, involving tremendous amounts of time, energy, money, and emotion for all involved.

No one likes to think about their family fighting after their passing, especially over money or personal items. Unfortunately, the courts manage this type of case all too frequently. Many families do not believe a legal battle will ever affect them, but sometimes even the best situations can turn sour. This possibility should be considered in many cases, especially when distribution may not be equal. Many potential heirs may feel that unequal bequests are unfair, and therefore ripe for challenges.

In order to pre-empt or refute possible future challenges, there are several precautions available when an individual with dementia seeks to complete an estate plan. First, it is important to hire an attorney. Forms available online are not ‘one size fits all’ as they often claim, and do not come with the benefit of advice tailored to your unique needs. Not only will an attorney be able to provide specific advice in accordance with the law, but the attorney can also serve as a witness attesting to the individual’s competency and the reasons why there may be a deviation from a previous estate plan.

Second, no one should be present in the room when the individual is discussing their affairs or wishes with their attorney, other than unrelated witnesses and a notary at the time of signing. This protects the proposed heirs and makes it more difficult to challenge a plan on the grounds of undue influence. Third, when capacity may be an issue, it is a good idea to have witnesses prepare written statements the same day, explaining the circumstances and what they observed. Fourth, with permission of course, it may be a good idea to record the meeting, so there is some clear evidence of the elder’s competency and ability to express her wishes at the time of the meeting.

Finally, it is important to keep records, including recent medical records, so there is some written or documentary evidence, should an issue ever arise in the future.

While we can never completely anticipate what will happen after death, taking some of these simple precautions can serve as formidable defense against later challenges, and may help in honoring a loved one’s final wishes.


Attorney Talia K. Landry is an associate attorney with Bacon Wilson, P.C. and is a member of the firm’s litigation department. She assists clients in all areas of litigation, with a specialized focus in probate litigation, including will contests, and other estate disputes; (413) 781-0560; [email protected]

Bankruptcies Departments

The following bankruptcy petitions were recently filed in U.S. Bankruptcy Court. Readers should confirm all information with the court.

Almenas, Efrain
Luna, Ivonne
1265 St. James Ave.
Springfield, MA 01104
Chapter: 13
Filing Date: 07/30/15

Ansari, Khalid R.
20 Oleander St.
West Springfield, MA 01089
Chapter: 7
Filing Date: 07/29/15

Arsenault, Raymond E.
97 Oakwood St.
Chicopee, MA 01020
Chapter: 7
Filing Date: 07/22/15

Banville, Michael L.
3 Leland Dr.
Ludlow, MA 01056
Chapter: 7
Filing Date: 07/23/15

Barrett, Sean E.
164 Bonair Ave.
West Springfield, MA 01089
Chapter: 13
Filing Date: 07/29/15

Bautista, Yberis A.
10 Chestnut St.
Springfield, MA 01103
Chapter: 7
Filing Date: 07/29/15

Bell, Ashleigh Marie
182 River St., Apt. 1
Belchertown, MA 01007
Chapter: 7
Filing Date: 07/22/15

Bourgeois, Shelley Ann
a/k/a Letang, Shelley A.
50 Midway St.
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 07/23/15

Bushey, Francis
192 South Main St.
Athol, MA 01331
Chapter: 7
Filing Date: 07/27/15

Carr, Cory Lee
281 Chauncy Walker St.
Belchertown, MA 01007
Chapter: 7
Filing Date: 07/20/15

Cimini, Brian T.
16 Wealthy Ave.
Pittsfield, MA 01201
Chapter: 7
Filing Date: 07/29/15

Crosby, Susan L.
1 Harmony Lane
Shelburne Falls, MA 01370
Chapter: 7
Filing Date: 07/23/15

Deren, Melissa M.
438B State St.
Belchertown, MA 01007
Chapter: 7
Filing Date: 07/29/15

Donovan-Hall, Chad W.
8 Knightville Road
Huntington, MA 01050
Chapter: 7
Filing Date: 07/24/15

Ezequelle, Nell M.
238 State Road
Great Barrington, MA 01230
Chapter: 7
Filing Date: 07/29/15

Farnum, Robert W.
Farnum, Traci L.
77 Burke Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 07/30/15

Gamble, Anthony B.
192 Marsden St.
Springfield, MA 01109
Chapter: 13
Filing Date: 07/23/15

Glover, John J.
194 Conway St.
Greenfield, MA 01301
Chapter: 7
Filing Date: 07/19/15

Gonzalez, Janette
a/k/a Martinez, Janette
865 Wilbraham Road
Springfield, MA 01109
Chapter: 7
Filing Date: 07/22/15

Gougeon, Daniel Alfred
Gougeon, Kira Ann
a/k/a Skorupski, Kira
245 Williamsburg Road
Worthington, MA 01098
Chapter: 7
Filing Date: 07/21/15

Graves, Harold D.
P.O. Box 479
Conway, MA 01341
Chapter: 7
Filing Date: 07/19/15

Hall, Norman
Hall, Laura
68 Breakneck Road
Sturbridge, MA 01566
Chapter: 7
Filing Date: 07/24/15

Haynes, Donald A.
195 Oak Grove
Springfield, MA 01109
Chapter: 7
Filing Date: 07/30/15

Heath, Traci L.
10 Pondview Dr.
Ludlow, MA 01056
Chapter: 7
Filing Date: 07/30/15

Holmes, Robert Ronald
189 Essex St., Apt. H
Indian Orchard, MA 01151
Chapter: 7
Filing Date: 07/27/15

Huff, Scott D.
Huff, Holly E.
129 Mountain St.
Haydenville, MA 01039
Chapter: 7
Filing Date: 07/30/15

Jean-Louis, Edlyne
15 Merriam St.
Pittsfield, MA 01201
Chapter: 7
Filing Date: 07/23/15

King, Ronald E.
King, Patricia B.
1204 Massachusetts Ave.
North Adams, MA 01247
Chapter: 7
Filing Date: 07/28/15

Lamothe, Michael W.
Lamothe, Sheila L.
490 Vernon Ave.
South Barre, MA 01074
Chapter: 7
Filing Date: 07/26/15

Lawor, John D.
Lawor, Barbara J.
7 Fox Hill Dr.
Wilbraham, MA 01095
Chapter: 7
Filing Date: 07/21/15

Leary, Daniel Gerald
538 Hampden St.
Holyoke, MA 01040
Chapter: 13
Filing Date: 07/20/15

Matias, Zaida
P.O. Box 90193
Springfield, MA 01139
Chapter: 7
Filing Date: 07/29/15

Mireault, Kenneth D.
433 West St.
Amherst, MA 01002
Chapter: 7
Filing Date: 07/23/15

Montalvo, Abiezer
400 Tokeneke Road
Holyoke, MA 01040
Chapter: 7
Filing Date: 07/29/15

Morris, Ralph G.
Morris, Debra A.
P.O. Box 1135
Stockbridge, MA 01262
Chapter: 7
Filing Date: 07/23/15

Munger, David D.
Munger, Cheryl M.
8 Maple St.
Pittsfield, MA 01201
Chapter: 7
Filing Date: 07/29/15

Obara, John
188 Denver St.
Springfield, MA 01109
Chapter: 7
Filing Date: 07/21/15

Owens-Imbody, Zorana L.
58 Cady St.
Ludlow, MA 01056
Chapter: 13
Filing Date: 07/22/15

Pindick, Benjamin L.
Pindick, Kathy S.
70 Angeli St.
North Adams, MA 01247
Chapter: 7
Filing Date: 07/28/15

Piteo, Christopher J.
281 Bolton St.
Springfield, MA 01119
Chapter: 7
Filing Date: 07/22/15

Polverari, Elizabeth J.
44 Hanover St., Apt 2
West Springfield, MA 01089
Chapter: 7
Filing Date: 07/27/15

Popiolek, Jeanne F.
305 Rocky Hill Road
Northampton, MA 01062
Chapter: 13
Filing Date: 07/29/15

Popiolek, Joseph S.
305 Rocky Hill Road
Northampton, MA 01062
Chapter: 13
Filing Date: 07/29/15

Ruberto, Lois Christine
a/k/a Gromacki, Lois Christine
410 Pecks Road
Pittsfield, MA 01201-1330
Chapter: 7
Filing Date: 07/21/15

