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HOLYOKE — PeoplesBank announced that its charitable giving to nonprofits in the Pioneer Valley and Northern Conn. in 2020 surpassed its previous record high, set in 2019, making this the largest amount ever donated in any year in the bank’s history. Contributions totaled $1,300,000 in 2020, representing almost a doubling of annual contributions over the past five years (from $714,000 in 2016), and a cumulative total of $6 million over the past five years (2016 to 2020).

“While the COVID pandemic impacted many areas of our local economy, we were proud to increase our level of giving to the communities we serve, especially during such a time where people within our communities are in such need,” said Tom Senecal, president and CEO of PeoplesBank. “As a mutual institution, we have a special responsibility to our depositors and our communities, and our strong support of so many worthy causes is one of the ways we demonstrate our commitment.”

Highlights of the support from the past year included grants to 292 unique nonprofits in the region, with an average donation of approximately $4,500 per cause. While the long-standing funding priorities of PeoplesBank include academic excellence, community vibrancy, and environmental sustainability, support in 2020 also included donations to COVID emergency relief funds and to purchase PPE for frontline responders, to organizations fighting food insecurity and homelessness, and to many area youth groups and early-childhood education centers.

“Way Finders is privileged to be a long-time beneficiary of PeoplesBank’s charitable giving and volunteer programs. Year after year, they make significant investments in programs and services that advance our communities,” said Keith Fairey, president and CEO of Way Finders. “In 2020, individuals and families in our region faced extraordinary challenges as a result of COVID-19. We know we can count on PeoplesBank to invest in meaningful solutions that will help people who are facing crisis now, and that they will also partner with us long-term as we work toward and advocate for equitable recovery.

Importantly, it is not just cash contributions that the bank has provided to assist these efforts — or, more specifically, that the bank’s employees have provided. The bank’s associates have consistently contributed more than 10,000 hours per year to local causes, with service ranging from board membership to volunteering in food pantries and survival centers, and within schools and youth groups. Though this number dropped considerably in the current environment due to social-distancing restrictions, it has long been a tradition for the bank to not only enable, but also actively encourage, volunteerism throughout the ranks.

“PeoplesBank has been an enthusiastic supporter of our work to help repair homes for low-income families with children, the elderly, military veterans, and people with special needs for many years,” said Colleen Loveless, president and CEO of Revitalize Community Development Corp. “They roll up their sleeves to volunteer and donate, not just the bank but their employees as well.”

PeoplesBank was once again recognized by the Boston Business Journal as a Top Charitable Contributor for the 13th consecutive year, and was once again the top-ranked bank headquartered in Western Mass.

“We believe that we ‘punch above our weight’ in the region,” Senecal said, “and, as an institution that is determined to remain independent — we will never be bought or sold — we look forward to continuing, and growing, our philanthropic giving in the years to come.”

Daily News

WINDSOR LOCKS, Conn. — The Connecticut Airport Authority announced that Bradley International Airport has been nominated for a USA Today 2021 10Best Readers’ Choice travel award. The USA Today panel selected Bradley International Airport as a contender for Best Small Airport in the nation.

“We are thrilled to kick off the new year with this nomination,” said Kevin Dillon, executive director of the Connecticut Airport Authority. “Even during these challenging times, Bradley International Airport continues to innovate and stand out in the airport industry. We invite our community to show pride for its home airport and bring this significant, national recognition to the region.”

On its website dedicated to voting, USA Today noted that Bradley International Airport “remains a convenient option, with on-site parking, lots of charging stations, free wi-fi, and proximity to both New York and Boston.”

The contest gives voters an opportunity to vote once per day for four weeks for the candidate of their choice. To vote for Bradley International Airport, click here. Voting runs through Monday, Feb. 1. The winners will be announced on Friday, Feb. 12.

Business Talk Podcast Special Coverage

We are excited to announce that BusinessWest, in partnership with Living Local, has launched a new podcast series, BusinessTalk. Each episode will feature in-depth interviews and discussions with local industry leaders, providing thoughtful perspectives on the Western Massachuetts economy and the many business ventures that keep it running during these challenging times.

Episode 47: Jan. 11, 2021

George O’Brien talks with Andy Yee, president of the Bean Restaurant Group

Andy Yee

BusinessWest Editor George O’Brien talks with Andy Yee, president of the Bean Restaurant Group. The two discuss the ongoing plight of area restaurants as they battle the pandemic, ever-tighter restrictions on their operations, and the onset of winter. They also discuss the various forms of relief restaurants are receiving and whether they will be enough to help them withstand the many challenges they are facing. It’s must listening, so join us on BusinessTalk, a podcast presented by BusinessWest in partnership with Living Local.

Also Available On

Daily News

BOSTON — The Baker-Polito administration announced the extension of further restrictions and new hospital guidance to help stop the spread of COVID-19 in the Commonwealth.

Industry restrictions for capacity limits and reduced gathering limits went into effect on Dec. 26, and will now be extended for at least two more weeks to Sunday, Jan. 24.

Under the current restrictions that are being extended today, most industries in Massachusetts remain subject to a 25% capacity limit. They include restaurants (based on permitted seating capacity); close-contact personal services; theaters and performance venues; casinos; office spaces; places of worship; retail businesses; driving and flight schools; golf facilities (for indoor spaces); libraries; lodging (for common areas); arcades and indoor recreation businesses; fitness centers and health clubs; and museums, cultural facilities, and guided tours.

Workers and staff will not count toward the occupancy count for restaurants, places of worship, close-contact personal services, and retail businesses. All other rules and restrictions in existing sector-specific regulations will remain in effect.

Indoor gatherings remain limited to 10 people, while outdoor gatherings are limited to 25 people. The gathering limits apply to private homes, event venues, and public spaces.

The Department of Public Health’s hospital guidance, issued in early November, establishes a regional tiering system for hospitals to support continued collaboration among hospitals and sustain capacity. Since early December, all regions across the Commonwealth have been in tier-3 status. This week, in response to the continued rise in hospitalizations, all regions across the state have been escalated to tier-4 status. In tier 4, the hospitals in each region will meet at least daily, and will continue to collaborate across regions where necessary, to address growing capacity constraints and continue to load balance as needed.

To support the healthcare system’s continued response to the surge in cases and hospitalizations, the Commonwealth is allowing the deployment of acute nursing staffing under certain circumstances. Hospitals with severe capacity constraints may request a temporary exemption from the mandated nurse-to-patient ratios in the ICU. This option will be available only to hospitals with capacity of less than 20% which first attest to DPH that they have suspended all non-essential elective invasive procedures, including those conducted in an outpatient setting under the hospital’s license.

Additionally, hospitals must take every reasonable step to expand capacity prior to requesting a temporary exemption. If a hospital’s bed capacity increases, or if the hospital restarts non-essential elective invasive procedures, the hospital must resume compliance with the ICU staffing requirements.

Daily News

CHICOPEE — Adam Corcoran, president and CEO of Alden Credit Union, announced that Carole Bolduc will join Alden Credit Union as an LPL financial advisor with FR Investment Group.

Bolduc is a lifelong resident of Western Mass. and an LPL financing advisor with 11 years of experience.

“My strengths are in areas such as investment management, comprehensive financial planning, and insurance,” she said. “I have earned the professional designation of accredited investment fiduciary, also called AIF designation.”

Bolduc holds her series 6, 7, 63, and 66 securities registration through LPL Financial, along with a Massachusetts life-insurance license. She is registered to service clients with LPL Financial in Massachusetts, Connecticut, Virginia, Florida, South Carolina, California, and Arizona.

“I have an extensive background in bank management, lending, and working with high-net-worth individuals,” Bolduc added. “My experience in banking and wealth management has created the perfect foundation to develop meaningful and long-term client satisfaction. I am ecstatic to be located at Alden Credit Union along with the full support and experience that FR Investment Group provides. I will provide personal service and an array of investment options tailored to the specific needs of credit-union members, and that will truly make a difference.”

Daily News

MONSON — Monson Savings Bank announced the hire of Sabina Vegiard as vice president of Monson Savings Bank and financial advisor with Infinex Investments Inc.

“Sabina is a welcomed addition to the Monson Savings Bank team,” said bank President Dan Moriarty. “The guidance and support she provides to our customers to help them plan for their financial future is invaluable. I know she will help many customers moving forward to understand their financial situation and reach their goals.”

In her new role, Vegiard is responsible for helping customers to plan for their short- and long-term financial goals, including buying a home, paying for their children’s education, retirement, and life-insurance needs. She brings a wealth of knowledge and understanding to help her customers achieve their financial goals through strategic planning and tailored investment solutions.

Vegiard has been in the finance industry for 15 years, with her experience as a financial advisor spanning 10 of those years. She most recently served as vice president and branch manager at Key Bank, where her responsibilities were to manage the day-to-day operations of the branch and staff as well as act as financial advisor for six branch locations. She is a graduate of Trinity College in Hartford, Conn. with a bachelor’s degree in economics.

“My career has always been in the financial-services industry, and I look forward to continuing on that path as I provide financial guidance to both current and future customers,” Vegiard said. “I am thrilled to be with Monson Savings Bank, a bank that really focuses on building relationships by learning about their customers and tending to their needs.”

Daily News

LUDLOW — LUSO Federal Credit Union announced the appointment of Jennifer Cowles to chief lending officer. She will be responsible for managing all lending staff and the credit union’s loan portfolio, while ensuring that the institution’s lending goals are met.

“We are excited to welcome Jennifer to our team,” said Jennifer Calheno, president and CEO of LUSO Federal Credit Union. “Throughout her career, Jennifer has demonstrated a significant ability to achieve results by deploying strategies designed to exceed established production goals while maintaining asset quality. She is a leader who is accomplished in team building and implementing process improvements with a proven commitment to results.”

Cowles holds a BBA in finance from the Isenberg School of Management at UMass Amherst and has more than 25 years of experience across the financial-services and real-estate industries. She has an extensive background in real-estate lending and loan servicing, investor relations, secondary market, and risk management, and most recently served as vice president of Mortgage Lending and Loan Servicing for a credit union based in Worcester County.

“I am excited to join LUSO Federal Credit Union in their 50th year serving members in Hampden County,” said Cowles. “I look forward to working with the team for the benefit of our members.”

In addition to her professional accomplishments, Cowles serves on the Board for CU REALM and is also on the board for the new England CUREN. She also served as an executive committee member for the CUNA Lending Council and chaired the CUNA Lending Council regulatory/legislative committee.

Daily News

SPRINGFIELDBusinessWest’s annual Women of Impact event, to be presented virtually on Thursday, Jan. 28 from 6:30 to 8 p.m., will feature a new, exciting facet this year. With so many individuals doing so much throughout our community, we want to add an additional award this year. We’re accepting nominations for our People’s Choice Young Woman of Impact, to be named the night of the event.

To make that happen, we’re calling for nominations of young women who are already making a positive impact on their community through their strong, inspiring, and motivated actions or reactions to the world around them — young women who are already solving problems in their communities, addressing issues that impact more than just themselves, and aspiring to one day to be a Woman of Impact.

Starting today, nominations will be accepted through Tuesday, Jan. 12 only through www.businesswest.com. Five nominees who embody strength, intelligence, and courage will be announced on social media (Facebook, Instagram, and Twitter) on Friday, Jan. 15. Then, from Jan. 15 through Jan. 27, we ask our community to select on social media, through likes and impressions, which nominee most ignites inspiration and passion. The selected People’s Choice Young Woman of Impact will be announced during the Women of Impact event on Jan. 28.

This year’s Women of Impact honorees include Tania Barber, president and CEO of Caring Health Center; Carol Campbell, president of Chicopee Industrial Contractors; Helen Caulton-Harris, Health and Human Services commissioner for the city of Springfield; Pattie Hallberg, CEO of the Girl Scouts of Central & Western Massachusetts; Andrea Harrington, Berkshire County district attorney; Toni Hendrix, director of Human Services at Loomis Lakeside at Reeds Landing; Christina Royal, president of Holyoke Community College; and Sue Stubbs, president and CEO of ServiceNet.

The event is sponsored by Country Bank, Health New England, and TommyCar Auto Group (presenting sponsors), Comcast Business (supporting sponsor), WWLP 22 News/CW Springfield (media sponsor), and Chikmedia (social-media sponsor). More details about how to access the event will be announced soon.

Daily News

MONSON — Monson Savings Bank announced the hire of Anita Richard as vice president and residential operations officer of the bank’s Residential and Consumer Lending department.

“We are incredibly happy to welcome Anita Richard to our team here,” said Dan Moriarty, president of Monson Savings Bank. “Anita’s experience in residential lending, compliance, and customer service have already proven to be a great asset to our customers and to our entire team. We look forward to her continued contributions, which will surely benefit us all.”

In her new role, Richard is responsible for planning and organizing the residential and consumer lending operations, including streamlining loan processing, closing, and servicing. She also manages the staff in the Residential and Consumer Lending departments.

Richard has more than 31 years of experience in the banking industry, with 27 years focused in the mortgage-lending area. She most recently served as Home Lending Compliance manager at Berkshire Bank and Savings Institute Bank and Trust, where she was responsible for all residential-lending regulatory compliance. Previously, she was director of Mortgage Operations at Alden Credit Union, managing the daily operations of the residential-lending area as well as compliance and loan servicing.

“I am very excited to join Monson Savings Bank and work alongside their amazing residential-lending team,” Richard said. “After 27 years in the mortgage business, I still really love what I do. I look forward to bringing that enthusiasm to work every day in order to help continue the service excellence that Monson Savings Bank is known for.”

Daily News

SPRINGFIELD — Bacon Wilson announced that two of the firm’s attorneys have been promoted. Daniel McKellick and Christopher Pierson have both been named shareholders.

McKellick is a business and real-estate attorney who works primarily on commercial and corporate matters, including real-estate transactions, leases, commercial lending, mergers and acquisitions, business startup and succession, and contract drafting and review. His prior experience in senior management for a large wholesale distribution company provides him with insight into business operations and profitability. He is licensed to practice in both Massachusetts and Connecticut.

Pierson is an experienced trial attorney who has successfully tried numerous cases to verdict in courts across Massachusetts. His practice encompasses all aspects of civil litigation, including commercial disputes, individual matters, and accident and injury litigation. He is a graduate of Northeastern University Law School and Gettysburg College.

“The experience and work ethic Dan brings to our commercial/corporate practice, and that Chris has delivered to our litigation department, is immeasurable,” Managing Partner Kenneth Albano said. “I am gratified and honored to welcome them to Bacon Wilson’s team of partners.”

Daily News

HOLYOKE — Holyoke Community College (HCC) recently welcomed Amy Brandt as its new dean of Health Sciences and Culinary Arts.

Brandt most recently worked as associate vice president and dean of Health Sciences at Broome Community College in Binghamton, N.Y., which is part of the State University of New York system.

At SUNY Broome, she focused on developing partnerships with local area hospitals to address healthcare-worker shortages and advocated for enhanced use of simulation to improve clinical education and position programs to remain current with emerging national trends in healthcare education.

At HCC, she will oversee seven academic programs: Foundations of Health, Medical Assisting, Medical Billing and Coding, Nursing (associate of science and practical), Radiologic Technology, Veterinary and Animal Science, and Culinary Arts.

Brandt holds a master’s degree in social work from California State University, Sacramento, and a Ph.D. in social work from the University of California Los Angeles. After earning her Ph.D., she began working in education, initially at the University of California Berkeley in the School of Social Welfare, where she focused on program administration and teaching introductory social-work courses. In 2007, she transitioned to the community-college setting in California, focusing on allied-health education, and she has worked on allied-health program development in California, Florida, Texas, and New York.

Brandt has extensive experience working with state regulatory agencies, as well as developing self-studies for programmatic accreditation. She has served as a site visitor for the Middle States Commission on Higher Education, reviewing institutions for compliance with general education and educational-effectiveness standards.

She has collaborated with multiple programs on developing assessment plans to assess educational quality and delivery and has co-led a variety of different campus committees related to program review, general education, professional development, COVID-19 reopening, and student retention and equity initiatives.

Daily News

EAST HARTFORD, Conn. — American Eagle Financial Services (AEFS), in conjunction with ClearBridge Investments, will host a free virtual seminar, “Anatomy of a Recession: What to Look for and Where We’re Headed, First Quarter 2021,” on Tuesday, Jan. 12 from 6 to 7:15 p.m.

Investors of all ages, portfolios, and experience levels will benefit from an early look into the 2021 financial markets. The seminar includes AEFS LPL investment advisor representatives and featured speaker Corey Hardie, vice president, portfolio specialist at ClearBridge Investments.

The seminar will provide a wide range of information, including the impact of COVID-19 and elections on financial markets, what and when to expect a U.S. economic recovery, earning expectations and sectors to watch in the new year, a global perspective and international equities, and the spike in the personal-savings rate.

To register for the free, online seminar, visit www.americaneagle.org/seminar. A meeting link and access information will be provided by e-mail upon registration. This seminar is open to American Eagle Financial Credit Union members and the public.

Daily News

SPRINGFIELD — During a visit to Springfield on Jan. 5, Gov. Charlie Baker and Lt. Gov. Karyn Polito announced new programs to boost internet connectivity statewide, including a subsidy program to assist job seekers in the MassHire system that are facing a technology barrier. In addition, the Massachusetts Broadband Institute (MBI) at the MassTech Collaborative will expand a wi-fi hotspot program statewide, delivering free, high-speed access points to gateway cities, helping expand internet accessibility in areas hard-hit economically by the COVID-19 pandemic.

The new subsidy program, called Mass. Internet Connect, is being launched this week by the MBI in partnership with the Executive Office of Labor and Workforce Development, working with 29 MassHire one-stop career centers on the rollout of the program. The MBI is collaborating with internet service providers across the state, including Comcast, Charter, and Verizon, to offer subsidies and devices to job seekers. The internet subsidies and technology support will help keep job seekers connected to critical online resources and job search tools.