Ruff, Dale Michael
24 McKinley Ave.
Easthampton, MA 01027
Chapter: 7
Filing Date: 07/27/15

Ryan, Carole A.
45 Fairfield Ave.
Holyoke, MA 01040
Chapter: 7
Filing Date: 07/29/15

Schmidt, Damon G.
Schmidt, Kristen
160 South Royalston Road
Royalston, MA 01368
Chapter: 7
Filing Date: 07/23/15

Sinico, Chrisitina A.
271 Cold Spring Ave.
West Springfield, MA 01089
Chapter: 7
Filing Date: 07/30/15

Stathis, Craig J.
Stathis, Alison L.
18 Jered Lane
Southwick, MA 01077
Chapter: 7
Filing Date: 07/27/15

Thorng, Kimsuor
93 Davenport St.
Chicopee, MA 01020
Chapter: 13
Filing Date: 07/29/15

Vanasse, Paul Robert
Vanasse, Donna A.
PO Box 77
Belchertown, MA 01007
Chapter: 7
Filing Date: 07/31/15

Votano, Alice Laraine
71 State St., Apt. 225
Northampton, MA 01060
Chapter: 7
Filing Date: 07/27/15

Yi, Kwang H.
a/k/a Yi, David
a/k/a Yi, OK K.
30 Gatehouse Road
Apartment 307
Amherst, MA 01002
Chapter: 7
Filing Date: 07/20/15

Zabala, Bolivar
534 South St.
Holyoke, MA 01040
Chapter: 7
Filing Date: 07/29/15

Daily News

SPRINGFIELD — The Springfield Preservation Trust’s City of Homes 2016 Calendar will be for sale at the 43rd annual Mattoon Street Arts Festival on Sept. 12 and 13.

Calendars cost $15 each and showcase 12 seasonal photographs of historic homes in Springfield. Proceeds help support the Springfield Preservation Trust’s (SPT) work promoting and advocating for historic places in Springfield.

The organization, known for its work preserving of the architectural heritage of Springfield, decided that creating a calendar featuring the historic homes of Springfield was a good way to promote local preservation, education, and advocacy efforts, while at the same time showcasing the character the city has to offer. This is the second year the SPT has produced such a calendar.

According to Tim Cummings, SPT calendar committee chair, “each month highlights an architectural style represented in Springfield and features a photograph of a property representative of that style. It was a great project which was more than a year in the making, and we had many more styles and properties to highlight than we had months of the year, making our job very difficult. The calendar committee, comprised of Marilyn Sutin and Denise Moccia, really got out there and tried to feature as many of the hidden gems of Springfield as possible.”

Following the Mattoon Street Arts Festival, the calendar will be available online at springfieldpreservation.org, at select Springfield retail outlets during the holiday season, and at upcoming SPT events, including the Cemetery Tour in October.

Daily News

SPRINGFIELD — The Chronicle of Higher Education recently named American International College (AIC) one of the fastest-growing colleges in the U.S. for the fourth time. Among private, nonprofit master’s institutions, AIC placed among the top 20 colleges and universities in the country with a 131.5% growth rate, more than doubling its enrollment over a 10-year span, 2003 to 2013.

In categorical comparison to other colleges and universities in the Commonwealth, Worcester Polytechnic Institute ranked sixth among private, nonprofit, doctoral-degree institutions with a 69% growth, Bay Path University ranked 17th in private, baccalaureate institutions with 79.4% growth, and AIC ranked 18th in private, master’s institutions with 131.5% growth.

“We are extremely proud to have been recognized for our efforts,” said President Vincent Maniaci. “We’re very student-centric at AIC and believe that a college education is more than academic and intellectual growth. It includes personal, spiritual, and professional development, building a sense of community and trust between staff and students. These ideals, coupled with the college’s commitment to identify future trends as we develop programs, give our students a solid foundation on which they can build to reach their full potential, paving the way for them to compete successfully in a rapidly changing world.”

Data collected for the Chronicle of Higher Education was based on fall enrollments of full-time and part-time students and included all U.S. degree-granting programs with a minimum 500-student enrollment in 2003.

Daily News

PITTSFIELD — Berkshire Bank recently named five individuals to lead and manage its Wealth Management team, which serves individuals, companies, government organizations, and nonprofit organizations.

The appointments include Richard Bleser as senior vice president, chief investment officer; Jason Edgar as senior vice president, wealth portfolio manager, and regional leader – New England; Mary Ellen Cologero as senior vice president, wealth portfolio manager, and regional leader – New York; Janice Ward as first vice president, wealth advisor, and senior fiduciary officer; and Elizabeth Gore as first vice president, trust operations and compliance.

Bleser has served Berkshire Bank as its senior vice president, portfolio manager since joining the firm in 2010 from Meridian Capital Partners Inc., where he was responsible for macroeconomic, S&P 500, and hedge-fund analysis. He will lead Berkshire’s investment-portfolio-management efforts, working closely with and Edgar.

Edgar joined the banks a senior portfolio manager in 2014 after several years with Enterprise Investment Advisor, a division of Enterprise Bank. He will lead Berkshire’s wealth-management initiatives for the New England region, while working closely with Bleser and Cologero on the investment portfolio.

Cologero will lead Berkshire Bank’s wealth-management initiatives for the New York region, while working closely with Bleser and Edgar on the investment portfolio. With more than 25 years of investment experience, she joined the team as a senior portfolio manager from Key Bank, where she served as senior vice president, senior portfolio manager.

Ward has served Berkshire as a wealth advisor and senior fiduciary officer since joining the bank in 2012 from Greenfield Savings Bank. She works primarily with trust and estate clients, oversees fiduciary activities, and focuses on financial planning.

Bringing more than 34 years of banking experience, 22 of them in Berkshire Bank’s Trust Operations, Gore oversees all aspects of operations and compliance for the Wealth Management Group and currently manages the Lenox Wealth Management Office and assists clients on a daily basis.

Daily News

CHICOPEE — Buy Chicopee Now — a coalition of city real-estate professionals, attorneys, home inspectors, insurance agents, nonprofit community partners, MassHousing, lenders, and businesses seeking to encourage home ownership in Chicopee — is currently in the planning stage.

By offering services at a discount to qualifying participants,
Buy Chicopee Now aims not only to promote home ownership in the community, but to stimulate local business in the process.

Business and organizations seeking information on how to participate are invited to attend a kickoff event on Thursday, Sept. 10 at noon at the Munich Haus, 13 Center St., Chicopee. A buffet lunch will be provided, followed by remarks from Chicopee Mayor Richard Kos,
as well as a presentation explaining the details and benefits of the program.

The event is presented by the city of Chicopee, Polish National Credit Union, Chicopee Savings Bank, MassHousing, and Real Living Realty Professionals. To RSVP or for more information, contact Pam Patenaude at [email protected].

Departments Picture This

Send photos with a caption and contact information to:  ‘Picture This’ c/o BusinessWest Magazine, 1441 Main Street, Springfield, MA 01103 or to [email protected]

 

Drink Up

Beer enthusiasts packed Court Square in Springfield on Aug. 29 for the first annual Valley Fest, which featured offerings from more than 50 breweries, plus food and live music. The event also featured a home-brewing competition; the winners were Black & Blue Brews (judges’ choice) and Footbridge Brew (people’s choice). Also paying a visit (below left, center of photo) was celebrity chef Marc Stroobandt, Stella Artois’ master beer sommelier.

Stella-Celebrity-Chef-and-Crew-DARKPatiently-WaitingDaytime-Crowd

Court Dockets Departments

The following is a compilation of recent lawsuits involving area businesses and organizations. These are strictly allegations that have yet to be proven in a court of law. Readers are advised to contact the parties listed, or the court, for more information concerning the individual claims.