“The internet is critical to those seeking a new job, and these new programs recognize and aim to help solve connectivity challenges for people looking for work,” Baker said. “These investments will help to get and keep people connected, so they can continue to engage with prospective employers, access the trainings and services offered by MassHire and their partners, and ultimately get back into the workforce.”

Polito added that “these new programs are focused on jump-starting the economy by getting job seekers and others the means to stay connected. By ensuring that Massachusetts students and job seekers have the connections they need, we are maintaining the education and training that is so critical to our workforce pipeline here in the Commonwealth.”

MassHire will work with job seekers within their system to identify technology barriers and determine the best solution or combination of solutions, including online resources for digital literacy, an internet subsidy for those residing in a municipality with Charter or Comcast access, a personal cellular hotspot from Verizon for those in areas not served by Charter or Comcast, or referral to a partner vendor, HiQ, which is distributing Chromebooks to people without access to a device at home to conduct a job search.

“For those job seekers interested in getting assistance with their technology barriers, the first step is to get into the MassHire system,” said Rosalin Acosta, secretary of Labor and Workforce Development. “Being in that system allows us to provide the personalized services and unemployment support that each job seeker needs. These new programs will allow us to bridge the unique technology gaps that individual job seekers face, whether an affordability or access issue.”

The program will run through June 30, with the state covering the cost of subsidies for internet service and devices on behalf of the job seekers. Job seekers must be in the MassHire system to take advantage of the Mass. Internet Connect program. MassHire resources are available at www.mass.gov/topics/masshire. The MBI has participated in trainings for the 29 MassHire one-stop career centers located across the state, preparing them to identify and support those clients facing technology barriers.

“The pandemic has had a profound impact on our economy, but programs like these will help us battle back and put us on the path to recovery,” said Mike Kennealy, secretary of Housing and Economic Development. “In June, we saw unemployment reach a high of 17.7%, but that number has dropped to 6.7% in the last few weeks, with 12,000 new jobs added in November. We’re pleased with that progress, but are continuing to invest in programs like Mass. Internet Connect, which will get more people back to work.”

Daily News

SPRINGFIELD — Bart Galvin joined the law firm of Bulkley Richardson as a member of two practice groups: business, mergers, and acquisitions; and finance, banking, and bankruptcy.

Galvin earned his juris doctor cum laude from Harvard Law School in 2013 and a bachelor’s degree from Brown University in 2009. Most recently, he was an attorney at the AmLaw100 law firms White & Case in Milan, Italy and Ropes & Gray in Boston, ranked ninth and 13th, respectively, by revenue among all law firms globally. He was also a law clerk for the U.S. District Court, Southern District of Iowa and the Massachusetts State Ethics Commission.

“Bart embodies the traits of a great hire — stellar education, impressive résumé of past firms, and an entrepreneurial spirit,” said Scott Foster, chair of Bulkley Richardson’s business department. “We think he will do exceptionally well here and be a great addition to our team.”

Added Galvin, “I was seeking an opportunity to continue working with high-level clients on sophisticated matters. But I was also looking for that rare opportunity that allows some work-life balance. Bulkley Richardson was able to offer up both, so it was the perfect fit for me at this stage of my career.”

Daily News

BOSTON — The Massachusetts Department of Transportation (MassDOT) released the final report for its East-West Passenger Rail Study, which examines the potential benefits, costs, and investments necessary to connect people in Western Mass. communities with Central and Eastern Mass. through passenger rail, providing fast, frequent, attractive service in a cost-effective and achievable manner.

The final report for the study recommends further consideration of the three final alternatives, as well as next steps to gather information that could further inform conversation about new transportation options for the corridor. For more information, visit www.mass.gov/east-west-passenger-rail-study.

“After more than two years of effort, our state has completed a feasibility analysis of east-west rail service between Pittsfield and Springfield to Boston, state Sen. Eric Lesser said. “This report is an important step in moving this project from conception to reality. I want to thank the countless advocates, community organizations, business organizations, elected officials, and everyday citizens from every corner of our Commonwealth who wouldn’t take no for an answer and demanded statewide rail investment. The study comes at the right moment, given President-elect Biden’s long history of infrastructure advocacy, and his passion for train transportation in particular, along with his nominee to be Secretary of Transportation, Pete Buttigieg.”

However, “as MassDOT acknowledges, the study remains incomplete,” Lesser said. “Most importantly, the ridership estimates are far too low and do not reflect comparable rail links around the country or the economic growth the rail line will spur. The study also does not take into account the significant environmental benefits from the reduction in greenhouse-gas emissions as tens of thousands of cars are taken off the road.”

Daily News

AMHERST — As part of Gov. Charlie Baker’s plan to begin statewide vaccinations to deter the spread of COVID-19, UMass Amherst will establish a vaccine clinic for Massachusetts first responders starting the week of Jan. 11.

Individuals eligible to get vaccinated under state guidelines include police, fire, and emergency medical services professionals, who will need to show a professional ID or license confirming their status. All first responders in Massachusetts are eligible to schedule an online appointment in advance and come to UMass Amherst to receive the vaccine. For details, visit www.umass.edu/coronavirus/vaccine.

Plans developed by the Massachusetts Department of Public Health call for distribution of the Moderna vaccine, which includes two doses administered 28 days apart.

The clinic will be conducted at the UMass Amherst Campus Center, 1 Campus Center Way. Free parking will be available at the nearby Campus Center Parking Garage. All eligible individuals must register in advance for the two-dose vaccine at www.umass.edu/coronavirus/vaccine.

Daily News

LONGMEADOW — JGS Lifecare recently unveiled its new “Superheroes Saving Lives” campaign. Geared to its dedicated frontline staff, the lighthearted campaign focuses upon serious subjects: thanking employees for adhering to proper infection-control protocols as well as conveying the importance of taking the coronavirus vaccine.

Created in English and Spanish, the three-month campaign features videos from Ruth’s House Assisted Living Residence and Leavitt Family Jewish Home residents, who thank the staff for their heroic efforts in keeping them safe during the pandemic. The videos span the gamut from humorous to serious to emotional. Additionally, staff also encouraged their own family members to record videos showing how important it is for individuals to follow safety guidelines and proper hygiene protocols.

“We have faced many challenging and unprecedented situations since the beginning of the pandemic,” said Rob Whitten, executive director of JGS Lifecare’s Leavitt Family Jewish Home. “Our staff has been extraordinary the entire time. I am incredibly grateful for their resilience, dedication, and cooperation in keeping our residents safe and healthy. This campaign is our way of thanking our employees and letting them know how much we appreciate their efforts. We’re also hoping it instills a little bit of humor into our daily routine.”

The campaign slogan — “Not all superheroes wear capes. At JGS Lifecare, we wear masks,” — emphasizes the fact that healthcare workers have emerged as real-life superheroes, risking their own health every day to protect the lives of residents. Components of the campaign include superhero buttons, care packages, T-shirts, candy, and capes. Employees are encouraged to take the JGS Lifecare Superhero pledge, in which they promise to “keep myself, my co-workers, my residents, and my community safe by following safety practices at work, at home, and in my community.”

Cover Story Economic Outlook

Question Marks Dominate the Horizon

Entering a new year, there are always question marks about the economy and speculation about the factors that will determine just what kind of year it will be. For 2021, there are far more questions — and fewer definitive answers — and the speculation comes in layers. A great many of them. Much of this speculation involves the pandemic and, with vaccines becoming available to ever-greater numbers of people, whether we are truly seeing light at the end of the tunnel, the beginning of the end (of the pandemic), or any of those other phrases now being used so frequently. But there are other things to speculate about as well, including what the landscape will look like when and if things to return to normal, or a ‘new normal,’ another phrase one hears a lot these days. Will the jobs that have been lost come back? Will people pick up old habits regarding going to restaurants, the movies, the doctor’s office, or sporting events? Will businesses return to their offices? And will their offices be the same size and in the same community? Another phrase you’re hearing — and will read in the stories that follow — is ‘pent-up demand.’ Many businesses, from eateries to colleges and universities to medical practices, are counting on it, but will it actually materialize? These are all good questions, and for some answers, we turned to a panel of experts for a roundtable discussion, without the roundtable. Collectively, they address the question on everyone’s minds: what is the outlook for 2021?

The Big Picture >>

Economist says pent-up demand will be the key to any recovery

Education >>

School presidents project multi-year emergence from pandemic

Banking >>

This CEO says some habits are changing, but are they permanent?

Accounting >>

This CPA is advising clients to keep the seat belt buckled

Healthcare >>

A Q&A with Baystate Health President and CEO Dr. Mark Keroack

Fitness >>

Business owners grapple with an industry battered by restrictions

Restaurants >>

Owner of large, regional group says it’s survival of the fittest

Technology >>

IT expert says it’s time for businesses to move from survival to growth

Retail >>

Big Y’s Charlie D’Amour reflects on 2020 — and the year to come

Features Special Coverage

Marking a Milestone

Over the years, Paul Mina says, the name over the door and on the stationery has changed many times — previous incarnations include Community Chest, Red Feather, and United Fund — but the basic mission of the United Way of Pioneer Valley (UWPV) certainly hasn’t.

“The names have changed, the faces have changed, but the work is the same,” said Mina, who serves as administrator of both the United Way of Pioneer Valley and the United Way of Tri County in Framingham in an arrangement that speaks to the many fiscal challenges the organization has confronted in recent years and the need to consolidate and achieve economies of scale. “And that is, very simply, to improve the quality of life for people living in the Pioneer Valley area.”

As he talked with BusinessWest about this mission, on the occasion of the agency’s centennial (the actual birthday is Jan. 10), Mina was looking through some old news clippings, brochures, and assorted memorabilia that had been gathered to help with various efforts to mark this milestone. Together, these pieces help tell the story, he said, adding that the United Way has certainly evolved, as its name has, over the years.

But, as he noted, the underlying mission hasn’t.

“I look for a golden thread throughout the narrative,” he said as he thumbed through a large scrapbook and collections of news stories and promotional material. “And through all of that narrative, all of that archival material … the golden thread that links 1921 to 2021 is helping to improve people’s lives; that’s the endgame.

Paul Mina

Paul Mina

“The names have changed, the faces have changed, but the work is the same.”

“And it’s very significant to note that it was never about giving a handout — it was always about giving a helping hand — and to do it with as much dignity and respect as possible,” he continued. “Whether it’s 1921 or 2021, there are still people who need a helping hand so they can move from dependence to independence and self-sufficiency. That has been the goal, it is the goal, and it will always be the goal.”

 

It is somewhat fitting, said Mina, that the agency’s milestone celebration comes in the midst of a crisis — the COVID-19 pandemic — because, while the United Way of Pioneer Valley has been there to serve those in need every month of every year since January 1921, it has always come forward and stepped up at especially challenging times to meet greater and often different needs.

With that, Mina offered some history lessons. During World War II, for example, the agency, historically linked very closely with the Red Cross, worked to provide a number of services to returning veterans, and in the case of the local chapter, there was a specific focus on helping to reunite families broken apart by the war, and then help them assimilate to a very changed landscape.

“There was a lot of upheaval back home,” he said. “The men were off fighting overseas, the women were in factory jobs … there was a very different kind of assimilation. When a lot of these men came home, their wives, who were basically homemakers prior to them leaving, many of them had good jobs and careers in factories. This wasn’t something that any of them were used to seeing.

“When the men came back, there was a great amount of adjustment that had to take place,” he went on. “The women had to go back to their previous domestic role because the men had to get their jobs back to go back to work. There was a lot of assimilating, and that’s when philanthropy really took off because, now that women had been outside the home, they were involved in many, many things they hadn’t been involved in before, charity being one of them.”

 

That’s just one example, he said, noting that the agency has stepped up during other periods of turbulence, change, and need, providing help with everything from administering the polio vaccine in the 1950s to supplying food to the many who needed it during the Great Depression.

Bringing things right up to the present, Mina noted that, in recent years, the agency has added new services and new ways to help those in need, with everything from prescription savings to financial-literacy efforts to a Mass 211 hotline and its companion suicide-prevention ‘call-to-talk’ line.

And during this pandemic, UWPV, which serves Hampden County, Granby, and South Hadley, has continued that pattern of stepping up.

Indeed, it created a COVID-19 relief fund that including the awarding of grants to roughly 40 organizations, bringing a truckload of 5,000 hot meals to the Food Bank of Western Massachusetts, delivering another truckload of food-relief boxes (20 pounds per box) to the Holyoke Boys & Girls Club for distribution throughout the city, an initiative called Project Toybox that brought 15,000 new toys to affiliated agencies across the region for distribution to young people, and even a drive-up Halloween event at the TD Banknorth building in downtown Springfield, which served to fill a void left by formal and informal bans on trick-or-treating (more on some of these later).

For this issue, BusinessWest talked with Mina about the many things being celebrated as this agency celebrates this milestone, and how the work being carried out during the pandemic is in many ways simply the latest chapter in a century-old story of meeting needs within the community.

 

Past Is Prologue

To emphasize his repeated points about how things have changed over the past century or so — and how they haven’t — Mina pulled a clipping from the pile he had collected, an advertisement of sorts for something called the ‘Charity Chest,’ and pointed to the date, 1918, and then the headline over the piece:

“Charity is not a pocket for the shiftless to dip into,” it read, with the subhead “Far from it. Charity is a long ways from being a lazy man’s paradise.”

Mina noted that this was a reference to how many looked upon those seeking help in those days. He also noted that the language regarding charitable efforts has long since changed, with those involved no longer making any references to the ‘shiftless’ or the ‘lazy,’ for obvious reasons.

But the rest of the ad could almost run today, he said, noting phrases like these with regard to charity: “Its prime function is to relieve distress. Always has been and always will be. Yet, while giving relief in deserving cases, it does far more than that.” And also: “Its main object is to prevent the cause, thereby vitally affecting you and me and everybody. Distress does not always mean poverty. It may mean misfortune, sickness, or the suffering of innocents from wrongdoing of others. All of these charity tries to prevent.”

Again, some of the language has obviously changed over the years, but those sentiments expressed back at the height of World War I are those that still define the United Way today. As Mina noted, it’s not a handout, but a helping hand, and it has been this way through a host of name changes, affiliations, and partnerships.

Tracing the history of all those names the agency has used, Mina said the organization got its start as the Springfield Community Chest. Later, it became the Springfield Community Chest Red Feather Drive (he still has a red feather mounted in a large frame), with the feather being a symbol of charitable giving for more than 150 years. In fact, he noted, the Red Cross and the Red Feather ran an annual appeal together, before the two organizations separated.

Later, the organization was known under the names United Appeal and United Fund, before United Way came into use in the late 1960s.

Regardless of the name on the door, the organization has been carrying out the same essential mission, said Mina, adding that the agency’s programmatic niche, if that’s the proper phrase for it, can be summed up with three simple words: basic human needs.

Elaborating, he said these include food, clothing, shelter, and programs for children and seniors. “These are the things we focus on for a reason, because these are the things that resonate with people. These are the things, whether people are black, white, no matter what ethnicity or color, people in need are in need. Period. That’s the way it’s always been here, and I’m proud to say that it continues to be that way.”

To put the mission and its importance in perspective, Mina rewound the tape on a phone call he received only a half-hour before he talked with BusinessWest from a woman now living in New Mexico after relocating from this region.

“We helped her and her family when they were very much in need about 10 years ago,” he said. “And she called me to say, ‘I don’t know if you remember me or not … but I’m so and so, and I moved from the Pioneer Valley down to New Mexico, and a friend of mine who still lives there needs a helping hand right now — she’s got it very tough, she’s unemployed. I told her that I would call you because I was treated so well by the United Way back then that I wanted her to know that there was someone they could call that would treat them with dignity and respect and do the best they can for you. They’re not going to promise you the moon, but they’ll do the best to help you.’

“That’s a nice compliment she paid us there,” he went on, “because that’s the goal; that’s the whole goal.”

 

Where There’s a Will …

Carrying out these goals has never been anything approaching easy, but in recent years, it has become much more difficult, for a number of reasons.

For starters, the way individuals undertake charitable giving has changed, with many now choosing to give directly to specific groups, rather than to larger umbrella agencies like the United Way that funnel money to other nonprofits, said Mina. Meanwhile, the business landscape has changed dramatically through mergers and consolidations, especially in the financial-services sector, and with many small, family businesses simply disappearing from the landscape.

Also, some major corporations have created their own charitable foundations or giving arms, as was the case with MassMutual in Springfield, which had long been one of the primary supporters of the United Way of Pioneer Valley, he said, noting that all these factors have contributed to making the organization itself much smaller — as well as the level of donations it makes annually. Indeed, while this was a $5 million United Way years ago, in terms of total donations, it is now closer to $2 million.

It was these challenges that prompted the UWPV board to explore a number of options when it came to creating efficiencies and reducing the cost of doing business, for lack of a better phrase, while still carrying out its mission. One of those options was a partnership with the United Way of Tri County whereby that agency would share an administrator and also handle backroom operations — bookkeeping, marketing, and others — for this region’s United Way for a percentage of the funds raised during its annual campaign.

The partnership, which came after several years of unsettledness at the UWPV, one that included two CEOs and two interim CEOs between 2016 and 2018, has brought what the board desired most — stability and continued autonomy.

Those qualities have been needed during a pandemic that has further tested the agency, forcing staff to work remotely for a lengthy stretch because its services were not deemed essential, and further impacting its ability to raise money because of the way it has impacted businesses and families alike.

Indeed, this 100th year for the UWPV has been very different, and also very challenging. Need within the communities has obviously increased, but raising funds to meet those needs has been made much more difficult during the pandemic, especially when it comes to the United Way’s time-honored, preferred method of soliciting donations — via payroll deduction.

“Many of the [annual] campaigns are going to be hurting this year because companies are not going back to work in the time frame we need them to,” Mina said earlier this year. “You can’t ask for people to make contributions through payroll deduction if they’re working, and it’s very hard to ask people for support when they themselves are hurting for the first time maybe in many years.

“We’ve found that a very significant number of people in the hospitality industry, restaurants, and food and beverage operations are only a shadow of what they once were,” he went on. “And some of them are never going to recover; a lot of support isn’t there.”

Yet, amid these challenges, the UWPV has found new and different ways to meet its mission during this difficult year, and new and different ways to remind people of the importance of its basic mission.

Through efforts ranging from the food-distribution efforts to the Halloween gathering, the agency was able to meet growing need within the community and address the many ways in which the pandemic impacted day-to-day living and overall quality of life.

Mina was especially proud of Project Toybox.

“It was a wonderful thing,” he said of that initiative. “A lot of the kids that live in the urban area don’t have a backyard, they couldn’t go to the park, they weren’t allowed to congregate … so we figured this was a great opportunity to give them something they could do indoors.”

All this came on top of the annual Stuff the Bus program, which, as that name suggests, fills a school bus each August with age-appropriate backpacks with all the school supplies kids need.

This year, the agency filled 2,600 such backpacks, but in this era of COVID, the exercise was quite bit a different than it has been in previous years.

“It was difficult to come by this stuff because it’s usually donated by the public,” said Mina. “People come to Six Flags, and they get a free roller-coaster ride when they bring items for the backbacks. There’s also a huge collection point at the Holyoke Mall. All those things were not allowed this year.”

So the agency relied instead on a large donation from the MassMutual Foundation as well as some money from the COVID-19 Relief Fund to purchase the needed items at a discounted price.

Overall, these various efforts have been a continuation of that golden thread Mina mentioned earlier, a concerted effort to enable individual donors to collectively make a huge difference in the lives of countless people.

“It’s about empowering the masses to do things that they can’t do alone,” said Mina in summing it all up. “That’s why payroll deduction, which has been the hallmark of the United Way since its inception, is so important. It allows people who don’t have money in the bank, who aren’t necessarily individuals of high net worth, to be able to take a little money out of their paycheck every week, so, at the end of the year, they might have a $52 donation. That $52 donation, added together with the other folks at their company who do the same thing and give a dollar a week, ends up being an enormous amount of money. But they could never do that on their own if they had to give a lump sum.”

 

Finding a Way

Looking to the future, though, payroll deduction is becoming a less-effective way to raise money, for those reasons mentioned earlier, he said. Meanwhile, instead of channeling funds to other agencies, the United Way will be looking to provide more direct services to the residents of this region.

“We just finished a needs assessment, and 90% of the respondents were donors, and of those 90%, 82% thought that the model we had of funding agencies to do good work, to be a middleman of sorts, was not a model that is modern; it’s not a model that they’re willing to continue to support at the levels that they have in the past.

“They want to know that their contribution is directly impacting things,” he went on. “So we looked at the areas that these donors were identifying as gaps, and we put that together with some intelligence work we did on our own, plus what other agencies were telling us, and we identified three huge gaps that we’re going to fill: food insecurity, continuation and expansion of the call-to-talk and Mass 211 lines, and youth-development programs.

“These are our core areas,” he explained. “The survey only reinforced what we already knew — that our niche is basic human needs and helping people improve their quality of life.”

Looking ahead to 2021, Mina said it will be a milestone year for the United Way, and the occasion will be marked in a number of ways.

But for many of the region’s residents, there won’t be much to celebrate. Indeed, while 2020 was the roughest year in memory for many, the coming months are projected to be in some ways even worse as those basic human needs he mentioned continue to mount, healthcare issues multiply because of the many effects of the pandemic, and resources become more scarce.

“There’s going to be a major shortfall in resources in the next year because COVID is having devastating effects on our economy as well as our health,” he said. “But we’ll figure out a way to deal with it; we’ll figure out a way to continue doing our job. We’ve faced tough times before — we’ve faced World War I, World War II, the Korean conflict, Vietnam, the ’60s … we’ve been there through all these things, and we’ll be there through this, too.”

Figuring out a way and doing its job. This is what the United Way of Pioneer Valley has been doing for a century now. And as its second century starts, this track record of success is certainly worth celebrating.

 

George O’Brien can be reached at [email protected]

Special Coverage Women of Impact

With so many individuals doing so much throughout our community, we want to add an additional award this year. We’re accepting nominations for our Young Woman of Impact to be named the night of the event.

**Nominations MUST be submitted by January 14, 2021 at 5:30pm**

Nomination Eligibility:

  • Young women who are:
    • Creating a positive impact through their strong, inspiring, and motivation driven actions to problem solve in their community.
    • Addressing issues that impact more than just themselves.
    • Aspiring to be a Woman of Impact.
  • Female residents of, in school, or employed in Berkshire, Franklin, Hampden, and Hampshire county.
  • Submitting duplicate identical nominations for a nominee does not increase the chances of the nominee being selected.
  • Nominations must be submitted through the online nomination form ONLY.

Notification & Recognition:

  • BusinessWest will announce the winners at the 2020 Women of Impact virtual event on January 28, 2021.
 

Judging Process:

  • Nominations can be submitted from January 7, 2021 to January 14, 2021.
  • After nominations have been compiled, five nominees that embody strength, intelligence, and courage will be announced on social media (Facebook, Instagram, & Twitter) on January 19th.
  • From January 19th through the 26th, we ask our community to select on social media, through likes and impressions, which nominee most ignites inspiration and passion within!

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Law Special Coverage

Ringing Out the Old

By Amy B. Royal, Esq.

Most of us are happy to leave 2020 behind.

It was a year wrought with struggles both at home and in the workplace. Many companies faced closures, near-closures, reduced capacities, and reduced business all because of the impact of the COVID-19 global pandemic. Companies were also hit with several new, COVID-related laws, such as paid emergency leaves of absence, furthering the burdens they were facing during an already-difficult time.

It isn’t surprising that we are ready to ring in and embrace this new year. And, with the new year here, v is a good time to shift gears, reboot and regroup, and return to building better business practices. With that said, the new year provides an opportunity to proactively take a look at your company’s current employment-law practices to ensure compliance with the myriad evolving employment laws affecting your company.

 

Paid Family and Medical Leave and Minimum Wage

Two noteworthy laws take effect in Massachusetts this January: the Paid Family and Medical Leave (PFML) law and the revised minimum-wage law.

PFML law takes effect in the Bay State this January. While employer obligations under PFML commenced on Oct. 1, 2019, as of Jan. 1, 2021, employees can begin to apply for and receive paid leave for most medical and family leaves of absence. The remaining leave provisions will take effect on July 1, 2021. Under PFML, employees can take paid leaves for their own serious health condition, to bond with a newborn child, to bond with a child after adoption or foster-care placement, to care for a family member with a serious health condition, or to manage family affairs when a family member is on active duty in the armed forces.

All private Massachusetts employers are covered under the law regardless of their size. Leave entitlements range from 12 weeks to 26 weeks depending on the type of leave needed, and employees can take leave intermittently, if medically necessary, for medical leave for an employee’s own serious health condition or take family leave to care for a covered service member or to care for a family member with a serious health condition.

Amy B. Royal

Amy B. Royal

“With the new year here, it is a good time to shift gears, reboot and regroup, and return to building better business practice.”

Intermittent leave cannot be used to bond with a child. PFML and federal FMLA run concurrently. The same is true for the Massachusetts Parental Leave Act. Employees can choose to use but may not be required to use other forms of paid time off. PFML provides job protection and restoration rights akin to the federal FMLA. Employers are required to restore employees who take leave to their previous position, or to an equivalent position, with the same status, pay, benefits, length-of-service credit, and seniority as of the date of leave.

On Jan. 1, 2021, the Massachusetts minimum wage increased from $12.75 to $13.50 per hour. The service rate also increased from $4.95 to $5.55 per hour. Premium pay for Sunday retailer workers decreased. The next step in our minimum-wage rise is to $15 per hou, slated to take effect in 2023.

 

Proactive Employment Steps

The new year can serve as a good reminder and placeholder for reviewing and auditing your employment practices. Doing so will enable you to be strategic about that piece of your business and move toward creating a detailed and updated personnel plan going forward.

A good plan starts with an annual review of employment policies and manuals, written job descriptions, and employee-training programs to ensure that your company is compliant with state and federal laws and that your employees are properly trained in your processes and procedures.

Well-crafted employment policies are important because they communicate expectations to employees and help insulate your company from certain legal liabilities. When crafting employment policies, know that certain ones are legally required, while others are good business practice. Depending on your company’s size, required employment policies may include anti-discrimination, anti-harassment, parental leave, paid family and medical leave, and sick time. The implementation of other policies may be a good idea, such as codes of conduct, discipline and termination, workplace safety, off-duty conduct and the use of social media, drug and alcohol use and testing, use of cell phones, and use of company computer equipment and other electronic resources.

Written job descriptions are also a good practice. While not legally mandated, they can be a good tool to assess and evaluate prospective and current employees and also can reduce your company’s exposure to certain lawsuits. Accurate job descriptions that set forth the essential functions of a position can minimize liability when your company is faced with either internal requests for accommodations or external disability claims. Providing an accurate job description to an employee’s medical provider can also help determine whether an employee can perform their job with or without an accommodation or qualify for a leave of absence.

Another good business practice is employee training. Training managers and supervisors is especially important. Indeed, such trainings can help them understand company policies and their roles and responsibilities under these policies. Particularly important trainings for managers include anti-discrimination and anti-harassment, employee disabilities and recognizing requests for reasonable accommodations, and effective employee discipline and documentation.

Many employment issues that eventually evolve into litigation stem from actions or inactions of managers or supervisors. Employers should regularly conduct trainings to give these key employees the knowledge and skills required to enable them to properly handle situations as they arise.

The cost of defending expensive litigation far exceeds the investment in taking proactive, preventive steps to reduce the risk of litigation. Therefore, employers should consider conducting an internal audit at the beginning of each and every new year.

 

Amy B. Royal, Esq. is a litigation attorney who specializes in labor and employment law matters at the Royal Law Firm LLP, a woman-owned, women-managed corporate law firm that is certified as a women’s business enterprise with the Massachusetts Supplier Diversity Office, the National Assoc. of Minority and Women Owned Law Firms, and the Women’s Business Enterprise National Council; (413) 586-2288; [email protected]

Special Coverage Women in Businesss

A Matter of Self-worth

When Jessi Kirley took the reins at the Family Business Center in 2018, she was looking for a new challenge — and some meaning.

“I had a major what-matters-most moment,” she said. “I had just lost my dad to cancer, my own health was suffering, I’d been working in the medical field for 20 years, and I was facing burnout and overperformance. When my dad died, I ended up quitting my job — what mattered most was reconnecting to my health and wellness.”

The FBC, known for its dinner forums, morning workshops, peer-advisory groups, custom consulting, and other programs cultivated under the long-time leadership of Ira Bryck, proved a gratifying role, but it — like so many companies and organizations across the U.S. — became a financial victim of COVID-19 and closed its doors last spring.

“That was another moment when I asked myself, ‘what really matters?’” Kirley said. “Here I am again, two years later, during a massive global pandemic that has caused so much loss and disruption, and I’m including myself there — I was again on unemployment, facing my own fears and insecurities.”

As the single mother of three teens, she felt pressure to provide stability to her household, but she also loved working. “It was a lot of figuring things out, like so many of us needed to do. And what I noticed was that I felt compelled to go back to my roots of helping people.”

Seven months later, the result of those ideas became JKirley Collective, which offers personal- and professional-development courses, beginning with its first track, the “Dignity Series,” and the pilot program in that track, “Dignity in Conversation,” which includes a virtual workshop on Jan. 19 and a follow-up virtual peer-group session on Jan. 26.

As she explained, JKirley Collective collaborates with others who share the mission of helping people unlock their potential to build the lives they want through transformative action. As the pandemic wore on, she said, “I found myself asking what really matters — to me, and to this world. I started a business to pursue my passion of helping people unlock their potential, to craft the lives they want.”

It’s quite a detour from when she studied biology at Smith College with a goal of one day curing cancer.

“I was very ambitious,” she said. “But I always came back to that anchor within myself, wanting to help people. With COVID and the loss of jobs and just moving through this workforce disruption and transformation, how can I help people navigate that? What skills do I have? That’s what brought me to offer my Dignity Series programs.”

 

Three Pillars

Although ‘dignity’ is the theme of the collective’s first series of courses, it’s also the foundational concept of the business itself, Kirley explained.

From that foundation rise three pillars. “The first is dignity as defined by self-worth, something that’s inherent, that we bring with us all the time. The second pillar is the embodiment of this connection to our self-worth; there’s a difference between simply understanding dignity and bringing it into the body and seeing it as a platform for growth and a way to increase confidence and ward off self-doubt. That’s the embodiment piece.”

The third pillar is about action. “We’ve dived into concepts of self-worth and our dignity and really worked on ways to embody that and practice that. So, how do we connect to our agency, our actions, our free choice? And the choice, in this case, maybe, is to move through these disruptions to make a better life for ourselves, or to be more generous, or to step into a new role.”

Many individuals these days are certainly doing the latter. “In this time of change, we’re stepping into new responsibilities, with massive amounts of uncertainty — and what does that feel like? Maybe we’re unsure of ourselves, not confident, doubting our own abilities, questioning our success. And that can derail our ability to reach our goals and move to the other side.”

Getting back to the collaborative concept at the heart of her new enterprise, Kirley credits Andrea Bordenca, who is helping her design and develop the Dignity Series, with being a sounding board as she built the business.

“Considering her valuable experience, it gave me a kind of safety net,” she said of Bordenca, who is CEO of both the Institute for Generative Leadership and DESCO Service, as well as the founder of Lead Yourself Youth. “Taking a chance to start a business — the visioning, the planning — is a very vulnerable experience, and it can be scary. Having a safety net in Andrea allowed me to reach higher.”

Jessi Kirley

Jessi Kirley

“Here I am again, two years later, during a massive global pandemic that has caused so much loss and disruption, and I’m including myself there — I was again on unemployment, facing my own fears and insecurities.”

Another early collaborator is Amy Jamrog, a financial advisor and founding partner of the Jamrog Group, who is helping Kirley develop a second track of courses, called Claim Your Worth, which will incorporate concepts of self-worth and dignity into practical lessons on financial empowerment. That program’s first course will launch on Feb. 10.

The individual classes are collaborations as well; offerings in the Dignity Series will include Kelly Vogel, owner of Sound Passage, who helps her clients discover the power of their voice; and Dr. Tom Naro, a physical therapist and owner of My PT.

Naro actually approached Kirley, she said, because he felt her concepts could help his clients reach their physical-therapy goals. “Sometimes they struggle with self-doubt, questioning their self-worth, think they don’t deserve to feel good and look good — all those negative thoughts,” she explained.

Each class will feature a workshop followed by a peer-group session a week later, so participants can be introduced to theories and then unpack them in a deeper way, talk about their own personal struggles, and develop strategies for action. While the classes are held virtually now, Kirley sees a role in the future for a hybrid model, even after folks are able to gather in groups again, because it opens her programs up to a wider geographic area.

And, while most participants will likely be women, JKirley Collective welcomes everyone. “Honestly, who doesn’t need this kind of work?” she said. “We know from consumer behavior that women tend to sign up for self-help, self-improvement, but that doesn’t mean it’s not beneficial for everyone.”

She also sees many different applications of these courses, from employee-assistance programs to management team building, to an individual preparing to join a nonprofit board or take on a new leadership role in the community. “The theme is, when we step into something new, by force or by choice, we can doubt ourselves. We want to help people be successful in whatever change they’re going for.”

Currently a business advisor for the Massachusetts Small Business Development Center, Kirley has been committed to serving the community in various capacities for more than 20 years. “I had the fortunate opportunity to go through a Foundations course with the Institute for Generative Leadership,” she said, “which helped me clarify my offering and build a collaboration model for my business.”

 

Bump in the Road

However, she ran into a discouraging roadblock right off the bat. She initially planned to launch in the fall and call her enterprise DignityWorks — a name that, despite her research, proved to be a problem.

“A business owner in the UK contacted me who had been using DignityWorks for many years, and I faced the threat of litigation,” she recently wrote in her blog. “I halted all program promotion, postponed the pilot to January 2021, and resigned to go back to square one for brand name and design. It felt like a devastating loss of time, money, and momentum. This breakdown opened the door for all of my dignity threats to come knockin’!”

Specifically, all the ‘I’m not worthy’ stories she helps clients deal with flooded her own head and wracked her body with anxiety, thoughts like “I should have known how to avoid this setback,” “this business will never be ‘real’ or earn me a living,” “I am letting everyone down, and no one will trust me after this,” and “I look like a fool, and who am I to start my own business?”

She had to put her own advice into practice — to stay calm, actively move away from anxiety and toward dignity, and take “many deep breaths” — before having a productive Zoom meeting with the business owner across the pond, and then going about changing her business name.

Through the whole experience, “I had to walk the talk of my own worth,” she told BusinessWest. “That was pretty cool.”

By the way, she loves the new brand name, especially its focus on the word ‘collective.’ “Who am I as a person? What are my values? I love connecting people, and I love working collaboratively. When I started to think about my values, it was important that collaboration was the driving force in starting this business.”

So, a new year begins on a more positive note. “Having endured 2020, we’re trying to start 2021 by finding ways to invest in self, grow positively, and have better wellness,” Kirley said — and, above all, do it together.

 

Joseph Bednar can be reached at [email protected]

Community Spotlight Special Coverage

Community Spotlight

By Mark Morris

As the world looks to generate energy from different sources and reduce waste, a new facility just opened in Agawam that contributes to both efforts.