HAMPDEN SUPERIOR COURT

eRPortal Software Group v. Sunesys, LLC
Allegation: Non-payment of services rendered: $156,947.64
Filed: 7/21/15

Nicholas Czeremcha v. M-1 Corp. and Ryan Alvarado
Allegation: Employment discrimination: $25,000+
Filed: 6/19/15

Rosa Ferrentino v. Preferred Mutual Insurance Co.
Allegation: Breach of contract: $25,000+
Filed: 6/25/15

Ryder Transportation v. NIL Transportation Inc.
Allegation: Breach of written contract for leased vehicles: $36,269.16
Filed: 7/30/15

Seedway, LLC v. J. Calabrese Farms, LLC
Allegation: Non-payment of goods sold and delivered $61,241.62
Filed: 7/22/15

HAMPSHIRE SUPERIOR COURT

CBR Realty Corp. v. LA Comb Holdings, LLC
Allegation: Breach of contract and unjust enrichment: $67,638
Filed: 7/21/15

Delta Sand and Gravel Inc. v. Jay-Mor Enterprises Inc. and Westchester Fire Insurance Co.
Allegation: Non-payment of materials sold and delivered: $5,297.17
Filed: 7/10/15

Suzanne Bowes v. Noble Hospital
Allegation: Medical malpractice: $25,000+
Filed: 7/1/15

NORTHAMPTON DISTRICT COURT

Shea Tree Service Inc. v. Split Excavating Inc.
Allegation: Outstanding balance on invoices due: $5,555.40
Filed: 8/10/15

PALMER DISTRICT COURT

J.D. Contracting Inc. v. Orlando Annulli & Son Inc.
Allegation: Breach of contract for excavation work, site work, and utility work for Webster Police Station and failure to pay on balance of contract: $2,922.00
Filed: 7/30/15

SPRINGFIELD DISTRICT COURT

A & G Inc. v. Jim Doyle Heating
Allegation: Failure to pay for heating and air-conditioning equipment received: $15,692.79
Filed: 7/16/15

O’Reilly, Talbot, and Okun Associates v. Tyree Corp.
Allegation: Non-payment of services rendered: $18,300.31
Filed: 7/16/15

Agenda Departments

Northampton Jazz Festival

Sept. 8-12: The 2015 Northampton Jazz Festival will begin Tuesday, Sept. 8 with a performance at the Northampton Jazz Workshop and various other performances during that week, culminating with the main-stage, all-day event on Saturday, Sept. 12. The main concert event will take place from 11 a.m. to 10 p.m. in downtown Northampton on Hampton Avenue, behind Thornes Marketplace. At Saturday’s signature performance, which is free and open to the public, featured performers will include the Gretchen Parlato & Lionel Loueke Duo, the Zaccai Curtis Latin Jazz Quartet featuring Ray Vega, the Edmar Casteneda Trio, Pete McGuinness, the Jeff Holmes Quartet, and the Franz Robert/Benny Woodard Trio featuring Conner Duke. Paul Arslanian, co-creative director of the Northampton Jazz Festival, said the lineup for this year’s main event is unique from that of previous years. “We’re featuring young, unique voices and artists who are exploring different avenues of jazz. We’re hoping to showcase a wide variety of jazz genres.” The week’s events begin Tuesday, Sept. 8 with a performance by tenor saxophonist Felipe Salles at the Northampton Jazz Workshop at the Loft at the Clarion Hotel, starting at 7:30 p.m. Saxophone students from UMass Amherst will be performing with Salles, along with the Green Street Trio. From Wednesday, Sept. 9 to Friday, Sept. 11, Downtown Struts are planned in Amherst, Easthampton, and Northampton, respectively. The struts will give music lovers a chance to explore many different venues in each town and hear local and regional jazz musicians perform. David Picchi, co-creative director of the Northampton Jazz Festival alongside Arslanian, said performers for the Amherst Downtown Strut on Wednesday, Sept. 9 are still being finalized. However, Free Range Cats will be one of the bands featured. On Thursday, Sept. 10, the Easthampton Downtown Strut, which will commence at 5:30 p.m., will feature the Pangeans in front of the Old Town Hall, the Nancy Janoson Trio at Galaxy, and the Carol Smith Trio at Nini’s Ristorante. The Northampton Downtown Strut on Friday, Sept. 11 will include seven additional bands, starting at 6 p.m.: Mtali Banda Oneness Project on the Northampton Court House lawn, the O-Tones at McLadden’s, the Claire Arenius Trio at One Bar & Grill, the Scott Mullett Trio at the Deck Bar, the Jeremy Turgeon Quartet at Ibiza Tapas Wine Bar, FlavaEvolution at Sierra Grille, and Mammal Dap at Bishop’s Lounge. The main performances on Saturday, Sept. 12 will kick off with the Jazz Futures Stage on the Hampshire Courthouse Lawn with student bands from six local schools: UMass Amherst, Amherst College, Holyoke Community College, Greenfield Community College, Pioneer Valley Performing Arts High School, and Northampton Community Music Center. The Saturday main-stage concert will be hosted by two notable emcees from New England Public Radio. Tom Reney, host of the radio show Jazz à la Mode, will announce the performers in the first half of the festival, followed by Kari Njiiri, host of Jazz Safari and a senior news reporter for NEPR. In addition, at least 10 food trucks will be on site to offer such fare as pizza, sausage, organic burgers, and ice cream throughout the day. The second annual Northampton Jazz Festival Home Brew Challenge will take place from 3 to 5 p.m.; regional home brewers will have an opportunity to put their brews to the test with guest tasters. For more information or to help sponsor the event, contact Yvonne Mendez at [email protected]. Jazz fans can get more information at www.njfest.org. Major sponsors include Baystate Urgent Care, TD Bank, North Coast Brewing Co., Thelonius Monk Institute of Jazz, UMass Fine Arts Center, Northampton Arts Council, MassLive, McLadden’s, Northampton Jazz Workshop, Silverscape Designs, Florence Bank, the Artisan Gallery, Hampshire Hospitality Group, the Clarion Hotel, 90+ Cellars, Delap Real Estate, Lia Auto Group, Log Cabin/Delaney, Thornes Marketplace, and Daury Wealth Management.

Diversity & Inclusion Interactive Workshop

Sept. 10: Exploring unconscious bias will be the topic for discussion at the 2015 Diversity & Inclusion Interactive Workshop, sponsored by Baystate Health, to be conducted Thursday, Sept. 10 at the MassMutual Center in Springfield. The event is open to the public. Participants can select either the morning session from 7:30 a.m. to 12:15 p.m. or a repeated session from 1 to 5:45 p.m. “At Baystate Health, we understand that diversity and inclusion are a business imperative. In alignment with our business and development goals, and in support of the community, we are pleased to offer hands-on education and best-practice workshops to the region’s diversity champions and leaders, including our own employees,” said Dr. Mark Keroack, president and CEO of Baystate Health. During the half-day interactive learning experience, skills will be gained in decision making, building inclusive teams and cultures, intercultural communications, and increasing employee engagement. Attendees will have an opportunity to better understand the science, research, and impact of unconscious bias; become aware of their own background and its impact on individual perceptions; explore functions of the unconscious mind and their impact in the workplace; apply new strategies for practicing more conscious awareness to concrete action steps; and recognize the business case for a reinvented approach to diversity and inclusion. Presenters include principal consultant and keynote speaker Rosalyn Taylor O’Neale, who will be joined by Armers Moncure, Joe Gerstandt, and Melanie Miller, all from Cook Ross, a premier diversity and inclusion consulting firm. Registration, which includes parking, is $150. To register, visit baystatehealth.org, then click “About Us,” then click “Diversity and Inclusion.” For more information, call (413) 794-7722.

Walk for Love Walkathon and Barbecue

Sept. 12: Come celebrate the 90th anniversary of Shriners Hospitals for Children in Springfield at the sixth annual Walk for Love Walkathon and Barbecue. This easy, three-mile walk begins at the hospital and continues through Van Horn Park and back to the hospital for a barbecue. The day of family fun includes Shrine clowns, Zoo on the Go, K-9s for Kids, face painting, a photo booth, music, food, and more. Registration begins at 9 a.m., and the walk begins at 10 a.m.The barbecue and entertainment run from 11 a.m. to 1:30 
p.m. The event will be held rain or shine. Registration fee for walkers and non-walkers alike is $25 per person,
$5 for children 12 and under, and $40 per family. A waiver must be signed to participate in the walkathon. No pets are allowed, except for service animals. Free parking will be available at the Boys and Girls Club located directly across from Shriners Hospital on Carew Street. All proceeds from this event benefit Shriners Hospitals for Children in Springfield. Register online at www.walkforlove.org. Forms will also be available on the day of the walk. For additional information, contact Lee Roberts, the hospital’s public relations specialist, at (413) 755-2307 or [email protected].