What looks like a plain green building on Main Street is actually a plant that converts food waste into natural gas and fertilizer. Vanguard Renewables, based in Wellesley, approached Agawam Mayor William Sapelli about locating an organics-recovery facility in Agawam. After addressing some initial concerns about truck traffic and potential odor from the plant, the town gave the go-ahead.

“Because Agawam is a designated green community, it’s important for us to bring in facilities like this,” Sapelli said, noting that this is only the second plant of its type in Massachusetts.

Here’s how it works. Let’s say the nearby Hood dairy plant has a pallet of yogurt that does not meet specifications or has expired. Hood can bring that pallet to the Agawam facility, where large extracting machines separate the packaging from the yogurt. The packaging gets bundled and brought to a recycling facility, while the yogurt is mixed with other food waste and water. This forms a slurry, which is then delivered by tanker truck to an anerobic digester, a large, dome-shaped structure. (The closest digesters to Agawam are located on farms in Deerfield and Hadley.)

The slurry is mixed with farm-animal waste in the digester, where two things happen. First, biogas rises from the mix and gets converted to renewable natural gas for heating and cooling. Then, the remains of the slurry, known as digestate, are used as low-carbon fertilizer for area farmers.

“In the past, all this waste was incinerated or dumped into a landfill, but now it’s being turned into energy and fertilizer,” Sapelli said, calling the process “amazing.” As the Agawam facility ramps up to full capacity, it will be able to process 250 tons of food waste per day, according to Vanguard.

Mayor William Sapelli

Mayor William Sapelli

“Because Agawam is a designated green community, it’s important for us to bring in facilities like this.”

That’s just one project that has Agawam officials excited as they move past a challenging 2020 for all municipalities. While the pandemic is still a daily reality, they say this town is focused on growth as a new year dawns.

 

Bridge to Tomorrow

For the past couple of years, the largest infrastructure project in Agawam has been the rebuilding of the Morgan-Sullivan Bridge connecting Agawam and West Springfield. The original completion date was scheduled for May 2022. After Sapelli met with Lt. Gov. Karyn Polito to incentivize the project contractor, Northern Construction, to work overtime and weekends to shorten the deadline, the date was moved to August 2021.

Once the pandemic hit and fewer people were out and about, bridge construction accelerated further. Favorable weather, as well as lighter traffic from both vehicles and pedestrians, allowed crews to get more done every day. Then, the Big E canceled its 2020 fair.

“By contract, the crews had to stop work during the Big E,” Sapelli said. “When the fair was canceled this fall, it gave them an extra 17 days to work on the bridge.” While noting that he is not putting pressure on the construction crews, he predicted the bridge may now be completed by June 2021.

The mayor is also pleased that many of the headaches and traffic jams that usually occur with a major construction project have not materialized. “It’s been a great project,” he said. “You don’t hear a mayor say that very often.”

Like every community, Agawam has had to deal with COVID-19. In fact, the mayor himself had a false alarm after testing positive on a quick test. After going into self-quarantine for several days and not experiencing any symptoms, he took a PCR test (referred to as the ‘gold standard’ of COVID testing), which revealed he had never been infected with coronavirus.

the Morgan-Sullivan Bridge project may now be done by June

With the pandemic reducing traffic and accelerating the pace of work last year, the Morgan-Sullivan Bridge project may now be done by June.

“I asked if I was asymptomatic or if I’d had it a week before, and the answer to both was, ‘no, it was a false positive,’” he said.

While state mandates have limited public access to Town Hall, Sapelli explained that, even if it were open to the public, the building’s layout just doesn’t work well with COVID-19 mandates.

“For example, the public area in the Collector of Taxes office measures about five feet by eight feet,” Sapelli said. “With social distancing, that means no more than one person can stand there; anyone else would have to wait in the hall, which is also cramped.”

Still, with an emphasis on safety first, Sapelli said Town Hall is open for business for anyone who calls ahead for an appointment.

In order to reduce COVID-19 risks and still encourage in-person education, Agawam’s public schools have adopted a hybrid model. Students whose last names begin with the letters A-K attend class on Monday and Tuesday, while those with L-Z last names attend Thursday and Friday. On the three days they are not scheduled in person, students attend class remotely.

The Department of Health and the superintendent of schools are employing the hybrid model as long as COVID-19 cases within the education community remain low compared to the community as a whole. As a former Agawam school superintendent, Sapelli supports this direction.

“The hybrid approach has been working for Agawam. First, we’re making sure everyone is safe so we can get our students in front of teachers,” he said, adding that parents who are uncomfortable with the hybrid model may choose remote learning full-time.

Bars and restaurants everywhere have greatly suffered during the pandemic from mandated closings, limited seating, and other restrictions. To support those businesses in Agawam, the City Council and the mayor have co-sponsored a resolution to waive the $1,500 liquor-license fee in 2021 for all bars, restaurants, and banquet halls.

“We recognize they’ve lost a lot of revenue and have not been able to host the types of events and gatherings they normally do,” Sapelli said. “Waiving the fee is one thing we can do during the pandemic to help local businesses in these tough times.”

Agawam at a Glance

Year Incorporated: 1636
Population: 28,718
Area: 24.2 square miles
County: Hampden
Residential Tax Rate: $16.83
Commercial Tax Rate: $31.61
Median Household Income: $49,390
Family Household Income: $59,088
Type of government: Mayor; City Council
Largest Employers: OMG Inc., Agawam Public Schools, Six Flags New England, Whalley Computer Associates
* Latest information available

The fee waiver is just one of the ways the City Council and the mayor are working together to help local businesses, he added. “We are business-friendly. When a new business wants to locate in Agawam, we try to expedite the permitting process by having a team meeting that includes everyone from our fire and police departments to the health inspectors and building inspectors. They all meet together with the business owner, so it becomes one-stop shopping.”

 

House Calls

That cooperative attitude makes life easier for Marc Strange, director of Planning and Community Development in Agawam, who told BusinessWest about several projects in the area of South Westfield Street in the Feeding Hills section of town. One of the most anticipated projects is the Villas at Pine Crossing, an over-55 community that will add 44 units of senior housing to the market.

“Our office frequently gets calls from residents who are looking to downsize, but they want to stay in Agawam,” Strange said. “The designs at the Villas are more friendly for an aging population, something that is desperately needed in Agawam and everywhere else.”

He said he’s grateful the developer chose Agawam for the Villas, and welcomes similar projects. “We’re hoping this will trigger future developments for 55-plus communities in Agawam.”

The land parcel that was once the Tuckahoe Turf Farm sits adjacent to the Villas at Pine Crossing. After years of considering new uses for the property, Agawam officials are now looking at a solar-energy installation for part of the site. “The revenue from the solar field will allow us to develop the rest of the property for recreational uses, such as walking trails and such,” Sapelli said.

Agawam also completed a project in 2020 to convert all its streetlights to LED fixtures, which emit brighter light but also help the city reap potential savings of $220,000 every year. “Agawam is looking to save about $100,000 per year in energy costs and nearly $120,000 per year in streetlight maintenance,” Strange said.

During construction of the Morgan-Sullivan Bridge, crews are using two desirable land parcels to stage and store equipment. Once the bridge is complete, those two parcels will be available for development as well.

“To be clear, as exciting as it is to market prime commercial sites, the new bridge will have an impact on the town that goes well beyond those two parcels,” Strange said.

All of which promises a brighter future for Agawam — literally and figuratively.

Law

A Question of Mandates

By Timothy F. Murphy

 

Employers have a key role to play in ensuring the successful rollout of COVID-19 vaccines and that people are safe at work. Many employers may wish to adopt vaccine mandates, especially if their employees work in close contact with others. But before doing so, employers need to consider a number of things.

 

Can Employers Require Vaccinations?

Yes. Non-union employers can unilaterally require employee vaccinations because employment relationships are ‘at will,’ and they have a legal duty to provide a safe and healthy workplace. Many employers already require workers to get inoculated against certain infectious diseases.

 

Can Employees Object to Vaccine Mandates?

Yes. Anti-discrimination laws provide disabled and religious employees with legal protections from vaccine mandates. Employers that require employees to receive the COVID-19 vaccine must meet certain requirements under those laws.

Timothy F. Murphy

Timothy F. Murphy

“Non-union employers can unilaterally require employee vaccinations because employment relationships are ‘at will,’ and they have a legal duty to provide a safe and healthy workplace.”

A worker with a covered disability may seek an exemption from a vaccine mandate. For instance, medical advice to avoid a vaccine due to an employee’s underlying health condition may legally justify a vaccine refusal. In such situations, the employer must explore whether an exemption is a reasonable accommodation given the disability and job duties — so long as it isn’t an undue burden for the employer. Accommodations — like telework or working in isolation from co-workers — that would allow the unvaccinated employee to perform essential job functions would likely not be an undue burden.

According to recent guidance from the Equal Employment Opportunity Commission, sincerely held religious beliefs may also justify a vaccine refusal. An employer must provide a reasonable accommodation “for the religious belief, practice, or observance” that prevents the worker from receiving the vaccine, unless that accommodation poses more than a “de minimis” cost or burden. Employers may seek verification of such beliefs only if they have an objective reason for doing so.

 

Government Vaccine Mandates Appear Unlikely for Now

A general state vaccine mandate does not appear to be in the cards anytime soon. On the federal level, President-elect Biden has signaled that he is not considering a vaccine mandate at this time. It also appears unlikely that the federal agency charged with workplace safety, the Occupational Safety and Health Administration (OSHA), would require employers to mandate a COVID-19 vaccine. In the past, OSHA has permitted employers to require employees to receive the flu vaccine.

 

Public-health Experts Warn Against Mandates for Now

Even if employers can legally mandate COVID-19 vaccinations, U.S. Surgeon General Jerome Adams recommends against it. “Right now, we are not recommending that anyone mandate a vaccine,” Adams said in a recent interview with Yahoo Finance, noting that Pfizer’s vaccine hasn’t been fully approved yet. According to Saad Omer, a vaccinologist and infectious-disease epidemiologist at Yale University, “mandates shouldn’t be the frontline policy option.”

 

Avoid the Backlash

A vaccine mandate could trigger employee-morale issues. Vaccine hesitancy is a concern across the country. One study revealed that more than one-third of Americans would refuse a COVID-19 vaccine if offered one. However, other data suggests that Americans’ willingness to take a COVID-19 vaccine has risen as data on the vaccines’ efficacy have emerged. Many people have said they are more comfortable waiting a few months to get the vaccine. Employers need to be sensitive to employee concerns if vaccination is mandated as soon as it becomes publicly available.

 

Reduce Potential Legal Liability

Employees injured by a mandated vaccine may bring legal claims for workers’ compensation, negligence, and OSHA violations. It is difficult to predict the success of such claims. The ability to argue that government recommendations were followed would go far in defending against them. Limiting a vaccine mandate to high-risk positions or workplaces may also reduce potential legal liability and employee backlash.

 

Wait and See Is the Way to Go

Most Massachusetts non-healthcare employers and their employees are not going to have access to any vaccines before the spring of 2021. So most employers can wait to decide to mandate vaccines simply because there won’t be vaccines immediately available.

In the meantime, employers should be prepared to provide reliable information; reinforce other steps to protect employees and the public, like continued screening, fitness-for-duty programs, and contract tracing; implement employee incentives for voluntary vaccinations; and consider mandatory rapid testing, as those products come to market, as an alternative to mandatory vaccination.

 

Timothy Murphy is a partner at Skoler, Abbott & Presser, P.C., focusing his practice on labor relations, union avoidance, collective bargaining and arbitration, employment litigation, and employment counseling.

Law

To Contest or Not to Contest?

Benjamin Coyle, Esq.

 

None of us want to think that, after we pass away, our loved ones may someday fight over an inheritance. But as we all know, family relationships are complex, and can be particularly so when finances are involved. Add in the grief of losing a loved one, and suddenly, relatives who have always gotten along well may find themselves at odds. Keeping peace in the family is often a vital consideration in estate planning.

One of the most important components of a person’s estate plan is the document that ultimately directs the final disposition of their property, both real and personal, upon their passing. In most circumstances, that document is either a last will and testament or a trust. A question that often arises during the drafting process is: “what can I do to make sure that no one fights over my estate?”

Benjamin Coyle

Benjamin Coyle

“Family relationships are complex, and can be particularly so when finances are involved. Add in the grief of losing a loved one, and suddenly, relatives who have always gotten along well may find themselves at odds. Keeping peace in the family is often a vital consideration in estate planning.”

While an attorney can never guarantee that heirs or beneficiaries will not fight, there are provisions that can be made to deter an interested person from contesting the terms of a will or trust. For wills, Massachusetts law recognizes a provision purporting to penalize an interested person for contesting the will or instituting other proceedings relating to the estate. For trusts, the courts in Massachusetts have upheld the enforceability of ‘no-contest’ (or ‘in terrorem’) clauses.

In 2012, Massachusetts adopted the Uniform Probate Code (UPC), a model code adopted by 18 states in order to standardize probate laws. However, in adopting the UPC, Massachusetts did not incorporate the model’s no-contest provision, which essentially allowed for challenges or contests where probable cause exists. Rather, Massachusetts determined that the Commonwealth would maintain its historic baseline regarding no-contest provisions, and, in doing so, the Legislature provided that such clauses are enforceable as a matter of law, subject to some limitations as determined by the court.

Generally speaking, a no-contest provision is a clause within a will or trust with specific language stating that any person who challenges the estate must then forfeit their share. One of the primary purposes of including such a provision is to deter an interested person from bringing a challenge against the estate.

Typically, if an interested person believes they are not receiving what they may consider to be their fair share of the estate, that perception can provoke a desire to fight the terms of the will or trust. Emotions tend to run particularly high if a sibling or family member may receive a larger portion, or if someone is left out of an estate altogether. These challenges are not often successful, so long as the creator of the will or trust complied with all statutory requirements, was not subject to undue influence or duress, and had the appropriate mental capacity to execute the document.

Occasionally, though, when an interested person is able to present evidence of duress or incapacity, a successful challenge to a will could result in the entire document being invalidated, which would naturally include the no-contest provision. If the no-contest provision is eliminated as a result of the challenge, the contesting party may then be eligible to receive a share of the estate or trust, depending upon the other circumstances at hand.

When administering any will or trust, whether a no-contest provision is included or not, the fiduciary in charge (that is, the trustee of a trust, or the personal representative under a will) must still comply with all the other terms of the document, and the fiduciary is still responsible to beneficiaries. They are required to account to the beneficiaries for the assets under their control, as this is a matter of public policy that the courts have determined cannot be avoided with a no-contest provision.

Typically, we might see no-contest provisions enforced within the discretion of the fiduciary, for frivolous matters involving the administration of the will or trust. Occasionally, a beneficiary may ask the court for an interpretation of the provisions of a will or trust, to make sure the fiduciary is complying with its terms. Provided they are not trying to challenge or change the provisions in the document, the court is unlikely to invoke the no-contest provision when a request for interpretation is made by an interested person.

If you are a beneficiary of a last will and testament or a trust, it is extremely important to review the document to see if it contains a no-contest provision. If it does, and if a challenger comes forward, the court is likely to uphold the no-contest clause, which could result in the forfeiture of an inheritance. One must carefully weigh the options and potential outcomes before asserting a challenge.

On the other hand, if you are preparing your own estate plan and are concerned that disagreements may erupt among beneficiaries, you may wish to consider including a no-contest provision in your documents. Keeping the family peace in the future is certainly worth spending some time and effort today.

 

Benjamin Coyle is a shareholder with Bacon Wilson, P.C. He specializes in matters of estate planning and administration and also has extensive experience with real estate, business, corporate, and municipal law; (413) 781-0560; [email protected]

Women in Businesss

Undervalued Again

By Alex Thornton

The COVID-19 pandemic, and the economic downturn it has caused, have hit everyone hard. But the impact has not been spread equally. A new report by UN Women has found clear evidence that, although both genders have seen their unpaid workloads increase, women are bearing more of the burden than men.

Even before the pandemic, women were spending on average three times as many hours as men on domestic chores, childcare, and looking after vulnerable or elderly loved ones. Widespread restrictions on daily life, school closures, disruption to businesses, and a big rise in working from home have made many tasks more time-consuming and arduous. And more women than men have reported an increase in their workload in almost every aspect of domestic life.

The data also shows more men saying they usually don’t do a particular task. The average woman now spends nearly the equivalent of a full-time job doing unpaid childcare — a full working day a week more than the average man. Nearly one-third of women report spending more time cooking and serving meals, compared to just under one-fifth of men. Half of all men say they don’t normally get involved in preparing food at all.

A similar picture emerges when looking at childcare. Research for UN Women carried out by Ipsos in 16 countries showed that, before the pandemic, women spent an average of 26 hours per week looking after children, compared to 20 hours a week for men. That has now risen by 5.2 hours for women, and just 3.5 hours for men. As a result, the average mother now spends nearly the equivalent of a full-time job doing unpaid childcare — a full working day a week more than the average father.

There are big regional differences. Although every nation surveyed showed a rise, the effects were most pronounced in less affluent countries in Latin America, Asia, and Africa, compared to wealthier countries.

The pandemic has reaffirmed the persistence of gender bias in social and cultural norms. All but a small fraction of men acknowledge that their wives or partners are doing more around the house, while just two-thirds of women say the same of their husbands or partners. Perhaps more concerning for gender equality in the future is that parents are more likely to notice their daughters doing more to help than their sons.

The overall effect is that the gradual progress toward gender equality seen in recent decades could not only stall, but be reversed.

Already, more than 28 million women over age 25 are estimated to have left the labor market altogether in 55 high- and middle-income countries over the last year, compared to 24 million men. Given that women were already less likely to be in the workforce, this represents a serious threat to the economic status of huge numbers of women. On a global scale, it’s thought that the pandemic will push a further 47 million women and girls into extreme poverty by 2021.