Dinner Forum on Business Decision Making

Sept. 16: The UMass Amherst Family Business Center will present a dinner forum from 5 to 8:30 p.m. at the Clarion Hotel and Conference Center in Northampton. The program is called “Effective Business Decision Making in the Fast-changing Environment of the 21st Century.” How many decisions do you make in the course of each business day? How often are they based on a gut feeling, versus measurable, relevant data? How accurate is your gut, and how well can you really tune into it? And how do you know which data is accurate, not to mention relevant? How can you be sure you’re considering all the consequences? Are you reaching for solutions that worked before, not sure they’re what is needed for more complex dilemmas? Are you influenced by biases you’re not even aware of? This presentation could help you, by exploring the practical aspects of the latest research on effective decision making and how family and closely held businesses are using it to create success. Presenters include Vana Nespor, chief learning officer and dean of Online and Adult Studies at Bay Path University, and Tom Loper, associate provost and dean of Bay Path’s graduate Business program. Call Ira Bryck, Family Business Center director, at (413) 545-4545 for more information.

Status Report on Casinos

Sept. 18: Stephen Crosby, Massachusetts Gaming Commission chair, will be the keynote speaker for the upcoming Greater Westfield Chamber of Commerce September Breakfast. His presentation is titled “A Status Report on Casinos in Massachusetts — and What is Unique About Them.” The breakfast will be hosted by the 104th Fighter Wing located at 175 Falcon Dr., Westfield. Baystate Noble Hospital is the platinum sponsor. The gold sponsor is United Bank, and the silver sponsors are Tighe & Bond and United Way of Pioneer Valley. The coffee-bar sponsor is Spherion Staffing. Registration begins at 7 a.m.; breakfast will be served at 7:20 a.m., and the program will end by 9 a.m. The cost is $25 for chamber members and $30 for non-members. Registration is mandatory for the breakfast, and a driver’s license is required for entry onto the ANG base. Contact Pam Bussell at (413) 568-1618 to reserve tickets or to donate a door prize, or e-mail [email protected].

‘Fall Back in Time’ at Holyoke Merry-Go-Round

Sept. 18: The Holyoke Merry-Go-Round, the prized carousel with a storied history that dates back to the early 1900s, announced a “Fall Back in Time” fund-raiser to remember the magic of Mountain Park, to be held at the carousel site, 221 Appleton St., from 6 to 10 p.m. Tickets are on sale now for the event, which will support the ongoing maintenance and operation of the ride. The Holyoke Merry-Go-Round — also known as Holyoke’s Happiness Machine — has delighted children and families since the 1920s, when it was featured at Mountain Park, an amusement park on the side of Mount Tom. The carousel arrived in Holyoke for the 1929 season and remained in Mountain Park until its closure in 1987. The fund-raiser will feature food and a cash bar prepared by the Log Cabin; live music including sax player Tom Tisdell, his musicians, and a banjo player; train rides to the mall and back provided by the Pioneer Valley Railroad; and carousel rides. Tickets are $45 per person or $400 for a table of 10. A grand raffle will also be held, with $8,000 in prizes: $5,000 for first place, $2,000 for second place, and $1,000 for third place. Raffle tickets are $100 each. Event and raffle tickets are available now at the Holyoke Merry-Go-Round concession or by calling Meghan O’Connor at (413) 427-7629 or Susan Leary at (413) 592-7573. For more information or to purchase tickets, call (413) 538-9838 or visit holyokemerrygoround.org.

Mutts & Mimosas

Sept. 20: Dakin Humane Society has been awarded a $7,500 grant from the Petco Foundation as the Top Dog sponsor of Dakin’s annual fund-raiser, Mutts & Mimosas. The brunch event will take place from 11 a.m. to 2 p.m. at Quonquont Farm & Orchard in Whately, rain or shine. Guests, who are encouraged to bring their dogs, can enjoy a make-your-own mimosa bar, live traditional Irish music, a raffle and silent auction, apple-picking, dog-walking trails, and other fun activities. The food will be catered by Seth Mias, and an optional dog meal is available for $10. Event attendees are asked to bring dry or canned cat food to support Dakin’s Pet Food Bank program. Tickets are $50 per person and can be ordered online at www.dakinhumane.org or by calling event manager Gina Ciprari at (413) 781-4000, ext. 136. According to Dakin Executive Director Leslie Harris, “Mutts & Mimosas has become a tradition among Dakin supporters and dog enthusiasts around the region, and we’re happy to know that they look forward to coming to this event with their dogs each year. With Petco Foundation’s support, we will be able to leverage other donations to Mutts & Mimosas and extend our services to more animals and their people.” Other sponsors for Mutts & Mimosas include Gage-Wiley & Co. Inc., Walter’s Propane, Sarah’s Pet Services, Rice Family Foundation, Five Star Building Corp., WHMP, WMAS, Western Mass News, MassLive.com, and Quonquont Farm & Orchard.

Get On Board!

Oct. 8: OnBoard, a Springfield-based nonprofit organization that matches qualified individuals and area boards of directors, is inviting local organizations and businesses to participate or become a sponsor in the “Get On Board!” event in October. The event, to be held from 5 to 7 p.m. at the Naismith Memorial Basketball Hall of Fame, will connect local organizations with individuals looking to increase their community involvement. OnBoard was founded in the mid-’90s by attorney Ellen Freyman of Shatz, Schwartz & Fentin, P.C. The group’s mission is to help organizations expand their governance diversity by enlisting women, people of color, and other under-represented populations to their boards of directors/trustees, committees, and advisory groups. OnBoard has been connecting qualified people in the Greater Springfield area with organizations seeking leadership that reflects the diversity of the region. “Our goal with ‘Get On Board!’ is to facilitate an introduction of new talent and organizations around Greater Springfield,” said Freyman. “Diversifying your board of directors by recruiting members of under-represented populations can provide you with insight into different ways to engage with the community at large. Our goal is to create new relationships for both the individuals and the organizations who will benefit from each other’s resources and experience.” The cost for organizations to register to participate in the event is $100 before Aug. 31 and $125 if submitted after Aug. 31. As a nonprofit organization itself, OnBoard relies on the support of local businesses in order to hold ‘Get On Board.’ A number of funding options are available to local businesses who are interested in contributing to the event, including a $500 community-partner sponsorship and a $1,000 general-sponsorship opportunity. To register or become a business sponsor, visit www.diversityonboard.org.

Williamstown Film Festival Presents Wind-Up Fest

Oct. 15-18: The annual Williamstown Film Festival (WFF), now in its 17th year, welcomes big changes with new faces, a new name, and new programming focus. Slated for Oct. 15-18, WFF Presents: Wind-Up Fest is a nonfiction festival with documentary film as its backbone. Other forms of nonfiction will be in conversation with documentaries, including long-form journalism, radio podcasts, photography, and social-practice art. The event’s new artistic director, Paul Sturtz, is also the co-director at the True/False Film Fest in Columbia, Mo., and its new managing director, Sandra Thomas, is the former executive director of Images Cinema in Williamstown. “Our aim is to provide a unique, distinctive event for North Adams and Williamstown while serving as a destination festival for lovers of nonfiction. We are living in a time when nonfiction storytelling is offering one of the most vital, urgent ways forward,” Sturtz said. The festival will be curated by Sturtz, who was selected (along with his True/False co-director David Wilson) as one of 40 people in the inaugural Indiewire Influencers list, described as “visionaries that are changing the course of film.” With the addition of Sturtz and return of Thomas, the board of directors announced the retirement of festival Executive Director Steve Lawson. The festival has offices in North Adams and Williamstown and can reached at [email protected] or (413) 458-9700.

51st Anniversary Noble Ball

Oct. 17: Baystate Noble Hospital is preparing for the 51st Anniversary Noble Ball co-chaired by the Queenin family: Kevin, Barbara, Jay, Janine, Jon and Lisa. “Magic of Motown – Motor City Review” will take place the MassMutual Center in Springfield. More than 800 guests are expected to attend the black-tie event, which will feature live entertainment, silent and live auctions, formal dinner, cocktails, dancing, and more. Since the first ball in 1959, the Hospital has used this signature event to raise money for operating funds, building improvements, equipment purchases, and more. Proceeds from this year’s ball will be added to last year’s funds and used to enhance Baystate Noble’s entrance and reception area to provide updated ADA (Americans with Disabilities Act) access. “Our goal is to make Baystate Noble easily accessible for all,” said Allison Gearing-Kalill, vice president of Community Development. For more information or to purchase tickets, visit www.baystatenoblehospital.org/ball or e-mail [email protected].

Western Mass. Business Expo

Nov. 4: Comcast Business will present the fifth annual Western Mass. Business Expo at the MassMutual Center in downtown Springfield, produced by BusinessWest and the Healthcare News in partnership with Go Graphix and Rider Productions. The business-to-business show will feature more than 100 booths, seminars and Show Floor Theater presentations, breakfast and lunch programs (the former featuring Harpoon Brewery CEO Dan Kenary as keynote speaker), and a day-capping Expo Social. Current sponsors include Comcast Business, presenting sponsor; Health New England, Johnson & Hill Staffing Services, MGM Springfield, and Wild Apple Design, director-level sponsors; the Isenberg School of Business at UMass Amherst, education sponsor; Elms College, information-center sponsor; and 94.7 WMAS, media sponsor. Additional sponsorship opportunities are available. Exhibitor spaces are also available; booth prices start at $750. For more information on sponsorships or booth purchase, call (413) 781-8600, ext. 100.

Chamber Corners Departments

A schedule of Western Massachusetts Chambers of Commerce events September 7, 2015

ACCGS

www.myonlinechamber.com
(413) 787-1555

• Sept. 16: ACCGS September 2015 Speed Networking, 3:30-5 p.m. at Loomis Lakeside at Reeds Landing, 807 Wilbraham Road, Springfield. Network in a fast-paced, round-robin format, then stay for the After 5. Speed Networking admission includes admission to the After 5. For more information, call Sarah Mazzaferro at (413) 755-1313. Cost: $20 for members in advance), $25 for members at the door, $25 for non-members.
• Sept. 16: ACCGS September 2015 After 5, 5-7 p.m., at Loomis Lakeside at Reeds Landing, 807 Wilbraham Road, Springfield. Say goodbye to summer at the lake. For more information, call Sarah Mazzaferro at (413) 755-1313. Cost: $5 for members, $10 for non-members.
• Sept. 22: ACCGS September 2015 Pastries, Politics, and Policies, 8-9 a.m., at the TD Bank Conference Center, 1441 Main St., Springfield. Featuring state Sen. Benjamin Downing, chair of the Joint Committee on Telecommunications, Utilities, and Energy. For more information, call Sarah Mazzaferro at (413) 755-1313. Cost: $15 for members, $25 for non-members.

AMHERST AREA CHAMBER OF COMMERCE

www.amherstarea.com
(413) 253-0700

• Sept. 9: After 5, at Amherst Golf Club, 365 South Pleasant St., Amherst. Sponsored in part by Restore Physical Therapy and Wellness, LLC. Gather for cocktails and light refreshments and mix and mingle with other fellow businessmen and women. Cost: $10 for members, $15 for non-members. To register, visit www.amherstarea.com or call the chamber office at (413) 253-0700.
• Sept. 18: Chamber Breakfast, 7:15 a.m., at the Marriott, 423 Russell St., Hadley. Guest speaker: Ryan Bamford, director of UMass Athletics. Cost: $15 for members, $20 for non-members. To register, visit www.amherstarea.com or call (413) 253-0700.

GREATER CHICOPEE CHAMBER OF COMMERCE

www.chicopeechamber.org
(413) 594-2101

• Sept. 10: Auction/Beer & Wine Tasting, 6-9 p.m., at the Delaney House, 3 Country Club Road, Holyoke. Presented by Chicopee Savings Bank. Cost: $35 per person. For more information or to register, visit www.chicopeechamber.org

 • Sept. 11: CEO Luncheon with Charlie Epstein of Epstein Financial, 11:45 a.m. to 1 p.m., at Collegian Court restaurant, 89 Park St., Chicopee. Cost: $25 for members, $35 for non-members.

• Sept. 16: Salute Breakfast, 7:15-9 a.m., at LifePoint Church, 603 New Ludlow Road, Chicopee. Cost: $23 for members, $28 for non-members. For more information or to register, visit www.chicopeechamber.org.

• Sept. 23: Business After Hours, 5-7 p.m., at Marcotte Ford, 1025 Main St., Holyoke. Cost: $10 for members, $15 for non-members. For more information or to register, visit www.chicopeechamber.org.

GREATER HOLYOKE CHAMBER OF COMMERCE

www.holycham.com
(413) 534-3376

• Sept. 16: Annual Clambake 2015, 5-7 p.m., at Holyoke Country Club, One Country Club Road. Treat your client to golf or make this your employee appreciation dinner. Purchase Clambake tickets in advance and play golf (with cart) for $15. Jazz on the patio by Simmer Music. Prize packages auction; win a chance to enter a hole-in-one putting contest to win $1,000. Cost: $35 per ticket, with a 10% discount for seven or more tickets.
• Sept. 17: Leadership Holyoke 2015-16, 8 a.m. to 4:30 p.m., city tour. Meet at Holyoke Community College, and
tour the Massachusetts Green High Performance Computing Center. Get an overview of community demographics and history, and meet community leaders. A series of seven days comprise Leadership Holyoke 2015-16. Faculty members from HCC will participate as instructors and facilitators. Community leaders will participate as speakers and discussion leaders. Program locations subject to change. The program will teach participants to apply skills in an organizational setting, expand the individual’s problem-solving methods, skills, and strategies for achieving change; explore leadership styles that are critical to the effective service of potential volunteers; and give participants an in-depth look at the community’s resources, assets, challenges, and opportunities. For business people learning to become community leaders, tuition is $595, due at the start of the course. The fee also covers continental breakfasts, the graduation luncheon, and a trip to the State House in Boston.

GREATER NORTHAMPTON CHAMBER OF COMMERCE

www.explorenorthampton.com
(413) 584-1900

• Sept. 9: Northampton Chamber Monthly Arrive@5, 5-7 p.m., at the Academy of Music. Arrive when you can, stay as long as you can. A casual mix and mingle with your colleagues and friends. Sponsored by Thornes Marketplace, Johnson & Hill Staffing Service, and BusinessWest. Cost: $10 for members.

• Sept. 15: 2015 Workshop: “Spicing up Your PowerPoint Presentations,” 9-11 a.m., at the Greater Northampton Chamber of Commerce, 99 Pleasant St., Northampton. Presented by Pioneer Training. This workshop will focus on using PowerPoint features to take a presentation beyond a simple set of bulleted slides. You’ll learn to how to change slide layouts and designs easily and how to add tables, Smart Art, graphic effects, sound effects, and video to your presentation. You’ll also learn to work with master slides to make global changes to a presentation easily. The workshop will also focus on adding animations to text and objects on slides, as well as adding transitions between slides. You’ll learn how to rehearse the presentation and keep track of timing, how to annotate slides during a presentation, and a variety of handy shortcuts to use while giving a presentation. The workshop will also cover the options for printing a presentation, including how to print notes pages for the presenter and workshop participants. You’ll also learn how to add charts to a presentation, as well as a series of do’s and don’ts  for effective presentation design. Cost: $20 for members, $30 for non-members. RSVP is required, and space is limited. To register, e-mail [email protected].

• Oct. 7: October Arrive @ 5 Open House, 5-7 p.m., at the Greater Northampton Chamber of Commerce. Sponsored by Pioneer Training, Innovative Business Systems, and Florence Savings Bank. Cost: $10 for members.

GREATER WESTFIELD CHAMBER OF COMMERCE

www.westfieldbiz.org
(413) 568-1618

• Sept. 9: September After 5 Connection, 5-7 p.m., at Tekoa Country Club, 459 Russell Road, Westfield. Refreshments will be served. Bring your business cards and make connections. To register, call Pam at the chamber office at (413) 568-1618. Cost: $10 for members, $15 cash for non-members.

• Sept. 14: Mayor’s Coffee Hour, 8-9 a.m. Join us for our monthly Mayor’s Coffee Hour with Westfield Mayor Dan Knapik, hosted by Mestek. This event is free and open to the public. Call Pam at the chamber office at (413) 568-1618 to register for this event so we may give our host a head count.