Despite the clear evidence that women are disproportionately suffering economically from the effects of the pandemic, the vast majority of measures that have been enacted by policymakers do little to address the increased burden on women.

However, there are some notable exceptions: increases in monthly child allowance payments in places like Argentina, expanding paid parental-leave programs in Italy and Belgium, and compensating parents affected by closures, as in Germany and South Korea.

Perhaps the biggest step would be simply recognizing the value of the unpaid domestic and caring work done by women, pandemic or not. The 16 billion hours spent on unpaid caring every day would represent nearly 10% of the world’s entire economic output if it was paid at a fair rate. Women were grossly undervalued before the pandemic — now the situation is getting even worse.

 

Alex Thornton is senior writer, Formative Content for the World Economic Forum.

Economic Outlook

The Big Picture

Bob Nakosteen has an old saying hanging in a frame in his office at the Isenberg School of Management at UMass Amherst — the one he hasn’t been in but once since last March.

It reads: “You Can See the Future by Looking at the Past.”

Nakosteen, a professor of Economics at Isenberg, said he’s lived by those words, especially at this time of year, when he’s asked to try to forecast what might come over the next 12 months.

Only this time, that saying doesn’t hold. Indeed, while people tend to throw that word ‘unprecedented’ into the mix early, often, and sometimes when it doesn’t actually apply, one could certainly use it with regard to COVID-19, the economy, and any efforts to look into the crystal ball and make some projections.

“In virtually every situation I’ve been in before, you can pick out an historical situation that came close and give some perspective on what might happen next,” he said. “Now, you can’t at all. Even 1919 and the last global pandemic was different; there was lingering demand from World War I, and a lot of global agriculture had been shut down. That really bolstered United States agriculture; we were still predominantly an agricultural country. There were some circumstances that we can’t duplicate now.”

So if people can’t look to the past to project what will happen in 2021, how can they handle that assignment?

“Not very easily,” said Nakosteen, who noted there are always question marks going into a new year. This year, they come by the bushel bag, and cover everything from vaccines — how effective they’ll be and when they’ll be widely available — to overall consumer confidence, always a huge issue in determining which way the arrow will point; from the election of a new president to what’s happening in other countries, especially with regard to the pandemic; from the employment scene (specifically, how many of those millions of lost jobs will actually come back) to whether, and to what degree, Congress keeps printing money and dispensing it to those in distress.

Bob Nakosteen

Bob Nakosteen

With these vaccines coming online, once people get them, and they have confidence that other people have done the same thing, then you’ll likely see a pretty robust recovery, starting slowly and then accelerating. But, then again, we’re in completely uncharted territory.”

Add it all up, and there is simply too much uncertainty to make any real projections, said Nakosteen, adding that, while the country may well avoid another recession, or the dreaded ‘double-dip recession,’ as it’s called, the eventual shape of the recovery — which has been the subject of endless conjecture, with possibilities ranging from a V to a U to something like a Nike swoosh — is still be to determined. Obviously.

“What we could have is a W-shaped recovery,” said Nakosteen, offering another possibility, noting that, in this scenario, the economy would move back down again, hopefully not as bad as it did when it cratered last March, but eventually climb back up.

“With these vaccines coming online, once people get them, and they have confidence that other people have done the same thing, then you’ll likely see a pretty robust recovery, starting slowly and then accelerating,” he told BusinessWest, adding that the bounce-back might also take the more dramatic Nike swoosh shape. “But, then again, we’re in completely uncharted territory.”

When asked about the factors that will dictate the eventual shape of the recovery, Nakosteen said there are almost too many to count. They include:

• How much more stimulus money will be injected into the economy. Like most, Nakosteen said the recent $900 billion package approved by Congress will help, but it won’t be enough. When asked if the federal government could keep on printing money, in essence, he said he didn’t see why it couldn’t. “One of the things that happens during an economic crisis is that the government will provide temporary support until the economy heals itself. This is not permanent; this is temporary, and it’s a bridge to the future. And right now, we need a bridge.”

• The election of a new president. “That generally seems to perk things up — there’s generally a first-administration bounce — but in these unprecedented times, who knows?”

• To what extent new habits might become permanent. These include everything from not dining out or traveling to doing most shopping online, to working remotely. “I would like to get back to going out more, but my guess is that my life has changed, and we’ll never really go back to the way it was before the pandemic.”

• How many of the jobs that have been lost are regained. Employment is always a key to any recovery, and there is conjecture that many jobs will be lost permanently due in part to those changes in behavior; and

• Whether this region can somehow benefit from these changes in behavior and attitude. Some have suggested that, now that people can successfully work remotely, they may choose to do so in a setting like Western Mass., which provides space and a lower cost of living than Boston or other major cities.

While making hard projections is difficult, Nakosteen said he could offer what he considers to be a best-case scenario:

“By early summer, enough of the country is vaccinated and enough of the state is vaccinated, and, almost as importantly, people have confidence in the vaccine and the percentage of the population that’s been vaccinated, and then you see people start to re-engage. The industries that have been hurt have all been face-to-face industries — accommodations, retail, other services, the arts, and recreation. These face-to-face services start to bounce back quickly because people have a great hunger to get back out. If things go well, you’re going to see them get back out in the summer, and that’s when you’ll start to see the beginning of a serious rebound.”

Again, that’s the best-case scenario.

The worst case? An insufficient percentage of the population receives the vaccine, supply-chain issues “gum things out,” news of new strains of the virus spreads fear, people lose confidence in a recovery, and things drag on into the fall and perhaps longer, he said, adding, again, that myriad factors will determine which scenario — possibly one in between those two — becomes reality.

Summing things up, Nakosteen noted that, in some respects, we know what’s coming next — the administering of vaccines to millions of people over the next several months. What we don’t know is how all that is going to play out.

As he said, normally you can look to the past to see the future. But not in this case.

 

Opinion

Editorial

The calendar no longer says 2020.

And that’s a really good thing. Over the past 10 months or so, those four numbers became synonymous with pandemic, challenge, uncertainty, and more challenge. Turning the calendar over helps psychologically, but it doesn’t change the equation. Not yet, anyway.

In fact, as the experts interviewed for our Economic Outlook section indicated, while there is indeed a light at the end of the tunnel, there is still quite a bit of tunnel to get through. If this is the beginning of the end (of the pandemic), the end is still a ways off.

And, in some ways, there’s a good chance things will actually get worse before they get better, because, as some experts noted, the relief that many companies received through stimulus initiatives will not be there, or there to the same extent, like they were in 2020. So many businesses will be facing a reality check, and a scary one at that.

But if 2021 looks daunting in many respects, we can look back at 2020, not for painful memories, or only painful memories, but also for inspiration.

Indeed, as we’ve written on several occasions, the best thing about 2020, from our respective, was the manner in which the business community responded to a crisis truly without precedent. Going back to the middle of last March, we wrote about how business owners in this region had been through a lot over the past few decades — recessions, including a ‘great’ one; a tornado; the sudden quiet after 9/11; Springfield’s fiscal meltdown; and so much more. We wrote that this pandemic would be unlike any of those and would test the mettle of this region in ways we could not have imagined.

We were right about that, but we were also right when we said this region was up for the fight. It was, and it is, and a look back at 2020 proves this.

Yes, some businesses have been lost, mostly in the retail and hospitality sectors, and the losses have not been insignificant. Meanwhile, a number of mainstay businesses have been battered and bloodied — MGM Springfield, the Basketball Hall of Fame, the Springfield Symphony, the Thunderbirds, Union Station, UMass Amherst and all the colleges and universities, every restaurant and performance venue in the region … the list goes on.

But they are still standing, and, in the meantime, a large army of small businesses have responded with imagination, perseverance, and the entrepreneurial spirit that has defined the region for more than 250 years.

We’re told many of these stories over the past nine months, and they have been inspirational. Businesses that found themselves struggling, through no fault of their own, discovered ways to pivot, find new revenue streams, and, in some rare cases, actually expand and grow their businesses.

If there was any bright spot to 2020 — and there were not many — watching this collective display of courage and determination was it.

And now that the calendar has turned to 2021, nothing has really changed. The operating environment is as challenging as ever, and even moreso for most hospitality businesses, now that winter has set in.

The next few months may be the most difficult yet, but we are confident that those same qualities that helped businesses ride out 2020 will enable them to continue the ride — until the day when ‘normal’ returns and the predicted pent-up demand will provide a much-needed lift to ventures across all sectors.

As the new year begins, the light at the end of the tunnel is still a ways off. But at least we can see it.

Opinion

Opinion

By Brooke Thomson

Associated Industries of Massachusetts (AIM) has worked tirelessly with elected officials on both the state and federal levels to moderate a potentially disastrous 60% increase in unemployment insurance rates next year and to keep the Unemployment Insurance Trust Fund on sound financial footing.

Last month, Gov. Charlie Baker took a major step toward addressing that issue by filing timely legislation to ensure a two-year schedule freeze and provide the ability to bond the remaining trust-fund deficit and allow it to be rebuilt over time.

Meanwhile, AIM continues to support efforts by the Massachusetts Congressional delegation to persuade Congress to provide additional resources for the state’s Unemployment Insurance Trust Fund. The $900 billion economic stimulus bill recently approved in the U.S. Congress does not provide money for state UI systems, though it does revive the Paycheck Protection Program with $284 billion to cover a second round of PPP grants to especially hard-hit businesses.

Massachusetts businesses now need elected officials to stabilize the state’s unemployment-insurance system by freezing the statutory rate and allowing Massachusetts to authorize bonding.

A day before Baker filed his rate-freeze bill, AIM provided a statement to the entire Massachusetts Legislature calling for a freeze on employer UI tax-rate schedules to shield Massachusetts employers from the upcoming rate spike, which is tied by statute to the overall condition of state UI Trust Fund.

Given the unforeseen economic shutdowns brought on by the COVID-19 pandemic beginning in March, the Massachusetts Department of Unemployment Assistance projects that the fund, primarily financed by direct and reimbursing employer contributions, will be in the red by $5 billion at the end of 2022 and remain insolvent by about $3 billion as far out as 2024.

These initial numbers, left unchecked, would trigger an increase from the current 2020 employer tax rate of Schedule E, or $539 per employee, to Schedule G, about $866 per employee, reflecting an almost 60% increase.

Baker’s bill would freeze the employer tax rate at Schedule E for the next two years, slowing annual employer contribution growth to $635 in 2021 and $665 in 2022.

AIM thanks Gov. Baker for filing this legislation, and we appreciate the speedy action that the House and Senate have taken throughout this pandemic with legislation to stabilize the unemployment-insurance system for employers and employees.

We urge the House and Senate to take urgent action on this proposed legislation to freeze rates and fund the system through bonding, which will ensure that all claims are paid to individuals, that the trust fund is stabilized with a low-interest loan, and the Commonwealth is able to avoid a statutorily triggered unemployment-insurance tax-rate hike in first months of 2021.

 

Brooke Thomson is executive vice president for Government Affairs at Associated Industries of Massachusetts.

Economic Outlook

Education

Jamie Birge was searching for a piece of wood to knock on.

Massachusetts College of Liberal Arts (MCLA), which he serves as president, had essentially made it through a very different fall semester with only a handful of positive cases of COVID-19. He considers this a victory for his institution, and a clear indication that the many protocols put in place were effective.

“For the full semester, our positive rate was 10 times lower than the Commonwealth’s positive rate, and each week we outperformed our host city [North Adams], the county, and the Commonwealth,” he explained. “We were actively hunting the virus through our testing protocol, and through our tracing protocol, we made sure there was no spread. I think we had six cases, and in each of those cases, none of them spread on campus, because we were able to identify the virus through testing, we were able to either quarantine or isolate individuals, and we went to remote learning after Thanksgiving, which turned out to the best time to do that because there was an uptick in positive cases in Berkshire County, and our students were already off campus learning remotely. From a numbers perspective, we did extraordinarily well.”

The semester was a success on many levels, he went on, but for the students living on campus in singles or in off-campus housing, it certainly wasn’t the “typical residential college experience,” he noted, adding that those on campus were all in single rooms, and access was limited between residence halls. “You couldn’t go visit other people.”

Jamie Birge

Jamie Birge

“Even in the era of online and remote learning, students still want to be on campus; they want that traditional experience.”

Focusing on the future, Birge is obviously looking forward to the day when the school can again offer that full experience. He’s not sure when that will happen — certainly not before next fall and perhaps not even then — but there are signs of encouragement, he said, referring to everything from the introduction of vaccines to the projections for enrollment for next September.

“The latest I’ve seen for the 2021 cycle is that we’re within 3% of the pre-pandemic numbers, so we’re feeling good about that,” he said, noting that, by this time of the year, many students have already committed to where they will be attending school in the fall, although the next four or five weeks are critical. “I think that’s a soft figure, and, overall, we think this is going to be a multi-year emergence to return to where we had been. But I’m encouraged by the fact that we’re only off 3%.”

He said that number seems to be consistent with what the other eight state schools are reporting, although there is some variation. And time will tell if those numbers hold up as the vaccines are rolled out and their effectiveness is gauged.

Meanwhile, beyond the all-important process of rebuilding enrollment, colleges and universities will face other challenges, said Yves Salomon-Fernández, president of Greenfield Community College (GCC), especially the need to “adjust, adapt, and evolve,” as she put it, to effectively prepare students for what will be a changed landscape when it comes to the workforce and how work is done.

“For next year, we have to very intentional about our learning because the world we’ll be returning to, post-COVID — and with the vaccines, which will be a game-changer — is going to different from the one we had become accustomed to before COVID,” she explained. “We know that there are a number of jobs that won’t be returning.”

Elaborating, she said GCC will lean heavily on a panel it created called the Future of Work Advisory Committee, comprised of area business leaders across several sectors, including healthcare, hospitality, financial services, manufacturing, and others.

“They help us keep a pulse on what’s changing, what they anticipate, and what the outlook is, so we can align our new academic programs, and also adjust our existing programs to meet their demands,” she noted. “Also, it will be critically important for us to get a sense of what the workplace will look like and the skills that employers will be looking for.”

In this respect, she said colleges and universities, at least those with an eye on the long term, will be taking lessons from evolved companies that looked at the marketplace and how it was changing and began to adjust accordingly.

“These companies started asking themselves, ‘what are the market needs today that we can adapt to and meet — and what will be the unmet needs in the future, and how can we best position ourselves to meet them?’” she explained, adding that colleges have to do the same.

As for enrollment, the lifeblood of any college or university, area schools have been battling not only the pandemic, but demographics in the form of smaller high-school graduating classes. The two forces collided with considerable force this past September, with enrollment down as much as 20% at some area schools (that was the number at MCLA) and 15% at most of the institutions, with many high-school graduates taking a gap year and many already in college simply taking a break.

The question hanging over the industry involves that matter of pent-up demand and whether there will be good amount of it when the product is a college education.

Yves Salomon-Fernández

Yves Salomon-Fernández

“For next year, we have to very intentional about our learning because the world we’ll be returning to, post-COVID — and with the vaccines, which will be a game-changer — is going to different from the one we had become accustomed to before COVID.”

Birge believes there will be such demand, although, as he said, it might be the fall of 2022 or 2023 before pre-pandemic levels return.

“From the information we collect from students, the students want to return to campus,” he told BusinessWest. “Even in the era of online and remote learning, students still want to be on campus; they want that traditional experience.”

Noting that enrollment at community colleges usually rises during times of recession and high unemployment, Salomon-Fernández noted that this past fall semester was an exception to that rule, both because of large amounts of assistance to those who became jobless and the inability to attend in-person classes. She believes the vaccines, and the eventual end to those stimulus benefits, will change that equation.

“I think enrollment will start picking up in the fall of 2021,” she said. “In the long term, we can’t keep borrowing against ourselves — the national debt is the highest it’s been since the Great Depression. This is not sustainable, and we expect that, as the vaccine becomes available, the government subsidies will decline, and people will have ample incentive to get back to work — and they’ll need the skills to enter, continue in, and thrive in the job market.”

Looking ahead to the spring, Birge said MCLA will operate very much as it did in the fall, but with even more testing due to the colder weather at the start. Spring break will be eliminated, and an extra day will be tacked on to President’s Day weekend.

Like he said, the spring will be a lot like last fall. It will be different, though, if the vaccines work as the experts project they will, because the finish line, when it comes to the pandemic, will be much closer.

“Everyone is down right now when it comes to enrollment,” Birge said. “But we’re feeling a little bit of encouragement that it’s better than we thought it was going to be, although it’s certainly not what we want it to be.”

 

—George O’Brien

Economic Outlook

Banking

Donna Boulanger says she doesn’t how the landscape might change in 2021. What she does know is that it changed quite a bit in 2020.

That goes for everything from attitudes regarding online and mobile banking to sentiments on remote working, to thoughts on where people might prefer to live. Overall, she noted, these past 10 months have been a time to rethink how we do things and where we do them. And many of these changes may well be permanent, which will go a long way toward determining what 2021 — and the years that follow — will be like.

“A lot depends on the rollout of the vaccine and the effectiveness of the vaccine,” she said. “There is some pent-up demand, and it’s just a question of how quickly we return to a new normal, because are we ever going to go back to what was normal? Probably not,” said Boulanger, president and CEO of North Brookfield Savings Bank, which has eight branches and serves customers in both Western and Central Mass.

Donna Boulanger

“There is some pent-up demand, and it’s just a question of how quickly we return to a new normal, because are we ever going to go back to what was normal? Probably not.”

“And how much have consumers’ habits changed?” she went on. “Are they going to go back to retail stores? Are they going to go back to restaurants? Will they go back to traveling? They are so many factors in play, and that makes predicting what will happen in 2021 very difficult. There are a lot of moving parts.”