• Sept. 18: September Chamber Breakfast, 7-9 a.m., at the 104th Fighter Wing ANG, 175 Falcon Dr., Westfield. Platinum sponsor: Baystate Noble Hospital. Gold sponsor: United Bank. Silver sponsor: United Way of Pioneer Valley. For more information or to donate a raffle item, call Pam at the chamber at (413) 568-1618.

WEST OF THE RIVER CHAMBER OF COMMERCE

www.ourwrc.com
(413) 426-3880

• Sept. 17: Networking Lunch, noon to 1:30 p.m., at Crestview Country Club in Agawam. Must be a member or guest of a member to attend. Enjoy a sit-down lunch while networking with fellow chamber members. Each attendee will get a chance to offer a brief sales pitch. The only cost to attend is the cost of lunch. Attendees will order off the menu and pay separately the day of the event. Please note, we cannot invoice you for these events. For more information, call the chamber office at (413) 426-3880, or e-mail [email protected]

• Sept. 24: Breakfast Seminar, 7-9 a.m., at Oakridge Country Club, Feeding Hills. Admission: $25 for chamber members, $30 for non-members. For more information and tickets, call the chamber office at (413) 426-3880, or e-mail [email protected].

Departments People on the Move

Insurance Center of New England (ICNE), one of the largest privately owned independent insurance agencies in the Northeast, has announced the appointment of four new staff members:
Marie Rosema has been named marketing coordinator. She earned her master’s degree in marketing management and holds a bachelor’s degree in graphic design and marketing;
David Farwell has been named account manager in ICNE’s Small Business Unit. He is a certified commercial lines coverage specialist and holds a bachelor’s degree in criminal justice;
Mary Leveille has been named benefits administrator. She holds a bachelor’s degree in health science; and
Colleen Caban has been named personal lines account manager. She is a licensed insurance broker for personal lines.
“As an independent insurance agency, we put the needs of individuals, families and businesses first,” said William Trudeau, president and CEO of Insurance Center of New England. “We are independent agents for more than two dozen insurance carriers, but we represent our customers, working as their advocate and advisor in the often-complex world of insurance. We are proud to add Marie, Dave, Mary, and Colleen to our staff to continue our commitment to putting customer needs first.” ICNE is headquartered in Agawam and has six other locations throughout the state.

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University Products Inc. (UPI), manufacturer and distributor of archival quality storage products for museums, libraries, and archives worldwide, announced the realignment of its management team:

John Adamson

John Adamson

Bob Boydston

Bob Boydston

• Chief Financial Officer John Adamson, who joined UPI in 1995 and has worked in sales and marketing, human resources, and accounting, has been appointed president of the company and will be charged with coordinating and implementing the future direction of the company;
• Company founder David Magoon will continue as chairman of the board;
Scott Magoon will continue as CEO; and
Bob Boydston, who joined the company in 1976, will remain as senior vice president and is also chief operating officer of the corporation.
University Products is a privately owned business and manufacturer and distributor of archival quality materials. Museums, libraries, historical societies, archives, and similar institutions are among the company’s worldwide clients. UPI offers products for conservation, restoration, and preservation of books, photos, documents, collectibles, textiles, artwork, artifacts, and natural-history specimens.  University Products is also the manufacturer of Lineco brands, sold and distributed worldwide by art and framing retailers.

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The Naismith Memorial Basketball Hall of Fame announced that John Ritenour, chairman of Insurance Office of America (IOA), has been unanimously elected to the Hall’s board of trustees. He will serve as one of 33 members, beginning a three-year term immediately. “It is an honor to be named to the board of trustees and to represent the Naismith Memorial Basketball Hall of Fame,” Ritenour said. “I look forward to working with the highly talented and prestigious group that guides the Hall, including many legends of the sport and the outstanding roster of civic and business leaders, such as Chairman Jerry Colangelo and President and CEO John Doleva and his accomplished staff.” Ritenour and his wife, Valli, founded Insurance Office of America in Florida in 1988 with a vision to have an organization that gave ownership to its sales associates. The company now boasts more than 225 sales partners and more than 600 employees who claim ownership. IOA has grown from $188,000 in revenue the first year to more than $120 million today. “The Basketball Hall of Fame has had a tremendous relationship with IOA for a number of years,” said Doleva. “As a well-respected businessman, philanthropist, and fan of the game, John Ritenour will be an excellent addition to our board of trustees.” The trustees are responsible for preserving the fundamental mission and financial well-being of the Basketball Hall of Fame. They serve as ambassadors for the Hall, promoting its core mission, which is to celebrate the greatest moments and people in basketball. Made up of individuals that work in or have worked in the game, as well as business leaders that have supported the game, the board also elects all governors of the Hall.

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First Connecticut Bancorp Inc., the publicly owned holding company of Farmington Bank, announced the election of John Green to the respective boards of directors of the corporation and the bank. “John’s extensive experience as both a leader of a successful, multi-generational family business and a tireless volunteer for many nonprofit organizations makes him a wonderful addition to our boards of directors,” said John Patrick Jr., chairman of the board of directors of First Connecticut Bancorp and chairman, president, and CEO of Farmington Bank. “In addition, John’s leadership of a successful retail business in today’s changing retail climate will be a valuable asset in the boardroom as we continue Farmington Bank’s organic growth strategy.” Green graduated from Boston College in 1978 and from the Gemological Institute of America in 1979. He earned the titles of registered jeweler and certified gemologist appraiser with the American Gem Society in 1981. In 1992, he was elected president and CEO of Lux Bond & Green. Today, Lux Bond & Green, established in 1898 by Green’s great-grandfather, has grown to seven locations in Connecticut and Massachusetts with more than 100 employees. Green has served on many nonprofit organizations and leadership positions within the Hartford community, including the Connecticut Historical Society, Old State House, Greater Hartford Convention and Visitors Bureau, Connecticut Science Center, Bushnell Park Foundation, TheaterWorks, Hartford Ballet, Hartford Downtown Council, Young Presidents Organization, Connecticut Business and Industry Assoc., and Connecticut Bank & Trust Co. Currently, he serves as treasurer on the Saint Francis Hospital Foundation and a member of the economic-development committee of the West Hartford Chamber of Commerce.

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Berkshire Hills Bancorp Inc. has appointed Ron MacDonald to the position of senior vice president, corporate auto sales leader. MacDonald joins Berkshire from First Niagara Bank, where he served as first vice president, national sales manager, focused on expanding the indirect auto finance business across the Northeast. He has more than 30 years of experience in the automotive business, including previous roles at TD Bank as the national sales manager for auto finance and various positions within the auto-dealer community. He received his bachelor’s degree from the University of New Hampshire. “I am excited to have Ron join the bank and take on a leadership role in expanding our prime indirect auto unit,” said Sean Gray, executive vice president and head of Retail Banking. “With his extensive auto-lending relationships and experience across New England, he is the right person to expand on the successful platform Berkshire has established in New York. Ron will be leading Berkshire’s indirect team, providing strategic direction to develop and expand relationships throughout our footprint, with a focus on building long-term partnerships and managing the secondary marketing of this product. This is another example of our commitment to ongoing leadership recruitment and revenue diversification, and we look forward to profitable growth from this business line.”

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Mary-Anne DiBlasio

Mary-Anne DiBlasio

Marge Pietras, founder of All About You, LLC, has appointed Mary-Anne DiBlasio chief operating officer of the eight-year-old home-care company. All About You has steadily grown since its inception. “With DiBlasio now as part of the team, we are excited to see the company expand its reach in an ever-growing market where families are keeping their loved ones at home and we, of course, are here to support them in those efforts,” Pietras said. “With her experience recruiting and marketing, we are focused on delivering the confidence of quality care to directly meet the ebb and flow of the market needs.” DiBlasio comes with years of healthcare experience in both elder care and staffing, and Pietras said both will provide value to the company’s mission.

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Michael Ipekdjian

Michael Ipekdjian

Holyoke Medical Center has appointed Michael Ipekdjian as the hospital’s director of Transitional Care/Case Management.
With vast experience in nursing and case management in the community-hospital setting, Ipekdjian will lead HMC’s transitional care and case-management programs. In this role, he will oversee the hospital’s registered nurses and social workers, and communicate with internal and external partners to improve case management and care coordination. “Mike brings the leadership and vision necessary to help HMC achieve the highest levels of patient care,” said Spiros Hatiras, president and CEO of Holyoke Medical Center and Valley Health Systems Inc. “We are confident in his ability to leverage his case-management experience to ensure that patients can access a full scope of community services across the continuum.”
Added Ipekdjian, “joining HMC is a tremendous professional opportunity. I look forward to working with a highly committed team of colleagues to ensure that patients can access complete, comprehensive healthcare and the important community resources that contribute to quality healthcare.” Most recently, Ipekdjian served as case-management supervisor at Mount Nittany Medical Center in State College, Pa, where he coordinated the day-to-day operations of the Case Management department. He managed 21 full-time employees, including case managers and RN nurse navigators/transitional-care nurses. He coordinated with community agencies to facilitate communication and assure continuity of care, and reviewed and developed readmission programs and chronic-disease-management metrics. As that medical center’s MSICU case manager, he planned, coordinated, and facilitated the care and transition of patients through two intensive-care units Ipekdjian is a graduate of Pennsylvania State University, earning both his associate and bachelor’s degrees in nursing. He is pursuing an MBA in healthcare management at Western Governors University and is expected to graduate in 2016.

Briefcase Departments

HCC, STCC Receive $5.M from State

HOLYOKE — Gov. Charlie Baker announced this week that two local community colleges will receive $5.5 million for capital projects: $2.5 million for Holyoke Community College, and $3 million for Springfield Technical Community College. He said the funds are part of the administration’s capital-investment plan, with an eye on closing a persistent ‘skills gap’ in the Commonwealth, between the skills employers require and those of currently available workers. Closing that gap, he said at a press conference announcing the grants, is “critically important to us and critically important to the success of the Commonwealth.” HCC will build a new, more energy-efficient campus center. The current facility houses several classrooms, the campus bookstore, dining services, and a media center. STCC plans to renovate Building 19 into a new student-learning commons.

Companies Issue Clean-river Challenge

GREENFIELD — As lead sponsors of the 19th annual Source to Sea Cleanup, NRG’s Middletown Generating Station, Pratt & Whitney, and TransCanada are partnering to challenge businesses throughout the Connecticut River basin to support cleaner rivers. Businesses can get involved by having employees join a cleanup group near them or contribute to the effort in other ways, such as donations or cash or cleanup supplies. Organized by the Connecticut River Watershed Council (CRWC), the Source to Sea Cleanup is a two-day trash-cleanup event in all four states of the 410-mile Connecticut River watershed. All are welcome to join this collaborative river cleanup effort on Friday and Saturday, Sept. 25 and 26. To learn more and find a group to join, visit www.ctriver.org/cleanup, or call (860) 704-0057. “We’re pleased to sponsor and support this event annually, but our people are also committed to volunteering to actually clean up the river — and they enjoy it,” said Stephen Cobbe, manager of NRG’s Middletown Station. “This is the community where we live and work, and it’s important to us.” Jasmin Bertovic, vice president, Eastern Commercial Region, TransCanada, said his corporation. “believes in partnering with organizations that help build stronger communities. Partnering with Source to Sea Cleanup is a great opportunity for TransCanada, and we value the work they do in ensuring the river stays clean.” Added Pratt & Whitney’s Environment, Health & Safety Vice President Mary Anne Cannon, “Pratt & Whitney is proud to support environmental initiatives in the areas where our employees work and live. Partnering with Source to Sea Cleanup is another example of our company’s long-standing commitment to helping preserve the environment through sustainable products, operations, and initiatives.” Among the companies already stepping up to accept this challenge by organizing cleanup groups are: NRG (lead sponsor), Pratt & Whitney (lead sponsor), Alfred Benesch & Co., All American Waste, CDM Smith, Coca-Cola Refreshments, Covanta Energy, Fuss & O’Neill, Hypertherm, Ibex, King Arthur Flour, Kleinfelder, Leinenkugel Brewing Co., the Metropolitan District, Milone & MacBroom Inc., PeoplesBank, Ricoh USA, United Water, and USA Hauling & Recycling. A number of companies are also supporting the cleanup through in-kind donations of goods or services, including Zoar Outdoor, which is donating all its used ziplining gloves to be reused for the trash cleanup. Other supporters are Aerial Adventure Park at Jiminy Peak, Adventure Park at Storrs, Aubuchon Hardware, Billings Farm and Museum, C&S Wholesale Grocers, Cabela’s, Confluence Outdoor, Connecticut Science Center, Dan and Whit’s General Store, Friendly Ice Cream Corp., Mount Washington Resort, North Country Lodge and Cabins, Outdoor Ventures, Shop-Rite, and South Hadley’s Tower Theaters. “It’s a growing trend for companies to support their employees in volunteering to help their communities,” said CRWC Executive Director Andrew Fisk. “We’re honored that, last year, 25 companies chose to spend their time cleaning up our rivers.” The Connecticut River Watershed Council works to protect the watershed from source to sea. To learn more, visit www.ctriver.org.

Single-family Home Sales Up in Pioneer Valley

SPRINGFIELD — The Realtor Assoc. of Pioneer Valley reported that single-family home sales in July were up 30.8% compared to the same time last year. The median price is up 3.8%, from $199,750 last year at this time to $207,250 this year. In Hampden County, July sales were up 31.9% from a year earlier, and the median price was up 5.6%. In Hampshire County, the increases were 38% in sales and 5.9% in median price. In Franklin County, however, while sales were up 10.8% from July 2014, the median price fell by 11.4%.

Company Notebook Departments

CPA Firms Whittlesey & Hadley and Weinstein & Anastasio Join Forces

HARTFORD, Conn. — Whittlesey & Hadley, P.C., a regional CPA firm headquartered in Hartford, Conn., announced that Weinstein & Anastasio, P.C., a regional CPA firm located in Hamden, Conn., will join the firm effective Sept. 1. Weinstein & Anastasio provides a broad range of accounting, audit, tax and business-consulting services to closely held businesses in a variety of industries, as well as to high-net-worth individuals throughout New England and New York. This merger represents Whittlesey & Hadley’s growth plan to expand services, diversify geographically, and continue to grow in size, services, and staff. The combined three offices will employ 155 people, including 21 partners located in Hartford and Hamden, Conn., and locally in Holyoke. Weinstein & Anastasio, with roots back to 1927, will continue to serve clients and function in key leadership roles in Southern Conn. communities from its Hamden office, while acquiring the Whittlesey & Hadley brand. Founded in 1961, Whittlesey & Hadley provides accounting, audit, tax, technology, and business-consulting services to clients primarily throughout the Northeast, with access to a worldwide network of resources through PKF North America. For more than 50 years, the firm has served closely held businesses, including manufacturing, construction, distribution, real estate, financial, healthcare, government, and technology industries, as well as the nonprofit sector, the firm’s largest niche focus.

Valley Vodka Celebrates 10 Years in Business

HADLEY — Valley Vodka Inc. the owner of luxury brand V-One Vodka, will celebrate the 10-year anniversary of its first sale on Sept. 1. “Over the past 10 years, V-One sales have consistently grown, with 2014 being the company’s best financial year,” said founder Paul Kozub, adding that, this year, Valley Vodka is poised to significantly improve on last year’s performance. Since its inception, V-One Vodka has won numerous international awards, said Kozub, including nine medals at the World Spirit Competition, including its highest honor, the unanimous Double Gold. V-One Vodka has also expanded its distribution from just 50 locations in the first year to now well over 1,400, in both Massachusetts and Connecticut. For the first time, this year, he noted, V-One will enter the European vodka market with sales in both Denmark and Poland. V-One has successfully launched four successful flavors over the past few years, including its two most recent, V-One Triple Berry and V-One Grapefruit. The company is also in discussions with several companies about expanding its distribution in 2016 to additional New England states with eventual distribution to all 50 states.

HMC to Open Satellite Location for PT Services

HOLYOKE — Holyoke Medical Center will open a satellite location for physical-therapy and rehabilitation services at Healthtrax Fitness & Wellness, 155 Ashley Ave., West Springfield, on Monday, Aug. 31. The location is part of HMC’s newly named Centers of Rehabilitation Excellence (CORE). The satellite location is part of HMC’s ongoing commitment to physical therapy and rehabilitation services, which includes a full renovation and expansion of its in-house physical and occupational therapy and pulmonary and cardiac rehabilitation services. The West Springfield CORE location reflects a key strategic priority of HMC in offering community-based services at locations throughout the Pioneer Valley. Noted Marina Lebo, executive director at Healthtrax, “the Healthtrax Fitness Center offers a wide variety of fitness options for the Holyoke Medical Center and CORE patients as they progress in their health goals and recovery. We have amenities for all ages and fitness levels, including a new functional-fitness training area, personal and group training programs, over 60 motivating group classes weekly, from gentle yoga to cycling, and more.”