Looking back on 2020, she said it was a period of adjustment — for the bank and many of its customers. Like all financial institutions, North Brookfield Savings Bank had to pivot, as she termed it, when it came to everything from staffing branches — teams would rotate in for two-week periods — to providing much-needed lessons in online and mobile banking to the bank’s generally older customer base.

Overall, Boulanger said, many businesses and consumers adjusted well to the pandemic, and state and federal support played a large role in this.

“In the Western Mass. and Central Mass. area, the loan portfolios held up very well; delinquencies, and I know this is hard to believe, are at record lows,” she explained. “Whether it is the increased unemployment or stimulus checks, our customers have weathered this storm fairly well. But there are certainly pockets, in Massachusetts and across the country, where people are not faring so well.

“We have a lot of customers who have fully recovered,” she went on, meaning they’ve returned to pre-pandemic revenue patterns. “These are generally manufacturers or specialty businesses; they’re not in hospitality, they’re not in retail. The people still being impacted are those in personal service, whether you’re a nail salon, a barbershop, a gym, or daycare facility.”

The bank took what she called a “proactive approach,” calling each and every business customer to see if help was needed, and in what form. Meanwhile, it was active with the Paycheck Protection Program, handling applications not only for customers, but businesses well outside its general service area.

Looking ahead, like others we spoke with, she noted that winter is a slow time for many business sectors, and the next few months could well be tough sledding for many ventures. And beyond those few months, question marks loom about consumer behavior and just how much pent-up demand there will be for some products and services.

But some shifts are already taking place, she said, adding that there are visible signs that attitudes are changing, about everything from where people want to live to how and where they will work.

“There is an outward movement from cities — we see it in our market,” she told BusinessWest. “When I talk to our local Realtors, we see people moving into Central and Western Mass. They’re coming from New York, they’re coming from New Jersey. Is that going to continue? No one knows, but it’s happening now.

“Palmer, Belchertown, Ware … we’re seeing people move there from outside Massachusetts, and I don’t think you would have seen that before,” she went on. “There’s demand for open space because people are going to continue to be able to work remotely. And because people aren’t going to restaurants as much, they don’t need to be in the big city; you’re not going to walk to the local restaurant or the local business.”

The question moving forward is how much permanence can be attached to these changes in attitude and behavior.

“Are these going to be long-term changes, or will people, when they feel safer, return to the cities because of the amenities?” she said in conclusion. “That’s the struggle for all the big cities.”

And that’s just one of the questions, one of those moving parts, that make predicting the future, even the next few years, so difficult.

 

—George O’Brien

Economic Outlook

Accounting

‘Uneasiness.’

That was the word Julie Quink summoned, after considerable thought, to describe the sentiment of most small-business owners as the calendar turns to 2021.

And it seems like an appropriate choice.

Indeed, regardless of how a business fared in 2020 — and some of her clients actually held up pretty well — Quink, managing partner at the West Springfield-based accounting firm Burkhart Pizzanelli, said most simply don’t know what to expect for the year again. Thus, they are uneasy and likely to be cautious and conservative in the months to come, which will likely play a role in how quickly and profoundly this region bounces back from all the body blows it took over the past 10 months or so.

Julie Quink

Julie Quink

“I have clients that are doing swimmingly well — they’re in the right industries that are flourishing in this environment — and I have others, third-generation businesses, that are closing; we’re helping them wind down.”

Many of these businesses are also uneasy because they were able to “limp along,” as she put it, thanks to support from the CARES Act, especially in the form of forgivable Paycheck Protection Program (PPP) loans that provided a much-needed cushion from sometimes dramatic drops in revenue.

Starting this past fall, when many businesses effectively spent down their PPP, they’ve been getting a look at operating without a net underneath them, if it can be called that, and for many, it’s a scary proposition.

“That’s why I think we’re going to see the true impact of this crisis over the next 12 months or so, especially as the pandemic continues,” said Quink, adding quickly that, another round of PPP was included in the recently passed stimulus package, little is known about how much help will be available, when, and to whom. And even for those businesses that get another round of help, 2021 is likely to be a struggle, she went on, again because of all that uneasiness.

Quink, like most of those in the accounting and tax field, has a good read on the economy and the factors driving it because her portfolio of clients is diverse and represents virtually every sector. Slicing through the phone calls, the questions asked, and the answers provided, she said some businesses have actually done well during this pandemic (she has a few commercial cleaners, for example), others are holding their own, and still others are really struggling.

“There is such a mixed bag with our clients,” she said, adding that this diversity of performance reflects what’s happening across the region. “I have clients that are doing swimmingly well — they’re in the right industries that are flourishing in this environment — and I have others, third-generation businesses, that are closing; we’re helping them wind down.”

She related the story of a second-generation business, a wholesaler that services the airline industry, among many others. Revenues are down roughly 50% from a year ago, not because there are fewer customers, but because most of the existing customers are ordering far less as their needs have diminished.

“We had a conversation today about how to plan, and I said, ‘you should tighten your belt because I think this is going to be a rough ride this year,’” she recalled, adding that she has given this same advice to many of her clients.

Getting back to that sentiment of uneasiness, Quick said there are many things to be uneasy about, from the ongoing pandemic to a presidential election that, while officially over, has been tumultuous in every way, to the deep uncertainty about the year ahead.

“People are waiting — they’re waiting for things to be final,” she said, using that phrase to describe everything from the stimulus package to the pandemic itself. “And I don’t think the election helped anything; all the events surrounding the election have made people uneasy.”

Still another factor contributing to this state concerns changes that have come to how business is being done, and questions about when, or even if, things will go back to normal.

“I have some clients who are international and can’t fly and can’t participate internationally in person,” she explained. “So they’ve had to refocus on how they do business now, and they don’t really know what the future will bring.”

As for her own profession, 2020 was certainly a different year, one with a tax season that never seemed to end. But it was a good year for most, because clients needed more assistance, or ‘touches,’ as she called them, with PPP and other matters.

And 2021 is certainly shaping up as more of the same, with another round of PPP looming, more questions concerning how to plan for the months and quarters ahead, and more of that uneasiness that will certainly play a large role in determining what kind of year this will be.

 

—George O’Brien

Economic Outlook

Healthcare

 

Editor’s Note: One of the sectors most impacted by the pandemic — and one facing a great number of questions moving forward — is healthcare. We put some questions to Baystate Health President and CEO Dr. Mark Keroack, who has become a very visible leader during this crisis and was recently named one of BusinessWest’s Healthcare Heroes for 2020.

 

BusinessWest: Dr. Keroack, already we’re seeing a great deal of optimism and expectation accompanying the arrival of vaccines in this nation and this region. What are your thoughts on the impact these vaccines will have on the broader economic picture in this region and when that impact will be seen?

 

Dr. Keroack: The vaccines represent a major scientific breakthrough, and they are the beginning of the end of the pandemic. Economies depend on consumer confidence, and, therefore, I have always seen recovery from the pandemic and recovery of the economy as one and the same. Removing the pandemic will boost confidence and enable the economy to recover. What is less clear is which businesses will have survived the terrible stress test of 2020 to even be able to recover.

 

BusinessWest: ‘Normal’ is a word we hear a lot these days, as in ‘when things return to normal.’ With the vaccines now here, is there any more clarity on when ‘normal’ — as in pre-COVID — may return?

 

Dr. Mark Keroack

Dr. Mark Keroack

“The light at the end of the tunnel is real, but it is still months away, and we are now in a perilous situation with more virus circulating in the community than we had last spring.”

Dr. Keroack: I believe that when a majority of people — more than 70% — receive the vaccine and are immune, case numbers will fall precipitously because the virus will not be able to find new hosts easily. That will enable governmental leaders to lift the restrictions we all have been struggling with these past several months. I suspect that will happen in late spring or early summer.

 

BusinessWest: Dr. Keroack, this has been a trying year for the healthcare system and hospitals in general. Can you in any way anticipate what 2021 will be like — both in terms of providing services and from a business (bottom-line) perspective?

 

Dr. Keroack: I think we should expect consumer attitudes to be changed in the wake of the pandemic. For several months, people have been getting used to different ways of getting their needs fulfilled, whether it is virtual visits, remote working, takeout dining, or online retail. I think this will put greater pressure on traditional bricks-and-mortar enterprises, including Baystate, to revisit their business models.

 

BusinessWest: In many ways, you have been the face of the pandemic in this region, often sending out strong statements on the need to socially distance, wear masks, and take the steps necessary to stem the spread of the virus. What is your message to the community now, 10 months after the start of the pandemic, and with what many are calling a light at the end of the tunnel in sight?

 

Dr. Keroack: The light at the end of the tunnel is real, but it is still months away, and we are now in a perilous situation with more virus circulating in the community than we had last spring. Many people, especially older people, are doing what they need to do to protect themselves, but many more are minimizing or still denying the risks of infection. It is now more important than ever to follow the guidance on masking, social distancing, and handwashing. Furthermore, we need to restrict our visits to indoor spaces that are not our homes, particularly if masks are not being worn.

 

BusinessWest: The governor recently rolled back, if that’s the proper phraseology, many of the restrictions on certain types of businesses. Do you believe further restrictions will be needed before the current situation improves?

 

Dr. Keroack: I think it is likely that the latest restrictions will not be enough to slow down the spread of the virus. We are seeing that some mayors are issuing regulations that go beyond what the governor recently proposed, and I suspect he too will have to roll back things still further before we are through the current crisis.

 

BusinessWest: Continuing with that thought, many businesses have closed over the past several months, and many more are barely hanging on amid the restrictions placed on them. It’s often been said that elected leaders have to choose between saving the economy and saving lives. Is there any way, in your opinion, to effectively do both?

 

Dr. Keroack: There are examples of countries that have done both. They are characterized by high rates of rule following, easy access to testing, and financial support for people who are sick and cannot work. Many Asian countries had great success opening their economies while also driving down infection rates. Other countries, like the U.S., were more likely to object to or doubt the effectiveness of the guidelines, and we saw a lot of people deciding to exempt themselves, sometimes with disastrous consequences. We also are not consistent in terms of sick leave, so many were tempted to go to work while sick. For all these differences, it is fair to say that now nearly every country is sliding backward to higher virus levels, because even the most compliant groups get fatigued by these restrictions.

 

BusinessWest: As a business leader and manager of one of the region’s largest employers, can you talk about the ways this pandemic has changed business and how it’s conducted, and which of these changes may be permanent?

 

Dr. Keroack: I mentioned earlier the importance of flexibility and meeting the customer where they are. We have recommitted to improved customer service and easier access to care. We are still learning in healthcare to be more like more customer-friendly sectors. I also expect that the strains on the economy will cause healthcare to be examined again for being too high in cost. Baystate Health is the lowest-cost large health system in the state, and yet we still need to drive down costs further. We also need to remember that embedded in the pandemic was the George Floyd killing, which led to a reckoning with systemic racism in our country. Baystate Health as an organization has made eliminating racism and enhancing diversity, equity, and inclusion in our health system a top priority. Finally, I think we need to re-examine and improve how we do preventive public health in our state, and I hope Baystate Health can play a role there.

 

BusinessWest: They say adversity makes those who endure it stronger. How will this region become stronger because of this lengthy and difficult battle against COVID-19?

 

Dr. Keroack: If the pandemic has taught us anything, it is that we are all connected to each other. Infections historically have attacked those in lower socioeconomic groups more severely. When those infections spread easily, we all suffer when we have not dealt fully with advancing economic opportunity across all our communities. If we come out of this with a greater sense of community and togetherness, we will have gained something valuable from what was otherwise a terrible ordeal.

 

BusinessWest: Personally and professionally, what has it been like for you to lead a company like Baystate though this crisis? What have you learned about yourself, as a leader, if anything?

 

Dr. Keroack: There have been many stressful days, given the unknowns and dangers of this virus. I worry a lot about protecting our employees and see the stresses they have been going through. I am blessed with a wonderful team that has strong experience in infectious-disease management and epidemic containment. I also am gratified by the can-do attitude from so many on the front lines. They show tremendous commitment, compassion, and innovation. I think the major lessons I learned as a leader is to make sure people understand the reasons behind what we are trying to do and then to trust them to find the solutions. I have not been disappointed in that trust.

 

Economic Outlook

Fitness

For a year and a half after F45 Training Hampshire Meadows opened in Hadley, owner Danny Deane knew what members wanted — to get fit, sure, but also to cultivate a sense of family and community with their fellow goal-setters.

“We were sharing equipment, people were shoulder to shoulder, giving sweaty high fives,” he said, noting that none of that has been possible since the pandemic began.

Danny and Jessye Deane, owners of two local F45 Training franchises.

Danny and Jessye Deane, owners of two local F45 Training franchises.

In fact, the fitness center, like all others in this industry, closed its doors for almost four months, a casualty of Gov. Charlie Baker’s sweeping lockdowns in March, following by a slow, gradual, phased approach to reopening — during which time F45 launched online programs and later ran outdoor boot camps before getting the all-clear to invite members back inside.

These days, the Hadley facility — and a second F45 location Deane and his wife, Jessye, opened in West Springfield over the summer — have implemented a series of strict safety protocols, from reducing session sizes and mandating masks to requiring everyone to sanitize, pass a temperature check upon entry, and even change shoes; from reformatting space for physical distancing and barring shared equipment to sanitizing all surfaces, floors, and equipment every 45 minutes. Both studios — and their HVAC systems — have been fitted with the hospital-grade PermaSAFE disinfectant and antimicrobial system and are electrostatically fogged weekly.

The result? Out of 20,027 member visits since July, the two studios have been responsible for exactly zero transmissions of COVID-19.

“Making health everyone’s priority is really why we opened this,” Danny said, which is why he and Jessye considered CDC and state safety recommendations and not only met, but exceeded them, at both locations.

It’s certainly a bold move to expand during a pandemic, especially in an industry as hard-hit as this one by COVID-19 and the associated lockdowns and restrictions.

“The industry is hurting, significantly,” Danny said. “We say failure is never an option for us, but for the majority of fitness in the United States, it is certainly an option.”

Indeed, while most fitness centers say they’re hanging on, many have shut their doors permanently. The most recent capacity rollback in Massachusetts, to 25%, isn’t helping matters for an industry whose leaders have consistently maintained they’re not the problem when it comes to spreading COVID-19.

“These setbacks are crushing,” said Frank Nash, president of Massachusetts Independent Fitness Operators, noting that the industry’s rigid safety measures have resulted in a less than .000034% positivity rate in more than 1.3 million check-ins. “Our industry has collectively spent hundreds of thousands of dollars outfitting studios with ventilation equipment, social-distancing measures, employing robust cleaning procedures, and instituting contact tracing, and it’s working.”

Jessye Deane agreed. “The data shows gyms are not breeding grounds for transmission, and we’ve certainly seen that,” she said, adding that industry stresses go beyond government mandates; some people simply don’t want to return yet, while others, due to economic strain, have had to cut certain things out of their household budgets, fitness memberships among them.

Yet, many gyms and fitness centers are taking lessons from the pandemic and plan to expand upon innovations introduced this year, such as virtual classes.

“We thought COVID-19 was a catastrophic event for our industry, but — although challenging — it has turned into a transformative event,” said Kevin Mannion, vice president of Marketing at Glofox, a consulting firm for the international fitness industry. “Less than a week after most countries went into lockdown, we noticed that gyms everywhere were organically starting to run online classes through Zoom, Facebook, YouTube, and Instagram. Some larger operators were able to offer classes free on their social-media channels, while at the same time developing a paid online service that could reach people the world over.”

For gyms that are moving forward with in-person activity, the safety measures are critical, Danny Deane said. At a time when Baker is rolling back indoor capacity limits and tightening safety mandates due to the recent viral spike, “we’ve had all this set in stone from the get-go, so we don’t have to all of a sudden introduce masks or reduce capacity. We’ve been on point the whole time.”

Added Jessye, “there’s no reason for us not to be as safe as possible. We have members who have compromised immune systems. We have members who have elderly parents. It’s really important to us that we’re protecting all our members — our F45 family, and all their families.

“This is hard,” she said, gesturing at a safely distanced group workout going on behind her. “It’s even harder with a mask. But people have adapted, and it’s been really impressive to see the way our members have been committed to us and stuck by us — because we would not be able to get through this without them.”

Not only has the business survived, but, as noted, it expanded. When the Deanes decided last year to open a second location in West Springfield, called F45 Training Riverdale, the pandemic was months away from anyone’s radar.

When COVID-19 did appear, “did we ever think about turning the other way?” Danny said. “No, absolutely not. It was full steam ahead, always.”

Jessye called it a “burn the boats” move. “We will always adapt, and we’re committed to the people we serve because we’ve seen how it changes lives,” she said. “Every worry has been worth it. We’re giving people years on their lives. We’re not here so people can have abs. Abs are great, don’t get me wrong, but we really want people to live longer and move better. So there was no way we were going to turn our back on that.”

Of course, the planned April opening on Riverdale Street wasn’t going to happen, but they did go ahead with a grand-opening event of sorts: a virtual workout fundraiser to support local healthcare heroes, with all proceeds donated to Baystate Health. The new facility opened its doors to members four months later, in August.

The fitness centers that survive 2020 will have to make their own decisions about how much programming to offer in-person and virtually going forward. As Mannion noted, “COVID-19 accelerated a trend of at-home workouts, and businesses have been forced to respond … The fitness businesses of the future realize they need to be adaptable and offer both in-person and virtual workouts in order to prevent shocks and to cater to the evolving needs of the consumer.”

Still, Jessye Deane said she’s looking to the days when they can once again pack in members at their two physical locations.

“This isn’t the business model we signed up for,” she said of the much-less-crowded studios these days. “I don’t think it’s the business model anyone signed up for. But we wouldn’t be operational at all if we weren’t positive we could offer a safe environment.”

However, they’re both optimistic about what will happen in 2021, as mandates fade and people realize they miss working out together.