Amherst Copy & Designworks Acquires Ferguson Signs

AMHERST — Amherst Copy and Designworks (ACDW) announced that it has acquired Ferguson Signs of Hadley.
Sean Cleary, owner of Amherst Copy & Designworks, said the addition of Ferguson Signs — which will now be known as Ferguson Signworks, a division of Amherst Copy & Designworks — enables his company to better serve customer needs. AC&DW can now offer all manner of banners and signs — from business, yard, parking, and directional signs to wall treatments, floor decals, magnetic signs, stickers, and vehicle lettering — as well as specialty items such as printing on granite, ceiling tiles, cell phones, and more. Additionally, Duncan Ferguson will continue to manage Ferguson Signworks, bringing his more than 30 years of sign expertise to the new shop. Cleary purchased the former CopyCat Print Shop in Amherst approximately four years ago. In March 2014, he changed the name to Amherst Copy & Designworks.

Departments Incorporations

The following business incorporations were recorded in Hampden, Hampshire and Franklin counties and are the latest available. They are listed by community.

AMHERST

Muslims of United States Inc., 409 Main St., Suite 116, Amherst, MA 01002. Mansoureh Khalilzadeh Shirazi, 65 West St., Amherst, MA 01002. Active in all fields of related issues to Muslims and Islam.

EASTHAMPTON

Copoulos & Milazzo Inc., 36 Union St., Easthampton, MA 01027. Julie A Copoulos, 30 Gaston St., Easthampton, MA 01027. Sandwiches and bakery.

NORTH ADAMS

BTO Land Company Inc., 976 Notch Road, North Adams, MA 01247. Brian T. O’Neil, same. Real property development, farming and forestry.

NORTHAMPTON

All Things R Possible Inc., 310 Damon Road, Northampton, MA 01060. Van Lip, 9 Crestview Dr., Belchertown, MA 01007. Helping communities.  

PITTSFIELD

Grapini’s Inc., 1000 West St., Pittfield, MA 01201. M. David Jr Barile, same. Restaurant.

Little Taro Inc., 82 Wendell Ave., Suite 100, Pittfield, MA 01201. Bowen Li, same. Online market place to connect chefs and consumers. 

SOUTH HADLEY

Milky Way Realty Inc., 650 New Ludlow Road, South Hadley, MA 01075. William E. Johnson, 79 Amherst St., Granby, MA 01033. Re-ownership, management, and rental.

SPRINGFIELD

Build It Right Inc., 908 Belmont Ave, Springfield, MA 01108. David Munoz, same. Residential and commercial construction services.

Hiramic Inc., 97 Cherrelyn St., Springfield, MA 01104. Hirami Carmona, same. Trucking.

N&M Carpet Inc., 72 Rittenhouse Terrace, Springfield, MA 01108. Maijohry Santiago, same. Flooring contractor.

Pirate Queen Inc., 75A Castlegate Dr., Springfield, MA 01129. Justine Kane, same. Liquor and entertainment. 

WARE

Ware Properties Inc., 14 Park St., Suite 1, Ware, MA 01082. Joel Pentlarge, same. Residential rentals and rehab.

WEST SPRINGFIELD

Control Engineering Inc., 190 Doty Circle, West Springfield, MA 01089. Robert Nelson, same. Purchase and sale of mechanical and electronic products. 

WESTFIELD

Mancino Enterprises Inc., 271 Montgomery Road, Westfield, MA 01085. Paul M. Mancino, same. Real estate holdings.

S&F Mini Mart Inc., 27 Southwick Road, Westfield, MA 01085. Dawoud Ahmad, 35 Cooley Road, North Granby, CT, 06060. Mini mart.

DBA Certificates Departments

The following Business Certificates and Trade Names were issued or renewed during the month of August 2015.

CHICOPEE

Amazing Supplies
54 Pine St.
Samaya Moradova

Anna’s House Cleaning Service
19 Willette St.
Anastasia Yanyuk

Jayda Bounce House
106 Meetinghouse Road
Jayda Bounce House

Joslyn Investigations
48 White Birch Plaza
Michael Joslyn

Northeast Video Tours
46 Arlington St.
Timothy Becker

Precision Audio
920 Meadow St.
Jose Fernandez

Westover Heating & Cooling
47 Richelieu St.
Kristopher Kelly

EASTHAMPTON

Bliss
42 Cottage St.
Ann Matthews

Flowton Hoops
132 West St.
Melina Mirabelli

J & M All Season Work
31 Maine Ave.
John Mikalahas

MaryAnn’s Dance & More
56 Cottage St.
MaryAnn Hanlon

The Valley Arts Newsletter
124 Cottage St.
Bronwen Hodgkinson

TRH Electric
15 Hannum Brook Dr.
Thomas R. Herbert

HOLYOKE

DeRoy-Olivero
37 Myrtle Ave.
Kristi Olivero

Kennedy Chicken
50 Holyoke St.
Noor Bary

Pier 1 Imports
98 Lower Westfield Road
Pier 1 Imports Inc.

NORTHAMPTON

Bodywise Physical Therapy
376 Pleasant St.
Paul E. Warner

China Wok Express
150 King St.
Waisan Chan

J & N Cruise and Tours
89 Brookwood Dr.
William Cabret

Mind Your Music
200 Bridge St.
Michael Lawrence-Riddell

National Grid
548 Haydenville Road
Timothy McAllister

Pam’s Kickin Kuts
92 King St.
Pamela Bushey

Stonewall Pottery
167 South St.
Ryan Ambuter

PALMER

Ganesha Institute & Falling in Love with Life
75 Griffin St.
Saskra Cote

SPRINGFIELD

Ace Williams Tech. SVC
816 Carew St.
Ace Williams

AHB Pet & Home Care
155 Middle St.
Aaron H. Boardman

Ara Junk Removal
35 Eldridge St.
Peter J. Albano

Brito Photography
233 Seymour Ave.
Jose Brito

Camuy Chiapas
41 Smith St.
Nilsa Arocho

Crystal Clear Windows
141 Druid Hill Road
Paul Jeffrey

Direct Auto Promotions
880 Boston Road
Michelle Dicienzo

Doctor HVAC
105 Ramblewood Dr.
Andre Miller

East Forest Park Farmers
640 Plumtree Road
Elvira Craig

Eight Miles Out
45 Carlisle St.
Terry Lee

Envy Nails
1777 Boston Road
Thao Nguyen

Father & Son Door to Door
34 Francis St.
Mar D. Leon-Fils

Good Karma Eco-Cleaning
93 Canton Circle
Holly Paquette

Weeman’s Custom Vinyl
104 Balis St.
Sean J. Adams

Wood Wonders
2030 Allen St.
Anthony Phillip

WESTFIELD

Bruce Bonsall, LLC
12 Salvatore Dr.
Bruce H. Bonsall

Cool Coupons
402 Montgomery Road
Arthur Jannakas

Island of Flowers
127 Springdale Road
Marina Kostenko

Roberts Construction
31 Valley View Dr.
Jeffrey Roberts

S & P Trucking
3 Provin Terrace
Silvano Paganini

State of Art HVAC
20 Pauline Lane
Dustin K. Cupak

WEST SPRINGFIELD

ACF New England Distribution
729 Union St.
Kenneth A. Whiting

Advantages in Marketing
380 Union St.
Scott Parent

Bertera Collision Repair
160 Westfield St.
Bertera Motors

JCA Restoration
30 Lowell Ave.
Jason Alvarez

Kwick Silver
47 Allston Ave.
Peter Costanza

Logan’s Lawn & Landscape
646 Westfield St.
Logan Bielanski

Next Barber Shop
715 Main St.
Enrique Hernandez

Sunny’s Convenience
2240 Westfield St.
Shayam Krishna

West Springfield G & S
1528 Riverdale St.
Gary Sheehan