“We have done a significant job growing through this, but there’s still a significant pool to tap into once the restrictions are lifted,” Danny said. “I’m really excited to see both facilities back at full capacity.”

 

—Joseph Bednar

Economic Outlook

Restaurants

Andy Yee was still slogging — his word, and he would use it more than a few times — through the holiday season when he talked with BusinessWest for this Outlook section. But he was already thinking about the next one and what it might be like.

And his thoughts were colored with optimism.

“I think there is going to be a lot of pent-up demand,” he said, referring to that day when the clouds eventually lift and people feel confident returning to restaurants and especially indoor dining. “People have been cooped up a long time. I know people who haven’t been out, and have barely left their houses, since March. When this is over, people are going to be ready to get out and go on the town.”

While he feels confident in that assessment, and even offered a timeline of sorts — projecting some improvement by spring as vaccines are rolled out, much more by summer, and perhaps something approximating normal by Q4, or certainly next holiday season — what he doesn’t know is how many restaurateurs currently doing business in the region be along for that ride, whenever it does come.

Andy Yee

Andy Yee

“People have been cooped up a long time. I know people who haven’t been out, and have barely left their houses, since March. When this is over, people are going to be ready to get out and go on the town.”

Indeed, several have already been forced to shut their doors, he said, and others will be challenged to survive what will likely be another several months of slogging, even with the promise of additional help coming in the form of support from the state.

“January and February are traditionally leaner months — people have that holiday hangover, although I’m not sure what that will be like this year,” he noted. “It’s going to be hard for some people to hang on. There will be some casualties; there will be more closures.”

There have been several already, due directly to COVID-19 or perhaps the pandemic accelerating the timeline for retirement, said Yee, adding quickly that the number of additional losses to the landscape will be determined by a number of factors, from how quickly and effectively vaccines reach the general population to the level of confidence people have with going back out again, even with a vaccine, to the overall experience level and savvy of the restaurateurs in question.

“This really will be survival of the fittest,” he told BusinessWest, adding that his definition of ‘fittest’ is those with the experience and will to maneuver through this whitewater. “There are some people who have been doing this a long time, and this is a tough business; these are the ones who will probably buckle down and adjust to leaner times.”

Summing up 2020 and speaking for everyone in his sector, Yee said it’s been a long, long, long haul.

Indeed it has, a nine-month stretch of restrictions that have varied in their severity, but have been generally punitive to restaurateurs, limiting how, where, and when they can serve diners. Some have fared reasonably well with takeout, outdoor dining, and reduced indoor seating, he noted, but none are doing anything approaching what they were doing a year ago, revenue-wise.

And many have decided they can’t continue to slug it out, he said, noting closures up and down the Pioneer Valley and also in the Berkshires. As bad as it’s been, it’s been far worse in major cities with much higher commercial lease rates, he told BusinessWest, adding that Boston has been devasted, and perhaps 35% of all the restaurants in New York will chose for good due to the pandemic.

Despite the devastation, the pandemic did provide some positive learning experiences, especially when it came to outdoor dining, something few restaurants had tried, but now were all but forced to undertake. It’s something that may become a permanent fixture.

“It has been a good learning experience for us,” he said, citing the Student Prince in Springfield as perhaps the best example from within the Bean Group of an establishment that invested heavily in outdoor dining and saw some success. “We are going to try to emulate that and duplicate that next year.”

Looking ahead, he does have confidence that the vaccines are cause for optimism, and also that, when this pandemic is over, people will go back to their old habits of dining out — a question that many have been asking over the past several months as the discussion turns to how the pandemic may change societal norms for the long term.

“I agree with people who say we can see the finish line with COVID,” he told BusinessWest. “My feeling is that, by March, things will start to loosen up a little; by the summertime we’ll be back to some kind of new normal, whatever that means; and in the fourth quarter we’ll roar back with people going out and celebrating.”

Meanwhile, for the entrepreneurial — and he certainly falls into that category — there will be opportunities within this sector as the pandemic draws on and more establishments grow weary of the fight.

Yee said he’s already received a number of calls from individuals looking to sell, and he expects those calls to keep coming.

In that respect, 2021 might see many more changes to the landscape in this important sector.

 

—George O’Brien

Economic Outlook

Technology

In 2020, virtually every business was caught off guard by pandemic restrictions, which forced them to focus primarily on ways to stabilize and survive. For those that are back in operation, 2021 offers a chance to return to strategic growth — with the right tools.

“While businesses are not in control of whether or not there are secondary or terciary waves of infections, they can adopt a technology plan to support their new workplace environment and ensure productivity,” said Sean Hogan, president of Hogan Technology.

While business owners may have been surprised that their employees actually kept working while remote, they also want to ensure the technology employees are using works, too, he noted.

“In 2020, many businesses were using workarounds to solve communication breakdowns, but by now, there’s no reason for lapses in productivity,” he explained. “In fact, there are plenty of technology tools at our fingertips that businesses are utilizing successfully to keep team members engaged, productive, and efficient, regardless of the physical limitations imposed by the pandemic.”

Sean Hogan

Sean Hogan

“For this workplace-interaction strategy to be successful, employees must be backed with technology tools that support key functions.”

Successful small to mid-sized businesses are well aware of the benefits of strategic planning, Hogan noted, and even though the pandemic has posed unforeseen variables, businesses now have enough information to build workplace-interaction strategies that will support revenue growth in 2021. “Although businesses may consider themselves to be lucky to have survived, they need to expand their thinking in terms of setting new goals, instead of being caught in reaction mode once more.”

COVID-19 has forced companies to adapt, he went on, and at this point, every business owner essentially needs three distinct strategic plans for workplace interaction, and the most sophisticated businesses are creating contingency plans for all three potential environments.

The first is a fully remote workplace. Many organizations that were flexible enough to sustain a fully remote workforce have opted to keep everyone remote until further notice. Such a work environment presents its own unique set of challenges, Hogan said, but also new opportunities.

“For this workplace-interaction strategy to be successful, employees must be backed with technology tools that support key functions,” he explained. “For example, employees need to be empowered to remain in constant communication with other team members. Additionally, business owners need to provide them central access to data, with responsible levels of cybersecurity on the network.”

A remote team means more exposure to the network, he added, but it also brings more flexibility than ever before. A full transition to this model means the business won’t be interrupted by further restrictions or lockdowns.

The second model is a hybrid workplace, which majority of businesses believe will be the most likely scenario in 2021. Over the past year, companies have cycled through lockdowns, partial openings, and full reopenings depending on health-risk factors.

If a business owner wants to plan for a hybrid model going forward, he or she must consider ways to secure entrances, exits, and access points with tools like body-temperature scanners or touchless door-access controls. They can also benefit significantly tools like cloud voice with call forwarding, to make transitions seamless when staff migrate from the office to remote-work environments.

“In order for hybrid to work, remote technology needs to be secure and seamless,” Hogan said, “while workers and customers need to feel safe in person.”

The third model is an in-person workplace with social distancing. “For a minority of businesses, all activities are dependent on the physical location remaining open,” he noted. “For these businesses, owners need to consider how to adhere to and accommodate various safety measures to ensure compliance and worker safety.”

Regardless of which workplace environment is chosen, Hogan said, three critical aspects must be addressed to ensure success. The first is that employees need access to cloud voice to keep team members in constant communication and to ensure that office calls are properly routed to cell phones when team members are out of the office. Second, the team needs to be able to collaborate effectively.

Lastly, every workplace environment needs to be kept secure. For in-person strategies, this means secure access points, with tech like body-temperature scanners to ensure illnesses cannot spread. For remote workplaces, this means cybersecurity precautions have to be considered because, generally speaking, home networks pose much higher risks than office environments.

“We are currently meeting with customers, and, depending on what they want to achieve in 2021, we are devising custom technology plans to help them accomplish their strategic goals,” Hogan said. “This is what leaders do — they step up and lead in times of uncertainty. We are using our expertise to provide structure and clarity so that businesses can continue to thrive. Technology just happens to be our particular expertise, but this effort is about honoring our responsibility to the business community at large.”

Economic Outlook

Retail

Editor’s Note: Retail was among the sectors most impacted by the pandemic. Some businesses were forced to close, while all others had to make sweeping changes to how they did things to keep customers and employees safe. BusinessWest asked Charlie D’Amour, president of CEO of Big Y, to put 2020 in perspective and look ahead to what might come next.

 

BusinessWest: 2020 was certainly a tumultuous year for retail — and business in general. No one has a crystal ball, but what do you project for the year ahead, in terms of the economy and Big Y?

 

D’Amour: 2020 has certainly been fraught with challenges. Keeping our employees and customers safe while providing essential services has been foremost in our efforts. One of the biggest challenges has been supply chain, and that has been compounded in a number of ways.

First, panic buying ensued, and safety stock that is usually kept in reserve evaporated overnight. Many manufacturers and food suppliers facing their own COVID challenges, from staffing to supply, have not been able to keep up. Distribution centers have also felt these impacts, along with transportation, etc. Going forward, I do not expect that these areas will see a complete return to normal operation until late into 2021 or even into 2022. The recent uptick in COVID cases has put a lot of pressure on transportation and distribution. I anticipate that once we get through the holidays and the winter months, things will slowly improve.

Staffing continues to be an area of focus for us, and we are actively hiring. Currently, we have more than 1,000 open positions. We’ve adapted our training protocols to keep everyone safe yet provide adequate training.

Though I’m optimistic about the economy starting to bounce back in 2021, it is clear that government help will be needed, especially for those who have lost their jobs and for businesses that are struggling. There may be some longer-term systemic changes to the economy that could continue to linger. From my conversations with other supermarket operators both in China and in Europe, it seems that people are still reluctant to venture into inside venues. This has had an ongoing impact on restaurants, gyms, movie theaters, travel and hospitality, etc. As the vaccine takes hold, I believe that this will improve and folks will begin to travel again, and ‘experiences’ will become foremost in returning to some normalcy.

Charlie d’Amour

Charlie d’Amour

“Staffing continues to be an area of focus for us, and we are actively hiring. Currently, we have more than 1,000 open positions.”

How and where people work, I think, will be forever changed. Even in our own offices, more and more folks are working remotely. We are communicating more with video and virtual meetings. We continue to adapt and adjust. And, though I think the supermarket will continue to be the primary way people get their food and groceries, the growth of online shopping is here to stay. In 2021, we are excited to be opening our first micro-fulfillment center, which was planned and begun before the pandemic hit but which we believe will have an ever-increasing role in the way people shop in the future.

 

BusinessWest: Big Y has been on a path of steady expansion over the past several years. Will this pattern continue in 2021, and how and where will this growth take place?

 

D’Amour: We have been pleased that, despite the pandemic, we’ve actually had an exciting year of growth. We have opened two new gas and convenience stores, a new supermarket, completed our new Fresh & Local Distribution Center, and remodeled over 16 supermarkets. We’ve accomplished a lot. We have two new supermarkets planned for next year, several new gas and convenience stores, and, as I mentioned, the opening of our online ordering and micro-fulfillment center in Chicopee.

 

BusinessWest: Over the course of the past several months, we have seen a number of changes when it comes to how work is done and where. How has Big Y responded to these shifts, and will some of them be permanent?

 

D’Amour: Obviously, in our supermarkets, distribution centers, gas and convenience stores, and at Table & Vine, a physical presence is required. We very quickly realized in our physical locations that we needed to keep our employees safe, and to that end, we jumped on making sure that the appropriate cleaning procedures were in place and that PPE was available. We were one of the first retailers to install plexiglass shields at our registers, among many many other things. We have made sure to accommodate not only our frontline workers, but everyone with flexible schedules, leaves of absence if required, and continuing to pay employees who had to quarantine or care for a loved one.

We have continued to provide our employees with ‘thank-you’ pay, first as an hourly bump and now through a monthly bonus which will continue into the first part of 2021. We have also provided a holiday bonus to all full-time, part-time, and casual employees to reward and thank them for rising to the challenges we have all faced with this pandemic.

In our offices, we have definitely moved from a company that favored in-person meetings and collaboration to embracing new technologies and remote working. Here, again, flexible schedules and accommodating employees with childcare issues, etc. has been our focus and will likely continue. One area that has been accelerated because of the virus has been our use of virtual meetings and video communications. As our geographic territory has spread, bringing our store folks to our Store Support Center has presented more and more of a challenge. As a result of the virus, we have been forced to explore more avenues to connect, which have, for the most part, been effective and well-received by our employees.

 

BusinessWest: As the leader of a major corporation, can you talk about the ways this pandemic has impacted your ability to plan long-term, or if it has?

 

D’Amour: The supermarket business is very dynamic, and, as such, we are always in a state of change and flux. We are also in a business where our customers give us almost instant feedback to what’s new and changing. Our leadership team gets together every year to focus on our strategies and how we are adapting and evolving as our customers are adapting and evolving. As such, we are maintaining our current course of action, and our long-term plans and strategic initiatives have not changed. Every year, there are minor course corrections and adjustments, but our overall direction is the same, and that has not changed because of the pandemic.

 

BusinessWest: Speaking of leadership, talk about your experiences leading a company through these most challenging of times.

 

D’Amour: For me, first and foremost was the importance of communication. Being present, being authentic, and regularly communicating with our employees, customers, and other stakeholders was especially important early on when things were changing rapidly and coming at us a mile a minute. While I couldn’t get out to our stores as frequently as I usually like to, being able to find other ways to connect with our stores was essential.

Our employees especially were appreciative that we were visible, even virtually, and that we were genuinely concerned. Though we did shut down our offices for all but the most essential employees, I tried to be in our offices as much as possible to show a physical presence and to connect with our leadership team and others that were in the building. I believe that all of these things helped to inspire confidence within our organization. We tried to push decisions down to the lowest level and trusted in our employees and our teams. We established a crisis management committee, now dubbed the pandemic response committee. As such, we were able to quickly and effectively respond to a very fast-paced and changing dynamic.

Another area that underscored a point of focus for us this past year was in regard to redoubling our efforts regarding diversity and inclusion in our company. While we have made progress over the years, it was clear that we needed to do more. To that end, we have refocused and engaged our efforts, developed a new employee-resource group called “Y You Belong,” and created a steering committee of senior leaders and outside advisors from the community. We also conducted a half-day seminar for our leadership team with the Healing Racism Institute of Pioneer Valley to better understand our role in healing racism in our company and our community.

Throughout this past year, the role of leadership was and continues to be an important linchpin in our ability to deal with the challenges of this pandemic.

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Happy, Safe Holidays

Dr. Richard Fraziero, owner of Facial Cosmetic & Maxillofacial Surgery in East Longmeadow, and Ashley Swift, the practice’s Community Outreach director, brought some holiday cheer to the Chicopee Fire Department this year. In lieu of sending holiday cards, Fraziero decided to donate to local emergency first responders to aid them in purchasing more PPE to help keep them safe in these trying times.

 


 

No Shave November

TommyCar Auto Group partnered with the Hampshire County Sheriff’s Office to raise more than $7,000 for the Dana-Farber Cancer Institute during their No Shave November campaign. Earlier this month, TommyCar co-owner Carla Cosenzi and Sheriff Patrick Cahillane presented the check to a representative from the Dana-Farber Cancer Institute. (Photo by Market Mentors)

 

 


 

 

Being Accountable

Revitalize CDC and the BeHealthy Partnership (BHP) accountable-care organizations made up of Health New England, Baystate Health Centers, and Caring Health Center have supported patients at risk of contracting COVID-19 by providing them with essential supplies and access to nutritious food at home. The program specifically serves vulnerable members of the community who may face food insecurity and homelessness, allowing them to remain safe and healthy in self-isolation.

 

 


 

Holiday Cheer

Brownie Troop 65110 at Longmeadow’s Wolf Swamp Elementary School recently delivered handmade holiday greeting cards to the residents at Ruth’s House Assisted Living Residence. The troop also stood outdoors and sang holiday songs that residents enjoyed through the window.

 

 

 

People on the Move
Peter Coppez

Peter Coppez

Jean Pierre Crevier

Jean Pierre Crevier

The longtime owner of M. L. Schmitt Electric Inc. has transferred his business to two electricians who have worked for him for many years. Thomas Schmitt transferred the electrical-contracting firm that performs residential, commercial, and industrial construction projects to new co-owners Peter Coppez and Jean Pierre Crevier. Coppez joined M. L. Schmitt as an apprentice in 2000. He’s a graduate of Springfield Technical Community College, the Local IBEW #7 apprenticeship program, and Wentworth Institute of Technology, where he graduated this spring with a bachelor’s degree in project management. Crevier joined M. L. Schmitt as an apprentice in 2004. He earned his bachelor’s degree in communications from UMass and completed the Local IBEW #7 apprenticeship program. He graduated this spring with a master’s degree in project management from Wentworth Institute of Technology. Schmitt was President of M. L. Schmitt Electric for 31 years.

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Victoria Graffam

Victoria Graffam

Country Bank announced that Victoria Graffam has joined its Corporate Risk division. Graffam held various BSA and loss-prevention roles before joining Berkshire Bank in 2017 as the BSA/AML EDD manager. While at Berkshire Bank, her focus was to develop and maintain a program to identify and mitigate risk for higher-risk customers. She is also a member of the Assoc. for Certified Anti Money Laundering Specialists. “We are excited to welcome Victoria to Country Bank,” said Miriam Siegel, senior vice president of Human Resources. “She brings over 30 years of professional experience, with 20 years in community banking, and is a perfect cultural fit for our team. Her can-do attitude, commitment to customer service, and collaborative management approach aligns perfectly with our iSTEP corporate values of integrity, service, teamwork, excellence, and prosperity. We are proud that Victoria has chosen Country Bank to be her employer of choice.”

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Coldwell Banker Community Realtors (CBCR) announced the addition of Realtor Courtney Kinney to its roster of professional real-estate agents serving Franklin and Hampshire counties. Kinney attended UMass Amherst from 2007 to 2011 and later worked at the university in Student Affairs for eight years. During that timem she earned a master’s degree in applied data science from Bay Path University. Kinney decided to make the move to real estate and the Coldwell Banker brand not only for the company’s industry innovations and technology, but also because locally owned Coldwell Banker Community Realtors has a marketing department, agent support, and training, while most real-estate companies do not. She is a member of the Realtor Assoc. of Pioneer Valley, the National Assoc. of Realtors, and the Massachusetts Assoc. of Realtors.

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Gina Maroni

Gina Maroni

Kathi Bates

Kathi Bates

UMassFive College Federal Credit Union announced the recent promotions of Gina Maroni and Kathleen (Kathi) Bates. Maroni was promoted to senior vice president of Finance and chief financial officer (CFO). This promotion acknowledges her commitment and contributions to UMassFive, and is a better reflection of her level of authority. In her new role, she will maintain her current responsibilities, including financial oversight, strategizing, and budgeting for the credit union. Maroni previously served as UMassFive’s vice president of Finance and CFO for the past nine months and as assistant vice president of Finance and controller for 18 months. Prior to joining UMassFive, she was the senior vice president of Finance and chief financial officer at Athol Credit Union. Bates was promoted to Worcester branch manager. She began her career at UMassFive 18 years ago as a part-time teller, eventually becoming a member service specialist, and most recently the backup supervisor for UMassFive’s Worcester branch. In her new position as branch manager, she will continue making a difference in the financial lives of members by identifying and providing solutions for their financial needs and making sure the Worcester branch runs smoothly.

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Christopher Heights of Northampton, an assisted-living community, recently welcomed Amie Miarecki as its new marketing and admission director. Miarecki brings nearly 20 years of experience working in the health and human-services field in both Greater Springfield and Greater Boston, providing marketing, community-relations, and development expertise. She will promote the company’s mission by engaging with the community and healthcare partners to help individuals find their next home while maintaining their independence and a dignified quality of life. Miarecki holds a master’s degree in corporate and organizational communication with a specialization in leadership from the College of Professional Studies at Northeastern University and a bachelor’s degree in psychology with a minor in sociology from UMass Amherst. She is the president of the Young Professional Society of Greater Springfield, a board member of the Professional Women’s Chamber, and a committee member for both the civic and community-engagement committee of the Springfield City Library and the Greater Northampton Chamber of Commerce community-engagement committee. In addition, she holds memberships with Hampshire County Young Professionals, the Western Mass. Elder Professionals Assoc., and the Retirement Marketing Directors Assoc. of Western Mass. She is also a past recipient of the BusinessWest 40 Under Forty award.

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Richard O’Hearn

Richard O’Hearn

Aegis Energy, EDF Group, a leading provider of co-generation technology, announced that Richard O’Hearn has come on board in the role of CHP specialist. His hire comes during an extended period of growth; Aegis recently hired 12 employees and plans to continue to add to the team. A certified energy manager by the Assoc. of Energy Engineers, O’Hearn informs customers about the benefits of combined heat and power (CHP), building strong relationships with new and existing clients in the process. A former employee of Siemens, he is no stranger to the energy industry or green technology.

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John Pucci, a partner at Bulkley Richardson, and Jennifer Levi, professor of Law at Western New England University School of Law, were named members of a bipartisan advisory committee to review and provide recommendations on U.S. attorney candidates for the District of Massachusetts. The announcement was made on Dec. 18 by U.S. Sens. Elizabeth Warren and Edward Markey. The advisory committee will solicit, interview, and comment on applications for the position of U.S. attorney for the District of Massachusetts, the state’s top federal law-enforcement officer. The committee is comprised of members of the Massachusetts legal community, including prominent academics and litigators, and is chaired by former U.S. District Court Judge Nancy Gertner. Other members of the committee include Elissa Flynn-Poppey, former deputy legal counsel to Gov. Mitt Romney and executive director of the judicial nominating commission for the Office of the Governor of Massachusetts; Angela Onwuachi-Willig, dean of Boston University School of Law; Walter Prince, partner at Prince Lobel and former president of the Massachusetts Black Lawyers Assoc; and Georgia Katsoulomitis, executive director of the Massachusetts Law Reform Institute.

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Daisy Flaim

Daisy Flaim

Denise “Daisy” Flaim received the Faculty of the Year Award for 2019-20 from Springfield Technical Community College. The award recognizes Flaim’s teaching techniques to accommodate a variety of learning styles; her efforts to build an inclusive classroom; her work with students outside of the classroom; support letters from colleagues, students, and supervisors; as well as her service contributions to STCC. Flaim has taught several writing and literature classes at STCC in addition to serving as chair of the Liberal Arts/General Studies Program for one year. She applies her past work experience, which included professional writing jobs, and has drawn inspiration from her students over the years. She also makes a point to get to know her students outside the classroom. “I offer all of my students a conference for every paper we do. I meet with them if they’re distressed,” she said. “I spend most of my work day meeting with them individually. That’s probably the core of what I believe in as an instructor. I learned when I was starting out that students who know a professor outside of the classroom do better not just in that professor’s classroom, but in all of their classes. I made a promise to myself that I would try to be that professor who knew people outside of the classroom.”

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Lee Vardakas

Lee Vardakas

Lee Vardakas, president of Aegis Energy, EDF Group, a leading provider of co-generation technology, has been named a 2020 Energy and Environmental Leader. For the past eight years, this award has celebrated substantial and measurable environmental impacts and the trailblazers who achieved them. Only 100 people per year are chosen to receive this honor. Vardakas was appointed president in 2013 and has been instrumental in Aegis Energy’s success as a leader in co-generation in the Northeast and mid-Atlantic regions. With more than three decades of experience in the combined-heat-and-power industry, he is well-qualified to create and guide the vision for the growing company and is a sought-after resource for policymakers and regulators in the distributed-energy industry.

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Pioneer Valley Federal Credit Union (PVCU) wishes Iggy Collura, a member of the board of directors for almost 40 years, well in retirement. Collura began on the board around 1980, providing leadership and exuding a volunteer spirit with PVCU for almost four decades. He served on multiple committees throughout his time and was an integral part of the local credit union’s history throughout the years. Recently, Collura was invited to the Brookdale branch to receive a memory photo book and a plaque to honor his time spent with Pioneer Valley Credit Union. Socially distanced, with masks, CEO Anabela Grenier and board member Kathy D’Angelantonio handed Collura his commemorative gifts and reminisced with smiles as Collura shared his favorite memories. Collura served as chair of the policy committee and was a member of the nominating and asset/liability committee. He also participated in legislative efforts both locally and nationally.

Company Notebook

Princeton Review Recognizes UMass Amherst for Graduate Entrepreneurship Studies

AMHERST — For the first time, UMass Amherst has earned recognition in Princeton Review’s annual selection of Best Graduate Entrepreneurship Programs. In the publication’s 2021 list, the university ranks 40th among 50 colleges and universities. Based on survey data from more than 300 schools, the rankings encompass a broad range of entrepreneurial activities inside and outside the classroom. The catalyst for student entrepreneurship at UMass Amherst is the Berthiaume Center for Entrepreneurship. The center serves the entire campus through a wealth of activities and resources. Gregory Thomas, executive director of the Berthiaume Center, noted that entrepreneurship courses and scholarships, faculty who focus on entrepreneurship, student competitions, student mentorship by entrepreneurs, and ventures by alumni and non-alumni all fall within the center’s purview. Its annual Innovation Challenge propels student startups through pitch contests and a final competition judged by entrepreneurs and venture capitalists. Last year, the finals awarded $65,000 in seed money to student startups. The center brings student innovators together from different disciplines for entrepreneurial collaborations and offers networking and mentorship with entrepreneurs, venture capitalists, and academics, as well as an incubator space for student startups.

 

Furnari Jewelers Opens at Holyoke Mall

HOLYOKE — In time for holiday shopping, Furnari Jewelers recently opened its doors at Holyoke Mall at Ingleside. Furnari carries fine gold and silver jewelry, wedding sets, gemstones, pearls, watches, and more, and has a gold and silversmith on premises who can do repairs while customers wait. Furnari also offers customers the ability to design their own ring for a special touch. Known in the region for decades, Anthony Furnari opened his first store 40 years ago and says it was built on the foundation of customer service. Anthony’s son, Joey Furnari, decided to follow in his father’s footsteps. Starting with an undergraduate degree from Kenyon College in Ohio, Joey went on to become a certified bench jeweler at the American School of Jewelry, and opened his first store in May 2012 in Enfield, Conn. The 1,400-square-foot Furnari Jewelers is located on the upper level of the mall, near Apple. The store was formerly occupied by Kay Jewelers until Kay relocated its store earlier this year to the lower level, next to Round1 Bowling & Amusement. Furnari has hired seven employees for this location. Furnari joins a list of new tenants at Holyoke Mall over the last five months, including Cinnabon, which opened in June; EA Teriyaki, which opened in October; and Wings Express, which opened in November.

 

Tighe & Bond Receives ACEC/CT Engineering Excellence Award

WESTFIELD — Tighe & Bond was recently recognized by the American Council of Engineering Companies of Connecticut (ACEC/CT) with an Engineering Excellence Award. The project team received the award for the design of phosphorous-removal upgrades at the Water Pollution Control Facility (WPCF) in Plainville, Conn. The Connecticut Department of Energy and Environmental Protection set new phosphorous limits after it was determined the nutrient was negatively affecting water quality in the state’s freshwater rivers and streams. While phosphorus is a naturally occurring element that is an essential nutrient to support plant growth, excessive amounts contribute to dense growth of algae and suffocation of marine life. This meant the Plainville WPCF needed to reduce the amount of phosphorous leaving the facility by 88%. In anticipation of these changes, Tighe & Bond prepared a phosphorus-removal plan to determine how best to meet the new phosphorus limits. The plan recommended the addition of a filter building that would house new, multi-point chemical-addition and disc-filtration processes to reduce the amount of phosphorous from the facility’s water. The design also included cost-effective improvements to the existing WPCF, including a larger sludge-processing system, raising the facility’s existing UV disinfection system for improved flood resiliency; new flow-equalization tanks to stabilize the effluent from the facility’s sequencing batch reactors (SBRs); and filter influent pumps to lift the flow up to the disc filters. The project was completed four months ahead of schedule and $1 million under budget. The upgrades have enabled the town of Plainville to meet its phosphorous limits. The new system continues to remove phosphorus from the treated water the facility discharges daily into the Pequabuck River, which joins the Quinnipiac River and Long Island Sound. The renovations to the WPCF also meets all state and federal environmental regulations and ensures the protection of surrounding bodies of water. Tighe & Bond and its project partners will be honored at the ACEC/CT Engineering Excellence Awards Gala in June.

 

Big Y Announces Additional Bonus Pay for Employees

SPRINGFIELD — Big Y announced it will pay additional holiday bonuses to its front-line and distribution-center associates, including full-time, part-time, and casual employees. This holiday bonus is part of the company’s ongoing recognition and appreciation for the efforts and sacrifices of employees, which was instituted last March. Thank-you bonuses are expected to continue during the first part of 2021. “We continue to be grateful to all of our employees for their valiant efforts throughout this pandemic,” said Charles D’Amour, president and CEO. “They have all taken their role as essential workers both nobly and carefully in order to continue to provide for and support our friends and neighbors in our communities. I am so very proud of their resilience and dedication to serving our customers during this past year. This bonus pay is just one way that we show our appreciation to our team of 12,000 who work so hard and tirelessly every day.”

 

Bay Path University Community Donates to Christina’s House

LONGMEADOW — Bay Path University’s annual holiday party and employee-recognition event has been a long-standing tradition for faculty and staff. The pandemic prevented the normal gathering, but technology came to the rescue and provided a platform to connect remotely. Highlights of the event include naming a charity to be the recipient of Bay Path’s generosity, as well as employee recognition for years of service at the university. For 2020, the designated charity is Christina’s House, a Springfield-based nonprofit and Christ-centered ministry that provides transitional housing to meet the needs of mothers and their children who are homeless or near-homeless. More important, Christina’s House provides emotional, spiritual, physical, and education support as families transition from homelessness to permanent, stable living environments.

 

Grants Will Provide 100,000 Meals for People Across Western Mass.

HATFIELD — Wheeler & Taylor Insurance of Great Barrington and Canary Blomstrom Insurance Agency of Agawam are providing major support to the Food Bank of Western Massachusetts. Two rounds of funding, one now and a second round in the spring, will pay for about 100,000 meals. The Food Bank provides food to 165 food pantries, shelters, and meal sites in Berkshire, Franklin, Hampden, and Hampshire counties. Wheeler & Taylor and Canary Blomstrom are members of GoodWorks Financial Group, a network of common-ownership insurance, real-estate, and financial firms. With the pandemic, demand for food has grown exponentially. The Food Bank is serving 109,500 people a month in 2020, up 16% from 2019. The organization distributed 11.1 million pounds of food from March through October, a 30% increase. It estimates that about one in six residents in the region, including 40,000 children, or one in four, are food-insecure.

 

Springfield Museums Distributing 495 Literacy Activity Kits to Children

SPRINGFIELD — Thanks to funding from MEFA and the U.Fund College Investing Plan, Springfield Museums are distributing 495 literacy activity kits to children throughout Springfield and beyond. Ten programs — including the Gray House, Home City Families, Raising a Reader, and Head Start — will benefit. The literacy activity kits contain a consumable activity, a reusable building toy, colored pencils, a Dr. Seuss clipboard, and an early-reader book: Dr. Seuss’s ABC. Springfield Museums are committed to helping children and their caregivers explore literacy in its many forms — literary, science, historical, art — while also having fun. The museums have also tripled their hands-on learning spaces over the past few years. The Art Discovery Center, the Cat’s Corner, and Spark!Lab are all spaces for people to engage in hands-on learning to gain skills and build competency in a variety of subjects. Since the onset of the pandemic, the museums also worked to share activity kits so that those unable to visit in person could still have access to learning.

 

Bradley International Airport Earns COVID-19 Health Accreditation

WINDSOR LOCKS, Conn. — The Connecticut Airport Authority (CAA) announced that Bradley International Airport has received the Airport Health Accreditation from Airports Council International (ACI) World. The organization’s Airport Health Accreditation program evaluates new health and safety measures and procedures introduced at airports worldwide in response to COVID-19. During the comprehensive accreditation process, ACI assesses the airport’s response and safety measures in the context of the entire passenger journey, including terminal access, check-in areas, security screening, boarding gates, lounges, retail, food and beverages, gate equipment such as boarding bridges, escalators and elevators, border-control areas and facilities, the baggage-claim area and the arrivals exit. Among other things, ACI recognizes Bradley for cleaning and disinfection, physical distancing (where feasible and practical), staff protection, physical layout modifications, passenger communications, and passenger facility enhancements. In addition to these safety measures, Bradley International Airport has also prioritized other initiatives to enhance the passenger journey, including contactless parking check-in/check-out availability (pre-registration required); renovated restrooms with touchless faucets, hand dryers, and light signals to indicate stall availability as well as added privacy and surfaces that promote more effective cleaning; terminal-wide air-purification technology, which will be in place in early 2021; and expanded mobile ordering in partnership with our restaurants, also to be introduced in 2021.

 

Thunderbirds Foundation Donates More Than 1,000 Stuffed Animals

SPRINGFIELD — The Springfield Thunderbirds Foundation announced a donation of more than 1,000 teddy bears and stuffed animals to local charitable partners, the culmination of a successful drive-thru Teddy Bear Toss presented by Teddy Bear Pools & Spas and held on Dec. 12 outside the MassMutual Center in downtown Springfield. The Thunderbirds’ mascot, Boomer, along with staff members, then made deliveries of hundreds of stuffed animals to Square One, the Center for Human Development (CHD), the Boys & Girls Club of Springfield, and the Boys & Girls Club Family Center in Springfield. Due to the COVID-19 pandemic, the annual Teddy Bear Toss event was much different than in previous years. Instead of tossing the bears onto the ice after the T-Birds’ first goal during a home game in December, fans brought their new teddy bears or stuffed animals and ‘tossed’ them out of their vehicles as part of the drive-thru Teddy Bear Toss at the MassMutual Center. Boomer, the Nicebox Icebox, and front-office staff were present to collect donations and properly package and sanitize them. Those that couldn’t make it that day also donated at the Thunderbirds office, Teddy Bear Pools & Spas in Chicopee, the Springfield Visitor Center, or at New Valley Bank’s headquarters in Monarch Place in downtown Springfield. The Thunderbirds thank their partners that stepped up and were able to make this event a reality, including Teddy Bear Pools & Spas, Balise Auto Group, Western Mass News, the Springfield Business Improvement District and downtown Visitor Center, New Valley Bank & Trust, and Dunkin’ Donuts, as well as their tedd- bear delivery partner, BMW of West Springfield.

 

American Eagle Donates $3,000 to Diaper Banks

EAST HARTFORD, Conn. — In the spirit of the holidays and to reinforce its long-term commitment to assisting families in need, American Eagle Financial Credit Union awarded $3,000 in grants from its donor-advised fund at the Hartford Foundation for Public Giving to three nonprofit diaper banks in Connecticut and Western Mass. Square One Diaper Bank in Springfield, the Diaper Bank of Connecticut, and Gentle Love Diaper Pantry, a youth-led nonprofit organization at Manchester (Conn.) High School, each received $1,000 to purchase and distribute diapers to needy families in their respective communities this holiday season. “More than ever, our families are struggling to meet their basic needs. The cost of diapers can be as high as $100 per month for some families,” said Dawn DiStefano, executive vice president of Square One. “Thanks to the generosity of American Eagle Financial Credit Union and other community partners, we can continue to lessen this burden by supplying emergency diapers to those in need.”